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Chetan Ghadi & Shradha Gurav — everything the challan asks for
NOI-2026-03581 · Hinduja Housing Finance Ltd · read by EzDocs from the Index II — not yet verified by a person
Step 1 of 2: the challan. The e-filing’s pages (Mortgagor, Mortgagee, Payment) come up here by themselves once the challan is paid.
Challan: 12 of 13 boxes on the case · empty: Payer mobile (the receipt SMS goes here) · highlighted: Payer (first party), Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road)
Later — the e-filing: 34 of 46 boxes ready
34 of 46 e-filing boxes ready
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Mobile (person 1), E-mail (person 1), PAN (person 2) …
15 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
Challan (GRAS) — what the form asks
12 of 13 boxes on the case; 4 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. Amber boxes are not from the Index II (or worked out / unsure) — look at those before the challan is made.
District *
Palghar
✓ on the case
from: the Index II (WhatsApp Image 2026-10-15 at 1.34.25 PM.)
SRO office
VSI2 VASAI NO 2 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
5110.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
8510.00
✓ on the case
from: the fee engine
Payer (first party) *
CHETAN PRABHAKAR GHADI
⚠ the case is named for 'Chetan Ghadi & Shradha Gurav' (from the branch's mail); the sanction letter's applicant is 'CHETAN PRABHAKAR GHADI' —
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
AXSPG1258P
⚠ the Index II (8) prints PAN AXSXXXXX8P for this person — check
✓ also on the PAN card (WhatsApp Image 2026-10-15 at 12.58.42 PM)
from: the PAN card (WhatsApp Image 2026-10-15 at 12.58.42 PM), p.1 — “AXSPG1258P”
Payer mobile (the receipt SMS goes here) *
—
empty — the form will not take a blank
from: the sanction letter / KFS, or the branch's mail — never a card's printed mobile
Second party (the bank) *
Hinduja Housing Finance Ltd
✓ on the case
from: the case's bank
Second party PAN *
AADCH6010R
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 303 3RD FLOOR WING B BLDG NO 1 KRISHNA RESIDENCY PROJECT KNOWN
⚠ the papers print more numbers than the portal's two boxes — also on them: 401501 (the sanction letter); 1 (the Index II); SURVEY 15/1A OLD
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
AS KRISHNA RESIDENCY BLDG NO1 AND 2 BOISAR MAAN RD 3 S NO 15/1A OLD S NO 134/1A VILLAGE KHAIRA
⚠ from the sanction letter (SANCTION_202033MHBSRBSARA000001368270820), p.2 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PALGHAR
✓ on the case
from: the Index II (WhatsApp Image 2026-10-15 at 1.34.25 PM.)
PIN
401501
✓ on the case
from: the sanction letter (SANCTION_202033MHBSRBSARA000001368270820)
Consideration (the loan amount) *
1700000
✓ on the case
from: the sanction letter's total incl. insurance
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed. A paper prints a DIFFERENT address — decide which flat is mortgaged before the challan.
✗ the sanction letter (SANCTION_202033MHBSRBSARA000001368270820): a DIFFERENT address — decide — “NO :Flat No 303,3rd Floor, Wing B,Bldg No 1,Krishna Residency,Project Known, Street Name:As Krishna Residency Bldg No1 And 2,Boisar Maan R” (wing V vs B)
each runs in seconds; the page comes back with the result at the top
The payer — CHETAN PRABHAKAR GHADI (first party on the challan)
✗ The Index II (8) names a purchaser the case does not know: श्रद्धा चेतन घाडी — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
GRAS asks for the payer’s name, PAN and mobile (the receipt SMS goes to that number).
Last gathered 15 Oct 15:11: filled 19 box(es) from WhatsApp Image 2026-10-15 at 1.34.25 PM.jpeg, SANCTION_202033MHBSRBSARA00000136827082026191222Sanction (2), WhatsApp Image 2026-10-15 at 12.58.41 PM.jpeg, Whats; still empty: email (person 1), mobile (person 1), home post office (person 1), email (person 2), mobile (person 2), pan (person 2), home building (person 2), home floor (person 2) · 11 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the sanction letter), landmark (taken from the sanction letter), block sector (taken from the sanction letter), property type (taken from the sanction letter) — the Index II’s own boxes were kept; check these against that paper.
Later — the e-filing’s pages (after the challan)
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (CHETAN PRABHAKAR GHADI)
✗ The Index II (8) names a purchaser the case does not know: श्रद्धा चेतन घाडी — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (SANCTION_202033MHBSRBSARA000001368270820): the same place, spelled differently — “Flat No 103, Bldg No B AGAMI Emerlad, Khairapada Boisar East, Palghar, Metro, Palghar, Maharashtra, India - 401501” (every name agrees; the PIN agrees; the flat agrees)
⚠ the Index II (WhatsApp Image 2026-10-15 at 1.34.25 PM.): looks like the same place — check — “प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. रूम नं. 103, बी-विंग आगामी सोसायटी, खैरा फाटक, जहागीर रोड, खैरा, बोईसर पु ता व जी पालघर, ब्लॉक नं” (some names agree (5 of 7); not on one side: emerlad, metro; the PIN agrees)
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
Mortgagor page — party 2 (Shradha Rohidas Gurav)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (SANCTION_202033MHBSRBSARA000001368270820): the same place, spelled differently — “Flat No 103, Bldg No B AGAMI Emerlad, Khairapada Boisar East, Palghar, Metro, Palghar, Maharashtra, India - 401501” (the names agree; not printed on one side: khilhar; the PIN agrees)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagee page (the bank)
Loan (Rs.) *
1700000
1700000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
12.5
12.5
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 411313003, TAN CHEH05921G — the co-pilot checks the open login against these; the signer ARADHANA RAI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
—
—
empty — the portal will not take a blank
Paid amount
—
—
empty — the portal will not take a blank
Challan date
—
—
empty — the portal will not take a blank
DHC PRN
—
—
empty (optional)
Paper:
100%open full size ↗
1) इतर वर्णनः, इतर माहितीः मौजे खैरा ता व जी पालघर येथील सर्व्हे नं. 15/1अ (जुना सर्व्हे नं. 134/1अ) चे क्षेत्र 5570 ची. मी या विनशेती जमिनीवरील कृष्णा रेसिडेन्सी बिल्डिंग नं.01 या इमारती मधील वी विंग तिसऱ्या मजल्यावरील सदनिका क्र. 303 चे क्षेत्र 29.99 चौ. मी कार्पेट चा करार ( (Survey Number: सर्व्हे नं. १५/१अ (जुना सर्व्हे नं. १३४/१अ);)) स्थानिक स्वराज्य संस्थाः पालघर
The Index II’s fixed rows, as EzDocs read them (from WhatsApp Image 2026-10-15 at 1.34.25 PM.jpeg) — check each against the paper.
| Village (header 'गावाचे नाव') | खैरा (552390) |
| Registering office | सह दुय्यम निबंधक पालघर २ |
| Document type (as read) | Index II |
| (1) Document type | अनुच्छेद- अभिहस्तातरणपत्र प्रकार - करारनामा |
| (3) Market value | 1491500 |
| (5) Area | 1) 29.99 चौ. मीटर |
| (9) Executed on | 16-09-2026 |
| (10) Registered on | 16-09-2026 |
| (11) Serial / document no | पलर2-12166-2026 |
| (12) Stamp duty | 114000 |
| (13) Registration fee | 19000 |
| (7) Executants (sellers) | में. रांदड कॉर्पोरेशन ली. तर्फे अमरचंद रांदड तर्फे कु. मु धारक अनिल कुमार धूत · PAN AAAXXXXX3R · प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा.ऑफिस १४/१५, माधव कृपा बोईसर बेस्ट ता व जी पालघर, ब्लॉक नंः-, रोड नंः-, महाराष्ट्र, ठाणे. पिन:- 401501 |
| (8) Purchasers (buyers) | चेतन प्रभाकर घाडी · age 38 · PAN AXSXXXXX8P · प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. रूम नं. 103, बी-विंग आगामी सोसायटी, खैरा फाटक, जहागीर रोड, खैरा, बोईसर पु ता व जी पालघर, ब्लॉक नंः-, रोड नंः-, महाराष श्रद्धा चेतन घाडी · age 33 · PAN BZWXXXXX2B · प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. रूम नं. 103, वी-विंग आगामी सोसायटी, खैरा फाटक, जहागीर रोड, खैरा, बोईसर पु ता व जी पालघर, ब्लॉक नंः, रोड नंः महाराष्ट् |
| (4) Property description (verbatim) | 1) इतर वर्णनः, इतर माहितीः मौजे खैरा ता व जी पालघर येथील सर्व्हे नं. 15/1अ (जुना सर्व्हे नं. 134/1अ) चे क्षेत्र 5570 ची. मी या विनशेती जमिनीवरील कृष्णा रेसिडेन्सी बिल्डिंग नं.01 या इमारती मधील वी विंग तिसऱ्या मजल्यावरील सदनिका क्र. 303 चे क्षेत्र 29.99 चौ. मी कार्पेट चा करार ((Survey Number: सर्व्हे नं. १५/१अ (जुना सर्व्हे नं. १३४/१अ);)) स्थानिक स्वराज्य संस्थाः पालघर |
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