Sahil Kashinath Waghmare
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹29,190 is still not in our account. Chase the branch for it.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Aug, 11:32 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
Dear Team Please find attached require document for NOI process in case of- SAHIL KASHINATH WAGHMARE-HOU/WRJE/0726/5171953 Details Checklist Loan sanction letter Attached Index2 Builder purchase PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No - Payment details screenshot with Transaction ID Attached Transaction ID-623867922094 Amount Rs-29,260 Date of payment mentioned 26/08/2026
9 more mails in between — open
26 Aug, 12:01 · 50d ago
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
earlier mails quoted below
26 Aug, 12:31 · 50d ago
earlier mails quoted below
26 Sep, 17:11 · 19d ago
Please update the NOI status in subject case.
earlier mails quoted below
26 Sep, 18:32 · 18d ago
team
kindly share index 2 for noi process
earlier mails quoted below
26 Sep, 18:32 · 18d ago
Please find attached index ii copy as per required
earlier mails quoted below
29 Sep, 12:14 · 16d ago
Awaiting Revert kindly share the NOI index II on priority basis.
earlier mails quoted below
03 Oct, 12:09 · 12d ago
Team,
PFA downloaded copy of e filing
earlier mails quoted below
05 Oct, 09:58 · 10d ago
Kindly share NOI Index II
earlier mails quoted below
07 Oct, 11:34 · 8d ago
Kindly share NOI index II on priority basis as same is pending since long time.
earlier mails quoted below
07 Oct, 14:00 · 8d ago
PFA index 2 copy for case closure..
earlier mails quoted below
07 Oct, 14:00 · 8d ago
PFA index 2 copy for case closure..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Sahil Pan card (1).pdf | filed | 43d ago |
| PAN card | cfa1cd12-1980-41d0-b48c-68db303e892b (2).pdf | filed | 43d ago |
| Payment screenshot | IMG-20260826-WA0003.jpg | filed | 43d ago |
| Sanction letter | Sanction_letter (38) (1).pdf | filed | 43d ago |
| Selfie / photo | 1000130211.jpg | filed | 43d ago |
| Selfie / photo | 1000130212.jpg | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹29,190
waiting for the credit
₹29,260 623867922094
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,370 | ₹15,000 | ₹320 | ₹1,500 | ₹29,190 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 402 FOURTH FLOOR, CTS NO. 84/1, TO CTS NO.84/18, ELLANZA HEIGHTS, ABURAO SHINDE PATIL, PUNE, PUNE, WAGHERE COLONY, PUNE, MAHARASHTRA, INDIA, 411017
411017
FLAT NO 402 FOURTH FLOOR ELLANZA HEIGHTS CTS NO 84/1 TO 84/18
ABURAO SHINDE PATIL WAGHERE COLONY
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SAHIL KASHINATH WAGHMARE | AFKPW3859G | |
| co_mortgagor | KASHINATH MANOHAR WAGHMARE | ABFPW8314D |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | aman.agrawal@phfl.com | 43d ago |
What EzDocs read from each document — check anything marked in red
1997-03-11
AFKPW3859G
SAHIL KASHINATH WAGHMARE
True
raw reading (for Abhijit)
{'dob': '1997-03-11', 'pan': 'AFKPW3859G', 'name': 'SAHIL KASHINATH WAGHMARE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1970-10-05
ABFPW8314D
KASHINATH MANOHAR WAGHMARE
True
raw reading (for Abhijit)
{'dob': '1970-10-05', 'pan': 'ABFPW8314D', 'name': 'KASHINATH MANOHAR WAGHMARE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}623867922094
2023-08-26
29260
Paytm UPI
vyapar.169705262080@hdfcbank
Think Bigz Initiative Pvt Ltd
Shaikh Muskan Ejaj
raw reading (for Abhijit)
{'utr': '623867922094', 'date': '2023-08-26', 'amount': 29260, 'method': 'Paytm UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'Think Bigz Initiative Pvt Ltd', 'payer_name': 'Shaikh Muskan Ejaj', 'debit_notification_text': None}HOU/WRJE/0726/5171953
True
Housing Loan, Housing
1
4000000
10.3
10-Aug-2026
5
SAHIL KASHINATH WAGHMARE, KASHINATH MANOHAR WAGHMARE
7721005080
pin: 411017; road: ABURAO SHINDE PATIL; state: MAHARASHTRA; Flat no: FLAT NO 402; district: Pune; Floor: Fourth floor; Address: FLAT NO 402 Fourth floor, Ellanza Heights, ABURAO SHINDE PATIL, WAGHERE COLONY, Pune
120000
True
4120000
FLAT NO 402 Fourth floor, CTS NO. 84/1, to CTS No.84/18, Ellanza Heights, ABURAO SHINDE PATIL, pune, Pune, WAGHERE COLONY, Pune, MAHARASHTRA, India, 411017
raw reading (for Abhijit)
{'lan': 'HOU/WRJE/0726/5171953', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 4000000, 'interest_rate': 10.3, 'quality_issue': None, 'sanction_date': '10-Aug-2026', 'letter_version': '5', 'applicant_names': ['SAHIL KASHINATH WAGHMARE', 'KASHINATH MANOHAR WAGHMARE'], 'applicant_mobile': '7721005080', 'property_address': {'pin': '411017', 'road': 'ABURAO SHINDE PATIL', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 402', 'district': 'Pune', 'floor_no': 'Fourth floor', 'landmark': None, 'full_address': 'FLAT NO 402 Fourth floor, Ellanza Heights, ABURAO SHINDE PATIL, WAGHERE COLONY, Pune, MAHARASHTRA, 411017', 'village_city': 'Pune', 'building_name': 'Ellanza Heights', 'survey_or_cts_no': 'CTS NO. 84/1, to CTS No.84/18'}, 'insurance_premium': 120000, 'includes_insurance': True, 'total_with_insurance': 4120000, 'security_address_verbatim': 'FLAT NO 402 Fourth floor, CTS NO. 84/1, to CTS No.84/18, Ellanza Heights, ABURAO SHINDE PATIL, pune, Pune, WAGHERE COLONY, Pune, MAHARASHTRA, India, 411017'}bank: TJSB Sahakari Bank; kind: payment_screenshot; payments: [{'utr': '623867922094', 'date': None, 'page': 1, 'time': '10:47', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 29260.0, 'direction': 'debit', 'narrati
raw reading (for Abhijit)
{'payments_inside': {'bank': 'TJSB Sahakari Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '623867922094', 'date': None, 'page': 1, 'time': '10:47', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 29260.0, 'direction': 'debit', 'narration': 'Paid Successfully', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Shaikh Muskan Ejaj'}}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_efiling_verdict | {'fp': 'cbf3cab53649f129', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from all papers.', 'page': 'Start pag |
| 8d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['Sanction_letter (38) (1).pdf', 'Sahil Pan card (1).pdf', 'cfa1cd12-1980-41d0-b48c-68db303e892b (2).pdf'], 'kept': ['Floor'], 'after': {'challan_boxes': {'box1': 'FLAT NO |
| 8d ago | EzDocs | challan_boxes_composed | {'fp': 'd4f30a99352d1d29', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 402 FOURTH FLOOR ELLANZA |
| 8d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 8d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 10d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:e5fb8a75-7045-4dda-9458-091ee9140a45', 'why': "the letter's pages print no address of the customer — the page's address is typed by hand (the Aadhaar's is offered for reference)", 'file': 'Sanction_letter (38 |
| 16d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 18d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 19d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 19d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-26 06:02:22'} |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260826-WA0003.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '521c2878-a8dc-48e1-93a9-edd29189ab9b', 'fetched': True} |
| 26d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260826-WA0003 |
| 26d ago | EzDocs | screenshot_claim_recorded | {'utr': '623867922094', 'date': None, 'parts': 1, 'amount': 29260.0, 'claimed_total': 29260.0} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'CTS', 'Second number type': 'CTS', 'Number': '84/1', 'Second number': '84/18'}, 'was': {'Number type': 'CTS', 'Second number type': 'CTS', 'Number': '84/1, to', 'Second number': '84/18'}, 'why': "the number |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'CTS', 'Second number type': 'CTS', 'Number': '84/1, to', 'Second number': '84/18'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'CTS NO. 84/1, to CTS No.84/18', 'Second number': |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/WRJE/0726/517 |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 43d ago | EzDocs | email_shadowed:doc_chase | {'to': 'aman.agrawal@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/WRJE/0726/5171953), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\nAlr |
| 43d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 1.0} |
| 43d ago | EzDocs | receivable_created | {'expected': 29190.0} |
| 43d ago | EzDocs | document_received | {'file': '1000130212.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 43d ago | EzDocs | document_received | {'file': '1000130211.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 43d ago | EzDocs | payer_mobile_captured | {'last4': '5080', 'source': 'sanction_letter'} |
| 43d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'FLAT NO 402 Fourth floor, Ellanza Heights, ABURAO SHINDE PATIL, WAGHERE COLONY, Pune, MAHARASHTRA, 411017'} |
| 43d ago | EzDocs | document_received | {'file': 'Sanction_letter (38) (1).pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |