DHARMENDRA LAXMAN SIRSIKAR
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹16,110.64 is still not in our account. Chase the branch for it.
why?
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH007843618202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Oct, 14:55 · 14d ago THE APP JOINED HERE — earlier mails are on Gmail
Pleaser process for NOI.
earlier mails quoted below
3 more mails in between — open
01 Oct, 15:09 · 14d ago
Team
kindly share
ThinkBigz
M:-8097244974
earlier mails quoted below
01 Oct, 15:12 · 14d ago
Team
kindly share index 2 for noi prosess
earlier mails quoted below
01 Oct, 15:16 · 14d ago
Please find the attached sale deed and process for NOI.
earlier mails quoted below
05 Oct, 11:08 · 10d ago
PFA DOWNLOADED COPY OF EFILING
earlier mails quoted below
07 Oct, 13:37 · 8d ago
PFA index 2 copy for case closure..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ MOTD inside | SKM_226i26080612090.pdf | filed | 14d ago |
| Selfie / photo | IMG20260805152127.jpg | filed | 14d ago |
| Payment screenshot | IMG-20260805-WA0078.jpg | filed | 14d ago |
| Other | image001.jpg | filed | 14d ago |
| PAN card | PAN - Dharmendra Sirsikar.jpg | filed | 14d ago |
| Paid challan (GRAS) | DHARMENDRA LAXMAN SIRSIKAR EchallanMH007843618202627E.pdf | filed | 14d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹16,110.64
waiting for the credit
₹16,150 481220115380
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,360 | ₹8,930 | ₹320 | ₹1,500 | ₹16,110 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
PLOT NO 10, MOUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL, NAGPUR, PATWARI HALKA NO 37, NAGPUR, MAHARASHTRA, INDIA, 44034
44034
PLOT NO 10 AARAMBH CITY 3 KHASRA NO 46/1 PATWARI HALKA NO 37
MOUJE NARASALA TAL NAGPUR RURAL DIST NAGPUR
NAGPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DHARMENDRA LAXMAN SIRSIKAR | BOUPS0206P |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| Index II chase | gulshan.harode1@pnbhousing.com | 13d ago |
What EzDocs read from each document — check anything marked in red
HOU/NAG/0626/5141966
True
Housing Loan
{'name': 'DHARMENDRA LAXMAN SIRSIKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DELEILAH DHARMENDRA SIRSIKAR', 'role': 'co_applicant', 'label': 'Applicant'}
Housing Loan
1
13.15% per annum 13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement
1700000
-4.8
1785000
8.35
29-Jun-2026
5
13.15
dlsirsikar@gmail.com
DHARMENDRA LAXMAN SIRSIKAR, DELEILAH DHARMENDRA SIRSIKAR
False
8018082043
False
pin: 44034; state: MAHARASHTRA; taluka: NAGPUR RURAL; district: Nagpur; landmark: PATWARI HALKA NO 37; Address: PLOT NO 10, MOUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL, Nagpur, PATWARI HALKA
85000
Total Loan Amount
True
1785000
PLOT NO 10, MOUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL, Nagpur, PATWARI HALKA NO 37, Nagpur, MAHARASHTRA, India, 44034
QT NO STI/1, TYPE 2, ST COLONY,., Rourkela Steel City, ODISHA, 769001, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0626/5141966', 'legible': True, 'purpose': 'Housing Loan', 'borrowers': [{'name': 'DHARMENDRA LAXMAN SIRSIKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DELEILAH DHARMENDRA SIRSIKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1700000, 'rate_spread': -4.8, 'final_amount': 1785000, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '29-Jun-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'dlsirsikar@gmail.com', 'applicant_names': ['DHARMENDRA LAXMAN SIRSIKAR', 'DELEILAH DHARMENDRA SIRSIKAR'], 'printed_altered': False, 'applicant_mobile': '8018082043', 'balance_transfer': False, 'property_address': {'pin': '44034', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR RURAL', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': 'PATWARI HALKA NO 37', 'full_address': 'PLOT NO 10, MOUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL, Nagpur, PATWARI HALKA NO 37, Nagpur, MAHARASHTRA, India, 44034', 'village_city': 'NARASALA', 'building_name': 'AARAMBH CITY 3', 'survey_or_cts_no': 'PLOT NO 10, KHASRA NO 46/1'}, 'insurance_premium': 85000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1785000, 'security_address_verbatim': 'PLOT NO 10, MOUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL, Nagpur, PATWARI HALKA NO 37, Nagpur, MAHARASHTRA, India, 44034', 'applicant_address_verbatim': 'QT NO STI/1, TYPE 2, ST COLONY,., Rourkela Steel City, ODISHA, 769001, India'}INR 17,85,000 (Rupees Sechten hakh FahHTY FME THOUSAND Ort Only)
1785000.0
raw reading (for Abhijit)
{'amount_words': 'INR 17,85,000 (Rupees Sechten hakh FahHTY FME THOUSAND Ort Only)', 'secured_amount': 1785000.0}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}481220115380
2026-08-05
13:58
16150
UPI
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '481220115380', 'date': '2026-08-05', 'time': '13:58', 'amount': 16150, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}1981-07-17
BOUPS0206P
DHARMENDRA LAXMAN SIRSIKAR
True
LAXMAN MAHADEO SIRSIKAR
raw reading (for Abhijit)
{'dob': '1981-07-17', 'pan': 'BOUPS0206P', 'name': 'DHARMENDRA LAXMAN SIRSIKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAXMAN MAHADEO SIRSIKAR', 'aadhaar_last4': None, 'quality_issue': None}MH007843618202627E
440034
14290.0
6(1)
False
03006172026080601069
NAGPUR
NAGPUR
BOUXXXXXXP
PLOT NO 10, MAUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL
DHARMENDRA LAXMAN SIRSIKAR
NGP1 HQR SUB REGISTRAR NAGPUR 1
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000
{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2043
06/08/2026-16:10:26
PATWARI HALKA NO 37, NAGPUR, MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
1785000
raw reading (for Abhijit)
{'grn': 'MH007843618202627E', 'pin': '440034', 'total': 14290.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080601069', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BOUXXXXXXP', 'flat_block': 'PLOT NO 10, MAUZA NARASALA, AARAMBH CITY 3, KHASRA NO 46/1, TAHSIL NAGPUR RURAL', 'payer_name': 'DHARMENDRA LAXMAN SIRSIKAR', 'sro_office': 'NGP1 HQR SUB REGISTRAR NAGPUR 1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000', 'scheme_rows': [{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2043', 'payment_date': '06/08/2026-16:10:26', 'road_locality': 'PATWARI HALKA NO 37, NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1785000'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: [{'utr': '481220115380', 'date': '2026-08-05', 'page': 1, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 16150.0, 'direction': 'debit', 'narration': 'Stamp', 'proof_kind': 'success_screen'}
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '481220115380', 'date': '2026-08-05', 'page': 1, 'time': '13:58', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 16150.0, 'direction': 'debit', 'narration': 'Stamp', 'proof_kind': 'success_screen'}]}}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 05 Oct, 11:08 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']} |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 8d ago | EzDocs | payment_verified | {'utr': 'AXNGG27329380777', 'why': "paid ₹16,150, ₹39 MORE than our ask of ₹16,111 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.36, 'method': 'gpay_lump_split', 'p |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 8d ago | EzDocs | payment_verified | {'utr': 'AXNGG27329380777', 'why': "paid ₹16,150, ₹39 MORE than our ask of ₹16,111 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.36, 'method': 'gpay_lump_split', 'p |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 8d ago | EzDocs | payment_verified | {'utr': 'AXNGG27329380777', 'why': "paid ₹16,150, ₹39 MORE than our ask of ₹16,111 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.36, 'method': 'gpay_lump_split', 'p |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 8d ago | EzDocs | payment_verified | {'utr': 'AXNGG27329380777', 'why': "paid ₹16,150, ₹39 MORE than our ask of ₹16,111 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.36, 'method': 'gpay_lump_split', 'p |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_INDEX2'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 8d ago | EzDocs | payment_verified | {'utr': 'AXNGG27329380777', 'why': "paid ₹16,150, ₹39 MORE than our ask of ₹16,111 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.36, 'method': 'gpay_lump_split', 'p |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 8d ago | EzDocs | match_undone | {'ref': 'AXNGG27329380777', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 24050.0, 'reason': 'amount-only match |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_INDEX2'} |
| 8d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG27329380777', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |