Cases / NOI-2026-03690

Mahesh Sampat Jadhav

LAN 77000369614 Challan paid · our move File on IGR All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

11 of 14 in hand.
the challan is done — these are for the IGR filing / KYC

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open

✓Payment screenshot — money verifiedopen

✓Technical reportopen

✓Sanction letteropen

✓LSR (search report)open

✓Aadhaar cardopen

✓PAN cardopen

✓A mail's picture (a signature logo, a banner) — not a paperopen

✓Paid challan (GRAS)open

✓Sale deed — inside Mahesh Jadhav -TSR (1).pdfopen

✓Index II — inside Mahesh Jadhav -TSR (1).pdfopen

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (13)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹9,270.09CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹9,250 receivedthe receipt's amount and minute agree

Stamp duty 0.3%2,710

Registration fee 0.5%4,510

Government handling350

Our service fee1,700.09

Total we ask for9,270.09

the branch’s receipt claims ₹9,250 158453059741

paid 19:12:18 · verified 19:21:06 · 8 min 47 s later

How we know

Our own bank told us — 19:12

₹9,250 · UTR 158453059741 · from CP-HDFCBN-S

“Successful! You have received Rs. 9250.00 via HDFC Bank SmartHub Vyapar from MAHESH SAM. RRN-158453059741, Check: https://1.hdfc.bank.in/HDFCBK/s/RMOaAlLN”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹9,250. We ask ₹9,270 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹9,250 — accept as full (₹20.09 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 10 minour time · 19:37

Index II —not yet

the NOI team 2 h 07 mintotal 2 h 07 min so far

Now with the NOI team — e-filing on IGR

since 19:37 — 1 h 50 min of working time

Day by day — every step and who held it

19:20Your branch's mail

19:20Payment landedat once

19:21Papers read+1 min · the NOI team

19:21Property readat once

19:21Papers readat once

19:21Fee quotedat once

19:21Payment verifiedat once

19:21Papers readat once

19:37Challan made+16 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹9,00,000

Loan account no.

77000369614

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the technical report. If they are right, press Confirm.

See the boxes — read from the technical report

District

Satara

Taluka

Karad

Village

Umbraj

Number type

CTS

Number

65/1-2/1/2

Building

Onkar Residency

Floor

3rd Floor

Flat / shop no

Flat No 301

Area

56.86

Hadd

(empty)

Read from the technical report, not the Index II. HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

An Index II is on this case — the government’s own words for this property, and they were not used. open it

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, road, Number type

• changed — flat no: the case held FLAT NO 301; filled 301 — EzDocs (reading the whole file), from the technical report and legal report, reads it so

• changed — building name: the case held ONKAR RESIDENCY; filled OMKAR RESIDENCY — EzDocs (reading the whole file), from the technical report and legal report, reads it so

• changed — area: the case held 56.86; filled 68.3 — EzDocs (reading the whole file), from the technical report and legal report, reads it so

• changed — Survey No / Attribute 1: the case held 65/1-2/1/2; filled 65/1-2/1/2 — the technical report and legal report prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all

• check — EzDocs' box1 was set aside: words the main paper does not print — read the box once against the paper's own words

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the technical report, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all the required loan documents and has indicated the total amount payable. The team needs to provide the fee quote to the branch.

the history says the next move is with the NOI team — the fee quote

✓ loan papers sent — done, mail 1 (2026-10-16) “*SANCTION LETTER ATTACHED”

✓ fee paid — the branch's words — done, mail 1 (2026-10-16) “TOTAL AMOUNT PAYABLE 9,250”

? challan made — asked, mail 1 (2026-10-16) “MAHESH SAMPAT JADHAV| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-16) “*INDEX II COPY | LSR | SALE DEED ATTACHED”

read over 1 mail(s), last mail 2026-10-16 · read 2h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012216866202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

LM lahu.mane@icicihfc.com icicihfc.com
16 Oct, 19:20 · 2h ago THE FIRST MAIL — how this case began

Application No – 77000369614 - APPLICANT NAME – MAHESH SAMPAT JADHAV| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 IMG20261001WA0012.jpg ↗📎 1001270136.jpg ↗📎 HRQ-26-171337_INDProcessRequest_2500320261 ↗📎 KFSLetter_77000369614.pdf ↗📎 Mahesh Jadhav -TSR (1).pdf ↗📎 IMG-20261001-WA0005.jpg ↗📎 IMG-20261001-WA0004.jpg ↗📎 IMG20261001131032.jpg ↗📎 IMG20261001140114.jpg ↗📎 IMG-20261001-WA0003.jpg ↗📎 IMG20261001125445.jpg ↗📎 Outlook-AKASH.png ↗

Application No – 77000369614 - APPLICANT NAME – MAHESH SAMPAT JADHAV| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Customer nameMAHESH SAMPAT JADHAV

Loan account (LAN)77000369614

Loan amount₹9,00,000

Stamp duty 0.30%₹2,700

Registration fee 0.50%₹4,500

DHC₹350

Total₹9,250

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ INDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT )

NOI | Home Loan

NOI SERIVCE FEE1700

SRO OFFICE

SATARA

Thanks & Regards

Lahu Mane

TBM SATARA

Lahu.mane@icicihfc.com

1st floor, Office No. 23, 24, 25, Satara City Business Center, S No 283/1, A, Final Plot No.-29, Sub Plot No.-1, Radika Road, Karanje Tarf Satara- 415002

🤖 read: asks for the challan, a payment receipt, the fee / a quote; says the fee is paid ₹9,250 ✓; documents attached; note: The total amount payable includes NOI Service Fee and DHC. — “*PAYMENT SCREENSHOT WITH UTR ATTACHED”

OL The NOI teamTYPED IN GMAIL
16 Oct, 19:32 · 1h ago

Team,

We acknowledge the receipt of your mail documents and payment .We will

initiate the challan for the same. For NOI filing, we need the Index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Fri, 16 Oct 2026 at 19:20, Lahu Mane /DIST/ICICIHFC/SAT <
lahu.mane@icicihfc.com> wrote:

Application No – 77000369614 - APPLICANT NAME – MAHESH SAMPAT JADHAV|
PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

*CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*

*APPLICANT NAME*
MAHESH SAMPAT JADHAV

*LAN NO*
77000369614

*CASE INITIATION BRANCH NAME*
*SATARA*

*CASE TYPE (PLS MENTION IT)*
*NOI | Home Loan*

*LOAN AMOUNT WITH INSURANCE*
*900000*

*0.30%*
*2700*

*0.50%*
*4500*

*NOI SERIVCE FEE*
*1700*

*DHC*
*350*

*TOTAL AMOUNT PAYABLE*
*9,250*

**SANCTION LETTER*
*ATTACHED*

**APPLICANT/S AADHAR CARD*
*ATTACHED*

**APPLICANT/S PAN CARD*
*ATTACHED*

**INDEX II COPY | LSR | SALE DEED*
*ATTACHED*

**APPLICANT SELFIE*
*ATTACHED*

**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

*SRO OFFICE*
*SATARA*

Thanks & Regards

Lahu Mane
TBM SATARA
Lahu.mane@icicihfc.com

[image: AKASH]
1st floor, Office No. 23, 24, 25, Satara City Business Center, S No 283/1,
A, Final Plot No.-29, Sub Plot No.-1, Radika Road, Karanje Tarf Satara-
415002

🤖 read: asks the branch for documents, the payment — “We acknowledge the receipt of your mail documents and payment .”

OL The NOI teamTYPED IN GMAIL
16 Oct, 19:32 · 1h ago

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Fri, 16 Oct 2026 at 19:32, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Fri, 16 Oct 2026 at 19:20, Lahu Mane /DIST/ICICIHFC/SAT < lahu.mane@icicihfc.com > wrote:

Application No – 77000369614 - APPLICANT NAME – MAHESH SAMPAT JADHAV| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

MAHESH SAMPAT JADHAV

LAN NO

77000369614

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT)

NOI | Home Loan

LOAN AMOUNT WITH INSURANCE

900000

0.30%

2700

0.50%

4500

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

9,250

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*INDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO OFFICE

SATARA

Thanks & Regards

Lahu Mane

TBM SATARA

Lahu.mane@icicihfc.com

1st floor, Office No. 23, 24, 25, Satara City Business Center, S No 283/1, A, Final Plot No.-29, Sub Plot No.-1, Radika Road, Karanje Tarf Satara- 415002

🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”

OL The NOI teamTYPED IN GMAIL
16 Oct, 19:38 · 1h ago

📎 MAHESH SAMPAT JADHAV EchallanMH01221686620 ↗

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal+91 8888706969

earlier mails quoted below

On Fri, 16 Oct 2026 at 19:32, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Fri, 16 Oct 2026 at 19:20, Lahu Mane /DIST/ICICIHFC/SAT < lahu.mane@icicihfc.com > wrote:

Application No – 77000369614 - APPLICANT NAME – MAHESH SAMPAT JADHAV| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

MAHESH SAMPAT JADHAV

LAN NO

77000369614

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT)

NOI | Home Loan

LOAN AMOUNT WITH INSURANCE

900000

0.30%

2700

0.50%

4500

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

9,250

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*INDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO OFFICE

SATARA

Thanks & Regards

Lahu Mane

TBM SATARA

Lahu.mane@icicihfc.com

1st floor, Office No. 23, 24, 25, Satara City Business Center, S No 283/1, A, Final Plot No.-29, Sub Plot No.-1, Radika Road, Karanje Tarf Satara- 415002

🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG20261001WA0012.jpg	CANNOT BE READ — clear copy asked	2h ago
Payment screenshot	1001270136.jpg	filed	2h ago
Technical report	HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf	filed	2h ago
Sanction letter	KFSLetter_77000369614.pdf	filed	2h ago
LSR (search report)+ Sale deed inside+ Index II inside	Mahesh Jadhav -TSR (1).pdf	filed	2h ago
Aadhaar card	IMG-20261001-WA0005.jpg	filed	2h ago
Aadhaar card	IMG-20261001-WA0004.jpg	filed	2h ago
PAN card	IMG20261001131032.jpg	filed	2h ago
Selfie / photo	IMG20261001140114.jpg	CANNOT BE READ — clear copy asked	2h ago
Aadhaar card	IMG-20261001-WA0003.jpg	filed	2h ago
PAN card	IMG20261001125445.jpg	filed	2h ago
A mail's picture (a signature logo, a banner) — not a paper	Outlook-AKASH.png	filed	2h ago
Paid challan (GRAS)	MAHESH SAMPAT JADHAV EchallanMH012216866202627E.pdf	filed	1h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹9,270.09

Where it stands
VERIFIED — money received

Screenshot claims
₹9,250 158453059741

Paid at
19:12:18

Verified on
19:21:06

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,710	₹4,510	₹350	₹1,700	₹9,270

By law ₹9,250. We ask ₹9,270 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd name, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO

33 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type …

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbraj Tal ,Karad And Dist Satara

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf

Property Address line
FLAT NO 301, 3RD FLOOR, ONKAR RESIDENCY, CTS NO 65/1-2/1/2, AT UMBRAJ TAL ,KARAD AND DIST SATARA

Legal Address line
FLAT NO 301, 3RD FLOOR, ONKAR RESIDENCY, CTS NO 65/1-2/1/2, AT UMBRAJ TAL KARAD AND DIST SATARA

PIN
415110

the legal report (TSR)

Mahesh Jadhav -TSR (1).pdf

as printed
ALL PIECE & PARCEL OF LAND BEARING R.S. NO. 65/1/2/1/2, BUILDING KNOWN OMKAR RESIDENCY , ON THIRD FLOOR, FLAT NO.301, ADM SALABLE AREA 68.30 SQ.MTR. I.E. 735 SQ.FT. & ITS GRAMPANCHAYAT ASSESSMENT LIST NO. 710/10/1 , SITUATED AT UMBRAJ, TAL - KARAD, DIST SATARA

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 301 3RD FLOOR ONKAR RESIDENCY CTS NO 65/1-2/1/2

Locality/Road
AT UMBRAJ TAL KARAD AND DIST SATARA NEAR PADMA RESIDENCY

Area/City
SATARA

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 30, 65/1/2/1/2, 68, 710/10/1, 735, ADM, ASSESSMENT, GRAMPANCHAYAT, ITS, LIST, OMKAR, SALABLE

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Vaishali Mahesh Jadhav	CCRPJ7795N	…9534
mortgagor	MAHESH SAMPAT JADHAV	AEXPJ4754P

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	lahu.mane@icicihfc.com	2h ago

What EzDocs read from each document — check anything marked in red

Sanction letter KFSLetter_77000369614.pdf needs your check

lan
77000369614

legible
True

purpose
Non Home Loan and Purchase/Improvement of Property

loan type
Non Home Loan and Purchase/Improvement of Property

confidence
1.0

print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000369614)', "the sanctioned amount's digits and word

rate words
13.50 % p.a. Floating; IHPLR 18.9 % less 5.40 %

loan amount
900000.0

rate spread
-5.4

final amount
900000.0

interest rate
13.5

sanction date
09/10/2026

reference rate
18.9

applicant email
mahesh.jadhav2011@yahoo.com

applicant names
MAHESH SAMPAT JADHAV, VAISHALI MAHESH JADHAV

printed altered
False

sourced through
182476 - BRANCH-1991

applicant mobile
9987923593

balance transfer
False

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No 301 3rd Floor Omkar Residancy, Andharwadi Road, Umbraj, Satara, SATARA, MAHARASHTRA, IN, 415109

raw reading (for Abhijit)

{'lan': '77000369614', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000369614)', "the sanctioned amount's digits and words agree (900000)", 'the rate is the benchmark less the spread (18.9 - 5.40 = 13.5)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '13.50 % p.a. Floating; IHPLR 18.9 % less 5.40 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 900000.0, 'rate_spread': -5.4, 'final_amount': 900000.0, 'interest_rate': 13.5, 'quality_issue': None, 'sanction_date': '09/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'mahesh.jadhav2011@yahoo.com', 'applicant_names': ['MAHESH SAMPAT JADHAV', 'VAISHALI MAHESH JADHAV'], 'printed_altered': False, 'sourced_through': '182476 - BRANCH-1991', 'applicant_mobile': '9987923593', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 301 3rd Floor Omkar Residancy, Andharwadi Road, Umbraj, Satara, SATARA, MAHARASHTRA, IN, 415109'}

Payment screenshot 1001270136.jpg needs your check

utr
158453059741

date
2026-10-16

time
19:12

amount
9250

method
PhonePe

payee upi
vyapar.176902381429@hdfcbank

payee name
ADV RASHMI SINGH AND ASSOCIATES

raw reading (for Abhijit)

{'utr': '158453059741', 'date': '2026-10-16', 'time': '19:12', 'amount': 9250, 'method': 'PhonePe', 'payee_upi': 'vyapar.176902381429@hdfcbank', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo IMG20261001WA0012.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Technical report HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT - PROPERTY ADDRESS

area sq m
56.86

paper for
loan_ref: 77000369614; report_id: HRQ-26-171337; customer_name: Mahesh Sampat Jadhav

confidence
1.0

reading486
property

address lines
taken: both the same; legal_address: Flat No 301, 3rd Floor, Onkar Residency, Cts No 65/1-2/1/2, At Umbraj Tal Karad And Dist Satara; property_address: Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbr

property address
pin: 415110; state: Maharashtra; taluka: Karad; Flat no: Flat No 301; district: Satara; Floor: 3rd Floor; landmark: Near Padma Residency; Address: Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At U

security address verbatim
Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbraj Tal ,Karad And Dist Satara

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT - PROPERTY ADDRESS', 'area_sq_m': 56.86, 'paper_for': {'loan_ref': '77000369614', 'report_id': 'HRQ-26-171337', 'customer_name': 'Mahesh Sampat Jadhav'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No 301, 3rd Floor, Onkar Residency, Cts No 65/1-2/1/2, At Umbraj Tal Karad And Dist Satara', 'property_address': 'Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbraj Tal ,Karad And Dist Satara'}, 'property_address': {'pin': '415110', 'road': None, 'state': 'Maharashtra', 'taluka': 'Karad', 'flat_no': 'Flat No 301', 'district': 'Satara', 'floor_no': '3rd Floor', 'landmark': 'Near Padma Residency', 'full_address': 'Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbraj Tal ,Karad And Dist Satara', 'village_city': 'Umbraj', 'building_name': 'Onkar Residency', 'survey_or_cts_no': 'Cts No 65/1-2/1/2'}, 'security_address_verbatim': 'Flat No 301, 3rd Floor, Onkar Residency,, Cts No 65/1-2/1/2, At Umbraj Tal ,Karad And Dist Satara'}

LSR (search report) Mahesh Jadhav -TSR (1).pdf needs your check

found
True

found in
LEGAL SCRUTINY REPORT, Description of the Property

area sq m
68.3

paper for
loan_ref: 77000369614; customer_name: Mr. Mahesh Sampat Jadhav

confidence
0.98

reading486
property

property address
state: MAHARASHTRA; taluka: Karad; Flat no: 301; district: Satara; Floor: 3; Address: Flat No.301, On Third Floor, Building Known Omkar Residency, R.S. No. 65/1/2/1/2, Grampanchayat Assessment List No. 710/10/1,

security address verbatim
All piece & parcel of land Bearing R.S. No. 65/1/2/1/2, Building Known Omkar Residency , On Third Floor, Flat No.301, adm Salable area 68.30 sq.mtr. i.e. 735 sq.ft. & its Grampanchayat Assessment List No. 710/10/1 , Situ

raw reading (for Abhijit)

{'found': True, 'found_in': 'LEGAL SCRUTINY REPORT, Description of the Property', 'area_sq_m': 68.3, 'paper_for': {'loan_ref': '77000369614', 'report_id': None, 'customer_name': 'Mr. Mahesh Sampat Jadhav'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Karad', 'flat_no': '301', 'district': 'Satara', 'floor_no': '3', 'landmark': None, 'full_address': 'Flat No.301, On Third Floor, Building Known Omkar Residency, R.S. No. 65/1/2/1/2, Grampanchayat Assessment List No. 710/10/1, Situated at Umbraj, Tal - Karad, Dist Satara', 'village_city': 'Umbraj', 'building_name': 'Omkar Residency', 'survey_or_cts_no': 'R.S. No. 65/1/2/1/2'}, 'security_address_verbatim': 'All piece & parcel of land Bearing R.S. No. 65/1/2/1/2, Building Known Omkar Residency , On Third Floor, Flat No.301, adm Salable area 68.30 sq.mtr. i.e. 735 sq.ft. & its Grampanchayat Assessment List No. 710/10/1 , Situated at Umbraj, Tal - Karad, Dist Satara within the limits of Sub - Registration, Karad No. 1 & 2 & Umbraj.'}

Aadhaar card IMG-20261001-WA0005.jpg needs your check

dob
1985-12-11

name
Vaishali Mahesh Jadhav

legible
True

aadhaar last4
9534

raw reading (for Abhijit)

{'dob': '1985-12-11', 'pan': None, 'name': 'Vaishali Mahesh Jadhav', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '9534', 'quality_issue': None}

LSR (search report) Mahesh Jadhav -TSR (1).pdf needs your check

found
True

found in
Description of the Property

area sq m
68.3

paper for
loan_ref: 77000369614; customer_name: Mr. Mahesh Sampat Jadhav

confidence
1.0

reading486
property

property address
taluka: Karad; Flat no: Flat No.301; district: Satara; Floor: Third Floor; Address: Flat No.301, Third Floor, Omkar Residency, R.S. No. 65/1/2/1/2, Grampanchayat Assessment List No. 710/10/1, Umbraj, Tal Karad, D

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 68.3, 'paper_for': {'loan_ref': '77000369614', 'report_id': None, 'customer_name': 'Mr. Mahesh Sampat Jadhav'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Karad', 'flat_no': 'Flat No.301', 'district': 'Satara', 'floor_no': 'Third Floor', 'landmark': None, 'full_address': 'Flat No.301, Third Floor, Omkar Residency, R.S. No. 65/1/2/1/2, Grampanchayat Assessment List No. 710/10/1, Umbraj, Tal Karad, Dist Satara', 'village_city': 'Umbraj', 'building_name': 'Omkar Residency', 'survey_or_cts_no': 'R.S. No. 65/1/2/1/2'}, 'security_address_verbatim': 'All piece & parcel of land Bearing R.S. No. 65/1/2/1/2, Building Known Omkar Residency , On Third Floor, Flat No.301, adm Salable area 68.30 sq.mtr. i.e. 735 sq.ft. & its Grampanchayat Assessment List No. 710/10/1 , Situated at Umbraj, Tal - Karad, Dist Satara'}

Aadhaar card IMG-20261001-WA0004.jpg needs your check

dob
1978-12-19

name
Mahesh Sampat Jadhav

mobile
942270268981

legible
True

raw reading (for Abhijit)

{'dob': '1978-12-19', 'pan': None, 'name': 'Mahesh Sampat Jadhav', 'mobile': '942270268981', 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG20261001140114.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

PAN card IMG20261001131032.jpg needs your check

dob
1985-12-11

pan
CCRPJ7795N

name
VAISHALI MAHESH JADHAV

legible
True

father name
RAJARAM THORAT

raw reading (for Abhijit)

{'dob': '1985-12-11', 'pan': 'CCRPJ7795N', 'name': 'VAISHALI MAHESH JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJARAM THORAT', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20261001-WA0003.jpg needs your check

mobile
942270268981

address
pin: 415109; area: Near Mahatma Gandhi School, Umbraj, Tal-Karad; flat: Flat No-301; road: Andharwadi Road; floor: 3rd Floor; state: Maharashtra; building: Omkar Residancy; district: Satara; post_office: Umbraj; village_

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': '942270268981', 'address': {'pin': '415109', 'area': 'Near Mahatma Gandhi School, Umbraj, Tal-Karad', 'flat': 'Flat No-301', 'road': 'Andharwadi Road', 'floor': '3rd Floor', 'state': 'Maharashtra', 'building': 'Omkar Residancy', 'district': 'Satara', 'post_office': 'Umbraj', 'village_city': 'Umbraj'}, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

PAN card IMG20261001125445.jpg needs your check

dob
1978-12-19

pan
AEXPJ4754P

name
MAHESH SAMPAT JADHAV

legible
True

father name
SAMPAT VITTHAL JADHAV

raw reading (for Abhijit)

{'dob': '1978-12-19', 'pan': 'AEXPJ4754P', 'name': 'MAHESH SAMPAT JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SAMPAT VITTHAL JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) MAHESH SAMPAT JADHAV EchallanMH012216866202627E.pdf needs your check

grn
MH012216866202627E

pin
415110

total
7220.0

article
6(1)

defaced
False

bank cin
03006172026101601713

district
SATARA

area city
SATARA

payer pan
AEXXXXXXXP

flat block
FLAT NO 301 3RD FLOOR OMKAR/ONKAR RESIDENCY CTS NO 65/1-2/1/2

payer name
MAHESH SAMPAT JADHAV

sro office
KRD1 KARAD NO 1 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=900000

scheme rows
{'amount': 2710.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX3593

payment date
16/10/2026-19:37:11

road locality
AT UMBRAJ TAL KARAD NEAR PADMA RESIDENCY DIST SATARA

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
900000

raw reading (for Abhijit)

{'grn': 'MH012216866202627E', 'pin': '415110', 'total': 7220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601713', 'district': 'SATARA', 'area_city': 'SATARA', 'payer_pan': 'AEXXXXXXXP', 'flat_block': 'FLAT NO 301 3RD FLOOR OMKAR/ONKAR RESIDENCY CTS NO 65/1-2/1/2', 'payer_name': 'MAHESH SAMPAT JADHAV', 'sro_office': 'KRD1 KARAD NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=900000', 'scheme_rows': [{'amount': 2710.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3593', 'payment_date': '16/10/2026-19:37:11', 'road_locality': 'AT UMBRAJ TAL KARAD NEAR PADMA RESIDENCY DIST SATARA', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '900000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	quoted_history_checked	{}
1h ago	EzDocs	extra_challan_scanned	{'found': 0}
1h ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': 'The source provided is incomplete for a full address comparison. It appears to be a partial address line from
1h ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '38f911c9-1e11-46cf-962b-a5f624e99b47'}
1h ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '544477', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
1h ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Mahesh Jadhav -TSR (1).pdf', 'doc_id': '2c511555-78c7-4645-b6d4-6153e53c6c1a', 'h
1h ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Mahesh Jadhav -TSR (1).pdf', 'kind': 'index2'}
1h ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'MAHESH SAMPAT JADHAV EchallanMH012216866202627E.pdf', 'kind': '
1h ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'MAHESH SAMPAT JADHA
1h ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KRD1 KARAD NO 1 SUB REGISTRAR', 'district': 'SATARA'}
1h ago	EzDocs	challan_verified_against_case	{'grn': 'MH012216866202627E', 'file': 'MAHESH SAMPAT JADHAV EchallanMH012216866202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1h ago	EzDocs	challan_extracted	{'grn': 'MH012216866202627E', 'file': 'MAHESH SAMPAT JADHAV EchallanMH012216866202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 7220.0}
1h ago	KUNAL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
1h ago	EzDocs	challan_inferred_from_desk_mail	{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 16 Oct, 19:32 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
1h ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes match the main paper's address and unit details, including the la
1h ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03690'}
1h ago	EzDocs	challan_boxes_composed	{'fp': '59455ab9602506c5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 301 3RD FLOOR ONKAR RES
1h ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf', 'paper': 'the technical report
1h ago	EzDocs	reader_home_address	{'fp': '74aa70079c95fb00', 'from': 'the sanction letter (KFSLetter_77000369614.pdf)', 'home': {'pin': '415109', 'flat': '301', 'road': 'Andharwadi Road', 'floor': '3rd Floor', 'state': 'MAHARASHTRA', 'building': 'Omkar R
1h ago	EzDocs	index2_sweep_tried	{'why': 'the Index II on this case could not be read into the boxes — the button on the case tries again', 'error': 'no property description could be read out of that Index II'}
2h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-16T13:52:11', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-16 13:50', 'id': '1a144fa9824a2fca', 'from': 'branch', 'gist': 'The branch has attached payment screenshot with UTR and other
2h ago	EzDocs	case_read	{'how': 'uri', 'tag': '4141e3ba67dffa57', 'docs': ['Mahesh Jadhav -TSR (1).pdf', 'HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf', 'KFSLetter_77000369614.pdf', 'IMG-20261001-WA0005.jpg', 'IMG-20261001-WA0004.
2h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Mahesh Jadhav -TSR (1).pdf', 'HRQ-26-171337_INDProcessRequest_2500320261009130011000.pdf', 'KFSLetter_77000369614.pdf', 'IMG-20261001-WA0005.jpg', 'IMG-20261001-WA0004.jpg', 'I
2h ago	EzDocs	address_compared	{'sig': '7e130988984a1f0d', 'why': 'after gather', 'people': [{'home': 'Flat No 301, 3rd Floor, Omkar Residancy, Andharwadi Road, Umbraj, Satara, SATARA', 'person': 'MAHESH SAMPAT JADHAV', 'against': [{'src': 'sanction_l
2h ago	EzDocs	challan_boxes_composed	{'fp': '59455ab9602506c5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 301 3RD FLOOR ONKAR RESI
2h ago	EzDocs	pages_trimmed480	{'of': 11, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000369614.pdf', 'kept': [1, 2, 3, 4, 6, 7, 8, 9, 10, 11], 'doc_id': 'c2652a02-1650
2h ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG20261001131032.jpg', 'cards': 1, 'doc_id': '7b8c5add-2fb2-4684-a06e-bd4b5ac763c5', 'applied': 0}
2h ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 12, 'seconds': 18.6, 'workers': 5}
2h ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20261001-WA0003.jpg', 'cards': 1, 'doc_id': '874e1c2d-fc7f-47c9-b0bd-e3a7eab8410c', 'applied': 0}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹9,250 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 16 Oct45 things

The branch's title document is on the case — the filing is the NOI team's move