Cases / NOI-2026-01790

JOSHI UDAY REVASHANKARBHAI

LAN NHL/NSK/0826/5184401 Ready for challan · our move SHORT ₹3,420.09 Make the challan Send the draft 1 All documents Mails & papers 1

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

Papers for the challan2 still to come

7 of 9 in hand.
everything the challan needs, and where each one stands

Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹1,690 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.

Everything for the challan is in. Make it today.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓PAN cardopen

✓Payment screenshot — SHORT ₹3,420.09 (shows ₹1,110 of ₹4,530.09)open

✓Paid challan (GRAS)open

✓Aadhaar card — inside KYC & shop act.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (9)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹3,420.09 (₹1,110 of ₹4,530.09).
Money received is short — ₹0 still to come.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyLess money came

₹1,110of ₹4,530.09CASE MARK

₹3,420.09 of our ask has not arrived yet.

₹1,110 received

Ask for the exact ₹4,530.09. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%1,020

Registration fee 0.5%1,690

Government handling320

Our service fee1,500.09

Total we ask for4,530.09

Screenshot ₹1,110. Case needs ₹4,530.09. SHORT by ₹3,420.09. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹3,378 below the real calculation of ₹4,488 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

How we know

Nothing on this case records how this money was verified.

Matched by: matched

By law ₹4,508. We ask ₹4,530 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 57 minour time · 10 Aug 17:20

Index II 1 h 57 minour time · 27 Sep 04:17

the NOI team 1 h 57 minthe branch 47 d 10 htotal 47 d 12 h

Complete.

Day by day — every step and who held it

10 Aug 15:24Your branch's mail

10 Aug 17:20Challan made+1 h 57 min · the NOI team

27 Sep 04:17Papers from your branch+47 d 10 h · the branch

27 Sep 04:17Papers readat once

27 Sep 04:17Property readat once

27 Sep 04:17Papers from your branchat once

27 Sep 04:17Papers readat once

27 Sep 04:17Papers from your branchat once

27 Sep 04:17Papers readat once

27 Sep 04:17Index II sentat once

27 Sep 04:17Papers readat once

27 Sep 04:17Papers from your branch+1 min · the branch

27 Sep 04:17Papers readat once

27 Sep 04:18Fee quotedat once

27 Sep 04:18Papers from your branchat once

27 Sep 04:18Papers readat once

27 Sep 04:18Papers from your branchat once

27 Sep 04:18Papers readat once

27 Sep 04:18Papers from your branchat once

27 Sep 04:18Papers readat once

Case facts

Bank

PNB_HFL

Loan amount

₹3,36,000

Loan account no.

NHL/NSK/0826/5184401

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

The branch asked for the 0.3% challan alone

Its mail: “SONAWANE (SARVESH.SONAWANE@PHFL.COM) SUBJECT: RE: PROCESS 0.3 CHALLAN IN CASE OF LOAN NO : NHL/NSK/0826/5184401 APPLICANT NAME :”. No mail of the branch names the 0.5% or the registration fee in its own words. This case is marked a full NOI, so it asks for both heads, the handling charge and our fee. As a full NOI this case asks ₹4,530; as the 0.3% challan alone it asks ₹1,108 — the stamp duty ₹1,008 and ₹100.

The team’s rule (Avinash): a 0.3% stand-alone challan is one of the extra challans we make — the stamp duty and ₹100, nothing filed on the IGR site. The kind decides what goes on the government’s challan, so a person sets it.

Next step

Make the challan — after these are in

This case stands at the challan step, but not everything is in: the branch payment is not verified yet. Clear those first — chase drafts wait on Draft mails. The five steps, ready for when everything is clear:

Open GRAS for this case — the co-pilot walks the menu (Inspector General of Registration → Pay Without Registration → Citizen → Make Payment to Register Your Document → Pay Stamp Duty & Registration Fee Together) and stops on the challan form.
The form fills itself with NOI-2026-01790 — nothing to type. Green boxes are filled; orange ones want your eyes. (If a link is not where the co-pilot expects, it says so — click that one step yourself and it carries on.) See the challan exactly as it will be typed, the papers beside it →
Check the figures match these:
GRAS will ask exactly: Stamp Duty ₹1,020 + Registration Fee ₹1,690 = ₹2,710 (also on the Calculator)
Solve the captcha, press Proceed, and pay by the NOI team's netbanking. (The captcha and the money are always yours, never EzDocs'.)
Download the challan PDF and drop it here — EzDocs reads the GRN, re-checks every figure and name on it, and writes the bank mail (held on Draft mails for your Send):

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the Index II document. The NOI team needs to provide a fee quote and request any remaining loan papers.

the history says the next move is with the NOI team — the fee quote and other loan papers

✓ loan papers sent — done, mail 1 (2026-09-15) “PFA Index II.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-15) “PFA Index II.”

read over 1 mail(s), last mail 2026-09-15 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH008046179202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

NOI case NOI-2026-01790

Dear Team,

Please check the calculation and account details for the captioned case (LAN: NHL/NSK/0826/5184401).

NOI Charges & Service Fees Calculator - Nestly.in
  Loan Amount Including Insurance       : Rs. 3,36,000
  ------------------------------------------------------
  Stamp Duty 0.30%                      : Rs. 1,020
  Registration Fees 0.50%               : Rs. 1,690
  Govt. Document Handling Charges       : Rs. 320
  Service Fees for NOI Filing           : Rs. 1,500.09
  ------------------------------------------------------
  TOTAL AMOUNT PAYABLE                  : Rs. 4,530.09

Please pay the exact amount, paise included - Rs. 4,530.09. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-01790/0761907f6dd02ea343d523e5

Payment options:
    NEFT / IMPS  THINKBIGZ INITIATIVE PVT LTD · Punjab National Bank
                 A/C 6100002100003164 · IFSC PUNB0610000 · Manpada (Thane West)
    UPI          9892834356m@pnb

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: NHL/NSK/0826/5184401).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 3,36,000

------------------------------------------------------

Stamp Duty 0.30%Rs. 1,020

Registration Fees 0.50%Rs. 1,690

Govt. Document Handling ChargesRs. 320

Service Fees for NOI FilingRs. 1,500.09

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 4,530.09

Please pay the exact amount, paise included - Rs. 4,530.09. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-01790/0761907f6dd02ea343d523e5

Payment options:

NEFT / IMPS THINKBIGZ INITIATIVE PVT LTD · Punjab National Bank
A/C 6100002100003164 · IFSC PUNB0610000 · Manpada (Thane West)
UPI 9892834356m@pnb

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
15 Sep, 16:32 · 30d ago THE APP JOINED HERE — earlier mails are on Gmail

Re[2]: Process 0.3 Challan in case of Loan No : NHL/NSK/0826/5184401 Applicant Name : JOSHI UDAY REVASHANKARBHAI

Dear Team,

PFA Index II.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10-08-2026 03:49 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com)
Subject: Re: Process 0.3 Challan in case of Loan No : NHL/NSK/0826/5184401 Applicant Name : JOSHI UDAY REVASHANKARBHAI

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Mon, 10 Aug 2026 at 15:28, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,

Kindly process 0.3 Challan in below case.

Customer Name JOSHI UDAY REVASHANKARBHAI

Lan No NHL/NSK/0826/5184401

Loan Amount 336000

LOAN AMOUNT 336000
0.30% 1008
0.50% 0
FEES 100
DHC 0
TOTAL 1,108

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com)
Date: 10-08-2026 03:20 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), abhijeet.kale@phfl.com
Cc: Hemant Madhe (hemant.madhe@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com)
Subject: NOI Document Joshi Uday Revashankarbhai

Dear team,

Plz Intiate NOI

Thanks & Regards,
Maheshwar Lande
Team Manager
407 & 408, 4th Floor, Padma Vishwa Landmark,
Near Tanishq Showroom, Above Axis Bank,
Racca Colony, Sharanpur Road, Nashik 422002.
Landline Number: 0253-2311671/2311672
Toll Free Number: 1800 120 8800
Mobile: 9970054166

🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

Document	File — click to open	Status	When
Sanction letter	Uday Joshi SC.pdf	filed	18d ago
Selfie / photo	IMG_20260808_135137.jpg	CANNOT BE READ — clear copy asked	18d ago
Selfie / photo	IMG_20260808_141841.jpg	CANNOT BE READ — clear copy asked	18d ago
Index IIthe branch sent this — an input	Index II Sale deed uday.pdf	filed	18d ago
PAN card+ Aadhaar card inside+ Other inside	KYC & shop act.pdf	filed	18d ago
Payment screenshot	IMG-20260810-WA0009.jpg	filed	18d ago
Other	image002.jpg	filed	18d ago
Other	image001.jpg	filed	18d ago
Paid challan (GRAS)	JOSHI UDAY REVASHANKARBHAI EchallanMH008046179202627E.pdf	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹4,530.09

Where it stands
SHORT — less arrived than needed

Screenshot claims
₹1,110 534696205380

Screenshot ₹1,110. Case needs ₹4,530.09. SHORT by ₹3,420.09. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹1,020	₹1,690	₹320	₹1,500	₹4,530

By law ₹4,508. We ask ₹4,530 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Flat / house no (person 1)

13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II Sale deed uday.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

पालिकेचे नावः नाशिक म.न.पा. इनर वर्णन, इनर माहिनीः तुकडी जिल्हा नाशिक पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे नाशिक शहर 1 या गांवचे शिवारातील मिळकत यामी सर्व्हे नंबर 197/1/1/2/1 यामी एकूण क्षेत्र 8500.00 चौ.मी. यावरील बांधण्यात येणा-या नियाजिन अर्पण बिहार या इमारती मधील विल्डींग डी विंग जे मधीन्न महाव्या मजल्यावरील फ्लॅट नंबर 602 यामी कार्पेट क्षेत्र 316.03 चौ.फूफ्ट म्हणजेच 29.36 चौ.मी. व वगळता वाल्कनी क्षेत्र 10.40 चौ.मी व पर्किंग नंबर डी जे 602) ( Survey Number: 197/1 अ/1/2/1;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Uday Joshi SC.pdf

as printed
FLAT NO 602, 6TH FLOOR, BUILDING D WING J, ARPAN VIHAR, S NO 197/1A/1/2/1, HIRAWADI, PANCHAVAT, B/H SAPATSHRUNGI MEDICAL COLLAGE, NASHIK,., MAHARASHTRA, INDIA, 422003

PIN
422003

the Index II

Index II Sale deed uday.pdf

the property
paalikeche naavah naashika ma.na.paa. inara varnana, inara maahinih tukadi jilhaa naashika pota tukadi taalukaa naashika paiki naashika mahaanagarapaalikaa hadditila mauje naashika shahara 1 yaa gaanvache shivaaraatila milakata yaami sarvhe nambara 197/1/1/2/1 yaami ekuna kshetra 8500.00 chau.mi. yaavarila baandhanyaata yenaa-yaa niyaajina arpana bihaara yaa imaarati madhila vildinga di vinga je madhinna mahaavyaa majalyaavarila phlata nambara 602 yaami kaarpeta kshetra 316.03 chau.phuphta mhanajecha 29.36 chau.mi. va vagalataa vaalkani kshetra 10.40 chau.mi va parkinga nambara di je 602) (SURVEY NUMBER: 197/1 a/1/2/1;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 602 6TH FLOOR BUILDING D WING J ARPAN VIHAR SURVEY NO 197/1A/1/2/1

Locality/Road
HIRAWADI PANCHAVAT B/H SAPATSHRUNGI MEDICAL COLLAGE

Area/City
NASHIK

check or correct a box, the papers beside it →

the Index II also prints: 00, 03, 1, 10, 197/1, 197/1/1/2/1, 29, 316, BAANDHANYAATA, BIHAARA, CANNOT, CHAU, DI, EKUNA, GAANVACHE, HADDITILA, IMAARATI, INARA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	JOSHI UDAY REVASHANKARBHAI	CBOPJ4711J

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	piyush.aher@phfl.com	30d ago
document chase	piyush.aher@phfl.com	27d ago
document chase	piyush.aher@phfl.com	24d ago
document chase	piyush.aher@phfl.com	21d ago
fee quote	piyush.aher@phfl.com	18d ago
document chase	piyush.aher@phfl.com	18d ago

What EzDocs read from each document — check anything marked in red

Sanction letter Uday Joshi SC.pdf needs your check

lan
NHL/NSK/0826/5184401

legible
True

purpose
Non Housing Loan, Personal use

loan type
Non Housing Loan

confidence
1.0

loan amount
320000.0

final amount
336000.0

interest rate
13.15

sanction date
05-Aug-2026

letter version
5

applicant email
joshiuday363@gmail.com

applicant names
JOSHI UDAY REVASHANKARBHAI, JOSHI CHETANABEN REVASHANKARBHAI

printed altered
False

applicant mobile
9689577870

balance transfer
False

property address
pin: 422003; state: MAHARASHTRA; Flat no: 602; district: Nashik; Floor: 6th Floor; landmark: B/h Sapatshrungi Medical Collage; Address: Flat No 602, 6th Floor, Building D Wing J, Arpan Vihar, S No 197/1A/1/2/1, H

insurance premium
16000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
336000.0

security address verbatim
Flat No 602, 6th Floor, Building D Wing J, Arpan Vihar, S No 197/1A/1/2/1, Hirawadi, Panchavat, B/h Sapatshrungi Medical Collage, Nashik,., MAHARASHTRA, India, 422003

applicant address verbatim
SHRINATHJI GOSHALA RESHMI BANDHAN, LAWS NEAR ATREY ANGAN BUILDING, HIRAWADI TO TRIKONI BUNGLOW LINK ROAD HIRAWADI, NASHIK, Nashik, MAHARASHTRA, 422003, India

raw reading (for Abhijit)

{'lan': 'NHL/NSK/0826/5184401', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [], 'loan_type': 'Non Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 320000.0, 'final_amount': 336000.0, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '05-Aug-2026', 'letter_version': '5', 'applicant_email': 'joshiuday363@gmail.com', 'applicant_names': ['JOSHI UDAY REVASHANKARBHAI', 'JOSHI CHETANABEN REVASHANKARBHAI'], 'printed_altered': False, 'applicant_mobile': '9689577870', 'balance_transfer': False, 'property_address': {'pin': '422003', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '602', 'district': 'Nashik', 'floor_no': '6th Floor', 'landmark': 'B/h Sapatshrungi Medical Collage', 'full_address': 'Flat No 602, 6th Floor, Building D Wing J, Arpan Vihar, S No 197/1A/1/2/1, Hirawadi, Panchavat, B/h Sapatshrungi Medical Collage, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Hirawadi, Panchavat', 'building_name': 'Building D Wing J, Arpan Vihar', 'survey_or_cts_no': 'S No 197/1A/1/2/1'}, 'insurance_premium': 16000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 336000.0, 'security_address_verbatim': 'Flat No 602, 6th Floor, Building D Wing J, Arpan Vihar, S No 197/1A/1/2/1, Hirawadi, Panchavat, B/h Sapatshrungi Medical Collage, Nashik,., MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'SHRINATHJI GOSHALA RESHMI BANDHAN, LAWS NEAR ATREY ANGAN BUILDING, HIRAWADI TO TRIKONI BUNGLOW LINK ROAD HIRAWADI, NASHIK, Nashik, MAHARASHTRA, 422003, India'}

Selfie / photo IMG_20260808_135137.jpg needs your check

kind
live_selfie

legible
False

confidence
0.8

face visible
True

quality issue
the face is not clearly visible (too bright)

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': False, 'confidence': 0.8, 'face_visible': True, 'quality_issue': 'the face is not clearly visible (too bright)'}

Selfie / photo IMG_20260808_141841.jpg needs your check

kind
group_or_other

legible
False

confidence
1

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Index II Index II Sale deed uday.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा.', 'r11_serial': '13300/2025', 'r14_remark': 'मूल्यांकनाची आवश्यकता नाही कारणानामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality': '

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक म.न.पा.', 'r11_serial': '13300/2025', 'r14_remark': 'मूल्यांकनाची आवश्यकता नाही कारणानामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality': 'इनर वर्णन, इनर माहिनीः तुकडी जिल्हा नाशिक पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे नाशिक शहर 1 या गांवचे शिवारातील मिळकत यामी सर्व्हे नंबर 197/1/1/2/1 यामी एकूण क्षेत्र 8500.00 चौ.मी. यावरील बांधण्यात येणा-या नियाजिन अर्पण बिहार या इमारती मधील विल्डींग डी विंग जे मधीन्न महाव्या मजल्यावरील फ्लॅट नंबर 602 यामी कार्पेट क्षेत्र 316.03 चौ.फूफ्ट म्हणजेच 29.36 चौ.मी. व वगळता वाल्कनी क्षेत्र 10.40 चौ.मी व पर्किंग नंबर डी जे 602) ( Survey Number: 197/1 अ/1/2/1;))', 'r5_area_text': '29.36 चौ. मीटर', 'r7_executants': [{'age': 'पन्नाः', 'pan': 'ABHFA9191J', 'name': 'आंनदा डेव्हलपर्म नर्फे भागीदार अभय चांदमल जैन यांचे स्पे.मु. म्हणून रविद्र शिवाजी पाटील', 'address': 'प्लॉट नंः 4, माळा नं: 1, इमारतीचे नावः ज्योन रेसिडेन्मी,, ब्लॉक नंः आनंद नगर,, रोड नंः नाशिकरोड, नाशिक, ता.जि.नाशिक, महाराष्ट्र, णाम्ःईक़, पिन कोड:-422101'}], 'r8_purchasers': [{'age': '24', 'pan': 'CBOPJ4711J', 'name': 'जोशी उदय ग्वाशंकरभाई', 'address': 'प्लॉट नं: 0, माळा नंः 6, इमारतीचे नात्रः अर्पण विहार बिल्डींग डी बिंग जे, ब्लॉक नं: फ्लॅट नंबर 602, रोड नं: हिरावाडी पंचवटी नाशिक, महाराष्ट्र, णाम्ःईक़. पिन कोड:-422003'}, {'age': '48', 'pan': 'CDOPJ4573L', 'name': 'जोशी चेतनावेन ग्वाशंकरभाई', 'address': 'प्लॉट नं: 0, माळा नंः 6, इमारतीचे नावः अर्पण विहार बिल्डींग डी विंग जे, ब्लॉक नं: फ्लॅट नंबर 602, रोड नं: हिरावाडी पंचवटी नाशिक, महाराष्ट्र, गाम्ःईक़, पिन कोड:-422003'}], 'r12_stamp_duty': 500, 'r3_market_value': 1973000, 'r1_document_type': 'कन्व्हन्ग डीड', 'r2_consideration': 2028000, 'r9_execution_date': '07/10/2025', 'r13_registration_fee': 100, 'r10_registration_date': '10/12/2025'}, 'doc_no': '13300', 'village': 'नाशिक शहर - १', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'नाशिक-२', 'area_text': '29.36 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 100, 'header_sro': 'दुय्यम निबंधक : मह दु.नि. नाशिक 2', 'mortgagors': ['आंनदा डेव्हलपर्म नर्फे भागीदार अभय चांदमल जैन यांचे स्पे.मु. म्हणून रविद्र शिवाजी पाटील'], 'stamp_duty': 500, 'filing_date': '2025-10-12', '

PAN card KYC & shop act.pdf needs your check

dob
2000-10-16

pan
CBOPJ4711J

legible
True

raw reading (for Abhijit)

{'dob': '2000-10-16', 'pan': 'CBOPJ4711J', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC & shop act.pdf needs your check

dob
2000-10-16

pan
CBOPJ4711J

legible
True

raw reading (for Abhijit)

{'dob': '2000-10-16', 'pan': 'CBOPJ4711J', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260810-WA0009.jpg needs your check

utr
534696205380

date
2026-08-08

time
14:31

amount
1110

method
PhonePe

payee upi
******4356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '534696205380', 'date': '2026-08-08', 'time': '14:31', 'amount': 1110, 'method': 'PhonePe', 'payee_upi': '******4356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) JOSHI UDAY REVASHANKARBHAI EchallanMH008046179202627E.pdf needs your check

grn
MH008046179202627E

pin
422003

total
1010.0

article
6(1)

defaced
False

bank cin
03006172026081001156

district
NASHIK

area city
NASHIK

payer pan
CBOXXXXXXJ

flat block
FLAT NO 602, 6TH FLOOR, BUILDING D WING J,

payer name
JOSHI UDAY REVASHANKARBHAI

sro office
NSK2 NASHIK 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-336000

scheme rows
{'amount': 1010.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}

payer mobile
XXXXXX7870

payment date
10/08/2026-17:20:58

road locality
ARPAN VIHAR, S NO 197/1A/1/2/1, HIRAWADI, PANCHAVAT B/H SAPATSHRUNGI MEDICAL COLLAGE, NASHIK, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
336000

raw reading (for Abhijit)

{'grn': 'MH008046179202627E', 'pin': '422003', 'total': 1010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026081001156', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CBOXXXXXXJ', 'flat_block': 'FLAT NO 602, 6TH FLOOR, BUILDING D WING J,', 'payer_name': 'JOSHI UDAY REVASHANKARBHAI', 'sro_office': 'NSK2 NASHIK 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-336000', 'scheme_rows': [{'amount': 1010.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX7870', 'payment_date': '10/08/2026-17:20:58', 'road_locality': 'ARPAN VIHAR, S NO 197/1A/1/2/1, HIRAWADI, PANCHAVAT B/H SAPATSHRUNGI MEDICAL COLLAGE, NASHIK, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '336000'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260810-WA0009.jpg needs your check

payments inside
payments: [{'utr': '534696205380', 'date': '2026-08-08', 'page': 1, 'time': '14:31', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1110.0, 'direction': 'debit', 'narration': 'T2608081431204187521289', 'proof_kind':

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '534696205380', 'date': '2026-08-08', 'page': 1, 'time': '14:31', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1110.0, 'direction': 'debit', 'narration': 'T2608081431204187521289', 'proof_kind': 'success_screen'}]}}

Technical record (for Abhijit — safe to ignore)

44m ago	EzDocs	reader_efiling_verdict	{'fp': '864836c01a9863a4', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is missing from the file.', 'page
12d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'd232f08b218c6d5f', 'docs': ['Index II Sale deed uday.pdf', 'Uday Joshi SC.pdf', 'KYC & shop act.pdf'], 'loan': {'amount': 336000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction le
12d ago	EzDocs	case_read_started	{'tag': 'd232f08b218c6d5f', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CBxxxxxxXJ — no paper on the
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit, on the amount alone, to an older thread the app joined mid-stream while the branch had been silent for days (7 Sep, Anand Yadav) — undone; the credit waits under FOR YOU TO CHECK',
18d ago	EzDocs	match_undone	{'ref': 'AXNGG26998252240', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 41827.0, 'reason': "amount-only match
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
18d ago	EzDocs	gpay_lump_split	{'utr': 'AXNGG26998252240', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
18d ago	EzDocs	payment_verified	{'utr': 'AXNGG26998863208,AXNGG26998252240', 'delta': 0.0, 'method': 'gpay_lump_split+part', 'paid_at': '2026-09-26T09:31:02+00:00', 'expected': 4530.09, 'received': 4530.09, 'confidence': 'medium'}
18d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 1110.0, 'expected': 4530.09, 'this_credit': 3420.09, 'now_received': 4530.09}
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'short', 'paid_at': None, 'received': 1110.0, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': 'AXNGG26998863208', 'matched_sms_id': None, 'match_confide
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit, on the amount alone, to an older thread the app joined mid-stream while the branch had been silent for days (7 Sep, Anand Yadav) — undone; the credit waits under FOR YOU TO CHECK',
18d ago	EzDocs	match_undone	{'ref': 'AXNGG26998252240', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 41827.0, 'reason': "amount-only match
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
18d ago	EzDocs	gpay_lump_split	{'utr': 'AXNGG26998252240', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
18d ago	EzDocs	payment_verified	{'utr': 'AXNGG26998863208,AXNGG26998252240', 'delta': 0.0, 'method': 'gpay_lump_split+part', 'paid_at': '2026-09-26T09:31:02+00:00', 'expected': 4530.09, 'received': 4530.09, 'confidence': 'medium'}
18d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 1110.0, 'expected': 4530.09, 'this_credit': 3420.09, 'now_received': 4530.09}
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'short', 'paid_at': None, 'received': 1110.0, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': 'AXNGG26998863208', 'matched_sms_id': None, 'match_confide
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit, on the amount alone, to an older thread the app joined mid-stream while the branch had been silent for days (7 Sep, Anand Yadav) — undone; the credit waits under FOR YOU TO CHECK',
18d ago	EzDocs	match_undone	{'ref': 'AXNGG26998252240', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 41827.0, 'reason': "amount-only match
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
18d ago	EzDocs	gpay_lump_split	{'utr': 'AXNGG26998252240', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
18d ago	EzDocs	payment_verified	{'utr': 'AXNGG26998863208,AXNGG26998252240', 'delta': 0.0, 'method': 'gpay_lump_split+part', 'paid_at': '2026-09-26T09:31:02+00:00', 'expected': 4530.09, 'received': 4530.09, 'confidence': 'medium'}
18d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 1110.0, 'expected': 4530.09, 'this_credit': 3420.09, 'now_received': 4530.09}
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'short', 'paid_at': None, 'received': 1110.0, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': 'AXNGG26998863208', 'matched_sms_id': None, 'match_confide
18d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit, on the amount alone, to an older thread the app joined mid-stream while the branch had been silent for days (7 Sep, Anand Yadav) — undone; the credit waits under FOR YOU TO CHECK',
18d ago	EzDocs	match_undone	{'ref': 'AXNGG26998252240', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 41827.0, 'reason': "amount-only match
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
18d ago	EzDocs	gpay_lump_split	{'utr': 'AXNGG26998252240', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
18d ago	EzDocs	payment_needs_review	{'flags': ['utr_already_used:NOI-2026-01635'], 'method': 'gpay_lump_split+part', 'received': 4530.09}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

SHORT — ₹1,110 of ₹4,530.09 received

₹0 still to come before the challan.

Challan & filing

Ready for the challan

Make it on GRAS — the Calculator holds the figures.

Next — whose move

make the challan

For you to check: Payment SHORT by ₹3,420.09 (₹1,110 of ₹4,530.09). Money received is short — ₹0 still to come. Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers