Cases / NOI-2026-02327

Suresh Kachruba Shelke

LAN HOU/NSK/0926/5212292 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓MOTDopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Payment screenshot — money verified — inside DOC-20260923-WA0069.pdfopen

✓Selfie / photo — inside DOC-20260923-WA0069.pdfopen

✓PAN card — inside DOC-20260923-WA0069.pdfopen

✓Aadhaar card — inside DOC-20260923-WA0069.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹15,280.37CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹15,250 receivedby the amount alone

Stamp duty 0.3%5,050

Registration fee 0.5%8,410

Government handling320

Our service fee1,500.37

Total we ask for15,280.37

paid 23 Sep 17:35:41 · verified 23 Sep 17:52:53 · 17 min later

How we know

Our own bank told us — 23 Sep 17:35

₹15,250 · UTR AXNGG26675493466 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.15250.00,23-09-2026 17:35:41 thru NEFT from AXNGG26675493466/GOOGLE INDIA DIGITAL. Aval Bal 288473.15 CR Helpline 18001800/18002021-PNB”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer

By law ₹15,260. We ask ₹15,280 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹15,240 — accept as full (₹40.37 = our margin).

BANK'S TABLE — INSIDE OUR BUFFER

Bank table ₹15,240. We ask ₹15,280. Difference ₹40 — OK (our margin). Accept ₹15,240 as full. Nothing to collect.

Their own rows add to ₹13,740, their total says ₹15,240 — a ₹1,500 slip in their sheet. Not ours to fix.

why?

Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.

the branch's own words

The branch's mail said: the bank's own rows sum to Rs.13,740 but its total says Rs.15,240

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 45 minour time · 23 Sep 18:30

Index II —not yet

the NOI team 22 d 4 htotal 22 d 4 h so far

Now with the NOI team — e-filing on IGR

since 23 Sep 18:30 — 22 d 4 h of working time

Day by day — every step and who held it

23 Sep 17:45Your branch's mail

23 Sep 17:45Payment landedat once

23 Sep 17:51Papers read+6 min · the NOI team

23 Sep 17:51Property readat once

23 Sep 17:52Fee quoted+1 min · the NOI team

23 Sep 17:52Payment verifiedat once

23 Sep 17:52Ready for the challanat once

23 Sep 18:30Challan made+38 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹16,80,000

Loan account no.

HOU/NSK/0926/5212292

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Taluka, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Nashik

Taluka

(empty)

Village

Nashik

Number type

SURVEY

Number

60/3-A, DHRUV NAGAR, GANGAPUR, NILAY BUNGLOW, NASHIK, SATPUR GANGAPUR ROAD, MAHARASHTRA, INDIA, 422007

Building

Ganesh Vhilla Apartment

Floor

1st Floor

Flat / shop no

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. DOC-20260923-WA0069.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the last reading of this whole file found: Missing Index II for e-filing property details; Missing MOTD for date of mortgage. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.

• Mortgagor pages: SANGITA SURESH SHELKE is named on the sanction letter (DOC-20260923-WA0069.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number type

• Build Up Area not on file — read it off the Index II / sale deed

• taluka not on file — pick it on the portal (district cascade)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the initial loan documents and payment. The NOI team has generated and shared the challan, but is waiting for the Index II copy from the branch to proceed with filing.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-23) “Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy o”

✓ fee paid — the branch's words — done, mail 2 (2026-09-23) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 2 (2026-09-23) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-23) “For NOI filing, We need an index 2 copy.”

read over 3 mail(s), last mail 2026-09-23 · read 22d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010740529202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 20 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
23 Sep, 17:45 · 22d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5212292 Applicant Name : SURESH KACHRUBA SHELKE.

📎 image002.jpg ↗📎 image001.jpg ↗📎 DOC-20260923-WA0069.pdf ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSURESH KACHRUBA SHELKE

Loan account (LAN)HOU/NSK/0926/5212292

Loan amount₹16,80,000

Stamp duty 0.30%₹5,040

Registration fee 0.50%₹8,400

DHC₹300

Service / vendor fees₹1,500

Total₹15,240

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Sainath Keru Rokade (sainath.rokade@phfl.com)
Date: 23-09-2026 05:22 pm
To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com)
Subject: Mr. Suresh Shelke NOI SET

🤖 read: asks for the challan; documents attached — “Kindly process 0.3 & 0.5 Challan in below case.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 18:04 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 17:51, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name
SURESH KACHRUBA SHELKE.

Lan No
HOU/NSK/0926/5212292

Loan Amount 1680000

LOAN AMOUNT 1680000
0.30% 5040
0.50% 8400
FEES 1500
DHC 300
TOTAL 15,240

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,

*Piyush S Aher*

Branch Operation Executive

Nashik Branch

Direct: +91-253-2311672 <+91%20253%20231%201672>

Toll Free: 1800 120 8800

Website-www.pnbhousing.com

*PHFL Home Loans and Services Limited*

----- Forwarded Message -----
------------------------------
From: Sainath Keru Rokade (sainath.rokade@phfl.com)
Date: 23-09-2026 05:22 pm
To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (
abhijeet.kale@phfl.com)
Subject: Mr. Suresh Shelke NOI SET

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 18:32 · 22d ago

📎 SURESH KACHRUBA SHELKE EchallanMH010740529 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 18:04, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 17:51, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:

> Dear Team,
>
> Kindly process 0.3 & 0.5 Challan in below case.
>
> Customer Name
> SURESH KACHRUBA SHELKE.
>
> Lan No
> HOU/NSK/0926/5212292
>
> Loan Amount 1680000
>
>
> LOAN AMOUNT 1680000
> 0.30% 5040
> 0.50% 8400
> FEES 1500
> DHC 300
> TOTAL 15,240
>
>
> *Sanction Letter attached
> *Customer Aadhar Card / co applicant attached
> *Customer pan Card / co applicant attached
> *Index II Copy OTC
> *Form A2 or Soft copy of photograph attached
> *Payment details attached
>
>
> SRO No
>
> Thanks & Regards,
>
> *Piyush S Aher*
>
> Branch Operation Executive
>
> Nashik Branch
>
> Direct: +91-253-2311672 <+91%20253%20231%201672>
>
> Toll Free: 1800 120 8800
>
> Website-www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
>
>
> ----- Forwarded Message -----
> ------------------------------
> From: Sainath Keru Rokade (sainath.rokade@phfl.com)
> Date: 23-09-2026 05:22 pm
> To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (
> abhijeet.kale@phfl.com)
> Subject: Mr. Suresh Shelke NOI SET
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
MOTD	image002.jpg	filed	22d ago
Other	image001.jpg	filed	22d ago
Sanction letter+ Payment screenshot inside+ Selfie / photo inside+ PAN card inside+ Aadhaar card inside	DOC-20260923-WA0069.pdf	filed	22d ago
Paid challan (GRAS)	SURESH KACHRUBA SHELKE EchallanMH010740529202627E.pdf	filed	22d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,280.37

Where it stands
VERIFIED — money received

Screenshot claims
—

Paid at
23 Sep 17:35:41

Verified on
23 Sep 17:52:53

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,050	₹8,410	₹320	₹1,500	₹15,280

By law ₹15,260. We ask ₹15,280 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

25 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.) …

13 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (DOC-20260923-WA0069.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 03, 1st Floor, Ganesh Vhilla Apartment, Plot No 10, S No 60/3-A, Dhruv Nagar, Gangapur, Nilay Bunglow, Nashik, Satpur Gangapur Road, Nashik, MAHARASHTRA, India, 422007

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DOC-20260923-WA0069.pdf

the address
{'PIN': '422222', 'AREA': 'DHRUVANAGAR, NEAR HANUMAN MANDIR', 'FLAT': 'PLOT NO. 114', 'ROAD': 'GANGAPUR-SATPUR LINK ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'NASHIK', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'GANGAPUR'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 03 1ST FLOOR GANESH VHILLA APARTMENT PLOT NO 10 S NO 60/3-A DHRUV NAGAR GANGAPUR

Locality/Road
NILAY BUNGLOW NASHIK SATPUR GANGAPUR ROAD MAHARASHTRA

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SURESH KACHRUBA SHELKE	COWPS1148P	…1230

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	piyush.aher@phfl.com	22d ago
acknowledgement	piyush.aher@phfl.com	22d ago
Index II chase	piyush.aher@phfl.com	21d ago
Index II chase	piyush.aher@phfl.com	17d ago
Index II chase	piyush.aher@phfl.com	14d ago
Index II chase	piyush.aher@phfl.com	10d ago
Index II chase	piyush.aher@phfl.com	7d ago
Index II chase	piyush.aher@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter DOC-20260923-WA0069.pdf needs your check

lan
HOU/NSK/0926/5212292

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SURESH KACHRUBA SHELKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANGITA SURESH SHELKE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
1600000

final amount
1680000

interest rate
8.4

sanction date
12-Sep-2026

letter version
4

applicant email
sureshshelke0604@gmail.com

applicant names
SURESH KACHRUBA SHELKE, SANGITA SURESH SHELKE

printed altered
False

applicant mobile
7507431172

balance transfer
False

property address
pin: 422007; road: Satpur Gangapur Road; state: MAHARASHTRA; Flat no: 03; district: Nashik; Floor: 1st Floor; landmark: Dhruv Nagar, Gangapur, Nilay Bunglow; Address: Flat No 03, 1st Floor, Ganesh Vhilla Apartmen

insurance premium
80000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1680000

security address verbatim
Flat No 03, 1st Floor, Ganesh Vhilla Apartment, Plot No 10, S No 60/3-A, Dhruv Nagar, Gangapur, Nilay Bunglow, Nashik, Satpur Gangapur Road, Nashik, MAHARASHTRA, India, 422007

applicant address verbatim
ROOM NO.106/1198, GULMOHAR COLONY DHRUV NAGAR, NEAR RAINBOW SCHOOL, NEAR JAYAMBE KIRANA STORE, Nashik, MAHARASHTRA, 422001, Nashik, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0926/5212292', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SURESH KACHRUBA SHELKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANGITA SURESH SHELKE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1600000, 'final_amount': 1680000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '12-Sep-2026', 'letter_version': '4', 'applicant_email': 'sureshshelke0604@gmail.com', 'applicant_names': ['SURESH KACHRUBA SHELKE', 'SANGITA SURESH SHELKE'], 'printed_altered': False, 'applicant_mobile': '7507431172', 'balance_transfer': False, 'property_address': {'pin': '422007', 'road': 'Satpur Gangapur Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '03', 'district': 'Nashik', 'floor_no': '1st Floor', 'landmark': 'Dhruv Nagar, Gangapur, Nilay Bunglow', 'full_address': 'Flat No 03, 1st Floor, Ganesh Vhilla Apartment, Plot No 10, S No 60/3-A, Dhruv Nagar, Gangapur, Nilay Bunglow, Nashik, Satpur Gangapur Road, Nashik, MAHARASHTRA, India, 422007', 'village_city': 'Nashik', 'building_name': 'Ganesh Vhilla Apartment', 'survey_or_cts_no': 'S No 60/3-A'}, 'insurance_premium': 80000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1680000, 'security_address_verbatim': 'Flat No 03, 1st Floor, Ganesh Vhilla Apartment, Plot No 10, S No 60/3-A, Dhruv Nagar, Gangapur, Nilay Bunglow, Nashik, Satpur Gangapur Road, Nashik, MAHARASHTRA, India, 422007', 'applicant_address_verbatim': 'ROOM NO.106/1198, GULMOHAR COLONY DHRUV NAGAR, NEAR RAINBOW SCHOOL, NEAR JAYAMBE KIRANA STORE, Nashik, MAHARASHTRA, 422001, Nashik, India'}

Sanction letter DOC-20260923-WA0069.pdf needs your check

dob
1989-04-06

pan
COWPS1148P

name
SURESH KACHRUBA SHELKE

legible
True

father name
KACHRUBA SHELKE

raw reading (for Abhijit)

{'dob': '1989-04-06', 'pan': 'COWPS1148P', 'name': 'SURESH KACHRUBA SHELKE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KACHRUBA SHELKE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter DOC-20260923-WA0069.pdf needs your check

dob
1989-04-06

name
Suresh Kachruba Shelke

mobile
7507431172

address
pin: 422222; area: Dhruvanagar, Near Hanuman Mandir; flat: Plot No. 114; road: Gangapur-Satpur Link Road; state: Maharashtra; district: Nashik; Village: Gangapur

legible
True

aadhaar last4
1230

raw reading (for Abhijit)

{'dob': '1989-04-06', 'pan': None, 'name': 'Suresh Kachruba Shelke', 'mobile': '7507431172', 'address': {'pin': '422222', 'area': 'Dhruvanagar, Near Hanuman Mandir', 'flat': 'Plot No. 114', 'road': 'Gangapur-Satpur Link Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Gangapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1230', 'quality_issue': None}

Sanction letter DOC-20260923-WA0069.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '904438990590', 'date': '2026-09-23', 'page': 2, 'time': '17:15', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 15250.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'succes

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '904438990590', 'date': '2026-09-23', 'page': 2, 'time': '17:15', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 15250.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) SURESH KACHRUBA SHELKE EchallanMH010740529202627E.pdf needs your check

grn
MH010740529202627E

pin
422007

total
13460.0

article
6(1)

defaced
False

bank cin
03006172026092301670

district
NASHIK

area city
NASHIK

payer pan
COWXXXXXXP

flat block
FLAT NO 03 1ST FLOOR GANESH VHILLA APARTMENT PLOT NO 10 S NO 60/3 A

payer name
SURESH KACHRUBA SHELKE

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1680000

scheme rows
{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1172

payment date
23/09/2026-18:30:36

road locality
DHRUV NAGAR GANGAPUR NILAY BUNGLOW SATPUR GANGAPUR ROAD NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1680000

raw reading (for Abhijit)

{'grn': 'MH010740529202627E', 'pin': '422007', 'total': 13460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092301670', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'COWXXXXXXP', 'flat_block': 'FLAT NO 03 1ST FLOOR GANESH VHILLA APARTMENT PLOT NO 10 S NO 60/3 A', 'payer_name': 'SURESH KACHRUBA SHELKE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1680000', 'scheme_rows': [{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1172', 'payment_date': '23/09/2026-18:30:36', 'road_locality': 'DHRUV NAGAR GANGAPUR NILAY BUNGLOW SATPUR GANGAPUR ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1680000'}

Technical record (for Abhijit — safe to ignore)

4h ago	EzDocs	challan_boxes_by_rules	{'fp': 'b1a56392ea617d1f', 'why': 'box 1 lost a number the case holds (422007)', 'anew': 'first'}
5h ago	EzDocs	reader_efiling_verdict	{'fp': '92a0eb23e1f581a8', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'St
9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 23 Sep, 18:04 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	reader_home_address	{'fp': '4767ceec0595372a', 'from': 'the sanction letter (DOC-20260923-WA0069.pdf)', 'home': {'pin': '422001', 'area': 'GULMOHAR COLONY DHRUV NAGAR, NEAR RAINBOW SCHOOL, NEAR JAYAMBE KIRANA STORE', 'flat': 'ROOM NO.106/11
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
14d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}
14d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed COxxxxxxXP — no paper on the
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '7f5dcd301ec1efbd', 'docs': ['DOC-20260923-WA0069.pdf', 'image002.jpg'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'Loan Amount', 'paper': 'sanction letter, page 1', 'quote': 'INR 1600000 (IN
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '54a4ef02ac184ae3', 'docs': ['DOC-20260923-WA0069.pdf', 'image002.jpg'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'Loan Amount', 'paper': 'SANCTION LETTER', 'quote': 'INR 1600000 (INR Sixtee
21d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5212292) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
22d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
22d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
22d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SURESH KACHRUBA SHELKE EchallanMH010740529202627E.pdf', 'kind
22d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SURESH KACHRUBA SHE
22d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010740529202627E', 'file': 'SURESH KACHRUBA SHELKE EchallanMH010740529202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
22d ago	EzDocs	challan_extracted	{'grn': 'MH010740529202627E', 'file': 'SURESH KACHRUBA SHELKE EchallanMH010740529202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 13460.0}
22d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
22d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
22d ago	EzDocs	challan_boxes_by_rules	{'fp': 'b1a56392ea617d1f', 'why': 'box 1 lost a number the case holds (422007)'}
22d ago	EzDocs	case_read	{'how': 'uri', 'tag': '8f4cf0eac81195d5', 'docs': ['DOC-20260923-WA0069.pdf', 'image002.jpg'], 'loan': {'amount': 1680000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'INR 1600000 (INR Sixtee
22d ago	EzDocs	challan_boxes_by_rules	{'fp': 'b1a56392ea617d1f', 'why': 'EzDocs left a box empty'}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹15,250 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers

16:46

An old draft withdrew itself — its asks were already answered

12:50

Yesterday · 14 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered

10:00

28 Sep2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292

10:00

EzDocs read the whole file

07:16

27 Sep2 things — 2 steps

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records

08:28

EzDocs read the whole file

06:45

24 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02327 | HOU/NSK/0926/5212292