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USHA CHANDRABHAN IDHATE — everything the e-filing asks for
NOI-2026-01568 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
36 of 46 e-filing boxes ready
Empty: Date of Mortgage, Road, Floor, Floor (person 1), Road (person 1), First name (person 2) …
23 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd name, Second number type, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
Challan: 11 of 13 boxes on the case · empty: Stamp duty (0.3%), Registration fee (0.5%, max 15,000) · highlighted: Payer PAN · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
CHECK · Start page · Date of Mortgage
The date of mortgage is required but is empty.
What to do: Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.
“THE E-FILING AS IT STANDS:== Start page ==Date of Mortgage = (EMPTY) [required]”
CHECK · Mortgagee page (the bank) · Loan (Rs.)
The loan amount is required but the provided sanction letter snippet does not contain this information.
What to do: Refer to the full sanction letter to confirm the loan amount.
“THE E-FILING AS IT STANDS:== Mortgagee page (the bank) ==Loan (Rs.) = 1863000 [required]”
CHECK · Mortgagee page (the bank) · Interest Rate (%)
The interest rate is required but the provided sanction letter snippet does not contain this information.
What to do: Refer to the full sanction letter to confirm the interest rate.
“THE E-FILING AS IT STANDS:== Mortgagee page (the bank) ==Interest Rate (%) = 8.50 [required]”
CHECK · Property page · Hadd name
The Hadd name is the local body name, not the district name.
The papers say: SAWANGI GRAM PANCHAYAT
What to do: Change the Hadd name to the Gram Panchayat name.
“THE E-FILING AS IT STANDS:Hadd name = CHHATRAPATI SAMBHAJINAGAR”
CHECK · Property page · Road
The road name is empty; if no road name is available, the city should be used.
The papers say: CHHATRAPATI SAMBHAJINAGAR
What to do: Enter the city name in the Road box as per desk convention if no specific road name is found in other papers.
“THE E-FILING AS IT STANDS:Road = (EMPTY) [required]”
STOP · Property page · Number
The sanction letter specifies 'Gut No. 229/1/P', but the e-filing only has '229/1', omitting the 'P'. This changes the property number.
The papers say: 229/1/P
What to do: Correct the Gat Number to include the 'P' as per the sanction letter.
“PAPER 1 - the sanction letter: 'Gut No. 229/1/P'”
CHECK · Property page · Floor
The property is described as a Plot No. 01, which is open land, but the Floor is empty. For open land, the floor should be 'G'.
The papers say: G
What to do: Enter 'G' for Ground Floor as per desk convention for open land.
“PAPER 1 - the sanction letter: 'Plot No. 01'”
STOP · Property page · Flat / shop no
The property is a plot, not a flat. The flat/shop number should include the word 'PLOT NO'.
The papers say: PLOT NO 01
What to do: Change the Flat / shop no to 'PLOT NO 01' to correctly identify it as a plot.
“PAPER 1 - the sanction letter: 'Plot No. 01'”
STOP · Property page · House type (Niwasi Sadanika / Shop / Gala)
The property type is 'Building', but the property is a plot. A plot is 'Open' property type and does not have a house type.
The papers say: N/A (Property type should be 'Open')
What to do: Change the Property type to 'Open' and leave the House type empty.
“PAPER 1 - the sanction letter: 'Plot No. 01'”
STOP · Property page · Carpet or built-up
The property is a plot, which is open land. The carpet or built-up area is not applicable for open land.
The papers say: N/A (Property type should be 'Open')
What to do: Change the Property type to 'Open' and leave this field empty.
“PAPER 1 - the sanction letter: 'Plot No. 01'”
STOP · Property page · Description (house style)
The description mentions 'PLOT NO. 01' and 'FROM THE FINAL APPROVED LAYOUTS IN SHRI KRISHNA PARK', but the e-filing has 'Building' as property type. This is a contradiction.
The papers say: The property type should be 'Open' for a plot.
What to do: Change the Property type to 'Open'.
