Cases / NOI-2026-01117

VISHAL LALCHAND VIJAN

LAN HOU/NAV/0726/5177489 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — shows ₹32,235; money not verified yetopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

✓PAN card — inside SKM_226i26082512530.pdfopen

✓Aadhaar card — inside SKM_226i26082512530.pdfopen

Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (5)A label is wrong? Fix it under All documents.

For you to check

Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
The work is done — our fee of ₹32,260 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹32,260

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹32,235; we wait for the credit itself

Stamp duty 0.3%15,440

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for32,260

Screenshot ₹32,235 — ₹25 under our ask, not below the real calculation ₹32,235. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-08-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 18:35 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹32,255. We ask ₹32,260 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 73 h 24 minour time · 3 Sep 12:40

Index II 139 h 16 minour time · 10 Sep 18:32

the NOI team 15 d 23 htotal 15 d 23 h

Complete.

Day by day — every step and who held it

25 Aug 19:15Your branch's mail

2 Sep 20:02Papers read+8 d · the NOI team

2 Sep 20:02Property readat once

2 Sep 20:03Papers readat once

2 Sep 20:03Fee quotedat once

3 Sep 12:40Challan made+16 h 37 min · the NOI team

10 Sep 18:32Index II sent+7 d 5 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹51,45,000

Loan account no.

HOU/NAV/0726/5177489

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code

The sanction letter BASE	410210 … BELPADA, Panvel, SECTOR NO 03, Raigad, MAHARASHTRA, India, 410210 410210
The Index II DIFFERS	400070 … 83 चौ. फुट. कारपेट. ((SECTOR NUMBER : 03;)) 1) 383 चौ. फूट 400070

What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 410210). Read the papers once — if PIN 410210 is not right, ask the branch before you pay or file.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all requested documents and filings shared with the branch. The NOI team has provided the government's Index II of the NOI, indicating case closure.

the history says the next move is with no one — the case is finished — case closed

the branch last asked: NOI Index II

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-08-25) “Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489”

✓ fee paid — the branch's words — done, mail 1 (2026-08-25) “Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489”

✓ challan made — done, mail 3 (2026-08-25) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-08-25) “PFA challan for your reference.”

✓ filed on the IGR site — done, mail 4 (2026-09-02) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 4 (2026-09-02) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 7 (2026-09-10) “PFA index 2 copy for case closure..”

read over 7 mail(s), last mail 2026-09-10 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RS rahul.singh9@phfl.com phfl.com
25 Aug, 19:15 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail

Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

📎 20260824_174639.jpg ↗📎 20260824_173827.jpg ↗📎 IMG-20260821-WA0028.jpg ↗📎 SKM_226i26082512530.pdf ↗📎 SKM_226i26082518310.pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR.

VISHAL LALCHAND VIJANHOU/NAV/0726/5177489

Thanks & Regards,     Rahul Singh     Channel Manager    9892180699    PNB Housing Finance Ltd. ​​​​   5th Floor, Flat No. 508-509,    Persipolis Building sector -17,    Vashi, Navi Mumbai-400703           Website-      www.pnbhousing.com

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
25 Aug, 19:28 · 50d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote: 
 Dear Team, Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489 Thanks & Regards, Rahul Singh Channel Manager 9892180699 PNB Housing Finance Ltd. ​​​​ 5th Floor, Flat No. 508-509, Persipolis Building sector -17, Vashi, Navi Mumbai-400703 Website- www.pnbhousing.com

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
25 Aug, 19:37 · 50d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote: 
 Dear Team, Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489 Thanks & Regards, Rahul Singh Channel Manager 9892180699 PNB Housing Finance Ltd. ​​​​ 5th Floor, Flat No. 508-509, Persipolis Building sector -17, Vashi, Navi Mumbai-400703 Website- www.pnbhousing.com 

 

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 <rahul.singh9@phfl.com>
wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR.
VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

*Thanks & Regards,*
*Rahul Singh *
*Channel Manager*
*9892180699*
*PNB Housing Finance Ltd.*​​​​
*5th Floor, Flat No. 508-509,*
*Persipolis Building sector -17,*
*Vashi, Navi Mumbai-400703*

*Website- <http://www.pnbhousing.com/>**www.pnbhousing.com*
<http://www.pnbhousing.com/>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
02 Sep, 19:19 · 42d ago

TEAM,PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Tue, 25 Aug 2026 at 19:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote: 
 Dear Team, Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489 Thanks & Regards, Rahul Singh Channel Manager 9892180699 PNB Housing Finance Ltd. ​​​​ 5th Floor, Flat No. 508-509, Persipolis Building sector -17, Vashi, Navi Mumbai-400703 Website- www.pnbhousing.com 

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Tue, 25 Aug 2026 at 19:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 <rahul.singh9@phfl.com>
wrote:

> Dear Team,
>
> Please find attached documents and payment receipt for 0.30% & NOI MR.
> VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489
>
> *Thanks & Regards,*
> *Rahul Singh *
> *Channel Manager*
> *9892180699 <(989)%20218-0699>*
> *PNB Housing Finance Ltd.*​​​​
> *5th Floor, Flat No. 508-509,*
> *Persipolis Building sector -17,*
> *Vashi, Navi Mumbai-400703*
>
> *Website- <http://www.pnbhousing.com/>**www.pnbhousing.com*
> <http://www.pnbhousing.com/>
>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

UB umesh.borade@phfl.com phfl.com
03 Sep, 12:42 · 42d ago

Re[2]: Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/51774

Dear Team,

Please provide NOI Index II

Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/02/26 19:22
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Kavita.tambe@pnbhousing.com (kavita.tambe@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), Sachin Ramchandra Bhagat (sachin.bhagat@phfl.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

 Exercise Secured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Tue, 25 Aug 2026 at 19:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:
Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd. ​​​​
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

Website- www.pnbhousing.com

🤖 read: asks for the Index II — “Please provide NOI Index II”

OL The NOI teamTYPED IN GMAIL
10 Sep, 14:13 · 35d ago

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 3 Sept 2026 at 12:40, Umesh Ramchandra Borade <umesh.borade@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Please provide NOI Index II

Thanks & Regards,

Umesh Borade

*Senior Branch Operation Executive*

*PNB Housing Finance Ltd.*

5th Floor, Flat No. 508-509, 

Persipolis BuildingSector -17, 

Vashi, Navi Mumbai-400703

Mobile: 7709905686 <(770)%20990-5686> 

Website- www.pnbhousing.com <http://www.pnbhousing.com/>

 

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/02/26 19:22
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Kavita.tambe@pnbhousing.com (kavita.tambe@pnbhousing.com), Hemant 
Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (
samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (
umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Bhavana 
Sawant (bhavana.sawant@pnbhousing.com), Sachin Ramchandra Bhagat (
sachin.bhagat@phfl.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% 
& NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

 Secured by Check Point
TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 25 Aug 2026 at 19:37, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 <rahul.singh9@phfl.com> 
> wrote:
>
>> Dear Team,
>>
>> Please find attached documents and payment receipt for 0.30% & NOI MR. 
>> VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489
>>
>> *Thanks & Regards,*
>> *Rahul Singh *
>> *Channel Manager*
>> *9892180699 <(989)%20218-0699>*
>> *PNB Housing Finance Ltd.*​​​​
>> *5th Floor, Flat No. 508-509,*
>> *Persipolis Building sector -17,*
>> *Vashi, Navi Mumbai-400703*
>>
>> *Website- 
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3ZTEzY2QwZjkwNjFhNzU4MDQzNWU0ZmEwNjRjYzc5Yzo3OmM2MjY6MDA5YzVkMTg4NGU2YWQ4N2M5N2ZjNjAxYmZkZWUxZmFmY2U5NWM5NjlmNjRkYjg4ZTUwNGQ5MmE1ZjY1Yzg4MTpoOlQ6Rg>**www.pnbhousing.com 
>> <http://www.pnbhousing.com>*
>>
>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

OL The NOI teamTYPED IN GMAIL
10 Sep, 14:13 · 35d ago

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 3 Sept 2026 at 12:40, Umesh Ramchandra Borade <umesh.borade@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Please provide NOI Index II

Thanks & Regards,

Umesh Borade

*Senior Branch Operation Executive*

*PNB Housing Finance Ltd.*

5th Floor, Flat No. 508-509,

Persipolis BuildingSector -17,

Vashi, Navi Mumbai-400703

Mobile: 7709905686 <(770)%20990-5686>

Website- www.pnbhousing.com <http://www.pnbhousing.com/>

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/02/26 19:22
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Kavita.tambe@pnbhousing.com (kavita.tambe@pnbhousing.com), Hemant
Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (
samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (
umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Bhavana
Sawant (bhavana.sawant@pnbhousing.com), Sachin Ramchandra Bhagat (
sachin.bhagat@phfl.com)
Subject: Re: Please find attached documents and payment receipt for 0.30%
& NOI MR. VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489

 Secured by Check Point
TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 25 Aug 2026 at 19:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 25 Aug 2026 at 19:14, Rahul Ajay Singh 9 <rahul.singh9@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please find attached documents and payment receipt for 0.30% & NOI MR.
>> VISHAL LALCHAND VIJAN - HOU/NAV/0726/5177489
>>
>> *Thanks & Regards,*
>> *Rahul Singh *
>> *Channel Manager*
>> *9892180699 <(989)%20218-0699>*
>> *PNB Housing Finance Ltd.*​​​​
>> *5th Floor, Flat No. 508-509,*
>> *Persipolis Building sector -17,*
>> *Vashi, Navi Mumbai-400703*
>>
>> *Website-
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3ZTEzY2QwZjkwNjFhNzU4MDQzNWU0ZmEwNjRjYzc5Yzo3OmM2MjY6MDA5YzVkMTg4NGU2YWQ4N2M5N2ZjNjAxYmZkZWUxZmFmY2U5NWM5NjlmNjRkYjg4ZTUwNGQ5MmE1ZjY1Yzg4MTpoOlQ6Rg>**www.pnbhousing.com
>> <http://www.pnbhousing.com>*
>>
>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	20260824_174639.jpg	filed	42d ago
Selfie / photo	20260824_173827.jpg	filed	42d ago
Payment screenshot	IMG-20260821-WA0028.jpg	filed	42d ago
Index II+ PAN card inside+ Aadhaar card insidethe branch sent this — an input	SKM_226i26082512530.pdf	filed	42d ago
Sanction letter	SKM_226i26082518310.pdf	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,260

Where it stands
waiting for the credit

Screenshot claims
₹32,235 623328556895

Screenshot ₹32,235 — ₹25 under our ask, not below the real calculation ₹32,235. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-08-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹15,440	₹15,000	₹320	₹1,500	₹32,260

By law ₹32,255. We ask ₹32,260 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

15 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …) …

9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1) …

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

not verified yetsource: the Index II (SKM_226i26082512530.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नाव:पनवेल म.न.पा. इतर वर्णन :, इतर माहितीः सदनिका क्र 904, नववा मजला, ए विंग, अरहम को ऑप हौसिंग सोसायटी ली, प्लॉट न ई-14, सेक्टर न 03, बेलपाडा, मौजे खारघर, नवी मुंबई, ता पनवेल, जी रायगड क्षेत्र 383 चौ. फुट. कारपेट . ((SECTOR NUMBER : 03;)) 1) 383 चौ. फूट

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_226i26082518310.pdf

as printed
FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, BELPADA, PANVEL, SECTOR NO 03, RAIGAD, MAHARASHTRA, INDIA, 410210

PIN
410210

the Index II

SKM_226i26082512530.pdf

the property
1) paalikeche naava:panavela ma.na.paa. itara varnana :, itara maahitih sadanikaa kra 904, navavaa majalaa, e vinga, arahama ko opa hausinga sosaayati li, plota na i-14, sektara na 03, belapaadaa, mauje khaaraghara, navi mumbai, taa panavela, ji raayagada kshetra 383 chau. phuta. kaarapeta. ((SECTOR NUMBER : 03;)) 1) 383 chau. phuta

PIN
400070

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 904 PLOT NO E 14 A WING 9TH FLOOR ARHAM CO OP HSG SOC LTD KHARGHAR NAVI MUMBAI BELPADA

Locality/Road
PANVEL SECTOR NO 03 RAIGAD MAHARASHTRA

Area/City
RAIGAD

check or correct a box, the papers beside it →

the Index II also prints: 1, 383, 400070, ARAHAMA, BELAPAADAA, CHAU, HAUSINGA, ITARA, JI, KAARAPETA, KHAARAGHARA, KO, KRA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VISHAL LALCHAND VIJAN

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	rahul.singh9@phfl.com	42d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260821-WA0028.jpg needs your check

utr
623328556895

date
2023-08-21

amount
32235

method
Paytm

payee upi
9892834356m@pnb

payee name
Thinkbigz Initiative Private Lim...

payer name
Yash Vishal Vijan

raw reading (for Abhijit)

{'utr': '623328556895', 'date': '2023-08-21', 'amount': 32235, 'method': 'Paytm', 'payee_upi': '9892834356m@pnb', 'payee_name': 'Thinkbigz Initiative Private Lim...', 'payer_name': 'Yash Vishal Vijan', 'debit_notification_text': None}

Index II SKM_226i26082512530.pdf needs your check

kind
index2_input

extracted
pin: 400070; doc_no: 9017/2026; village: खारघर; doc_kind: सूची क्र.2 / Regn:63m; doc_year: 2026; sro_name: सह दुय्यम निबंधक, पनवेल 1; area_text: 383 चौ. फुट. कारपेट; mortgagee: विशाल लालचंद विजन, यश विशाल विजन; filing_fe

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '400070', 'doc_no': '9017/2026', 'village': 'खारघर', 'doc_kind': 'सूची क्र.2 / Regn:63m', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक, पनवेल 1', 'area_text': '383 चौ. फुट. कारपेट', 'mortgagee': 'विशाल लालचंद विजन, यश विशाल विजन', 'filing_fee': 30000, 'mortgagors': ['सुखदा आत्माराम दळवी'], 'stamp_duty': 525000, 'filing_date': '2026-07-10', 'loan_amount': 7500000, 'property_text': '1) पालिकेचे नाव:पनवेल म.न.पा. इतर वर्णन :, इतर माहितीः सदनिका क्र 904, नववा मजला, ए विंग, अरहम को ऑप हौसिंग सोसायटी ली, प्लॉट न ई-14, सेक्टर न 03, बेलपाडा, मौजे खारघर, नवी मुंबई, ता पनवेल, जी रायगड क्षेत्र 383 चौ. फुट. कारपेट . ((SECTOR NUMBER : 03;)) 1) 383 चौ. फूट', 'survey_numbers': ['ई-14', '03']}}

Sanction letter SKM_226i26082518310.pdf needs your check

lan
HOU/NAV/0726/5177489

legible
True

loan type
Housing Loan

confidence
0.95

loan amount
4900000

interest rate
13.15

sanction date
20-Aug-2026

letter version
3

applicant names
VISHAL LALCHAND VIJAN, YASH VISHAL VIJAN, GAURAV VISHAL VIJAN

applicant mobile
9892219355

property address
pin: 410210; road: PLOT NO E 14, A WING, SECTOR NO 03; state: MAHARASHTRA; taluka: Panvel; Flat no: 904; district: Raigad; Floor: 9TH FLOOR; Address: FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG

insurance premium
245000

includes insurance
True

total with insurance
5145000

security address verbatim
FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, BELPADA, Panvel, SECTOR NO 03, Raigad, MAHARASHTRA, India, 410210

raw reading (for Abhijit)

{'lan': 'HOU/NAV/0726/5177489', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 0.95, 'loan_amount': 4900000, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '20-Aug-2026', 'letter_version': '3', 'applicant_names': ['VISHAL LALCHAND VIJAN', 'YASH VISHAL VIJAN', 'GAURAV VISHAL VIJAN'], 'applicant_mobile': '9892219355', 'property_address': {'pin': '410210', 'road': 'PLOT NO E 14, A WING, SECTOR NO 03', 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '904', 'district': 'Raigad', 'floor_no': '9TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, BELPADA, Panvel, SECTOR NO 03, Raigad, MAHARASHTRA, India, 410210', 'village_city': 'KHARGHAR NAVI MUMBAI', 'building_name': 'ARHAM CO OP HSG SOC LTD', 'survey_or_cts_no': None}, 'insurance_premium': 245000, 'includes_insurance': True, 'total_with_insurance': 5145000, 'security_address_verbatim': 'FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, BELPADA, Panvel, SECTOR NO 03, Raigad, MAHARASHTRA, India, 410210'}

Payment screenshot IMG-20260821-WA0028.jpg needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '623328556895', 'date': '2023-08-21', 'page': None, 'time': '12:57', 'payee': 'Thinkbigz Initiative Private Lim...', 'amount': 32235.0, 'direction': 'debit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '623328556895', 'date': '2023-08-21', 'page': None, 'time': '12:57', 'payee': 'Thinkbigz Initiative Private Lim...', 'amount': 32235.0, 'direction': 'debit', 'narration': 'Loan registration fee', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7455', 'account_holder': 'Yash Vishal Vijan'}}

Technical record (for Abhijit — safe to ignore)

7h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 10 Sep, 14:13 sent the Index II — case closed — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
20h ago	EzDocs	screenshot_year_fixed524	{'now': '2026-08-21', 'why': 'the screenshot prints the day and the month; the year was read wrong (2023) — put right', 'read': '2023-08-21'}
19d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
29d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260821-WA0028.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'eb1c7abc-1539-4082-ba26-d3867846bfa6', 'fetched': True}
29d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260821-WA0028
29d ago	EzDocs	stale_claim_flagged	{'age_days': 1121, 'claim_date': '2023-08-21'}
29d ago	EzDocs	claim_part_duplicate	{'utr': '623328556895', 'date': '2023-08-21', 'parts': 1, 'amount': 32235.0, 'claimed_total': 32235.0}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': '', 'Second number type': '', 'Number': 'I-14, 03', 'Second number': ''}, 'was': {'Number type': 'CTS', 'Second number type': '', 'Number': 'ई-14, 03', 'Second number': ''}, 'why': "the number boxes hold the
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'CTS', 'Number': 'ई-14, 03'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'ई-14, 03', 'Second number': ''}, 'why': "the number boxes hold the type word once and the bare
35d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
42d ago	EzDocs	challan_found_on_case	{'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'}
42d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
42d ago	EzDocs	email_shadowed:ack_docs	{'to': 'rahul.singh9@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/NAV/0726/5177489).\n\n Applicant : VISHAL LALCHAND VIJAN\n LAN : HOU/NAV/0726/51774
42d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 32235.0}
42d ago	EzDocs	claim_applied_on_quote	{'utr': '623328556895', 'parts': 1, 'claimed_total': 32235.0}
42d ago	EzDocs	receivable_created	{'expected': 32260.0}
42d ago	EzDocs	payer_mobile_captured	{'last4': '9355', 'source': 'sanction_letter'}
42d ago	EzDocs	property_address_extracted	{'confidence': 0.95, 'Address': 'FLAT NO 904, PLOT NO E 14, A WING, 9TH FLOOR, ARHAM CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, BELPADA, Panvel, SECTOR NO 03, Raigad, MAHARASHTRA, India, 410210'}
42d ago	EzDocs	document_received	{'file': 'SKM_226i26082518310.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
42d ago	EzDocs	property_english_extracted	{'note': '', 'village': 'Kharghar', 'building': 'Arham Co-Op Housing Society Ltd, A Wing', 'specific_unit_found': True}
42d ago	EzDocs	property_from_index2_input	{'surveys': ['ई-14', '03'], 'village': 'खारघर'}
42d ago	EzDocs	index2_input_received	{'file': 'SKM_226i26082512530.pdf'}
42d ago	EzDocs	document_received	{'file': 'SKM_226i26082512530.pdf', 'doc_type': 'index2', 'confidence': 1.0, 'also_inside': ['pan', 'aadhaar']}
42d ago	EzDocs	claim_held_until_quote	{'utr': '623328556895', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2023-08-21', 'payee': 'Thinkbigz Initiative Private Lim...', 'amo
42d ago	EzDocs	document_received	{'file': 'IMG-20260821-WA0028.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
42d ago	EzDocs	document_received	{'file': '20260824_173827.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
42d ago	EzDocs	document_received	{'file': '20260824_174639.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
42d ago	EzDocs	case_created	{'lan': 'HOU/NAV/0726/5177489', 'bank': 'PNB_HFL', 'thread_id': '1a0392a1384869fc'}

Case diary the case’s history — what happened, newest day first

Papers

All 4 in hand

Nothing more to ask the branch for

Money

₹32,235 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹32,260 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered