Cases / NOI-2026-02167

HARESH SURESH KARMORE

LAN HOU/ARNG/0926/5212852 Challan paid · our move File on IGR Send the draft 2 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓MOTDopen

✓Paid challan (GRAS)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letter — inside Document 170.pdfopen

✓Aadhaar card — inside Document 170.pdfopen

✓PAN card — inside Document 170.pdfopen

✓Payment screenshot — money verified — inside Document 170.pdfopen

✓Selfie / photo — inside Document 170.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (5)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹7,300.99CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹7,260 receivedby the amount alone

Stamp duty 0.3%2,060

Registration fee 0.5%3,420

Government handling320

Our service fee1,500.99

Total we ask for7,300.99

the branch’s receipt claims ₹7,260

paid 29 Sep 12:55:22 · verified 29 Sep 12:55:23 · 1 s later

How we know

Our own bank told us — 29 Sep 12:55

₹7,260 · UTR 341751283319 · from JM-HDFCBN-S

“Successful! You have received Rs. 7260.00 via HDFC Bank SmartHub Vyapar from Mr KRUSHNA. RRN-341751283319, Check: https://1.hdfc.bank.in/HDFCBK/s/Yl76PKbZ”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it

By law ₹7,280. We ask ₹7,300 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 41 minour time · 22 Sep 14:04

Index II —not yet

the NOI team 17 d 8 hthe branch 6 d 22 htotal 24 d 7 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 12:55 — 17 d 7 h of working time

Day by day — every step and who held it

22 Sep 13:22Your branch's mail

22 Sep 13:24Papers read+1 min · the NOI team

22 Sep 13:24Property readat once

22 Sep 13:24Fee quotedat once

22 Sep 14:04Challan made+40 min · the NOI team

28 Sep 12:56Papers from your branch+5 d 22 h · the branch

28 Sep 12:58Papers read+1 min · the NOI team

29 Sep 12:55Payment landed+23 h 57 min · the branch

29 Sep 12:55Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹6,82,500

Loan account no.

HOU/ARNG/0926/5212852

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Building, Floor are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the Index II

District

Chhatrapati Sambhajinagar

Taluka

Paithan

Village

Bidkin

Number type

GAT

Number

158

Building

(empty)

Floor

(empty)

Flat / shop no

Area

92.62

Hadd

Chhatrapati Sambhajinagar Zilla Parishad

Read from the Index II on file — the government's own words for this property. IMG20260928125417.jpg open it

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — Property Gat number difference: the sanction letter says Gut No. 158/P; the Index II says Gat No. 158. The sanction letter and MOTD describe the property as Gut No. 158/P, but the registered Index II of the sale deed describes it as Gat No. 158. A wrong survey or gat number can make the notice invisible during legal searches. Ask the branch to clarify if the property is Gat No. 158 or 158/P before filing.

• DO NOT SAVE — Mortgage date before sale deed execution: the MOTD says 22-09-2026; the Index II says Date of execution: 23-09-2026, Date of registration: 25-09-2026. The MOTD states the mortgage was created on 22-09-2026, which is before the borrower actually executed the purchase deed on 23-09-2026. A borrower cannot legally mortgage a property they do not yet own. Request the branch to confirm the correct sequence of execution and provide a corrected MOTD.

• Mortgagor pages: PIPALI KARMORE is on the sanction letter but not among the purchasers the Index II of this purchase names — a borrower, not a mortgagor: no page (add them by hand if they own the property)

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 5 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Property type, Floor, Building

• changed — local body name: the case held CHHATRAPATI SAMBHAJINAGAR ZILLA PARISHAD; filled ZILLA PARISHAD CHHATRAPATI SAMBHAJINAGAR — EzDocs (reading the whole file), from the Index II, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 3 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPMortgage date before sale deed execution

The MOTD	22-09-2026 On the 22 day of SEP 2026
The Index II	Date of execution: 23-09-2026, Date of registration: 25-09-2026 दस्तऐवज निष्पादित करून दिल्याचा दिनांक 23-09-2026

Why it matters: The MOTD states the mortgage was created on 22-09-2026, which is before the borrower actually executed the purchase deed on 23-09-2026. A borrower cannot legally mortgage a property they do not yet own.

What to do: Request the branch to confirm the correct sequence of execution and provide a corrected MOTD.

CHECKProperty Gat number difference

The sanction letter	Gut No. 158/P Plot No 13, Gut No. 158/P
The Index II	Gat No. 158 गट नं.158

Why it matters: Not a question for the bank: the papers say the same thing — one more fully.

What to do: Nothing to ask the bank — look once if you like.

CHECKDipali's maiden name on PAN

The PAN card	DIPALI ASHOKARAO BHASME
The sanction letter	DIPALI HARESH KARMORE

Why it matters: The co-applicant's PAN card is in her maiden name (DIPALI ASHOKARAO BHASME), while the sanction letter and MOTD are in her married name (DIPALI HARESH KARMORE). Her Aadhaar shows her married name.

What to do: Confirm both names belong to the same person and proceed using the name printed on her PAN card.

Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-22) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 2 (2026-09-22) “We will initiate the challan for the same.”

✓ challan shared — done, mail 4 (2026-09-22) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-22) “For NOI filing, We need an index 2 copy..”

read over 5 mail(s), last mail 2026-09-28 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010618942202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02167 | HOU/ARNG/0926/5212852

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/ARNG/0926/5212852) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 0 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02167 | HOU/ARNG/0926/5212852

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/ARNG/0926/5212852) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 3 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AW amol.wakekar@pnbhousing.com pnbhousing.com
22 Sep, 13:22 · 24d ago THE FIRST MAIL — how this case began

HARESH SURESH KARMORE - HOU/ARNG/0926/5212852

📎 image001.jpg ↗📎 image002.jpg ↗📎 Document 170.pdf ↗

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
22 Sep, 13:50 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 22 Sept 2026 at 13:23, Amol Wakekar <amol.wakekar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

*Amol Wakekar.*

Customer Service Manager – Loans 

pnb *Housing Finance Limited* 

Aurangabad Business Center 

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No: 8448785974 <(844)%20878-5974>

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

[image: Email Signature]

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
22 Sep, 13:51 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 22 Sept 2026 at 13:23, Amol Wakekar <amol.wakekar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

*Amol Wakekar.*

Customer Service Manager – Loans

pnb *Housing Finance Limited*

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No: 8448785974 <(844)%20878-5974>

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

[image: Email Signature]

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
22 Sep, 14:06 · 24d ago

📎 HARESH SURESH KARMORE EchallanMH0106189422 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 22 Sept 2026 at 13:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 22 Sept 2026 at 13:23, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:

> Dear Team,
>
>
>
> Pls help for NOI filing.
>
>
>
> SRO – AURANGABAD - 2
>
>
>
> Thanks & Regards,
>
> *Amol Wakekar.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Aurangabad Business Center
>
> Complex E-1,E-2,&E-3 4th floor,
>
> Adalat Road, Aurangabad.Pin Code – 431001
>
> Direct: 91-240-2340060
>
> Mobile No: 8448785974 <(844)%20878-5974>
>
> Toll Free: 1800 120 8800
>
> Website- www.pnbhousing.com
>
> [image: Email Signature]
>
>
>
>
>
>
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

AW amol.wakekar@pnbhousing.com pnbhousing.com
28 Sep, 12:56 · 18d ago

📎 IMG20260928125417.jpg ↗

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb

Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code431001

Direct91-240-2340060

Mobile No:

8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:22 September 2026 14:07

To:Amol Wakekar <amol.wakekar@pnbhousing.com>

Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Ajay

Jagannath Dabhade <ajay.dabhade@phfl.com>

Subject:Re: HARESH SURESH KARMORE - HOU/ARNG/0926/5212852

ExerciseSecured by Check Point

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Tue, 22 Sept 2026 at 13:51, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 22 Sept 2026 at 13:23, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.jpg	filed	24d ago
MOTD	image002.jpg	filed	24d ago
MOTD+ Sanction letter inside+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside	Document 170.pdf	filed	24d ago
Paid challan (GRAS)	HARESH SURESH KARMORE EchallanMH010618942202627E.pdf	filed	24d ago
Index IIthe branch sent this — an input	IMG20260928125417.jpg	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹7,300.99

Where it stands
VERIFIED — money received

Screenshot claims
₹7,260

Paid at
29 Sep 12:55:22

Verified on
29 Sep 12:55:23

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,060	₹3,420	₹320	₹1,500	₹7,300

By law ₹7,280. We ask ₹7,300 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Building (with wing), Floor, Floor (person 1)

4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Floor (person 1)

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG20260928125417.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजे बिडकीन ता.पैठण जि.छ संभाजीनगर हद्दीतील गट नं. 158 यामधील प्लॉट नं. 13 ज्याचे क्षेत्र 92.62 चौ. मीटर चे खरेदीखत. ((GAT NUMBER : 158 ;)) - स्थानिक स्वराज्य संस्थाः छत्रपती संभाजीनगर

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Document 170.pdf

as printed
PLOT NO 13, GUT NO. 158/P, MAUJE BIDKIN, TQ. PAITHAN, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001

PIN
431001

the Index II

IMG20260928125417.jpg

the property
mauje bidakina taa.paithana ji.chha sambhaajinagara hadditila gata nan. 158 yaamadhila plota nan. 13 jyaache kshetra 92.62 chau. mitara che kharedikhata. ((GAT NUMBER : 158 ;))

PIN
431001

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 13 GUT NO 158/P MAUJE BIDKIN TQ PAITHAN AURANGABAD MAHARASHTRA

Locality/Road

Area/City
AURANGABAD

check or correct a box, the papers beside it →

the Index II also prints: 158, 62, 92, BIDAKINA, CHAU, CHE, CHHA, GATA, HADDITILA, JI, JYAACHE, KHAREDIKHATA, KSHETRA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	HARESH SURESH KARMORE	CPRPK9928M	…2756

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	24d ago
documents acknowledged	amol.wakekar@pnbhousing.com	24d ago
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	24d ago
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	24d ago
Index II chase	amol.wakekar@pnbhousing.com	23d ago
Index II chase	amol.wakekar@pnbhousing.com	20d ago

What EzDocs read from each document — check anything marked in red

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

MOTD Document 170.pdf needs your check

amount words
INR 6,82,500 (Rupees SIX LAKH EIGHTY TWO THOUSAND FIVE HUNDRED Only)

secured amount
682500.0

raw reading (for Abhijit)

{'amount_words': 'INR 6,82,500 (Rupees SIX LAKH EIGHTY TWO THOUSAND FIVE HUNDRED Only)', 'secured_amount': 682500.0}

MOTD Document 170.pdf needs your check

dob
1990-04-30

pan
CPRPK9928M

name
HARESH SURESH KARMORE

legible
True

father name
SURESH HANGARAM KARMORE

raw reading (for Abhijit)

{'dob': '1990-04-30', 'pan': 'CPRPK9928M', 'name': 'HARESH SURESH KARMORE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH HANGARAM KARMORE', 'aadhaar_last4': None, 'quality_issue': None}

MOTD Document 170.pdf needs your check

dob
1990-04-30

name
Haresh Suresh Karmore

legible
True

aadhaar last4
2756

raw reading (for Abhijit)

{'dob': '1990-04-30', 'pan': None, 'name': 'Haresh Suresh Karmore', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '2756', 'quality_issue': None}

MOTD Document 170.pdf needs your check

lan
HOU/ARNG/0926/5212852

legible
True

borrowers
{'name': 'HARESH KARMORE', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'HARESH KARMORE', 'role': 'applicant', 'label': 'Mortgagor(s)'}, {'name': 'PIPALI KARMORE', 'role': 'applicant', 'label': 'Mortgagor(s)'}

loan type
Housing Loan

confidence
1

handwritten
{'says': '6,82,500', 'where': 'page 1, Loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'SIX LAKH EIGHTY TWO THOUSAND FIVE HUNDRED', 'where': 'page 1, Loan amount in words', 'touches': 'amount', 'printed

loan amount
650000.0

final amount
682500.0

interest rate
8.5

sanction date
07-Sep-2026

letter version
4

applicant email
hareshkarmore123@gmail.com

applicant names
HARESH SURESH KARMORE, DIPALI HARESH KARMORE

printed altered
False

applicant mobile
8999609745

property address
pin: 431001; state: MAHARASHTRA; taluka: Paithan; district: Aurangabad; Address: Plot No 13, Gut No. 158/P, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Bidkin; survey

insurance premium
32500.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
682500.0

security address verbatim
Plot No 13, Gut No. 158/P, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001

applicant address verbatim
H. NO. 2-89, HOUSING BOARD COLONY MEDCHAL. MEDCHAL, MALKAJGIRI, DIST- HYDRABAD, TELANGANA, TELANGANA, TELANGANA, Hyderabad, Telangana, 501401, Hyderabad, India

raw reading (for Abhijit)

{'lan': 'HOU/ARNG/0926/5212852', 'legible': True, 'borrowers': [{'name': 'HARESH KARMORE', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'HARESH KARMORE', 'role': 'applicant', 'label': 'Mortgagor(s)'}, {'name': 'PIPALI KARMORE', 'role': 'applicant', 'label': 'Mortgagor(s)'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [{'says': '6,82,500', 'where': 'page 1, Loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'SIX LAKH EIGHTY TWO THOUSAND FIVE HUNDRED', 'where': 'page 1, Loan amount in words', 'touches': 'amount', 'printed_was': None}, {'says': '22/09/2026', 'where': 'page 1, Disbursement Letter date', 'touches': 'date', 'printed_was': None}, {'says': '07 SEP 2026', 'where': 'page 1, Sanction Letter date', 'touches': 'date', 'printed_was': None}, {'says': '2 day of SEP 2026', 'where': 'page 1, date of deposit', 'touches': 'date', 'printed_was': None}, {'says': 'RAHUL MAHAJAN', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'AMOL WAKEKAR', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'ASMITA KULKARNE', 'where': 'page 1, Mr./Mrs. name', 'touches': 'name', 'printed_was': None}, {'says': 'DHA come H. 5. Kormose.', 'where': 'page 1, signature', 'touches': 'other', 'printed_was': None}, {'says': 'RAHUL MAHAJAN SIR', 'where': 'page 2, Authorized representative name', 'touches': 'name', 'printed_was': None}, {'says': 'BB.H', 'where': 'page 2, Authorized representative designation', 'touches': 'other', 'printed_was': None}, {'says': 'Plot No-13, Gut No- 158/P han Trauje Bidkin, Ta, paithan Aurangabad', 'where': 'page 2, Mortgagor(s) address', 'touches': 'property', 'printed_was': None}, {'says': '13, Gut No 158 /P', 'where': 'page 2, Property No.', 'touches': 'property', 'printed_was': None}, {'

MOTD Document 170.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': None, 'date': '2026-09-21', 'page': 8, 'time': '17:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 7260.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}];

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-09-21', 'page': 8, 'time': '17:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 7260.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

MOTD Document 170.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': None, 'date': '2026-09-21', 'page': 8, 'time': '17:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 7260.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-09-21', 'page': 8, 'time': '17:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 7260.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) HARESH SURESH KARMORE EchallanMH010618942202627E.pdf needs your check

grn
MH010618942202627E

pin
431001

total
5480.0

article
6(1)

defaced
False

bank cin
03006172026092200647

district
CHHATRAPATI SAMBHAJINAGAR

area city
AURANGABAD

payer pan
CPRXXXXXXM

flat block
PLOT NO 13 GUT NO 158/P MAUJE BIDKIN TAL

payer name
HARESH SURESH KARMORE

sro office
PTA_PAITHAN SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=682500

scheme rows
{'amount': 2060.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3420.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9745

payment date
22/09/2026-14:04:40

road locality
AURANGABAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
682500

raw reading (for Abhijit)

{'grn': 'MH010618942202627E', 'pin': '431001', 'total': 5480.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092200647', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'CPRXXXXXXM', 'flat_block': 'PLOT NO 13 GUT NO 158/P MAUJE BIDKIN TAL', 'payer_name': 'HARESH SURESH KARMORE', 'sro_office': 'PTA_PAITHAN SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=682500', 'scheme_rows': [{'amount': 2060.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3420.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9745', 'payment_date': '22/09/2026-14:04:40', 'road_locality': 'AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '682500'}

Index II IMG20260928125417.jpg needs your check

kind
index2_input

extracted
pin: 431001; rows: {'r11_serial': 'छसन3-10499-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area anne

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '431001', 'rows': {'r11_serial': 'छसन3-10499-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r5_area_text': '1) 0.0093 हेक्टर. आर', 'r7_executants': [{'age': '36', 'pan': None, 'name': 'विशाखा शंभूदेव राजभोज, अनिल वसंतराव पाठक, अर्चना गणेश जोशी, विनय पुंडलिक चौधरी, अनिल पांडुरंगजी मालाणी च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. अनिल नारायण वनारसे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नाव:-, ब्लॉक नं:-, रोड नंः छ संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन:- 431001'}], 'r8_purchasers': [{'age': '36', 'pan': None, 'name': 'हरेश सुरेश कारमोरे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नं: -, रोड नं: अमरावती, महाराष्ट्र, जालना. पिन:- 431203'}], 'r12_stamp_duty': 39000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - खरेदीखत', 'r9_execution_date': '23-09-2026', 'r13_registration_fee': 6500, 'r10_registration_date': '25-09-2026'}, 'doc_no': 'CSN3-10499-2026', 'village': 'बिडकीन', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. छत्रपती संभाजीनगर 3', 'area_text': '0.0093 हेक्टर. आर', 'mortgagee': 'हरेश सुरेश कारमोरे', 'filing_fee': 6500, 'header_sro': 'सह दु.नि. छत्रपती संभाजीनगर 3', 'mortgagors': ['विशाखा शंभूदेव राजभोज', 'अनिल वसंतराव पाठक', 'अर्चना गणेश जोशी', 'विनय पुंडलिक चौधरी', 'अनिल पांडुरंगजी मालाणी', 'कु.मु. अनिल नारायण वनारसे'], 'stamp_duty': 39000, 'filing_date': '25-09-2026', 'loan_amount': 650000, 'token_number': '549458', 'property_text': 'मौजे बिडकीन ता.पैठण जि.छ संभाजीनगर हद्दीतील गट नं. 158 यामधील प्लॉट नं. 13 ज्याचे क्षेत्र 92.62 चौ. मीटर चे खरेदीखत. ((GAT NUMBER : 158 ;))', 'header_village': 'छत्रपती संभाजीनगर', 'survey_numbers': ['158', '13'], 'header_doc_number': 'CSN3-10499-2026'}}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	challan_boxes_by_rules	{'fp': '061501b05dea5382', 'why': "'GAT NO' twice in box 1", 'anew': 'boxes'}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '1b7211fe2277af45', 'asked': True, 'findings': [{'do': 'Ask branch for correct mortgage date.', 'box': 'Date of Mortgage', 'why': 'The mortgage date is in the future.', 'page': 'Start page', 'level': 'STOP', 'quot
1d ago	EzDocs	reader_mail_addition	{'fp': 'cfb5154df32d0054', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1d ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 22 Sep, 13:50 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
15d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '1d7cc9c740287149', 'docs': ['IMG20260928125417.jpg', 'Document 170.pdf', 'image002.jpg'], 'loan': {'amount': 682500, 'made_of': [{'what': 'Sanctioned Loan Amount', 'paper': 'the sanction letter', '
17d ago	EzDocs	case_read_started	{'tag': '1d7cc9c740287149', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
17d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '341751283319', 'why': 'NOI-2026-02853 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 7260.0, 'other_case': 'NOI-2026-02853'}
17d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '341751283319', 'why': 'NOI-2026-02853 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 7260.0, 'other_case': 'NOI-2026-02853'}
17d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
17d ago	EzDocs	payment_verified	{'utr': '341751283319', 'why': "paid ₹7,260, ₹41 under our ask of ₹7,301 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted as
17d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
17d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CPxxxxxxXM — no paper on the
18d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'IMG20260928125417.jpg', 'kind': 'index2'}
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan_shared'], 'mails': 5, 'summ
18d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['IMG20260928125417.jpg', 'Document 170.pdf', 'image002.jpg'], 'after': {'addresses': {'people': [['HARESH SURESH KARMORE', [['index2', 'different']]]], 'property': []}}, 'notes'
18d ago	EzDocs	address_compared	{'sig': '832f02361c2c93f9', 'why': 'after gather', 'people': [{'home': '2-89, HOUSING BOARD COLONY MEDCHAL, MEDCHAL, HOUSING BOARD COLONY MEDCHAL, Hyderabad, MALKAJGIRI, 501401', 'person': 'HARESH SURESH KARMORE', 'again
18d ago	EzDocs	challan_boxes_by_rules	{'fp': '061501b05dea5382', 'why': "'GAT NO' twice in box 1"}
18d ago	EzDocs	box_disagreement	{'box': 'property.district', 'src': 'motd', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Chhatrapati Sambhajinagar', 'page': 3, 'p
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'wh
18d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IMG20260928125417.jpg', 'changed': {'Carpet or built-up': {'was': None, 'index2':
18d ago	EzDocs	index2_people_checked	{'doc_id': 'a91e7743-fb51-47ad-ba51-59126a1096c3', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'HARESH SURESH KARMORE', 'pan_agrees': False}], 'not_on_case': 0}
18d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 38.6, 'workers': 3}
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'wh
18d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IMG20260928125417.jpg', 'changed': {'district': {'was': 'Aurangabad', 'ind
18d ago	EzDocs	index2_people_checked	{'doc_id': 'a91e7743-fb51-47ad-ba51-59126a1096c3', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'HARESH SURESH KARMORE', 'pan_agrees': False}], 'not_on_case': 0}
18d ago	EzDocs	index2_pan_differs	{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': 'a91e7743-fb51-47ad-ba51-59126a1096c
18d ago	EzDocs	property_english_extracted	{'note': '', 'village': 'Bidkin', 'building': None, 'specific_unit_found': True}
18d ago	EzDocs	index2_people_checked	{'doc_id': 'a91e7743-fb51-47ad-ba51-59126a1096c3', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'HARESH SURESH KARMORE', 'pan_agrees': False}], 'not_on_case': 0}
18d ago	EzDocs	index2_input_received	{'file': 'IMG20260928125417.jpg'}

Case diary the case’s history — what happened, newest day first

Papers

All 3 in hand

Nothing more to ask the branch for

Money

₹7,260 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Yesterday · 15 Oct3 things

EzDocs checked the e-filing boxes against the papers