Cases / NOI-2026-02132

MR. VISHNU DEVIDAS KALE

LAN HOU/SOL/0726/5161176 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹31,500; money not verified yetopen

✓Selfie / photoopen

✓Aadhaar cardopen

✓PAN cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹31,520.47 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹31,520.47CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹31,500; we wait for the credit itself

Ask for the exact ₹31,520.47. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%14,700

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.47

Total we ask for31,520.47

Screenshot ₹31,500 — ₹20 under our ask, not below the real calculation ₹31,488. Counts as full. Nothing to ask.

why?

The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹31,508. We ask ₹31,520 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹31,488 — accept as full (₹32.47 = our margin).

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 19 minour time · 21 Sep 18:15

Index II —not yet

the NOI team 24 d 2 htotal 24 d 2 h so far

Now with the NOI team — e-filing on IGR

since 21 Sep 18:15 — 24 d 1 h of working time

Day by day — every step and who held it

21 Sep 17:55Your branch's mail

21 Sep 17:57Papers read+1 min · the NOI team

21 Sep 17:57Fee quotedat once

21 Sep 17:57Property readat once

21 Sep 18:15Challan made+18 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹48,96,000

Loan account no.

HOU/SOL/0726/5161176

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the last reading of this whole file found: borrower's name. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• person 2's mobile: the case's 9822109719 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and payment details, and the NOI team has shared the challan. The NOI team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-21) “Dear Team, Kindly process challan in below case. Customer Name MR. VISHNU DEVIDAS KALE Lan No HOU/SOL/0726/5161176 Loan Amount 4896000/- LOAN AMOUNT 48”

✓ fee paid — the branch's words — done, mail 1 (2026-09-21) “*Payment details attached”

⏳ challan made — promised, mail 3 (2026-09-21) “We will initiate the challan for the same.”

✓ challan shared — done, mail 4 (2026-09-21) “PFA challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-21) “For NOI filing, We need an index 2 copy.”

read over 4 mail(s), last mail 2026-09-21 · read 24d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010570901202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02132 | HOU/SOL/0726/5161176

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 22 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
21 Sep, 17:55 · 24d ago THE FIRST MAIL — how this case began

Kindly process challan in below case -MR. VISHNU DEVIDAS KALE -HOU/SOL/0726/5161176

📎 IMG-20260921-WA0035.jpg ↗📎 CO-APPLICANT Photo.jpg ↗📎 cO-APPLICANT aDHAR CARD maSK.pdf ↗📎 Co-APPLICANT pan card.jpg ↗📎 Applicant Pan.jpg ↗📎 Applicant Photo.jpg ↗📎 Applicant Adhar card mASK.pdf ↗📎 CustomerDocument068e200000gfGTrAAM.pdf ↗

Dear Team,

Kindly process challan in below case.

Customer nameMR. VISHNU DEVIDAS KALE

Loan account (LAN)HOU/SOL/0726/5161176

Loan amount₹48,96,000

Stamp duty 0.30%₹14,688

Registration fee 0.50%₹15,000

Service / vendor fees₹1,800

Total₹31,488

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✗ Index II Copy — not attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: asks for the challan; documents attached — “Kindly process challan in below case.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 18:07 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 17:56, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team, 

Kindly process challan in below case.  
*Customer Name*
MR. VISHNU DEVIDAS KALE

*Lan No*
HOU/SOL/0726/5161176

*Loan Amount*
4896000/-

*LOAN AMOUNT*
4896000/-

*0.3%*
14688/- 
*0.5%*
15000/- 
*FEES*

1800/-

*TOTAL*
31488/- 

**Sanction Letter*

attached

**Applicant and Aadhar Card*

attached

**Applicant and Pan Card*

attached

**Index II Copy*

Not Attached

**Soft copy of Photograph*

attached

**Payment details*

attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 18:07 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 17:56, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly process challan in below case.
*Customer Name*
MR. VISHNU DEVIDAS KALE

*Lan No*
HOU/SOL/0726/5161176

*Loan Amount*
4896000/-

*LOAN AMOUNT*
4896000/-

*0.3%*
14688/-
*0.5%*
15000/-
*FEES*

1800/-

*TOTAL*
31488/-

**Sanction Letter*

attached

**Applicant and Aadhar Card*

attached

**Applicant and Pan Card*

attached

**Index II Copy*

Not Attached

**Soft copy of Photograph*

attached

**Payment details*

attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 18:16 · 24d ago

📎 VISHNU KALE EchallanMH010570901202627E.pdf ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 18:07, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 17:56, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:

