⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vinod Kumar Kumawat
Waiting for the Index IIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Sep, 17:41
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
waiting 14d 13h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank branch has initiated the NOI process, provided loan documents, and paid the fee. The NOI team has shared the challan but is waiting for the Index II…whole case so far 17d 5h
Needs your eyes3
The work is done — our fee of ₹16,980.84 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Payment proof is from 2023-09-26 — an old receipt?
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: SAROJDEVI VINOD KUMAVAT is named on the sanction letter (KFSLetter_77000357574.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: DINESH VINOD KUMAWAT is named on the sanction letter (KFSLetter_77000357574.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — local body name: the case held NASHIK; filled NASHIK MUNICIPAL CORPORATION — the whole-file reading, from the technical report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
10 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02557 | 77000357574
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02557 | 77000357574
An old draft withdrew itself — its asks were already answered
2 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02557 | 77000357574
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep3 things — 1 letter written · 2 steps
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02557 | 77000357574
28 Sep6 things — 1 caution · 5 steps
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
reading error456
27 Sep3 things — 3 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
26 Sep67 things — 8 documents received · 5 letters written · 3 cautions · 51 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
stale claim flagged
claim part duplicate
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VINOD KUMAR KUMAWAT EchallanMH010915038202627E.pdf
copilot edit — by copilot:NIKHIL
challan boxes by rules
copilot check ok — by copilot
whole file hold — by copilot
challan boxes by rules
copilot check ok — by copilot
whole file hold — by copilot
reader mail addition — by ezdocs:reader
quoted history checked
property self check
extra challan scanned
template name checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Initiate NOI - VINOD KUMAR KUMAWAT /77000357574
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
The home address was read off the papers — by ezdocs:reader
box disagreement
box disagreement
box disagreement
property numbers completed
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Initiate NOI - VINOD KUMAR KUMAWAT /77000357574
documents read together
case read — by ezdocs:reader
roles from letter
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02557
acknowledged with advice
No fee quote sent — the branch's own figures were right
kyc address read
The payment proof already on the case was applied
money settled — by ezdocs:reader
Payment proof arrived before the case was quoted — held
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Payment screenshot
PHOTO-2026-09-26-17-26-16.jpg
Received: Technical report
HRQ-26-160733_INDProcessRequest_2500320260921180326003.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
applicant email captured
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
KYC VINOD.pdf
Received: Selfie — not usable
1203a183-254d-4f3c-b68c-dfcd9c87c253.JPG — this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
KFSLetter_77000357574.pdf
Received: Selfie — not usable
ff9820b6-57de-42bc-a7af-aa6e9a889413.JPG — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
Image.png — this is a photograph of a passport-size print, not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
7 of 10 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
Moneywaiting for the credit
₹16,980.84
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹16,970 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2023-09-26 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%5,600
Registration fee 0.5%9,330
Government handling350
Our service fee1,700
Total we ask for16,980.84
By law ₹16,969.20. We ask ₹16,980 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
502, 5th Floor, Samarth Pride, SURVEY, 197/1 TO 10 PT./198/199/1/200 PT./201, 197/1 TO 10 PT, 198, 199/1, 200 PT, 201, Mhasrul Shiwar, 422001
read from the technical report · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
VINOD KUMAR KUMAWAT · applicantFFSPK0387E
rendered in 2.41 s · 189 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f