BHARAT KUNVARJI MARU
the challan is done — these are for the IGR filing / KYC
- Challan on file does not agree with the case. Open it before paying or sharing.
- TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
- The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
- GPay ₹200 announced at 07:06 has not settled into the PNB account (due 11:06). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
See the boxes — read from the technical report
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The Sanction Letter | 3,000,000 Sanctioned Loan amount (in Rupees) 3000000 |
| The paid challans | 9,000,000 Three challans totaling Rs. 9,000,000 in values |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010925379202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper27 Sep, 11:13 · 18d ago THE FIRST MAIL — how this case began
PLEASE PROCESS FOR THE CHALLAN IN CAPTION CASE.
NOTE: PLEASE PROVIDE TWO CHALLAN OF AMOUNT 1100.
7 more mails in between — open
27 Sep, 12:33 · 18d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
27 Sep, 12:34 · 18d ago
Team
Kindly pay the vendor charges for two extra challans, totaling ₹200.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 12:37 · 18d ago
pfa
Thanks & Regards,
Hemant Thakur
Branch Sales Manager
M:9324134606
Email:hemant.thakur @icicihfc.com
To: Vivek Singh /DIST/ICICIHFC/BOI <vivek.si@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
Cc: Mohammed Badad /DIST/ICICIHFC/VASAI <mohammed.badad@icicihfc.com>; Dilip Swarnakar /DISTP/ICICIHFC/BOI <dilip.swarnakar@icicihfc.com>; Hemant Thakur /DIST/ICICIHFC/BOI <hemant.thakur@icicihfc.com>
Team
Kindly pay the vendor charges for two extra challans, totaling ₹200.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
27 Sep, 12:40 · 18d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 12:40 · 18d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 12:41 · 18d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 12:41 · 18d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 12:41 · 18d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
27 Sep, 16:54 · 18d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Paid challan (GRAS) | Bharat KYC for challan.pdf | filed | 18d ago |
| Payment screenshot | IMG-20260926-WA0015.jpg | filed | 18d ago |
| MOTD | Bharat 30 L.pdf | filed | 18d ago |
| Sanction letter | Bharat 30L Sanction.pdf | filed | 18d ago |
| Bank's calculation sheet | IMG-20260924-WA0023.jpg | filed | 18d ago |
| Technical report | HRQ-26-149425_INDProcessRequest_2500320260927104254042.pdf | filed | 18d ago |
| Other | image.png | filed | 18d ago |
| Paid challan (GRAS) | BHARAT KUNVARJI MARU EchallanMH010925379202627E.pdf | filed | 18d ago |
| Payment screenshot | 1790492756 - 200.00 To EZDOCS on Google Pay.png | filed | 18d ago |
| Paid challan (GRAS) | BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf | filed | 18d ago |
| Paid challan (GRAS) | BHARAT KUNVARJI MARU 2EchallanMH010925758202627E.pdf | filed | 18d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,060.20
VERIFIED — money received
₹28,450 627067574339
29 Sep 19:23:09
29 Sep 19:23:12
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,010 | ₹15,000 | ₹350 | ₹1,700 | ₹26,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
OFFICE NO. 511, 5TH FLOOR, PALGHAR ONE, CHAR RASTA, PALGHAR (WEST), 401404
OFFICE NO. 511, 5TH FLOOR, PALGHAR ONE, S.NO.35 H.NO.1/1/1, S.NO.35 H.NO.1A, 2, S.NO.35 H.NO.2/2, VILLAGE PALGHAR, TAL AND DIST. PALGHAR, PALGHAR (WEST), 401404
401404
OFFICE NO 511 5TH FLOOR PALGHAR ONE SURVEY NO 35 HISSA NO 1/1/1 1A 2 2/2
CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL AND DIST PALGHAR
PALGHAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | BHARAT KUNVARJI MARU | ALYPM8156A |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| questions for the branch — what the papers leave open | vivek.si@icicihfc.com | 18d ago |
| Index II chase | hemant.thakur@icicihfc.com | 17d ago |
| Index II chase | hemant.thakur@icicihfc.com | 12d ago |
| Index II chase | hemant.thakur@icicihfc.com | 9d ago |
| Index II chase | hemant.thakur@icicihfc.com | 6d ago |
| Index II chase | hemant.thakur@icicihfc.com | 2d ago |
What EzDocs read from each document — check anything marked in red
2026-09-26
11:35
28250
UPI
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-26', 'time': '11:35', 'amount': 28250, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}False
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': None, 'article': None, 'defaced': False, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}Rs. 30,00,000
3000000.0
raw reading (for Abhijit)
{'amount_words': 'Rs. 30,00,000', 'secured_amount': 3000000.0}28250
True
Loan Amount Including Insurance
Loan Amount Including Insurance 3000000
9000
3000000
1700
ONE LEGAL | EZDOCS
350
15000
raw reading (for Abhijit)
{'total': 28250, 'legible': True, 'loan_label': 'Loan Amount Including Insurance', 'loan_words': 'Loan Amount Including Insurance 3000000', 'stamp_duty': 9000, 'loan_amount': 3000000, 'service_fee': 1700, 'whose_table': 'ONE LEGAL | EZDOCS', 'handling_charge': 350, 'registration_fee': 15000}77000345656
True
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
1
77000345657
3000000
3000000
12
30/08/2026
bharatmaru010@gmail.com
BHARAT KUNVARJI MARU, MANISHA BHARAT MARU
False
8087082100
False
Sanctioned Loan amount (in Rupees)
False
1502, Neelambar Building, Vishal Premises, Mathuradas Road, Kandivali West, Kandivali West, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067
raw reading (for Abhijit)
{'lan': '77000345656', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000345657'], 'loan_amount': 3000000, 'final_amount': 3000000, 'interest_rate': 12, 'quality_issue': None, 'sanction_date': '30/08/2026', 'letter_version': None, 'applicant_email': 'bharatmaru010@gmail.com', 'applicant_names': ['BHARAT KUNVARJI MARU', 'MANISHA BHARAT MARU'], 'printed_altered': False, 'applicant_mobile': '8087082100', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '1502, Neelambar Building, Vishal Premises, Mathuradas Road, Kandivali West, Kandivali West, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067'}True
INDIVIDUAL TECHNICAL REPORT
27.59
loan_ref: 77000345656; report_id: HRQ-26-149425; customer_name: Bharat Kunvarji Maru
1
taken: legal; legal_address: Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404; property_address: Office No.
pin: 401404; road: Char Rasta; state: Maharashtra; taluka: Palghar; Flat no: Office No. 511; district: Palghar; Floor: 5th Floor; landmark: Near By Char Rasta; Address: Office No. 511, 5th Floor, Palghar One, S.N
Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 27.59, 'paper_for': {'loan_ref': '77000345656', 'report_id': 'HRQ-26-149425', 'customer_name': 'Bharat Kunvarji Maru'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404', 'property_address': 'Office No. 511, 5th Floor, Palghar One,, Char Rasta, Palghar (West), 401404'}, 'property_address': {'pin': '401404', 'road': 'Char Rasta', 'state': 'Maharashtra', 'taluka': 'Palghar', 'flat_no': 'Office No. 511', 'district': 'Palghar', 'floor_no': '5th Floor', 'landmark': 'Near By Char Rasta', 'full_address': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404', 'village_city': 'Palghar', 'building_name': 'Palghar One', 'survey_or_cts_no': 'S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2'}, 'security_address_verbatim': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}False
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': None, 'article': None, 'defaced': False, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}MH010925379202627E
401404
24010.0
6(1)
False
03006172026092700168
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG_PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000
{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2100
27/09/2026-12:30:07
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
3000000
raw reading (for Abhijit)
{'grn': 'MH010925379202627E', 'pin': '401404', 'total': 24010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700168', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG_PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000', 'scheme_rows': [{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2100', 'payment_date': '27/09/2026-12:30:07', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3000000'}627067574339
2026-09-27
12:35
200
UPI
3535@okbizaxis
34-1@oksbi
EZDOCS
VIRENDRA PRATAP CHANDRIKAPRASAD SINGH
Payment of ‘200 completed
raw reading (for Abhijit)
{'utr': '627067574339', 'date': '2026-09-27', 'time': '12:35', 'amount': 200, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': '34-1@oksbi', 'payee_name': 'EZDOCS', 'payer_name': 'VIRENDRA PRATAP CHANDRIKAPRASAD SINGH', 'debit_notification_text': 'Payment of ‘200 completed'}MH010925662202627E
401404
1100.0
6(1)
False
03006172026092700181
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000
{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
XXXXX8210
27/09/2026-12:36:42
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LIMITED
3000000
raw reading (for Abhijit)
{'grn': 'MH010925662202627E', 'pin': '401404', 'total': 1100.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700181', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000', 'scheme_rows': [{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXX8210', 'payment_date': '27/09/2026-12:36:42', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '3000000'}MH010925758202627E
401404
1100.0
6(1)
False
03006172026092700184
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG_PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000
{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
XXXXXX2100
27/09/2026-12:40:15
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LIMITED
3000000
raw reading (for Abhijit)
{'grn': 'MH010925758202627E', 'pin': '401404', 'total': 1100.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700184', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG_PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000', 'scheme_rows': [{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX2100', 'payment_date': '27/09/2026-12:40:15', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '3000000'}True
INDIVIDUAL TECHNICAL REPORT
27.59
loan_ref: 77000345656; report_id: HRQ-26-149425; customer_name: Bharat Kunvarji Maru
1
taken: legal; legal_address: Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404; property_address: Office No.
pin: 401404; road: Char Rasta; state: Maharashtra; taluka: Palghar; Flat no: Office No. 511; district: Thane; Floor: 5th Floor; landmark: Near By Char Rasta; Address: Office No. 511, 5th Floor, Palghar One, S.No.
Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 27.59, 'paper_for': {'loan_ref': '77000345656', 'report_id': 'HRQ-26-149425', 'customer_name': 'Bharat Kunvarji Maru'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404', 'property_address': 'Office No. 511, 5th Floor, Palghar One,, Char Rasta, Palghar (West), 401404'}, 'property_address': {'pin': '401404', 'road': 'Char Rasta', 'state': 'Maharashtra', 'taluka': 'Palghar', 'flat_no': 'Office No. 511', 'district': 'Thane', 'floor_no': '5th Floor', 'landmark': 'Near By Char Rasta', 'full_address': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404', 'village_city': 'Palghar', 'building_name': 'Palghar One', 'survey_or_cts_no': 'S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2'}, 'security_address_verbatim': 'Office No. 511, 5th Floor, Palghar One, S.No.35 H.No.1/1/1, S.No.35 H.No.1a, 2, S.No.35 H.No.2/2, Village Palghar, Tal And Dist. Palghar, Palghar (West), 401404'}MH010925379202627E
401404
24010.0
6(1)
False
03006172026092700168
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG_PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000
{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2100
27/09/2026-12:30:07
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
3000000
raw reading (for Abhijit)
{'grn': 'MH010925379202627E', 'pin': '401404', 'total': 24010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700168', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG_PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000', 'scheme_rows': [{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2100', 'payment_date': '27/09/2026-12:30:07', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3000000'}MH010925379202627E
401404
24010.0
6(1)
False
03006172026092700168
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG_PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000
{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2100
27/09/2026-12:30:07
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
3000000
raw reading (for Abhijit)
{'grn': 'MH010925379202627E', 'pin': '401404', 'total': 24010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700168', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG_PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000', 'scheme_rows': [{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2100', 'payment_date': '27/09/2026-12:30:07', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3000000'}MH010925662202627E
401404
1100.0
6(1)
False
03006172026092700181
the challan's heads (1100) are not 0.3% and 0.5% of the 3000000 its Remarks read as, nor of the case's loan
PALGHAR
PALGHAR
ALYXXXXXXA
OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35
BHARAT KUNVARJI MARU
PLG_PALGHAR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000
{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
XXXXX8210
27/09/2026-12:36:42
H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LIMITED
3000000
raw reading (for Abhijit)
{'grn': 'MH010925662202627E', 'pin': '401404', 'total': 1100.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700181', 'ca_unfit': "the challan's heads (1100) are not 0.3% and 0.5% of the 3000000 its Remarks read as, nor of the case's loan", 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ALYXXXXXXA', 'flat_block': 'OFFICE NO 511 5TH FLOOR PALGHAR ONE S NO 35 H NO 1/1/1 S NO 35 H NO 1A 2 S NO 35', 'payer_name': 'BHARAT KUNVARJI MARU', 'sro_office': 'PLG_PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=3000000', 'scheme_rows': [{'amount': 1100.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXX8210', 'payment_date': '27/09/2026-12:36:42', 'road_locality': 'H NO 2/2 CHAR RASTA PALGHAR WEST VILLAGE PALGHAR TAL PALGHAR DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '3000000'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '94a2775788d733f4', 'asked': True, 'findings': [{'do': 'Ask the branch for the correct date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is in the future.', |
| 1d ago | EzDocs | reader_verdict | {'fp': '83d0118f8892df98', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': 'The PIN 401404 is consistently associated with Palghar district in the technical report and other cases.', 'real': False, 'quote': 'O |
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'hemant.thakur@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000345656) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | email_shadowed:index2_chase | {'to': 'hemant.thakur@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000345656) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 6d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 9d ago | EzDocs | email_shadowed:index2_chase | {'to': 'hemant.thakur@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000345656) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 9d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 12d ago | EzDocs | email_shadowed:index2_chase | {'to': 'hemant.thakur@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000345656) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 12d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 16d ago | EzDocs | credit_on_another_case | {'how': 'utr', 'utr': '130432123373', 'why': 'NOI-2026-02902 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 25880, 'other_case': 'NOI-2026-02902'} |
| 16d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 16d ago | EzDocs | payment_verified | {'utr': '627067574339,130432123373', 'delta': 19.8, 'method': 'balance_match+part', 'paid_at': '2026-09-29T13:53:09.423623+00:00', 'expected': 26060.2, 'received': 26080.0, 'confidence': 'high'} |
| 16d ago | EzDocs | payment_part_added | {'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 200.0, 'expected': 26060.2, 'this_credit': 25880.0, 'now_received': 26080.0} |
| 16d ago | EzDocs | receivable_snapshot | {'before': {'delta': -25860.2, 'status': 'short', 'paid_at': '2026-09-27T07:06:00+00:00', 'received': 200.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_amount_time', 'received_utr': '627067574339' |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '2c418c6ba2c4d5f5', 'docs': ['HRQ-26-149425_INDProcessRequest_2500320260927104254042.pdf', 'Bharat 30L Sanction.pdf', 'Bharat 30 L.pdf', 'image.png', 'IMG-20260924-WA0023.jpg'], 'loan': {'amount': 3 |
| 16d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 1100 — the case works out Rs.9010', 'registration fee on the challan is 1100 — th |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '2a788463-468e-4318-9666-5d67fd31401f'} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ALxxxxxxXA — the paid challa |
| 16d ago | EzDocs | document_reread | {'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf', 'doc_id': '6bde51b |
| 16d ago | EzDocs | challan_mismatch | {'file': 'BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf', 'problems': ['stamp duty on the challan is 1100 — the case works out Rs.9010', 'registration fee on the challan is 1100 — the case works out Rs.15000', 'ch |
| 16d ago | EzDocs | challan_extracted | {'grn': 'MH010925662202627E', 'file': 'BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf', 'heads': ['0030046401'], 'total': 1100.0} |
| 16d ago | EzDocs | challan_ca_unfit | {'rf': 0, 'sd': 1100, 'why': "the challan's heads (1100) are not 0.3% and 0.5% of the 3000000 its Remarks read as, nor of the case's loan", 'file': 'BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf', 'read': 3000000} |
| 16d ago | EzDocs | reading_error456 | {'box': 'Payer PAN', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'BHARAT KUNVARJI MARU1 EchallanMH010925662202627E.pdf', 'our |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ALxxxxxxXA — the paid challa |
| 16d ago | EzDocs | document_reread | {'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'BHARAT KUNVARJI MARU EchallanMH010925379202627E.pdf', 'doc_id': 'dbc441b1 |
| 16d ago | EzDocs | challan_mismatch | {'file': 'BHARAT KUNVARJI MARU EchallanMH010925379202627E.pdf', 'problems': ["district on the challan 'PALGHAR' — the case says 'Thane'"]} |
| 16d ago | EzDocs | challan_extracted | {'grn': 'MH010925379202627E', 'file': 'BHARAT KUNVARJI MARU EchallanMH010925379202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24010.0} |
| 16d ago | EzDocs | reading_error456 | {'box': 'Payer PAN', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'BHARAT KUNVARJI MARU EchallanMH010925379202627E.pdf', 'ours |