Cases / NOI-2026-02866

Akash Kinekar

LAN HOU/NSK/0826/5206383 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Aadhaar card — inside Document 100.pdfopen

✓PAN card — inside Document 100.pdfopen

✓Selfie / photo — inside Document 100.pdfopen

✓Payment screenshot — shows ₹26,750; money not verified yet — inside Document 100.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

For you to check

Payment needs a person to check (see Money).
The work is done — our fee of ₹26,780.38 is still not in our account. Chase the branch for it.
This UTR already verified case NOI-2026-02526.

MoneySomeone must look

₹26,780.38CASE MARK

A credit came that nobody can place with certainty — a person must look.

₹26,785 receivedby the amount alone

Stamp duty 0.3%9,960

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.38

Total we ask for26,780.38

Screenshot ₹26,750 — ₹30 under our ask, not below the real calculation ₹26,748. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

By law ₹26,767.70. We ask ₹26,780 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹26,748 — accept as full (₹32.38 = our margin).

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 12 minour time · 29 Sep 18:17

Index II —not yet

the NOI team 16 d 3 htotal 16 d 3 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 18:17 — 16 d 1 h of working time

Day by day — every step and who held it

29 Sep 17:04Your branch's mail

29 Sep 17:11Fee quoted+6 min · the NOI team

29 Sep 17:11Papers readat once

29 Sep 17:25Property read+14 min · the NOI team

29 Sep 18:17Challan made+52 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹33,15,900

Loan account no.

HOU/NSK/0826/5206383

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• BADAL PRBHAKAR KINEKAR is on the case twice (two rows, the same name) — one Mortgagor page is typed for them; the rows are one person

• person 1's mobile: the case's 9657058979 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 10 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has created and shared the challan. The team is now waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-29) “*Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of p”

✓ fee paid — the branch's words — done, mail 2 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-29) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-29) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-29) “For NOI filing, We need an index 2 copy..”

read over 3 mail(s), last mail 2026-09-29 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011095982202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Process 0.3 & 0.5 Challan in case of Legal Loan No : HOU/NSK/0826/5206383 Applicant Name : AKASH KINEKAR

how it will look to the branch

Team,

Kindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
29 Sep, 17:04 · 16d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Legal Loan No : HOU/NSK/0826/5206383 Applicant Name : AKASH KINEKAR

📎 image001.jpg ↗📎 image002.jpg ↗📎 Document 100.pdf ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameAKASH KINEKAR

Loan account (LAN)HOU/NSK/0826/5206383

Loan amount₹33,15,900

Stamp duty 0.30%₹9,947.70

Registration fee 0.50%₹15,000

DHC₹300

Service / vendor fees₹1,500

Total₹26,748

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Amol Balu Dani (amol.dani@phfl.com)
Date: 29-09-2026 05:06 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Kinekar noi

🤖 read: asks for the challan; documents attached — “Kindly process 0.3 & 0.5 Challan in below case.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 17:51 · 16d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 17:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name AKASH KINEKAR

Lan No HOU/NSK/0826/5206383

Loan Amount 3315900

LOAN AMOUNT 3315900
0.30% 9947.7
0.50% 15000
FEES 1500
DHC 300
TOTAL 26,748

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Amol Balu Dani (amol.dani@phfl.com)
Date: 29-09-2026 05:06 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Kinekar noi

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 18:18 · 16d ago

📎 AKASH PRABHAKAR KINEKAR EchallanMH01109598 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 17:51, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 17:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name AKASH KINEKAR

Lan No HOU/NSK/0826/5206383

Loan Amount 3315900

LOAN AMOUNT 3315900
0.30% 9947.7
0.50% 15000
FEES 1500
DHC 300
TOTAL 26,748

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Amol Balu Dani (amol.dani@phfl.com)
Date: 29-09-2026 05:06 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Kinekar noi

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.jpg	filed	16d ago
Other	image002.jpg	filed	16d ago
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside	Document 100.pdf	filed	16d ago
Paid challan (GRAS)	AKASH PRABHAKAR KINEKAR EchallanMH011095982202627E.pdf	filed	16d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,780.38

Where it stands
needs a person to check

Screenshot claims
₹26,750 884782840977

Screenshot ₹26,750 — ₹30 under our ask, not below the real calculation ₹26,748. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

utr_already_used:NOI-2026-02526

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,960	₹15,000	₹320	₹1,500	₹26,780

By law ₹26,767.70. We ask ₹26,780 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

51 of 70 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Interest Rate (%), Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Floor, Property type (Open / Building / Open + Building) …

24 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

not verified yetsource: the sanction letter (Document 100.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Document 100.pdf

as printed
ROW HOUSE NO B-4, B WING, HIRAKAMAL TOWNSHIP, S NO 93/1, NANDUR DASAK, NEAR PAVITRAM HOTEL, NASHIK, NANDUR NAKA, NASHIK, MAHARASHTRA, INDIA, 422101

PIN
422101

THE CHALLAN, as it will be typed

Flat/Survey Number
ROW HOUSE NO B-4 B WING HIRAKAMAL TOWNSHIP SURVEY NO 93/1

Locality/Road
NANDUR DASAK NANDUR NAKA NEAR PAVITRAM HOTEL

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	AKASH PRABHAKAR KINEKAR	HOAPK3609L	…3596
co_mortgagor	BADAL PRBHAKAR KINEKAR	MQTPK0546G	…2381
co_mortgagor	Badal Prbhakar Kinekar		…1027
co_mortgagor	Sunita Prabhakar Kinekar	PTCPK2088E	…9113

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	piyush.aher@phfl.com	16d ago
Index II chase	piyush.aher@phfl.com	12d ago
Index II chase	piyush.aher@phfl.com	8d ago
Index II chase	piyush.aher@phfl.com	5d ago
Index II chase	piyush.aher@phfl.com	10h ago

What EzDocs read from each document — check anything marked in red

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Sanction letter Document 100.pdf needs your check

lan
HOU/NSK/0826/5206383

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'AKASH PRABHAKAR KINEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BADAL PRBHAKAR KINEKAR', 'role': 'co_applicant', 'label': 'Co-Applicant'}, {'name': 'PRABHAKAR V KINEKAR', 'role': 'co_applicant',

loan type
Housing Loan

confidence
1

loan amount
3158000

final amount
3315900

interest rate
8.3

sanction date
28-Sep-2026

letter version
6

applicant email
akashkinekar10827@gmail.com

applicant names
AKASH PRABHAKAR KINEKAR, BADAL PRBHAKAR KINEKAR, PRABHAKAR V KINEKAR, SUNITA PRABHAKAR KINEKAR

printed altered
False

applicant mobile
9657058979

balance transfer
False

property address
pin: 422101; road: Nandur Naka; state: MAHARASHTRA; Flat no: B-4; district: Nashik; landmark: Near Pavitram Hotel; Address: Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel,

insurance premium
157900

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3315900

security address verbatim
Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101

applicant address verbatim
RH NO B4 B WING HIRAKAMAL TOWNSHIP, SR. NO. 93 IBH, PAVITRAM HOTEL, NADUR NAKA, Nashik, MAHARASHTRA, 422101, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0826/5206383', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AKASH PRABHAKAR KINEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BADAL PRBHAKAR KINEKAR', 'role': 'co_applicant', 'label': 'Co-Applicant'}, {'name': 'PRABHAKAR V KINEKAR', 'role': 'co_applicant', 'label': 'Co-Applicant'}, {'name': 'SUNITA PRABHAKAR KINEKAR', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3158000, 'final_amount': 3315900, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '6', 'applicant_email': 'akashkinekar10827@gmail.com', 'applicant_names': ['AKASH PRABHAKAR KINEKAR', 'BADAL PRBHAKAR KINEKAR', 'PRABHAKAR V KINEKAR', 'SUNITA PRABHAKAR KINEKAR'], 'printed_altered': False, 'applicant_mobile': '9657058979', 'balance_transfer': False, 'property_address': {'pin': '422101', 'road': 'Nandur Naka', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'B-4', 'district': 'Nashik', 'floor_no': None, 'landmark': 'Near Pavitram Hotel', 'full_address': 'Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101', 'village_city': 'Nashik', 'building_name': 'HIRAKAMAL TOWNSHIP', 'survey_or_cts_no': 'S No 93/1'}, 'insurance_premium': 157900, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3315900, 'security_address_verbatim': 'Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101', 'applicant_address_verbatim': 'RH NO B4 B WING HIRAKAMAL TOWNSHIP, SR. NO. 93 IBH, PAVITRAM HOTEL, NADUR NAKA, Nashik, MAHARASHTRA, 422101, India'}

Sanction letter Document 100.pdf needs your check

dob
1981-01-01

pan
PTCPK2088E

legible
True

raw reading (for Abhijit)

{'dob': '1981-01-01', 'pan': 'PTCPK2088E', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

name
Sunita Prabhakar Kinekar

address
pin: 422006; area: Samata Nagar; road: Agar takli Rajwada; state: Maharashtra; district: Nashik; Village: Takli Gaon Nashik 6

legible
True

aadhaar last4
9113

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Sunita Prabhakar Kinekar', 'mobile': None, 'address': {'pin': '422006', 'area': 'Samata Nagar', 'flat': None, 'road': 'Agar takli Rajwada', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Takli Gaon Nashik 6'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9113', 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '884782840977', 'date': '2026-09-29', 'page': 15, 'time': '17:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26750.0, 'direction': 'debit', 'narrati

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '884782840977', 'date': '2026-09-29', 'page': 15, 'time': '17:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26750.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6324', 'account_holder': None}}

Sanction letter Document 100.pdf needs your check

name
SUNITA PRABHAKAR KINEKAR

page
2

address
pin: 422006; area: Samata Nagar; road: Agar takli Rajwada; state: Maharashtra; district: Nashik; Village: Takli Gaon Nashik 6

legible
True

card kind
aadhaar

card of many
1

aadhaar last4
9113

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'SUNITA PRABHAKAR KINEKAR', 'page': 2, 'mobile': None, 'address': {'pin': '422006', 'area': 'Samata Nagar', 'flat': None, 'road': 'Agar takli Rajwada', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Takli Gaon Nashik 6'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '9113', 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
1981-01-01

pan
PTCPK2088E

name
SUNITA PRABHAKAR KINEKAR

page
3

legible
True

card kind
pan

father name
LAXMAN PARDESHI

card of many
2

raw reading (for Abhijit)

{'dob': '1981-01-01', 'pan': 'PTCPK2088E', 'name': 'SUNITA PRABHAKAR KINEKAR', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'LAXMAN PARDESHI', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
1973-01-07

pan
BXRPK0518A

name
PRABHAKAR V KINEKAR

page
4

legible
True

card kind
pan

father name
VYANKATI BIJARAM KINEKAR

card of many
3

raw reading (for Abhijit)

{'dob': '1973-01-07', 'pan': 'BXRPK0518A', 'name': 'PRABHAKAR V KINEKAR', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'VYANKATI BIJARAM KINEKAR', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
2003-07-10

name
Badal Prbhakar Kinekar

page
5

address
pin: 422006; area: Aager Takli; road: Aager Takli Roed; state: Maharashtra; district: Nashik; Village: Nashik

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
1027

raw reading (for Abhijit)

{'dob': '2003-07-10', 'pan': None, 'name': 'Badal Prbhakar Kinekar', 'page': 5, 'mobile': None, 'address': {'pin': '422006', 'area': 'Aager Takli', 'flat': None, 'road': 'Aager Takli Roed', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '1027', 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
1972-01-01

name
Prabhakar V Kinekar

page
7

address
pin: 422006; area: Agar Takli; road: Rajwada; state: Maharashtra; district: Nashik; Village: Nashik

legible
True

card kind
aadhaar

card of many
5

aadhaar last4
2381

raw reading (for Abhijit)

{'dob': '1972-01-01', 'pan': None, 'name': 'Prabhakar V Kinekar', 'page': 7, 'mobile': None, 'address': {'pin': '422006', 'area': 'Agar Takli', 'flat': None, 'road': 'Rajwada', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '2381', 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
2003-07-10

pan
MQTPK0546G

name
BADAL PRBHAKAR KINEKAR

page
8

legible
True

card kind
pan

father name
PRBHAKAR VYANKATRAO KINEKAR

card of many
6

raw reading (for Abhijit)

{'dob': '2003-07-10', 'pan': 'MQTPK0546G', 'name': 'BADAL PRBHAKAR KINEKAR', 'page': 8, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PRBHAKAR VYANKATRAO KINEKAR', 'card_of_many': 6, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
2000-04-11

name
Akash Prabhakar Kinokar

page
9

mobile
9657058979

address
pin: 422011; area: Near New Singapur Garden, Dwarka Corner; road: Takli Road; state: Maharashtra; building: Thorat Mala; district: Nashik; Village: Nashik

legible
True

card kind
aadhaar

card of many
7

aadhaar last4
3596

raw reading (for Abhijit)

{'dob': '2000-04-11', 'pan': None, 'name': 'Akash Prabhakar Kinokar', 'page': 9, 'mobile': '9657058979', 'address': {'pin': '422011', 'area': 'Near New Singapur Garden, Dwarka Corner', 'flat': None, 'road': 'Takli Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Thorat Mala', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 7, 'aadhaar_last4': '3596', 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

dob
2000-04-11

pan
HOAPK3609L

name
AKASH PRABHAKAR KINEKAR

page
10

legible
True

card kind
pan

father name
PRABHAKAR KINEKAR

card of many
8

raw reading (for Abhijit)

{'dob': '2000-04-11', 'pan': 'HOAPK3609L', 'name': 'AKASH PRABHAKAR KINEKAR', 'page': 10, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PRABHAKAR KINEKAR', 'card_of_many': 8, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 100.pdf needs your check

found
True

found in
Sanction Letter (Row 10. Security)

paper for
loan_ref: HOU/NSK/0826/5206383; customer_name: AKASH PRABHAKAR KINEKAR

confidence
1.0

property address
pin: 422101; road: Nandur Naka; state: MAHARASHTRA; taluka: Nashik; Flat no: Row House No B-4; district: Nashik; landmark: Near Pavitram Hotel; Address: Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandu

security address verbatim
Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter (Row 10. Security)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0826/5206383', 'report_id': None, 'customer_name': 'AKASH PRABHAKAR KINEKAR'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': '422101', 'road': 'Nandur Naka', 'state': 'MAHARASHTRA', 'taluka': 'Nashik', 'flat_no': 'Row House No B-4', 'district': 'Nashik', 'floor_no': None, 'landmark': 'Near Pavitram Hotel', 'full_address': 'Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101', 'village_city': 'Nandur Dasak', 'building_name': 'B Wing, Hirakamal Township', 'survey_or_cts_no': 'S No 93/1'}, 'security_address_verbatim': 'Row House No B-4, B Wing, Hirakamal Township, S No 93/1, Nandur Dasak, Near Pavitram Hotel, Nashik, Nandur Naka, Nashik, MAHARASHTRA, India, 422101'}

Paid challan (GRAS) AKASH PRABHAKAR KINEKAR EchallanMH011095982202627E.pdf needs your check

grn
MH011095982202627E

pin
422101

total
24960.0

article
6(1)

defaced
False

bank cin
03006172026092901530

district
NASHIK

area city
NASHIK

payer pan
HOAXXXXXXL

flat block
ROW HOUSE NO B-4 B WING HIRAKAMAL

payer name
AKASH PRABHAKAR KINEKAR

sro office
NSK5 NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3315900

scheme rows
{'amount': 9960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8979

payment date
29/09/2026-18:17:13

road locality
NANDUR NAKA NASHIK MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3315900

raw reading (for Abhijit)

{'grn': 'MH011095982202627E', 'pin': '422101', 'total': 24960.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901530', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'HOAXXXXXXL', 'flat_block': 'ROW HOUSE NO B-4 B WING HIRAKAMAL', 'payer_name': 'AKASH PRABHAKAR KINEKAR', 'sro_office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3315900', 'scheme_rows': [{'amount': 9960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8979', 'payment_date': '29/09/2026-18:17:13', 'road_locality': 'NANDUR NAKA NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3315900'}

Sanction letter Document 100.pdf needs your check

payments inside
payments: [{'utr': '884782840977', 'date': '2026-09-29', 'page': 15, 'time': '17:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26750.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}

applicant address from462
read again off the letter's pages (page 1, the Address row)

applicant address verbatim
RH NO B4 B WING HIRAKAMAL TOWNSHIP, SR. NO. 93 IBH, PAVITRAM HOTEL, NADUR NAKA, Nashik, MAHARASHTRA, 422101, India

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '884782840977', 'date': '2026-09-29', 'page': 15, 'time': '17:02', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26750.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'applicant_address_verbatim': 'RH NO B4 B WING HIRAKAMAL TOWNSHIP, SR. NO. 93 IBH, PAVITRAM HOTEL, NADUR NAKA, Nashik, MAHARASHTRA, 422101, India'}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_home_address	{'fp': '0354064dfd314237', 'from': 'the sanction letter (Document 100.pdf)', 'home': {'pin': '422101', 'area': 'IBH, PAVITRAM HOTEL, NADUR NAKA', 'flat': 'RH NO B4', 'state': 'MAHARASHTRA', 'building': 'B WING HIRAKAMAL
1h ago	EzDocs	letter_home_read462	{'fp': 'doc:22a6fd3f-6b23-4556-afaa-fe86e42f56b8', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Document 100.pdf', 'asked': True, 'found': True, 'whe
10h ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n',
10h ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5206383) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
5d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5206383) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
8d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5206383) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
12d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
15d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '627223287798', 'why': 'NOI-2026-02893 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 26785.0, 'other_case': 'NOI-2026-02893'}
16d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '627223287798', 'why': 'NOI-2026-02893 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 26785, 'other_case': 'NOI-2026-02893'}
16d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
16d ago	EzDocs	payment_needs_review	{'flags': ['utr_already_used:NOI-2026-02526'], 'method': 'amount_match+payer_applicant', 'received': 26785.0}
16d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '165e2565-c6fc-416c-ab95-c11bb2cdfc6b', 'fetched': True}
16d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '9a551e4d-4f32-4b0d-ae59-90a49d907409', 'fetched': True}
16d ago	EzDocs	hidden_payment_scan	{'file': 'Document 100.pdf', 'kind': None, 'found': 0, 'doc_id': '22a6fd3f-6b23-4556-afaa-fe86e42f56b8', 'fetched': True}
16d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
16d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 10, 'trigger': 'quick sweep'}
16d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
16d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — EzDocs's boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed HOxxxxxxXL — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '353433', 'lessons': [{'box': 'Mobile', 'words': 'Mobile: the team typed xxxxx
16d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
16d ago	EzDocs	challan_found_on_case	{'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'AKASH PRABHAKAR KINEKAR EchallanMH011095982202627E.pdf', 'k
16d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AKASH PRABHAKAR KIN
16d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011095982202627E', 'file': 'AKASH PRABHAKAR KINEKAR EchallanMH011095982202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH011095982202627E', 'file': 'AKASH PRABHAKAR KINEKAR EchallanMH011095982202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24960.0}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹26,750 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment needs a person to check (see Money). The work is done — our fee of ₹26,780.38 is still not in our account. Chase the branch for it. This UTR already verified case NOI-2026-02526.

Today · 15 Oct2 things

Wrote the Index II chase mail — held, silent mode

Re: Process 0.3 & 0.5 Challan in case of Legal Loan No : HOU/NSK/0826/5206383 Applicant Name : AKASH KINEKAR

10:00

An old draft withdrew itself — its asks were already answered

10:00

10 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02866 | HOU/NSK/0826/5206383

10:00

An old draft withdrew itself — its asks were already answered

10:00

7 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02866 | HOU/NSK/0826/5206383

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02866 | HOU/NSK/0826/5206383