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Nikhil Ravindra Misal — everything the e-filing asks for
NOI-2026-02059 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
46 of 46 e-filing boxes ready
4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Number, Second number, E-mail (person 2)
Every box is filled — look at the highlighted ones, then verify and file.
Challan: 13 of 13 boxes on the case · highlighted: District, Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (SANCTION LETTER.pdf): the same place, spelled differently — “FLAT NO 1906, SR NO 39/1/1 OTHER, 19 TH FLOOR WING C, CTS. No 922, 923 OTHER, 10 ELITE AKASA, PHASE 2, PUNE, Near Ramkrishna Mangal karyalay” (the names agree; not printed on one side: haveli; the PIN agrees; the flat agrees; the wing agrees)
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
01/09/2026
01/09/2026
✓ in the document
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (Nikhil Ravindra Misal)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (SANCTION LETTER.pdf): a DIFFERENT address — decide — “FLAT NO 706, 7TH FLOOR, RAVI KIRAN HEIGHTS, SNO 35(1), PIMPLE GURAV,., Pune, MAHARASHTRA, 411027, India” (PIN 412105 vs 411027)
✗ the Index II (INDEX 2.pdf): a DIFFERENT address — decide — “प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः- रोड नं: फ्लॅट क्र. ए 706, रविकरण हाईट्स स. नं. 35 (1) राभकृष्ण मंगल कार्यालयामागे पिंपळे ग” (PIN 412105 vs 411061)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagor page — party 2 (MANISHA NIKHIL MISAL)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (SANCTION LETTER.pdf): a DIFFERENT address — decide — “FLAT NO 706, 7TH FLOOR, RAVI KIRAN HEIGHTS, SNO 35(1), PIMPLE GURAV,., Pune, MAHARASHTRA, 411027, India” (PIN 412105 vs 411027)
✗ the Index II (INDEX 2.pdf): a DIFFERENT address — decide — “प्लॉट नं: (0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नं: फ्लॅट क्र. ए 706, रविकरण हाईट्स स. नं. 35 (1) रामकृष्ण मंगल कार्यालयामागे पिंपळे ग” (PIN 412105 vs 411061)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagee page (the bank)
Loan (Rs.) *
9112000
9112000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.10
8.10
✓ in the document
from: the letter prints 13.15% - 5.05% = 8.1% — the loan's rate is 8.1%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH010480946202627E
MH010480946202627E
✓ in the document
Paid amount
42350.00
42350.00
✓ in the document
Challan date
19/09/2026
19/09/2026
✓ in the document
DHC PRN
—
—
empty (optional)
Last gathered 19 Sep 17:45: filled 2 box(es) from INDEX 2.pdf, SANCTION LETTER.pdf, APP AND CO-APP KYC.pdf, FORM A2.pdf; still empty: email (person 2), block sector · 12 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the Index II), house type (taken from the Index II) — the Index II’s own boxes were kept; check these against that paper.
⚠ found mobile = “9822395825” in the sanction letter but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found dob = “1983-11-03” in the Aadhaar but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found dob = “1985-05-11” in the Aadhaar but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found pan = “AXUPM2813N” in the Aadhaar but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 3 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010480946202627E.
District *
Pune
⚠ from the sanction letter (SANCTION LETTER.pdf) — not the Index II — check
from: the sanction letter (SANCTION LETTER.pdf)
SRO office
HVL26_HAVELI 26 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
27336.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
NIKHIL RAVINDRA MISAL
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
AXUPM2813N
⚠ the Index II (8) prints PAN AXUXXXXX3N for this person — check
✓ also on the Aadhaar (APP AND CO-APP KYC.pdf)
from: the Aadhaar (APP AND CO-APP KYC.pdf), p.2 — “Permanent Account Number AXUPM2813N”
Payer mobile (the receipt SMS goes here) *
9822395825
✓ on the case
✓ also on the Aadhaar (APP AND CO-APP KYC.pdf)
from: the Aadhaar (APP AND CO-APP KYC.pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 1906 SR NO 39/1/1 OTHER 19 TH FLOOR WING C CTS NO 922 923 OTHER 10 ELITE AKASA PHASE 2 PUNE
⚠ longer than the portal's box (50 letters) — shorten it to the number alone; the papers print more numbers than the portal's two boxes — also
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
NEAR RAMKRISHNA MANGAL KARYALAY PIMPALE GURAV MAHARASHTRA
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (INDEX 2.pdf)
PIN
411061
✓ on the case
from: the sanction letter (SANCTION LETTER.pdf)
Consideration (the loan amount) *
9112000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
गाव भौजे पिंपळे गुरव येथील सव्र्व्हे नं. 39/1/1,39/2/1,39/2/2,40/1,40/2,43/1/1,43/1/15,43/1/16 सि.स.नं. 922,923,924,925 या मिळकतीवर बांधलेल्या 10ईलाईट आकासा या योजनेतील फेज 2, विंग सी मधील एकोणिसाव्या मजल्यावरील फ्लॅट नं. 1906 यांगी कारपेट क्षेत्र 65.72 चौ. मी., ओपन वाल्कनी क्षेत्र 9.70 चौ. मीटर व एक कव्हर्ड कार पार्किंग सह. ((Survey Number: 39/1/1, 39/2/1, 39/2/2, 40/1, 40/2, 43/1/1, 13/1/15, 43/1/16; C.T.S. Number: 922, 923, 924 925;)) स्थानिक स्वराज्य संस्थाः पिंपरी- चिंचवड म.न.पा.
The Index II’s fixed rows, as EzDocs read them (from IndexII9992109260641.pdf) — check each against the paper.
| the fixed rows were not read on this copy — press Read all boxes again from the Index II to read them |
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