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Cases / NOI-2026-03671

Hufezamohamed Husain Mithaiwala

PNB_HFLLAN NHL/GHKP/0826/5187812 Challan paid · our move File on IGRAll documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
7 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC.pdfopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,850.26CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,820 receivedmatches the branch's receipt
The branch sent 2 receipts — 1 of 2 have reached our account:
✓₹27,820seen in our account · 7 Oct 11:53 · by its amount
₹27,820not seen in our account yet8097744244
The branch's receipt says ₹55,640 — ₹27,820 of it has not reached us yet. Look for a ₹27,820 credit.
Stamp duty 0.3%11,030
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.26
Total we ask for27,850.26
the branch’s receipt claims ₹55,640 628097744244
paid 7 Oct 11:53:28 · verified 17:19:57 · 9 d 5 h later
How we know
Our own bank told us — 7 Oct 11:53
₹27,820 · UTR 628097744244 · from BP-HDFCBN-S
“Successful! You have received Rs. 27820.00 via HDFC Bank SmartHub Vyapar from HUZFFA MOH. RRN-628097744244, Check: https://1.hdfc.bank.in/HDFCBK/s/nppodAZx”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹27,836. We ask ₹27,850 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 41 minour time · 18:15
Index II —not yet
the NOI team 1 h 26 minthe branch 23 mintotal 1 h 49 min so far
Now with the NOI team — e-filing on IGR
since 18:15 — 45 min of working time
Day by day — every step and who held it
17:11Your branch's mail
17:11Payment landedat once
17:19Papers read+8 min · the NOI team
17:19Property readat once
17:19Fee quoted+1 min · the NOI team
17:19Payment verifiedat once
17:43Papers from your branch+23 min · the branch
17:50Papers read+7 min · the NOI team
18:15Challan made+25 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹36,72,000
Loan account no.
NHL/GHKP/0826/5187812
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Number type is empty — the portal will not take a blank.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Mumbai
Taluka
Mumbai
Village
Tardeo
Number type
(empty)
Number
5216
Building
Nathani Heights
Floor
5th
Flat / shop no
Shop 5216
Area
60.28
Hadd
Mumbai Municipal Corporation
Read from the Index II on file — the government's own words for this property. INDEX 2.pdf open it
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012211588202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VK vishal.kanojia@phfl.com phfl.com
16 Oct, 17:11 · 1h ago
THE FIRST MAIL — how this case began
NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA
Dear Team,

Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA

Thanks & Regards, VISHAL KANOJIA ​Channel Manager – Ghatkopar Branch. ​
🤖 read: asks for the challan; documents attached — “Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
16 Oct, 17:27 · 1h ago

Team,

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 16 Oct 2026 at 17:19, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com> wrote: Dear Team, Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Thanks & Regards, *VISHAL KANOJIA* *​Channel Manager – Ghatkopar Branch.* *​*
🤖 read: The NOI Coordinator is sending regards.
OL The NOI teamTYPED IN GMAIL
16 Oct, 17:28 · 1h ago

Team,

Kindly share payment screenshot with date and time for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 16 Oct 2026 at 17:19, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com> wrote: Dear Team, Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Thanks & Regards, *VISHAL KANOJIA* *​Channel Manager – Ghatkopar Branch.* *​*
🤖 read: asks the branch for the payment — “Kindly share payment screenshot with date and time for challan process.”
VK vishal.kanojia@phfl.com phfl.com
16 Oct, 17:43 · 1h ago
Re[2]: NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA
Dear Team,

Screen Shot attached

Thanks & Regards , VISHAL KANOJIA ​ Channel Manager – Ghatkopar Branch. ​
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/16/26 17:29 To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com) Cc: Shekhar More (shekhar.more@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Samyukta Ranjeet Pulikal 1 (samyukta.pulikal1@phfl.com) Subject: Re: NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Exercise Secured by Check Point Team, Kindly share payment screenshot with date and time for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 16 Oct 2026 at 17:19, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote: Dear Team, Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Thanks & Regards, VISHAL KANOJIA ​ Channel Manager – Ghatkopar Branch. ​
🤖 read: asks for a payment receipt; documents attached — “Screen Shot attached”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:16 · 43m ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 17:49, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote: Dear Team, Screen Shot attached Thanks & Regards, VISHAL KANOJIA ​ Channel Manager – Ghatkopar Branch. ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/16/26 17:29 To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com) Cc: Shekhar More (shekhar.more@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Samyukta Ranjeet Pulikal 1 (samyukta.pulikal1@phfl.com) Subject: Re: NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Exercise Secured by Check Point Team, Kindly share payment screenshot with date and time for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 16 Oct 2026 at 17:19, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote: Dear Team, Kindly initiate NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA Thanks & Regards, VISHAL KANOJIA ​ Channel Manager – Ghatkopar Branch. ​
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261007-WA0003.jpg
filed 1h ago
Index IIthe branch sent this — an input INDEX 2.pdf
filed 1h ago
Sanction letter sanction letter hufeza.pdf
filed 1h ago
PAN card+ Aadhaar card inside KYC.pdf
filed 1h ago
Payment screenshot IMG-20261016-WA0054 (1).jpg
filed 1h ago
Paid challan (GRAS) HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf
filed 42m ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,850.26
Where it stands
VERIFIED — money received
Screenshot claims
₹55,640 628097744244
Paid at
7 Oct 11:53:28
Verified on
17:19:57

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,030₹15,000₹320 ₹1,500₹27,850
By law ₹27,836. We ask ₹27,850 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …)
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …)
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव:मुंबई मनपाइतर वर्णन :, इतर माहिती: शॉप क्र.5216,5 वा मजला, नाथानी हाईटस, डॉ.डी.बी.मार्ग, मुंबई सेन्ट्रल, मुंबई-400008.((C.T.S. Number : 1/332;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
sanction letter hufeza.pdf
as printed
SHOP NO 5216, 5TH FLOOR, NATHINI HEIGHTS, DR.D.B. MARG, MUMBAI CENTRAL, MUMBAI, ., MAHARASHTRA, INDIA, 400008
PIN
400008
the Index II
INDEX 2.pdf
the property
1) paalikeche naava:mumbai manapaaitara varnana :, itara maahiti: shopa kra.5216,5 vaa majalaa, naathaani haaitasa, do.di.bi.maarga, mumbai sentrala, mumbai-400008.((C.T.S. NUMBER : 1/332;))
PIN
400008
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 5216 5TH FLOOR NATHINI HEIGHTS
Locality/Road
DR D B MARG MUMBAI CENTRAL
Area/City
MUMBAI
check or correct a box, the papers beside it →
the Index II also prints: 1, 1/332, 5, BI, DI, DO, HAAITASA, ITARA, KRA, MAAHITI, MAARGA, MAJALAA, MANAPAAITARA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorHUZEFA MOHAMED HUSAIN MITHAIWALAAKAPM9828L…4078
co_mortgagorFatema Hozefa MithaiwalaCSOPM3270J…5301

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasevishal.kanojia@phfl.com 1h ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261007-WA0003.jpg needs your check
time
09:38
amount
27820
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': None, 'time': '09:38', 'amount': 27820, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
PAN card KYC.pdf needs your check
dob
1972-11-10
pan
AKAPM9828L
name
HUZEFA MOHAMED HUSAIN MITHAIWALA
address
pin: 400010; area: Mazgaon, Mhathar Pakhadi; flat: 12; road: Ramsheth Naik Road; floor: 3rd Floor; state: Maharashtra; building: Militia Apartment; district: Mumbai City; post_office: Mazgaon; Village: Mumbai
legible
True
father name
MOHAMED HUSAIN MITHAIWALA
aadhaar last4
4078
raw reading (for Abhijit)
{'dob': '1972-11-10', 'pan': 'AKAPM9828L', 'name': 'HUZEFA MOHAMED HUSAIN MITHAIWALA', 'mobile': None, 'address': {'pin': '400010', 'area': 'Mazgaon, Mhathar Pakhadi', 'flat': '12', 'road': 'Ramsheth Naik Road', 'floor': '3rd Floor', 'state': 'Maharashtra', 'building': 'Militia Apartment', 'district': 'Mumbai City', 'post_office': 'Mazgaon', 'village_city': 'Mumbai'}, 'legible': True, 'father_name': 'MOHAMED HUSAIN MITHAIWALA', 'aadhaar_last4': '4078', 'quality_issue': None}
Index II INDEX 2.pdf needs your check
kind
index2_input
extracted
pin: 400008; rows: {'r4_palika': 'मुंबई मनपाइतर', 'r11_serial': '6249/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-:\nमुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- :\n(i) within the limits of any Municipal
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400008', 'rows': {'r4_palika': 'मुंबई मनपाइतर', 'r11_serial': '6249/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-:\nमुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- :\n(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'शॉप क्र.5216,5 वा मजला, नाथानी हाईटस, डॉ.डी.बी.मार्ग, मुंबई सेन्ट्रल, मुंबई-400008.((C.T.S. Number : 1/332;))', 'r5_area_text': '60.28 चौ. फूट', 'r7_executants': [{'age': '45', 'pan': 'AACCN3320K', 'name': 'नाथानी पारेख कनस्ट्रक्शन्स अब्दुल हमीद अब्दुल माजीद दिवाणी नाथानी यांच्यातर्फे मुखत्यार मनोहर डाफळे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: 2 रा मजला, नाथानी हाईट्स, ब्लॉक नं: मुंबई, रोड नं: जंक्शन ऑफ डॉ.डी. बी. मार्ग व बेलासिस रोड, महाराष्ट्र, मुम्बई. पिन कोड:-400008'}], 'r8_purchasers': [{'age': '49', 'pan': 'CSOPM3270J', 'name': 'फातेमा होझेफा मिठाईवाला', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: रूम नं 2205,22 वा मजला,3/ए बिल्डिंग, ब्लॉक नं: मुंबई, रोड नं: आर.बी.मार्ग,कॉटनग्रीन स्टेशन, महाराष्ट्र, मुम्बई. पिन कोड:-400033'}, {'age': '53', 'pan': 'AKAPM9828L', 'name': 'होझेफा मोहम्मद हुसैन मिठाईवाला', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: सदनिका नं 12,3 रा मजला,मिलीतिया अपार्टमेंट, ब्लॉक नं: मुंबई, रोड नं: रामशेठ नाईक माझगाव, महाराष्ट्र, मुम्बई. पिन कोड:-400010'}], 'r12_stamp_duty': 161700, 'r3_market_value': 2176204.8, 'r1_document_type': 'करारनामा', 'r2_consideration': 2694516, 'r9_execution_date': '08/04/2026', 'r13_registration_fee': 27000, 'r10_registration_date': '08/04/2026'}, 'doc_no': '6249', 'village': 'ताडदेव', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि.मुंबई 1', 'area_text': '60.28 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 27000, 'header_sro': 'सह दु.नि.मुंबई 1', 'mortgagors': ['फातेमा होझेफा मिठाईवाला', 'होझेफा मोहम्मद हुसैन मिठाईवाला'], 'stamp_duty': 161700, 'filing_date': '2026-08-30', 'loan_amount': 0, 'token_number': '6249318', 'property_text': '1) पालिकेचे नाव:मुंबई मनपाइतर वर्णन :, इतर माहिती: शॉप क्र.5216,5 वा मजला, नाथानी हाईटस, डॉ.डी.बी.मार्ग, मुंबई सेन्ट्रल, मुंबई-400008.((C.T.S. Number : 1/332;))', 'header_village': 'ताडद
Sanction letter sanction letter hufeza.pdf needs your check
lan
NHL/GHKP/0826/5187812
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'HUZEFA MOHAMED HUSAIN MITHAIWALA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'FATEMA HOZEFA MITHAIWALA', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
loan amount
3600000
rate spread
-3.65
final amount
3672000
interest rate
9.5
sanction date
25-Sep-2026
letter version
5
reference rate
13.15
applicant email
hozefamithaiwala13@gmail.com
applicant names
HUZEFA MOHAMED HUSAIN MITHAIWALA, FATEMA HOZEFA MITHAIWALA
printed altered
False
applicant mobile
9819707452
balance transfer
False
property address
pin: 400008; road: DR.D.B. MARG; state: MAHARASHTRA; Flat no: SHOP NO 5216; district: Mumbai; Floor: 5TH; Address: SHOP NO 5216, 5TH FLOOR, NATHINI HEIGHTS, DR.D.B. MARG, MUMBAI CENTRAL, Mumbai, MAHARASHTRA, Indi
insurance premium
72000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3672000
security address verbatim
SHOP NO 5216,, 5TH FLOOR, NATHINI HEIGHTS, DR.D.B. MARG, MUMBAI CENTRAL, Mumbai, ., MAHARASHTRA, India, 400008
applicant address verbatim
12, 3RD FLOOR, MILITIA APARTMENT, RAMSHETH NAIK ROAD,, ., Mumbai, MAHARASHTRA, 400010, Mumbai, India
raw reading (for Abhijit)
{'lan': 'NHL/GHKP/0826/5187812', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'HUZEFA MOHAMED HUSAIN MITHAIWALA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'FATEMA HOZEFA MITHAIWALA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3600000, 'rate_spread': -3.65, 'final_amount': 3672000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '25-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'hozefamithaiwala13@gmail.com', 'applicant_names': ['HUZEFA MOHAMED HUSAIN MITHAIWALA', 'FATEMA HOZEFA MITHAIWALA'], 'printed_altered': False, 'applicant_mobile': '9819707452', 'balance_transfer': False, 'property_address': {'pin': '400008', 'road': 'DR.D.B. MARG', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'SHOP NO 5216', 'district': 'Mumbai', 'floor_no': '5TH', 'landmark': None, 'full_address': 'SHOP NO 5216, 5TH FLOOR, NATHINI HEIGHTS, DR.D.B. MARG, MUMBAI CENTRAL, Mumbai, MAHARASHTRA, India, 400008', 'village_city': 'MUMBAI CENTRAL', 'building_name': 'NATHINI HEIGHTS', 'survey_or_cts_no': None}, 'insurance_premium': 72000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3672000, 'security_address_verbatim': 'SHOP NO 5216,, 5TH FLOOR, NATHINI HEIGHTS, DR.D.B. MARG, MUMBAI CENTRAL, Mumbai, ., MAHARASHTRA, India, 400008', 'applicant_address_verbatim': '12, 3RD FLOOR, MILITIA APARTMENT, RAMSHETH NAIK ROAD,, ., Mumbai, MAHARASHTRA, 400010, Mumbai, India'}
PAN card KYC.pdf needs your check
dob
1977-04-19
name
Fatema Hozefa Mithaiwala
address
pin: 400033; area: Cotton Green Station; flat: Room No 2205; road: R.B Marg; floor: 22 Floor; state: Maharashtra; building: 3/A Building 22; district: Mumbai; Village: Mumbai
legible
True
aadhaar last4
5301
raw reading (for Abhijit)
{'dob': '1977-04-19', 'pan': None, 'name': 'Fatema Hozefa Mithaiwala', 'mobile': None, 'address': {'pin': '400033', 'area': 'Cotton Green Station', 'flat': 'Room No 2205', 'road': 'R.B Marg', 'floor': '22 Floor', 'state': 'Maharashtra', 'building': '3/A Building 22', 'district': 'Mumbai', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5301', 'quality_issue': None}
Payment screenshot IMG-20261016-WA0054 (1).jpg needs your check
utr
628097744244
date
2026-10-07
time
09:38
amount
27820
method
UPI
payee upi
....2080@hdfcbank
payer upi
....ala4@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
HUZFFA MOHAMED HUSAIN
debit notification text
Payment of ’27,820 completed
raw reading (for Abhijit)
{'utr': '628097744244', 'date': '2026-10-07', 'time': '09:38', 'amount': 27820, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....ala4@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'HUZFFA MOHAMED HUSAIN', 'debit_notification_text': 'Payment of ’27,820 completed'}
Paid challan (GRAS) HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf needs your check
grn
MH012211588202627E
pin
400008
total
26030
article
6(1)
defaced
False
bank cin
03006172026101601532
district
MUMBAI
area city
MUMBAI
payer pan
AKAXXXXXXL
flat block
SHOP NO 5216 5TH FLOOR NATHINI HEIGHTS
payer name
HUZEFA MOHAMED HUSAIN MITHAIWALA
sro office
MBI-1_JOINT SUB REGISTRAR MUMBAI 1
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3672000
scheme rows
{'amount': 11030, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7452
payment date
16/10/2026-18:15:10
road locality
DR D.B. MARG MUMBAI CENTRAL
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3672000
raw reading (for Abhijit)
{'grn': 'MH012211588202627E', 'pin': '400008', 'total': 26030, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601532', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'AKAXXXXXXL', 'flat_block': 'SHOP NO 5216 5TH FLOOR NATHINI HEIGHTS', 'payer_name': 'HUZEFA MOHAMED HUSAIN MITHAIWALA', 'sro_office': 'MBI-1_JOINT SUB REGISTRAR MUMBAI 1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3672000', 'scheme_rows': [{'amount': 11030, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7452', 'payment_date': '16/10/2026-18:15:10', 'road_locality': 'DR D.B. MARG MUMBAI CENTRAL', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3672000'}
