Cases / NOI-2026-00748

Takdir Nikalje

LAN HOU/KNDW/0526/5112751 Challan paid · our move File on IGR Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Selfie / photoopen

✓Payment screenshot — shows ₹26,194; money not verified yetopen

✓Sale deedopen

✓MOTDopen

✓PAN card — inside sanction letter KYC.pdfopen

✓Aadhaar card — inside sanction letter KYC.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (6)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹26,120 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹26,120

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹26,194; we wait for the credit itself

Stamp duty 0.3%9,300

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for26,120

This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹26,114. We ask ₹26,120 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 70 hour time · 3 Sep 21:39

Index II —not yet

the NOI team 49 d 19 htotal 49 d 19 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 21:39 — 41 d 20 h of working time

Day by day — every step and who held it

26 Aug 21:47Your branch's mail

1 Sep 21:02Fee quoted+5 d 23 h · the NOI team

1 Sep 21:03Papers readat once

1 Sep 21:03Property readat once

1 Sep 21:03Papers read+1 min · the NOI team

3 Sep 21:39Challan made+2 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹30,98,000

Loan account no.

HOU/KNDW/0526/5112751

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• SONALI TAKDIR NIKALJE is on the case twice (two rows, the same name) — one Mortgagor page is typed for them; the rows are one person

• 6 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 2

The PAN card	SONALI TAKDIR NIKALJE
The sanction letter DIFFERS	TAKDIR NIKALJE

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

CHECKThe name of person 3

The PAN card	SONALI TAKDIR NIKALJE
The sanction letter DIFFERS	TAKDIR NIKALJE

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the initial loan documents and confirmed payment for the challan, which the NOI team has now shared. The NOI team is currently waiting for the Index II copy from the branch to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly share CHALAN & NOI

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-08-26) “Loan sanction letter- ATTACHED -Draft - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of ap”

✓ fee paid — the branch's words — done, mail 1 (2026-08-26) “Challan Payment is done”

✓ challan made — done, mail 4 (2026-08-27) “PFA challan for your reference.”

✓ challan shared — done, mail 4 (2026-08-27) “PFA challan for your reference.”

? Index II asked for — asked, mail 3 (2026-08-27) “For NOI filing, We need an index 2 copy..”

? e-filing copy shared — asked, mail 1 (2026-08-26) “Kindly share CHALAN &NOI”

read over 4 mail(s), last mail 2026-08-27 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

NOI/ CHALAN-Loan No : HOU/KNDW/0526/5112751 Applicant Name :TAKDIR NIKALJE

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/KNDW/0526/5112751).

ApplicantTakdir Nikalje

LANHOU/KNDW/0526/5112751

Loan AmtRs. 30,98,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sale Deed, Sanction Letter

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DS deepak.shelke1@phfl.com phfl.com
26 Aug, 21:47 · 49d ago THE APP JOINED HERE — earlier mails are on Gmail

NOI/ CHALAN-Loan No : HOU/KNDW/0526/5112751 Applicant Name :TAKDIR NIKALJE

📎 sanction letter KYC.pdf ↗📎 IMG-20260826-WA0018.jpg ↗📎 1787761029 - 26194.00 To THINK BIGZ INITIA ↗📎 IMG-20260825-WA0004.jpg ↗📎 DRAFT.pdf ↗📎 FORM A2.pdf ↗

Dear Team,

Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 30,98,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Draft - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - Resale

Thanks & Regards, Deepak Shelke Team Leader  PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… 

Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT: 30,98,000 /-

Documents required for NOI Filing:

- Loan sanct

🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached — “Kindly share CHALAN & NOI”

OL The NOI teamTYPED IN GMAIL
26 Aug, 22:25 · 49d ago

Dear Team We acknowledge the receipt of your mail document and payment.

We will initiate the Challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 26 Aug, 2026, 21:59 Deepak Shelke1, < deepak.shelke1@phfl.com > wrote: 
 Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 30,98,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Draft - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - Resale Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Aug, 12:02 · 49d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 26 Aug 2026 at 22:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug, 2026, 21:59 Deepak Shelke1, < deepak.shelke1@phfl.com > wrote: 
 Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 30,98,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Draft - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - Resale Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Aug, 12:57 · 49d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Thu, 27 Aug 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 22:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug, 2026, 21:59 Deepak Shelke1, < deepak.shelke1@phfl.com > wrote: 
 Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 30,98,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Draft - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - Resale Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… 

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 27 Aug 2026 at 12:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 26 Aug 2026 at 22:25, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Dear Team
>
> We acknowledge the receipt of your mail document and payment. We will
> initiate the Challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
> On Wed, 26 Aug, 2026, 21:59 Deepak Shelke1, <deepak.shelke1@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Kindly share CHALAN &NOI
>>
>> *Challan Payment is done*
>>
>> *LOAN AMT: 30,98,000 /-*
>>
>> *Documents required for NOI Filing:*
>>
>> - Loan sanction letter*- ATTACHED*
>>
>> -Draft -* ATTACHED*
>>
>> - Aadhaar copy of the applicant* ATTACHED*
>>
>> - PAN copy of the applicant -*ATTACHED*
>>
>> - Form A2 with Photograph of applicant -*ATTACHED*
>>
>> - Payment details screenshot with Transaction I D & Date of payment
>> mentioned.* – ATTACHED*
>>
>> *- CASE TYPE - Resale*
>>
>>
>> Thanks & Regards,
>>
>> *Deepak Shelke*
>>
>> *Team Leader *
>>
>> *PNB Housing Finance Limited*
>>
>> 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan
>> Park,
>>
>> Lulla Nagar, Kondwa, Pune – 411040
>>
>> Mobile No.9300823509
>>
>> Toll Free: 1800 120 8800
>>
>> Website-
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzozOTY1Zjk2NGY3ZWE4ZmQzNGFhOThlNTEzZGNjZTZmNjo3OjVjYjU6NWYxMDRhMjlkZDgwNWNlNjJlYjZiYWUxNjNlNmQwMTlkMjdmZTExNDMxYTdlODUwZjJjMDdhYTU0NTcxZTY0MDpoOlQ6Rg>
>> www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzpjODkwOTM4NWRlMmY4MGY5NGJmODkzNGRmYjQ2NDkwMDo3OjgyMDY6N2Y1ZjVmMTdhNzI2ZWRkMzgzMDlhZmUxMTkxZDllMjE0NTQzNjE4ZDIyMjYwZDQ2MGU0NGE3YTEzNGFkZjcwODpoOlQ6Rg>
>>
>> [image: cid:image001.jpg@01DA7D52.714B4700][image:
>> cid:image002.jpg@01DA7D52.714B4700]
>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>> you really need it……*
>>
>>
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🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ PAN card inside+ Aadhaar card inside	sanction letter KYC.pdf	filed	43d ago
Selfie / photo	IMG-20260826-WA0018.jpg	filed	43d ago
Payment screenshot	1787761029 - 26194.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png	filed	43d ago
Selfie / photo	IMG-20260825-WA0004.jpg	filed	43d ago
Sale deed	DRAFT.pdf	filed	43d ago
MOTD	FORM A2.pdf	filed	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,120

Where it stands
waiting for the credit

Screenshot claims
₹26,194 623838983297

This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,300	₹15,000	₹320	₹1,500	₹26,120

By law ₹26,114. We ask ₹26,120 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor …

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (person 1), Floor (person 1) …

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (sanction letter KYC.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

SR NO 259, HISS NO 2/1, KALAWAD VASTI, NEAR DHANLAKSHMI SUPERMARKET, Lohegaon, Pune, MAHARASHTRA, 411032

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

sanction letter KYC.pdf

the address
{'PIN': '411032', 'AREA': 'LOHAGAON', 'FLAT': 'SR NO 259/2/14', 'ROAD': 'LOHAGAON ROAD KALWAD SIDDHARTH NAGAR', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'PUNE', 'POST_OFFICE': 'IAF STATION', 'VILLAGE_CITY': 'PUNE CITY'}

THE CHALLAN, as it will be typed

Flat/Survey Number
SR NO 259 HISS NO 2/1 NEAR DHANLAKSHMI SUPERMARKET PUNE KALAWAD VASTI LOHEGAON PUNE MAHARASHTRA

Locality/Road

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	TAKDIR NIKALJE	AEAPN3065L	…8162
co_mortgagor	SONALI TAKDIR NIKALJE	BCWPN2087B
co_mortgagor	Sonali Takdir Nikalje		…2293

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	deepak.shelke1@phfl.com	43d ago

What EzDocs read from each document — check anything marked in red

Sanction letter sanction letter KYC.pdf needs your check

lan
HOU/KNDW/0526/5112751

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
3000000

interest rate
8.5

sanction date
31-05-2026

letter version
8

applicant names
TAKDIR NIKALJE, SONALI NIKALJE

applicant mobile
8888458289

property address
pin: 411032; road: KALAWAD VASTI; state: MAHARASHTRA; district: Pune; landmark: NEAR DHANLAKSHMI SUPERMARKET; Address: SR NO 259, HISS NO 2/1, KALAWAD VASTI, NEAR DHANLAKSHMI SUPERMARKET, Lohegaon, Pune, MAHARASHTRA

insurance premium
98000

includes insurance
True

total with insurance
3098000

applicant address from462
read again off the letter's pages (page 1, Applicant Address)

security address verbatim
SR NO 259, HISS NO 2/1, NEAR DHANLAKSHMI SUPERMARKET, PUNE, KALAWAD VASTI, Pune, LOHEGAON PUNE, ., MAHARASHTRA, India, 411032

applicant address verbatim
SNO 259, KALAWAD VASTI, NEAR DHANLAKSHMI SUPER MARKET, LOHEGAON, ., Pune, MAHARASHTRA, 411032, India

raw reading (for Abhijit)

{'lan': 'HOU/KNDW/0526/5112751', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3000000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '31-05-2026', 'letter_version': '8', 'applicant_names': ['TAKDIR NIKALJE', 'SONALI NIKALJE'], 'applicant_mobile': '8888458289', 'property_address': {'pin': '411032', 'road': 'KALAWAD VASTI', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'NEAR DHANLAKSHMI SUPERMARKET', 'full_address': 'SR NO 259, HISS NO 2/1, KALAWAD VASTI, NEAR DHANLAKSHMI SUPERMARKET, Lohegaon, Pune, MAHARASHTRA, 411032', 'village_city': 'Lohegaon, Pune', 'building_name': None, 'survey_or_cts_no': 'SR NO 259, HISS NO 2/1'}, 'insurance_premium': 98000, 'includes_insurance': True, 'total_with_insurance': 3098000, 'applicant_address_from462': "read again off the letter's pages (page 1, Applicant Address)", 'security_address_verbatim': 'SR NO 259, HISS NO 2/1, NEAR DHANLAKSHMI SUPERMARKET, PUNE, KALAWAD VASTI, Pune, LOHEGAON PUNE, ., MAHARASHTRA, India, 411032', 'applicant_address_verbatim': 'SNO 259, KALAWAD VASTI, NEAR DHANLAKSHMI SUPER MARKET, LOHEGAON, ., Pune, MAHARASHTRA, 411032, India'}

Payment screenshot 1787761029 - 26194.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check

utr
623838983297

date
2026-08-26

amount
26194

method
Google Pay

payee upi
vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
ASHISH SUBHASH DUBE

raw reading (for Abhijit)

{'utr': '623838983297', 'date': '2026-08-26', 'amount': 26194, 'method': 'Google Pay', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ASHISH SUBHASH DUBE', 'debit_notification_text': None}

Payment screenshot 1787761029 - 26194.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check

payments inside
bank: Canara Bank; kind: payment_screenshot; payments: [{'utr': '623838983297', 'date': '2026-08-26', 'page': 1, 'time': '21:47', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26194.0, 'direction': 'debit', 'narrat

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Canara Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '623838983297', 'date': '2026-08-26', 'page': 1, 'time': '21:47', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26194.0, 'direction': 'debit', 'narration': "Payment of ₹26,194 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account. To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: ASHISH SUBHASH DUBE (Canara Bank) Google Pay ashish.dube41@okaxis Google transaction ID CICAgLjHk7CbSQ", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7660', 'account_holder': 'ASHISH SUBHASH DUBE'}}

Sanction letter sanction letter KYC.pdf needs your check

dob
1979-01-02

pan
AEAPN3065L

name
TAKDIR BALU NIKALJE

page
2

legible
True

card kind
pan

father name
BALU KONDHIBA NIKALJE

card of many
1

raw reading (for Abhijit)

{'dob': '1979-01-02', 'pan': 'AEAPN3065L', 'name': 'TAKDIR BALU NIKALJE', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'BALU KONDHIBA NIKALJE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter sanction letter KYC.pdf needs your check

dob
1979-01-02

name
Takdir Balu Nikalje

page
3

mobile
8888458289

address
pin: 411032; area: KALAWADVASTI, NEAR DHANLAKSHMI SUPER MARKET, LOHEGAON; flat: SR NO. 259; road: LOHEGAON ROAD; state: Maharashtra; district: Pune; post_office: Iaf Station; Village: Pune City

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
8162

raw reading (for Abhijit)

{'dob': '1979-01-02', 'pan': None, 'name': 'Takdir Balu Nikalje', 'page': 3, 'mobile': '8888458289', 'address': {'pin': '411032', 'area': 'KALAWADVASTI, NEAR DHANLAKSHMI SUPER MARKET, LOHEGAON', 'flat': 'SR NO. 259', 'road': 'LOHEGAON ROAD', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Iaf Station', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8162', 'quality_issue': None}

Sanction letter sanction letter KYC.pdf needs your check

dob
1988-03-13

pan
BCWPN2087B

name
SONALI TAKDIR NIKALJE

page
4

legible
True

card kind
pan

father name
DATTARAM RAMJI TAMBE

card of many
3

raw reading (for Abhijit)

{'dob': '1988-03-13', 'pan': 'BCWPN2087B', 'name': 'SONALI TAKDIR NIKALJE', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DATTARAM RAMJI TAMBE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter sanction letter KYC.pdf needs your check

dob
1988-03-13

name
Sonali Takdir Nikalje

page
5

mobile
8888458289

address
pin: 411032; area: Lohagaon; flat: Sr No 259/2/14; road: Lohagaon Road Kalwad Siddharth Nagar; state: Maharashtra; district: Pune; post_office: Iaf Station; Village: Pune City

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
2293

raw reading (for Abhijit)

{'dob': '1988-03-13', 'pan': None, 'name': 'Sonali Takdir Nikalje', 'page': 5, 'mobile': '8888458289', 'address': {'pin': '411032', 'area': 'Lohagaon', 'flat': 'Sr No 259/2/14', 'road': 'Lohagaon Road Kalwad Siddharth Nagar', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Iaf Station', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '2293', 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	reader_home_address	{'fp': '64a83a2057a90698', 'from': 'the sanction letter (sanction letter KYC.pdf)', 'home': {'pin': '411032', 'area': 'KALAWAD VASTI', 'flat': 'SNO 259', 'state': 'MAHARASHTRA', 'district': 'Pune', 'Village': 'LOHEG
13d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'SONALI TAKDIR NIKALJE', 'party_id': '5f891826-947d-4dbe
13d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'sanction letter KYC.pdf', 'cards': 4, 'doc_id': 'b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'applied': 4}
13d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'sanction letter KYC.pdf', 'doc_id': 'b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'person': 'Sonali Takdir Nikalje', 'party_id': '3309d3ab-ed99-4549-b078-98b5d06fa619', 'name_on_doc': 'Sonali Takdir
13d ago	EzDocs	co_applicant_added	{'doc': 'aadhaar', 'name': 'Sonali Takdir Nikalje'}
13d ago	EzDocs	card_mobile_not_taken	{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '8289', 'source': 'aadhaar', 'party_id': '3309d3ab-ed99-4549-b078-98b
13d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '411032', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'b5bd5371-25
13d ago	EzDocs	party_not_merged	{'doc': 'aadhaar', 'why': 'these two names share a surname but each carries a word the other does not — two people, so this file gets its own person instead of landing on hers', 'score': 1.0, 'words': ['sonali'], 'file_n
13d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'sanction letter KYC.pdf', 'doc_id': 'b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'person': 'SONALI TAKDIR NIKALJE', 'party_id': '5f891826-947d-4dbe-b3b9-6830675bbed0', 'name_on_doc': 'SONALI TAKDIR NIK
13d ago	EzDocs	co_applicant_added	{'doc': 'pan', 'name': 'SONALI TAKDIR NIKALJE'}
13d ago	EzDocs	party_not_merged	{'doc': 'pan', 'why': 'these two names share a surname but each carries a word the other does not — two people, so this file gets its own person instead of landing on hers', 'score': 1.0, 'words': ['sonali'], 'file_names
13d ago	EzDocs	kyc_names_match	{'sig': 'TAKDIR BALU NIKALJE\|Takdir Balu Nikalje\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'sanction letter KYC.pdf', 'pan_name': 'TAKDIR BA
13d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'sanction letter KYC.pdf', 'doc_id': 'b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'person': 'TAKDIR NIKALJE', 'party_id': '52a9e1df-988d-489c-9e8f-69a9a31b1472', 'name_on_doc': 'Takdir Balu Nikalje'
13d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '411032', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'b5bd5371-25
13d ago	EzDocs	roles_from_letter	{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['TAKDIR NIKALJE -> mortga
13d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'sanction letter KYC.pdf', 'doc_id': 'b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'person': 'TAKDIR NIKALJE', 'party_id': '52a9e1df-988d-489c-9e8f-69a9a31b1472', 'name_on_doc': 'TAKDIR BALU NIKALJE'}
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:b5bd5371-25da-4f53-8300-9bb14e50c2fe', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'sanction letter KYC.pdf', 'asked': True, 'found': Tru
26d ago	EzDocs	hidden_payment_scan	{'file': '1787761029 - 26194.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '241bd238-1487-4ee4-9d37-b1519d92fcab', 'fetched': True}
26d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '1787761029 - 26194.
26d ago	EzDocs	screenshot_claim_recorded	{'utr': '623838983297', 'date': '2026-08-26', 'parts': 1, 'amount': 26194.0, 'claimed_total': 26194.0}
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '411032', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'b5bd5371-25
30d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DRAFT.pdf', 'kind': 'sale_deed'}
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 9, 'trigger': 'quick sweep'}
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '259', 'Second number': '2/1'}, 'was': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '259, HISS NO 2/1', 'Second number': ''}, 'why': "the nu
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '259, HISS NO 2/1', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SR NO 259, HISS NO 2/1', 'Second number': ''},
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
41d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
41d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	email_shadowed:ack_docs	{'to': 'deepak.shelke1@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/KNDW/0526/5112751).\n\n Applicant : Takdir Nikalje\n LAN : HOU/KNDW/0526/5112751\

Case diary the case’s history — what happened, newest day first

Papers

All 5 in hand

Nothing more to ask the branch for

Money

₹26,194 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹26,120 is still not in our account. Chase the branch for it.

2 Oct4 things

EzDocs took 12 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records