“THE E-FILING AS IT STANDS:Description (house style) = ALL THAT PIECE AND PARCEL OF PLOT NO. 01, ADMEASURING 98.195 SQ.MT., FROM THE FINAL APPROVED LAYOUTS IN SHRI KRISHNA PARK”
STOP · Mortgagor page — party 2 (?) · First name
A second mortgagor page is present with a PAN but no name. A person without a name is nobody.
What to do: Verify if there is a second mortgagor. If not, remove this mortgagor page. If yes, obtain the PAN card for the second mortgagor to fill in the name, mobile, and birth date.
“THE E-FILING AS IT STANDS:== Mortgagor page — party 2 (?) ==First name = (EMPTY) [required]PAN = AGGPI6264E”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
⚠ the sanction letter (Sanction letter - 2026-08-19T190049.600.): looks like the same place — check — “Plot No. 01, Shrikrushna Park, Gut No. 229/1/P, Village Sawangi, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001” (some names agree (3 of 5); not on one side: aurangabad, aurangabad; the PIN agrees)
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (USHA CHANDRABHAN IDHATE)
✗ The Index II (8) names a purchaser the case does not know: श्री. सागर रघुनाथ तांबे — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
Mortgagor page — party 2 (?)
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
Mortgagee page (the bank)
Loan (Rs.) *
1863000
1863000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.50
8.50
✓ in the document
from: the letter prints 13.15% - 4.65% = 8.5% — the loan's rate is 8.5%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH008645732202627E
MH008645732202627E
✓ in the document
Paid amount
14920.00
14920.00
✓ in the document
Challan date
19/08/2026
19/08/2026
✓ in the document
DHC PRN
0926119912792
0926119912792
✓ in the document
Last gathered 27 Sep 21:11: filled 3 box(es) from SKM_226i26091012310.pdf, Sanction letter - 2026-08-19T190049.600.pdf, DocScanner 19 Aug 2026 6-25 pm.pdf; still empty: home building (person 1), home floor (person 1), home flat (person 1), home road (person 1), home area (person 1), home pin (person 1), home village city (person 1), home district (person 1) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print landmark (taken from the sanction letter), property type (taken from the sanction letter), local body name (taken from the Index II) — the Index II’s own boxes were kept; check these against that paper.
⚠ found area = “SAWKHEDA BUDRUK TQ SILLOD, SAWKHEDA BUDURUK” in the branch's mail but could not tell WHOSE it is (the printed name 'Usha Sagar Tambe' matches nobody) — type it on the right person.
⚠ found pin = “431113” in the branch's mail but could not tell WHOSE it is (the printed name 'Usha Sagar Tambe' matches nobody) — type it on the right person.
⚠ found Village = “BORGAON BAZAR” in the branch's mail but could not tell WHOSE it is (the printed name 'Usha Sagar Tambe' matches nobody) — type it on the right person.
⚠ found district = “CHHATRAPATI SAMBHAJINAGAR” in the branch's mail but could not tell WHOSE it is (the printed name 'Usha Sagar Tambe' matches nobody) — type it on the right person.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
11 of 13 boxes on the case; 1 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH008645732202627E.
District *
Chhatrapati Sambhajinagar
✓ on the case
from: the Index II (SKM_226i26091012310.pdf)
SRO office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
—
empty — the form will not take a blank
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
—
empty — the form will not take a blank
from: the fee engine
Payer (first party) *
USHA CHANDRABHAN IDHATE
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
AGGPI6264E
⚠ the Index II (8) prints PAN AGGXXXXX4E for this person — check
✓ also on the Aadhaar (DocScanner 19 Aug 2026 6-25 pm.pdf)
from: the Aadhaar (DocScanner 19 Aug 2026 6-25 pm.pdf), p.3 — “AGGPI6264E”
Payer mobile (the receipt SMS goes here) *
9604579683
✓ on the case
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-08-19T190049.600.)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
PLOT NO 01 SHRIKRUSHNA PARK GUT NO 229/1/P
✓ on the case
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
MOUJE SAWANGI AURANGABAD TAL CHHATRAPATI SAMBHAJINAGAR
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
CHHATRAPATI SAMBHAJINAGAR
✓ on the case
from: the Index II (SKM_226i26091012310.pdf)
PIN
431001
✓ on the case
from: the sanction letter (Sanction letter - 2026-08-19T190049.600.)
Consideration (the loan amount) *
1863000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
इतर वर्णनः, इतर माहितीः, इतर माहितीः मिळकत मौजे सावंगी, ता. जि. छत्रपती संभाजीनगर (औरंगाबाद) ग्रामीण हद्दीतील गट नं. 229/1 यामधील श्री. कृष्ण पार्क मधील अंतिम मंजूर रेखांकानांपैकी प्लॉट नं. 01 असून ज्याचे एकूण क्षेत्रफळ 98.195 चौ.मी. चे दस्तात नमूद केले प्रमाणे कायमचे खरेदीखत ( (GAT NUMBER: 229/1 ;)) - स्थानिक स्वराज्य संस्थाः छत्रपती संभाजीनगर
The Index II’s fixed rows, as EzDocs read them (from SKM_226i26091012310.pdf) — check each against the paper.
| Village (header 'गावाचे नाव') | सावंगी (548761) |
| Registering office | सह दु.नि. छत्रपती संभाजीनगर 5 |
| Document type (as read) | सूची क्र. २ |
| (1) Document type | अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - खरेदीखत |
| (4) Local body ('पालिकेचे नाव') | छत्रपती संभाजीनगर |
| (4) Block / locality | सावंगी |
| (5) Area | 1) 0.0098 हेक्टर. आर |
| (9) Executed on | 29-08-2026 |
| (10) Registered on | 04-09-2026 |
| (11) Serial / document no | छसन5-10830-2026 |
| (12) Stamp duty | 785000 |
| (7) Executants (sellers) | माणिक दादाराव देवरे · age 64 · PAN AJGXXXXX4B · प्लॉट नं: ०, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः भगतसिंग नगर, हसूल, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ः आज़ीणागार. पिन:- 431001 कांचन संजय निकम · age 41 · PAN CIYXXXXX5N · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः भगतसिंग नगर, हसूल, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणागार. पिन:- 431001 संगीता प्रकाश वाघ · age 49 · PAN ABNXXXXX3L · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नं: -, रोड नंः भगतसिंग नगर, हसूल, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणागार. पिन:- 431001 सुनिल सोमीनाथ वाणी · age 32 · PAN ADJXXXXX9G · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नंः धनगर गल्ली, हसूल, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणागार. पिन:- 431001 |
| (8) Purchasers (buyers) | उषा चंद्रभान इधाटे (लग्नाअगोदरचे नांव) उषा सागर तांबे (लग्नानंतरचे नाव) · age 29 · PAN AGGXXXXX4E · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः, रोड नंः मु. सावखेडा बु. बोरगाव बाजार, सिल्लोड, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ः आज़ीणागार. पिन श्री. सागर रघुनाथ तांबे · age 29 · PAN BGVXXXXX5J · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः मु. सावखेडा बु. बोरगाव बाजार, सिल्लोड, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ः आज़ीणागार. प |
| (4) Property description (verbatim) | इतर वर्णनः, इतर माहितीः, इतर माहितीः मिळकत मौजे सावंगी, ता. जि. छत्रपती संभाजीनगर (औरंगाबाद) ग्रामीण हद्दीतील गट नं. 229/1 यामधील श्री. कृष्ण पार्क मधील अंतिम मंजूर रेखांकानांपैकी प्लॉट नं. 01 असून ज्याचे एकूण क्षेत्रफळ 98.195 चौ.मी. चे दस्तात नमूद केले प्रमाणे कायमचे खरेदीखत ((GAT NUMBER: 229/1;)) - स्थानिक स्वराज्य संस्थाः छत्रपती संभाजीनगर |
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