Cases / NOI-2026-03088

Ashitosh Dilip Mense

LAN HOU/AHMD/0926/5229898 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

The made challan does not match the case: district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar' — open the challan file and check before anything is shared.

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside KYC MENASE.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

For you to check

Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹9,025 announced at 18:21 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹9,060.01CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹9,025 receivedthe receipt's amount and minute agree

Stamp duty 0.3%2,720

Registration fee 0.5%4,520

Government handling320

Our service fee1,500.01

Total we ask for9,060.01

the branch’s receipt claims ₹9,025 685746822523

paid 30 Sep 23:51:00 · verified 1 Oct 13:13:05 · 13 h 22 min later

How we know

Our own bank told us — 30 Sep 23:51

₹9,025 · from GPAY-BIZ

“₹9,025 received from ASHITOSH D M at 11:51 pm”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹9,025. ₹35.01 under our ask = our margin. Accepted as full.

By law ₹9,044. We ask ₹9,060 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹9,025 — accept as full (₹35.01 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 57 minour time · 1 Oct 16:07

Index II —not yet

the NOI team 15 d 8 htotal 15 d 8 h so far

Now with the NOI team — e-filing on IGR

since 1 Oct 16:07 — 15 d 5 h of working time

Day by day — every step and who held it

1 Oct 13:10Your branch's mail

1 Oct 13:10Payment landedat once

1 Oct 13:12Fee quoted+2 min · the NOI team

1 Oct 13:12Papers readat once

1 Oct 13:12Property readat once

1 Oct 13:13Payment verified+1 min · the NOI team

1 Oct 13:13Ready for the challanat once

1 Oct 16:07Challan made+2 h 54 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹9,03,000

Loan account no.

HOU/AHMD/0926/5229898

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor, Flat / shop no, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Ahmed Nagar

Taluka

AHMEDNAGAR

Village

NANDANVAN NAGAR

Number type

SURVEY

Number

312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, AHMED NAGAR, MAHARASHTRA, 414003

Building

BANDHAN LAWNS

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

Ahmednagar Municipal Council

Read from the sanction letter, not the Index II. SANCTION LETTER MENASE.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: MAYUR DILIP MEMSE is named on the sanction letter (SANCTION LETTER MENASE.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• Madhumati Dilip Mense: PAN missing — Madhumati Dilip Mense's own Aadhaar (KYC MENASE.pdf) is read but no PAN comes off it — read it off the card beside the form

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — district: the case held AHMED NAGAR; filled AHMEDNAGAR — EzDocs (reading the whole file), from the sanction letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKSurname spelling of Mayur

The sanction letter	MAYUR DILIP MEMSE
The PAN card	MAYUR DILIP MENSE

Why it matters: The second applicant's surname is spelled MEMSE in the sanction letter and MENSE on his PAN card. The filing uses MENSE off his PAN card.

What to do: Confirm the correct spelling with the branch; the notice is filed under the PAN spelling MENSE.

CHECKThe name of person 3

The PAN card	MAYUR DILIP MENSE
The sanction letter DIFFERS	MAYUR DILIP MEMSE

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team needs to file the NOI.

the history says the next move is with the NOI team — NOI filing

the branch last asked: Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP MENSE HOU/AHMD/0926/5229898

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-10-01) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-10-01) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-10-01) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-10-01) “For NOI filing, We need an index 2 copy.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-01) “*Index II Copy ATTCHED”

read over 3 mail(s), last mail 2026-10-01 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011244666202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP MENSE HOU/AHMD/0926/5229898

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

TD tejas.deshmukh@pnbhousing.com pnbhousing.com
01 Oct, 13:10 · 15d ago THE FIRST MAIL — how this case began

Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP MENSE HOU/AHMD/0926/5229898

📎 image001.png ↗📎 SANCTION LETTER MENASE.pdf ↗📎 IMG-20260930-WA0142.jpg ↗📎 KYC MENASE.pdf ↗

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP MENSE HOU/AHMD/0926/5229898

Customer nameASHITOSH DILIP MENSE

Loan account (LAN)HOU/AHMD/0926/5229898

Loan amount₹9,03,000

Stamp duty 0.30%₹2,709

Registration fee 0.50%₹4,515

Service / vendor fees₹1,800

Total₹9,025

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

SRO NO 2

*Index II Copy

ATTCHED

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number9766628890

0241-2414455

[cid:image001.png@01DD51A5.E80C8050]

Internal

earlier mails quoted below

From: Tejas Deshmukh <tejasdeshmukh9879@gmail.com>
Sent: 01 October 2026 13:04
To: Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject: Photo from Tejas Deshmukh

 Exercise Secured by Check Point

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
01 Oct, 16:04 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 1 Oct 2026 at 13:11, Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP
MENSE HOU/AHMD/0926/5229898

SRO NO 2

*Customer Name *

ASHITOSH DILIP MENSE

*Lan No*

*HOU/AHMD/0926/5229898*

*Loan Amount *

 903000/-

*LOAN AMOUNT*

903000/-

*0.3%*

2709

0.5%

4515

*FEES*

*1800*

*TOTAL*

9025

**Sanction Letter*

*attached*

**Customer Aadhar Card / co applicant*

*attached*

**Customer pan Card / co applicant*

*attached*

**Index II Copy *

ATTCHED

**Form A2 or Soft copy of photograph *

attached

**Payment details*

*Attached *

*Tejas Deshmukh*

*Customer Service Manager Loans*

*203 Second Floor, Sai Midas Touch*

*Nagar Manmad Road*

*Savedi Ahmednagar*

*Contact number – 9766628890*

*0241-2414455*

Internal

*From:* Tejas Deshmukh <tejasdeshmukh9879@gmail.com>
*Sent:* 01 October 2026 13:04
*To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
*Subject:* Photo from Tejas Deshmukh

 *Secured by Check Point *

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
01 Oct, 16:09 · 15d ago

📎 ASHITOSH DILIP MENSE EchallanMH01124466620 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 16:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 13:11, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case ASHITOSH DILIP MENSE HOU/AHMD/0926/5229898

SRO NO 2

Customer Name

ASHITOSH DILIP MENSE

Lan No

HOU/AHMD/0926/5229898

Loan Amount

903000/-

LOAN AMOUNT

903000/-

0.3%

2709

0.5%

4515

FEES

1800

TOTAL

9025

*Sanction Letter

attached

*Customer Aadhar Card / co applicant

attached

*Customer pan Card / co applicant

attached

*Index II Copy

ATTCHED

*Form A2 or Soft copy of photograph

attached

*Payment details

Attached

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number – 9766628890

0241-2414455

Internal

From: Tejas Deshmukh < tejasdeshmukh9879@gmail.com >

Sent: 01 October 2026 13:04

To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >

Subject: Photo from Tejas Deshmukh

 Exercise Secured by Check Point

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.png	filed	15d ago
Sanction letter	SANCTION LETTER MENASE.pdf	filed	15d ago
Payment screenshot	IMG-20260930-WA0142.jpg	filed	15d ago
PAN card+ Aadhaar card inside	KYC MENASE.pdf	filed	15d ago
Paid challan (GRAS)	ASHITOSH DILIP MENSE EchallanMH011244666202627E.pdf	filed	15d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹9,060.01

Where it stands
VERIFIED — money received

Screenshot claims
₹9,025 685746822523

Paid at
30 Sep 23:51:00

Verified on
1 Oct 13:13:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,720	₹4,520	₹320	₹1,500	₹9,060

By law ₹9,044. We ask ₹9,060 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

44 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Flat / shop no, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …

16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SANCTION LETTER MENASE.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, 414003

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER MENASE.pdf

as printed
PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, AHMED NAGAR, NANDANVAN NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414003

PIN
414003

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 24/2 SR NO 312/1 SAVEDI BEHIND BANDHAN LAWNS AHMED NAGAR NANDANVAN NAGAR MAHARASHTRA

Locality/Road

Area/City
AHMED NAGAR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Madhumati Dilip Mense		…2691
mortgagor	ASHITOSH DILIP MENSE	BGRPM3328M	…9901
co_mortgagor	MAYUR DILIP MENSE	GDPPM7033F	…2162

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	tejas.deshmukh@pnbhousing.com	15d ago
Index II chase	tejas.deshmukh@pnbhousing.com	1d ago

What EzDocs read from each document — check anything marked in red

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260930-WA0142.jpg needs your check

utr
685746822523

date
2026-09-30

time
23:51

amount
9025

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '685746822523', 'date': '2026-09-30', 'time': '23:51', 'amount': 9025, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter SANCTION LETTER MENASE.pdf needs your check

lan
HOU/AHMD/0926/5229898

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'ASHITOSH DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYUR DILIP MEMSE', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'MADHUMATI DILIP MENSE', 'role': 'co_applicant', 'label':

confidence
1.0

rate words
PNBRRR * Floating 13.15% per annum Applicable Rate of Interest * 13.15% -4.90%=8.25% per annum as on the date of execution of the loan agreement

loan amount
860000.0

rate spread
-4.9

final amount
903000.0

interest rate
8.25

sanction date
29-Sep-2026

letter version
3

reference rate
13.15

applicant email
ashitoshmenase24@gmail.com

applicant names
ASHITOSH DILIP MENSE, MAYUR DILIP MEMSE, MADHUMATI DILIP MENSE

printed altered
False

applicant mobile
9096171215

balance transfer
False

property address
pin: 414003; state: MAHARASHTRA; district: Ahmed Nagar; landmark: BEHIND BANDHAN LAWNS; Address: PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, 414003; village

insurance premium
43000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
903000.0

security address verbatim
PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, Ahmed Nagar, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003

applicant address verbatim
PLOT NO. 2, KAUSHALYA NAGARI,, PIPELINE ROAD, NEAR DAYTA MANDIR,, WANI NAGAR, SAVEDI, ., Ahmed Nagar, MAHARASHTRA, 414003, India

raw reading (for Abhijit)

{'lan': 'HOU/AHMD/0926/5229898', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ASHITOSH DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYUR DILIP MEMSE', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'MADHUMATI DILIP MENSE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * Floating 13.15% per annum Applicable Rate of Interest * 13.15% -4.90%=8.25% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 860000.0, 'rate_spread': -4.9, 'final_amount': 903000.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'ashitoshmenase24@gmail.com', 'applicant_names': ['ASHITOSH DILIP MENSE', 'MAYUR DILIP MEMSE', 'MADHUMATI DILIP MENSE'], 'printed_altered': False, 'applicant_mobile': '9096171215', 'balance_transfer': False, 'property_address': {'pin': '414003', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'BEHIND BANDHAN LAWNS', 'full_address': 'PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, 414003', 'village_city': 'NANDANVAN NAGAR', 'building_name': 'BANDHAN LAWNS', 'survey_or_cts_no': 'SR. NO. 312/1'}, 'insurance_premium': 43000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 903000.0, 'security_address_verbatim': 'PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, Ahmed Nagar, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003', 'applicant_address_verbatim': 'PLOT NO. 2, KAUSHALYA NAGARI,, PIPELINE ROAD, NEAR DAYTA MANDIR,, WANI NAGAR, SAVEDI, ., Ahmed Nagar, MAHARASHTRA, 414003, India'}

PAN card KYC MENASE.pdf needs your check

dob
1987-07-24

pan
BGRPM3328M

name
ASHITOSH DILIP MENSE

legible
True

father name
DILIP BABANRAO MENSE

raw reading (for Abhijit)

{'dob': '1987-07-24', 'pan': 'BGRPM3328M', 'name': 'ASHITOSH DILIP MENSE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DILIP BABANRAO MENSE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
1978-07-23

name
Madhumati Dilip Mense

address
pin: 414003; area: Wani Nagar; flat: Plot No 2; road: Pipeline road, Near Dutta Temple; state: Maharashtra; building: Kaushalya Nagari; district: Ahilyanagar; post_office: Savedi Road; Village: Sawedi

legible
True

aadhaar last4
2691

raw reading (for Abhijit)

{'dob': '1978-07-23', 'pan': None, 'name': 'Madhumati Dilip Mense', 'mobile': None, 'address': {'pin': '414003', 'area': 'Wani Nagar', 'flat': 'Plot No 2', 'road': 'Pipeline road, Near Dutta Temple', 'floor': None, 'state': 'Maharashtra', 'building': 'Kaushalya Nagari', 'district': 'Ahilyanagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2691', 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
1987-07-24

pan
BGRPM3328M

name
ASHITOSH DILIP MENSE

page
1

legible
True

card kind
pan

father name
DILIP BABANRAO MENSE

card of many
1

raw reading (for Abhijit)

{'dob': '1987-07-24', 'pan': 'BGRPM3328M', 'name': 'ASHITOSH DILIP MENSE', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DILIP BABANRAO MENSE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
1987-07-24

name
Ashitosh Dilip Mense

page
3

mobile
9923657222

address
pin: 414003; area: Near Dutta Mandir, Wani Nagar; flat: Plot No 2; road: Pipeline road; state: Maharashtra; building: Kaushalya Nagari; district: Ahilyanagar; post_office: Savedi Road; Village: Sawedi

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
9901

raw reading (for Abhijit)

{'dob': '1987-07-24', 'pan': None, 'name': 'Ashitosh Dilip Mense', 'page': 3, 'mobile': '9923657222', 'address': {'pin': '414003', 'area': 'Near Dutta Mandir, Wani Nagar', 'flat': 'Plot No 2', 'road': 'Pipeline road', 'floor': None, 'state': 'Maharashtra', 'building': 'Kaushalya Nagari', 'district': 'Ahilyanagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '9901', 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
2001-11-09

pan
GDPPM7033F

name
MAYUR DILIP MENSE

page
5

legible
True

card kind
pan

father name
DILIP BABANRAO MENSE

card of many
3

raw reading (for Abhijit)

{'dob': '2001-11-09', 'pan': 'GDPPM7033F', 'name': 'MAYUR DILIP MENSE', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DILIP BABANRAO MENSE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
2001-11-09

name
Mayur Dilip Mense

page
7

address
pin: 414003; flat: plot n 1; road: pipeline road; state: Maharashtra; building: vani nagar, kaushalya nagari; district: Ahmadnagar; Village: Sawedi

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
2162

raw reading (for Abhijit)

{'dob': '2001-11-09', 'pan': None, 'name': 'Mayur Dilip Mense', 'page': 7, 'mobile': None, 'address': {'pin': '414003', 'area': None, 'flat': 'plot n 1', 'road': 'pipeline road', 'floor': None, 'state': 'Maharashtra', 'building': 'vani nagar, kaushalya nagari', 'district': 'Ahmadnagar', 'post_office': None, 'village_city': 'Sawedi'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '2162', 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
1978-07-23

name
Madhumati Dilip Mense

page
9

address
pin: 414003; area: Near Dutta Temple, Wani Nagar; flat: Plot No 2; road: Pipeline road; state: Maharashtra; building: Kaushalya Nagari; district: Ahilyanagar; post_office: Savedi Road; Village: Sawedi

legible
True

card kind
aadhaar

card of many
5

aadhaar last4
2691

raw reading (for Abhijit)

{'dob': '1978-07-23', 'pan': None, 'name': 'Madhumati Dilip Mense', 'page': 9, 'mobile': None, 'address': {'pin': '414003', 'area': 'Near Dutta Temple, Wani Nagar', 'flat': 'Plot No 2', 'road': 'Pipeline road', 'floor': None, 'state': 'Maharashtra', 'building': 'Kaushalya Nagari', 'district': 'Ahilyanagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '2691', 'quality_issue': None}

Paid challan (GRAS) ASHITOSH DILIP MENSE EchallanMH011244666202627E.pdf needs your check

grn
MH011244666202627E

pin
414003

total
7240.0

article
6(1)

defaced
False

bank cin
03006172026100101046

district
AHMEDNAGAR

area city
AHMEDNAGAR

payer pan
BGRXXXXXXM

flat block
PLOT NO 24/2 SURVEY NO 312/1 SAVEDI

payer name
ASHITOSH DILIP MENSE

sro office
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=903000

scheme rows
{'amount': 2720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1215

payment date
01/10/2026-16:07:05

road locality
NANDANVAN NAGAR AHMEDNAGAR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
903000

raw reading (for Abhijit)

{'grn': 'MH011244666202627E', 'pin': '414003', 'total': 7240.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101046', 'district': 'AHMEDNAGAR', 'area_city': 'AHMEDNAGAR', 'payer_pan': 'BGRXXXXXXM', 'flat_block': 'PLOT NO 24/2 SURVEY NO 312/1 SAVEDI', 'payer_name': 'ASHITOSH DILIP MENSE', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=903000', 'scheme_rows': [{'amount': 2720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1215', 'payment_date': '01/10/2026-16:07:05', 'road_locality': 'NANDANVAN NAGAR AHMEDNAGAR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '903000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	challan_boxes_by_rules	{'fp': '45ac34e1f9121065', 'why': 'box 1 lost a number the case holds (414003)', 'anew': 'first'}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '1bdd2d1e3c332270', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'St
1d ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 01 Oct, 16:04 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'tejas.deshmukh@pnbhousing.com', 'body': 'Team,\n\nFor NOI filing, we need the Index 2 copy and the colour live selfie photo of the applicant.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subj
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': '9645cdf5bf292dfe', 'docs': ['SANCTION LETTER MENASE.pdf', 'KYC MENASE.pdf'], 'loan': {'amount': 903000, 'made_of': [{'paper': 'the sanction letter', 'quote': 'INR 860000 (INR Eight Lakh Sixty Thous
14d ago	EzDocs	case_read_started	{'tag': '9645cdf5bf292dfe', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
15d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'b7186c12-6d51-43f0-b5ce-046868886fbc'}
15d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BGxxxxxxXM — no paper on the
15d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '404722', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
15d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]}
15d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
15d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ASHITOSH DILIP MENSE EchallanMH011244666202627E.pdf', 'kind':
15d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ASHITOSH DILIP MENS
15d ago	EzDocs	challan_mismatch	{'file': 'ASHITOSH DILIP MENSE EchallanMH011244666202627E.pdf', 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]}
15d ago	EzDocs	challan_extracted	{'grn': 'MH011244666202627E', 'file': 'ASHITOSH DILIP MENSE EchallanMH011244666202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 7240.0}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'index2_sent'], 'mails': 2, 'summary
15d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
15d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': "the case's property boxes and whol
15d ago	copilot	copilot_pick	{'why': "The source text mentions 'Ahmed Nagar', which is now officially known as Ahilyanagar. The taluka for the district is also Ahilyanagar.", 'field': 'Taluka', 'value': '5401-AHILYANAGAR', 'method': 'ai', 'picked':
15d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'SANCTION LETTER MENASE.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY'], 'r
15d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
15d ago	EzDocs	challan_boxes_by_rules	{'fp': '45ac34e1f9121065', 'why': 'box 1 lost a number the case holds (414003)'}
15d ago	EzDocs	reader_mail_addition	{'fp': 'a788320c7a687517', 'add': {}, 'why': "The mail provides no additional property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True}
15d ago	EzDocs	quoted_history_checked	{}
15d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
15d ago	EzDocs	extra_challan_scanned	{'found': 0}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 1, 'summary': 'The bran
15d ago	EzDocs	reader_home_address	{'fp': '7f84da54b835c042', 'from': 'the sanction letter (SANCTION LETTER MENASE.pdf)', 'home': {'pin': '414003', 'area': 'NEAR DAYTA MANDIR, WANI NAGAR, SAVEDI', 'flat': 'PLOT NO. 2', 'road': 'PIPELINE ROAD', 'state': 'M
15d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC MENASE.pdf', 'cards': 5, 'doc_id': '4c53dd11-2172-4a23-bb8b-d65ddb037817', 'applied': 3}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo, Index II copy / Title document

Money

₹9,025 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Challan on file does not agree with the case. Open it before paying or sharing. GPay ₹9,025 announced at 18:21 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Yesterday · 15 Oct3 things

EzDocs checked the e-filing boxes against the papers