Cases / NOI-2026-01711

VAIBHAV GAJANAN JEUGHALE

LAN HOU/ARNG/0726/5164034 Index II pending · with the government All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needsall in

10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓E-filing copy (token)open

✓MOTD — inside Vaibhav Jeughalet NOI.pdfopen

✓Aadhaar card — inside Vaibhav Jeughalet NOI.pdfopen

✓PAN card — inside Vaibhav Jeughalet NOI.pdfopen

✓Selfie / photo — inside Vaibhav Jeughalet NOI.pdfopen

✓Payment screenshot — shows ₹16,208; money not verified yet — inside Vaibhav Jeughalet NOI.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (6)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹16,240.84 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹16,240.84CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹16,208; we wait for the credit itself

Ask for the exact ₹16,240.84. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%5,410

Registration fee 0.5%9,010

Government handling320

Our service fee1,500.84

Total we ask for16,240.84

Screenshot ₹16,208 — ₹33 under our ask, not below the real calculation ₹16,207. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-08-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 2 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹16,227.20. We ask ₹16,240 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 21 minour time · 25 Aug 15:46

Index II —not yet

the NOI team 8 d 14 hthe branch 26 d 22 hthe SRO 15 d 14 htotal 51 d 4 h so far

Now with the SRO — waiting for the SRO's Index II

since 30 Sep 04:03 — 15 d 14 h of working time

Day by day — every step and who held it

25 Aug 14:25Your branch's mail

25 Aug 15:46Challan made+1 h 21 min · the NOI team

11 Sep 17:42Papers from your branch+17 d 1 h · the branch

17 Sep 15:22Filed on IGR — e-filing shared+5 d 21 h · the NOI team

27 Sep 12:06Papers from your branch+9 d 20 h · the branch

27 Sep 12:06Papers readat once

27 Sep 12:06Property readat once

27 Sep 12:06Papers from your branchat once

27 Sep 12:06Papers readat once

27 Sep 12:07Papers from your branchat once

27 Sep 12:07Papers readat once

27 Sep 12:07Index II issued by the SROat once

27 Sep 12:11Papers read+5 min · the NOI team

30 Sep 04:03Fee quoted+2 d 15 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹18,00,900

Loan account no.

HOU/ARNG/0726/5164034

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Send the Index II when it arrives

The e-filing copy is with the branch. This case closes when the government's Index II is shared.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has provided the necessary documents, including the Index II, and the NOI team has successfully filed the NOI and shared the e-filing copy. The process is currently awaiting the government's generation of the final Index II of the NOI.

the history says the next move is with the government — the government's Index II of the NOI

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ filed on the IGR site — done, mail 3 (2026-09-17) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 3 (2026-09-17) “PFA: Downloaded e-filing for your reference..”

read over 3 mail(s), last mail 2026-09-17 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926156204279 · ₹300 · paid 15/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH009001766202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AW amol.wakekar@pnbhousing.com pnbhousing.com
11 Sep, 17:42 · 34d ago THE APP JOINED HERE — earlier mails are on Gmail

RE: VAIBHAV GAJANAN JEUGHALE - HOU/ARNG/0726/5164034

📎 Index II 4579_2026.pdf ↗

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb

Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code431001

Direct91-240-2340060

Mobile No:

8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:25 August 2026 15:50

To:Amol Wakekar <amol.wakekar@pnbhousing.com>

Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>

Subject:Re: VAIBHAV GAJANAN JEUGHALE - HOU/ARNG/0726/5164034

ExerciseSecured by Check Point

Team

PFA challan for your reference

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Tue, 25 Aug 2026 at 15:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Tue, 25 Aug 2026 at 14:27, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

🤖 read: The sender provides their contact information in the email signature.

OL The NOI teamTYPED IN GMAIL
11 Sep, 18:26 · 34d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 11 Sept 2026 at 17:43, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 25 August 2026 15:50

To: Amol Wakekar < amol.wakekar@pnbhousing.com >

Cc: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Nidhi Kushwaha < nidhi.kushwaha@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >

Subject: Re: VAIBHAV GAJANAN JEUGHALE - HOU/ARNG/0726/5164034

 Exercise Secured by Check Point

Team

PFA challan for your reference

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 25 Aug 2026 at 15:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 25 Aug 2026 at 14:27, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

🤖 read: The NOI team states they will process the NOI.

OL The NOI teamTYPED IN GMAIL
17 Sep, 15:22 · 28d ago

📎 eFilingDoc9991509260182.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 11 Sept 2026 at 18:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 11 Sept 2026 at 17:43, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 25 August 2026 15:50

To: Amol Wakekar < amol.wakekar@pnbhousing.com >

Cc: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Nidhi Kushwaha < nidhi.kushwaha@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >

Subject: Re: VAIBHAV GAJANAN JEUGHALE - HOU/ARNG/0726/5164034

 Exercise Secured by Check Point

Team

PFA challan for your reference

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 25 Aug 2026 at 15:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 25 Aug 2026 at 14:27, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ MOTD inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside	Vaibhav Jeughalet NOI.pdf	filed	18d ago
Other	image002.jpg	filed	18d ago
Other	image001.jpg	filed	18d ago
Paid challan (GRAS)	VAIBHAV GAJANAN JEUGHAGE EchallanMH009001766202627E.pdf	filed	18d ago
Index IIthe branch sent this — an input	Index II 4579_2026.pdf	filed	18d ago
E-filing copy (token)	eFilingDoc9991509260182.pdf	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹16,240.84

Where it stands
waiting for the credit

Screenshot claims
₹16,208 623779853827

Screenshot ₹16,208 — ₹33 under our ask, not below the real calculation ₹16,207. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-08-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,410	₹9,010	₹320	₹1,500	₹16,240

By law ₹16,227.20. We ask ₹16,240 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Road, Floor (person 1), Road (person 1)

14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Second number, Floor, PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II 4579_2026.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नाव: छत्रपती संभाजीनगरइतर वर्णन :, इतर माहितीः, इतर माहिती: मौजे. वाळुज बु., ता. गंगापुर जि. छत्रपती संभाजीनगर हद्दीतील गट नं. 343/1 पैकी मधील मंजूर रेखांकनातील "भानुदास नगर फेज-4" येथील प्लॉट नं. 312 ज्याचे विक्री क्षेत्र 97.50 चौ.मि. असुन सदरील प्लॉटचे खरेदीखत.( ( GAT NUMBER : 343/1 ; ) )

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Vaibhav Jeughalet NOI.pdf

as printed
PLOT NO. 312, BHANUDAS NAGAR PHASE IV, PART OF GUT NO. 343 (NOW GUT NO. 343/1), VILLAGE WALUJ (BK), TAL. GANGAPUR, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001

PIN
431001

the Index II

Index II 4579_2026.pdf

the property
1) paalikeche naava: chhatrapati sambhaajinagaraitara varnana :, itara maahitih, itara maahiti: mauje. vaaluja bu., taa. gangaapura ji. chhatrapati sambhaajinagara hadditila gata nan. 343/1 paiki madhila manjura rekhaankanaatila "bhaanudaasa nagara pheja-4" yethila plota nan. 312 jyaache vikri kshetra 97.50 chau.mi. asuna sadarila plotache kharedikhata.( (GAT NUMBER : 343/1;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
312 3RD FLOOR BHANUDAS NAGAR PHASE-4 GAT NO 343/1 NEW 343/1

Locality/Road
WALUNJ BU

Area/City
CHHATRAPATI SAMBHAJINAGAR

check or correct a box, the papers beside it →

the Index II also prints: 1, 4, 50, 97, ASUNA, BHAANUDAASA, BU, CANNOT, CHAU, CHHATRAPATI, GATA, HADDITILA, ITARA, JI

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VAIBHAV GAJANAN JEUGHALE	BPSPJ6817C	…5257

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	amol.wakekar@pnbhousing.com	34d ago
document chase	amol.wakekar@pnbhousing.com	31d ago
document chase	amol.wakekar@pnbhousing.com	28d ago

What EzDocs read from each document — check anything marked in red

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

lan
HOU/ARNG/0726/5164034

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'VAIBHAV GAJANAN JEUGHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYURI SANJAY KALE', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'BHAGWAT GAJANAN JEUGHALE', 'role': 'co_applicant',

loan type
Housing Loan

confidence
1.0

loan amount
1740000.0

final amount
1800900.0

interest rate
8.3

sanction date
29-Jul-2026

letter version
5

applicant email
vaibhavlgj@gmail.com

applicant names
VAIBHAV GAJANAN JEUGHALE, MAYURI SANJAY KALE, BHAGWAT GAJANAN JEUGHALE

printed altered
False

applicant mobile
7218472483

balance transfer
False

property address
pin: 431001; state: MAHARASHTRA; taluka: GANGAPUR; Flat no: PLOT NO 312; district: AURANGABAD; Address: PLOT NO 312, BHANUDAS NAGAR PHASE IV, PART OF GUT NO 343 (NOW GUT NO 343/1), VILLAGE WALUJ (BK), TAL GANGAPUR,

insurance premium
60900.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1800900.0

security address verbatim
Plot No. 312, Bhanudas Nagar Phase IV, Part of Gut No. 343 (now Gut No. 343/1), Village Waluj (BK), Tal. Gangapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001

applicant address verbatim
ROOM NO. A-106, SHREE GANESH ARCADE, NEAR CHANGO PARK, GOTHAVALI VILLAGE, POST-GHANSOLI, DISTRICT-THANE, THANE, THANE, Thane, MAHARASHTRA, 400701, India

raw reading (for Abhijit)

{'lan': 'HOU/ARNG/0726/5164034', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VAIBHAV GAJANAN JEUGHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYURI SANJAY KALE', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'BHAGWAT GAJANAN JEUGHALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1740000.0, 'final_amount': 1800900.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '29-Jul-2026', 'letter_version': '5', 'applicant_email': 'vaibhavlgj@gmail.com', 'applicant_names': ['VAIBHAV GAJANAN JEUGHALE', 'MAYURI SANJAY KALE', 'BHAGWAT GAJANAN JEUGHALE'], 'printed_altered': False, 'applicant_mobile': '7218472483', 'balance_transfer': False, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'GANGAPUR', 'flat_no': 'PLOT NO 312', 'district': 'AURANGABAD', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 312, BHANUDAS NAGAR PHASE IV, PART OF GUT NO 343 (NOW GUT NO 343/1), VILLAGE WALUJ (BK), TAL GANGAPUR, AURANGABAD, AURANGABAD, MAHARASHTRA, 431001', 'village_city': 'WALUJ (BK)', 'building_name': 'BHANUDAS NAGAR PHASE IV', 'survey_or_cts_no': 'GUT NO 343 (NOW GUT NO 343/1)'}, 'insurance_premium': 60900.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1800900.0, 'security_address_verbatim': 'Plot No. 312, Bhanudas Nagar Phase IV, Part of Gut No. 343 (now Gut No. 343/1), Village Waluj (BK), Tal. Gangapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'applicant_address_verbatim': 'ROOM NO. A-106, SHREE GANESH ARCADE, NEAR CHANGO PARK, GOTHAVALI VILLAGE, POST-GHANSOLI, DISTRICT-THANE, THANE, THANE, Thane, MAHARASHTRA, 400701, India'}

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

dob
1997-10-08

pan
BPSPJ6817C

name
VAIBHAV GAJANAN JEUGHALE

legible
True

father name
GAJANAN ACHUTRAO JEUGHALE

raw reading (for Abhijit)

{'dob': '1997-10-08', 'pan': 'BPSPJ6817C', 'name': 'VAIBHAV GAJANAN JEUGHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GAJANAN ACHUTRAO JEUGHALE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

dob
1997-10-08

name
Vaibhav Gajanan Jeughale

legible
True

aadhaar last4
5257

raw reading (for Abhijit)

{'dob': '1997-10-08', 'pan': None, 'name': 'Vaibhav Gajanan Jeughale', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '5257', 'quality_issue': None}

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

amount words
INR 1800900 (Rupees Eighteen Lakh Nine Hundred Only)

secured amount
1800900.0

raw reading (for Abhijit)

{'amount_words': 'INR 1800900 (Rupees Eighteen Lakh Nine Hundred Only)', 'secured_amount': 1800900.0}

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '623779853827', 'date': '2026-08-25', 'page': 7, 'time': '12:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16208.0, 'direction': 'debit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '623779853827', 'date': '2026-08-25', 'page': 7, 'time': '12:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16208.0, 'direction': 'debit', 'narration': "Payment of ’16,208 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1688', 'account_holder': 'VAIBHAV GAJANAN JEUGHALE'}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) VAIBHAV GAJANAN JEUGHAGE EchallanMH009001766202627E.pdf needs your check

grn
MH009001766202627E

pin
431001

total
14420.0

article
6(1)

defaced
False

bank cin
03006172026082501038

district
CHHATRAPATI SAMBHAJINAGAR

area city
AURANGABAD

payer pan
BPSXXXXXXC

flat block
PLOT NO 312 BHANUDAS NAGAR PHASE IV

payer name
VAIBHAV GAJANAN JEUGHAGE

sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1800900

scheme rows
{'amount': 5410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payment date
25/08/2026-15:46:25

road locality
VILLAGE WALUJ BK TAL GANGAPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1800900

raw reading (for Abhijit)

{'grn': 'MH009001766202627E', 'pin': '431001', 'total': 14420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026082501038', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'BPSXXXXXXC', 'flat_block': 'PLOT NO 312 BHANUDAS NAGAR PHASE IV', 'payer_name': 'VAIBHAV GAJANAN JEUGHAGE', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1800900', 'scheme_rows': [{'amount': 5410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '25/08/2026-15:46:25', 'road_locality': 'VILLAGE WALUJ BK TAL GANGAPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1800900'}

Index II Index II 4579_2026.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'छत्रपती संभाजीनगर', 'r11_serial': '4579/2026', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area w

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'छत्रपती संभाजीनगर', 'r11_serial': '4579/2026', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'भानुदास नगर फेज-4', 'r5_area_text': '0.0097 हेक्टर. आर', 'r7_executants': [{'age': '40', 'pan': 'ARSPK2720N', 'name': 'निनाद नरेंद्र खोचे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नं: रा. 27, श्रद्धाश्रम छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन कोड:-431001'}, {'age': '40', 'pan': 'AOFPJ3291P', 'name': 'सुनिता भानुदासराव जोशी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नं: रा. 17, विधाता पेशवे नगर, गंगापुर, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन कोड:-431001'}], 'r8_purchasers': [{'age': '29', 'pan': 'BPSPJ6817C', 'name': 'श्री. वैभव गजानन जेऊघाले जेऊघाले', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नं: रा. पो. गांगलगाव, खैरव, गांगलगाव, बुलढाणा, महाराष्ट्र, बुलढाना. पिन कोड:-443201'}], 'r12_stamp_duty': 104400, 'r3_market_value': 420000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 1740000, 'r9_execution_date': '30/08/2026', 'r13_registration_fee': 17400, 'r10_registration_date': '31/08/2026'}, 'doc_no': '4579', 'village': 'वाळुंज बु.', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. गंगापूर', 'area_text': '0.0097 हेक्टर. आर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 0, 'header_sro': 'सह दु.नि. गंगापूर', 'mortgagors': [], 'stamp_duty': 0, 'filing_date': '2026-09-11', 'loan_amount': 0, 'token_number': '4579165', 'property_text': '1) पालिकेचे नाव: छत्रपती संभाजीनगरइतर वर्णन :, इतर माहितीः, इतर माहिती: मौजे. वाळुज बु., ता. गंगापुर जि. छत्रपती संभाजीनगर हद्दीतील गट नं. 343/1 पैकी मधील मंजूर रेखांकनातील "भानुदास नगर फेज-4" येथील प्लॉट नं. 312 ज्याचे विक्री क्षेत्र

E-filing copy (token) eFilingDoc9991509260182.pdf needs your check

sro
PTA

kind
efiling_copy

token
9991509260182

legible
True

property
road: AURANGABAD; unit: PLOT N 312; floor: G; taluka: Gangapur; numbers: [{'type': 'GAT NUMBER', 'value': '343/1'}, {'type': 'Plot Number', 'value': '312'}]; village: Valunj Bu..; building: PLOT NO 312, BHANUDAS NAGAR PH

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'BPSPJ6817C', 'name': 'VAIBHAV GAJANAN JEUGHAGE', 'address': 'Flat No:A+106, Floor No:G, Building Name:SHREE GANESH ARCADE, Road:NEAR CHANGO PARK, GOTHAVALI VILLAGE,POST GHANSOLI, THANE, City:THANE, State:MAHARAS

title deed
Sale Deed : 4579/2026 SRO GANGAPUR

filing date
2026-09-17

loan amount
1800900.0

date of mortgage
2026-09-15

raw reading (for Abhijit)

{'sro': 'PTA', 'kind': 'efiling_copy', 'token': '9991509260182', 'legible': True, 'property': {'pin': None, 'road': 'AURANGABAD', 'unit': 'PLOT N 312', 'floor': 'G', 'taluka': 'Gangapur', 'numbers': [{'type': 'GAT NUMBER', 'value': '343/1'}, {'type': 'Plot Number', 'value': '312'}], 'village': 'Valunj Bu..', 'building': 'PLOT NO 312, BHANUDAS NAGAR PHASE 4', 'district': 'Chhatrapati Sambhajinagar', 'area_text': 'Open : 97.50 Sq.mt.', 'local_body': 'VILLAGE WALUJ BK', 'description': 'TAL GANGAPUR, AURANGABAD', 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BPSPJ6817C', 'name': 'VAIBHAV GAJANAN JEUGHAGE', 'address': 'Flat No:A+106, Floor No:G, Building Name:SHREE GANESH ARCADE, Road:NEAR CHANGO PARK, GOTHAVALI VILLAGE,POST GHANSOLI, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400701'}], 'title_deed': 'Sale Deed : 4579/2026 SRO GANGAPUR', 'filing_date': '2026-09-17', 'loan_amount': 1800900.0, 'date_of_mortgage': '2026-09-15'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Vaibhav Jeughalet NOI.pdf needs your check

payments inside
bank: State Bank of India; kind: bundle; payments: [{'utr': '623779853827', 'date': '2026-08-25', 'page': 7, 'time': '12:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16208.0, 'direction': 'debit', 'narration'

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'bundle', 'payments': [{'utr': '623779853827', 'date': '2026-08-25', 'page': 7, 'time': '12:31', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16208.0, 'direction': 'debit', 'narration': 'UPI transaction ID 623779853827 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: VAIBHAV GAJANAN JEUGHALE (State Bank of India) Google Pay vaibhavjs1997-1@oksbi Google transaction ID CICAgLj744jxYA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1688', 'account_holder': 'VAIBHAV GAJANAN JEUGHALE'}}

Technical record (for Abhijit — safe to ignore)

1m ago	EzDocs	reader_efiling_verdict	{'fp': '8a0135c67dc32697', 'asked': True, 'findings': [{'do': 'Get the correct mortgage date from the MOTD.', 'box': 'Date of Mortgage', 'why': 'The mortgage date is in the future, which is impossible.', 'page': 'Start p
2m ago	EzDocs	reader_verdict	{'fp': 'cede5ee63ab20b45', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The finding is a general rule, but the challan's Area/City box already specifies the district as Chhatrapati Sambhajinagar, which is
1d ago	EzDocs	reader_home_address	{'fp': '646c153648a76e70', 'from': 'the sanction letter (Vaibhav Jeughalet NOI.pdf)', 'home': {'pin': '400701', 'area': 'NEAR CHANGO PARK, GOTHAVALI VILLAGE, POST-GHANSOLI', 'flat': 'ROOM NO. A-106', 'state': 'MAHARASHTR
5d ago	EzDocs	dhc_prn_looked	{'file': 'eFilingDoc9991509260182.pdf', 'found': True, 'doc_id': 'b40319e3-58d3-41c0-8a3a-4a42237e4a32'}
5d ago	EzDocs	dhc_prn_read	{'prn': '0926156204279', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991509260182.pdf', 'from': "the filed notice's own text", 'gr
15d ago	EzDocs	claim_inside_desk_buffer	{'gap': 32.84, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
15d ago	EzDocs	expectation_recorded_silently	{'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 16240.84, 'loan_amount': 18
15d ago	EzDocs	claim_applied_on_quote	{'utr': '623779853827', 'parts': 1, 'claimed_total': 16208.0}
15d ago	EzDocs	receivable_created	{'expected': 16240.84}
15d ago	EzDocs	hidden_payment_scan	{'file': 'Vaibhav Jeughalet NOI.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '5d5f8c8d-d1b4-4ec6-9f63-bc3be90ea9c6', 'fetched': True}
15d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Vaibhav Jeughalet N
15d ago	EzDocs	claim_held_until_quote	{'utr': '623779853827', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-25', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount':
15d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '76335838-6798-4f44-a9c8-51c2c23ade25', 'fetched': True}
15d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': 'e188922d-05b3-4545-9601-364c22f6311e', 'fetched': True}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BPxxxxxxXC — no paper on the
18d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['Index II 4579_2026.pdf', 'Vaibhav Jeughalet NOI.pdf'], 'after': {'addresses': {'people': [['VAIBHAV GAJANAN JEUGHALE', [['index2', 'different']]]], 'property': []}, 'challan
18d ago	EzDocs	address_compared	{'sig': 'c064bbe7045dec3c', 'why': 'after gather', 'people': [{'home': '27, SHRADDHASHRAM, CHHATRAPATI SAMBHAJINAGAR, CHHATRAPATI SAMBHAJINAGAR, 431001', 'person': 'VAIBHAV GAJANAN JEUGHALE', 'against': [{'src': 'index2'
18d ago	EzDocs	challan_boxes_composed	{'fp': '83b018f06ed2c878', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': '312 3RD FLOOR BHANUDAS NAGAR PHASE-4 GAT NO 3
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second num
18d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II 4579_2026.pdf', 'changed': {'Number': {'was': '343/1 PAIKI,
18d ago	EzDocs	index2_people_checked	{'doc_id': '1413c8b8-3670-41de-b10e-f4beda1b3217', 'differs': 0, 'matched': [{'score': 0.0, 'person': 'VAIBHAV GAJANAN JEUGHALE', 'pan_agrees': True}], 'not_on_case': 0}
18d ago	EzDocs	property_numbers_completed	{'now': {'Number': '343/1 PAIKI, 343/1'}, 'was': {'Number': '343/1'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the chal
18d ago	EzDocs	thread_docs_swept	{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 6, 'why_not': None, 'messages': 6}
18d ago	EzDocs	thread_documents_backfilled	{'why': None, 'stored': 6, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 6, 'unreadable_threads': 0}
18d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991509260182.pdf', 'token': '9991509260182', 'doc_id': 'b40319e3-58d3-41c0-8a3a-4a42237e4a32', 'mortgagors': 1}
18d ago	EzDocs	document_received	{'file': 'eFilingDoc9991509260182.pdf', 'doc_type': 'efiling', 'confidence': 0.9}
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second num
18d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II 4579_2026.pdf', 'changed': {'Flat no': {'was': 'PLOT NO 312', 'in

Case diary the case’s history — what happened, newest day first

Papers

All 4 in hand

Nothing more to ask the branch for

Money

₹16,208 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Index II pending

Waiting on the government.

Next — whose move

The government

Index II

For you to check: The work is done — our fee of ₹16,240.84 is still not in our account. Chase the branch for it.

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers