Gajanan Swami
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012132843202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper15 Oct, 18:48 · 2h ago THE FIRST MAIL — how this case began
Kindly process challan in below case.
- ✓ Sanction Letter — attached
- ✓ Applicant and Aadhar Card — attached
- ✓ Applicant and Pan Card — attached
- ✗ Index II Copy — not attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
15 Oct, 18:56 · 2h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 15 Oct 2026 at 18:47, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:
earlier mails quoted below
15 Oct, 18:56 · 2h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 15 Oct 2026 at 18:47, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:
earlier mails quoted below
15 Oct, 19:19 · 1h ago
Team,
PFA challan for your reference..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | SIR PHOTO.jpg | filed | 2h ago |
| Payment screenshot | IMG-20261014-WA0096.jpg | filed | 2h ago |
| Sanction letter+ PAN card inside+ Aadhaar card inside | Swami.pdf | filed | 2h ago |
| Paid challan (GRAS) | GAJANAN MAHADEV SWAMI EchallanMH012132843202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,410.48
VERIFIED — money received
₹26,400 761553163297
14 Oct 18:21:35
18:50:48
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,590 | ₹15,000 | ₹320 | ₹1,500 | ₹26,410 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '413003', 'AREA': 'POLICE ADHIKSHAK KARYALAY SOLAPUR GRAMIN, NEAR JILHA PARISHAD', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'SOLAPUR', 'POST_OFFICE': 'ZILLA NAYALAYA SOLAPUR', 'VILLAGE_CITY': 'SOLAPUR'}
PLOT NO 212/15 146/2B 146/1B1 146/2A/1 146/2A/2 SURVEY NO 145/2A 145/2B/2B/2 PART SOLAPUR
MANIDHARI KASABE AKKOLKOT ROAD MAHARASHTRA
SOLAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | GAJANAN SWAMI | BXHPS1394G | …5926 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | akash.jadhav2@phfl.com | 2h ago |
| acknowledgement | akash.jadhav2@phfl.com | 2h ago |
What EzDocs read from each document — check anything marked in red
live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}761553163297
2026-10-14
18:21
26400
PhonePe
.169705262080@hdfcbank
THINK BIGZ INITIATIVE PVT LTD
Transaction Successful
raw reading (for Abhijit)
{'utr': '761553163297', 'date': '2026-10-14', 'time': '18:21', 'amount': 26400, 'method': 'PhonePe', 'payee_upi': '.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}HOU/SOL/0826/5209354
True
Housing Loan, Housing
{'name': 'GAJANAN SWAMI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DEEPIKA GAJANAN SWAMI', 'role': 'co_applicant', 'label': 'Applicant'}
1
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
3100000
-4.75
3193000
8.4
17-Sep-2026
5
13.15
gajananswami1542@gmail.com
GAJANAN SWAMI, DEEPIKA GAJANAN SWAMI
False
7385827399
False
pin: 413006; road: Akkolkot Road; state: MAHARASHTRA; district: Solapur; Address: Plot No.212/15, 146/2B, 146/1B1, 146/2A/1, 146/2A/2, Survey No. 145/2A, 145/2B/2B/2 Part, SOLAPUR, Manidhari Kasabe, Solapur, Akkolko
93000
Total Loan Amount
True
3193000
Plot No.212/15,., 146/2B, 146/1B1, 146/2A/1, 146/2A/2, Survey No. 145/2A, 145/2B/2B/2 Part,., SOLAPUR, Manidhari Kasabe, Solapur, Akkolkot Road, Solapur, MAHARASHTRA, India, 413006
GHAR NO 170/171, MALLIKARJUN NAGAR AKKALKOT ROAD SOLAPUR, SOALPUR, ., Solapur, MAHARASHTRA, 413001, Solapur, India
raw reading (for Abhijit)
{'lan': 'HOU/SOL/0826/5209354', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'GAJANAN SWAMI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DEEPIKA GAJANAN SWAMI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3100000, 'rate_spread': -4.75, 'final_amount': 3193000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '17-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'gajananswami1542@gmail.com', 'applicant_names': ['GAJANAN SWAMI', 'DEEPIKA GAJANAN SWAMI'], 'printed_altered': False, 'applicant_mobile': '7385827399', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': 'Akkolkot Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No.212/15, 146/2B, 146/1B1, 146/2A/1, 146/2A/2, Survey No. 145/2A, 145/2B/2B/2 Part, SOLAPUR, Manidhari Kasabe, Solapur, Akkolkot Road, Solapur, MAHARASHTRA, India, 413006', 'village_city': 'Manidhari Kasabe', 'building_name': None, 'survey_or_cts_no': '212/15, 146/2B, 146/1B1, 146/2A/1, 146/2A/2, 145/2A, 145/2B/2B/2'}, 'insurance_premium': 93000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3193000, 'security_address_verbatim': 'Plot No.212/15,., 146/2B, 146/1B1, 146/2A/1, 146/2A/2, Survey No. 145/2A, 145/2B/2B/2 Part,., SOLAPUR, Manidhari Kasabe, Solapur, Akkolkot Road, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'GHAR NO 170/171, MALLIKARJUN NAGAR AKKALKOT ROAD SOLAPUR, SOALPUR, ., Solapur, MAHARASHTRA, 413001, Solapur, India'}1984-06-04
BXHPS1394G
GAJANAN MAHADEV SWAMI
True
MAHADEV SWAMI
raw reading (for Abhijit)
{'dob': '1984-06-04', 'pan': 'BXHPS1394G', 'name': 'GAJANAN MAHADEV SWAMI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MAHADEV SWAMI', 'aadhaar_last4': None, 'quality_issue': None}1984-06-04
GAJANAN SWAMI
7385827399
pin: 413003; area: police adhikshak karyalay solapur gramin, near jilha parishad; state: Maharashtra; district: Solapur; post_office: Zilla Nayalaya Solapur; Village: solapur
True
5926
raw reading (for Abhijit)
{'dob': '1984-06-04', 'pan': None, 'name': 'GAJANAN SWAMI', 'mobile': '7385827399', 'address': {'pin': '413003', 'area': 'police adhikshak karyalay solapur gramin, near jilha parishad', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Solapur', 'post_office': 'Zilla Nayalaya Solapur', 'village_city': 'solapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5926', 'quality_issue': None}MH012132843202627E
413006
24590.0
6(1)
False
03006172026101502185
SOLAPUR
SOLAPUR
BXHXXXXXXG
PLOT NO 212/15 SURVEY NO 146/2B 146/1B1
GAJANAN MAHADEV SWAMI
SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3193000
{'amount': 9590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
15/10/2026-19:17:35
MANIDHARI KASABE AKKOLKOT ROAD SOLAPUR MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
3193000
raw reading (for Abhijit)
{'grn': 'MH012132843202627E', 'pin': '413006', 'total': 24590.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101502185', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'BXHXXXXXXG', 'flat_block': 'PLOT NO 212/15 SURVEY NO 146/2B 146/1B1', 'payer_name': 'GAJANAN MAHADEV SWAMI', 'sro_office': 'SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3193000', 'scheme_rows': [{'amount': 9590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '15/10/2026-19:17:35', 'road_locality': 'MANIDHARI KASABE AKKOLKOT ROAD SOLAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3193000'}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the team typed GAJANAN MAHADEV SWAMI — no paper on |
| 1h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'GAJANAN MAHADEV SWAMI EchallanMH012132843202627E.pdf', 'kind' |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'GAJANAN MAHADEV SWA |
| 1h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'SLR2_SOLAPUR UTTAR 2 JOINT SUB REGI', 'district': 'SOLAPUR'} |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012132843202627E', 'file': 'GAJANAN MAHADEV SWAMI EchallanMH012132843202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012132843202627E', 'file': 'GAJANAN MAHADEV SWAMI EchallanMH012132843202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24590.0} |
| 2h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '531429', 'lessons': [{'box': 'Property box 1', 'words': "Property box 1: the |
| 2h ago | DARBAR | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property box 1 and Property box 2 match the main paper, which is the sanction le |
| 2h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03605'} |
| 2h ago | EzDocs | challan_boxes_by_rules | {'fp': '366358f8669cc5d5', 'why': 'a number box 1 carries is written again in box 2 (145, 2)', 'anew': 'first'} |
| 2h ago | EzDocs | reader_mail_addition | {'fp': '9c0922571f6750dd', 'add': {}, 'why': "The mail does not add any property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 18:56 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 2h ago | EzDocs | reader_home_address | {'fp': '2b89b9c2fb593c21', 'from': 'the sanction letter (Swami.pdf)', 'home': {'pin': '413001', 'flat': 'GHAR NO 170/171', 'road': 'AKKALKOT ROAD', 'state': 'MAHARASHTRA', 'building': 'MALLIKARJUN NAGAR', 'district': 'SO |
| 2h ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PENDING'} |
| 2h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 2h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '761553163297', 'fee_total': 26410} |
| 2h ago | EzDocs | email_shadowed:ack | {'to': 'akash.jadhav2@phfl.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.\n\nRegards,\nNOI Coo |
| 2h ago | EzDocs | draft_withdrawn | {'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 2h ago | EzDocs | credit_moved523 | {'to': 'NOI-2026-03605', 'why': "the transaction number on this case's payment screenshot is this credit's (761553163297) — moved here from NOI-2026-03256, whose own screenshot shows another payment", 'from': 'NOI-2026-0 |
| 2h ago | EzDocs | payment_verified | {'utr': '761553163297', 'delta': -10.48, 'method': 'utr_exact+moved', 'paid_at': '2026-10-14T12:51:35.862026+00:00', 'expected': 26410.48, 'received': 26400.0, 'confidence': 'high'} |
| 2h ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T13:19:14', 'why': 'reading', 'open': 10, 'mails': [{'at': '2026-10-15 13:18', 'id': '1a13fb660654ae53', 'from': 'branch', 'gist': 'The branch is asking the team to process the challan for the |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'SOLAPUR'} |
| 2h ago | EzDocs | case_read | {'how': 'uri', 'tag': '875d9b4457966b38', 'docs': ['Swami.pdf'], 'loan': {'amount': 3193000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'sanction letter', 'quote': 'INR 3100000', 'amount': 3100000}, {'what': 'ins |
| 2h ago | EzDocs | email_shadowed:ack_docs | {'to': 'akash.jadhav2@phfl.com', 'body': "Team,\n\nWe acknowledge the receipt of your mail and documents.\n\nYour payment advice for Rs. 26,400 (UTR 761553163297) is noted. We are confirming the credit in our account and |