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Suchita Gajanan Kadbhane — everything the e-filing asks for

NOI-2026-03604 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
40 of 46 e-filing boxes ready
Empty: Road, Floor (person 1), Road (person 1), Mobile (person 2), Floor (person 2), Road (person 2)
15 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, Property type (Open / Building / Open + Building), Floor (person 1), Road (person 1), E-mail (person 2), Building (person 2), Floor (person 2) …
Challan: 13 of 13 boxes on the case · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Start page · Date of Mortgage
No paper on file provides the date of mortgage.
What to do: Ask the branch for the MOTD or the mortgage date.
“No paper on file provides the date of mortgage.”
STOP · Mortgagee page · Loan (Rs.)
No paper on file provides the loan amount for this case.
What to do: Ask the branch for the sanction letter for this loan.
“No paper on file provides the loan amount for this case.”
STOP · Mortgagee page · Interest Rate (%)
No paper on file provides the interest rate for this loan.
What to do: Ask the branch for the sanction letter for this loan.
“No paper on file provides the interest rate for this loan.”
CHECK · Property page · Road
The road is empty, but the property papers do not name a road.
What to do: Leave the road empty; the city will stand in.
“CustomerDocument068e200000kxRU0AAM.pdf: 'Project at Gat No 1582 P Village, Chikhali Taluka Haveli Dist, Pune 411062'”
STOP · Property page · House type (Niwasi Sadanika / Shop / Gala
The house type is missing for a built property.
What to do: Set house type to Niwasi Sadanika for a flat.
“CustomerDocument068e200000kxRU0AAM.pdf: 'Unit Flat no.1002'”
STOP · Property page · Title deed held by the bank (Agreement to
No paper on file provides the title deed type.
What to do: Ask the branch for the title deed or Index II.
“No paper on file provides the title deed type.”
STOP · Property page · Title deed no / year / SRO
No paper on file provides the title deed number, year, or SRO.
What to do: Ask the branch for the title deed or Index II.
“No paper on file provides the title deed number, year, or SRO.”
STOP · Property page · Description (house style)
The description is missing the title deed details.
What to do: Add the title deed type, number, year, and SRO to the description.
“No paper on file provides the title deed type, number, year, or SRO.”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.
STILL OPEN ON THIS CASE
One paper writes the boxes. Every other paper on this case was read against them — this is where they disagree.
SET ASIDE BY EZDOCS · BOX 1
the sanction letter prints it. A number the paper has and the challan does not describes a different property.
EzDocs read the papers: The challan box 1 already contains the Gat No 1582 from the sanction letter.
“FLAT NO 1002 10TH FLOOR WING F SANTIAGO SKYARC GAT NO 1582”
Before every challan, check these six
  1. the flat / unit number — against the SALE DEED and the LEGAL report, not the valuation alone
  2. every land number the paper prints is in box 1 — a missing number is a different property
  3. the district — does the PIN agree with it? a taluka name decides nothing
  4. the SRO office is in the property's own district
  5. the payer is the borrower, with the middle name the papers print
  6. the loan amount is the figure this bank's letter calls final

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf): the same place, spelled differently — “Unit Flat no.1002, Floor 10th floor, Block Wing F, Project SANTIAGO SKYARC, Project at Gat No 1582 P Village, Chikhali Taluka Haveli Dist, P” (every name agrees; the PIN agrees; the flat agrees)
District * · the portal’s list
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Taluka *
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Index II (index 2 kadhbane.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Hadd name *
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Road * · 50 max
empty — the portal will not take a blank
from: the Index II / title deed
Landmark · 50 max
empty (optional)
from: optional
Block / Sector · 50 max
empty (optional)
from: optional
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (index 2 kadhbane.pdf)
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (index 2 kadhbane.pdf)
Second number type · the portal’s list
⚠ the papers print a number this box does not have: 411033 — from the sanction letter (A2 kadbhane.pdf). Put it here if it belongs to this pr
from: optional (SECTOR / HISSA / OLD CTS / SHEET …)
Second number · 50 max
⚠ the papers print a number this box does not have: 411033 — from the sanction letter (A2 kadbhane.pdf). Put it here if it belongs to this pr
from: optional
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Index II (index 2 kadhbane.pdf)
Floor * · 3 max
the portal gets “10”
✓ read by EzDocs (document is in Marathi)
from: the Index II (index 2 kadhbane.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Index II (index 2 kadhbane.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
⚠ from the Aadhaar (KYC Kadbhane.pdf), p.4 — not the Index II — check
from: the Aadhaar (KYC Kadbhane.pdf), p.4 — “मूल्यांकन पत्रक (शहरी क्षेत्र - बांधीव)”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (index 2 kadhbane.pdf)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Carpet or built-up · the portal’s list
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
Title deed no / year / SRO * · 250 max
✓ in the document
from: the Index II (index 2 kadhbane.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
from: the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
01/10/2026
✓ in the document
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (SUCHITA GAJANAN KADBHANE)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf): the same address — “FLAT NO 3, MEGHA COMPLEX SAMBHAJI NAGAR, CHINCHWAD,., Pune, MAHARASHTRA, 411033, Pune, India”
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the Aadhaar (KYC Kadbhane.pdf)
from: the Aadhaar (KYC Kadbhane.pdf), p.3 — “नाम/Name SUCHITA GAJANAN KADBHANE”
Middle name · 50 max
✓ in the document
✓ also on the Aadhaar (KYC Kadbhane.pdf)
from: the Aadhaar (KYC Kadbhane.pdf), p.3 — “नाम/Name SUCHITA GAJANAN KADBHANE”
Last name * · 50 max
✓ in the document
✓ also on the Aadhaar (KYC Kadbhane.pdf)
from: the Aadhaar (KYC Kadbhane.pdf), p.3 — “नाम/Name SUCHITA GAJANAN KADBHANE”
PAN * · 10 max
✓ in the document
from: the PAN card
Mobile * · 10 max
✓ in the document
from: the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
from: the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
Building * · 250 max
✓ in the document
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Aadhaar (KYC Kadbhane.pdf)
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
✓ in the document
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Aadhaar (KYC Kadbhane.pdf)
Road * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Area / sector · 250 max
✓ in the document
from: the Aadhaar (KYC Kadbhane.pdf)
PIN * · 6 max
✓ in the document
✓ also on the Index II (index 2 kadhbane .pdf)
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Aadhaar (KYC Kadbhane.pdf)
Village / city * · 250 max
✓ in the document
✓ also on the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
from: the Aadhaar (KYC Kadbhane.pdf)
District · 250 max
✓ in the document
from: the Aadhaar (KYC Kadbhane.pdf)
State · 250 max
✓ in the document
from: the Aadhaar (KYC Kadbhane.pdf)

Mortgagor page — party 2 (GAJANAN DIGAMBARRAO KADHBHANE)

The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
✓ in the document
from: the PAN card
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN BCXXXXXX8Q — check
✓ also on the Aadhaar (KYC Kadbhane.pdf)
from: the Aadhaar (KYC Kadbhane.pdf), p.1 — “स्थायी लेख्खा संख्या कार्ड Permanent Account Number Card BCXPK7468Q”
Mobile * · 10 max
empty — the portal will not take a blank
from: the sanction letter / KFS, or the branch's mail
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
Road * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Area / sector · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
PIN * · 6 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
Village / city * · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
District · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
State · 250 max
⚠ where the borrower LIVES, from the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf) — check it against the Aadhaar
from: the Aadhaar
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
3721200
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.10
✓ in the document
from: the letter prints 13.15% - 5.05% = 8.1% — the loan's rate is 8.1%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH012131432202627E
✓ in the document
Paid amount
26170.00
✓ in the document
Challan date
15/10/2026
✓ in the document
DHC PRN
—
empty (optional)
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 15 Oct 18:24: filled 1 box(es) from index 2 kadhbane.pdf, CustomerDocument068e200000kxRU0AAM.pdf, A2 kadbhane.pdf, KYC Kadbhane.pdf; still empty: pan (person 1), home floor (person 1), home road (person 1), email (person 2), mobile (person 2), home building (person 2), home floor (person 2), home flat (person 2) · 4 box(es) confirmed by a second paper
⚠ the Index II does not print property type (taken from the Aadhaar) — the Index II’s own boxes were kept; check these against that paper.
⚠ found floor = “00” in the Index II but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found building = “आपलं घर” in the Index II but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found floor = “00” in the Index II but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found flat = “जी 301” in the Index II but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH012131432202627E.
District *
Pune
✓ on the case
from: the Index II (index 2 kadhbane.pdf)
SRO office
HAVELI 26 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
11163.60
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
0.00
✓ on the case
from: the fee engine
Payer (first party) *
SUCHITA GAJANAN KADBHANE
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
DVKPK2595A
✓ on the case
from: the PAN card
Payer mobile (the receipt SMS goes here) *
9130930068
✓ on the case
from: the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 1002 10TH FLOOR WING F SANTIAGO SKYARC GAT NO 1582
✓ on the case
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
VILLAGE CHIKHALI TALUKA HAVELI DIST PUNE
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (index 2 kadhbane.pdf)
PIN
411062
✓ on the case
from: the sanction letter (CustomerDocument068e200000kxRU0AAM.pdf)
Consideration (the loan amount) *
3721200
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
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