Cases / NOI-2026-03315
Stosh Pandurang Raut
LAN HOU/ARNG/0926/5222613
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs5 still to come
7 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad' — open the challan file and check before anything is shared.
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside RANA MEWARA EchallanMH011724431202open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
For you to check
- ₹29,700 is counted on NOI-2026-00946, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹29,730.64CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹29,700 receivedthe receipt's amount and minute agree
Stamp duty 0.3%12,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.64
Total we ask for29,730.64
the branch’s receipt claims ₹29,700 197793083472
paid 8 Oct 15:13:40 · verified 8 Oct 18:38:05 · 3 h 24 min later
How we know
Our own bank told us — 8 Oct 15:13
₹29,700 · UTR 197793083472 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹29700.00 from SANTOSH PANDURANG RAUT.”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹29,720. We ask ₹29,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 50 minour time · 9 Oct 18:32
Index II —not yet
the NOI team 6 dthe branch 23 h 06 mintotal 6 d 23 h so far
Now with the NOI team — e-filing on IGR
since 9 Oct 18:32 — 5 d 23 h of working time
Day by day — every step and who held it
8 Oct 18:36Your branch's mail
8 Oct 18:36Payment landedat once
8 Oct 18:37Papers read+2 min · the NOI team
8 Oct 18:38Fee quotedat once
8 Oct 18:38Payment verifiedat once
9 Oct 11:01Papers from your branch+16 h 23 min · the branch
9 Oct 11:30Papers read+29 min · the NOI team
9 Oct 18:13Papers from your branch+6 h 43 min · the branch
9 Oct 18:14Papers read+1 min · the NOI team
9 Oct 18:14Property readat once
9 Oct 18:14Ready for the challanat once
9 Oct 18:32Challan made+18 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹43,00,000
Loan account no.
HOU/ARNG/0926/5222613
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Taluka, Number type, Building, Floor, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Aurangabad
Taluka
(empty)
Village
Deolai
Number type
(empty)
Number
95/P
Building
(empty)
Floor
(empty)
Flat / shop no
5/2
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. Sanction letter - 2026-10-09T181309.359.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — the loan: the paid challan (₹39,110, GRN MH011724431202627E) was worked on a loan of ₹80,31,669–₹80,35,001; this case holds ₹43,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• Mortgagor pages: MINAL SANTOSH RAUT is named on the sanction letter (Sanction letter - 2026-10-09T181309.359.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 8 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number type
• Build Up Area not on file — read it off the Index II / sale deed
• taluka not on file — pick it on the portal (district cascade)
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe PIN code
| The sanction letter BASE | 431001 … ad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001 431001 |
| The MOTD DIFFERS | 443402 {'pin': '443402', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'di … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 431001). Read the papers once — if PIN 431001 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the MOTD; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011724431202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
08 Oct, 18:36 · 6d ago THE FIRST MAIL — how this case began
08 Oct, 18:36 · 6d ago THE FIRST MAIL — how this case began
CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pfa & Pls help for challan & NOI
Sro2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal Vinayak Kale1 <vishal.kale1@phfl.com>
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: asks for the challan, the token / NOI confirmation — “Pfa & Pls help for challan & NOI”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Oct, 18:41 · 6d ago
08 Oct, 18:41 · 6d ago
Dear team,
Kindly share sanction letter for challan process.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
wrote:
earlier mails quoted below
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Vishal Vinayak Kale1 <vishal.kale1@phfl.com>
*Sent:* Thursday, October 8, 2026 5:09 PM
*To:* Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com>
*Subject:* Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: asks the branch for documents — “Kindly share sanction letter for challan process.”
AW
amol.wakekar@pnbhousing.com pnbhousing.com
09 Oct, 11:01 · 6d ago
09 Oct, 11:01 · 6d ago
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code431001
Direct91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:08 October 2026 18:41
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Vishal Vinayak Kale1 <vishal.kale1@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject:Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
ExerciseSecured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: asks for a status; note: hold — “Pls hold”
AW
amol.wakekar@pnbhousing.com pnbhousing.com
09 Oct, 18:13 · 5d ago
09 Oct, 18:13 · 5d ago
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' <pnb.noifilling@gmail.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Vishal Vinayak Kale1 <vishal.kale1@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject: RE: CHALLAN & NOI FOR HOU/ARN
earlier mails quoted below
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: asks for a status; note: hold — “Pls hold”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 18:32 · 5d ago
09 Oct, 18:32 · 5d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 18:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 08 October 2026 18:41
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >;
Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 18:33 · 5d ago
09 Oct, 18:33 · 5d ago
Dear Team,
kindly ignore previous mail.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 18:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 08 October 2026 18:41
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >;
Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: The NOI team is asking the bank to ignore a previous mail.
AW
amol.wakekar@pnbhousing.com pnbhousing.com
09 Oct, 18:38 · 5d ago
09 Oct, 18:38 · 5d ago
Dear Team,
Pls check challan shared in the name of RANA MEWARA while case name is Santosh Raut.
Pls check and shared CHALLAN with correct borrower name.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 09 October 2026 18:33
To: Amol Wakekar <amol.wakekar@pnbhousing.com>
Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Vishal Vinayak Kale1 <vishal.kale1@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject: Re
earlier mails quoted below
On Fri, 9 Oct 2026 at 18:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol
Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1
< vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: 08 October 2026 18:41
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >;
Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: asks for the challan, a correction; note: Challan shared in the name of RANA MEWARA while case name is Santosh Raut. — “Pls check challan shared in the name of RANA MEWARA while case name is Santosh Raut.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 18:45 · 5d ago
09 Oct, 18:45 · 5d ago
Dear Team,
kindly ignore previous mail.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 18:38, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Dear Team,
Pls check challan shared in the name of RANA MEWARA while case name is Santosh Raut.
Pls check and shared CHALLAN with correct borrower name.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 09 October 2026 18:33
To: Amol Wakekar < amol.wakekar@pnbhousing.com >
Cc: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 18:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol
Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1
< vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: 08 October 2026 18:41
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >;
Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: The NOI team is asking the bank to ignore a previous mail.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 18:46 · 5d ago
09 Oct, 18:46 · 5d ago
Dear Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
kindly ignore previous mail.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 18:38, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Dear Team,
Pls check challan shared in the name of RANA MEWARA while case name is Santosh Raut.
Pls check and shared CHALLAN with correct borrower name.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 09 October 2026 18:33
To: Amol Wakekar < amol.wakekar@pnbhousing.com >
Cc: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 18:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Pls process for NOI filing now.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: Amol
Wakekar
Sent: 09 October 2026 11:01
To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Vishal Vinayak Kale1
< vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Pls hold
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: 08 October 2026 18:41
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >;
Vishal Vinayak Kale1 < vishal.kale1@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
Exercise Secured by Check Point
Dear team,
Kindly share sanction letter for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 18:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help for challan & NOI
Sro-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Vishal
Vinayak Kale1 < vishal.kale1@phfl.com >
Sent: Thursday, October 8, 2026 5:09 PM
To: Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Santosh Raut.pdf
Created and shared using Adobe Scan.
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 6d ago |
| MOTD+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside | Santosh Raut .pdf | filed | 6d ago |
| Other | image002.jpg | filed | 6d ago |
| Sanction letter | Sanction letter - 2026-10-09T181309.359.pdf | filed | 5d ago |
| Paid challan (GRAS)+ A challan that is not the NOI's (the sale deed's own) — not counted inside | RANA MEWARA EchallanMH011724431202627E.pdf | filed | 5d ago |
| Paid challan (GRAS) | SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf | filed | 5d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹29,730.64
₹29,730.64
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹29,700 197793083472
₹29,700 197793083472
Paid at
8 Oct 15:13:40
8 Oct 15:13:40
Verified on
8 Oct 18:38:05
8 Oct 18:38:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,910 | ₹15,000 | ₹320 | ₹1,500 | ₹29,730 |
By law ₹29,720. We ask ₹29,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
20 of 34 e-filing boxes readyOpen the verification page →
Empty: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Building (with wing), Floor …
13 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Flat / shop no …
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter - 2026-10-09T181309.359.pdf
as printed
ROW HOUSE NO. 5/2, GUT NO. 95/P, HARIKRUPA NAGAR, VILLAGE DEOLAI, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
ROW HOUSE NO. 5/2, GUT NO. 95/P, HARIKRUPA NAGAR, VILLAGE DEOLAI, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
the MOTD
Santosh Raut .pdf
the address
{'PIN': '443402', 'AREA': NONE, 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'BULDANA', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'SUNGAON, JALGAON JAMOD'}
{'PIN': '443402', 'AREA': NONE, 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'BULDANA', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'SUNGAON, JALGAON JAMOD'}
THE CHALLAN, as it will be typed
Flat/Survey Number
ROW HOUSE NO 5/2 GUT NO 95/P HARIKRUPA NAGAR VILLAGE DEOLAI AURANGABAD MAHARASHTRA
ROW HOUSE NO 5/2 GUT NO 95/P HARIKRUPA NAGAR VILLAGE DEOLAI AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
the MOTD also prints: 443402, BULDANA, JALGAON, JAMOD, NONE, SUNGAON
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANTOSH PANDURANG RAUT | BEMPR7385J | …5859 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | asmita.kulkarni@pnbhousing.com | 6d ago |
| acknowledgement | amol.wakekar@pnbhousing.com | 5d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 3d ago |
| Index II chase | amol.wakekar@pnbhousing.com | 7h ago |
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MOTD Santosh Raut .pdf needs your check
amount words
INR 4300000/- (Rupees Forty Three Lakh only.)
INR 4300000/- (Rupees Forty Three Lakh only.)
secured amount
4300000.0
4300000.0
raw reading (for Abhijit)
{'amount_words': 'INR 4300000/- (Rupees Forty Three Lakh only.)', 'secured_amount': 4300000.0}MOTD Santosh Raut .pdf needs your check
dob
1989-12-02
1989-12-02
pan
BEMPR7385J
BEMPR7385J
name
SANTOSH PANDURANG RAUT
SANTOSH PANDURANG RAUT
legible
True
True
father name
PANDURANG NARAYAN RAUT
PANDURANG NARAYAN RAUT
raw reading (for Abhijit)
{'dob': '1989-12-02', 'pan': 'BEMPR7385J', 'name': 'SANTOSH PANDURANG RAUT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PANDURANG NARAYAN RAUT', 'aadhaar_last4': None, 'quality_issue': None}MOTD Santosh Raut .pdf needs your check
dob
1989-12-02
1989-12-02
name
Santosh Pandurang Raut
Santosh Pandurang Raut
mobile
9527341363
9527341363
address
pin: 443402; state: Maharashtra; district: Buldana; Village: SUNGAON, jalgaon jamod
pin: 443402; state: Maharashtra; district: Buldana; Village: SUNGAON, jalgaon jamod
legible
True
True
aadhaar last4
5859
5859
raw reading (for Abhijit)
{'dob': '1989-12-02', 'pan': None, 'name': 'Santosh Pandurang Raut', 'mobile': '9527341363', 'address': {'pin': '443402', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Buldana', 'post_office': None, 'village_city': 'SUNGAON, jalgaon jamod'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5859', 'quality_issue': None}MOTD Santosh Raut .pdf needs your check
payments inside
payments: [{'utr': '197793083472', 'date': '2026-10-08', 'page': 9, 'time': '15:13', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 29700.0, 'direction': 'debit', 'narration': 'Challan Govt', 'proof_kind': 'success_
payments: [{'utr': '197793083472', 'date': '2026-10-08', 'page': 9, 'time': '15:13', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 29700.0, 'direction': 'debit', 'narration': 'Challan Govt', 'proof_kind': 'success_
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '197793083472', 'date': '2026-10-08', 'page': 9, 'time': '15:13', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 29700.0, 'direction': 'debit', 'narration': 'Challan Govt', 'proof_kind': 'success_screen'}]}}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter Sanction letter - 2026-10-09T181309.359.pdf needs your check
lan
HOU/ARNG/0926/5222613
HOU/ARNG/0926/5222613
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'SANTOSH PANDURANG RAUT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MINAL SANTOSH RAUT', 'role': 'co_applicant', 'label': None}
{'name': 'SANTOSH PANDURANG RAUT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MINAL SANTOSH RAUT', 'role': 'co_applicant', 'label': None}
confidence
1
1
rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
loan amount
4300000
4300000
rate spread
-4.95
-4.95
final amount
4300000
4300000
interest rate
8.2
8.2
sanction date
18-Sep-2026
18-Sep-2026
letter version
3
3
reference rate
13.15
13.15
applicant email
santoshraut2137@gmail.com
santoshraut2137@gmail.com
applicant names
SANTOSH PANDURANG RAUT, MINAL SANTOSH RAUT
SANTOSH PANDURANG RAUT, MINAL SANTOSH RAUT
printed altered
False
False
applicant mobile
9527341363
9527341363
balance transfer
False
False
property address
pin: 431001; road: Harikrupa Nagar; state: MAHARASHTRA; Flat no: 5/2; district: Aurangabad; Address: Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, MAHARASHTRA, India, 431001; village_
pin: 431001; road: Harikrupa Nagar; state: MAHARASHTRA; Flat no: 5/2; district: Aurangabad; Address: Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, MAHARASHTRA, India, 431001; village_
insurance premium
0
0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
4300000
4300000
security address verbatim
Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
GUT NO 101 FLAT NO 14, BUILDING NO B DILAX PALMS, DEOLAI AURANGABAD, Aurangabad, MAHARASHTRA, 431007, Aurangabad, India
GUT NO 101 FLAT NO 14, BUILDING NO B DILAX PALMS, DEOLAI AURANGABAD, Aurangabad, MAHARASHTRA, 431007, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0926/5222613', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANTOSH PANDURANG RAUT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MINAL SANTOSH RAUT', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4300000, 'rate_spread': -4.95, 'final_amount': 4300000, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'santoshraut2137@gmail.com', 'applicant_names': ['SANTOSH PANDURANG RAUT', 'MINAL SANTOSH RAUT'], 'printed_altered': False, 'applicant_mobile': '9527341363', 'balance_transfer': False, 'property_address': {'pin': '431001', 'road': 'Harikrupa Nagar', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '5/2', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Deolai', 'building_name': None, 'survey_or_cts_no': '95/P'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 4300000, 'security_address_verbatim': 'Row House No. 5/2, Gut No. 95/P, Harikrupa Nagar, Village Deolai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'applicant_address_verbatim': 'GUT NO 101 FLAT NO 14, BUILDING NO B DILAX PALMS, DEOLAI AURANGABAD, Aurangabad, MAHARASHTRA, 431007, Aurangabad, India'}Paid challan (GRAS) RANA MEWARA EchallanMH011724431202627E.pdf needs your check
grn
MH011724431202627E
MH011724431202627E
pin
411047
411047
total
39110.0
39110.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100901302
03006172026100901302
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
BCPXXXXXXA
BCPXXXXXXA
flat block
FLAT NO 202 2ND FLOOR WING C GOODWILL
FLAT NO 202 2ND FLOOR WING C GOODWILL
payer name
RANA MEWARA
RANA MEWARA
sro office
HAVELI 8 JOINT SUB REGISTRAR
HAVELI 8 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8032500
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8032500
scheme rows
{'amount': 24110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 24110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8086
XXXXXX8086
payment date
09/10/2026-18:28:47
09/10/2026-18:28:47
road locality
LOHEGAON PUNE MAHARASHTRA
LOHEGAON PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
8032500
8032500
raw reading (for Abhijit)
{'grn': 'MH011724431202627E', 'pin': '411047', 'total': 39110.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901302', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BCPXXXXXXA', 'flat_block': 'FLAT NO 202 2ND FLOOR WING C GOODWILL', 'payer_name': 'RANA MEWARA', 'sro_office': 'HAVELI 8 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8032500', 'scheme_rows': [{'amount': 24110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8086', 'payment_date': '09/10/2026-18:28:47', 'road_locality': 'LOHEGAON PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '8032500'}Paid challan (GRAS) SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf needs your check
grn
MH011725391202627E
MH011725391202627E
pin
431001
431001
total
27910.0
27910.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100901338
03006172026100901338
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
BEMXXXXXXJ
BEMXXXXXXJ
flat block
ROW HOUSE NO 5/2 GUT NO 91/P HARIKRUPA
ROW HOUSE NO 5/2 GUT NO 91/P HARIKRUPA
payer name
SANTOSH PANDURANG RAUT
SANTOSH PANDURANG RAUT
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4300000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4300000
scheme rows
{'amount': 12910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 12910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1363
XXXXXX1363
payment date
09/10/2026-18:43:19
09/10/2026-18:43:19
road locality
NAGAR VILLAGE DEOLAI AURANGABAD MAHARASHTRA
NAGAR VILLAGE DEOLAI AURANGABAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
4300000
4300000
raw reading (for Abhijit)
{'grn': 'MH011725391202627E', 'pin': '431001', 'total': 27910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901338', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'BEMXXXXXXJ', 'flat_block': 'ROW HOUSE NO 5/2 GUT NO 91/P HARIKRUPA', 'payer_name': 'SANTOSH PANDURANG RAUT', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4300000', 'scheme_rows': [{'amount': 12910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1363', 'payment_date': '09/10/2026-18:43:19', 'road_locality': 'NAGAR VILLAGE DEOLAI AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4300000'}Technical record (for Abhijit — safe to ignore)
| 2m ago | EzDocs | challan_boxes_by_rules | {'fp': '5613c2d7d2764f28', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'first'} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 09 Oct, 18:32 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 7h ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'RE: CHALLAN & NOI FOR \xadHOU/ARNG/0 |
| 7h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '0c46953773176c54', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or mortgage deed to confirm the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is not found in the p |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0926/5222613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T14:00:46', 'why': 'mail', 'open': 11, 'mails': [{'at': '2026-10-08 13:06', 'id': '1a11ba026881f01d', 'from': 'branch', 'gist': 'The branch is asking for help with the challan and NOI.', 'subj |
| 5d ago | EzDocs | mail_against_file490 | {'at': '2026-10-09T14:00:46', 'asks': ['check challan for wrong borrower name', 'share challan with correct borrower name'], 'gist': 'The branch states that the challan was made in the wrong name and asks for a new chall |
| 5d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 5d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.8, 'workers': 3} |
| 5d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['correction_of_earlier_mail'], 'urgent_disbursement': False} |
| 5d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 5d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '2a684dc8-6553-44aa-8adc-2210a3844244'} |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T13:30:43', 'why': 'mail', 'open': 11, 'mails': [{'at': '2026-10-08 13:06', 'id': '1a11ba026881f01d', 'from': 'branch', 'gist': 'The branch is asking for help with the challan and NOI.', 'subj |
| 5d ago | EzDocs | mail_against_file490 | {'at': '2026-10-09T13:30:43', 'asks': ['check challan for wrong borrower name', 'share challan with correct borrower name'], 'gist': 'The branch asks to check the challan for the wrong borrower name and to share a challa |
| 5d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 5d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.7, 'workers': 3} |
| 5d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['correction_of_earlier_mail'], 'urgent_disbursement': False} |
| 5d ago | EzDocs | lesson456 | {'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for SANTOSH PANDURANG RAUT — none of this case's people", 'challan_doc': '2a684dc8-6553- |
| 5d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 5d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf', 'kind |
| 5d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANTOSH PANDURANG R |
| 5d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'district': 'CHHATRAPATI SAMBHAJINAGAR'} |
| 5d ago | EzDocs | challan_mismatch | {'file': 'SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf', 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 5d ago | EzDocs | challan_extracted | {'grn': 'MH011725391202627E', 'file': 'SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 27910.0} |
| 5d ago | EzDocs | lesson456 | {'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '489960', 'lessons': [], 'skipped': "made for SANTOSH PANDURANG RAUT — none of this case |
| 5d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 5d ago | EzDocs | lesson456 | {'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for RANA MEWARA — none of this case's people", 'challan_doc': '5cf76d3c-78b8-41de-be11-7 |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T13:09:04', 'why': 'mail', 'open': 11, 'mails': [{'at': '2026-10-08 13:06', 'id': '1a11ba026881f01d', 'from': 'branch', 'gist': 'The branch is asking for help with the challan and NOI.', 'subj |
| 5d ago | EzDocs | mail_against_file490 | {'at': '2026-10-09T13:08:57', 'asks': ['check challan name', 'share challan with correct borrower name'], 'gist': 'The branch asks to check the challan name.', 'next': "Check the challan for the payer's name and correct |
Case diary the case’s history — what happened, newest day first
Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹29,700 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: ₹29,700 is counted on NOI-2026-00946, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct3 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
An old draft withdrew itself — its asks were already answered
13 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
12 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03315 | HOU/ARNG/0926/5222613
9 Oct27 things — 4 documents received · 3 letters written · 2 money steps · 4 cautions · 14 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
SANTOSH PANDURANG RAUT EchallanMH011725391202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs found something to check before the form is saved
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Received: Challan
RANA MEWARA EchallanMH011724431202627E.pdf
The loan amount was worked out from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
RE: CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
An old draft withdrew itself — its asks were already answered
Property address read from the sanction letter
A sanction letter naming someone else was not allowed to rename this case
Received: Sanction letter
Sanction letter - 2026-10-09T181309.359.pdf
Nothing new to ask for — stayed quiet
Received: other
image002.jpg
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
8 Oct16 things — 2 documents received · 2 letters written · 1 money step · 11 steps
EzDocs read the whole file
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
CHALLAN & NOI FOR HOU/ARNG/0926/5222613-STOSH PANDURANG RAUT
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 15 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Received: MOTD
Santosh Raut .pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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