Cases / NOI-2026-03574
Sandesh Balu Gawali
LAN 77000359968
Challan paid · our move
File on IGRAll documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (15)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹18,070.15CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹18,050 receivedfound by its UTR
Stamp duty 0.3%6,010
Registration fee 0.5%10,010
Government handling350
Our service fee1,700.15
Total we ask for18,070.15
the branch’s receipt claims ₹18,050 734914843339
paid 13:27:36 · verified 13:31:27 · 3 min 51 s later
How we know
Our own bank told us — 13:27
₹18,050 · UTR 734914843339 · from VM-HDFCBN-S
“Successful! You have received Rs. 18050.00 via HDFC Bank SmartHub Vyapar from SANDESH BA. RRN-734914843339, Check: https://1.hdfc.bank.in/HDFCBK/s/Pxg98y3k”
Matched by: by UTR — the bank's reference is the one on the screenshot · moved here from a case that had it on the amount alone — this case's screenshot names the very amount
By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹18,050 — accept as full (₹20.15 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 45 minour time · 14:15
Index II —not yet
the NOI team 2 h 49 minthe branch 5 h 17 mintotal 8 h 06 min so far
Now with the NOI team — e-filing on IGR
since 19:33 — 2 h 03 min of working time
Day by day — every step and who held it
13:29Your branch's mail
13:29Payment landedat once
13:31Papers read+1 min · the NOI team
13:31Fee quotedat once
13:31Papers readat once
13:31Payment verifiedat once
13:32Papers read+1 min · the NOI team
13:32Ready for the challanat once
13:32Property readat once
14:15Challan made+43 min · the NOI team
19:31Papers from your branch+5 h 17 min · the branch
19:33Papers read+1 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹20,00,000
Loan account no.
77000359968
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
See the boxes — read from the Index II
District
Nashik
Taluka
Nashik
Village
Chandshi
Number type
SURVEY
Number
62/1, 62/2, 63, 64
Building
Aradhya Pearl
Floor
3rd
Flat / shop no
302
Area
73.28
Hadd
(empty)
Read from the Index II on file — the government's own words for this property. Gawali index 2.pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• Pushpa Balu Gavali is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person
• 4 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: taluka, road, Second number, Property type
• changed — village: the case held CHANDSHI; filled CHANDASI — EzDocs (reading the whole file), from technical report, reads it so
• changed — landmark: the case held NEAR OLIVE RESTAURENT, AMBAD IND COMPLEX; filled NEAR OLIVE RESTAURENT — EzDocs (reading the whole file), from technical report, reads it so
• changed — block/sector: the case held CHANDASI; filled AMBAD IND COMPLEX — EzDocs (reading the whole file), from technical report, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 2
| The PAN card | GAVALI SUMEET B |
| The sanction letter DIFFERS | SUMEET BALU GAVALI |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided all the required documents and payment screenshot. The team needs to provide the fee quote.
the history says the next move is with the NOI team — fee quote
✓ loan papers sent — done, mail 1 (2026-10-15) “All Required documents and payment screenshot attached for reference.”
✓ fee paid — the branch's words — done, mail 1 (2026-10-15) “All Required documents and payment screenshot attached for reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-15) “All Required documents and payment screenshot attached for reference.”
read over 1 mail(s), last mail 2026-10-15 · read 8h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012086458202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SD
siddhesh.dixit@icicihfc.com icicihfc.com
15 Oct, 13:29 · 8h ago THE FIRST MAIL — how this case began
15 Oct, 13:29 · 8h ago THE FIRST MAIL — how this case began
PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
📎 IMG-20261015-WA0021.jpg↗📎 Sumit pan card (1).jpg↗📎 KFSLetter_77000359968.pdf↗📎 Pic mom PUSHPA.jpg↗📎 Pic Sumeet.jpg↗📎 Sumit aadhar (1).jpg↗📎 Pushpa aadhar (1).pdf↗📎 Pushpa pan (1).pdf↗📎 Sandesh pan (1).pdf↗📎 Sandesh aadhar (1).pdf↗📎 Sandesh photo (1).jpg↗📎 HRQ-26-173295_INDProcessRequest_2500320261↗
All Required documents and payment screenshot attached for reference.
Customer nameSANDESH BALU GAWALI
Loan account (LAN)77000359968
Loan amount₹20,00,000
Stamp duty 0.30%₹6,000
Registration fee 0.50%₹10,000
DHC₹350
Total₹18,050
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT )
NOI | LAP
NOI SERIVCE FEE1700
Thanks & Regards
Siddhesh Dixit
DMA- Manager
🤖 read: documents attached — “2000000”
3 more mails in between — open
SD
siddhesh.dixit@icicihfc.com icicihfc.com
15 Oct, 13:54 · 7h ago
15 Oct, 13:54 · 7h ago
Dear Team,
Please share chalan .
Thanks & Regards
Siddhesh Dixit
DMA- Manager
earlier mails quoted below
________________________________
From: Siddhesh Dixit /DIST/ICICIHFC/NAS
Sent: Thursday, October 15, 2026 1:29 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS <sonawane.hemant@icicihfc.com>; Yogesh Gadekar /DIST/ICICIHFC/NAS <yogesh.gadekar@icicihfc.com>; Rohan Rupwate /DISTP/ICICIHFC/NAS <rohan.rupwate@icicihfc.com>; Rushikesh Pawar /DIST/ICICIHFC/NAS <rushikesh.pawar@icicihfc.com>
Subject: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
All Required documents and payment screenshot attached for reference.
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
SANDESH BALU GAWALI
LAN NO
77000359968
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT)
NOI | LAP
LOAN AMOUNT WITH INSURANCE
2000000
0.30%
6000
0.50%
10000
NOI SERIVCE FEE
1700
DHC
350
TOTAL AMOUNT PAYABLE
18,050
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
Thanks & Regards
Siddhesh Dixit
DMA- Manager
🤖 read: asks for the challan — “Please share chalan .”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 14:19 · 7h ago
15 Oct, 14:19 · 7h ago
Team
PFA Chalan for for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 13:54, Siddhesh Dixit /DIST/ICICIHFC/NAS <
siddhesh.dixit@icicihfc.com> wrote:
Dear Team,
Please share chalan.
*Thanks & Regards*
*Siddhesh Dixit*
*DMA- Manager*
------------------------------
*From:* Siddhesh Dixit /DIST/ICICIHFC/NAS
*Sent:* Thursday, October 15, 2026 1:29 PM
*To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Cc:* Hemant Sonawane /DIST/ICICIHFC/NAS <sonawane.hemant@icicihfc.com>;
Yogesh Gadekar /DIST/ICICIHFC/NAS <yogesh.gadekar@icicihfc.com>; Rohan
Rupwate /DISTP/ICICIHFC/NAS <rohan.rupwate@icicihfc.com>; Rushikesh Pawar
/DIST/ICICIHFC/NAS <rushikesh.pawar@icicihfc.com>
*Subject:* PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU
GAWALI--77000359968.
All Required documents and payment screenshot attached for reference.
Kindly do the needful.
*CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
*APPLICANT NAME*
*SANDESH BALU GAWALI*
*LAN NO*
*77000359968*
*CASE INITIATION BRANCH NAME*
*NASHIK ROAD*
*CASE TYPE (PLS MENTION IT)*
*NOI | LAP*
*LOAN AMOUNT WITH INSURANCE*
*2000000*
*0.30%*
*6000*
*0.50%*
*10000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*18,050*
**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*
*Thanks & Regards*
*Siddhesh Dixit*
*DMA- Manager*
🤖 read: challan shared ✓ — “PFA Chalan for for your reference.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 14:19 · 7h ago
15 Oct, 14:19 · 7h ago
Team,
For NOI filing, we need the Index 2 copy andcolour selfie photo of the applicant
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 14:19, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
PFA Chalan for for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Thu, 15 Oct 2026 at 13:54, Siddhesh Dixit /DIST/ICICIHFC/NAS < siddhesh.dixit@icicihfc.com > wrote:
Dear Team,
Please share chalan.
Thanks & Regards
Siddhesh Dixit
DMA- Manager
From: Siddhesh Dixit /DIST/ICICIHFC/NAS
Sent: Thursday, October 15, 2026 1:29 PM
To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS < sonawane.hemant@icicihfc.com >; Yogesh Gadekar /DIST/ICICIHFC/NAS < yogesh.gadekar@icicihfc.com >; Rohan Rupwate /DISTP/ICICIHFC/NAS < rohan.rupwate@icicihfc.com >; Rushikesh Pawar /DIST/ICICIHFC/NAS < rushikesh.pawar@icicihfc.com >
Subject: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
All Required documents and payment screenshot attached for reference.
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
SANDESH BALU GAWALI
LAN NO
77000359968
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT)
NOI | LAP
LOAN AMOUNT WITH INSURANCE
2000000
0.30%
6000
0.50%
10000
NOI SERIVCE FEE
1700
DHC
350
TOTAL AMOUNT PAYABLE
18,050
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
Thanks & Regards
Siddhesh Dixit
DMA- Manager
🤖 read: asks the branch for documents — “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”
SD
siddhesh.dixit@icicihfc.com icicihfc.com
15 Oct, 19:31 · 2h ago
15 Oct, 19:31 · 2h ago
Dear Team,
Please Find Index 2 and Colour photo For NOI.
Thanks & Regards
Siddhesh Dixit
DMA- Manager
earlier mails quoted below
________________________________
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Thursday, October 15, 2026 2:19 PM
To: Siddhesh Dixit /DIST/ICICIHFC/NAS <siddhesh.dixit@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS <sonawane.hemant@icicihfc.com>; Yogesh Gadekar /DIST/ICICIHFC/NAS <yogesh.gadekar@icicihfc.com>; Rohan Rupwate /DISTP/ICICIHFC/NAS <rohan.rupwate@icicihfc.com>; Rushikesh Pawar /DIST/ICICIHFC/NAS <rushikesh.pawar@icicihfc.com>
Subject: Re: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team
PFA Chalan for for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Thu, 15 Oct 2026 at 13:54, Siddhesh Dixit /DIST/ICICIHFC/NAS <siddhesh.dixit@icicihfc.com<mailto:siddhesh.dixit@icicihfc.com>> wrote:
Dear Team,
Please share chalan.
Thanks & Regards
Siddhesh Dixit
DMA- Manager
________________________________
From: Siddhesh Dixit /DIST/ICICIHFC/NAS
Sent: Thursday, October 15, 2026 1:29 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in<mailto:icicihfcnoi@ezdocs.co.in>>
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS <sonawane.hemant@icicihfc.com<mailto:sonawane.hemant@icicihfc.com>>; Yogesh Gadekar /DIST/ICICIHFC/NAS <yogesh.gadekar@icicihfc.com<mailto:yogesh.gadekar@icicihfc.com>>; Rohan Rupwate /DISTP/ICICIHFC/NAS <rohan.rupwate@icicihfc.com<mailto:rohan.rupwate@icicihfc.com>>; Rushikesh Pawar /DIST/ICICIHFC/NAS <rushikesh.pawar@icicihfc.com<mailto:rushikesh.pawar@icicihfc.com>>
Subject: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
All Required documents and payment screenshot attached for reference.
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
SANDESH BALU GAWALI
LAN NO
77000359968
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT)
NOI | LAP
LOAN AMOUNT WITH INSURANCE
2000000
0.30%
6000
0.50%
10000
NOI SERIVCE FEE
1700
DHC
350
TOTAL AMOUNT PAYABLE
18,050
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
Thanks & Regards
Siddhesh Dixit
DMA- Manager
🤖 read: asks for the Index II, the e-filing copy; documents attached — “Please Find Index 2 and Colour photo For NOI.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 19:34 · 2h ago
15 Oct, 19:34 · 2h ago
Team
we will process the NOI for the same.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:32, Siddhesh Dixit /DIST/ICICIHFC/NAS < siddhesh.dixit@icicihfc.com > wrote:
Dear Team,
Please Find Index 2 and Colour photo For NOI.
Thanks & Regards
Siddhesh Dixit
DMA- Manager
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Thursday, October 15, 2026 2:19 PM
To: Siddhesh Dixit /DIST/ICICIHFC/NAS < siddhesh.dixit@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS < sonawane.hemant@icicihfc.com >; Yogesh Gadekar /DIST/ICICIHFC/NAS < yogesh.gadekar@icicihfc.com >; Rohan Rupwate /DISTP/ICICIHFC/NAS < rohan.rupwate@icicihfc.com >; Rushikesh Pawar /DIST/ICICIHFC/NAS < rushikesh.pawar@icicihfc.com >
Subject: Re: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team
PFA Chalan for for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Thu, 15 Oct 2026 at 13:54, Siddhesh Dixit /DIST/ICICIHFC/NAS < siddhesh.dixit@icicihfc.com > wrote:
Dear Team,
Please share chalan.
Thanks & Regards
Siddhesh Dixit
DMA- Manager
From: Siddhesh Dixit /DIST/ICICIHFC/NAS
Sent: Thursday, October 15, 2026 1:29 PM
To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Cc: Hemant Sonawane /DIST/ICICIHFC/NAS < sonawane.hemant@icicihfc.com >; Yogesh Gadekar /DIST/ICICIHFC/NAS < yogesh.gadekar@icicihfc.com >;
Rohan Rupwate /DISTP/ICICIHFC/NAS < rohan.rupwate@icicihfc.com >; Rushikesh Pawar /DIST/ICICIHFC/NAS < rushikesh.pawar@icicihfc.com >
Subject: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
All Required documents and payment screenshot attached for reference.
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
SANDESH BALU GAWALI
LAN NO
77000359968
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT)
NOI | LAP
LOAN AMOUNT WITH INSURANCE
2000000
0.30%
6000
0.50%
10000
NOI SERIVCE FEE
1700
DHC
350
TOTAL AMOUNT PAYABLE
18,050
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
Thanks & Regards
Siddhesh Dixit
DMA- Manager
🤖 read: The NOI team will process the NOI.
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261015-WA0021.jpg | filed | 8h ago |
| PAN card | Sumit pan card (1).jpg | filed | 8h ago |
| Sanction letter+ Bank's calculation sheet inside | KFSLetter_77000359968.pdf | filed | 8h ago |
| Selfie / photo | Pic mom PUSHPA.jpg | CANNOT BE READ — clear copy asked | 8h ago |
| Selfie / photo | Pic Sumeet.jpg | CANNOT BE READ — clear copy asked | 8h ago |
| Aadhaar card | Sumit aadhar (1).jpg | filed | 8h ago |
| Aadhaar card | Pushpa aadhar (1).pdf | filed | 8h ago |
| PAN card | Pushpa pan (1).pdf | filed | 8h ago |
| PAN card | Sandesh pan (1).pdf | filed | 8h ago |
| Aadhaar card | Sandesh aadhar (1).pdf | filed | 8h ago |
| Selfie / photo | Sandesh photo (1).jpg | filed | 8h ago |
| Technical report | HRQ-26-173295_INDProcessRequest_2500320261008192731027 (1).pdf | filed | 8h ago |
| Paid challan (GRAS) | GAWALI SANDESH BALU EchallanMH012086458202627E.pdf | filed | 7h ago |
| Index IIthe branch sent this — an input | Gawali index 2.pdf | filed | 2h ago |
| Selfie / photo | Gawali photo.pdf | filed | 2h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹18,070.15
₹18,070.15
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹18,050 734914843339
₹18,050 734914843339
Paid at
13:27:36
13:27:36
Verified on
13:31:27
13:31:27
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,010 | ₹10,010 | ₹350 | ₹1,700 | ₹18,070 |
By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
61 of 82 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Mobile (person 1), E-mail (person 1), Building (person 1) …
24 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-173295_INDProcessRequest_2500320261008192731027 (1).p
Property Address line
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR, AARADHYA PEARL S NO 62/1/62/2/63/64 ,PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT,CHANDASI TAL AND DIST NASHIK.
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR, AARADHYA PEARL S NO 62/1/62/2/63/64 ,PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT,CHANDASI TAL AND DIST NASHIK.
Legal Address line
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT CHANDASI TAL AND DIST NASHIK.
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT CHANDASI TAL AND DIST NASHIK.
PIN
422010
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR
Locality/Road
OLIVE RESTAURENT CHANDASI TAL AND DIST NASHIK
OLIVE RESTAURENT CHANDASI TAL AND DIST NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | GAVALI SUMEET B | ATKPG7884K | |
| co_mortgagor | Sumeet Balu Gavali | …7245 | |
| co_mortgagor | Pushpa Balu Gavali | CTOPG0615C | …3122 |
| mortgagor | SANDESH BALU GAWALI | ATAPG7123M | …3063 |
| co_mortgagor | PUSHPA BALU GAVALI | CTOPG0615C |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | siddhesh.dixit@icicihfc.com | 8h ago |
| acknowledgement | siddhesh.dixit@icicihfc.com | 8h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter KFSLetter_77000359968.pdf needs your check
lan
77000359968
77000359968
legible
True
True
purpose
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
loan type
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000359968)', "the sanctioned amount's digits and word
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000359968)', "the sanctioned amount's digits and word
rate words
11.00 % p.a. Floating; IHPLR 18.9 % less 7.90 %
11.00 % p.a. Floating; IHPLR 18.9 % less 7.90 %
loan amount
2000000.0
2000000.0
rate spread
-7.9
-7.9
final amount
2000000.0
2000000.0
interest rate
11.0
11.0
sanction date
09/10/2026
09/10/2026
reference rate
18.9
18.9
applicant email
gawalisandesh24@gmail.com
gawalisandesh24@gmail.com
applicant names
SANDESH BALU GAWALI, PUSHPA BALU GAVALI, SUMEET BALU GAVALI
SANDESH BALU GAWALI, PUSHPA BALU GAVALI, SUMEET BALU GAVALI
printed altered
False
False
sourced through
284594 - URBAN MONEY PRIVATE LIMITED
284594 - URBAN MONEY PRIVATE LIMITED
applicant mobile
9130263453
9130263453
balance transfer
False
False
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
SERVE NO. 889/5/1/5/15, AMOD, Indira Nagar (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009
SERVE NO. 889/5/1/5/15, AMOD, Indira Nagar (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009
raw reading (for Abhijit)
{'lan': '77000359968', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000359968)', "the sanctioned amount's digits and words agree (2000000)", 'the rate is the benchmark less the spread (18.9 - 7.90 = 11.0)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '11.00 % p.a. Floating; IHPLR 18.9 % less 7.90 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -7.9, 'final_amount': 2000000.0, 'interest_rate': 11.0, 'quality_issue': None, 'sanction_date': '09/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'gawalisandesh24@gmail.com', 'applicant_names': ['SANDESH BALU GAWALI', 'PUSHPA BALU GAVALI', 'SUMEET BALU GAVALI'], 'printed_altered': False, 'sourced_through': '284594 - URBAN MONEY PRIVATE LIMITED', 'applicant_mobile': '9130263453', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'SERVE NO. 889/5/1/5/15, AMOD, Indira Nagar (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009'}Payment screenshot IMG-20261015-WA0021.jpg needs your check
utr
734914843339
734914843339
date
2026-10-15
2026-10-15
time
13:27
13:27
amount
18050
18050
method
UPI
UPI
payee upi
vyapar.176902381429@hdfcbank
vyapar.176902381429@hdfcbank
payee name
ADV RASHMI SINGH AND ASSOCIATES
ADV RASHMI SINGH AND ASSOCIATES
raw reading (for Abhijit)
{'utr': '734914843339', 'date': '2026-10-15', 'time': '13:27', 'amount': 18050, 'method': 'UPI', 'payee_upi': 'vyapar.176902381429@hdfcbank', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': None, 'debit_notification_text': None}PAN card Sumit pan card (1).jpg needs your check
dob
1987-10-02
1987-10-02
pan
ATKPG7884K
ATKPG7884K
name
GAVALI SUMEET B
GAVALI SUMEET B
legible
True
True
father name
BALU ARJUN GAVALI
BALU ARJUN GAVALI
raw reading (for Abhijit)
{'dob': '1987-10-02', 'pan': 'ATKPG7884K', 'name': 'GAVALI SUMEET B', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BALU ARJUN GAVALI', 'aadhaar_last4': None, 'quality_issue': None}Selfie / photo Pic mom PUSHPA.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Selfie / photo Pic Sumeet.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
face visible
True
True
quality issue
this is a photograph of a printed photo, not a live selfie
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}Aadhaar card Sumit aadhar (1).jpg needs your check
dob
1987-01-01
1987-01-01
name
Sumeet Balu Gavali
Sumeet Balu Gavali
mobile
9850894624
9850894624
address
pin: 422013; area: SAVARKAR NAGAR, SAVARKAR NAGAR; flat: 7; state: Maharashtra; district: Nashik; post_office: Sawarkar Nagar; Village: Nashik
pin: 422013; area: SAVARKAR NAGAR, SAVARKAR NAGAR; flat: 7; state: Maharashtra; district: Nashik; post_office: Sawarkar Nagar; Village: Nashik
legible
True
True
aadhaar last4
7245
7245
raw reading (for Abhijit)
{'dob': '1987-01-01', 'pan': None, 'name': 'Sumeet Balu Gavali', 'mobile': '9850894624', 'address': {'pin': '422013', 'area': 'SAVARKAR NAGAR, SAVARKAR NAGAR', 'flat': '7', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Sawarkar Nagar', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7245', 'quality_issue': None}PAN card Sandesh pan (1).pdf needs your check
dob
1984-04-24
1984-04-24
pan
ATAPG7123M
ATAPG7123M
name
GAWALI SANDESH BALU
GAWALI SANDESH BALU
legible
True
True
father name
BALU ARJUN GAWALI
BALU ARJUN GAWALI
raw reading (for Abhijit)
{'dob': '1984-04-24', 'pan': 'ATAPG7123M', 'name': 'GAWALI SANDESH BALU', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BALU ARJUN GAWALI', 'aadhaar_last4': None, 'quality_issue': None}PAN card Pushpa pan (1).pdf needs your check
dob
1965-08-22
1965-08-22
pan
CTOPG0615C
CTOPG0615C
name
PUSHPA BALU GAVALI
PUSHPA BALU GAVALI
legible
True
True
father name
BALIRAM GENDA NAHIRE
BALIRAM GENDA NAHIRE
raw reading (for Abhijit)
{'dob': '1965-08-22', 'pan': 'CTOPG0615C', 'name': 'PUSHPA BALU GAVALI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BALIRAM GENDA NAHIRE', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card Pushpa aadhar (1).pdf needs your check
dob
1965-08-22
1965-08-22
name
Pushpa Balu Gavali
Pushpa Balu Gavali
mobile
9011092208
9011092208
address
pin: 422013; area: Sawarkar Nagar; road: Gangapur Road; state: Maharashtra; building: 7 Suman Appatment; district: Nashik; Village: Nashik
pin: 422013; area: Sawarkar Nagar; road: Gangapur Road; state: Maharashtra; building: 7 Suman Appatment; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
3122
3122
raw reading (for Abhijit)
{'dob': '1965-08-22', 'pan': None, 'name': 'Pushpa Balu Gavali', 'mobile': '9011092208', 'address': {'pin': '422013', 'area': 'Sawarkar Nagar', 'flat': None, 'road': 'Gangapur Road', 'floor': None, 'state': 'Maharashtra', 'building': '7 Suman Appatment', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3122', 'quality_issue': None}Aadhaar card Sandesh aadhar (1).pdf needs your check
dob
1984-04-24
1984-04-24
name
Sandesh Balu Gawali
Sandesh Balu Gawali
address
pin: 422009; area: SERVE NO.889/5/1/5/15, NEAR PANCHALI ROW HOUSE, RAJIV NAGAR, INDIRA NAGAR; state: Maharashtra; building: AMOD; district: Nashik; Village: Nashik
pin: 422009; area: SERVE NO.889/5/1/5/15, NEAR PANCHALI ROW HOUSE, RAJIV NAGAR, INDIRA NAGAR; state: Maharashtra; building: AMOD; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
3063
3063
raw reading (for Abhijit)
{'dob': '1984-04-24', 'pan': None, 'name': 'Sandesh Balu Gawali', 'mobile': None, 'address': {'pin': '422009', 'area': 'SERVE NO.889/5/1/5/15, NEAR PANCHALI ROW HOUSE, RAJIV NAGAR, INDIRA NAGAR', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'AMOD', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3063', 'quality_issue': None}Selfie / photo Sandesh photo (1).jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}Technical report HRQ-26-173295_INDProcessRequest_2500320261008192731027 (1).pdf needs your check
found
True
True
found in
PROPERTY ADDRESS / INDIVIDUAL TECHNICAL REPORT
PROPERTY ADDRESS / INDIVIDUAL TECHNICAL REPORT
area sq m
73.21
73.21
paper for
loan_ref: 77000359968; report_id: HRQ-26-173295; customer_name: Sandesh Balu Gawali
loan_ref: 77000359968; report_id: HRQ-26-173295; customer_name: Sandesh Balu Gawali
confidence
0.98
0.98
reading486
property
property
address lines
taken: legal; legal_address: Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.; property_address: Family Unit Flat No 302 O
taken: legal; legal_address: Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.; property_address: Family Unit Flat No 302 O
property address
pin: 422010; state: Maharashtra; taluka: Nashik; Flat no: Flat No 302; district: Nashik; Floor: Third Floor; landmark: Near Olive Restaurent, Ambad Ind Complex; Address: Family Unit Flat No 302 On Third Floor Aar
pin: 422010; state: Maharashtra; taluka: Nashik; Flat no: Flat No 302; district: Nashik; Floor: Third Floor; landmark: Near Olive Restaurent, Ambad Ind Complex; Address: Family Unit Flat No 302 On Third Floor Aar
security address verbatim
Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.
Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS / INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 73.21, 'paper_for': {'loan_ref': '77000359968', 'report_id': 'HRQ-26-173295', 'customer_name': 'Sandesh Balu Gawali'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.', 'property_address': 'Family Unit Flat No 302 On Third Floor, Aaradhya Pearl S No 62/1/62/2/63/64 ,Plot No 308 And 309 Near Olive Restaurent,Chandasi Tal And Dist Nashik.'}, 'property_address': {'pin': '422010', 'road': None, 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': 'Flat No 302', 'district': 'Nashik', 'floor_no': 'Third Floor', 'landmark': 'Near Olive Restaurent, Ambad Ind Complex', 'full_address': 'Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.', 'village_city': 'Chandasi', 'building_name': 'Aaradhya Pearl', 'survey_or_cts_no': 'S No 62/1/62/2/63/64, Plot No 308 And 309'}, 'security_address_verbatim': 'Family Unit Flat No 302 On Third Floor Aaradhya Pearl S No 62/1/62/2/63/64 Plot No 308 And 309 Near Olive Restaurent Chandasi Tal And Dist Nashik.'}Paid challan (GRAS) GAWALI SANDESH BALU EchallanMH012086458202627E.pdf needs your check
grn
MH012086458202627E
MH012086458202627E
pin
422010
422010
total
16020.0
16020.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101500921
03006172026101500921
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
ATAXXXXXXM
ATAXXXXXXM
flat block
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR,
FAMILY UNIT FLAT NO 302 ON THIRD FLOOR,
payer name
GAWALI SANDESH BALU
GAWALI SANDESH BALU
sro office
NSK4_NASHIK 4 JOINT SUB REGISTRAR
NSK4_NASHIK 4 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000
scheme rows
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3453
XXXXXX3453
payment date
15/10/2026-14:15:16
15/10/2026-14:15:16
road locality
AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT, CHANDASI TAL AND DIST
AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT, CHANDASI TAL AND DIST
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
ICICI HOME FINANCE COMPANY LTD
consideration amount
2000000
2000000
raw reading (for Abhijit)
{'grn': 'MH012086458202627E', 'pin': '422010', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500921', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ATAXXXXXXM', 'flat_block': 'FAMILY UNIT FLAT NO 302 ON THIRD FLOOR,', 'payer_name': 'GAWALI SANDESH BALU', 'sro_office': 'NSK4_NASHIK 4 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3453', 'payment_date': '15/10/2026-14:15:16', 'road_locality': 'AARADHYA PEARL S NO 62/1/62/2/63/64 PLOT NO 308 AND 309 NEAR OLIVE RESTAURENT, CHANDASI TAL AND DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2000000'}Selfie / photo Gawali photo.pdf needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 45m ago | EzDocs | reader_efiling_verdict | {'fp': '3f7285ed8326f7d2', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'This required field is empty.', 'page': 'Start page', 'level': 'STOP', 'quote': |
| 45m ago | EzDocs | reader_mail_addition | {'fp': 'e09ea125cd2fdef6', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 1h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Gawali index 2.pdf', 'kind': 'index2'} |
| 1h ago | EzDocs | document_read_again | {'why': 'this file was stored but its reading never finished (EzDocs was busy, or it timed out) — read again by the ten-minute check, the same way it arrived', 'file': 'Gawali index 2.pdf', 'type': 'index2', 'doc_id': 'ddc3dcf3 |
| 1h ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 1h ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Gawali index 2.pdf', 'changed': {'Flat no': {'was': 'Flat No 302', 'index2 |
| 1h ago | EzDocs | index2_people_checked | {'doc_id': 'ddc3dcf3-3e1c-4f30-9a15-cca0e56919ed', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Pushpa Balu Gavali', 'pan_agrees': True}, {'score': 1.0, 'person': 'SANDESH BALU GAWALI', 'pan_agrees': True}, {'scor |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T14:03:17', 'why': 'mail', 'open': 22, 'mails': [{'at': '2026-10-15 07:59', 'id': '1a13e93fe039f956', 'from': 'branch', 'gist': 'Bank branch attached all required documents and payment screens |
| 2h ago | EzDocs | mail_against_file490 | {'at': '2026-10-15T14:03:16', 'asks': [], 'gist': 'The branch sent the Index II and a photo for the NOI filing.', 'next': 'The team needs to check the newly provided photo and Index II against the open points.', 'brought |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T14:03:14', 'why': 'paper', 'open': 22, 'mails': [{'at': '2026-10-15 07:59', 'id': '1a13e93fe039f956', 'from': 'branch', 'gist': 'Bank branch attached all required documents and payment screen |
| 2h ago | EzDocs | paper_against_file490 | {'at': '2026-10-15T14:03:12', 'why': 'The Index II is now on file.', 'file': 'Gawali index 2.pdf', 'kinds': ['index2', 'index2'], 'doc_id': 'ddc3dcf3-3e1c-4f30-9a15-cca0e56919ed', 'belongs': True, 'changes': [], 'supplie |
| 2h ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 12.6, 'workers': 2} |
| 2h ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': '07d4dd40-8ba8-4c78-826d-8ce0aed93d6d', 'confidence': 0.9} |
| 2h ago | EzDocs | document_received | {'file': 'Gawali photo.pdf', 'doc_type': 'selfie', 'confidence': 0.9} |
| 2h ago | EzDocs | document_received | {'file': 'Gawali index 2.pdf', 'doc_type': 'index2', 'confidence': 1.0} |
| 7h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'dabeb624-33b7-4f85-8645-e5661178a822'} |
| 7h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 7h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'GAWALI SANDESH BALU EchallanMH012086458202627E.pdf', 'kind': |
| 7h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'GAWALI SANDESH BALU |
| 7h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK4_NASHIK 4 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 7h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012086458202627E', 'file': 'GAWALI SANDESH BALU EchallanMH012086458202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 7h ago | EzDocs | challan_extracted | {'grn': 'MH012086458202627E', 'file': 'GAWALI SANDESH BALU EchallanMH012086458202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16020.0} |
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 14:19 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 7h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '525093', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 7h ago | EzDocs | quoted_history_checked | {} |
| 7h ago | Nikhil | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 7h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 7h ago | EzDocs | paper_locate | {'fp': '6e31ec37b953f035', 'box': [294, 39, 703, 960], 'why': 'The PAN card with the number ATAPG7123M is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'fbb0306c-43f2-4990-82e1-41279 |
| 7h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': [{'by': 'papers', 'box': 'Prope |
| 7h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03574'} |
Case diary the case’s history — what happened, newest day first
Papers
All 8 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹18,050 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct51 things
EzDocs checked the e-filing boxes against the papers
EzDocs took 61 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The branch's title document is on the case — the filing is the NOI team's move
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
Gawali photo.pdf
Received: Index II
Gawali index 2.pdf
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
GAWALI SANDESH BALU EchallanMH012086458202627E.pdf
An old draft withdrew itself — its asks were already answered
Nikhil pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
The challan's address boxes were written from the papers
A box the papers had not filled was read off a paper and corrected
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Selfie checked — a live one
A real selfie — usable for the e-filing.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
Received: Technical report
HRQ-26-173295_INDProcessRequest_2500320261008192731027 (1).pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Selfie
Sandesh photo (1).jpg
An old draft withdrew itself — its asks were already answered
Co-applicant added
Co-applicant added
Co-applicant added
Received: Aadhaar
Sandesh aadhar (1).pdf
Received: PAN card
Sandesh pan (1).pdf
The loan amount was worked out from the papers
Received: PAN card
Pushpa pan (1).pdf
Received: Aadhaar
Pushpa aadhar (1).pdf
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Aadhaar
Sumit aadhar (1).jpg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Received: Selfie — not usable
Pic Sumeet.jpg — this is a photograph of a printed photo, not a live selfie
Received: Selfie — not usable
Pic mom PUSHPA.jpg — this is a photograph of a passport-size print, not a live selfie
Wrote the document chase mail — held, silent mode
Re: PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING --SANDESH BALU GAWALI--77000359968.
Co-applicant added
The branch's payment screenshot was read
No fee quote sent — the branch's own figures were right
This payment is counted on another case too — a person must say whose it is
Received: Sanction letter
KFSLetter_77000359968.pdf
Received: PAN card
Sumit pan card (1).jpg
Received: Payment screenshot
IMG-20261015-WA0021.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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