Cases / NOI-2026-01922

NARAYAN GOVIND TAMHANKAR

LAN NHL/THA/0826/5205156 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Selfie / photoopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Payment screenshot — shows ₹38,175; money not verified yetopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹20,960.25 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹20,960.25CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹38,175; we wait for the credit itself

The branch sent 2 receipts — 0 of 2 have reached our account:

₹20,919not seen in our account yet

₹17,256not seen in our account yet

Ask for the exact ₹20,960.25. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%7,180

Registration fee 0.5%11,960

Government handling320

Our service fee1,500.25

Total we ask for20,960.25

Screenshot ₹38,175 — verified by itself the moment the bank credit is heard.

This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹20,938.40. We ask ₹20,960 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 09 minour time · 17 Sep 19:27

Index II —not yet

the NOI team 27 d 7 hthe branch 18 h 21 mintotal 28 d 1 h so far

Now with the NOI team — e-filing on IGR

since 18 Sep 13:49 — 27 d 6 h of working time

Day by day — every step and who held it

17 Sep 18:18Your branch's mail

17 Sep 18:22Papers read+4 min · the NOI team

17 Sep 18:22Property readat once

17 Sep 18:23Fee quoted+1 min · the NOI team

17 Sep 18:24Papers read+2 min · the NOI team

17 Sep 19:27Challan made+1 h 02 min · the NOI team

18 Sep 13:48Papers from your branch+18 h 21 min · the branch

18 Sep 13:49Papers read+2 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹23,89,800

Loan account no.

NHL/THA/0826/5205156

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

• check — property Flat No: the portal takes at most 10 characters in this box — this is 11 (FLAT NO 306)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	SHOBA G TAMHANKAR
The sanction letter DIFFERS	SHOBHA GOVIND TAMHANKAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial documents and payment, and has generated and shared the challan. The team is now waiting for the branch to provide the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II copy

the branch last asked: request help to refund excess amount.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 3 (2026-09-17) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 3 (2026-09-17) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 4 (2026-09-17) “PFA CHALLAN FOR REFERENCE”

✓ challan shared — done, mail 4 (2026-09-17) “PFA CHALLAN FOR REFERENCE”

? Index II asked for — asked, mail 3 (2026-09-17) “For NOI filing, We need an index 2 copy..”

read over 6 mail(s), last mail 2026-09-18 · read 27d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010394803202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-01922 | NHL/THA/0826/5205156

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 24 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NG nikhil.gaikar@pnbhousing.com pnbhousing.com
17 Sep, 18:18 · 28d ago THE FIRST MAIL — how this case began

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156

📎 PAN- NARAYAN.jpeg ↗📎 Photo-Narayan.jpeg ↗📎 Aadhar Narayan.jpeg ↗📎 PIC MOM.png ↗📎 Sanction letter (14).pdf ↗📎 PAN CARD-SHOBHA.jpeg ↗📎 Aadhar-Shobha.pdf ↗📎 image001.png ↗

Dear Team,

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.

Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311
[cid:image001.png@01DD46CF.E36BF2A0]



Internal

🤖 read: asks for the challan; documents attached — “Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.”

3 more mails in between — open

NG nikhil.gaikar@pnbhousing.com pnbhousing.com
17 Sep, 18:19 · 28d ago

📎 IMG-20260917-WA0024.jpg ↗

SCREEN SHOT

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

[cid:image001.png@01DD46D0.0A6FBDA0]

Internal

earlier mails quoted below

From: Nikhil Gaikar
Sent: 17 September 2026 18:19
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Shankar Koli <shankar.koli@pnbhousing.com>; Thane <thane@pnbhousing.com>; Sanket Anil Sule 1 <sanket.sule1@phfl.com>
Subject: Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156

Dear Team,

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.

Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311
[cid:image001.png@01DD46D0.0A6FBDA0]

🤖 read: asks for the challan — “Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.”

OL The NOI teamTYPED IN GMAIL
17 Sep, 18:32 · 28d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 18:19, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.

*Thanks & Regards,*

*Nikhil Gaikar*

*Area Sales Manager** - DST*

*Thane (West)*

*Mobile :- 8898217311*

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
17 Sep, 19:29 · 28d ago

📎 NARAYAN GOVIND TAMHANKAR EchallanMH0103948 ↗

TEAM

PFA CHALLAN FOR REFERENCE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 18:32, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 18:19, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>
wrote:

> Dear Team,
>
>
>
> Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.
>
>
>
>
>
>
>
> *Thanks & Regards,*
>
> *Nikhil Gaikar*
>
> *Area Sales Manager** - DST*
>
> *Thane (West)*
>
> *Mobile :- 8898217311*
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA CHALLAN FOR REFERENCE”

NG nikhil.gaikar@pnbhousing.com pnbhousing.com
18 Sep, 13:48 · 27d ago

📎 1002009283.jpg ↗

Dear Team,

As discussed, request help to refund excess amount.

PFA screenshot of access amount.

Request as an exception on urgent basis.

Regards,

Nikhil Gaikar

Get
Outlook for Android

Internal

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent: Thursday, 17 September 2026 19:29:08

To: Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>

Cc: Shankar Koli <shankar.koli@pnbhousing.com>; Thane <thane@pnbhousing.com>; Sanket Anil Sule 1 <sanket.sule1@phfl.com>

Subject: Re: Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156

 Exercise Secured by Check Point

TEAM

PFA CHALLAN FOR REFERENCE

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Thu, 17 Sept 2026 at 18:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 17 Sept 2026 at 18:19, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

Dear Team,

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

🤖 read: asks for the challan, a correction; documents attached; note: Request refund of excess amount urgently. — “Request help to refund excess amount.”

OL The NOI teamTYPED IN GMAIL
18 Sep, 14:14 · 27d ago

Dear Team,

Refund Done..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 13:48, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

As discussed, request help to refund excess amount.
PFA screenshot of access amount.

Request as an exception on urgent basis.

Regards,
Nikhil Gaikar

Get Outlook for Android <https://aka.ms/AAb9ysg>

Internal
------------------------------
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Thursday, 17 September 2026 19:29:08
*To:* Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>
*Cc:* Shankar Koli <shankar.koli@pnbhousing.com>; Thane <
thane@pnbhousing.com>; Sanket Anil Sule 1 <sanket.sule1@phfl.com>
*Subject:* Re: Request challan in case NARAYAN TAMHANKAR ---
NHL/THA/0826/5205156

 Secured by Check Point
TEAM

PFA CHALLAN FOR REFERENCE

*Regards,*

*NOI Coordinator (PNB) *
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 18:32, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB) *
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 17 Sept 2026 at 18:19, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>
wrote:

Dear Team,

Request challan in case NARAYAN TAMHANKAR --- NHL/THA/0826/5205156.

*Thanks & Regards,*

*Nikhil Gaikar*

*Area Sales Manager** - DST*

*Thane (West)*

*Mobile :- 8898217311*

Internal

🤖 read: The team states that a refund has been done.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	PAN- NARAYAN.jpeg	filed	28d ago
Selfie / photo	Photo-Narayan.jpeg	CANNOT BE READ — clear copy asked	28d ago
Aadhaar card	Aadhar Narayan.jpeg	filed	28d ago
Selfie / photo	PIC MOM.png	filed	28d ago
Sanction letter	Sanction letter (14).pdf	filed	28d ago
PAN card	PAN CARD-SHOBHA.jpeg	filed	28d ago
Aadhaar card	Aadhar-Shobha.pdf	filed	28d ago
Other	image001.png	filed	28d ago
Payment screenshot	IMG-20260917-WA0024.jpg	filed	28d ago
Paid challan (GRAS)	NARAYAN GOVIND TAMHANKAR EchallanMH010394803202627E.pdf	filed	28d ago
Payment screenshot	1002009283.jpg	filed	27d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,960.25

Where it stands
waiting for the credit

Screenshot claims
₹38,175

Screenshot ₹38,175 — verified by itself the moment the bank credit is heard.

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,180	₹11,960	₹320	₹1,500	₹20,960

By law ₹20,938.40. We ask ₹20,960 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

37 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …

14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter (14).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 306, 3RD FLOOR, B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, KASHI NAGAR, Thane, MAHARASHTRA, 401105

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (14).pdf

as printed
FLAT NO 306, 3RD FLOOR B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, THANE, KASHI NAGAR, THANE, MAHARASHTRA, INDIA, 401105

PIN
401105

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 306 3RD FLOOR B WING KUMUD PARK CHSL

Locality/Road
BHYENDER EAST KASHI NAGAR

Area/City
GODEV

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	NARAYAN GOVIND TAMHANKAR	AFNPT0145B	…0664
co_mortgagor	SHOBA G TAMHANKAR	AJIPT5799C	…4388

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	nikhil.gaikar@pnbhousing.com	28d ago
document chase	nikhil.gaikar@pnbhousing.com	28d ago
fee quote	nikhil.gaikar@pnbhousing.com	28d ago
document chase	nikhil.gaikar@pnbhousing.com	28d ago
documents acknowledged	nikhil.gaikar@pnbhousing.com	28d ago
Index II chase	nikhil.gaikar@pnbhousing.com	24d ago
Index II chase	nikhil.gaikar@pnbhousing.com	21d ago
Index II chase	nikhil.gaikar@pnbhousing.com	15d ago
Index II chase	nikhil.gaikar@pnbhousing.com	13d ago
Index II chase	nikhil.gaikar@pnbhousing.com	10d ago
Index II chase	nikhil.gaikar@pnbhousing.com	7d ago
Index II chase	nikhil.gaikar@pnbhousing.com	3d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Photo-Narayan.jpeg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a formal portrait, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a formal portrait, not a live selfie'}

PAN card PAN- NARAYAN.jpeg needs your check

dob
1977-06-17

pan
AFNPT0145B

name
NARAYAN GOVIND TAMHANKAR

legible
True

raw reading (for Abhijit)

{'dob': '1977-06-17', 'pan': 'AFNPT0145B', 'name': 'NARAYAN GOVIND TAMHANKAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Aadhar Narayan.jpeg needs your check

dob
1977-06-17

name
Narayan Govind Tamhankar

address
pin: 401105; area: Shalibhadra Nagar, Near Swami Narayan Mandir; flat: A/101; road: B. P. Cross Road No. 5; state: Maharashtra; building: Building No.3; district: Thane; Village: Bhayander East

legible
True

aadhaar last4
0664

raw reading (for Abhijit)

{'dob': '1977-06-17', 'pan': None, 'name': 'Narayan Govind Tamhankar', 'mobile': None, 'address': {'pin': '401105', 'area': 'Shalibhadra Nagar, Near Swami Narayan Mandir', 'flat': 'A/101', 'road': 'B. P. Cross Road No. 5', 'floor': None, 'state': 'Maharashtra', 'building': 'Building No.3', 'district': 'Thane', 'post_office': None, 'village_city': 'Bhayander East'}, 'legible': True, 'aadhaar_last4': '0664', 'quality_issue': None}

Selfie / photo PIC MOM.png needs your check

kind
live_selfie

legible
True

confidence
0.95

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}

PAN card PAN CARD-SHOBHA.jpeg needs your check

dob
1952-06-10

pan
AJIPT5799C

name
SHOBA G TAMHANKAR

legible
True

raw reading (for Abhijit)

{'dob': '1952-06-10', 'pan': 'AJIPT5799C', 'name': 'SHOBA G TAMHANKAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction letter (14).pdf needs your check

lan
NHL/THA/0826/5205156

legible
True

loan type
Non Housing Loan, Personal use

confidence
1.0

loan amount
2276000

final amount
2389800

interest rate
9.5

sanction date
10-Sep-2026

letter version
4

applicant email
narayan.tamhankar@gmail.com

applicant names
NARAYAN GOVIND TAMHANKAR, SHOBHA GOVIND TAMHANKAR

applicant mobile
9820818135

property address
pin: 401105; state: MAHARASHTRA; Flat no: FLAT NO 306; district: Thane; Floor: 3RD FLOOR; Address: FLAT NO 306, 3RD FLOOR, B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, KASHI NAGAR, Thane, MAHARASHTRA, 4

insurance premium
113800

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2389800

security address verbatim
FLAT NO 306, 3RD FLOOR B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, Thane, KASHI NAGAR, Thane, MAHARASHTRA, India, 401105

applicant address verbatim
A/101, SHALIBHADRA NAGAR BUILDING NO 3 CHS LTD.,, B. P. CROSS ROAD NO. 5 (NORTH),, NEAR SWAMI NARAYAN MANDIR THANE, ., Thane, MAHARASHTRA, 401105, Thane, India

raw reading (for Abhijit)

{'lan': 'NHL/THA/0826/5205156', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 2276000, 'final_amount': 2389800, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '10-Sep-2026', 'letter_version': '4', 'applicant_email': 'narayan.tamhankar@gmail.com', 'applicant_names': ['NARAYAN GOVIND TAMHANKAR', 'SHOBHA GOVIND TAMHANKAR'], 'applicant_mobile': '9820818135', 'property_address': {'pin': '401105', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 306', 'district': 'Thane', 'floor_no': '3RD FLOOR', 'landmark': None, 'full_address': 'FLAT NO 306, 3RD FLOOR, B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, KASHI NAGAR, Thane, MAHARASHTRA, 401105', 'village_city': 'GODEV VILLAGE, BHYENDER EAST, KASHI NAGAR', 'building_name': 'B WING, KUMUD PARK CHSL', 'survey_or_cts_no': None}, 'insurance_premium': 113800, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2389800, 'security_address_verbatim': 'FLAT NO 306, 3RD FLOOR B WING, KUMUD PARK CHSL, GODEV VILLAGE, BHYENDER EAST, Thane, KASHI NAGAR, Thane, MAHARASHTRA, India, 401105', 'applicant_address_verbatim': 'A/101, SHALIBHADRA NAGAR BUILDING NO 3 CHS LTD.,, B. P. CROSS ROAD NO. 5 (NORTH),, NEAR SWAMI NARAYAN MANDIR THANE, ., Thane, MAHARASHTRA, 401105, Thane, India'}

Other image001.png needs your check

payments inside
kind: other; payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Aadhaar card Aadhar-Shobha.pdf needs your check

dob
1952-06-10

name
Shobha Govind Tamhankar

address
pin: 401105; area: Near Swaminarayan Mandir, Bhayander East; flat: B/106; road: B P Cross Road No 5; state: Maharashtra; building: Shalibhadra Nagar Building No 3; Village: Thane

legible
True

aadhaar last4
4388

raw reading (for Abhijit)

{'dob': '1952-06-10', 'pan': None, 'name': 'Shobha Govind Tamhankar', 'mobile': None, 'address': {'pin': '401105', 'area': 'Near Swaminarayan Mandir, Bhayander East', 'flat': 'B/106', 'road': 'B P Cross Road No 5', 'floor': None, 'state': 'Maharashtra', 'building': 'Shalibhadra Nagar Building No 3', 'district': None, 'post_office': None, 'village_city': 'Thane'}, 'legible': True, 'aadhaar_last4': '4388', 'quality_issue': None}

Payment screenshot IMG-20260917-WA0024.jpg needs your check

date
2026-09-17

time
15:28

amount
20919.0

method
UPI

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-17', 'time': '15:28', 'amount': 20919.0, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot IMG-20260917-WA0024.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-17', 'page': None, 'time': '15:28', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20919.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATI

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-17', 'page': None, 'time': '15:28', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20919.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) NARAYAN GOVIND TAMHANKAR EchallanMH010394803202627E.pdf needs your check

grn
MH010394803202627E

pin
401105

total
19140.0

article
Registration Fee

defaced
False

bank cin
03006172026091701296

district
THANE

area city
THANE

payer pan
AFNXXXXXXB

flat block
FLAT NO 306 3RD FLOOR B WING KUMUD

payer name
NARAYAN GOVIND TAMHANKAR

sro office
THN4_THANE NO 4 JOINT SUB REGISTRA

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2389800

scheme rows
{'amount': 7180.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11960.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8135

payment date
17/09/2026-19:27:12

road locality
BHAYENDER EAST THANE KASHI NAGAR, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2389800

raw reading (for Abhijit)

{'grn': 'MH010394803202627E', 'pin': '401105', 'total': 19140.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026091701296', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AFNXXXXXXB', 'flat_block': 'FLAT NO 306 3RD FLOOR B WING KUMUD', 'payer_name': 'NARAYAN GOVIND TAMHANKAR', 'sro_office': 'THN4_THANE NO 4 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2389800', 'scheme_rows': [{'amount': 7180.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11960.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8135', 'payment_date': '17/09/2026-19:27:12', 'road_locality': 'BHAYENDER EAST THANE KASHI NAGAR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2389800'}

Other image001.png needs your check

payments inside
kind: other; payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Payment screenshot 1002009283.jpg needs your check

date
2026-09-17

time
17:54

amount
17256.0

method
GPay

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-17', 'time': '17:54', 'amount': 17256.0, 'method': 'GPay', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot 1002009283.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-17', 'page': 1, 'time': '17:54', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 17256.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INI

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-17', 'page': 1, 'time': '17:54', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 17256.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	reader_efiling_verdict	{'fp': 'a794cf1ab61ef930', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing from all paper
3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
3d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
13d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
13d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']}
15d ago	EzDocs	reader_home_address	{'fp': '3e6bbecc5f6fad0a', 'from': 'the sanction letter (Sanction letter (14).pdf)', 'home': {'pin': '401105', 'area': 'NEAR SWAMI NARAYAN MANDIR', 'flat': 'A/101', 'road': 'B. P. CROSS ROAD NO. 5 (NORTH)', 'state': 'MAH
15d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AFxxxxxxXB — no paper on the
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
21d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
24d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/THA/0826/5205156) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
27d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
27d ago	EzDocs	hidden_payment_scan	{'file': '1002009283.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'df5c4d37-c1ee-4c8d-b93e-895d7b75a5b6', 'fetched': True}
27d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '1002009283.jpg', 'k
27d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Sanction letter (14).pdf', 'Aadhar Narayan.jpeg', 'Aadhar-Shobha.pdf', 'PAN- NARAYAN.jpeg', 'PAN CARD-SHOBHA.jpeg'], 'after': {'addresses': {'people': [['NARAYAN GOVIND TAMHANK
27d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-09-17', 'parts': 2, 'amount': 17256.0, 'claimed_total': 38175.0}
27d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
27d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 9.0, 'workers': 2}
27d ago	EzDocs	screenshot_claim_recorded	{'utr': None, 'date': '2026-09-17', 'parts': 2, 'amount': 17256.0, 'claimed_total': 38175.0}
27d ago	EzDocs	document_received	{'file': '1002009283.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0, 'payment_seen': 'entire page, paid to THINK BIGZ', 'payments_to_us': 1}
27d ago	EzDocs	mail_instruction_understood	{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['refund_requested', 'urgent'], 'urgent_disbursement': False}
27d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'st
27d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Sanction letter (14).pdf', 'Aadhar Narayan.jpeg', 'Aadhar-Shobha.pdf', 'PAN- NARAYAN.jpeg', 'PAN CARD-SHOBHA.jpeg'], 'after': {'addr
27d ago	EzDocs	address_compared	{'sig': 'daaed22bb5650ecb', 'why': 'after gather', 'people': [{'home': 'A/101, 1st, Building No.3, B. P. Cross Road No. 5, Shalibhadra Nagar, Near Swami Narayan Mandir, Bhayander East, Thane, 401105', 'person': 'NARAYAN
27d ago	EzDocs	challan_boxes_composed	{'fp': 'b733d8951876836f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 306 3RD FLOOR B WING KUMUD PARK CHSL'

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹38,175 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹20,960.25 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers

17:57

12 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01922 | NHL/THA/0826/5205156

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01922 | NHL/THA/0826/5205156

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01922 | NHL/THA/0826/5205156

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01922 | NHL/THA/0826/5205156

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered