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Cases / NOI-2026-03358

Sachin Gangadhar Mhaskar

PNB_HFLLAN HOU/NAG/0826/5203639 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹37,870; it reads: ₹22,870 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹33,620 (0.3% ₹18,620 + 0.5% ₹15,000 on a loan of ₹62,05,000); the challan itself says a loan of ₹76,20,000. No sanction letter on this file prints ₹76,18,335–₹76,21,668, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside Document 746.pdfopen
✓LSR (search report) — inside Document 746.pdfopen
✓PAN card — inside Document 746.pdfopen
✓Selfie / photo — inside Document 746.pdfopen
✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹35,440.17CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹39,660 receivedmatches the branch's receipt
Stamp duty 0.3%18,620
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.17
Total we ask for35,440.17
the branch’s receipt claims ₹39,660 628259050552
paid 9 Oct 12:01:59 · verified 9 Oct 19:06:16 · 7 h 04 min later
How we know
Our own bank told us — 9 Oct 12:01
₹39,660 · UTR AXNGG28200567069 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.39660.00,09-10-2026 12:01:59 thru NEFT from AXNGG28200567069/GOOGLE INDIA DIGITAL. Aval Bal 142454.25 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹35,435. We ask ₹35,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 17 minour time · 9 Oct 19:29
Index II —not yet
the NOI team 6 d 1 htotal 6 d 1 h so far
Now with the NOI team — e-filing on IGR
since 9 Oct 19:29 — 5 d 22 h of working time
Day by day — every step and who held it
9 Oct 16:12Your branch's mail
9 Oct 16:12Payment landedat once
9 Oct 16:12Papers readat once
9 Oct 16:12Property readat once
9 Oct 16:12Fee quotedat once
9 Oct 19:06Papers read+2 h 54 min · the NOI team
9 Oct 19:06Payment verifiedat once
9 Oct 19:06Ready for the challanat once
9 Oct 19:29Challan made+23 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹62,05,000
Loan account no.
HOU/NAG/0826/5203639
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Floor is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the legal report
District
Nagpur
Taluka
Nagpur
Village
Nagpur
Number type
CTS
Number
491, OUT OF 50 TENEMENT MIG SCHEME
Building
MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL
Floor
(empty)
Flat / shop no
M-14
Area
59.44
Hadd
N.M.C.
Read from the legal report, not the Index II. Document 746.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPTwo sanction letters with different amounts
Sanction letter dated 23-Sep-2026 (Page 1)Total Loan Amount Rs. 6205000 (Loan Amount 5955000 + Insurance 250000), Purpose: Housing Loan
INR 6205000
Sanction letter dated 25-Sep-2026 (Page 2)Total Loan Amount Rs. 1415000 (Loan Amount 1365000 + Insurance 50000), Purpose: Non Housing Loan, Personal use
INR 1415000
Why it matters: The file contains two sanction letters with different dates, loan amounts, purposes, and loan types. It is unclear which sanction represents the current loan facility to be registered under this Notice of Intimation.
What to do: Ask the branch to clarify which sanction letter is active for this NOI filing and whether both loans are being secured under this mortgage.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011727652202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re: Re[2]: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
how it will look to the branch

Team,

Kindly share the index 2 copy for the NOI process.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB bharati.bhope@phfl.com phfl.com
09 Oct, 16:12 · 6d ago
THE FIRST MAIL — how this case began
Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
Dear Team,

Please provide challan and NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: asks for the challan, the token / NOI confirmation — “Please provide challan and NOI.”
3 more mails in between — open
BB bharati.bhope@phfl.com phfl.com
09 Oct, 16:29 · 6d ago
Fw: Request for challan and NOI - HOU/NAG/0826/5203639 and NHL/NAG/0926/5230145 - SACHIN GANGADHAR MHASKAR - BT + Top Up
Dear Team,

Please provide challan and NOI.

It's a BT +Top Up case; both sanction letter are enclosed.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: Bharati Bhope (bharati.bhope@phfl.com) Date: 10/09/26 16:09 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com) Subject: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: asks for the challan, the token / NOI confirmation — “Please provide challan and NOI.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 16:33 · 6d ago
Re: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
Dear Team,

Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 16:10, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan process.”
BB bharati.bhope@phfl.com phfl.com
09 Oct, 19:08 · 5d ago
Re[2]: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
Dear Team,

Please find attached payment receipt for the same.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 16:35 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com) Subject: Re: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 9 Oct 2026 at 16:10, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: says the fee is paid ✓; documents attached — “Please find attached payment receipt for the same.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 19:23 · 5d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a

register sale deed copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 19:06, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt for the same. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 16:35 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com) Subject: Re: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 16:10, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: asks the branch for documents, the payment — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 19:33 · 5d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 19:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 19:06, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt for the same. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 16:35 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com) Subject: Re: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 16:10, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com) Date: 10/09/26 15:53 To: Bharati Bhope (bharati.bhope@phfl.com) Subject: Sachin Mahskar noi challan
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Aadhaar card inside+ LSR (search report) inside+ PAN card inside+ Selfie / photo inside Document 746.pdf
filed 6d ago
Payment screenshot Payment receipt - Mhaskar.jpg
filed 5d ago
Paid challan (GRAS) SACHIN G MHASKAR EchallanMH011727652202627E.pdf
filed 5d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹35,440.17
Where it stands
VERIFIED — money received
Screenshot claims
₹39,660 628259050552
Paid at
9 Oct 12:01:59
Verified on
9 Oct 19:06:16

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹18,620₹15,000₹320 ₹1,500₹35,440
By law ₹35,435. We ask ₹35,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Title deed no / year / SRO, Floor (person 1), Road (person 1)
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Document 746.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur, MAHARASHTRA, India, 441105
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Document 746.pdf
the address
{'PIN': '440008', 'AREA': 'MIG COLONY, HIVARI NAGAR', 'FLAT': 'HOUSE NO. 2711/A/D/14, M-14 WARD NO. 21', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'BESIDE MAHESHWAN BHAVAN', 'DISTRICT': 'NAGPUR', 'POST_OFFICE': 'BAGADGANJ', 'VILLAGE_CITY': 'NAGPUR (URBAN)'}
THE CHALLAN, as it will be typed
Flat/Survey Number
TENEMENT NO M -14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 OUT OF 50 TENEMENT MIG SCHEME
Locality/Road
CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21 NAGPUR KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSACHIN GANGADHAR MHASKARAQQPM0952R…1683

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotebharati.bhope@phfl.com 6d ago
document chasebharati.bhope@phfl.com 6d ago
questions for the branch — what the papers leave openbharati.bhope@phfl.com 6d ago
acknowledgementbharati.bhope@phfl.com 5d ago
Index II chasebharati.bhope@phfl.com 3d ago
Index II chasebharati.bhope@phfl.com 7h ago
What EzDocs read from each document — check anything marked in red
Sanction letter Document 746.pdf needs your check
lan
HOU/NAG/0826/5203639
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SACHIN GANGADHAR MHASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SNEHA SACHIN MHASKAR', 'role': 'co_applicant', 'label': None}
confidence
1.0
rate words
13.15% per annum 13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement
loan amount
5955000.0
rate spread
-4.55
final amount
6205000.0
interest rate
8.6
sanction date
23-Sep-2026
letter version
5
reference rate
13.15
applicant email
sachin.mhaskar68@gmail.com
applicant names
SACHIN GANGADHAR MHASKAR, SNEHA SACHIN MHASKAR
printed altered
False
applicant mobile
7775081104
balance transfer
False
property address
pin: 441105; road: HIVARI NAGAR; state: MAHARASHTRA; Flat no: M-14; district: Nagpur; Address: TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 271
insurance premium
250000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
6205000.0
security address verbatim
TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, Nagpur, KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur,
applicant address verbatim
H.NO.2711/A/D/14,M-14,MIG COLONY, HIVARI NAGAR, OPP MAHESHWARI BHAVAN, NAGPUR, ., Nagpur, MAHARASHTRA, 440008, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0826/5203639', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SACHIN GANGADHAR MHASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SNEHA SACHIN MHASKAR', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5955000.0, 'rate_spread': -4.55, 'final_amount': 6205000.0, 'interest_rate': 8.6, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'sachin.mhaskar68@gmail.com', 'applicant_names': ['SACHIN GANGADHAR MHASKAR', 'SNEHA SACHIN MHASKAR'], 'printed_altered': False, 'applicant_mobile': '7775081104', 'balance_transfer': False, 'property_address': {'pin': '441105', 'road': 'HIVARI NAGAR', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'M-14', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur, MAHARASHTRA, India, 441105', 'village_city': 'Nagpur', 'building_name': 'MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14, NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL', 'survey_or_cts_no': 'CITY SURVEY NO 491, KHASRA NO 19'}, 'insurance_premium': 250000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 6205000.0, 'security_address_verbatim': 'TENEMENT NO M -14, MOUZA HIWARI, SHEET NO 10 CITY SURVEY NO 491, OUT OF 50 TENEMENT MIG SCHEME, CORPORATION HOUSE NO 2711/A/D/14 WARD NO 21, Nagpur, KHASRA NO 19 NAGPUR GRUHNIRMAN AND KSHETRAVIKAS MANDAL NAGPUR, Nagpur, MAHARASHTRA, India, 441105', 'applicant_address_verbatim': 'H.NO.2711/A/D/14,M-14,MIG COLONY, HIVARI NAGAR, OPP MAHESHWARI BHAVAN, NAGPUR, ., Nagpur, MAHARASHTRA, 440008, India'}
Sanction letter Document 746.pdf needs your check
dob
1984-01-22
pan
AQQPM0952R
name
SACHIN G MHASKAR
legible
True
father name
GANGADHAR SHRAWANJI MHASKAR
raw reading (for Abhijit)
{'dob': '1984-01-22', 'pan': 'AQQPM0952R', 'name': 'SACHIN G MHASKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANGADHAR SHRAWANJI MHASKAR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Document 746.pdf needs your check
dob
1984-01-22
name
Sachin Gangadhar Mhaskar
mobile
7775081104
address
pin: 440008; area: MIG Colony, Hivari Nagar; flat: House No. 2711/A/D/14, M-14 Ward No. 21; state: Maharashtra; building: Beside Maheshwan Bhavan; district: Nagpur; post_office: Bagadganj; Village: Nagpur (urban)
legible
True
aadhaar last4
1683
raw reading (for Abhijit)
{'dob': '1984-01-22', 'pan': None, 'name': 'Sachin Gangadhar Mhaskar', 'mobile': '7775081104', 'address': {'pin': '440008', 'area': 'MIG Colony, Hivari Nagar', 'flat': 'House No. 2711/A/D/14, M-14 Ward No. 21', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Beside Maheshwan Bhavan', 'district': 'Nagpur', 'post_office': 'Bagadganj', 'village_city': 'Nagpur (urban)'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1683', 'quality_issue': None}
Payment screenshot Payment receipt - Mhaskar.jpg needs your check
utr
628259050552
date
2026-10-09
time
11:59
amount
39660
method
UPI
payee upi
56-2@okbizaxis
payer upi
ar68@oksbi
payee name
THINKBIGZ INITIATIVE PVT LTD
payer name
SACHIN GANGADHAR MHASKAR
debit notification text
Payment of ‘39,660 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account
raw reading (for Abhijit)
{'utr': '628259050552', 'date': '2026-10-09', 'time': '11:59', 'amount': 39660, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': 'ar68@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SACHIN GANGADHAR MHASKAR', 'debit_notification_text': 'Payment of ‘39,660 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account'}
Paid challan (GRAS) SACHIN G MHASKAR EchallanMH011727652202627E.pdf needs your check
grn
MH011727652202627E
pin
441105
total
37870.0
article
6(1)
defaced
False
bank cin
03006172026100901405
district
NAGPUR
area city
NAGPUR
payer pan
AQQXXXXXXR
flat block
TENEMENT NO M 14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 HOUSE NO 2711/A/D/14 WARD NO 21
payer name
SACHIN G MHASKAR
sro office
NGP5_JT NAGPUR NO 5 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7620000
scheme rows
{'amount': 22870.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1104
payment date
09/10/2026-19:29:26
road locality
OUT OF 50 TENEMENT MIG SCHEME GRUHNIRMAN AND KSHETRAVIKAS MANDAL 19
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
7620000
raw reading (for Abhijit)
{'grn': 'MH011727652202627E', 'pin': '441105', 'total': 37870.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901405', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AQQXXXXXXR', 'flat_block': 'TENEMENT NO M 14 MOUZA HIWARI SHEET NO 10 CITY SURVEY NO 491 HOUSE NO 2711/A/D/14 WARD NO 21', 'payer_name': 'SACHIN G MHASKAR', 'sro_office': 'NGP5_JT NAGPUR NO 5 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7620000', 'scheme_rows': [{'amount': 22870.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1104', 'payment_date': '09/10/2026-19:29:26', 'road_locality': 'OUT OF 50 TENEMENT MIG SCHEME GRUHNIRMAN AND KSHETRAVIKAS MANDAL 19', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7620000'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Oct, 19:23 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Oct, 16:33 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']}
7h agoEzDocsemail_shadowed:index2_chase{'to': 'bharati.bhope@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Re[2]: Request for challan and NOI -
7h agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
3d agoEzDocsemail_shadowed:index2_chase{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5203639) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
5d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.7620000 — the loan amount is Rs.6205000']}
5d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '5342c991-18f0-4f46-9abf-b47121688b29'}
5d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 7620000 — no paper on th
5d agoEzDocsfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
5d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.37870 but this case's figures say Rs.33620 (0.3% Rs.18620 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.76
5d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
5d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SACHIN G MHASKAR Ec
5d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP5_JT NAGPUR NO 5 SUB REGISTRAR', 'district': 'NAGPUR'}
5d agoEzDocschallan_mismatch{'file': 'SACHIN G MHASKAR EchallanMH011727652202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.7620000 — the loan amount is Rs.6205000']}
5d agoEzDocschallan_extracted{'grn': 'MH011727652202627E', 'file': 'SACHIN G MHASKAR EchallanMH011727652202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 37870.0}
5d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
5d agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03358'}
5d agocopilotcopilot_pick{'why': "The source text mentions 'MOUZA HIWARI'. While the requested office is HINGNA, the property is in Nagpur city. However, the hint states 'the one we used last time in NAGPUR' and the requested o", 'field':
5d agothe co-pilotwhole_file_hold{'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Two sanction letters with different amounts']}
5d agothe co-pilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Document 746.pdf', 'from': 'the sanction letter', 'added': ['HOUSE 2
5d agoEzDocschallan_boxes_by_rules{'fp': '53bdfc72f9e38cb6', 'why': 'box 1 lost a number the case holds (50)', 'anew': 'first'}
5d agoEzDocsreader_mail_addition{'fp': 'f0d39d52589ef19a', 'add': {}, 'why': 'The paper describes a property in Nagpur with Tenement No M-14, City Survey No 491, Corporation House No 2711/A/D/14, Ward No 21, Khasra No 19. The mail provides an address f
5d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
5d agoEzDocsreader_home_address{'fp': 'ea83cae550cd22ec', 'from': 'the sanction letter (Document 746.pdf)', 'home': {'pin': '440008', 'area': 'HIVARI NAGAR, OPP MAHESHWARI BHAVAN', 'flat': 'H.NO.2711/A/D/14', 'state': 'MAHARASHTRA', 'building': 'M-14,
5d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-09T13:36:30', 'why': 'mail', 'open': 3, 'mails': [{'at': '2026-10-09 10:42', 'id': '1a1203f9e71c900e', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Requ
5d agoEzDocsmail_against_file490{'at': '2026-10-09T13:36:20', 'asks': [], 'gist': "The branch sent a payment screenshot for we's fee.", 'next': 'We must verify the payment and ask the branch to clarify which sanction letter is active for
5d agoEzDocschallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
5d agoEzDocscase_acknowledged_challan_queued{'utr': 'AXNGG28200567069', 'fee_total': 35440}
5d agoEzDocsemail_shadowed:ack{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sachin Gangadhar Mhaskar\n
5d agoEzDocsdraft_withdrawn{'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}

Case diary the case’s history — what happened, newest day first

Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹39,660 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct4 things
An old draft withdrew itself — its asks were already answered
15:00
An old draft withdrew itself — its asks were already answered
15:00
Wrote the Index II chase mail — held, silent mode
Re: Re[2]: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
10:00
An old draft withdrew itself — its asks were already answered
10:00
12 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03358 | HOU/NAG/0826/5203639
10:00
9 Oct30 things — 3 documents received · 6 letters written · 2 money steps · 2 cautions · 17 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
20:03
Checked: this challan is not another case's
20:01
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
19:34
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:34
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
19:34
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:34
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:34
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
19:34
Received: Challan
SACHIN G MHASKAR EchallanMH011727652202627E.pdf
19:33
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:22
Everything for the challan is in — queued
Papers and money are in — the challan is next.
19:06
Wrote the acknowledgement mail — held, silent mode
Re[2]: Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
19:06
An old draft withdrew itself — its asks were already answered
19:06
An old draft withdrew itself — its asks were already answered
19:06
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
19:06
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:06
The branch's payment screenshot was read
19:06
Received: Payment screenshot
Payment receipt - Mhaskar.jpg
19:06
Property checked by EzDocs — read from the report, every box that names the flat is there
16:15
A mail waiting for Send was put right to what is true now
16:15
Nothing new to ask for — stayed quiet
16:14
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
16:13
EzDocs read the whole file
16:13
Wrote the document chase mail — held, silent mode
Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
16:12
Wrote the fee quote mail — held, silent mode
Request for challan and NOI - HOU/NAG/0826/5203639 SACHIN GANGADHAR MHASKAR
16:12
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:12
The loan amount was worked out from the papers
16:12
Property address read from the sanction letter
16:12
Received: Sanction letter
Document 746.pdf
16:12
Case opened from the branch's mail
16:12
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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