Cases / NOI-2026-02825

Vishwas Narayan Zanje

LAN 77000353726 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Aadhaar cardopen

✓Selfie / photoopen

✓Payment screenshot — shows ₹10,050; money not verified yetopen

✓Technical reportopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹10,070.59 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹10,070.59CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹10,050; we wait for the credit itself

Ask for the exact ₹10,070.59. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%3,010

Registration fee 0.5%5,010

Government handling350

Our service fee1,700.59

Total we ask for10,070.59

Screenshot ₹10,050 — ₹21 under our ask, not below the real calculation ₹10,000. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 17:20 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹10,050. We ask ₹10,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹10,050 — accept as full (₹20.59 = our margin).

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 37 minour time · 29 Sep 13:38

Index II —not yet

the NOI team 16 d 5 htotal 16 d 5 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 13:38 — 16 d 5 h of working time

Day by day — every step and who held it

29 Sep 13:00Your branch's mail

29 Sep 13:02Papers read+1 min · the NOI team

29 Sep 13:02Fee quotedat once

29 Sep 13:02Papers readat once

29 Sep 13:02Property readat once

29 Sep 13:38Challan made+36 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹10,00,000

Loan account no.

77000353726

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — SRO Jurisdiction mismatch: the branch's request email says SRO No PANVEL4; the technical report says Taluka Haveli Dist Pune. The branch's email specifies SRO PANVEL4, which is in Raigad district. However, the mortgaged property (Mauli Heights, Katraj) is in Pune district under Haveli taluka. Filing in the wrong SRO or paying under the wrong district will make the filing invalid and the fees will be wasted. Ask the branch to clarify the correct SRO office for Haveli, Pune, as Panvel 4 cannot register a Pune property.

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 14 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• check — property second number: EzDocs (reading the whole file) (the technical report) says none — the reading names one kind of number; the case holds 48/1K/2

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPSRO Jurisdiction mismatch

The branch's request email	SRO No PANVEL4
The technical report	Taluka Haveli Dist Pune

Why it matters: The branch's email specifies SRO PANVEL4, which is in Raigad district. However, the mortgaged property (Mauli Heights, Katraj) is in Pune district under Haveli taluka. Filing in the wrong SRO or paying under the wrong district will make the filing invalid and the fees will be wasted.

What to do: Ask the branch to clarify the correct SRO office for Haveli, Pune, as Panvel 4 cannot register a Pune property.

Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and confirmed payment. The NOI team has shared the challan and is now waiting for the Index II copy from the branch.

the history says the next move is with the branch — the Index II

the branch last asked: Please check and share receipt and NOI challan for the captioned case.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-29) “In caption case, payment is done all required documents with technical report attached on mail.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-29) “In caption case, payment is done all required documents with technical report attached on mail.”

✓ challan made — done, mail 2 (2026-09-29) “PFA Challan for your reference.”

✓ challan shared — done, mail 2 (2026-09-29) “PFA Challan for your reference.”

✓ Index II asked for — done, mail 3 (2026-09-29) “Kindly share the index 2 copy for the NOI Process”

read over 3 mail(s), last mail 2026-09-29 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011057010202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02825 | 77000353726

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000353726) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 10 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SP shrikrishna.pal@icicihfc.com icicihfc.com
29 Sep, 13:00 · 16d ago THE FIRST MAIL — how this case began

77000353726 -APPLICANT NAME - VISHWAS NARAYAN ZANJE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 Vishwas Pan.jpg ↗📎 Vishwas Adhar.pdf ↗📎 Screenshot_2026-09-28-14-29-46-29_92460851 ↗📎 IMG-20260929-WA0000.jpg ↗📎 IMG_20260928_143012.jpg ↗📎 Swati Pan.jpg ↗📎 Swati Adhaar.pdf ↗📎 image.png ↗📎 KFSLetter_77000353726 (1).pdf ↗

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Customer nameVISHWAS NARAYAN ZANJE

Loan account (LAN)77000353726

Loan amount₹10,00,000

Stamp duty 0.30%₹3,000

Registration fee 0.50%₹5,000

DHC₹350

Total₹10,050

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

Please check and share receipt and NOI challan for the captioned case.

CASE INITIATION BRANCH NAME

Vishrantwadi

CASE TYPE (PLS MENTION IT )

NOI |HL Resale

NOI SERIVCE FEE1700

SRO No

PANVEL4

[cid:08815751-98d1-41da-b3b8-70c8f138fa8a]

THANKS & REGARDS
  SHRIKRISHNA PAL
      8766896650
        ICICI HFC
            DES

🤖 read: asks for a payment receipt, the challan; says the fee is paid ✓; documents attached; note: Process challan of 0.3% and 0.5% and NOI filing. — “Please check and share receipt and NOI challan for the captioned case.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 13:42 · 16d ago

📎 VISHWAS NARAYAN ZANJE EchallanMH0110570102 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 13:01, Shrikrishna Pal / /ICICIHFC/PUNE <
shrikrishna.pal@icicihfc.com> wrote:

Dear Team,

In caption case, payment is done all required documents with technical
report attached on mail.

Please check and share receipt and NOI challan for the captioned case.

*APPLICANT NAME*
*VISHWAS NARAYAN ZANJE*
*LAN NO*
*77000353726*
*CASE INITIATION BRANCH NAME*
*Vishrantwadi*
*CASE TYPE (PLS MENTION IT)*
*NOI |HL Resale*

*LOAN AMOUNT WITH INSURANCE*
*1000000*
*0.30%*
*3000*
*0.50%*
*5000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*10,050*

**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

*SRO No*
*PANVEL4*

*THANKS & REGARDS*
* SHRIKRISHNA PAL*
* 8766896650*
* ICICI HFC*
* DES*

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 13:43 · 16d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 13:42, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Tue, 29 Sept 2026 at 13:01, Shrikrishna Pal / /ICICIHFC/PUNE < shrikrishna.pal@icicihfc.com > wrote:

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Please check and share receipt and NOI challan for the captioned case.

APPLICANT NAME

VISHWAS NARAYAN ZANJE

LAN NO

77000353726

CASE INITIATION BRANCH NAME

Vishrantwadi

CASE TYPE (PLS MENTION IT)

NOI |HL Resale

LOAN AMOUNT WITH INSURANCE

1000000

0.30%

3000

0.50%

5000

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

10,050

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO No

PANVEL4

THANKS & REGARDS

SHRIKRISHNA PAL

8766896650

ICICI HFC

DES

🤖 read: The team asks the branch to share the Index II copy.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	Vishwas Pan.jpg	filed	16d ago
Aadhaar card	Vishwas Adhar.pdf	filed	16d ago
Selfie / photo	Screenshot_2026-09-28-14-29-46-29_92460851df6f172a4592fca41cc2d2e6.jpg	CANNOT BE READ — clear copy asked	16d ago
Payment screenshot	IMG-20260929-WA0000.jpg	filed	16d ago
Selfie / photo	IMG_20260928_143012.jpg	filed	16d ago
PAN card	Swati Pan.jpg	filed	16d ago
Aadhaar card	Swati Adhaar.pdf	filed	16d ago
Technical report	image.png	filed	16d ago
Sanction letter	KFSLetter_77000353726 (1).pdf	filed	16d ago
Paid challan (GRAS)	VISHWAS NARAYAN ZANJE EchallanMH011057010202627E.pdf	filed	16d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,070.59

Where it stands
waiting for the credit

Screenshot claims
₹10,050 663834117543

Screenshot ₹10,050 — ₹21 under our ask, not below the real calculation ₹10,000. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,010	₹5,010	₹350	₹1,700	₹10,070

By law ₹10,050. We ask ₹10,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

35 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Building (person 1) …

22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (image.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 205, 2nd Floor, Mauli Heights ,Opp Katraj Satara Road Survey No48/1k And 48/1k/2 ,Mauje Katraj Taluka Haveli Dist Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

image.png

Property Address line
FLAT NO 205, 2ND FLOOR, MAULI HEIGHTS ,OPP KATRAJ SATARA ROAD SURVEY NO48/1K AND 48/1K/2 ,MAUJE KATRAJ TALUKA HAVELI DIST PUNE

Legal Address line
FLAT NO 205, 2ND FLOOR, MAULI HEIGHTS, SURVEY NO 48/1K AND 48/1K/2 MAUJE KATRAJ TALUKA HAVELI DIST PUNE

PIN
411041

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 205 2ND FLOOR MAULI HEIGHTS SURVEY NO 48/1K AND 48/1K/2

Locality/Road
OPP KATRAJ SATARA ROAD NEAR SUYOG NIWAS AND LAXMI NIWAS MAUJE KATRAJ TALUKA HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VISHWAS NARAYAN ZANJE	AAHPZ8684L	…4948
co_mortgagor	SWATI VISHWAS ZANJE	ADNPZ1825G	…5363

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	shrikrishna.pal@icicihfc.com	16d ago
questions for the branch — what the papers leave open	shrikrishna.pal@icicihfc.com	16d ago
questions for the branch — what the papers leave open	shrikrishna.pal@icicihfc.com	16d ago
Index II chase	shrikrishna.pal@icicihfc.com	15d ago
Index II chase	shrikrishna.pal@icicihfc.com	13d ago
Index II chase	shrikrishna.pal@icicihfc.com	8d ago
Index II chase	shrikrishna.pal@icicihfc.com	5d ago

What EzDocs read from each document — check anything marked in red

PAN card Vishwas Pan.jpg needs your check

dob
1987-06-01

pan
AAHPZ8684L

name
VISHWAS NARAYAN ZANJE

legible
True

father name
NARAYAN PARVAT ZANJE

raw reading (for Abhijit)

{'dob': '1987-06-01', 'pan': 'AAHPZ8684L', 'name': 'VISHWAS NARAYAN ZANJE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NARAYAN PARVAT ZANJE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260929-WA0000.jpg needs your check

utr
663834117543

date
2026-09-29

time
12:36

amount
10050

method
UPI

payee upi
docs@okhdfcbank

payer upi
7354@okicici

payee name
EZDOCS

payer name
SWATI VISHWAS ZANJE

raw reading (for Abhijit)

{'utr': '663834117543', 'date': '2026-09-29', 'time': '12:36', 'amount': 10050, 'method': 'UPI', 'payee_upi': 'docs@okhdfcbank', 'payer_upi': '7354@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'SWATI VISHWAS ZANJE', 'debit_notification_text': None}

Selfie / photo IMG_20260928_143012.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo Screenshot_2026-09-28-14-29-46-29_92460851df6f172a4592fca41cc2d2e6.jpg needs your check

kind
group_or_other

legible
False

confidence
0.8

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.8, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

PAN card Swati Pan.jpg needs your check

dob
1990-05-19

pan
ADNPZ1825G

name
SWATI VISHWAS ZANJE

legible
True

father name
SURESH LAXMAN MARATHE

raw reading (for Abhijit)

{'dob': '1990-05-19', 'pan': 'ADNPZ1825G', 'name': 'SWATI VISHWAS ZANJE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH LAXMAN MARATHE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Vishwas Adhar.pdf needs your check

dob
1987-06-01

name
Vishwas Narayan Zanje

address
pin: 412213; area: Margasani; state: Maharashtra; district: Pune; post_office: manja aasni; Village: vadgaon zanje

legible
True

aadhaar last4
4948

raw reading (for Abhijit)

{'dob': '1987-06-01', 'pan': None, 'name': 'Vishwas Narayan Zanje', 'mobile': None, 'address': {'pin': '412213', 'area': 'Margasani', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'manja aasni', 'village_city': 'vadgaon zanje'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4948', 'quality_issue': None}

Technical report image.png needs your check

found
True

found in
PROPERTY ADDRESS

paper for
loan_ref: 77000353726; report_id: HRQ-26-155848; customer_name: Vishwas Narayan Zanje

confidence
1.0

address lines
taken: property; legal_address: Flat No 205, 2nd Floor, Mauli Heights, Survey No 48/1k And 48/1k/2 Mauje Katraj Taluka Haveli Dist Pune; property_address: Flat No 205, 2nd Floor, Mauli Heights,Opp Katraj Satara Road Sur

property address
pin: 411041; road: Opp Katraj Satara Road; state: Maharashtra; taluka: Haveli; Flat no: Flat No 205; district: Pune; Floor: 2nd; landmark: Near Suyog Niwas And Laxmi Niwas; Address: Flat No 205, 2nd Floor, Mauli

security address verbatim
Flat No 205, 2nd Floor, Mauli Heights ,Opp Katraj Satara Road Survey No48/1k And 48/1k/2 ,Mauje Katraj Taluka Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000353726', 'report_id': 'HRQ-26-155848', 'customer_name': 'Vishwas Narayan Zanje'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'property', 'legal_address': 'Flat No 205, 2nd Floor, Mauli Heights, Survey No 48/1k And 48/1k/2 Mauje Katraj Taluka Haveli Dist Pune', 'property_address': 'Flat No 205, 2nd Floor, Mauli Heights ,Opp Katraj Satara Road Survey No48/1k And 48/1k/2 ,Mauje Katraj Taluka Haveli Dist Pune'}, 'property_address': {'pin': '411041', 'road': 'Opp Katraj Satara Road', 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 205', 'district': 'Pune', 'floor_no': '2nd', 'landmark': 'Near Suyog Niwas And Laxmi Niwas', 'full_address': 'Flat No 205, 2nd Floor, Mauli Heights ,Opp Katraj Satara Road Survey No48/1k And 48/1k/2 ,Mauje Katraj Taluka Haveli Dist Pune', 'village_city': 'Katraj', 'building_name': 'Mauli Heights', 'survey_or_cts_no': 'Survey No 48/1k And 48/1k/2'}, 'security_address_verbatim': 'Flat No 205, 2nd Floor, Mauli Heights ,Opp Katraj Satara Road Survey No48/1k And 48/1k/2 ,Mauje Katraj Taluka Haveli Dist Pune'}

Aadhaar card Swati Adhaar.pdf needs your check

dob
1990-05-19

name
Swati Vishwas Zanje

address
pin: 412213; state: Maharashtra; district: Pune; post_office: Karanjawane; Village: Wadgaon Zanje

legible
True

aadhaar last4
5363

raw reading (for Abhijit)

{'dob': '1990-05-19', 'pan': None, 'name': 'Swati Vishwas Zanje', 'mobile': None, 'address': {'pin': '412213', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Karanjawane', 'village_city': 'Wadgaon Zanje'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5363', 'quality_issue': None}

Sanction letter KFSLetter_77000353726 (1).pdf needs your check

lan
77000353726

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan

confidence
1

loan amount
1000000

final amount
1000000

interest rate
9.25

sanction date
09/09/2026

letter version
HF-38-VER-14-01072026/KFS

applicant email
vishwaszanje7354@gmail.com

applicant names
VISHWAS NARAYAN ZANJE, SWATI VISHWAS ZANJE

printed altered
False

applicant mobile
9823184119

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Vadgaon Zanje, Vadgaon Zanje,, Post Manja Aasni, Vadgaon Zanje, Margasni, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412213

raw reading (for Abhijit)

{'lan': '77000353726', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1000000, 'final_amount': 1000000, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '09/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'vishwaszanje7354@gmail.com', 'applicant_names': ['VISHWAS NARAYAN ZANJE', 'SWATI VISHWAS ZANJE'], 'printed_altered': False, 'applicant_mobile': '9823184119', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Vadgaon Zanje, Vadgaon Zanje,, Post Manja Aasni, Vadgaon Zanje, Margasni, Pune Moffusil, PUNE, MAHARASHTRA,\nIN, 412213'}

Payment screenshot IMG-20260929-WA0000.jpg needs your check

payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '663834117543', 'date': '2026-09-29', 'page': 1, 'time': '12:36', 'payee': 'EZDOCS', 'amount': 10050.0, 'direction': 'debit', 'narration': 'To EZDOC

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '663834117543', 'date': '2026-09-29', 'page': 1, 'time': '12:36', 'payee': 'EZDOCS', 'amount': 10050.0, 'direction': 'debit', 'narration': 'To EZDOCS', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4304', 'account_holder': 'SWATI VISHWAS ZANJE'}}

Paid challan (GRAS) VISHWAS NARAYAN ZANJE EchallanMH011057010202627E.pdf needs your check

grn
MH011057010202627E

pin
411041

total
8020.0

article
6(1)

defaced
False

bank cin
03006172026092900678

district
PUNE

area city
PUNE

payer pan
AAHXXXXXXL

flat block
FLAT NO 205, 2ND FLOOR, MAULI HEIGHTS

payer name
VISHWAS NARAYAN ZANJE

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1000000

scheme rows
{'amount': 3010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4119

payment date
29/09/2026-13:38:17

road locality
OPP KATRAJ SATARA ROAD SURVEY NO48/1K AND 48/1K/2, MAUJE KATRAJ TALUKA HAVELI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
1000000

raw reading (for Abhijit)

{'grn': 'MH011057010202627E', 'pin': '411041', 'total': 8020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092900678', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AAHXXXXXXL', 'flat_block': 'FLAT NO 205, 2ND FLOOR, MAULI HEIGHTS', 'payer_name': 'VISHWAS NARAYAN ZANJE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1000000', 'scheme_rows': [{'amount': 3010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4119', 'payment_date': '29/09/2026-13:38:17', 'road_locality': 'OPP KATRAJ SATARA ROAD SURVEY NO48/1K AND 48/1K/2, MAUJE KATRAJ TALUKA HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1000000'}

Technical record (for Abhijit — safe to ignore)

7h ago	EzDocs	reader_efiling_verdict	{'fp': 'b5af68d89d861244', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'This required field is empty. The MOTD paper is missing.', 'page': 'St
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000353726) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
5d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000353726) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
8d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000353726) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
13d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
15d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000353726) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '9c21ed7a6ee13932', 'docs': ['image.png', 'KFSLetter_77000353726 (1).pdf', 'Vishwas Adhar.pdf', 'Swati Adhaar.pdf', 'Vishwas Pan.jpg', 'Swati Pan.jpg'], 'loan': {'amount': 1000000, 'made_of': [{'wha
16d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AAxxxxxxXL — no paper on the
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'b322fa2e2598db90', 'docs': ['image.png', 'KFSLetter_77000353726 (1).pdf', 'Vishwas Adhar.pdf', 'Swati Adhaar.pdf', 'Vishwas Pan.jpg', 'Swati Pan.jpg'], 'loan': {'amount': 1000000, 'made_of': [{'wha
16d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
16d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VISHWAS NARAYAN ZANJE EchallanMH011057010202627E.pdf', 'kind': '
16d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHWAS NARAYAN ZAN
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011057010202627E', 'file': 'VISHWAS NARAYAN ZANJE EchallanMH011057010202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH011057010202627E', 'file': 'VISHWAS NARAYAN ZANJE EchallanMH011057010202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 8020.0}
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '341382', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
16d ago	NIKHIL	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
16d ago	EzDocs	paper_locate	{'fp': '3a8cdb1bd559fa4b', 'box': [629, 44, 820, 969], 'why': "The property address is found in the 'PROPERTY ADDRESS' section, including both 'Property Address' and 'Legal Address' lines, along with the Location, City,
16d ago	EzDocs	paper_locate	{'fp': 'dbe3f19d63302216', 'box': [10, 10, 989, 989], 'why': 'The PAN card with PAN AAHPZ8684L is on page 1, covering the entire card.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '7b2fad99-44
16d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': "the main paper's addre
16d ago	the co-pilot	whole_file_hold	{'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ['Missing Title Documents and MOTD', 'Incorrect SRO/District in Branch Mail']}
16d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'image.png', 'paper': 'the technical report', 'not_on_paper': ['SUYOG', 'NIWAS'], 'reading_b
16d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — EzDocs's boxes carry words the main paper does not print (SUYOG, NIWAS, LAXMI) — read box 1 once against the paper's own words"}
16d ago	EzDocs	challan_boxes_composed	{'fp': '3d202b307c931844', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 205 2ND FLOOR MAULI HEIGHTS SURVEY NO
16d ago	EzDocs	branch_questions_drafted	{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Missing Title Documents and MOTD — the branch's mail of 29 Sep says Index II copy, LSR, Sale Deed, and Payme
16d ago	EzDocs	email_shadowed:branch_questions	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000353726), the papers on file leave the following open, and we cannot make the challan until it is settled:\n\n

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹10,050 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹10,070.59 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers

11:31

10 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02825 | 77000353726

10:00

An old draft withdrew itself — its asks were already answered

10:00

7 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02825 | 77000353726

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02825 | 77000353726

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct1 thing — 1 step

An old draft withdrew itself — its asks were already answered

13:25

30 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02825 | 77000353726