Cases / NOI-2026-00533

MR. MANGESH RAMESH WAGHE

LAN 1393454 Ready for challan · our move SHORT ₹2,069 Make the challan All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

Papers for the challanall in

8 of 8 in hand.
everything the challan needs, and where each one stands

Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹840 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.

Everything for the challan is in. Make it today.

✓Sanction letteropen

✓Payment screenshot — SHORT ₹2,069 (shows ₹801 of ₹2,870)open

✓Aadhaar cardopen

✓Selfie / photoopen

✓PAN cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (11)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹2,069 (₹801 of ₹2,870).
Bank under-collected — money at risk — see Facts.

MoneyWaiting for the credit

₹2,870

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹801; we wait for the credit itself

Stamp duty 0.3%510

Registration fee 0.5%840

Government handling320

Our service fee1,200

Total we ask for2,870

Screenshot ₹801. Case needs ₹2,870. SHORT by ₹2,069. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,034 below the real calculation of ₹2,835 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

This money went to the HDFC Vyapar QR on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 19:18 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹2,854.54. We ask ₹2,870 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹801 — ₹2,069 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹801. Case needs ₹2,870. SHORT by ₹2,069. Do NOT accept ₹801 — ask the branch for ₹2,870.

why?

The branch's mail adds up wrong: its own fee rows come to Rs.1,101, but the TOTAL line says Rs.801 — a dropped digit — Rs.300 less than its own rows. Collect Rs.2,854.54. Do NOT accept Rs.801: the government challan alone is more than that, so the case would stall at the counter and the shortfall would be ours to fund.

the branch's own words

The branch's mail said: total payable: bank says Rs.801, computed Rs.2,855 (difference Rs.-2,054); service fee + DHC: bank says Rs.600, computed Rs.1,520 (difference Rs.-920); the bank's own rows sum to Rs.1,101 but its total says Rs.801

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 33 minour time · 31 Aug 18:19

Index II —not yet

the NOI team 45 d 2 htotal 45 d 2 h so far

Now with the NOI team — making the challan

since 31 Aug 18:19 — 45 d 1 h of working time

Day by day — every step and who held it

31 Aug 17:46Your branch's mail

31 Aug 17:47Fee quoted+1 min · the NOI team

31 Aug 17:47Papers readat once

31 Aug 17:47Property readat once

31 Aug 17:48Papers read+1 min · the NOI team

31 Aug 18:19Challan made+31 min · the NOI team

31 Aug 18:19Papers readat once

Case facts

Bank

SAMMAAN

Loan amount

₹1,66,818

Loan account no.

1393454

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Make the challan — after these are in

This case stands at the challan step, but not everything is in: the branch payment is not verified yet. Clear those first — chase drafts wait on Draft mails. The five steps, ready for when everything is clear:

Open GRAS for this case — the co-pilot walks the menu (Inspector General of Registration → Pay Without Registration → Citizen → Make Payment to Register Your Document → Pay Stamp Duty & Registration Fee Together) and stops on the challan form.
The form fills itself with NOI-2026-00533 — nothing to type. Green boxes are filled; orange ones want your eyes. (If a link is not where the co-pilot expects, it says so — click that one step yourself and it carries on.) See the challan exactly as it will be typed, the papers beside it →
Check the figures match these:
GRAS will ask exactly: Stamp Duty ₹510 + Registration Fee ₹840 = ₹1,350 (also on the Calculator)
Solve the captcha, press Proceed, and pay by the NOI team's netbanking. (The captcha and the money are always yours, never EzDocs'.)
Download the challan PDF and drop it here — EzDocs reads the GRN, re-checks every figure and name on it, and writes the bank mail (held on Draft mails for your Send):

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 3

The PAN card	MANGESH R WAGHE
The sanction letter DIFFERS	MR. MANGESH RAMESH WAGHE

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all required documents and confirmed payment for the NOI filing. The NOI team has processed and shared the insurance challan and is now expected to proceed with the NOI filing.

the history says the next move is with the NOI team — NOI filing

the branch last asked: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

the history says challan made is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names

the history says challan shared is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-08-31) “Kindly find below documents are requirment for NOI filing · Loan sanction letter - ATTACHED · Index 2 or Registered Sale Deed Copy - ATTACHED · Aadhar copy of t”

✓ fee paid — the branch's words — done, mail 1 (2026-08-31) “Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned.- ATTACHED”

✓ challan made — done, mail 3 (2026-08-31) “Team, PFA Insurance challan for your reference..”

✓ challan shared — done, mail 3 (2026-08-31) “Team, PFA Insurance challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-31) “Index 2 or Registered Sale Deed Copy - ATTACHED”

? filed on the IGR site — asked, mail 1 (2026-08-31) “PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”

read over 3 mail(s), last mail 2026-08-31 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH009349028202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

LJ laxman.jadhav@sammaancapital.com sammaancapital.com
31 Aug, 17:46 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail

FW: Initiate NOI of -Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN

📎 SanctionLetter_1393454_3007202601207.pdf ↗📎 IMG-20260831-WA0018.jpg ↗📎 Mangesh Waghe - update aadhar Belapur - MA ↗📎 Suyesha Updated aadhar- Belapur..pdf ↗📎 IMG-20260826-WA0017.jpg ↗📎 IMG-20260826-WA0018.jpg ↗📎 Mangesh -Pan Card (3).pdf ↗📎 Suyesha -Pan Card (2).pdf ↗📎 Mangesh Waghe Index 2_1.jpg ↗📎 image001.jpg ↗

Dear Team

Pls process insurance lan

Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383 
 
 From: Himmat Rajaram Gadade
 
 Sent: 31 August, 2026 3:06 PM 
 To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Bhaiyyasaheb Rajendra Sonawane <bhaiyyasaheb.rs@sammaancapital.com> 
 Cc: Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>; Sopan Laxman More <sopan.more@sammaancapital.com>; Kamal Patwa <kamal.patwa@sammaancapital.com>; Kumar Lalit Shyam Waikar <

🤖 read: documents attached; note: Pls process insurance lan

OL The NOI teamTYPED IN GMAIL
31 Aug, 18:19 · 45d ago

Re: FW: Initiate NOI of -Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN

📎 MANGESH R WAGHE EchallanMH009349028202627E ↗

Team,PFA Insurance challan for your reference..

earlier mails quoted below

On Mon, 31 Aug 2026 at 17:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: 

 Dear Team 
 
 Pls process insurance lan
 
 Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383 
 
 From: Himmat Rajaram Gadade
 
 Sent: 31 August, 2026 3:06 PM 
 To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Bhaiyyasaheb Rajendra Sonawane < bhaiyyasaheb.rs@sammaancapital.com > 
 Cc: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Sopan Laxman More < sopan.more@sammaancapital.com >; Kamal Patwa < kamal.patwa@sammaancapital.com >; Kumar Lalit Shyam Waikar < lalit.waikar@sammaancapital.com > 
 Subject: Initiate NOI of -Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN 
 
 Dear Team, 
 
 Kindly initiate NOI of
 Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN 
 
 NOTE - PLEASE ATTACHED SANCTION LETTER BEFORE INITIATED 
 
 Kindly find below documents are requirment for NOI filing 
 
 · Loan sanction letter
 - ATTACHED 
 
 · Index 2 or Registered Sale Deed Copy -
 ATTACHED 
 
 · Aadhar copy of the Property owners.
 - ATTACHED 
 
 · PAN copy of the Property owners - ATTACHED 
 
 · Selfie of Property owners - ATTACHED 
 
 · Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned.-
 ATTACHED 
 
 EMAIL SUBJECT LINE-
 1393454 -APPLICANT NAME -
 Mr. Mangesh Ramesh Waghe _
 1393454 - PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING 
 
 CASE INITIATION (COPY AND PASTE IN EMAIL BODY) 
 
 APPLICANT NAME 
 
 Mr. Mangesh Ramesh Waghe 
 
 LAN NO 
 
 1393454 
 
 CASE INITIATION BRANCH NAME 
 
 VASHI 
 
 CASE TYPE (PLS MENTION IT) 
 
 NOI | HL BUILDER PURCASE 
 
 LOAN AMOUNT WITH INSURANCE 
 
 1,66,818/- 
 
 0.30% 
 
 501 
 
 0.50% 
 
 NA 
 
 NOI SERIVCE FEE 
 
 NA 
 
 DHC 
 
 300 
 
 TOTAL AMOUNT PAYABLE 
 
 801 
 
 *SANCTION LETTER 
 
 ATTACHED 
 
 *APPLICANT/S AADHAR CARD 
 
 ATTACHED 
 
 *APPLICANT/S PAN CARD 
 
 ATTACHED 
 
 *IINDEX II COPY | LSR | SALE DEED 
 
 ATTACHED 
 
 *APPLICANT SELFIE 
 
 ATTACHED 
 
 *PAYMENT SCREENSHOT WITH UTR 
 
 ATTACHED 
 
 SRO No 
 
 PANVEL 3 
 
 Regards, 
 Himmat Gadade -Independent Relationship Manager 
 9768009925/8692093804. 
 SAMMAAN CAPITAL 
 C-203 & C- 220 TOWER NO 2 INTERNATIONAL INFOTECH PARK 
 VASHI RAILWAY STATION COMPLEX - 400703.

🤖 read: challan shared ✓ — “PFA Insurance challan for your reference..”

OL The NOI teamTYPED IN GMAIL
31 Aug, 18:19 · 45d ago

Team,PFA Insurance challan for your reference..

earlier mails quoted below

On Mon, 31 Aug 2026 at 17:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: 

 Dear Team 
 
 Pls process insurance lan
 
 Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383 
 
 From: Himmat Rajaram Gadade
 
 Sent: 31 August, 2026 3:06 PM 
 To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Bhaiyyasaheb Rajendra Sonawane < bhaiyyasaheb.rs@sammaancapital.com > 
 Cc: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Sopan Laxman More < sopan.more@sammaancapital.com >; Kamal Patwa < kamal.patwa@sammaancapital.com >; Kumar Lalit Shyam Waikar < lalit.waikar@sammaancapital.com > 
 Subject: Initiate NOI of -Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN 
 
 Dear Team, 
 
 Kindly initiate NOI of
 Mr. Mangesh Ramesh Waghe _ 1393454- INSURANCE LAN 
 
 NOTE - PLEASE ATTACHED SANCTION LETTER BEFORE INITIATED 
 
 Kindly find below documents are requirment for NOI filing 
 
 · Loan sanction letter
 - ATTACHED 
 
 · Index 2 or Registered Sale Deed Copy -
 ATTACHED 
 
 · Aadhar copy of the Property owners.
 - ATTACHED 
 
 · PAN copy of the Property owners - ATTACHED 
 
 · Selfie of Property owners - ATTACHED 
 
 · Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned.-
 ATTACHED 
 
 EMAIL SUBJECT LINE-
 1393454 -APPLICANT NAME -
 Mr. Mangesh Ramesh Waghe _
 1393454 - PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING 
 
 CASE INITIATION (COPY AND PASTE IN EMAIL BODY) 
 
 APPLICANT NAME 
 
 Mr. Mangesh Ramesh Waghe 
 
 LAN NO 
 
 1393454 
 
 CASE INITIATION BRANCH NAME 
 
 VASHI 
 
 CASE TYPE (PLS MENTION IT) 
 
 NOI | HL BUILDER PURCASE 
 
 LOAN AMOUNT WITH INSURANCE 
 
 1,66,818/- 
 
 0.30% 
 
 501 
 
 0.50% 
 
 NA 
 
 NOI SERIVCE FEE 
 
 NA 
 
 DHC 
 
 300 
 
 TOTAL AMOUNT PAYABLE 
 
 801 
 
 *SANCTION LETTER 
 
 ATTACHED 
 
 *APPLICANT/S AADHAR CARD 
 
 ATTACHED 
 
 *APPLICANT/S PAN CARD 
 
 ATTACHED 
 
 *IINDEX II COPY | LSR | SALE DEED 
 
 ATTACHED 
 
 *APPLICANT SELFIE 
 
 ATTACHED 
 
 *PAYMENT SCREENSHOT WITH UTR 
 
 ATTACHED 
 
 SRO No 
 
 PANVEL 3 
 
 Regards, 
 Himmat Gadade -Independent Relationship Manager 
 9768009925/8692093804. 
 SAMMAAN CAPITAL 
 C-203 & C- 220 TOWER NO 2 INTERNATIONAL INFOTECH PARK 
 VASHI RAILWAY STATION COMPLEX - 400703.

🤖 read: challan shared ✓ — “PFA Insurance challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.

Document	File — click to open	Status	When
Sanction letter	SanctionLetter_1393454_3007202601207.pdf	filed	45d ago
Payment screenshot	IMG-20260831-WA0018.jpg	filed	45d ago
Aadhaar card	Mangesh Waghe - update aadhar Belapur - MANG1991.pdf	filed	45d ago
Aadhaar card	Suyesha Updated aadhar- Belapur..pdf	filed	45d ago
Selfie / photo	IMG-20260826-WA0017.jpg	filed	45d ago
Selfie / photo	IMG-20260826-WA0018.jpg	filed	45d ago
PAN card	Mangesh -Pan Card (3).pdf	filed	45d ago
PAN card	Suyesha -Pan Card (2).pdf	filed	45d ago
Index IIthe branch sent this — an input	Mangesh Waghe Index 2_1.jpg	filed	45d ago
Other	image001.jpg	filed	45d ago
Paid challan (GRAS)	MANGESH R WAGHE EchallanMH009349028202627E.pdf	filed	45d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹2,870

Where it stands
waiting for the credit

Screenshot claims
₹801 128793081833

Screenshot ₹801. Case needs ₹2,870. SHORT by ₹2,069. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹510	₹840	₹320	₹1,200	₹2,870

By law ₹2,854.54. We ask ₹2,870 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

47 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), PAN (person 1), E-mail (person 1), Road (person 1) …

9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Second number, Floor (person 1), Road (person 1), Floor (person 2), Road (person 2), Floor (person 3) …

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Mangesh Waghe Index 2_1.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1)) पालिकेचे नाव : रायगड, इतर माहिती: सदनिका नं. 612,6 वा मजला, भिवा टॉवर, प्लॉट नं. 66, सेक्टर-17, तळोजा फेज-2, ता. पनवेल जि. रायगड.... 33.837 चौ. मी. रेरा कारपेट एरीया, 5.272 चौ. मी. ओपन बाल्कनी. (सेक्टर नंबर : 17)

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SanctionLetter_1393454_3007202601207.pdf

as printed
FLAT NO. 612, 06TH FLOOR BHIVA TOWER PLOT NO. 66, SECTOR 17 TALOJA PHASE - II PANVEL, NAVI MUMBAI. RAIGARH MAHARASHTRA 410218

PIN
410218

the Index II

Mangesh Waghe Index 2_1.jpg

the property
paalikeche naava : raayagada, itara maahiti: sadanikaa nan. 612,6 vaa majalaa, bhivaa tovara, plota nan. 66, sektara-17, talojaa pheja-2, taa. panavela ji. raayagada.... 33.837 chau. mi. reraa kaarapeta eriyaa, 5.272 chau. mi. opana baalkani. (sektara nambara : 17)

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 612 06TH FLOOR BHIVA TOWER PLOT NO 66 SECTOR 17 TALOJA PHASE - II PANVEL

Locality/Road
NAVI MUMBAI RAIGARH MAHARASHTRA

Area/City
RAIGARH

check or correct a box, the papers beside it →

the Index II also prints: 2, 272, 33, 5, 6, 837, BAALKANI, CHAU, ERIYAA, ITARA, JI, KAARAPETA, MAAHITI, MAJALAA, MI, NAAVA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	MR. MANGESH RAMESH WAGHE		…2668
co_mortgagor	MANGESH R WAGHE	ACFPW8386G
co_mortgagor	Suyesha Suresh Patil	CXNPP7512C	…8938

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	laxman.jadhav@sammaancapital.com	45d ago
document chase	laxman.jadhav@sammaancapital.com	45d ago
documents acknowledged	sammaancapital@ezdocs.co.in	45d ago

What EzDocs read from each document — check anything marked in red

Sanction letter SanctionLetter_1393454_3007202601207.pdf needs your check

lan
1393454

legible
True

loan type
HOME EQUITY

confidence
1

loan amount
166818

interest rate
9.4

sanction date
29-JUL-2026

applicant names
MR. MANGESH RAMESH WAGHE, SUYESHA SURESH PATIL

applicant mobile
8779628925

property address
pin: 410218; road: PLOT NO. 66, SECTOR 17 TALOJA PHASE - II; state: MAHARASHTRA; Flat no: 612; district: RAIGARH; Floor: 06TH; Address: FLAT NO. 612, 06TH FLOOR BHIVA TOWER PLOT NO. 66, SECTOR 17 TALOJA PHASE - I

includes insurance
True

total with insurance
166818

applicant address from462
read again off the letter's pages (page 1, the To, block)

security address verbatim
FLAT NO. 612, 06TH FLOOR BHIVA TOWER PLOT NO. 66, SECTOR 17 TALOJA PHASE - II PANVEL, NAVI MUMBAI. RAIGARH MAHARASHTRA 410218

applicant address verbatim
FLAT NO 401 SHREE ASHTAVINAYAK PLOT NO 1123B SECTOR 19 SHAHABAZ C.B.D BELAPUR NAVI MUMBAI THANE 400614 MAHARASHTRA INDIA

raw reading (for Abhijit)

{'lan': '1393454', 'legible': True, 'loan_type': 'HOME EQUITY', 'confidence': 1, 'loan_amount': 166818, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '29-JUL-2026', 'letter_version': None, 'applicant_names': ['MR. MANGESH RAMESH WAGHE', 'SUYESHA SURESH PATIL'], 'applicant_mobile': '8779628925', 'property_address': {'pin': '410218', 'road': 'PLOT NO. 66, SECTOR 17 TALOJA PHASE - II', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '612', 'district': 'RAIGARH', 'floor_no': '06TH', 'landmark': None, 'full_address': 'FLAT NO. 612, 06TH FLOOR BHIVA TOWER PLOT NO. 66, SECTOR 17 TALOJA PHASE - II PANVEL, NAVI MUMBAI. RAIGARH MAHARASHTRA 410218', 'village_city': 'PANVEL, NAVI MUMBAI', 'building_name': 'BHIVA TOWER', 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': True, 'total_with_insurance': 166818, 'applicant_address_from462': "read again off the letter's pages (page 1, the To, block)", 'security_address_verbatim': 'FLAT NO. 612, 06TH FLOOR BHIVA TOWER PLOT NO. 66, SECTOR 17 TALOJA PHASE - II PANVEL, NAVI MUMBAI. RAIGARH MAHARASHTRA 410218', 'applicant_address_verbatim': 'FLAT NO 401 SHREE ASHTAVINAYAK PLOT NO 1123B SECTOR 19 SHAHABAZ C.B.D BELAPUR NAVI MUMBAI THANE 400614 MAHARASHTRA INDIA'}

Payment screenshot IMG-20260831-WA0018.jpg needs your check

utr
128793081833

date
2026-08-31

amount
801

method
UPI

payee upi
vyapar.168072320123@hdfcbank

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '128793081833', 'date': '2026-08-31', 'amount': 801, 'method': 'UPI', 'payee_upi': 'vyapar.168072320123@hdfcbank', 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Aadhaar card Mangesh Waghe - update aadhar Belapur - MANG1991.pdf needs your check

dob
1991-07-16

name
Mangesh Ramesh Waghe

legible
True

aadhaar last4
2668

raw reading (for Abhijit)

{'dob': '1991-07-16', 'pan': None, 'name': 'Mangesh Ramesh Waghe', 'legible': True, 'aadhaar_last4': '2668', 'quality_issue': None}

Aadhaar card Suyesha Updated aadhar- Belapur..pdf needs your check

dob
1997-05-05

name
Suyesha Suresh Patil

legible
True

aadhaar last4
8938

raw reading (for Abhijit)

{'dob': '1997-05-05', 'pan': None, 'name': 'Suyesha Suresh Patil', 'legible': True, 'aadhaar_last4': '8938', 'quality_issue': None}

PAN card Mangesh -Pan Card (3).pdf needs your check

dob
1991-07-16

pan
ACFPW8386G

name
MANGESH R WAGHE

legible
True

raw reading (for Abhijit)

{'dob': '1991-07-16', 'pan': 'ACFPW8386G', 'name': 'MANGESH R WAGHE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

PAN card Suyesha -Pan Card (2).pdf needs your check

dob
1997-05-05

pan
CXNPP7512C

name
SUYESHA SURESH PATIL

legible
True

raw reading (for Abhijit)

{'dob': '1997-05-05', 'pan': 'CXNPP7512C', 'name': 'SUYESHA SURESH PATIL', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Index II Mangesh Waghe Index 2_1.jpg needs your check

kind
index2_input

extracted
doc_no: PNL3-14884-2026; village: तळोजा पाचनंद; doc_kind: INDEX II; doc_year: 2026; sro_name: सह दु.नि. पनवेल 3; area_text: 33.837 चौ. मी. रेरा कारपेट एरीया, 5.272 चौ. मी. ओपन बाल्कनी.; mortgagee: सुयेशा मंगेश वाघे (उर्फ

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': 'PNL3-14884-2026', 'village': 'तळोजा पाचनंद', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': '33.837 चौ. मी. रेरा कारपेट एरीया, 5.272 चौ. मी. ओपन बाल्कनी.', 'mortgagee': 'सुयेशा मंगेश वाघे (उर्फ कु. सुयेशा सुरेश पाटील)', 'filing_fee': 30000, 'mortgagors': ['मे. यश डेव्हलपर्स - ए युनिट ऑफ व्ही. व्ही. रायकर यु. एफ. तर्फे मॅनेजर आणि कर्ता विक्रांत विकास रायकर हे दस्त निष्पादक असुन त्यांच्या तर्फे कु. मु. म्हणुन कबुली जबाब देणार अनंत यशवंत सामंत'], 'stamp_duty': 292300, 'filing_date': '2026-08-21', 'loan_amount': 4175000, 'property_text': 'पालिकेचे नाव : रायगड, इतर माहिती: सदनिका नं. 612,6 वा मजला, भिवा टॉवर, प्लॉट नं. 66, सेक्टर-17, तळोजा फेज-2, ता. पनवेल जि. रायगड.... 33.837 चौ. मी. रेरा कारपेट एरीया, 5.272 चौ. मी. ओपन बाल्कनी. (सेक्टर नंबर : 17)', 'survey_numbers': ['66', '17'], 'header_doc_number': 'PNL3-14884-2026'}}

Paid challan (GRAS) MANGESH R WAGHE EchallanMH009349028202627E.pdf needs your check

grn
MH009349028202627E

pin
410218

total
510.0

article
Sale of Non Judicial Stamps IGR Rest of Maha

defaced
False

bank cin
03006172026083101687

district
RAIGAD

area city
RAIGAD

payer pan
ACFXXXXXXG

flat block
FLAT NO. 612, 06TH FLOOR, BHIVA TOWER,

payer name
MANGESH R WAGHE

sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=166818

scheme rows
{'amount': 510.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}

payer mobile
XXXXXX8925

payment date
31/08/2026-18:17:54

road locality
PLOT NO. 66, SECTOR 17, TALOJA PHASE - II NAVI MUMBAI, PANVEL, MAHARASHTRA

second party pan
AABCI3612A

second party name
SAMMAAN CAPITAL LIMITED

consideration amount
166818

raw reading (for Abhijit)

{'grn': 'MH009349028202627E', 'pin': '410218', 'total': 510.0, 'article': 'Sale of Non Judicial Stamps IGR Rest of Maha', 'defaced': False, 'bank_cin': '03006172026083101687', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'ACFXXXXXXG', 'flat_block': 'FLAT NO. 612, 06TH FLOOR, BHIVA TOWER,', 'payer_name': 'MANGESH R WAGHE', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=166818', 'scheme_rows': [{'amount': 510.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX8925', 'payment_date': '31/08/2026-18:17:54', 'road_locality': 'PLOT NO. 66, SECTOR 17, TALOJA PHASE - II NAVI MUMBAI, PANVEL, MAHARASHTRA', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '166818'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260831-WA0018.jpg needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '128793081833', 'date': '2026-08-31', 'page': 1, 'time': '15:04', 'payee': 'EZDOCS', 'amount': 801.0, 'direction': 'debit', 'narration': 'To: EZDOCS vyapar.16

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '128793081833', 'date': '2026-08-31', 'page': 1, 'time': '15:04', 'payee': 'EZDOCS', 'amount': 801.0, 'direction': 'debit', 'narration': 'To: EZDOCS vyapar.168072320123@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9755', 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	challan_boxes_by_rules	{'fp': '1e028a8d491fc4c3', 'why': "EzDocs' city is not the case's district (RAIGARH)", 'anew': 'boxes'}
1h ago	EzDocs	reader_mail_addition	{'fp': '779ab706120c44e1', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1h ago	EzDocs	reader_mail_addition	{'fp': '779ab706120c44e1', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 31 Aug, 18:19 shared the paid challan — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
1d ago	EzDocs	reader_home_address	{'fp': 'ed1d6b081af3bd13', 'from': 'the sanction letter (SanctionLetter_1393454_3007202601207.pdf)', 'home': {'pin': '400614', 'area': 'PLOT NO 1123B SECTOR 19 SHAHABAZ C.B.D BELAPUR NAVI MUMBAI', 'flat': 'FLAT NO 401',
13d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Mangesh Waghe - update aadhar Belapur - MANG1991.pdf', 'cards': 1, 'doc_id': '0d7d57ee-6444-4a2b-92e5-b84a73683920', 'applied': 0}
13d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Suyesha Updated aadhar- Belapur..pdf', 'cards': 1, 'doc_id': 'e478e5b0-9974-47eb-a5f8-337b56c736c1', 'applied': 0}
13d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Mangesh -Pan Card (3).pdf', 'cards': 1, 'doc_id': '4dfa87e0-c302-4ce6-95a2-e9f4c677c4da', 'applied': 0}
13d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Suyesha -Pan Card (2).pdf', 'cards': 1, 'doc_id': '2038a065-e1f4-4e0f-9344-4e1de0cbf6c3', 'applied': 0}
16d ago	EzDocs	letter_home_read462	{'fp': 'doc:7ae83944-69e9-4fd6-a4d7-64bb02dce3af', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SanctionLetter_1393454_3007202601207.pdf', 'asked': T
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ACxxxxxxXG — no paper on the
19d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Mangesh Waghe Index 2_1.jpg', 'doc_id': '53f3e74a-e675-4da4-8311-d70f09ee9d43', '
24d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260831-WA0018.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '03cf819d-1c0e-409a-864e-79ded2f29406', 'fetched': True}
24d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0018
24d ago	EzDocs	screenshot_claim_recorded	{'utr': '128793081833', 'date': '2026-08-31', 'parts': 1, 'amount': 801.0, 'claimed_total': 801.0}
24d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '014ef918-8133-484d-88d7-ab548643f2f0', 'fetched': True}
29d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'sti
29d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Mangesh Waghe Index 2_1.jpg', 'SanctionLetter_1393454_3007202601207.pdf', 'Mangesh Waghe - update aadhar Belapur - MANG1991.pdf', 'S
29d ago	EzDocs	address_compared	{'sig': '63e7709536970bf6', 'why': 'after gather', 'people': [{'home': 'FLAT NO 401, 4th, SHREE ASHTAVINAYAK PLOT NO 1123B, SECTOR-19 SHAHABAZ C.B.D BELAPUR, Navi Mumbai, Thane, 400614', 'person': 'MR. MANGESH RAMESH WAG
29d ago	EzDocs	challan_boxes_by_rules	{'fp': '1e028a8d491fc4c3', 'why': "EzDocs's city is not the case's village / city (NAVI MUMBAI)"}
29d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Village', 'why': 'The vill
29d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Mangesh Waghe Index 2_1.jpg', 'changed': {'Area': {'was': '33.84', '
29d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SECTOR', 'Second number type': '', 'Number': '17', 'Second number': ''}, 'was': {'Number type': '', 'Second number type': 'SECTOR', 'Number': '', 'Second number': '17'}, 'why': "the number boxes hold the typ
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': ['pin']}
30d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Mangesh Waghe Index 2_1.jpg', 'SanctionLetter_1393454_3007202601207.pdf', 'Mangesh Waghe - update aadhar Belapur - MANG1991.pdf', 'S
30d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Village', 'why': "The type
30d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Mangesh Waghe Index 2_1.jpg', 'changed': {'Area': {'was': '33.84', '
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SECTOR', 'Second number type': '', 'Number': '17', 'Second number': ''}, 'was': {'Number type': '', 'Second number type': 'SECTOR', 'Number': '', 'Second number': '17'}, 'why': "the number boxes hold the typ
31d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['Mangesh Waghe Index 2_1.jpg', 'SanctionLetter_1393454_3007202601207.pdf', 'Mangesh Waghe - update aadhar Belapur - MANG1991.pdf', 'Suyesha Updated aadhar- Belapur..pdf', 'Ma

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

Screenshot SHORT by ₹2,069

₹801 shown against ₹2,870 — the balance is being asked for.

Challan & filing

Ready for the challan

Make it on GRAS — the Calculator holds the figures.

Next — whose move

make the challan

For you to check: Payment SHORT by ₹2,069 (₹801 of ₹2,870). Bank under-collected — money at risk — see Facts.

Today · 15 Oct2 things

EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records