Technical record (for Abhijit — safe to ignore)
38m agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for HUZEFA MOHAMED HUSAIN MITHAIWALA — none of this case's people", 'challan_doc': 'b963
39m agoEzDocsreader_home_address{'fp': 'f4590756cc94d0bb', 'from': 'the sanction letter (sanction letter hufeza.pdf)', 'home': {'pin': '400010', 'flat': '12', 'road': 'RAMSHETH NAIK ROAD', 'floor': '3RD FLOOR', 'state': 'MAHARASHTRA', 'building': 'MILI
42m agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'HUZEFA MOHAMED HUSA
42m agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'MBI-1_JOINT SUB REGISTRAR MUMBAI 1', 'district': 'MUMBAI'}
42m agoEzDocschallan_verified_against_case{'grn': 'MH012211588202627E', 'file': 'HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article cod
42m agoEzDocschallan_extracted{'grn': 'MH012211588202627E', 'file': 'HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf', 'heads': ['0030045501', '0030063301'], 'total': 26030}
42m agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX 2.pdf', 'kind': 'index2'}
42m agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf', 'k
54m agoEzDocsquoted_history_checked{}
54m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes follow the team's convention for splitting the address from the b
54m agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03671'}
54m agoEzDocschallan_boxes_composed{'fp': '41571e10da3c798d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'SHOP NO 5216 5TH FLOOR NATHINI
54m agocopilotcopilot_pick{'why': "The source text clearly mentions 'मुंबई' (Mumbai) and the English reading is 'MUMBAI'. The option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Mumbai.", 'field': 'District', 'value': '7101', 'method': '
54m agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'sanction letter hufeza.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['C', 'T', 'S'
57m agoEzDocsextra_challan_scanned{'found': 0}
1h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T12:20:11', 'why': 'mail', 'open': 4, 'mails': [{'at': '2026-10-16 11:41', 'id': '1a1448b45d62f4c1', 'from': 'branch', 'gist': 'The branch asks the team to initiate the NOI MTR Challan for the
1h agoEzDocsmail_against_file490{'at': '2026-10-16T12:20:11', 'asks': [], 'gist': 'The branch sent a screenshot of the payment.', 'next': "The branch needs to send the Aadhaar, PAN card, and photo for the mortgagors, and the property's number kind.", '
1h agoEzDocsscreenshot_claim_recorded{'utr': '628097744244', 'date': '2026-10-07', 'parts': 2, 'amount': 27820, 'claimed_total': 55640.0}
1h agoEzDocsdocument_received{'file': 'IMG-20261016-WA0054 (1).jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.95, 'payment_seen': 'page 1, to THINK BIGZ INITIATIVE PVT LTD', 'payments_to_us': 1}
1h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
1h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 16 Oct, 17:28 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
1h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T11:50:15', 'why': 'reading', 'open': 4, 'mails': [{'at': '2026-10-16 11:41', 'id': '1a1448b45d62f4c1', 'from': 'branch', 'gist': 'The branch asks the team to initiate the NOI MTR Challan for
1h agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'GHATKOPAR'}
1h agoEzDocscase_read{'how': 'uri', 'tag': 'c066bb587e5c7830', 'docs': ['INDEX 2.pdf', 'sanction letter hufeza.pdf', 'KYC.pdf'], 'loan': {'amount': 3672000, 'made_of': [{'what': 'Sanctioned Amount', 'paper': 'sanction letter', 'quote': 'INR
1h agoEzDocsemail_shadowed:doc_chase{'to': 'vishal.kanojia@phfl.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's PAN Card (KYC.pdf) — RECEIVED, BUT IT IS HUZEFA MOHAMED HUSAIN MITHAIWALA'S (not the applicant's)
1h agoEzDocsfee_quote_suppressed{'how': 'claim', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 27820.0}
1h agoEzDocssms_matched_late{'ref': '628097744244', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 27820.0, 'method': 'screen
1h agoEzDocspayment_verified{'utr': '628097744244', 'why': "paid ₹27,820, ₹30 under our ask of ₹27,850 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
1h agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
1h agoEzDocsclaim_applied_on_quote{'utr': None, 'parts': 1, 'claimed_total': 27820.0}

Case diary the case’s history — what happened, newest day first

Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹27,820 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 16 Oct31 things
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:17
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:17
Challan re-read against the case — matches exactly
18:17
The branch's title document is on the case — the filing is the NOI team's move
18:17
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:17
Received: Challan
HUZEFA MOHAMED HUSAIN MITHAIWALA EchallanMH012211588202627E.pdf
18:17
The challan's address boxes were written from the papers
18:05
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:05
The branch's payment screenshot was read
17:50
Received: Payment screenshot
IMG-20261016-WA0054 (1).jpg
17:50
Nothing new to ask for — stayed quiet
17:35
An old draft withdrew itself — its asks were already answered
17:28
EzDocs read the whole file
17:20
Wrote the document chase mail — held, silent mode
Re: NOI MTR Challan in mentioned case NHL/GHKP/0826/5187812 - HUFEZAMOHAMED HUSAIN MITHAIWALA
17:19
No fee quote sent — the branch's own figures were right
17:19
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:19
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:19
The payment proof already on the case was applied
17:19
The challan's address boxes were written from the papers
17:19
The loan amount was worked out from the papers
17:19
Co-applicant added
17:19
Property address read from the sanction letter
17:19
A sanction letter naming someone else was not allowed to rename this case
17:19
Property read from the Index II
17:19
Index II (title document) received from the branch
17:19
Received: PAN card
KYC.pdf
17:19
Payment proof arrived before the case was quoted — held
17:19
Received: Sanction letter
sanction letter hufeza.pdf
17:19
Received: Index II
INDEX 2.pdf
17:19
Received: Payment screenshot
IMG-20261007-WA0003.jpg
17:19
Case opened from the branch's mail
17:19
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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