> Dear Team,
>
> Kindly process challan in below case.
> *Customer Name*
> MR. VISHNU DEVIDAS KALE
>
> *Lan No*
> HOU/SOL/0726/5161176
>
> *Loan Amount*
> 4896000/-
>
>
>
>
> *LOAN AMOUNT*
> 4896000/-
>
> *0.3%*
> 14688/-
> *0.5%*
> 15000/-
> *FEES*
>
> 1800/-
>
> *TOTAL*
> 31488/-
>
>
>
> **Sanction Letter*
>
> attached
>
> **Applicant and Aadhar Card*
>
> attached
>
> **Applicant and Pan Card*
>
> attached
>
> **Index II Copy*
>
> Not Attached
>
> **Soft copy of Photograph*
>
> attached
>
> **Payment details*
>
> attached
>
>
> Thanks & Regards
> Akash Jadhav
> Channel Manager – Loans
> PNB Housing Finance Ltd.
> Solapur
> ​Mobile No - 8600976294
> ​
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260921-WA0035.jpg	filed	24d ago
Selfie / photo	CO-APPLICANT Photo.jpg	filed	24d ago
Aadhaar card	cO-APPLICANT aDHAR CARD maSK.pdf	filed	24d ago
PAN card	Co-APPLICANT pan card.jpg	filed	24d ago
PAN card	Applicant Pan.jpg	filed	24d ago
Selfie / photo	Applicant Photo.jpg	filed	24d ago
Aadhaar card	Applicant Adhar card mASK.pdf	filed	24d ago
Sanction letter	CustomerDocument068e200000gfGTrAAM.pdf	filed	24d ago
Paid challan (GRAS)	VISHNU KALE EchallanMH010570901202627E.pdf	filed	24d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,520.47

Where it stands
waiting for the credit

Screenshot claims
₹31,500 681154781444

Screenshot ₹31,500 — ₹20 under our ask, not below the real calculation ₹31,488. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹14,700	₹15,000	₹320	₹1,500	₹31,520

By law ₹31,508. We ask ₹31,520 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

37 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …

14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (CustomerDocument068e200000gfGTrAAM.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 33, OLD S NO 139/1 NEW S NO 137/1, SOLAPUR, WADWAN NAGAR KASABE, Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

CustomerDocument068e200000gfGTrAAM.pdf

as printed
PLOT NO 33, ., OLD S NO 139/1 NEW S NO 137/1, ., SOLAPUR, WADWAN NAGAR KASABE, SOLAPUR, AKKALKOT ROAD, SOLAPUR, MAHARASHTRA, INDIA, 413006

PIN
413006

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 33 OLD S NO 139/1 NEW S NO 137/1 SOLAPUR WADWAN NAGAR KASABE AKKALKOT ROAD MAHARASHTRA

Locality/Road

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Vishnu Devidas Kale	AVLPK8817D	…3684
co_mortgagor	SANJIVANI VISHNU KALE	CDMPK8820R	…9379

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	akash.jadhav2@phfl.com	24d ago
Index II chase	akash.jadhav2@phfl.com	23d ago
Index II chase	akash.jadhav2@phfl.com	20d ago
Index II chase	akash.jadhav2@phfl.com	16d ago
Index II chase	akash.jadhav2@phfl.com	13d ago
Index II chase	akash.jadhav2@phfl.com	10d ago
Index II chase	akash.jadhav2@phfl.com	7d ago
Index II chase	akash.jadhav2@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo CO-APPLICANT Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260921-WA0035.jpg needs your check

utr
681154781444

date
2026-09-21

time
14:22

amount
31500

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '681154781444', 'date': '2026-09-21', 'time': '14:22', 'amount': 31500, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

Selfie / photo Applicant Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card Co-APPLICANT pan card.jpg needs your check

dob
1982-06-17

pan
CDMPK8820R

name
SANJIVANI VISHNU KALE

legible
True

father name
BALASAHEB JADHAV

raw reading (for Abhijit)

{'dob': '1982-06-17', 'pan': 'CDMPK8820R', 'name': 'SANJIVANI VISHNU KALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BALASAHEB JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Applicant Pan.jpg needs your check

dob
1976-09-20

pan
AVLPK8817D

name
VISHNU KALE

legible
True

father name
DEVIDAS GANPATRAO KALE

raw reading (for Abhijit)

{'dob': '1976-09-20', 'pan': 'AVLPK8817D', 'name': 'VISHNU KALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DEVIDAS GANPATRAO KALE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card cO-APPLICANT aDHAR CARD maSK.pdf needs your check

dob
1982-06-17

name
Sanjivani Vishnu Kale

mobile
9822109719

address
pin: 413002; area: Solapur North; flat: C-33; road: Bhavani Peth; state: Maharashtra; building: Shrishail Nagar; district: Solapur; post_office: Solapur Mkt; Village: Solapur

legible
True

aadhaar last4
9379

raw reading (for Abhijit)

{'dob': '1982-06-17', 'pan': None, 'name': 'Sanjivani Vishnu Kale', 'mobile': '9822109719', 'address': {'pin': '413002', 'area': 'Solapur North', 'flat': 'C-33', 'road': 'Bhavani Peth', 'floor': None, 'state': 'Maharashtra', 'building': 'Shrishail Nagar', 'district': 'Solapur', 'post_office': 'Solapur Mkt', 'village_city': 'Solapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9379', 'quality_issue': None}

Payment screenshot IMG-20260921-WA0035.jpg needs your check

payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '681154781444', 'date': '2026-09-21', 'page': 1, 'time': '14:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 31500.0, 'direction': 'debit', 'narrati

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '681154781444', 'date': '2026-09-21', 'page': 1, 'time': '14:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 31500.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609211422383427194019', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0146', 'account_holder': None}}

Sanction letter CustomerDocument068e200000gfGTrAAM.pdf needs your check

lan
HOU/SOL/0726/5161176

legible
True

borrowers
{'name': 'VISHNU DEVIDAS KALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJIVANI VISHNU KALE', 'role': 'co_applicant', 'label': 'Co-Applicant'}

loan type
Housing Loan

confidence
1.0

loan amount
4800000

final amount
4896000

interest rate
8.5

sanction date
25-Jul-2026

letter version
5

applicant email
vishnudevidaskale12@gmail.com

applicant names
VISHNU DEVIDAS KALE, SANJIVANI VISHNU KALE

printed altered
False

applicant mobile
9850818611

property address
pin: 413006; road: AKKALKOT ROAD; state: MAHARASHTRA; Flat no: 33; district: Solapur; Address: PLOT NO 33, OLD S NO 139/1 NEW S NO 137/1, SOLAPUR, WADWAN NAGAR KASABE, Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, I

insurance premium
96000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
4896000

security address verbatim
PLOT NO 33, ., OLD S NO 139/1 NEW S NO 137/1, ., SOLAPUR, WADWAN NAGAR KASABE, Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006

applicant address verbatim
C/O DEVIDAS C 33 SHRISHAIL NAGAR, BHAVANI PETH NORTH SOLAPUR, SOLAPUR, ., Solapur, MAHARASHTRA, 413002, Solapur, India

raw reading (for Abhijit)

{'lan': 'HOU/SOL/0726/5161176', 'legible': True, 'borrowers': [{'name': 'VISHNU DEVIDAS KALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJIVANI VISHNU KALE', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'loan_amount': 4800000, 'final_amount': 4896000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '25-Jul-2026', 'letter_version': '5', 'applicant_email': 'vishnudevidaskale12@gmail.com', 'applicant_names': ['VISHNU DEVIDAS KALE', 'SANJIVANI VISHNU KALE'], 'printed_altered': False, 'applicant_mobile': '9850818611', 'property_address': {'pin': '413006', 'road': 'AKKALKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '33', 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 33, OLD S NO 139/1 NEW S NO 137/1, SOLAPUR, WADWAN NAGAR KASABE, Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'village_city': 'Solapur', 'building_name': None, 'survey_or_cts_no': 'OLD S NO 139/1 NEW S NO 137/1'}, 'insurance_premium': 96000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4896000, 'security_address_verbatim': 'PLOT NO 33, ., OLD S NO 139/1 NEW S NO 137/1, ., SOLAPUR, WADWAN NAGAR KASABE, Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'C/O DEVIDAS C 33 SHRISHAIL NAGAR, BHAVANI PETH NORTH SOLAPUR, SOLAPUR, ., Solapur, MAHARASHTRA, 413002, Solapur, India'}

Aadhaar card Applicant Adhar card mASK.pdf needs your check

dob
1976-09-20

name
Vishnu Devidas Kale

mobile
9850818611

address
pin: 413002; flat: C-33; road: Bhavani Peth; state: Maharashtra; building: Shrishail Nagar; district: Solapur; post_office: Solapur Mkt; Village: Solapur North

legible
True

aadhaar last4
3684

raw reading (for Abhijit)

{'dob': '1976-09-20', 'pan': None, 'name': 'Vishnu Devidas Kale', 'mobile': '9850818611', 'address': {'pin': '413002', 'area': None, 'flat': 'C-33', 'road': 'Bhavani Peth', 'floor': None, 'state': 'Maharashtra', 'building': 'Shrishail Nagar', 'district': 'Solapur', 'post_office': 'Solapur Mkt', 'village_city': 'Solapur North'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3684', 'quality_issue': None}

Paid challan (GRAS) VISHNU KALE EchallanMH010570901202627E.pdf needs your check

grn
MH010570901202627E

pin
413006

total
29700.0

article
6(1)

defaced
False

bank cin
03006172026092101368

district
SOLAPUR

area city
SOLAPUR

payer pan
AVLXXXXXXD

flat block
PLOT NO 33 OLD SURVEY NO 139/1 NEW SURVEY NO 137/1

payer name
VISHNU KALE

sro office
SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4896000

scheme rows
{'amount': 14700.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8611

payment date
21/09/2026-18:15:07

road locality
AKKALKOT ROAD WADWAN NAGAR KASABE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4896000

raw reading (for Abhijit)

{'grn': 'MH010570901202627E', 'pin': '413006', 'total': 29700.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092101368', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'AVLXXXXXXD', 'flat_block': 'PLOT NO 33 OLD SURVEY NO 139/1 NEW SURVEY NO 137/1', 'payer_name': 'VISHNU KALE', 'sro_office': 'SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4896000', 'scheme_rows': [{'amount': 14700.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8611', 'payment_date': '21/09/2026-18:15:07', 'road_locality': 'AKKALKOT ROAD WADWAN NAGAR KASABE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4896000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
13d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']}
16d ago	EzDocs	reader_home_address	{'fp': '196dfd19d74afd28', 'from': 'the sanction letter (CustomerDocument068e200000gfGTrAAM.pdf)', 'home': {'pin': '413002', 'area': 'BHAVANI PETH NORTH', 'flat': 'C 33', 'state': 'MAHARASHTRA', 'building': 'SHRISHAIL NA
16d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AVxxxxxxXD — no paper on the
20d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
23d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0726/5161176) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
24d ago	EzDocs	quoted_history_checked	{}
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared'], 'mai
24d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Hadd type'
24d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
24d ago	EzDocs	challan_found_on_case	{'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VISHNU KALE EchallanMH010570901202627E.pdf', 'kind': 'paid'
24d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHNU KALE Echalla
24d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI', 'district': 'SOLAPUR'}
24d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010570901202627E', 'file': 'VISHNU KALE EchallanMH010570901202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
24d ago	EzDocs	challan_extracted	{'grn': 'MH010570901202627E', 'file': 'VISHNU KALE EchallanMH010570901202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 29700.0}
24d ago	EzDocs	extra_challan_scanned	{'found': 0}
24d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Payer', 'why': 'The Applicant Pan.jpg prints VI
24d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Payer', 'why': 'The Applicant Pan.jpg prints VI
24d ago	the co-pilot	whole_file_hold	{'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ["borrower's name"]}
24d ago	EzDocs	case_read	{'how': 'uri', 'tag': '18f6f9d61577d944', 'docs': ['CustomerDocument068e200000gfGTrAAM.pdf', 'cO-APPLICANT aDHAR CARD maSK.pdf', 'Applicant Adhar card mASK.pdf', 'Co-APPLICANT pan card.jpg', 'Applicant Pan.jpg'], 'loan':
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 3, 'summary':
24d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'CustomerDocument068e200000gfGTrAAM.pdf', 'from': 'the sanction lette

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹31,500 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹31,520.47 is still not in our account. Chase the branch for it.

Yesterday · 14 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02132 | HOU/SOL/0726/5161176

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02132 | HOU/SOL/0726/5161176

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02132 | HOU/SOL/0726/5161176

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02132 | HOU/SOL/0726/5161176

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered