Cases / NOI-2026-01100

VITTHAL SUKHDEV BADE

LAN HOU/AHMD/0726/5151338 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs6 still to come

3 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

Aadhaar card (CANNOT BE READ — clear copy asked — poor quality photocopy, grainy and faded)open

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓PAN card — inside kyc bade.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

For you to check

Aadhaar card: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹12,420

The whole amount reached our account. Nothing is pending on this case.

₹12,384 receivedmatches the branch's receipt

Stamp duty 0.3%3,980

Registration fee 0.5%6,620

Government handling320

Our service fee1,500

Total we ask for12,420

the branch’s receipt claims ₹12,384 818820126245

paid 2 Sep 16:32:46 · verified 3 Sep 16:33:34 · 1 d 0 h later

How we know

Our own bank told us — 2 Sep 16:32

₹12,384 · UTR AXNGG24505186078 · from BT-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.12384.00,02-09-2026 16:32:46 thru NEFT from AXNGG24505186078/GOOGLE INDIA DIGITAL. Aval Bal 175629.05 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

Paid the bank's own ₹12,384. ₹36 under our ask = our margin. Accepted as full.

By law ₹12,404. We ask ₹12,420 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹12,384 — accept as full (₹36 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 8 h 39 minour time · 3 Sep 16:39

Index II —not yet

the NOI team 42 d 23 htotal 42 d 23 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 16:39 — 42 d of working time

Day by day — every step and who held it

2 Sep 17:59Your branch's mail

2 Sep 17:59Payment landedat once

2 Sep 18:05Fee quoted+5 min · the NOI team

2 Sep 18:05Papers read+1 min · the NOI team

2 Sep 18:05Property readat once

2 Sep 18:06Papers readat once

3 Sep 16:33Payment verified+22 h 27 min · the NOI team

3 Sep 16:39Challan made+6 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹13,23,000

Loan account no.

HOU/AHMD/0726/5151338

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: SULBHA VITTHAL BADE is named on the sanction letter (sanction letter bade.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• VITTHAL SUKHDEV BADE: birth date missing — no PAN card of VITTHAL SUKHDEV BADE is on the file — type the birth date off the person's own card, or ask the branch for it

• SULBHA VITTHAL BADE: PAN missing — no PAN card of SULBHA VITTHAL BADE is on the file — type the PAN off the person's own card, or ask the branch for it

• SULBHA VITTHAL BADE: birth date missing — no PAN card of SULBHA VITTHAL BADE is on the file — type the birth date off the person's own card, or ask the branch for it

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has acknowledged receipt of the loan documents and payment, and has shared the GRAS e-challan with the branch. The team is currently waiting for the branch to provide the Index II copy and a colour live selfie photo of the applicants to proceed with the NOI filing.

the history says the next move is with the branch — the Index II copy and a colour live selfie photo of the applicants

the branch last asked: Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE

✓ loan papers sent — done, mail 2 (2026-09-02) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 2 (2026-09-02) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-02) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-02) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-02) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.”

read over 3 mail(s), last mail 2026-09-02 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

TD tejas.deshmukh@pnbhousing.com pnbhousing.com
02 Sep, 17:59 · 42d ago THE FIRST MAIL — how this case began

Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE

📎 kyc bade.pdf ↗📎 sanction letter bade.pdf ↗📎 IMG-20260902-WA0101.jpg ↗📎 image001.png ↗

Dear Sir

Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE

Customer nameVITTHAL SUKHDEV BADE

Loan account (LAN)HOU/AHMD/0726/5151338

Loan amount₹13,23,000

Stamp duty 0.30%₹3,969

Registration fee 0.50%₹6,615

Service / vendor fees₹1,800

Total₹12,384

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

SRO OFFICE NO2

*Index II Copy

ATTCHED

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number9766628890

0241-2414455

Internal

From:Tejas Deshmukh <tejasdeshmukh9879@gmail.com>

Sent:02 September 2026 17:18

To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>

Subject:Photo from Tejas Deshmukh

ExerciseSecured by Check Point

🤖 read: asks for the challan, a status; documents attached; note: Requests challan for 0.3% and 0.5% components. — “Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE”

OL The NOI teamTYPED IN GMAIL
02 Sep, 18:06 · 42d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 18:01, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: 

 Dear Sir 
 Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE
 
 SRO OFFICE NO2 
 
 Customer Name
 
VITTHAL SUKHDEV BADE 
 
 Lan No 
 
HOU/AHMD/0726/5151338 
 
 Loan Amount
 
 1323000/- 
 
 LOAN AMOUNT 
 
1323000/- 
 
 0.3% 
 
3969 
 
0.5% 
 
 6615 
 
 FEES 
 
 1800 
 
 TOTAL 
 
 12384/- 
 
 *Sanction Letter 
 
 attached 
 
 *Customer Aadhar Card / co applicant 
 
 attached 
 
 *Customer pan Card / co applicant 
 
 attached 
 
 *Index II Copy
 
ATTCHED 
 
 *Form A2 or Soft copy of photograph
 
attached 
 
 *Payment details 
 
 Attached
 
 Tejas Deshmukh 
 Customer Service Manager Loans 
 203 Second Floor, Sai Midas Touch 
 Nagar Manmad Road 
 Savedi Ahmednagar 
 Contact number – 9766628890 
 0241-2414455 
 
Internal 
 
 From: Tejas Deshmukh < tejasdeshmukh9879@gmail.com >
 
 Sent: 02 September 2026 17:18 
 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > 
 Subject: Photo from Tejas Deshmukh 
 
 Exercise Secured by Check Point

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
02 Sep, 18:33 · 42d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 18:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 2 Sept 2026 at 18:01, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: 

 Dear Sir 
 Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE
 
 SRO OFFICE NO2 
 
 Customer Name
 
VITTHAL SUKHDEV BADE 
 
 Lan No 
 
HOU/AHMD/0726/5151338 
 
 Loan Amount
 
 1323000/- 
 
 LOAN AMOUNT 
 
1323000/- 
 
 0.3% 
 
3969 
 
0.5% 
 
 6615 
 
 FEES 
 
 1800 
 
 TOTAL 
 
 12384/- 
 
 *Sanction Letter 
 
 attached 
 
 *Customer Aadhar Card / co applicant 
 
 attached 
 
 *Customer pan Card / co applicant 
 
 attached 
 
 *Index II Copy
 
ATTCHED 
 
 *Form A2 or Soft copy of photograph
 
attached 
 
 *Payment details 
 
 Attached
 
 Tejas Deshmukh 
 Customer Service Manager Loans 
 203 Second Floor, Sai Midas Touch 
 Nagar Manmad Road 
 Savedi Ahmednagar 
 Contact number – 9766628890 
 0241-2414455 
 
Internal 
 
 From: Tejas Deshmukh < tejasdeshmukh9879@gmail.com >
 
 Sent: 02 September 2026 17:18 
 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > 
 Subject: Photo from Tejas Deshmukh 
 
 Exercise Secured by Check Point
 
Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 2 Sept 2026 at 18:06, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 2 Sept 2026 at 18:01, Tejas Deshmukh <
tejas.deshmukh@pnbhousing.com> wrote:

> Dear Sir
>
> Kindly process for NOI Challan 0.3 & 0.5 in below case
> HOU/AHMD/0726/5151338 VITTHAL SUKHDEV BADE
>
> SRO OFFICE NO2
>
> *Customer Name *
>
> VITTHAL SUKHDEV BADE
>
> *Lan No*
>
> HOU/AHMD/0726/5151338
>
> *Loan Amount *
>
> 1323000/-
>
> *LOAN AMOUNT*
>
> 1323000/-
>
> *0.3%*
>
> 3969
>
> 0.5%
>
> 6615
>
> *FEES*
>
> *1800*
>
> *TOTAL*
>
> 12384/-
>
> **Sanction Letter*
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> *attached*
>
> **Customer Aadhar Card / co applicant*
>
> *attached*
>
> **Customer pan Card / co applicant*
>
> *attached*
>
> **Index II Copy *
>
> ATTCHED
>
> **Form A2 or Soft copy of photograph *
>
> attached
>
> **Payment details*
>
> *Attached *
>
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> *Tejas Deshmukh*
>
> *Customer Service Manager Loans*
>
> *203 Second Floor, Sai Midas Touch*
>
> *Nagar Manmad Road*
>
> *Savedi Ahmednagar*
>
> *Contact number – 9766628890*
>
> *0241-2414455*
>
>
>
> Internal
>
> *From:* Tejas Deshmukh <tejasdeshmukh9879@gmail.com>
> *Sent:* 02 September 2026 17:18
> *To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
> *Subject:* Photo from Tejas Deshmukh
>
>
>
> >
> *Secured by Check Point *
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card+ PAN card inside	kyc bade.pdf	CANNOT BE READ — clear copy asked	42d ago
Sanction letter	sanction letter bade.pdf	filed	42d ago
Payment screenshot	IMG-20260902-WA0101.jpg	filed	42d ago
Other	image001.png	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹12,420

Where it stands
VERIFIED — money received

Screenshot claims
₹12,384 818820126245

Paid at
2 Sep 16:32:46

Verified on
3 Sep 16:33:34

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,980	₹6,620	₹320	₹1,500	₹12,420

By law ₹12,404. We ask ₹12,420 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

16 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Floor, Property type (Open / Building / Open + Building) …

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Flat / shop no …

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

not verified yetsource: the sanction letter (sanction letter bade.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, Ahmed Nagar, NEAR SWAPNA SAKAR BUILDING, Ahmed Nagar, MAHARASHTRA, India, 414111

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

sanction letter bade.pdf

as printed
ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, AHMED NAGAR, NEAR SWAPNA SAKAR BUILDING, AHMED NAGAR, MAHARASHTRA, INDIA, 414111

PIN
414111

THE CHALLAN, as it will be typed

Flat/Survey Number
ROW BLOCK NO B SOUTH SIDE PLOT NO 2 TO 11/9 SR NO 62/3 HISSA NO 1 BOLHEGAON MORYA PRAK AHMED NAGAR

Locality/Road
NEAR SWAPNA SAKAR BUILDING MAHARASHTRA

Area/City
AHMED NAGAR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VITTHAL SUKHDEV BADE	CHRPB4973M

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	tejas.deshmukh@pnbhousing.com	42d ago

What EzDocs read from each document — check anything marked in red

Aadhaar card kyc bade.pdf needs your check

dob
1985-07-17

pan
CHRPB4973M

name
Bade Vitthal Sukhdev

legible
False

aadhaar last4
3001

quality issue
poor quality photocopy, grainy and faded

raw reading (for Abhijit)

{'dob': '1985-07-17', 'pan': 'CHRPB4973M', 'name': 'Bade Vitthal Sukhdev', 'legible': False, 'aadhaar_last4': '3001', 'quality_issue': 'poor quality photocopy, grainy and faded'}

Sanction letter sanction letter bade.pdf needs your check

lan
HOU/AHMD/0726/5151338

legible
True

loan type
Housing Loan

confidence
1

loan amount
1260000

interest rate
9.75

sanction date
02-Sep-2026

letter version
4

applicant names
VITTHAL SUKHDEV BADE, SULBHA VITTHAL BADE

applicant mobile
9822955688

property address
pin: 414111; road: MORYA PRAK; state: MAHARASHTRA; Flat no: PLOT NO. 2 TO 11/9; district: Ahmed Nagar; landmark: NEAR SWAPNA SAKAR BUILDING; Address: ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HIS

insurance premium
63000

includes insurance
True

total with insurance
1323000

applicant address from462
read again off the letter's pages (page 1, the Applicant Address block)

security address verbatim
ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, Ahmed Nagar, NEAR SWAPNA SAKAR BUILDING, Ahmed Nagar, MAHARASHTRA, India, 414111

applicant address verbatim
GANDHI NAGAR,, NEAR MAHADEV MANDIR, BOLHEGAON., AHMEDNAGAR, ., Ahmed Nagar, MAHARASHTRA, 414111, India

raw reading (for Abhijit)

{'lan': 'HOU/AHMD/0726/5151338', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1260000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '02-Sep-2026', 'letter_version': '4', 'applicant_names': ['VITTHAL SUKHDEV BADE', 'SULBHA VITTHAL BADE'], 'applicant_mobile': '9822955688', 'property_address': {'pin': '414111', 'road': 'MORYA PRAK', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO. 2 TO 11/9', 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'NEAR SWAPNA SAKAR BUILDING', 'full_address': 'ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, Ahmed Nagar, NEAR SWAPNA SAKAR BUILDING, Ahmed Nagar, MAHARASHTRA, India, 414111', 'village_city': 'BOLHEGAON', 'building_name': 'ROW BLOCK NO B', 'survey_or_cts_no': 'SR. NO. 62/3, HISSA NO.1'}, 'insurance_premium': 63000, 'includes_insurance': True, 'total_with_insurance': 1323000, 'applicant_address_from462': "read again off the letter's pages (page 1, the Applicant Address block)", 'security_address_verbatim': 'ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, Ahmed Nagar, NEAR SWAPNA SAKAR BUILDING, Ahmed Nagar, MAHARASHTRA, India, 414111', 'applicant_address_verbatim': 'GANDHI NAGAR,, NEAR MAHADEV MANDIR, BOLHEGAON., AHMEDNAGAR, ., Ahmed Nagar, MAHARASHTRA, 414111, India'}

Payment screenshot IMG-20260902-WA0101.jpg needs your check

utr
818820126245

date
2026-09-02

amount
12384

method
PhonePe

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '818820126245', 'date': '2026-09-02', 'amount': 12384, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_home_address	{'fp': '34f87a1bbe9a225c', 'from': 'the sanction letter (sanction letter bade.pdf)', 'home': {'pin': '414111', 'area': 'NEAR MAHADEV MANDIR, BOLHEGAON', 'road': 'GANDHI NAGAR', 'state': 'MAHARASHTRA', 'district': 'AHMEDN
1h ago	EzDocs	reader_home_address	{'fp': '34f87a1bbe9a225c', 'from': 'the sanction letter (sanction letter bade.pdf)', 'home': {'pin': '414111', 'area': 'GANDHI NAGAR', 'state': 'MAHARASHTRA', 'district': 'AHMEDNAGAR', 'Village': 'BOLHEGAON'}, 'aske
13d ago	EzDocs	pan_applied_from_reading	{'why': 'the PAN card was read but never applied — one person on the case, names match', 'pan_masked': 'CHxxxxx3M'}
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:91196ee7-dbbc-4b0b-9f40-7f985e65d6b2', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'sanction letter bade.pdf', 'asked': True, 'found': Tr
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'}
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '62/3', 'Second number': '1'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SR. NO. 62/3, HISSA NO.1', 'Second number': ''}, 'wh
40d ago	EzDocs	quoted_history_checked	{}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
42d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/AHMD/0726/515
42d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
42d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
42d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG24505186078', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 12384.0, 'method': 'sc
42d ago	EzDocs	payment_verified	{'utr': 'AXNGG24505186078', 'why': "paid the bank's own written total; the gap to our rounded-up ask is we's buffer — accepted as full", 'delta': -36.0, 'method': 'screenshot_sms_amount+bank_total', 'expected': 124
42d ago	EzDocs	email_shadowed:doc_chase	{'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/AHMD/0726/5151338), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card (kyc bade.pdf) —
42d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 12384.0}
42d ago	EzDocs	claim_applied_on_quote	{'utr': '818820126245', 'parts': 1, 'claimed_total': 12384.0}
42d ago	EzDocs	receivable_created	{'expected': 12420.0}
42d ago	EzDocs	fee_notes	{'notes': ["total payable: bank says Rs.12,384, computed Rs.12,404 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti
42d ago	EzDocs	document_received	{'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0}
42d ago	EzDocs	claim_held_until_quote	{'utr': '818820126245', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-02', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1
42d ago	EzDocs	document_received	{'file': 'IMG-20260902-WA0101.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
42d ago	EzDocs	payer_mobile_captured	{'last4': '5688', 'source': 'sanction_letter'}
42d ago	EzDocs	property_address_extracted	{'confidence': 1, 'Address': 'ROW BLOCK NO B, SOUTH SIDE, PLOT NO. 2 TO 11/9, SR. NO. 62/3, HISSA NO.1, BOLHEGAON, MORYA PRAK, Ahmed Nagar, NEAR SWAPNA SAKAR BUILDING, Ahmed Nagar, MAHARASHTRA, India, 414111'}
42d ago	EzDocs	document_received	{'file': 'sanction letter bade.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
42d ago	EzDocs	document_unreadable	{'reason': 'poor quality photocopy, grainy and faded', 'doc_type': 'aadhaar'}
42d ago	EzDocs	document_received	{'file': 'kyc bade.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0, 'also_inside': ['pan']}
42d ago	EzDocs	amount_set_from_mail_instruction	{'now': 1323000.0, 'was': None, 'phrase': 'Loan Amount 1323000/-'}
42d ago	EzDocs	mail_instruction_understood	{'amount': 1323000.0, 'phrase': 'Loan Amount 1323000/-', 'reason': None, 'instructions': ['two_challans'], 'urgent_disbursement': False}
42d ago	EzDocs	branch_manifest_read	{'declared': {'pan': True, 'selfie': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True, 'payment_screenshot': True}}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹12,384 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Aadhaar card: copy on file cannot be used. A usable one is being asked for.

2 Oct1 thing

The PAN already read was applied to the person