Sachin Gangadhar Mhaskar
the challan is done — these are for the IGR filing / KYC
- Challan on file does not agree with the case. Open it before paying or sharing.
why?
Day by day — every step and who held it
See the boxes — read from the legal report
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| Sanction letter dated 23-Sep-2026 (Page 1) | Total Loan Amount Rs. 6205000 (Loan Amount 5955000 + Insurance 250000), Purpose: Housing Loan INR 6205000 |
| Sanction letter dated 25-Sep-2026 (Page 2) | Total Loan Amount Rs. 1415000 (Loan Amount 1365000 + Insurance 50000), Purpose: Non Housing Loan, Personal use INR 1415000 |
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011727652202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper09 Oct, 16:12 · 6d ago THE FIRST MAIL — how this case began
Please provide challan and NOI.
earlier mails quoted below
3 more mails in between — open
09 Oct, 16:29 · 6d ago
Please provide challan and NOI.
It's a BT +Top Up case; both sanction letter are enclosed.
earlier mails quoted below
09 Oct, 16:33 · 6d ago
Kindly share payment screenshot for challan process.
earlier mails quoted below
09 Oct, 19:08 · 5d ago
Please find attached payment receipt for the same.
earlier mails quoted below
09 Oct, 19:23 · 5d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
earlier mails quoted below
09 Oct, 19:33 · 5d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Aadhaar card inside+ LSR (search report) inside+ PAN card inside+ Selfie / photo inside | Document 746.pdf | filed | 6d ago |
| Payment screenshot | Payment receipt - Mhaskar.jpg | filed | 5d ago |
| Paid challan (GRAS) | SACHIN G MHASKAR EchallanMH011727652202627E.pdf | filed | 5d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹35,440.17
VERIFIED — money received
₹39,660 628259050552
9 Oct 12:01:59
9 Oct 19:06:16
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹18,620 | ₹15,000 | ₹320 | ₹1,500 | ₹35,440 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '440008', 'AREA': 'MIG COLONY, HIVARI NAGAR', 'FLAT': 'HOUSE NO. 2711/A/D/14, M-14 WARD NO. 21', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'BESIDE MAHESHWAN BHAVAN', 'DISTRICT': 'NAGPUR', 'POST_OFFICE': 'BAGADGANJ', 'VILLAGE_CITY': 'NAGPUR (URBAN)'}
TENEMENT NO M -14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 OUT OF 50 TENEMENT MIG SCHEME
CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21 NAGPUR KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS
NAGPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SACHIN GANGADHAR MHASKAR | AQQPM0952R | …1683 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | bharati.bhope@phfl.com | 6d ago |
| document chase | bharati.bhope@phfl.com | 6d ago |
| questions for the branch — what the papers leave open | bharati.bhope@phfl.com | 6d ago |
| acknowledgement | bharati.bhope@phfl.com | 5d ago |
| Index II chase | bharati.bhope@phfl.com | 3d ago |
| Index II chase | bharati.bhope@phfl.com | 7h ago |
What EzDocs read from each document — check anything marked in red
HOU/NAG/0826/5203639
True
Housing Loan, Housing
{'name': 'SACHIN GANGADHAR MHASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SNEHA SACHIN MHASKAR', 'role': 'co_applicant', 'label': None}
1.0
13.15% per annum 13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement
5955000.0
-4.55
6205000.0
8.6
23-Sep-2026
5
13.15
sachin.mhaskar68@gmail.com
SACHIN GANGADHAR MHASKAR, SNEHA SACHIN MHASKAR
False
7775081104
False
pin: 441105; road: HIVARI NAGAR; state: MAHARASHTRA; Flat no: M-14; district: Nagpur; Address: TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 271
250000.0
Total Loan Amount
True
6205000.0
TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, Nagpur, KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur,
H.NO.2711/A/D/14,M-14,MIG COLONY, HIVARI NAGAR, OPP MAHESHWARI BHAVAN, NAGPUR, ., Nagpur, MAHARASHTRA, 440008, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0826/5203639', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SACHIN GANGADHAR MHASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SNEHA SACHIN MHASKAR', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5955000.0, 'rate_spread': -4.55, 'final_amount': 6205000.0, 'interest_rate': 8.6, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'sachin.mhaskar68@gmail.com', 'applicant_names': ['SACHIN GANGADHAR MHASKAR', 'SNEHA SACHIN MHASKAR'], 'printed_altered': False, 'applicant_mobile': '7775081104', 'balance_transfer': False, 'property_address': {'pin': '441105', 'road': 'HIVARI NAGAR', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'M-14', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur, MAHARASHTRA, India, 441105', 'village_city': 'Nagpur', 'building_name': 'MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL', 'survey_or_cts_no': 'CITY SURVEY NO 491, KHASRA NO 19'}, 'insurance_premium': 250000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 6205000.0, 'security_address_verbatim': 'TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, Nagpur, KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur, MAHARASHTRA, India, 441105', 'applicant_address_verbatim': 'H.NO.2711/A/D/14,M-14,MIG COLONY, HIVARI NAGAR, OPP MAHESHWARI BHAVAN, NAGPUR, ., Nagpur, MAHARASHTRA, 440008, India'}1984-01-22
AQQPM0952R
SACHIN G MHASKAR
True
GANGADHAR SHRAWANJI MHASKAR
raw reading (for Abhijit)
{'dob': '1984-01-22', 'pan': 'AQQPM0952R', 'name': 'SACHIN G MHASKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANGADHAR SHRAWANJI MHASKAR', 'aadhaar_last4': None, 'quality_issue': None}1984-01-22
Sachin Gangadhar Mhaskar
7775081104
pin: 440008; area: MIG Colony, Hivari Nagar; flat: House No. 2711/A/D/14, M-14 Ward No. 21; state: Maharashtra; building: Beside Maheshwan Bhavan; district: Nagpur; post_office: Bagadganj; Village: Nagpur (urban)
True
1683
raw reading (for Abhijit)
{'dob': '1984-01-22', 'pan': None, 'name': 'Sachin Gangadhar Mhaskar', 'mobile': '7775081104', 'address': {'pin': '440008', 'area': 'MIG Colony, Hivari Nagar', 'flat': 'House No. 2711/A/D/14, M-14 Ward No. 21', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Beside Maheshwan Bhavan', 'district': 'Nagpur', 'post_office': 'Bagadganj', 'village_city': 'Nagpur (urban)'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1683', 'quality_issue': None}628259050552
2026-10-09
11:59
39660
UPI
56-2@okbizaxis
ar68@oksbi
THINKBIGZ INITIATIVE PVT LTD
SACHIN GANGADHAR MHASKAR
Payment of ‘39,660 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account
raw reading (for Abhijit)
{'utr': '628259050552', 'date': '2026-10-09', 'time': '11:59', 'amount': 39660, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': 'ar68@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SACHIN GANGADHAR MHASKAR', 'debit_notification_text': 'Payment of ‘39,660 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account'}MH011727652202627E
441105
37870.0
6(1)
False
03006172026100901405
NAGPUR
NAGPUR
AQQXXXXXXR
TENEMENT NO M 14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 HOUSE NO 2711/A/D/14 WARD NO 21
SACHIN G MHASKAR
NGP5_JT NAGPUR NO 5 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7620000
{'amount': 22870.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX1104
09/10/2026-19:29:26
OUT OF 50 TENEMENT MIG SCHEME GRUHNIRMAN AND KSHETRAVIKAS MANDAL 19
AAACP3682N
PNB HOUSING FINANCE LTD
7620000
raw reading (for Abhijit)
{'grn': 'MH011727652202627E', 'pin': '441105', 'total': 37870.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901405', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AQQXXXXXXR', 'flat_block': 'TENEMENT NO M 14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 HOUSE NO 2711/A/D/14 WARD NO 21', 'payer_name': 'SACHIN G MHASKAR', 'sro_office': 'NGP5_JT NAGPUR NO 5 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7620000', 'scheme_rows': [{'amount': 22870.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1104', 'payment_date': '09/10/2026-19:29:26', 'road_locality': 'OUT OF 50 TENEMENT MIG SCHEME GRUHNIRMAN AND KSHETRAVIKAS MANDAL 19', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7620000'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 09 Oct, 19:23 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 09 Oct, 16:33 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']} |
| 7h ago | EzDocs | email_shadowed:index2_chase | {'to': 'bharati.bhope@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Re[2]: Request for challan and NOI - |
| 7h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5203639) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 5d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.7620000 — the loan amount is Rs.6205000']} |
| 5d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '5342c991-18f0-4f46-9abf-b47121688b29'} |
| 5d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 7620000 — no paper on th |
| 5d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 5d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.37870 but this case's figures say Rs.33620 (0.3% Rs.18620 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.76 |
| 5d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 5d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SACHIN G MHASKAR Ec |
| 5d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP5_JT NAGPUR NO 5 SUB REGISTRAR', 'district': 'NAGPUR'} |
| 5d ago | EzDocs | challan_mismatch | {'file': 'SACHIN G MHASKAR EchallanMH011727652202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.7620000 — the loan amount is Rs.6205000']} |
| 5d ago | EzDocs | challan_extracted | {'grn': 'MH011727652202627E', 'file': 'SACHIN G MHASKAR EchallanMH011727652202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 37870.0} |
| 5d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 5d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03358'} |
| 5d ago | copilot | copilot_pick | {'why': "The source text mentions 'MOUZA HIWARI'. While the requested office is HINGNA, the property is in Nagpur city. However, the hint states 'the one we used last time in NAGPUR' and the requested o", 'field': |
| 5d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Two sanction letters with different amounts']} |
| 5d ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Document 746.pdf', 'from': 'the sanction letter', 'added': ['HOUSE 2 |
| 5d ago | EzDocs | challan_boxes_by_rules | {'fp': '53bdfc72f9e38cb6', 'why': 'box 1 lost a number the case holds (50)', 'anew': 'first'} |
| 5d ago | EzDocs | reader_mail_addition | {'fp': 'f0d39d52589ef19a', 'add': {}, 'why': 'The paper describes a property in Nagpur with Tenement No M-14, City Survey No 491, Corporation House No 2711/A/D/14, Ward No 21, Khasra No 19. The mail provides an address f |
| 5d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': ' |
| 5d ago | EzDocs | reader_home_address | {'fp': 'ea83cae550cd22ec', 'from': 'the sanction letter (Document 746.pdf)', 'home': {'pin': '440008', 'area': 'HIVARI NAGAR, OPP MAHESHWARI BHAVAN', 'flat': 'H.NO.2711/A/D/14', 'state': 'MAHARASHTRA', 'building': 'M-14, |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T13:36:30', 'why': 'mail', 'open': 3, 'mails': [{'at': '2026-10-09 10:42', 'id': '1a1203f9e71c900e', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Requ |
| 5d ago | EzDocs | mail_against_file490 | {'at': '2026-10-09T13:36:20', 'asks': [], 'gist': "The branch sent a payment screenshot for we's fee.", 'next': 'We must verify the payment and ask the branch to clarify which sanction letter is active for |
| 5d ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 5d ago | EzDocs | case_acknowledged_challan_queued | {'utr': 'AXNGG28200567069', 'fee_total': 35440} |
| 5d ago | EzDocs | email_shadowed:ack | {'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sachin Gangadhar Mhaskar\n |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']} |