Cases / NOI-2026-02941
Vilas Kashinath Kale
LAN HOU/NSK/0826/5206106
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (5)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹12,720.99CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹12,680 receivedthe figure the branch wrote
Stamp duty 0.3%4,090
Registration fee 0.5%6,810
Government handling320
Our service fee1,500.99
Total we ask for12,720.99
the branch’s receipt claims ₹12,680 519471271623
paid 30 Sep 13:01:44 · verified 30 Sep 13:15:51 · 14 min later
How we know
Our own bank told us — 30 Sep 13:01
₹12,680 · UTR AXNGG27329002665 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.12680.00,30-09-2026 13:01:44 thru NEFT from AXNGG27329002665/GOOGLE INDIA DIGITAL. Aval Bal 358460.55 CR Helpline 18001800/18002021-PNB”
Matched by: equals the figure the branch wrote in its own mail · the case's screenshot names this very road
Paid the bank's own ₹12,680. ₹40.99 under our ask = our margin. Accepted as full.
By law ₹12,700. We ask ₹12,720 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹12,680 — accept as full (₹40.99 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 09 minour time · 30 Sep 14:16
Index II —not yet
the NOI team 15 d 9 htotal 15 d 9 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 14:16 — 15 d 8 h of working time
Day by day — every step and who held it
30 Sep 13:07Your branch's mail
30 Sep 13:07Payment landedat once
30 Sep 13:14Fee quoted+7 min · the NOI team
30 Sep 13:14Papers readat once
30 Sep 13:14Property readat once
30 Sep 13:15Payment verified+1 min · the NOI team
30 Sep 13:15Ready for the challanat once
30 Sep 14:16Challan made+1 h 01 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹13,60,000
Loan account no.
HOU/NSK/0826/5206106
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
901/124
Building
Sanjeevani Apartment
Floor
3rd Floor
Flat / shop no
14
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. Vilas kale.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: KAILAS KASHINATH KALE is named on the sanction letter (Vilas kale.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• KAILAS KASHINATH KALE: PAN missing — no PAN card of KAILAS KASHINATH KALE is read on the file — the PAN cards on it (VILAS KASHINATH KALE, DocScanner Sep 30, 2026 12-50.pdf) are beside the form; type the PAN off the person's own card
• KAILAS KASHINATH KALE: birth date missing — no PAN card of KAILAS KASHINATH KALE is read on the file — the PAN cards on it (VILAS KASHINATH KALE, DocScanner Sep 30, 2026 12-50.pdf) are beside the form; type the birth date off the person's own card
• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKMissing co-applicant KYC
| The sanction letter | KAILAS KASHINATH KALE is a co-applicant Applicant: VILAS KASHINATH KALE KAILAS KASHINATH KALE |
| The KYC bundle | only VILAS KASHINATH KALE's Aadhaar and PAN card are attached |
Why it matters: The sanction letter names KAILAS KASHINATH KALE as a co-applicant, but no Aadhaar or PAN card of his is attached in the files. We cannot complete his Mortgagor page or verify his identity without these papers.
What to do: Ask the branch to send the PAN and Aadhaar cards for the co-applicant KAILAS KASHINATH KALE.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the documents and payment, and has generated and shared the challan. The team is now waiting for the branch to provide the Index II copy for NOI filing.
the history says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 1 (2026-09-30) “Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of ph”
✓ fee paid — the branch's words — done, mail 3 (2026-09-30) “We
acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 4 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-30) “PFA challan for your reference.”
? Index II asked for — asked, mail 3 (2026-09-30) “For NOI filing, We need an index 2
copy.”
read over 4 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011147419202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
30 Sep, 13:07 · 15d ago THE FIRST MAIL — how this case began
30 Sep, 13:07 · 15d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5206106 Applicant Name : VILAS KASHINATH KALE
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameVILAS KASHINATH KALE
Loan account (LAN)HOU/NSK/0826/5206106
Loan amount₹13,60,000
Stamp duty 0.30%₹4,080
Registration fee 0.50%₹6,800
DHC₹300
Service / vendor fees₹1,500
Total₹12,680
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: Sharad Pandurang Ghandge (sharad.ghandge@phfl.com)
Date: 30-09-2026 12:53 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: DocScanner Sep 30, 2026 12-50.pdf
Noi vilas kale
🤖 read: asks for the challan; documents attached — “Kindly process 0.3 & 0.5 Challan in below case.”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 14:08 · 15d ago
30 Sep, 14:08 · 15d ago
Team,
PFA challan for y
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name VILAS KASHINATH KALE
Lan No HOU/NSK/0826/5206106
Loan Amount 1360000
LOAN AMOUNT 1360000
0.30% 4080
0.50% 6800
FEES 1500
DHC 300
TOTAL 12,680
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Sharad Pandurang Ghandge (sharad.ghandge@phfl.com)
Date: 30-09-2026 12:53 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: DocScanner Sep 30, 2026 12-50.pdf
Noi vilas kale
🤖 read: challan shared ✓ — “PFA challan for y”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 14:08 · 15d ago
30 Sep, 14:08 · 15d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name VILAS KASHINATH KALE
Lan No HOU/NSK/0826/5206106
Loan Amount 1360000
LOAN AMOUNT 1360000
0.30% 4080
0.50% 6800
FEES 1500
DHC 300
TOTAL 12,680
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Sharad Pandurang Ghandge (sharad.ghandge@phfl.com)
Date: 30-09-2026 12:53 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: DocScanner Sep 30, 2026 12-50.pdf
Noi vilas kale
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 14:18 · 15d ago
30 Sep, 14:18 · 15d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 14:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name VILAS KASHINATH KALE
Lan No HOU/NSK/0826/5206106
Loan Amount 1360000
LOAN AMOUNT 1360000
0.30% 4080
0.50% 6800
FEES 1500
DHC 300
TOTAL 12,680
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Sharad Pandurang Ghandge (sharad.ghandge@phfl.com)
Date: 30-09-2026 12:53 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: DocScanner Sep 30, 2026 12-50.pdf
Noi vilas kale
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Vilas kale.pdf | filed | 15d ago |
| Other | image002.jpg | filed | 15d ago |
| Other | image001.jpg | filed | 15d ago |
| Aadhaar card+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside | DocScanner Sep 30, 2026 12-50.pdf | filed | 15d ago |
| Paid challan (GRAS) | VILAS KASHINATH KALE EchallanMH011147419202627E.pdf | filed | 15d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹12,720.99
₹12,720.99
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹12,680 519471271623
₹12,680 519471271623
Paid at
30 Sep 13:01:44
30 Sep 13:01:44
Verified on
30 Sep 13:15:51
30 Sep 13:15:51
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,090 | ₹6,810 | ₹320 | ₹1,500 | ₹12,720 |
By law ₹12,700. We ask ₹12,720 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
27 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …
17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Vilas kale.pdf
as printed
FLAT NO 14, 3RD FLOOR, SANJEEVANI APARTMENT, S NO 901/124, PLOT NO 124, CHETANA NAGAR, NASHIK, NEAR SHREE KRUSHNA MANDIR, NASHIK, RANE NAGAR ROAD, NASHIK, MAHARASHTRA, INDIA, 422009
FLAT NO 14, 3RD FLOOR, SANJEEVANI APARTMENT, S NO 901/124, PLOT NO 124, CHETANA NAGAR, NASHIK, NEAR SHREE KRUSHNA MANDIR, NASHIK, RANE NAGAR ROAD, NASHIK, MAHARASHTRA, INDIA, 422009
PIN
422009
422009
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY NO 901/124 PLOT NO 124
FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY NO 901/124 PLOT NO 124
Locality/Road
CHETANA NAGAR RANE NAGAR ROAD NEAR SHREE KRUSHNA MANDIR
CHETANA NAGAR RANE NAGAR ROAD NEAR SHREE KRUSHNA MANDIR
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VILAS KASHINATH KALE | EDIPK9389B | …0251 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | piyush.aher@phfl.com | 15d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter Vilas kale.pdf needs your check
lan
HOU/NSK/0826/5206106
HOU/NSK/0826/5206106
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'VILAS KASHINATH KALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAILAS KASHINATH KALE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'VILAS KASHINATH KALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAILAS KASHINATH KALE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
1300000.0
1300000.0
final amount
1360000.0
1360000.0
interest rate
8.5
8.5
sanction date
10-Sep-2026
10-Sep-2026
letter version
4
4
applicant email
vilas7874@gmail.com
vilas7874@gmail.com
applicant names
VILAS KASHINATH KALE, KAILAS KASHINATH KALE
VILAS KASHINATH KALE, KAILAS KASHINATH KALE
printed altered
False
False
applicant mobile
9393871010
9393871010
balance transfer
False
False
property address
pin: 422009; road: Rane Nagar Road; state: MAHARASHTRA; Flat no: 14; district: Nashik; Floor: 3rd Floor; landmark: Near Shree Krushna Mandir; Address: Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Pl
pin: 422009; road: Rane Nagar Road; state: MAHARASHTRA; Flat no: 14; district: Nashik; Floor: 3rd Floor; landmark: Near Shree Krushna Mandir; Address: Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Pl
insurance premium
60000.0
60000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1360000.0
1360000.0
security address verbatim
Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Plot No 124, Chetana Nagar, Nashik, Near Shree Krushna Mandir, Nashik, Rane Nagar Road, Nashik, MAHARASHTRA, India, 422009
Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Plot No 124, Chetana Nagar, Nashik, Near Shree Krushna Mandir, Nashik, Rane Nagar Road, Nashik, MAHARASHTRA, India, 422009
applicant address verbatim
FLAT NO 13, A WING, GOLDEN PALACE APT INDIRA NAGAR, NR SAMRAT SWEETS NASHIK, NASHIK, Nashik, MAHARASHTRA, 422009, India
FLAT NO 13, A WING, GOLDEN PALACE APT INDIRA NAGAR, NR SAMRAT SWEETS NASHIK, NASHIK, Nashik, MAHARASHTRA, 422009, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5206106', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VILAS KASHINATH KALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAILAS KASHINATH KALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1300000.0, 'final_amount': 1360000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '10-Sep-2026', 'letter_version': '4', 'applicant_email': 'vilas7874@gmail.com', 'applicant_names': ['VILAS KASHINATH KALE', 'KAILAS KASHINATH KALE'], 'printed_altered': False, 'applicant_mobile': '9393871010', 'balance_transfer': False, 'property_address': {'pin': '422009', 'road': 'Rane Nagar Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '14', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Near Shree Krushna Mandir', 'full_address': 'Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Plot No 124, Chetana Nagar, Nashik, Near Shree Krushna Mandir, Nashik, Rane Nagar Road, Nashik, MAHARASHTRA, India, 422009', 'village_city': 'Nashik', 'building_name': 'Sanjeevani Apartment', 'survey_or_cts_no': 'S No 901/124, Plot No 124'}, 'insurance_premium': 60000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1360000.0, 'security_address_verbatim': 'Flat No 14, 3rd Floor, Sanjeevani Apartment, S No 901/124, Plot No 124, Chetana Nagar, Nashik, Near Shree Krushna Mandir, Nashik, Rane Nagar Road, Nashik, MAHARASHTRA, India, 422009', 'applicant_address_verbatim': 'FLAT NO 13, A WING, GOLDEN PALACE APT INDIRA NAGAR, NR SAMRAT SWEETS NASHIK, NASHIK, Nashik, MAHARASHTRA, 422009, India'}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Aadhaar card DocScanner Sep 30, 2026 12-50.pdf needs your check
dob
1995-03-30
1995-03-30
pan
EDIPK9389B
EDIPK9389B
name
VILAS KASHINATH KALE
VILAS KASHINATH KALE
address
pin: 431506; area: near school; state: Maharashtra; district: Parbhani; post_office: dongargao; Village: Dongargaon
pin: 431506; area: near school; state: Maharashtra; district: Parbhani; post_office: dongargao; Village: Dongargaon
legible
True
True
father name
KASHINATH KALE
KASHINATH KALE
aadhaar last4
0251
0251
raw reading (for Abhijit)
{'dob': '1995-03-30', 'pan': 'EDIPK9389B', 'name': 'VILAS KASHINATH KALE', 'mobile': None, 'address': {'pin': '431506', 'area': 'near school', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Parbhani', 'post_office': 'dongargao', 'village_city': 'Dongargaon'}, 'legible': True, 'father_name': 'KASHINATH KALE', 'aadhaar_last4': '0251', 'quality_issue': None}Aadhaar card DocScanner Sep 30, 2026 12-50.pdf needs your check
dob
1995-03-30
1995-03-30
pan
EDIPK9389B
EDIPK9389B
name
VILAS KASHINATH KALE
VILAS KASHINATH KALE
address
pin: 431506; area: near school; state: Maharashtra; district: Parbhani; post_office: dongargao; Village: Dongargaon
pin: 431506; area: near school; state: Maharashtra; district: Parbhani; post_office: dongargao; Village: Dongargaon
legible
True
True
father name
KASHINATH KALE
KASHINATH KALE
aadhaar last4
0251
0251
raw reading (for Abhijit)
{'dob': '1995-03-30', 'pan': 'EDIPK9389B', 'name': 'VILAS KASHINATH KALE', 'mobile': None, 'address': {'pin': '431506', 'area': 'near school', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Parbhani', 'post_office': 'dongargao', 'village_city': 'Dongargaon'}, 'legible': True, 'father_name': 'KASHINATH KALE', 'aadhaar_last4': '0251', 'quality_issue': None}Aadhaar card DocScanner Sep 30, 2026 12-50.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '519471271623', 'date': '2026-09-30', 'page': 4, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 12680.0, 'direction': 'debit', 'narration': 'PhonePe Trans
kind: payment_screenshot; payments: [{'utr': '519471271623', 'date': '2026-09-30', 'page': 4, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 12680.0, 'direction': 'debit', 'narration': 'PhonePe Trans
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '519471271623', 'date': '2026-09-30', 'page': 4, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 12680.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609301249472424597482', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0223', 'account_holder': None}}Paid challan (GRAS) VILAS KASHINATH KALE EchallanMH011147419202627E.pdf needs your check
grn
MH011147419202627E
MH011147419202627E
pin
422009
422009
total
10900.0
10900.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093001021
03006172026093001021
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
EDIXXXXXXB
EDIXXXXXXB
flat block
FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY NO 901/124 PLOT NO 124 NEAR SHREE KRUSHNA MANDIR
FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY NO 901/124 PLOT NO 124 NEAR SHREE KRUSHNA MANDIR
payer name
VILAS KASHINATH KALE
VILAS KASHINATH KALE
sro office
NSK5 NASHIK 5 JOINT SUB REGISTRAR
NSK5 NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1360000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1360000
scheme rows
{'amount': 4090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1010
XXXXXX1010
payment date
30/09/2026-14:16:41
30/09/2026-14:16:41
road locality
CHETANA NAGAR RANE NAGAR ROAD NASHIK MAHARASHTRA
CHETANA NAGAR RANE NAGAR ROAD NASHIK MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1360000
1360000
raw reading (for Abhijit)
{'grn': 'MH011147419202627E', 'pin': '422009', 'total': 10900.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001021', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'EDIXXXXXXB', 'flat_block': 'FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY NO 901/124 PLOT NO 124 NEAR SHREE KRUSHNA MANDIR', 'payer_name': 'VILAS KASHINATH KALE', 'sro_office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1360000', 'scheme_rows': [{'amount': 4090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1010', 'payment_date': '30/09/2026-14:16:41', 'road_locality': 'CHETANA NAGAR RANE NAGAR ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1360000'}Technical record (for Abhijit — safe to ignore)
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 30 Sep, 14:08 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 15d ago | EzDocs | quoted_history_checked | {} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 15d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EDxxxxxxXB — no paper on the |
| 15d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '380752', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 15d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VILAS KASHINATH KAL |
| 15d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 15d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011147419202627E', 'file': 'VILAS KASHINATH KALE EchallanMH011147419202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 15d ago | EzDocs | challan_extracted | {'grn': 'MH011147419202627E', 'file': 'VILAS KASHINATH KALE EchallanMH011147419202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 10900.0} |
| 15d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 15d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 15d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'VILAS KASHINATH KALE EchallanMH011147419202627E.pdf', 'kind': 'unr |
| 15d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 3, 'summary': |
| 15d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 15d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Vilas kale.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY'], 'reading_box1' |
| 15d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 15d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 15d ago | EzDocs | reader_home_address | {'fp': 'e5a0dff12af20807', 'from': 'the sanction letter (Vilas kale.pdf)', 'home': {'pin': '422009', 'area': 'INDIRA NAGAR, NR SAMRAT SWEETS', 'flat': 'FLAT NO 13', 'state': 'MAHARASHTRA', 'building': 'A WING, GOLDEN PAL |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 1, 'summar |
| 15d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second number', 'w |
| 15d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'ab1fa01e19ea8f86', 'docs': ['Vilas kale.pdf', 'DocScanner Sep 30, 2026 12-50.pdf'], 'loan': {'amount': 1360000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the sanction letter', 'quote |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['Vilas kale.pdf', 'DocScanner Sep 30, 2026 12-50.pdf'], 'after': {'addresses': {'people': [['VILAS KASHINATH KALE', [['sanction_letter', 'different']]]], 'property': []}, 'chall |
| 15d ago | EzDocs | address_compared | {'sig': '243a4caf74a5c884', 'why': 'after gather', 'people': [{'home': 'near school, Dongargaon, Parbhani, 431506', 'person': 'VILAS KASHINATH KALE', 'against': [{'src': 'sanction_letter', 'why': 'PIN 431506 vs 422009', |
| 15d ago | EzDocs | challan_boxes_composed | {'fp': '16fce89fea2a46d1', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 14 3RD FLOOR SANJEEVANI APARTMENT SURVEY |
| 15d ago | EzDocs | property_numbers_completed | {'now': {'Second number': '124, CHETANA NAGAR, NASHIK, NEAR SHREE KRUSHNA MANDIR, RANE NAGAR ROAD, MAHARASHTRA, INDIA, 422009'}, 'was': {'Second number': '124'}, 'why': "the property's own words print more numbers of this ki |
| 15d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 81.0, 'workers': 4} |
| 15d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner Sep 30, |
| 15d ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 15d ago | EzDocs | case_acknowledged_challan_queued | {'utr': 'AXNGG27329002665', 'fee_total': 12720} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹12,680 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
30 Sep29 things — 5 documents received · 3 letters written · 2 money steps · 19 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
VILAS KASHINATH KALE EchallanMH011147419202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
The challan's address boxes were written from the papers
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Everything for the challan is in — queued
Papers and money are in — the challan is next.
EzDocs took 23 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02941
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The branch's payment screenshot was read
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
PAN found inside the KYC file — no need to ask for it
Property address read from the sanction letter
Received: Aadhaar
DocScanner Sep 30, 2026 12-50.pdf
Received: other
image001.jpg
Received: other
image002.jpg
Received: Sanction letter
Vilas kale.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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