Cases / NOI-2026-02370
Dhanraj Kshirsagar
LAN NHL/ARNG/0826/5197901
Challan paid · our move
File on IGRAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: registration fee on the challan is 929 — the case works out Rs.0 — open the challan file and check before anything is shared.
✓MOTDopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹1,029.05CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹1,029 receivedmatches the branch's receipt
Stamp duty 0.3% — the top-up challan929
Top-up challan charge100.05
Total we ask for1,029.05
the branch’s receipt claims ₹1,029
paid 23 Sep 22:03:41 · verified 24 Sep 14:53:11 · 16 h 49 min later
How we know
Our own bank told us — 23 Sep 22:03
₹1,029 · UTR AXNGG26675966402 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.1029.00,23-09-2026 22:03:41 thru NEFT from AXNGG26675966402/GOOGLE INDIA DIGITAL. Aval Bal 195184.05 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹1,028.40. We ask ₹1,029 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 4 h 40 minour time · 24 Sep 19:56
Index II —not yet
the NOI team 21 d 3 htotal 21 d 3 h so far
Now with the NOI team — e-filing on IGR
since 24 Sep 19:56 — 20 d 22 h of working time
Day by day — every step and who held it
24 Sep 14:50Your branch's mail
24 Sep 14:50Payment landedat once
24 Sep 14:51Papers read+2 min · the NOI team
24 Sep 14:51Property readat once
24 Sep 14:53Fee quoted+1 min · the NOI team
24 Sep 14:53Payment verifiedat once
24 Sep 14:53Ready for the challanat once
24 Sep 19:56Challan made+5 h 04 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹3,09,465
Loan account no.
NHL/ARNG/0826/5197901
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
See the boxes — read from the Index II
District
Aurangabad
Taluka
Paithan
Village
Farola
Number type
GAT
Number
1
Building
Row House No. 17
Floor
Ground Floor, First Floor
Flat / shop no
Shop 17
Area
42.47
Hadd
(empty)
Read from the Index II on file — the government's own words for this property. 73575263_1.pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
The 0.3% challan is paid — nothing is filed on this kind
This case asked for the 0.3% challan alone (the stamp duty and ₹100) — a top-up, or a stand-alone 0.3% challan. There is no e-filing and no Index II to wait for. Share the challan with the branch (the mail is ready in Draft mails), then close the case. If the branch asks for the NOI filing too, set the kind to NOI under Case facts first.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 2
| The PAN card | DHANRAJ KISHANRAO KSHIRSAGAR |
| The sanction letter DIFFERS | DHANRAJ KSHIRSAGAR |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and asked for the challan. The team has shared the challan but is waiting for the branch to provide a proper payment screenshot with date and time.
the history says the next move is with the branch — proper payment screenshot with date and time
the branch last asked: challan
✓ loan papers sent — done, mail 1 (2026-09-24) “PFA & Pls help with challan .”
✓ challan made — done, mail 3 (2026-09-24) “PFA CHALLAN FOR A REFERENCE”
✓ challan shared — done, mail 3 (2026-09-24) “PFA CHALLAN FOR A REFERENCE”
read over 3 mail(s), last mail 2026-09-24 · read 20d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010833082202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
24 Sep, 14:50 · 21d ago THE FIRST MAIL — how this case began
24 Sep, 14:50 · 21d ago THE FIRST MAIL — how this case began
Challan required for NHL/ARNG/0826/5197901- DHANRAJ KISHANRAO KSHIRSAGAR
Dear Team,
PFA & Pls help with challan .
Top Up case
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Umesh Sanjay Tejinkar <umesh.tejinkar@phfl.com>
Sent: Thursday, September 24, 2026 2:23 PM
To: Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: Fw: Dhanraj Kshirsagar NOI
🤖 read: asks for the challan; documents attached; note: Top Up case — “Pls help with challan .”
OL
The NOI teamTYPED IN GMAIL
24 Sep, 15:08 · 21d ago
24 Sep, 15:08 · 21d ago
Dear Team,
Kindly share proper payment screenshot with date and time.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 24 Sept 2026 at 14:51, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Dear Team,
PFA & Pls help with challan.
Top Up case
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Umesh Sanjay Tejinkar <umesh.tejinkar@phfl.com>
*Sent:* Thursday, September 24, 2026 2:23 PM
*To:* Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com>
*Subject:* Fw: Dhanraj Kshirsagar NOI
🤖 read: asks the branch for a clarification — “Kindly share proper payment screenshot with date and time.”
OL
The NOI teamTYPED IN GMAIL
24 Sep, 19:58 · 20d ago
24 Sep, 19:58 · 20d ago
TEAM
PFA CHALLAN FOR A REFERENCE
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 24 Sept 2026 at 15:08, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear Team,
Kindly share proper payment screenshot with date and time.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 24 Sept 2026 at 14:51, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> PFA & Pls help with challan.
>
> Top Up case
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
> Internal
>
> *From:* Umesh Sanjay Tejinkar <umesh.tejinkar@phfl.com>
> *Sent:* Thursday, September 24, 2026 2:23 PM
> *To:* Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com>
> *Subject:* Fw: Dhanraj Kshirsagar NOI
>
>
>
>
>
🤖 read: challan shared ✓ — “PFA CHALLAN FOR A REFERENCE”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | 73575263_1.pdf | filed | 21d ago |
| Other | image001.jpg | filed | 21d ago |
| MOTD+ Sanction letter inside+ Payment screenshot inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside | Dhanraj Kshirsagar NOI.pdf | filed | 21d ago |
| Paid challan (GRAS) | DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf | filed | 20d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹1,029.05
₹1,029.05
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹1,029
₹1,029
Paid at
23 Sep 22:03:41
23 Sep 22:03:41
Verified on
24 Sep 14:53:11
24 Sep 14:53:11
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹929 | ₹0 | ₹0 | ₹100 | ₹1,029 |
By law ₹1,028.40. We ask ₹1,029 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
37 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, First name (person 1), Last name (person 1), Mobile (person 1) …
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Building (with wing), House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Flat / house no (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Dhanraj Kshirsagar NOI.pdf
as printed
ROW HOUSE NO. 17, "PRABHAVATI SANKUL", GUT NO 1, MAUJE FAROLA TQ PAITHAN, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
ROW HOUSE NO. 17, "PRABHAVATI SANKUL", GUT NO 1, MAUJE FAROLA TQ PAITHAN, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
the Index II
73575263_1.pdf
the property
mauje phaarolaa yethila jamina gata nan. 1 madhila ro haausa nan. 17 kshetra 42.47 chau.mi. tala majalaa pahilaa majalaa aara.si.si. baandhakaama va kaarpeta eriyaa 37.25 chau.mi. hi sampurna milakata vikri keli. ((GAT NUMBER: 1;))
mauje phaarolaa yethila jamina gata nan. 1 madhila ro haausa nan. 17 kshetra 42.47 chau.mi. tala majalaa pahilaa majalaa aara.si.si. baandhakaama va kaarpeta eriyaa 37.25 chau.mi. hi sampurna milakata vikri keli. ((GAT NUMBER: 1;))
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
ROW HOUSE NO 17 PRABHAVATI SANKUL GUT NO 1 MAUJE FAROLA TQ PAITHAN AURANGABAD MAHARASHTRA
ROW HOUSE NO 17 PRABHAVATI SANKUL GUT NO 1 MAUJE FAROLA TQ PAITHAN AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
the Index II also prints: 25, 37, 42, 47, AARA, BAANDHAKAAMA, CHAU, ERIYAA, GATA, HAAUSA, HI, JAMINA, KAARPETA, KELI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | HZYPK0596M | ||
| mortgagor | Dhanraj Kishanrao Kshirsagar | CWFPK2934N | …2333 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | asmita.kulkarni@pnbhousing.com | 21d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 20d ago |
What EzDocs read from each document — check anything marked in red
Index II 73575263_1.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 431001; rows: {'r4_palika': 'औरंगाबाद इतर वर्णन', 'r11_serial': '5136/2021', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality':
pin: 431001; rows: {'r4_palika': 'औरंगाबाद इतर वर्णन', 'r11_serial': '5136/2021', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality':
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '431001', 'rows': {'r4_palika': 'औरंगाबाद इतर वर्णन', 'r11_serial': '5136/2021', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '0.0042 हेक्टर. आर', 'r7_executants': [{'age': '34', 'pan': 'CDDPS6802E', 'name': 'चंद्रकांत भगवानराव सुतार', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः ब्लॉक नंः, रोड नं: औरंगाबाद, महाराष्ट्र, औरंगाबाद. पिन कोड:- 431001'}], 'r8_purchasers': [{'age': '35', 'pan': 'CWFPK2934N', 'name': 'धनराज किसनराव क्षिरसागर', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः, रोड नंः गंगापूर, महाराष्ट्र, AURANGABAD. पिन कोड:-431001'}, {'age': '32', 'pan': 'HZΥΡΚ0596M', 'name': 'निता धनराज क्षिरसागर', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः ब्लॉक नंः, रोड नंः गंगापूर, महाराष्ट्र, औरंगाबाद, पिन कोड:-431001'}], 'r12_stamp_duty': 100, 'r3_market_value': 900000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 1230000, 'r9_execution_date': '12/08/2021', 'r13_registration_fee': 100, 'r10_registration_date': '13/08/2021'}, 'doc_no': '5136', 'village': 'फारोळा', 'doc_kind': 'सूची क्र.2', 'doc_year': '2021', 'sro_name': 'दु.नि. पैठण', 'area_text': '0.0042 हेक्टर. आर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 100, 'header_sro': 'दु.नि. पैठण', 'mortgagors': ['चंद्रकांत भगवानराव सुतार'], 'stamp_duty': 100, 'filing_date': '2021-08-13', 'loan_amount': 900000, 'property_text': 'मौजे फारोळा येथील जमीन गट नं. 1 मधील रो हाऊस नं. 17 क्षेत्र 42.47 चौ.मी. तळ मजला पहीला मजला आर.सी.सी. बांधकाम व कार्पेट एरीया 37.25 चौ.मी. हि संपुर्ण मिळकत विक्री केली. ((GAT NUMBER: 1;))', 'header_village': 'फारोळा', 'survey_numbers': ['1', '17'], 'header_doc_number': '5136/2021'}}MOTD Dhanraj Kshirsagar NOI.pdf needs your check
amount words
INR 309485 - (Rupees Three Lakh Nine Thousand Four Hundred Sixty five only)
INR 309485 - (Rupees Three Lakh Nine Thousand Four Hundred Sixty five only)
secured amount
309485.0
309485.0
raw reading (for Abhijit)
{'amount_words': 'INR 309485 - (Rupees Three Lakh Nine Thousand Four Hundred Sixty five only)', 'secured_amount': 309485.0}Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}MOTD Dhanraj Kshirsagar NOI.pdf needs your check
dob
1989-02-10
1989-02-10
pan
HZYPK0596M
HZYPK0596M
legible
True
True
raw reading (for Abhijit)
{'dob': '1989-02-10', 'pan': 'HZYPK0596M', 'address': None, 'legible': True, 'quality_issue': None}MOTD Dhanraj Kshirsagar NOI.pdf needs your check
dob
1986-08-25
1986-08-25
pan
CWFPK2934N
CWFPK2934N
name
Dhanraj Kishanrao Kshirsagar
Dhanraj Kishanrao Kshirsagar
address
pin: 431105; flat: Gut No-01 Row House No-17; road: Farola; state: Maharashtra; building: Prabhavati Sankul; district: Aurangabad; post_office: Bidkingaon; Village: Aurangabad
pin: 431105; flat: Gut No-01 Row House No-17; road: Farola; state: Maharashtra; building: Prabhavati Sankul; district: Aurangabad; post_office: Bidkingaon; Village: Aurangabad
legible
True
True
father name
KISHANRAO AUDUTRAO KSHIRSAGAR
KISHANRAO AUDUTRAO KSHIRSAGAR
aadhaar last4
2333
2333
raw reading (for Abhijit)
{'dob': '1986-08-25', 'pan': 'CWFPK2934N', 'name': 'Dhanraj Kishanrao Kshirsagar', 'mobile': None, 'address': {'pin': '431105', 'area': None, 'flat': 'Gut No-01 Row House No-17', 'road': 'Farola', 'floor': None, 'state': 'Maharashtra', 'building': 'Prabhavati Sankul', 'district': 'Aurangabad', 'post_office': 'Bidkingaon', 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': 'KISHANRAO AUDUTRAO KSHIRSAGAR', 'aadhaar_last4': '2333', 'quality_issue': None}MOTD Dhanraj Kshirsagar NOI.pdf needs your check
lan
NHL/ARNG/0826/5197901
NHL/ARNG/0826/5197901
legible
True
True
purpose
Non Housing Loan, Personal use
Non Housing Loan, Personal use
borrowers
{'name': 'Dhanraj Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Nita Kshirsagar', 'role': 'co_applicant', 'label': None}
{'name': 'Dhanraj Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Nita Kshirsagar', 'role': 'co_applicant', 'label': None}
confidence
5
5
handwritten
{'says': '309485', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': '309465'}, {'says': '23/09/20026', 'where': 'page 1, date', 'touches': 'date', 'printed_was': '23/09/2026'}, {'says': '109/20026', 'w
{'says': '309485', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': '309465'}, {'says': '23/09/20026', 'where': 'page 1, date', 'touches': 'date', 'printed_was': '23/09/2026'}, {'says': '109/20026', 'w
loan amount
299000
299000
final amount
309465
309465
interest rate
9.5
9.5
sanction date
15-Sep-2026
15-Sep-2026
letter version
3
3
applicant email
dhanrajkshirsagar@gmail.com
dhanrajkshirsagar@gmail.com
applicant names
Dhanraj Kshirsagar, Nita Kshirsagar
Dhanraj Kshirsagar, Nita Kshirsagar
printed altered
True
True
applicant mobile
7350257280
7350257280
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; taluka: Paithan; Flat no: 17; district: Aurangabad; Address: Row House No. 17, Prabhavati Sankul, Gut No 1, Mauje Farola Tq Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 43100
pin: 431001; state: MAHARASHTRA; taluka: Paithan; Flat no: 17; district: Aurangabad; Address: Row House No. 17, Prabhavati Sankul, Gut No 1, Mauje Farola Tq Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 43100
insurance premium
10465
10465
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
309465
309465
security address verbatim
Row House No. 17, "Prabhavati Sankul", Gut No 1, Mauje Farola Tq Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Row House No. 17, "Prabhavati Sankul", Gut No 1, Mauje Farola Tq Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
GUT NO 01 ROW HOUSE NO 17, PRABHAVATI SANKUL FAROLA PAITHAN ROAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431105, Aurangabad, India
GUT NO 01 ROW HOUSE NO 17, PRABHAVATI SANKUL FAROLA PAITHAN ROAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431105, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0826/5197901', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'Dhanraj Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Nita Kshirsagar', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 5, 'handwritten': [{'says': '309485', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': '309465'}, {'says': '23/09/20026', 'where': 'page 1, date', 'touches': 'date', 'printed_was': '23/09/2026'}, {'says': '109/20026', 'where': 'page 1, date', 'touches': 'date', 'printed_was': '15/09/2026'}, {'says': '15/09/2028', 'where': 'page 1, date', 'touches': 'date', 'printed_was': '15/09/2026'}, {'says': 'Rahul maragan', 'where': 'page 1, name', 'touches': 'name', 'printed_was': 'Rahul Mahajan'}, {'says': 'Amd wakekar', 'where': 'page 1, name', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarni', 'where': 'page 1, name', 'touches': 'name', 'printed_was': None}, {'says': 'निता क्षिरसागर', 'where': 'page 1, name', 'touches': 'name', 'printed_was': None}, {'says': 'bhanraj kshirsager', 'where': 'page 2, Sr. No. 1 name', 'touches': 'name', 'printed_was': 'Dhanraj Kshirsagar'}, {'says': 'Row Housero17 Prabhawatisankel Sardathoangolos', 'where': 'page 2, Sr. No. 1 address', 'touches': 'property', 'printed_was': 'Row House No. 17, Prabhavati Sankul, Saradgaon'}, {'says': 'Nita Kshirsager', 'where': 'page 2, Sr. No. 2 name', 'touches': 'name', 'printed_was': 'Nita Kshirsagar'}, {'says': 'Cut Nol Row Housand in podshavatisankul farda mangabad', 'where': 'page 2, Sr. No. 2 address', 'touches': 'property', 'printed_was': 'Gut No 1, Row House No. 17, Prabhavati Sankul, Farola, Aurangabad'}, {'says': 'Pharcy Kshirsag', 'where': 'page 2, Borrower name', 'touches': 'name', 'printed_wasMOTD Dhanraj Kshirsagar NOI.pdf needs your check
payments inside
payments: [{'utr': None, 'date': '2026-09-15', 'page': 3, 'time': None, 'payee': 'PNBHFL', 'amount': 9441.18, 'direction': 'credit', 'narration': 'Processing fees receivable:', 'proof_kind': 'fee_table'}, {'utr': None, '
payments: [{'utr': None, 'date': '2026-09-15', 'page': 3, 'time': None, 'payee': 'PNBHFL', 'amount': 9441.18, 'direction': 'credit', 'narration': 'Processing fees receivable:', 'proof_kind': 'fee_table'}, {'utr': None, '
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-15', 'page': 3, 'time': None, 'payee': 'PNBHFL', 'amount': 9441.18, 'direction': 'credit', 'narration': 'Processing fees receivable:', 'proof_kind': 'fee_table'}, {'utr': None, 'date': '2026-09-15', 'page': 3, 'time': None, 'payee': 'PNBHFL', 'amount': 10465.0, 'direction': 'credit', 'narration': 'Insurance Premium', 'proof_kind': 'fee_table'}, {'utr': None, 'date': None, 'page': 4, 'time': None, 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1029.0, 'direction': 'debit', 'narration': 'UPI व्यवहार आयडी 626699966277 प्रति: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis यांच्याकडून: DHANRAJ KISHANRAO KSHIRSAGAR (Punjab National Bank) Google Pay रोजी ....r914@okicici Google व्यवहार आयडी CICAgPiczLL8EA', 'proof_kind': 'success_screen'}]}}Paid challan (GRAS) DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf needs your check
grn
MH010833082202627E
MH010833082202627E
pin
431001
431001
total
929.0
929.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026092401829
03006172026092401829
district
AURANGABAD
AURANGABAD
area city
AURANGABAD
AURANGABAD
payer pan
CWFXXXXXXN
CWFXXXXXXN
flat block
ROW HOUSE NO 17 PRABHAVATI SANKUL GUT NO 1
ROW HOUSE NO 17 PRABHAVATI SANKUL GUT NO 1
payer name
DHANRAJ KISHANRAO KSHIRSAGAR
DHANRAJ KISHANRAO KSHIRSAGAR
sro office
PTA_PAITHAN SUB REGISTRAR
PTA_PAITHAN SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=309465
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=309465
scheme rows
{'amount': 929.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
{'amount': 929.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX7280
XXXXXX7280
payment date
24/09/2026-19:56:49
24/09/2026-19:56:49
road locality
MOUJE FAROLA TAL PAITHAN DIST AURANGABAD
MOUJE FAROLA TAL PAITHAN DIST AURANGABAD
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
309465
309465
raw reading (for Abhijit)
{'grn': 'MH010833082202627E', 'pin': '431001', 'total': 929.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092401829', 'district': 'AURANGABAD', 'area_city': 'AURANGABAD', 'payer_pan': 'CWFXXXXXXN', 'flat_block': 'ROW HOUSE NO 17 PRABHAVATI SANKUL GUT NO 1', 'payer_name': 'DHANRAJ KISHANRAO KSHIRSAGAR', 'sro_office': 'PTA_PAITHAN SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=309465', 'scheme_rows': [{'amount': 929.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX7280', 'payment_date': '24/09/2026-19:56:49', 'road_locality': 'MOUJE FAROLA TAL PAITHAN DIST AURANGABAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '309465'}Technical record (for Abhijit — safe to ignore)
| 5h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 24 Sep, 19:58 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CWxxxxxxXN — no paper on the |
| 17d ago | EzDocs | case_read | {'how': 'uri', 'tag': '3238b0f88b277e4c', 'docs': ['73575263_1.pdf', 'Dhanraj Kshirsagar NOI.pdf'], 'loan': {'amount': 309465, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter, Page 3', 'quote': 'Loan Amount |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': '401430a2808c4f97', 'docs': ['73575263_1.pdf', 'Dhanraj Kshirsagar NOI.pdf'], 'loan': {'amount': 309465, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter (Page 3)', 'quote': 'Loan Amoun |
| 20d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': '73575263_1.pdf', 'doc_id': '441bc2af-d366-494e-9e86-a721c78655d8', 'header_sro': |
| 20d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['registration fee on the challan is 929 — the case works out Rs.0']} |
| 20d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '3170c16c-1c7f-44cc-84aa-019db64fafa9'} |
| 20d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared'], 'mail |
| 20d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared'], 'mail |
| 20d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '73575263_1.pdf', 'kind': 'index2'} |
| 20d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf', |
| 20d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DHANRAJ KISHANRAO K |
| 20d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PTA_PAITHAN SUB REGISTRAR', 'district': 'AURANGABAD'} |
| 20d ago | EzDocs | challan_mismatch | {'file': 'DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf', 'problems': ['registration fee on the challan is 929 — the case works out Rs.0']} |
| 20d ago | EzDocs | challan_extracted | {'grn': 'MH010833082202627E', 'file': 'DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf', 'heads': ['0030046401'], 'total': 929.0} |
| 20d ago | copilot | copilot_check_ok | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'P |
| 20d ago | copilot | copilot_pick | {'why': "The case taluka is Paithan. The only option is Paithan Sub Registrar. The English reading 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR' is a different office, likely a district office, not a sub-registrar offic", 'field': |
| 20d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose fr |
| 20d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ['Property Unit Type']} |
| 20d ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Property Unit Type — File holds says Shop 17; Sanction Letter (Page 3) says Row House No. 17; Index II says |
| 20d ago | EzDocs | email_shadowed:branch_questions | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: NHL/ARNG/0826/5197901), the papers on file leave the following open, and we cannot make the challan until it is s |
| 20d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'f26396a75f7bf0d7', 'docs': ['73575263_1.pdf', 'Dhanraj Kshirsagar NOI.pdf'], 'loan': {'amount': 309465, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter (Page 3)', 'quote': 'Loan Amoun |
| 20d ago | EzDocs | challan_boxes_by_rules | {'fp': '3360eec57c89d650', 'why': "EzDocs's city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)"} |
| 21d ago | EzDocs | reader_mail_addition | {'fp': '2a5407f4b90d8685', 'add': {}, 'why': 'The paper says Aurangabad. The mail says Ch.Sambhajinagar. These are two names for the same district. The paper says Mauje Farola. The mail does not name a village. The paper |
| 21d ago | EzDocs | reader_home_address | {'fp': '8a62bc6692266d50', 'from': 'the sanction letter (Dhanraj Kshirsagar NOI.pdf)', 'home': {'pin': '431105', 'flat': 'ROW HOUSE NO 17', 'road': 'FAROLA PAITHAN ROAD', 'state': 'MAHARASHTRA', 'building': 'PRABHAVATI S |
| 21d ago | EzDocs | reader_mail_addition | {'fp': '2a5407f4b90d8685', 'add': {}, 'why': 'The paper says Aurangabad. The mail says Ch.Sambhajinagar. These are two names for the same district. The paper says Mauje Farola. The mail does not name a village. The paper |
| 21d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 2, 'summary': 'The branch |
| 21d ago | EzDocs | quoted_history_checked | {} |
Case diary the case’s history — what happened, newest day first
Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹1,029 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
28 Sep1 thing — 1 step
EzDocs read the whole file
27 Sep2 things — 2 steps
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
24 Sep37 things — 4 documents received · 4 letters written · 3 money steps · 2 cautions · 24 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
DHANRAJ KISHANRAO KSHIRSAGAR EchallanMH010833082202627E.pdf
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan required for NHL/ARNG/0826/5197901- DHANRAJ KISHANRAO KSHIRSAGAR
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02370
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
The loan amount was worked out from the papers
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
Co-applicant added
PAN found inside the KYC file — no need to ask for it
EzDocs read the whole file
Nothing new to ask for — stayed quiet
The loan amount was worked out from the papers
Property read from the Index II
Index II (title document) received from the branch
Received: MOTD
Dhanraj Kshirsagar NOI.pdf
Received: other
image001.jpg
Received: Index II
73575263_1.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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