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Cases / NOI-2026-01572

VIVEK VIJAY KULKARNI

PNB_HFLLAN HOU/NSK/0626/5128640 Index II shared · done All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Payment screenshot — shows ₹26,500; money not verified yetopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
✓Aadhaar card — inside KYC (3).pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (12)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹26,530.66 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-06-30 — an old receipt?
MoneyWaiting for the credit
₹26,530.66CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹26,500; we wait for the credit itself
Ask for the exact ₹26,530.66. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%9,710
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.66
Total we ask for26,530.66
Screenshot ₹26,500 — ₹31 under our ask, not below the real calculation ₹26,496. Counts as full. Nothing to ask.
Screenshot ₹26,500 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-06-30 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 79 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹26,516. We ask ₹26,530 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹26,475 · 14 Oct 15:48 · AAKASH BHA. RRN- · 8724880192 — ₹55.66 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 40 minour time (made after working hours) · 30 Jun 23:01
Index II 55 h 10 minour time · 16 Sep 15:25
the NOI team 6 d 5 hthe branch 82 d 11 htotal 88 d 16 h
Complete.
Day by day — every step and who held it
30 Jun 22:21Your branch's mail
30 Jun 23:01Challan made+40 min · the NOI team
10 Sep 10:16Papers from your branch+71 d 11 h · the branch
12 Sep 12:26Filed on IGR — e-filing shared+2 d 2 h · the NOI team
16 Sep 15:25Index II sent+4 d 2 h · the NOI team
27 Sep 15:12Papers from your branch+10 d 23 h · the branch
27 Sep 15:12Papers readat once
27 Sep 15:12Papers from your branchat once
27 Sep 15:12Papers readat once
27 Sep 15:12Papers from your branchat once
27 Sep 15:12Papers readat once
27 Sep 15:12Papers from your branchat once
27 Sep 15:12Papers readat once
27 Sep 15:12Property readat once
27 Sep 15:12Papers from your branchat once
27 Sep 15:12Papers readat once
27 Sep 15:12Papers from your branchat once
27 Sep 15:12Papers readat once
27 Sep 15:13Papers from your branchat once
27 Sep 15:13Papers readat once
27 Sep 15:13Papers from your branchat once
27 Sep 15:14Papers read+1 min · the NOI team
27 Sep 15:14Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹32,32,000
Loan account no.
HOU/NSK/0626/5128640
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete as the team has shared the government's Index II. No further actions are pending from either party.
the history says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 1 (2026-09-10) “PFA Index II.”
✓ Index II asked for — done, mail 1 (2026-09-10) “Please share the copy of index 2 for NOI filing”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-10) “PFA Index II.”
✓ filed on the IGR site — done, mail 3 (2026-09-12) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 3 (2026-09-12) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 5 (2026-09-16) “PFA NOI INDEX 2 FOR CASE CLOSURE”
read over 5 mail(s), last mail 2026-09-16 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 19d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926103714640 · ₹300 · paid 10/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH005561984202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
10 Sep, 10:16 · 36d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI
Dear Team,

PFA Index II.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 21-08-2026 07:38 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI Exercise Secured by Check Point Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 25 Jul 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 30 Jun 2026 at 23:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 30 Jun 2026 at 22:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 30 Jun 2026 at 22:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name VIVEK VIJAY KULKARNI Lan No HOU/NSK/0626/5128640 Loan Amount 3232000 LOAN AMOUNT 3232000 0.30% 9696 0.50% 15000 FEES 1500 DHC 300 TOTAL 26,496 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com) Date: 30-06-2026 08:51 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: NOI Vivek Vijay Kulkarni Thanks & Regards, Maheshwar Lande Team Manager 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony, Sharanpur Road, Nashik 422002. Landline Number: 0253-2311671/2311672 Toll Free Number: 1800 120 8800 Mobile: 9970054166
🤖 read: documents attached
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
10 Sep, 11:51 · 36d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 10 Sept 2026 at 10:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 21-08-2026 07:38 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI Exercise Secured by Check Point Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 23:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name VIVEK VIJAY KULKARNI Lan No HOU/NSK/0626/5128640 Loan Amount 3232000 LOAN AMOUNT 3232000 0.30% 9696 0.50% 15000 FEES 1500 DHC 300 TOTAL 26,496 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com) Date: 30-06-2026 08:51 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: NOI Vivek Vijay Kulkarni Thanks & Regards, Maheshwar Lande Team Manager 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony, Sharanpur Road, Nashik 422002. Landline Number: 0253-2311671/2311672 Toll Free Number: 1800 120 8800 Mobile: 9970054166
🤖 read: The team states they will process the NOI.
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:26 · 34d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 11:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team we will process the NOI for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 10 Sept 2026 at 10:22, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > PFA Index II. > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 21-08-2026 07:38 pm > To: Piyush Santosh Aher (piyush.aher@phfl.com) > Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye ( > prashant.padhye@pnbhousing.com) > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: > HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI > > > Secured by Check Point > Dear team, > > Please share the copy of index 2 for NOI filing > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Sat, 25 Jul 2026 at 19:47, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> For noi filing we need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 30 Jun 2026 at 23:02, THINKBIGZ NOI <pnb.noifilling@gmail.com> >> wrote: >> >>> Team, >>> >>> PFA challan for your reference >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Tue, 30 Jun 2026 at 22:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> >>> wrote: >>> >>>> Team, >>>> >>>> We acknowledge the receipt of your mail documents and payment. We will >>>> initiate the challan for the same. For noi filing we need an index 2 copy.. >>>> >>>> *Regards,* >>>> >>>> *NOI Coordinator (PNB)* >>>> *ThinkBigz* >>>> *M:-8097244974 <(809)%20724-4974>* >>>> >>>> >>>> On Tue, 30 Jun 2026 at 22:26, Piyush Santosh Aher < >>>> piyush.aher@phfl.com> wrote: >>>> >>>>> Dear Team, >>>>> >>>>> Kindly process 0.3 & 0.5 Challan in below case. >>>>> >>>>> Customer Name >>>>> VIVEK VIJAY KULKARNI >>>>> >>>>> Lan No >>>>> HOU/NSK/0626/5128640 >>>>> >>>>> Loan Amount 3232000 >>>>> >>>>> >>>>> LOAN AMOUNT 3232000 >>>>> 0.30% 9696 >>>>> 0.50% 15000 >>>>> FEES 1500 >>>>> DHC 300 >>>>> TOTAL 26,496 >>>>> >>>>> >>>>> *Sanction Letter attached >>>>> *Customer Aadhar Card / co applicant attached >>>>> *Customer pan Card / co applicant attached >>>>> *Index II Copy OTC. >>>>> *Form A2 or Soft copy of photograph attached >>>>> *Payment details attached >>>>> >>>>> >>>>> SRO No >>>>> >>>>> >>>>> Thanks & Regards, >>>>> >>>>> *Piyush S Aher* >>>>> >>>>> Branch Operation Executive >>>>> >>>>> Nashik Branch >>>>> >>>>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>>>> >>>>> Toll Free: 1800 120 8800 >>>>> >>>>> Website-www.pnbhousing.com >>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo1YzNmZjdhOGEwYWE2NWJhMzM5ODU1NDVlZTM2ZjU0NDo3Ojk3ZjM6Y2VjMjU2OTU3Y2ZhZWM1MjhiYjRlZTE4ZjFmZjQ5NzU0ZDI2YmVjNzg2NDFkYjNiYWUxZTYyZjZlZWUyZThiMjpoOkY6Rg> >>>>> >>>>> *PHFL Home Loans and Services Limited* >>>>> >>>>> >>>>> >>>>> ----- Forwarded Message ----- >>>>> ------------------------------ >>>>> From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com) >>>>> Date: 30-06-2026 08:51 pm >>>>> To: Piyush Santosh Aher (piyush.aher@phfl.com) >>>>> Subject: NOI Vivek Vijay Kulkarni >>>>> >>>>> >>>>> >>>>> Thanks & Regards, >>>>> >>>>> Maheshwar Lande >>>>> >>>>> Team Manager >>>>> >>>>> 407 & 408, 4th Floor, Padma Vishwa Landmark, >>>>> >>>>> Near Tanishq Showroom, Above Axis Bank, >>>>> >>>>> Racca Colony, Sharanpur Road, Nashik 422002 >>>>> <https://www.google.com/maps/search/Racca+Colony,+Sharanpur+Road,+Nashik+422002?entry=gmail&source=g> >>>>>. >>>>> >>>>> Landline Number: 0253-2311671/2311672 >>>>> >>>>> Toll Free Number: 1800 120 8800 >>>>> >>>>> Mobile: 9970054166 >>>>> >>>>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:26 · 34d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 10 Sept 2026 at 11:51, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 10 Sept 2026 at 10:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 21-08-2026 07:38 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI Exercise Secured by Check Point Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 23:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name VIVEK VIJAY KULKARNI Lan No HOU/NSK/0626/5128640 Loan Amount 3232000 LOAN AMOUNT 3232000 0.30% 9696 0.50% 15000 FEES 1500 DHC 300 TOTAL 26,496 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com) Date: 30-06-2026 08:51 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: NOI Vivek Vijay Kulkarni Thanks & Regards, Maheshwar Lande Team Manager 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony, Sharanpur Road, Nashik 422002. Landline Number: 0253-2311671/2311672 Toll Free Number: 1800 120 8800 Mobile: 9970054166
🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Sep, 15:25 · 30d ago

TEAM

PFA NOI INDEX 2 FOR CASE CLOSURE

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 12 Sept 2026 at 12:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 10 Sept 2026 at 11:51, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 10 Sept 2026 at 10:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 21-08-2026 07:38 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0626/5128640 Applicant Name: VIVEK VIJAY KULKARNI Exercise Secured by Check Point Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 23:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 30 Jun 2026 at 22:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name VIVEK VIJAY KULKARNI Lan No HOU/NSK/0626/5128640 Loan Amount 3232000 LOAN AMOUNT 3232000 0.30% 9696 0.50% 15000 FEES 1500 DHC 300 TOTAL 26,496 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Maheshwar Haribhau Lande (maheshwar.lande@phfl.com) Date: 30-06-2026 08:51 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: NOI Vivek Vijay Kulkarni Thanks & Regards, Maheshwar Lande Team Manager 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony, Sharanpur Road, Nashik 422002. Landline Number: 0253-2311671/2311672 Toll Free Number: 1800 120 8800 Mobile: 9970054166
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo IMG_20260630_143321.jpg
filed 19d ago
Selfie / photo IMG_20260630_143312.jpg
CANNOT BE READ — clear copy asked 19d ago
Selfie / photo IMG_20260630_143317.jpg
filed 19d ago
Sanction letter DocScanner Jun 30, 2026 8-48 PM.pdf
filed 19d ago
Payment screenshot IMG-20260630-WA0013.jpg
filed 19d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside KYC (3).pdf
filed 19d ago
Other image002.jpg
filed 19d ago
Other image001.jpg
filed 19d ago
Paid challan (GRAS) KULKARNI VIVEK VIJAY EchallanMH005561984202627E.pdf
filed 19d ago
Index IIthe branch sent this — an input index ii vivek kulkarni.pdf
filed 19d ago
E-filing copy (token) eFilingDoc9991009260699.pdf
filed 19d ago
Index IIthe registered copy we filed IndexII9991009260699.pdf
filed 19d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,530.66
Where it stands
waiting for the credit
Screenshot claims
₹26,500 735865177418
Screenshot ₹26,500 — ₹31 under our ask, not below the real calculation ₹26,496. Counts as full. Nothing to ask.
Screenshot ₹26,500 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-06-30 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet
stale_claim:2026-06-30:91d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,710₹15,000₹320 ₹1,500₹26,530
By law ₹26,516. We ask ₹26,530 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Title deed held by the bank (Agreement to Sale / Sale Deed …), Building (person 1), Floor (person 1), Flat / house no (person 1) …
✓ EzDocs checked every box against the document’s own words 19d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index ii vivek kulkarni.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
तुकडी जिल्हा नाशिक पोट तुकडी नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे नाशिक या गावचे शिवारातील भुमापन क्रमांक व उपविभाग 148/7 (सिटी सर्व्हे नं. 5169) पैकी क्षेत्र 3970.00 चौ.मी. यांसी बिनशेती आकार रु.55.04 पैसे यावरील सहजानंद पार्क फेज-2 मधील तिसऱ्या मजल्यावरील फ्लॅट नं. 304 यांसी कार्पेट क्षेत्र 608.37 चौ.फुट म्हणजेच 56.54 चौ.मी. ( (Survey Number: 148/7;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DocScanner Jun 30, 2026 8-48 PM.pdf
as printed
FLAT NO 304, 3RD FLOOR, C WING, SAHAJANAND PARK PHASE 2, S NO 148/7 CTS NO,5969, NASHIK, SHRI RAM VIDYALAYA, NASHIK, OLD AGRA ROAD, NASHIK, MAHARASHTRA, INDIA, 422003
PIN
422003
the Index II
IndexII9991009260699.pdf
the property
1) CORPORATION: NASHIK CORPORATION OTHER DETAILS: BUILDING NAME:C WING SAHAJANAND PARK PHASE 2 BLDG, FLOOR NO:3, FLAT NO:304, ROAD:OLD AGRA ROAD, LANDMARK:SHRI RAM VIDYALAYA NASHIK (SURVEY NUMBER: 148/7; C.T.S. NUMBER: 5169;)
PIN
422003
the Index II
index ii vivek kulkarni.pdf
the property
paalikeche naavahnaashika ma.na.paa. itara varnana, itara maahitih, itara maahitih tukadi jilhaa naashika pota tukadi naashika paiki naashika mahaanagarapaalikaa hadditila mauje naashika yaa gaavache shivaaraatila bhumaapana kramaanka va upavibhaaga 148/7 (siti sarvhe nan. 5169) paiki kshetra 3970.00 chau.mi. yaansi binasheti aakaara ru.55.04 paise yaavarila sahajaananda paarka pheja-2 madhila tisaऱ्yaa majalyaavarila phlata nan. 304 yaansi kaarpeta kshetra 608.37 chau.phuta mhanajecha 56.54 chau.mi. ((SURVEY NUMBER: 148/7;))
PIN
422003
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 304 3RD FLOOR C WING SAHAJANAND PARK PHASE 2 SURVEY NO 148/7 CTS NO 5969
Locality/Road
OLD AGRA ROAD SHRI RAM VIDYALAYA NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 1, 3, 5169, NAME, OTHER
the Index II also prints: 00, 04, 37, 3970, 5169, 54, 55, 56, AAKAARA, BHUMAAPANA, BINASHETI, CHAU, GAAVACHE, HADDITILA, ITARA, JILHAA, KAARPETA, KRAMAANKA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVIVEK VIJAY KULKARNIBJXPK6242D
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG_20260630_143321.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG_20260630_143312.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
the person is not holding the phone, this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'the person is not holding the phone, this is not a live selfie'}
Selfie / photo IMG_20260630_143317.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Sanction letter DocScanner Jun 30, 2026 8-48 PM.pdf needs your check
lan
HOU/NSK/0626/5128640
legible
True
purpose
Housing Loan, Housing
loan type
Housing Loan
confidence
1
loan amount
3200000
final amount
3232000
interest rate
8.1
sanction date
29-Jun-2026
letter version
5
applicant email
vivekkulkarni1988@yahoo.com
applicant names
VIVEK VIJAY KULKARNI, SAYLI SHIVAJI MHASKE, VIJAY HARIHAR KULKARNI
printed altered
False
applicant mobile
9834853610
balance transfer
False
property address
pin: 422003; road: Old Agra Road; state: MAHARASHTRA; Flat no: 304; district: Nashik; Floor: 3rd Floor; landmark: Shri Ram Vidyalaya; Address: Flat No 304, 3rd Floor, C Wing, Sahajanand Park Phase 2, S No 148/7 C
insurance premium
32000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3232000
security address verbatim
Flat No 304, 3rd Floor, C Wing, Sahajanand Park Phase 2, S No 148/7 CTS No,5969, Nashik, Shri Ram Vidyalaya, Nashik, Old Agra Road, Nashik, MAHARASHTRA, India, 422003
applicant address verbatim
FLAT NO 12 SHASHI ISHWAR APARTMENT, OPP NIMANI BUS STAND SWAMI VIVEKANAND SCHOOL, PANCHWATI NASHIK, NASHIK, Nashik, MAHARASHTRA, 422003, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0626/5128640', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3200000, 'final_amount': 3232000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '29-Jun-2026', 'letter_version': '5', 'applicant_email': 'vivekkulkarni1988@yahoo.com', 'applicant_names': ['VIVEK VIJAY KULKARNI', 'SAYLI SHIVAJI MHASKE', 'VIJAY HARIHAR KULKARNI'], 'printed_altered': False, 'applicant_mobile': '9834853610', 'balance_transfer': False, 'property_address': {'pin': '422003', 'road': 'Old Agra Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '304', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Shri Ram Vidyalaya', 'full_address': 'Flat No 304, 3rd Floor, C Wing, Sahajanand Park Phase 2, S No 148/7 CTS No,5969, Nashik, Shri Ram Vidyalaya, Nashik, Old Agra Road, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Nashik', 'building_name': 'Sahajanand Park Phase 2', 'survey_or_cts_no': 'S No 148/7 CTS No,5969'}, 'insurance_premium': 32000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3232000, 'security_address_verbatim': 'Flat No 304, 3rd Floor, C Wing, Sahajanand Park Phase 2, S No 148/7 CTS No,5969, Nashik, Shri Ram Vidyalaya, Nashik, Old Agra Road, Nashik, MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'FLAT NO 12 SHASHI ISHWAR APARTMENT, OPP NIMANI BUS STAND SWAMI VIVEKANAND SCHOOL, PANCHWATI NASHIK, NASHIK, Nashik, MAHARASHTRA, 422003, India'}
Payment screenshot IMG-20260630-WA0013.jpg needs your check
utr
735865177418
date
2026-06-30
time
14:48
amount
26500
method
PhonePe
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
payer name
Vivek Kulkarni
raw reading (for Abhijit)
{'utr': '735865177418', 'date': '2026-06-30', 'time': '14:48', 'amount': 26500, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'Vivek Kulkarni', 'debit_notification_text': None}
PAN card KYC (3).pdf needs your check
dob
1988-03-24
pan
BJXPK6242D
legible
True
raw reading (for Abhijit)
{'dob': '1988-03-24', 'pan': 'BJXPK6242D', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC (3).pdf needs your check
dob
1988-03-24
pan
BJXPK6242D
legible
True
raw reading (for Abhijit)
{'dob': '1988-03-24', 'pan': 'BJXPK6242D', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) KULKARNI VIVEK VIJAY EchallanMH005561984202627E.pdf needs your check
grn
MH005561984202627E
pin
422003
total
24701.0
article
6(1)
defaced
False
bank cin
03006172026070100373
district
NASHIK
area city
NASHIK
payer pan
BJXXXXXXXD
flat block
FLAT NO 304 3RD FLOOR C WING SAHAJANAND PARK PHASE 2 S NO 148/7 CTS NO 5969 NASHIK SHRI RAM
payer name
KULKARNI VIVEK VIJAY
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=3232000
scheme rows
{'amount': 9701.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3610
payment date
30/06/2026-23:01:53
road locality
VIDYALAYA NASHIK OLD AGRA ROAD NASHIK
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3232000
raw reading (for Abhijit)
{'grn': 'MH005561984202627E', 'pin': '422003', 'total': 24701.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026070100373', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BJXXXXXXXD', 'flat_block': 'FLAT NO 304 3RD FLOOR C WING SAHAJANAND PARK PHASE 2 S NO 148/7 CTS NO 5969 NASHIK SHRI RAM', 'payer_name': 'KULKARNI VIVEK VIJAY', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=3232000', 'scheme_rows': [{'amount': 9701.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3610', 'payment_date': '30/06/2026-23:01:53', 'road_locality': 'VIDYALAYA NASHIK OLD AGRA ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3232000'}
Index II index ii vivek kulkarni.pdf needs your check
kind
index2_input
extracted
pin: 422003; rows: {'r4_palika': 'नाशिक म.न.पा.', 'r11_serial': '7555/2026', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे (25-ड) (da) If relatin
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422003', 'rows': {'r4_palika': 'नाशिक म.न.पा.', 'r11_serial': '7555/2026', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे (25-ड) (da) If relating to Order of High Court W.R.T. amalgamation or reconstruction of companies under section 394 of Companies Act 1956 or under the order of Reserve Bank of India under section 44A of the Banking Regulation Act 1949. ==> If relating to Order of High Court W.R.T. amalgamation or reconstruction of companies under section 394 of Companies Act 1956 or under the order of Reserve Bank of India under section 44A of the Banking Regulation Act 1949', 'r4_locality': 'सहजानंद पार्क फेज-2', 'r5_area_text': '56.54 चौ. मीटर', 'r7_executants': [{'age': '43', 'pan': 'BFAPG3578K', 'name': 'प्रशांत काशिनाथ घोटकर', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः रा.घर नं.4387, गजानन चौक, पाथरवट लेन, नाशिक, ब्लॉक नंः -, रोड नंः -, महाराष्ट्र, णास्ःईक़. पिन कोड:-422003'}, {'age': '32', 'pan': 'DSEPG3707B', 'name': 'वैशाली प्रशांत घोटकर', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः रा.घर नं.4387, गजानन चौक, पाथरवट लेन, नाशिक, ब्लॉक नंः, रोड नंः, महाराष्ट्र, णास्ःईक़, पिन कोड:-422003'}], 'r8_purchasers': [{'age': '38', 'pan': 'BJXPK6242D', 'name': 'विवेक विजय कुलकर्णी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः रा. 12, शशी ईश्वर अपार्टमेंट, निमाणी बस स्टॅण्ड समोर, स्वामी विवेकानंद शाळेजवळ, पंचवटी, नाशिक, ब्लॉक नंः, रोड नं:-, महाराष्ट्र, णास्ःईक़. पिन कोड:-422003'}, {'age': '30', 'pan': 'GMKPM9567E', 'name': 'सायली शिवाजी म्हस्के ऊर्फ सायली विवेक कुलकर्णी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. 12, शशी ईश्वर अपार्टमेंट, निमाणी बस स्टॅण्ड समोर, स्वामी विवेकानंद शाळेजवळ, पंचवटी, नाशिक, ब्लॉक नंः, रोड नंः, महाराष्ट्र, णास्ःईक़. पिन कोड:-422003'}, {'age': '67', 'pan': 'ALUPK4811G', 'name': 'विजय हरिहर कुलकर्णी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. 12, शशी ईश्वर अपार्टमेंट, निमाणी बस स्टॅण्ड समोर, स्वामी विवेकानंद शाळेजवळ, पंचवटी, नाशिक, ब्लॉक नंः -, रोड नंः -, महाराष्ट्र, णास्ःईक़. पिन कोड:-422003'}], 'r12_stamp_duty': 500, 'r3_market_value': 3285000, 'r1_document_type': 'डीड ऑफ अपार्टमेंट', 'r2_consideration': 3300000, 'r9_execution_date': '16/07/2026', 'r13_registration_fee': 100, 'r10_registration_date&#x
E-filing copy (token) eFilingDoc9991009260699.pdf needs your check
sro
SNR
kind
efiling_copy
token
9991009260699
legible
True
property
road: OLD AGRA ROAD; unit: 304; floor: 3; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '148/7'}, {'type': 'C.T.S. Number', 'value': '5169'}]; village: Nashik Shahar; building: C WING SAHAJANAND PARK PHASE
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BJXPK6242D', 'name': 'VIVEK VIJAY KULKARNI', 'address': 'Flat No:12, Floor No:G, Building Name:FLAT NO 12 SHASHI ISHWAR APARTMENT OPP NIMANI BUS STAND SWAMI VIVEKANAND SCHOOL PANCHWATI NASHIK NASHIK, Road:NASHIK
title deed
Index II :7555/2026 SRO NASHIK 4
filing date
2026-09-12
loan amount
3232000.0
date of mortgage
2026-09-10
raw reading (for Abhijit)
{'sro': 'SNR', 'kind': 'efiling_copy', 'token': '9991009260699', 'legible': True, 'property': {'pin': None, 'road': 'OLD AGRA ROAD', 'unit': '304', 'floor': '3', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '148/7'}, {'type': 'C.T.S. Number', 'value': '5169'}], 'village': 'Nashik Shahar', 'building': 'C WING SAHAJANAND PARK PHASE 2 BLDG', 'district': 'Nashik', 'area_text': 'Carpet : 56.54 Sq.mt.', 'local_body': None, 'description': 'Landmark:SHRI RAM VIDYALAYA NASHIK', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BJXPK6242D', 'name': 'VIVEK VIJAY KULKARNI', 'address': 'Flat No:12, Floor No:G, Building Name:FLAT NO 12 SHASHI ISHWAR APARTMENT OPP NIMANI BUS STAND SWAMI VIVEKANAND SCHOOL PANCHWATI NASHIK NASHIK, Road:NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422003'}], 'title_deed': 'Index II :7555/2026 SRO NASHIK 4', 'filing_date': '2026-09-12', 'loan_amount': 3232000.0, 'date_of_mortgage': '2026-09-10'}
Index II IndexII9991009260699.pdf needs your check
extracted
pin: 422003; doc_no: 909; village: Nashik Shahar; doc_kind: INDEX II; doc_year: 2026; sro_name: S.R. Sinnar; area_text: 1) Carpet Area: 57 Sq.mt.; mortgagee: PNB HOUSING FINANCE LTD; filing_fee: 15300.0; header_sro: S.R.
reconcile
fields: {'village': {'ok': False, 'got': 'Nashik Shahar', 'score': 0.632, 'expected': 'Nashik'}, 'survey_no': {'ok': True, 'got': ['148/7', '5169'], 'expected': '148/7'}, 'mortgagors': [{'ok': True, 'got': 'VIVEK VIJAY K
raw reading (for Abhijit)
{'extracted': {'pin': '422003', 'rows': None, 'doc_no': '909', 'village': 'Nashik Shahar', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'S.R. Sinnar', 'area_text': '1) Carpet Area: 57 Sq.mt.', 'mortgagee': 'PNB HOUSING FINANCE LTD', 'filing_fee': 15300.0, 'header_sro': 'S.R. Sinnar', 'mortgagors': ['VIVEK VIJAY KULKARNI'], 'stamp_duty': 9696.0, 'filing_date': '2026-09-16', 'loan_amount': 3232000.0, 'token_number': '909/2026', 'property_text': '1) Corporation: Nashik Corporation Other details: Building Name:C WING SAHAJANAND PARK PHASE 2 BLDG, Floor No:3, Flat No:304, Road:OLD AGRA ROAD, Landmark:SHRI RAM VIDYALAYA NASHIK (Survey Number: 148/7 ; C.T.S. Number: 5169;)', 'header_village': 'Nashik Shahar', 'survey_numbers': ['148/7', '5169'], 'header_doc_number': None}, 'reconcile': {'fields': {'village': {'ok': False, 'got': 'Nashik Shahar', 'score': 0.632, 'expected': 'Nashik'}, 'survey_no': {'ok': True, 'got': ['148/7', '5169'], 'expected': '148/7'}, 'mortgagors': [{'ok': True, 'got': 'VIVEK VIJAY KULKARNI', 'score': 1.0, 'expected': 'VIVEK VIJAY KULKARNI'}], 'loan_amount': {'ok': True, 'got': 3232000.0, 'expected': 3232000}, 'token_number': {'ok': False, 'got': '909/2026', 'expected': '9991009260699'}, 'building_name': {'ok': True, 'got': '1) Corporation: Nashik Corporation Other details: Building Name:C WING SAHAJANAN', 'score': 1.0, 'expected': 'Sahajanand Park Phase-2'}}, 'reasons': ['token_number: document says 909/2026, case says 9991009260699', "village: document says 'Nashik Shahar', case says 'Nashik' (0.63)"], 'verdict': 'mismatch'}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260630-WA0013.jpg needs your check
payments inside
bank: YES BANK; kind: payment_screenshot; payments: [{'utr': '735865177418', 'date': '2026-06-30', 'page': 1, 'time': '14:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26500.0, 'direction': 'debit', 'narration'
raw reading (for Abhijit)
{'payments_inside': {'bank': 'YES BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '735865177418', 'date': '2026-06-30', 'page': 1, 'time': '14:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26500.0, 'direction': 'debit', 'narration': 'Govt Challan( Notice of Intimation) - From Vivek Kulkarni -For Flat Purchase (C304, Sahajanand Apt, Panchvati, Nashik)', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1832', 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
20h agoEzDocsreader_efiling_verdict{'fp': 'b884f09ff7011eed', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', 'page': 'Start page',
6d agoEzDocsdhc_prn_looked{'file': 'eFilingDoc9991009260699.pdf', 'found': True, 'doc_id': 'd2f799bf-af24-495c-8b4a-dcd887f2cd10'}
6d agoEzDocsdhc_prn_read{'prn': '0926103714640', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991009260699.pdf', 'from': "the filed notice's own text", 'gr
17d agoEzDocshidden_payment_scan{'file': 'IMG-20260630-WA0013.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '83331f04-3e3d-49fd-a934-62e92ef46bd1', 'fetched': True}
17d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260630-WA0013
17d agoEzDocsstale_claim_flagged{'age_days': 91, 'claim_date': '2026-06-30'}
17d agoEzDocsclaim_part_duplicate{'utr': '735865177418', 'date': '2026-06-30', 'parts': 1, 'amount': 26500.0, 'claimed_total': 26500.0}
17d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'c7880bcf-8f33-49c3-aa78-1cf4cfc01f1d', 'fetched': True}
17d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': 'c71d69c7-fc1e-4db6-9c83-5eec3329bbe1', 'fetched': True}
17d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BJxxxxxxXD — no paper on the
18d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['index ii vivek kulkarni.pdf', 'IndexII9991009260699.pdf', 'DocScanner Jun 30, 2026 8-48 PM.pdf', 'KYC (3).pdf'], 'after': {'addresses': {'people': [['VIVEK VIJAY KULKARNI',
18d agoEzDocsaddress_compared{'sig': '285d8b544fed422a', 'why': 'after gather', 'people': [{'home': '12, G, SHASHI ISHWAR APARTMENT, OPP NIMANI BUS STAND, PANCHWATI, Nashik, Nashik, 422003', 'person': 'VIVEK VIJAY KULKARNI', 'against': [{'src': 'san
18d agoEzDocschallan_boxes_composed{'fp': '6c8be0ce452d4bc4', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 304 3RD FLOOR C WING SAHAJANAND PARK
18d agoEzDocsbox_disagreement{'box': 'property.Title deed', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Any Other Document', 'page': 1,
18d agoEzDocsbox_disagreement{'box': 'property.Title deed', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Any Other Document', 'page': 1,
18d agoEzDocsbox_disagreement{'box': 'property.Area unit', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sq.ft.', 'page': 1, 'party': None, 'qu
18d agoEzDocsbox_disagreement{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '608.37', 'page': 1, 'party': None, 'q
18d agoEzDocsbox_disagreement{'box': 'property.Second number', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '5169 PAIKI, 5169', 'page':
18d agoEzDocsproperty_numbers_completed{'now': {'Second number': '5169 PAIKI, 5169'}, 'was': {'Second number': '5169'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan
19d agoEzDocsclaim_inside_desk_buffer{'gap': 30.66, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
19d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
19d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 12, 'why_not': None, 'messages': 9}
19d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 12, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 9, 'unreadable_threads': 0}
19d agoEzDocsclaim_applied_on_quote{'utr': '735865177418', 'parts': 1, 'claimed_total': 26500.0}
19d agoEzDocsreceivable_created{'expected': 26530.66}
19d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'EXTRACTION_REVIEW', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trig
19d agoEzDocsindex2_mismatch{'token': '9991009260699', 'reasons': ['token_number: document says 909/2026, case says 9991009260699', "village: document says 'Nashik Shahar', case says 'Nashik' (0.63)"]}
19d agoEzDocsdocument_received{'file': 'IndexII9991009260699.pdf', 'doc_type': 'index2', 'confidence': 1.0}
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991009260699.pdf', 'token': '9991009260699', 'doc_id': 'd2f799bf-af24-495c-8b4a-dcd887f2cd10', 'mortgagors': 1}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹26,500 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹26,530.66 is still not in our account. Chase the branch for it. Payment proof is from 2026-06-30 — an old receipt?
Yesterday · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
18:44
9 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:31
29 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
10:09
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:08
27 Sep29 things — 12 documents received · 2 money steps · 1 caution · 14 steps
The challan's address boxes were written from the papers
15:41
EzDocs took 27 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:14
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
15:14
Documents the branch had sent were fetched from the mail thread
15:14
The payment proof already on the case was applied
15:14
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
15:14
Received: Index II
IndexII9991009260699.pdf
15:14
Received: E-filing copy
eFilingDoc9991009260699.pdf
15:14
Index II (title document) received from the branch
15:13
Received: Index II
index ii vivek kulkarni.pdf
15:13
The challan's address boxes were written from the papers
15:13
Challan re-read against the case — matches exactly
15:13
Received: Challan
KULKARNI VIVEK VIJAY EchallanMH005561984202627E.pdf
15:13
Received: other
image001.jpg
15:13
EzDocs read the whole file
15:13
Received: other
image002.jpg
15:13
PAN found inside the KYC file — no need to ask for it
15:12
Received: PAN card
KYC (3).pdf
15:12
Payment proof arrived before the case was quoted — held
15:12
Received: Payment screenshot
IMG-20260630-WA0013.jpg
15:12
The loan amount was worked out from the papers
15:12
Property address read from the sanction letter
15:12
Received: Sanction letter
DocScanner Jun 30, 2026 8-48 PM.pdf
15:12
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:12
Received: Selfie
IMG_20260630_143317.jpg
15:12
Document could not be read — a clear copy was asked for
the person is not holding the phone, this is not a live selfie
15:12
Received: Selfie — not usable
IMG_20260630_143312.jpg — the person is not holding the phone, this is not a live selfie
15:12
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:12
Received: Selfie
IMG_20260630_143321.jpg
15:12
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:42
16 Sep2 things — 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
15:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:27
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
02:48
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:07
12 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
16:21
10 Sep2 things — 1 letter written · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:32
Case opened from the branch's mail
10:32
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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