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Vijayalaxmi Associates — everything the e-filing asks for
NOI-2026-03092 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
31 of 34 e-filing boxes ready
Empty: Floor, Floor (person 1), Challan date
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
Challan: 13 of 13 boxes on the case · highlighted: Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Mortgagee · Loan (Rs.)
The loan amount in the e-filing does not match the sanctioned amount in the Sanction Letter.
What to do: Change the loan amount to match the Sanction Letter.
“SANCTIONED AMOUNT: Rs. 4,40,00,000/- (Rupees Four Crore Forty Lakhs Only) (Sanction Letter, page 1)”
STOP · Mortgagee · Interest Rate (%)
The interest rate in the e-filing does not match the effective rate in the Sanction Letter.
What to do: Change the interest rate to match the Sanction Letter.
“Effective Rate of Interest: 9.25% p.a. (Sanction Letter, page 1)”
STOP · Property · Road
The road name in the e-filing is from a residence address, not the property address.
What to do: Change the road name to match the property description in the Sale Deed.
“S. No. 208, Hissa No. 1/2, Lohgaon, Tal. Haveli, Dist. Pune (Sale Deed, Schedule B, page 1)”
STOP · Property · Landmark
The landmark in the e-filing is from a residence address, not the property address.
What to do: Remove the landmark as no paper provides one for the property.
“No landmark is mentioned for the property in the Sale Deed or Technical Report.”
STOP · Property · Building (with wing)
The building name in the e-filing is from the Technical Report's address line, but the Sale Deed describes a plot with construction, not a unit in a named building.
What to do: Change the building name to reflect the plot description from the Sale Deed.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
STOP · Property · Floor
The property is described as a plot with construction, not a flat on a specific floor.
What to do: Enter 'G' for Ground Floor as per desk convention for plots with construction.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
STOP · Property · Flat / shop no
The property is a plot with construction, not a flat. The number should be prefixed with 'PLOT NO'.
What to do: Change the flat/shop number to 'PLOT NO 22' to reflect the property type.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22 (Sale Deed, Schedule B, page 1)”
STOP · Property · Property type (Open / Building / Open + Bu)
The property is described as a plot with construction, which is 'Open + Building', but the area fields are incorrectly filled for this type.
What to do: Keep 'Open + Building' but ensure 'Area' is for the built-up structure and 'Open Area' is for the land.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
STOP · Property · Area
For 'Open + Building' property type, 'Area' should be the built-up area of the structure, and 'Open Area' should be the land area. The e-filing has the total land area in 'Area' and 'Open Area' empty.
What to do: Move the land area to 'Open Area' and leave 'Area' empty as no built-up area is specified.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
STOP · Property · Open area (a plot's own area)
For 'Open + Building' property type, 'Open Area' should contain the land area. It is currently empty.
What to do: Enter '434.75' in 'Open Area'.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
STOP · Property · Carpet or built-up
This field is required for 'Building' or 'Open + Building' property types.
What to do: Enter 'Built-up' as the property description mentions 'construction upon it' without specifying carpet area.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT (Sale Deed, Schedule B, page 1)”
CHECK · Property · Description (house style)
The description is truncated and does not include the full legal description from the Sale Deed.
What to do: Update the description to include the full legal description from the Sale Deed, ensuring it fits within the character limit.
“ALL THAT PIECE AND PARCEL OF PLOT NO. 22, ADMEASURING 434.75 SQ.MT. (EQUIVALENT TO 4679.64 SQ.FT.) WITH CONSTRUCTION UPON IT, SITUATED AT S. NO. 208, HISSA NO. 1/2, LOHGAON, TAL. HAVELI, DIST. PUNE, WITHIN THE LIMITS OF ”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (SANCTION LETTER (2).pdf): the same place, spelled differently — “PLOT NO 22, SR NO 208, HISS NO 1/2, LOHEGAON HSG SOC LTD 2, PUNE, PUNE, Pune, LOHEGAON PUNE, Pune, MAHARASHTRA, India, 411047” (the names agree; not printed on one side: sr, his; the PIN agrees)
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
01/01/2026
01/01/2026
✓ in the document
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (VIJAYALAXMI ASSOCIATES)
✗ The Index II (8) names a purchaser the case does not know: शकुंतला व्दारकाप्रसाद बन्सल, श्री.प्रवीण व्दारकाप्रसाद बन्सल — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
Mortgagee page (the bank)
Loan (Rs.) *
44250000
44250000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
11
11
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH011242631202627E
MH011242631202627E
✓ in the document
Paid amount
132760.00
132760.00
✓ in the document
Challan date
—
—
empty — the portal will not take a blank
DHC PRN
—
—
empty (optional)
Last gathered 01 Oct 13:39: filled 5 box(es) from IMG-20261001-WA0016.jpg, SANCTION LETTER (2).pdf, KYC (2).pdf, A2 FORM (3).pdf; still empty: home building (person 1), home floor (person 1), home flat (person 1), home road (person 1), home area (person 1), home pin (person 1), home village city (person 1), home district (person 1) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the sanction letter), landmark (taken from the sanction letter), property type (taken from the sanction letter) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 2 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011242631202627E.
District *
Pune
✓ on the case
from: the Index II (IMG-20261001-WA0016.jpg)
SRO office
HVL7_HAVELI 7 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
132750.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
VIJAYALAXMI ASSOCIATES
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
AAFFV1851R
✓ on the case
✓ also on the Aadhaar (KYC (2).pdf)
from: the Aadhaar (KYC (2).pdf), p.1 — “AAFFV1851R”
Payer mobile (the receipt SMS goes here) *
9371006307
✓ on the case
✓ also on the branch's mail
from: the sanction letter (SANCTION LETTER (2).pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
PLOT NO 22 LOHEGAON HSG SOC LTD 2 SR NO 208 HISS NO 1/2
⚠ the papers print more numbers than the portal's two boxes — also on them: PLOT 22 (the sanction letter); HISSA 1/2, LOHEGAON HSG SOC LTD 2,
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
MOUJE LOHEGAON TAL HAVELI DIST PUNE
⚠ from the sanction letter (SANCTION LETTER (2).pdf), p.1 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (IMG-20261001-WA0016.jpg)
PIN
411047
✓ on the case
from: the sanction letter (SANCTION LETTER (2).pdf)
Consideration (the loan amount) *
44250000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
पालिकेचे नावः पुणे म.न.पा. इतर वर्णन, इतर माहितीः गाव मौजे लोहगाव येथिल "लोहगाव सहकारी गृहरचना संस्था मर्या.क्र. २"या मालकीच्या मिळकत सर्व्हे नं.२०८ हीस्सा नं. 1/2 या जमिनीच्या मंजूर लेआउट मधील प्लॉट नं २२ यांसी क्षेत्र ४३४.७५ चौ.मि. म्हणजेच ४६७९.६४ चौ. फूट. व त्यावरील सुमारे १८२ चौ.मि. प्लीन्थ पर्यतचे बांधकामासह ( (Survey Number: 208;))
The Index II’s fixed rows, as EzDocs read them (from IMG-20261001-WA0016.jpg) — check each against the paper.
| the fixed rows were not read on this copy — press Read all boxes again from the Index II to read them |
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