VISHAL VILAS KULKARNI
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010765949202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper24 Sep, 10:53 · 21d ago THE FIRST MAIL — how this case began
Pls help for NOI filing.
SRO – AURANGABAD - 2
24 Sep, 11:26 · 21d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 24 Sept 2026 at 10:54, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:
earlier mails quoted below
24 Sep, 11:36 · 21d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 24 Sept 2026 at 11:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| MOTD | image002.jpg | filed | 21d ago |
| Other | image001.jpg | filed | 21d ago |
| Sanction letter+ MOTD inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside | DocScanner 23 Sept 2026 5-15 pm.pdf | filed | 21d ago |
| Paid challan (GRAS) | VISHAL VILAS KULKARNI EchallanMH010765949202627E.pdf | filed | 21d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,140.72
VERIFIED — money received
—
16 Sep 15:02:51
24 Sep 10:56:11
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,320 | ₹15,000 | ₹320 | ₹1,500 | ₹26,140 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '431001', 'AREA': 'RIDHIVINAYAK MANDIR', 'FLAT': 'A2', 'ROAD': 'PISADEVI ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'SARARIDDHI APARTMENT', 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}
B-104 1ST FLOOR SHREENATH RESIDENCY GAT NO 167/1 GUT NO 16711
AURANGABAD
AURANGABAD
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VISHAL VILAS KULKARNI | BNAPK2196R | …6075 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | amol.wakekar@pnbhousing.com | 21d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 20d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 16d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 12d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 9d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 6d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 2d ago |
What EzDocs read from each document — check anything marked in red
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}HOU/ARNG/0726/5177200
True
Housing Loan, Housing
{'name': 'VISHAL VILAS KULKARNI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANJIRI VISHAL KULKARNI', 'role': 'co_applicant', 'label': 'Applicant'}
1
{'says': 'Vishal Vilas Kulkarni', 'where': "page 2, 'At the request of the' line", 'touches': 'name', 'printed_was': None}, {'says': '31,05,000 (Rupees Thirty one lakh five Thousand only)', 'where': "page 2, 'to the tune
3000000
3105000
8.35
29-Aug-2026
6
vishmk2319@gmail.com
VISHAL VILAS KULKARNI, MANJIRI VISHAL KULKARNI
True
9673755558
False
pin: 431001; state: MAHARASHTRA; Flat no: B-104; district: Aurangabad; Floor: 1st Floor; Address: Flat No. B-104, 1st Floor, Shreenath Residency, Gut No. 167/1, At Harsul, Aurangabad, Aurangabad, MAHARASHTRA, Ind
105000
Total Loan Amount
True
3105000
Flat No. B-104, 1st Floor, Shreenath Residency, Gut No. 167/1, At Harsul, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
FLAT NO A-2 SARARIDDHI APARTMENT, PISADEVI ROAD RIDHIVINAYAK MANDIR, HARSUL AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0726/5177200', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VISHAL VILAS KULKARNI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANJIRI VISHAL KULKARNI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [{'says': 'Vishal Vilas Kulkarni', 'where': "page 2, 'At the request of the' line", 'touches': 'name', 'printed_was': None}, {'says': '31,05,000 (Rupees Thirty one lakh five Thousand only)', 'where': "page 2, 'to the tune of INR' line", 'touches': 'amount', 'printed_was': None}, {'says': 'Aurangabad', 'where': "page 2, 'attended the office of PNBHFL at its branch office at' line", 'touches': 'other', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 2, \'Mortgagor(s) (details whereof have been mentioned in Schedule A) (hereinafter referred to as the "Mortgagor(s)")\' line', 'touches': 'other', 'printed_was': None}, {'says': 'Amol coakekor', 'where': "page 2, 'in presence of Mr./Ms.' line", 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarni', 'where': "page 2, 'and Mr./Mrs.' line", 'touches': 'name', 'printed_was': None}, {'says': 'vishal vilas Kulkarni', 'where': 'page 3, Schedule A, Sr. No. 1, Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': 'Flat No-A-2 Sara Riddhi Apartment. pisadevi Road. Hersel Aurangabad.', 'where': 'page 3, Schedule A, Sr. No. 1, Address', 'touches': 'property', 'printed_was': None}, {'says': 'mansiri vishalkulkorni', 'where': 'page 3, Schedule A, Sr. No. 2, Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 3, Schedule A, Sr. No. 2, Address', 'touches': 'property', 'printed_was': None}, {'says': 'vishal vilas kulkami', 'where': 'page 3, Schedule A, Name of the Borrower', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad.', 'where': '1989-03-23
BNAPK2196R
True
raw reading (for Abhijit)
{'dob': '1989-03-23', 'pan': 'BNAPK2196R', 'address': None, 'legible': True, 'quality_issue': None}1989-03-23
Vishal Vilas Kulkarni
pin: 431001; area: Ridhivinayak Mandir; flat: A2; road: Pisadevi Road; state: Maharashtra; building: Sarariddhi Apartment; district: Aurangabad; Village: Aurangabad
True
Vilas Kulkarni
6075
raw reading (for Abhijit)
{'dob': '1989-03-23', 'pan': None, 'name': 'Vishal Vilas Kulkarni', 'mobile': None, 'address': {'pin': '431001', 'area': 'Ridhivinayak Mandir', 'flat': 'A2', 'road': 'Pisadevi Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Sarariddhi Apartment', 'district': 'Aurangabad', 'post_office': None, 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': 'Vilas Kulkarni', 'aadhaar_last4': '6075', 'quality_issue': None}INR 31,05,000 (Rupees Thirty one lakh five. Thousand only)
3105000.0
raw reading (for Abhijit)
{'amount_words': 'INR 31,05,000 (Rupees Thirty one lakh five. Thousand only)', 'secured_amount': 3105000.0}kind: bundle; payments: [{'utr': '105664407350', 'date': '2026-08-29', 'page': 8, 'time': '14:48', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26120.0, 'direction': 'credit', 'narration': 'THINK BIGZ INITIATIVE P
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '105664407350', 'date': '2026-08-29', 'page': 8, 'time': '14:48', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26120.0, 'direction': 'credit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}MH010765949202627E
431001
24320.0
6(1)
False
03006172026092400357
AURANGABAD
AURANGABAD
BNAXXXXXXR
FLAT NO B-104 1ST FLOOR SHREENATH RESIDENCY GUT NO 167/1 AT HARSUL
VISHAL VILAS KULKARNI
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3105000
{'amount': 9320.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX5558
24/09/2026-11:34:31
AURANGABAD MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
3105000
raw reading (for Abhijit)
{'grn': 'MH010765949202627E', 'pin': '431001', 'total': 24320.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092400357', 'district': 'AURANGABAD', 'area_city': 'AURANGABAD', 'payer_pan': 'BNAXXXXXXR', 'flat_block': 'FLAT NO B-104 1ST FLOOR SHREENATH RESIDENCY GUT NO 167/1 AT HARSUL', 'payer_name': 'VISHAL VILAS KULKARNI', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3105000', 'scheme_rows': [{'amount': 9320.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5558', 'payment_date': '24/09/2026-11:34:31', 'road_locality': 'AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3105000'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 24 Sep, 11:26 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 6d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 9d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 9d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 12d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 12d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']} |
| 16d ago | EzDocs | reader_home_address | {'fp': 'ab2019ee95062068', 'from': 'the sanction letter (DocScanner 23 Sept 2026 5-15\u202fpm.pdf)', 'home': {'pin': '431001', 'flat': 'A-2', 'road': 'PISADEVI ROAD RIDHIVINAYAK MANDIR', 'state': 'MAHARASHTRA', 'building |
| 16d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BNxxxxxxXR — no paper on the |
| 17d ago | EzDocs | case_read | {'how': 'uri', 'tag': '8c8ee13e4cf96749', 'docs': ['DocScanner 23 Sept 2026 5-15\u202fpm.pdf', 'image002.jpg'], 'loan': {'amount': 3105000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'INR 30 |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': '607bda13eda13a88', 'docs': ['DocScanner 23 Sept 2026 5-15\u202fpm.pdf', 'image002.jpg'], 'loan': {'amount': 3105000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'Loan A |
| 20d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'st |
| 20d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DocScanner 23 Sept 2026 5-15\u202fpm.pdf', 'image002.jpg'], 'after': {'challan_boxes': {'box1': 'B-104 1ST FLOOR SHREENATH RESIDENCY |
| 20d ago | EzDocs | challan_boxes_composed | {'fp': '9b8440be83d43a96', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'B-104 1ST FLOOR SHREENATH RESIDENCY GAT NO 16 |
| 20d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0726/5177200) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 21d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan_shared'], 'mails': 3, 'summ |
| 21d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 21d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VISHAL VILAS KULKARNI EchallanMH010765949202627E.pdf', 'kind' |
| 21d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHAL VILAS KULKAR |
| 21d ago | EzDocs | challan_verified_against_case | {'grn': 'MH010765949202627E', 'file': 'VISHAL VILAS KULKARNI EchallanMH010765949202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 21d ago | EzDocs | challan_extracted | {'grn': 'MH010765949202627E', 'file': 'VISHAL VILAS KULKARNI EchallanMH010765949202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24320.0} |
| 21d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary': |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints |
| 21d ago | copilot | copilot_pick | {'why': "The source text mentions 'Aurangabad'. The district is Aurangabad. The taluka that corresponds to the city of Aurangabad is now named Chhatrapati Sambhajinagar. This is the correct option.", 'field': 'Taluka', ' |
| 21d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose fr |
| 21d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': "the challan's address is this bank's rule paper as printed; the reading's words came from another paper", 'file': 'DocScanner 23 Sept 2026 5-15\u202fpm.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['GAT |