Cases / NOI-2026-03058

Ravikiran Ashok Tati

LAN HOU/SOL/0926/5225233 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓PAN card — inside Tati NOI Documents.pdfopen

✓Selfie / photo — inside Tati NOI Documents.pdfopen

✓Payment screenshot — money verified — inside Tati NOI Documents.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹15,980.22CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹15,945 receivedthe figure the branch wrote

Stamp duty 0.3%5,310

Registration fee 0.5%8,850

Government handling320

Our service fee1,500.22

Total we ask for15,980.22

paid 30 Sep 20:41:00 · verified 14 Oct 21:52:20 · 14 d 1 h later

How we know

Our own bank told us — 30 Sep 20:41

₹15,945 · from GPAY-BIZ

“₹15,945 received from REKHA R T at 8:41 pm”

Matched by: equals the figure the branch wrote in its own mail · Google's alert; the NEFT is awaited

Paid the bank's own ₹15,945. ₹35.22 under our ask = our margin. Accepted as full.

By law ₹15,964. We ask ₹15,980 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹15,944 — accept as full (₹36.22 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 36 minour time (made after working hours) · 30 Sep 21:25

Index II —not yet

the NOI team 15 d 3 htotal 15 d 3 h so far

Now with the NOI team — e-filing on IGR

since 14 Oct 21:52 — 1 d 2 h of working time

Day by day — every step and who held it

30 Sep 20:49Your branch's mail

30 Sep 20:49Payment landedat once

30 Sep 20:49Papers readat once

30 Sep 20:49Fee quotedat once

30 Sep 20:49Property readat once

30 Sep 21:11Ready for the challan+22 min · the NOI team

30 Sep 21:25Challan made+14 min · the NOI team

14 Oct 21:52Payment verified+14 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹17,68,000

Loan account no.

HOU/SOL/0926/5225233

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor, Flat / shop no, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Solapur

Taluka

Solapur

Village

Solapur

Number type

PLOT

Number

Building

Govind Park

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

Kumbhari

Read from the sanction letter, not the Index II. RAVIKIRAN TATI SANCTION LETTER.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: REKHA RAVIKIRAN TATI is named on the sanction letter (RAVIKIRAN TATI SANCTION LETTER.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — village: the case held SOLAPUR; filled KUMBHARI — EzDocs (reading the whole file), from sanction_letter, reads it so

• changed — building name: the case held GOVIND PARK,MOUJE SOLAPUR; filled GOVIND PARK — EzDocs (reading the whole file), from sanction_letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all necessary documents and the fee has been acknowledged. The team has prepared and shared the challan, and is now ready to file the NOI.

the history says the next move is with the NOI team — to file the NOI

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference..”

✓ challan shared — done, mail 5 (2026-09-30) “PFA challan for your reference..”

? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “*Index II Copy attached”

read over 5 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011194876202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Kindly process challan in below case MR.RAVIKIRAN ASHOK TATI - HOU/SOL/0926/5225233

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PK pramod.kabade@phfl.com phfl.com
30 Sep, 20:49 · 15d ago THE FIRST MAIL — how this case began

Kindly process challan in below case MR.RAVIKIRAN ASHOK TATI - HOU/SOL/0926/5225233

📎 Tati NOI Documents.pdf ↗📎 RAVIKIRAN TATI SANCTION LETTER.pdf ↗📎 image001.jpg ↗

Dear Team,

Kindly process challan in below case.

Customer nameMR.RAVIKIRAN ASHOK TATI

Loan account (LAN)HOU/SOL/0926/5225233

Loan amount₹17,68,000

Stamp duty 0.30%₹5,304

Registration fee 0.50%₹8,840

Service / vendor fees₹1,800

Total₹15,944

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Note: - Kindly Check PDF all Pages.

1768000/-

Thanks & Regards,

Pramod Basavraj Kabade
Team Leader - Loans
Mobile: 8080998645
3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,
Hotagi Road, Solapur – 413003
PHFL Home Loans and Services Limited
Toll Free: 1800 120 8800

🤖 read: asks for the challan; documents attached — “Kindly process challan in below case.”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:22 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:48, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name MR.RAVIKIRAN ASHOK TATI
Lan No HOU/SOL/0926/5225233

1768000/-

LOAN AMOUNT 1768000/-
0.30% 5304/-
0.50% 8840/-
FEES 1800/-
TOTAL 15944/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

Thanks & Regards,

Pramod Basavraj Kabade
Team Leader - Loans
Mobile: 8080998645
3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,
Hotagi Road, Solapur – 413003
PHFL Home Loans and Services Limited
Toll Free: 1800 120 8800

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:27 · 15d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:48, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name MR.RAVIKIRAN ASHOK TATI
Lan No HOU/SOL/0926/5225233

1768000/-

LOAN AMOUNT 1768000/-
0.30% 5304/-
0.50% 8840/-
FEES 1800/-
TOTAL 15944/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

Thanks & Regards,

Pramod Basavraj Kabade
Team Leader - Loans
Mobile: 8080998645
3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,
Hotagi Road, Solapur – 413003
PHFL Home Loans and Services Limited
Toll Free: 1800 120 8800

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:27 · 15d ago

📎 RAVIKIRAN ASHOK TATI EchallanMH01119487620 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:48, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name MR.RAVIKIRAN ASHOK TATI
Lan No HOU/SOL/0926/5225233

1768000/-

LOAN AMOUNT 1768000/-
0.30% 5304/-
0.50% 8840/-
FEES 1800/-
TOTAL 15944/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

Thanks & Regards,

Pramod Basavraj Kabade
Team Leader - Loans
Mobile: 8080998645
3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,
Hotagi Road, Solapur – 413003
PHFL Home Loans and Services Limited
Toll Free: 1800 120 8800

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:27 · 15d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:48, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name MR.RAVIKIRAN ASHOK TATI
Lan No HOU/SOL/0926/5225233

1768000/-

LOAN AMOUNT 1768000/-
0.30% 5304/-
0.50% 8840/-
FEES 1800/-
TOTAL 15944/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

Thanks & Regards,

Pramod Basavraj Kabade
Team Leader - Loans
Mobile: 8080998645
3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,
Hotagi Road, Solapur – 413003
PHFL Home Loans and Services Limited
Toll Free: 1800 120 8800

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside	Tati NOI Documents.pdf	filed	15d ago
Sanction letter	RAVIKIRAN TATI SANCTION LETTER.pdf	filed	15d ago
Other	image001.jpg	filed	15d ago
Paid challan (GRAS)	RAVIKIRAN ASHOK TATI EchallanMH011194876202627E.pdf	filed	15d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,980.22

Where it stands
VERIFIED — money received

Screenshot claims
—

Paid at
30 Sep 20:41:00

Verified on
14 Oct 21:52:21

Paid by GPay ₹15,945 at 30 Sep 20:41 — Google's alert. Its NEFT into the PNB account is due by 1 Oct 08:00; confirmed when it lands.

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,310	₹8,850	₹320	₹1,500	₹15,980

By law ₹15,964. We ask ₹15,980 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Flat / shop no, Area, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (RAVIKIRAN TATI SANCTION LETTER.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot No 11, Gat No 578, Govind Park, First No Water Tank Kumbhari, Near Godutai Vidi Gharkul, Kumbhari Road, Solapur, Solapur, MAHARASHTRA, 413006

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

RAVIKIRAN TATI SANCTION LETTER.pdf

as printed
., PLOT NO 11, ., GAT NO 578, GOVIND PARK, FIRST NO WATER TANK KUMBHARI, SOLAPUR, NEAR GODUTAI VIDI GHARKUL, SOLAPUR, KUMBHARI ROAD, SOLAPUR, MAHARASHTRA, INDIA, 413006

PIN
413006

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 11 GAT NO 578 GOVIND PARK

Locality/Road
FIRST NO WATER TANK KUMBHARI NEAR GODUTAI VIDI GHARKUL KUMBHARI ROAD TAL SOLAPUR DIST SOLAPUR

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAVIKIRAN ASHOK TATI	BAZPT7396G	…7879

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	pramod.kabade@phfl.com	15d ago
acknowledgement	pramod.kabade@phfl.com	15d ago
Index II chase	pramod.kabade@phfl.com	14d ago
Index II chase	pramod.kabade@phfl.com	14h ago

What EzDocs read from each document — check anything marked in red

Sanction letter RAVIKIRAN TATI SANCTION LETTER.pdf needs your check

lan
HOU/SOL/0926/5225233

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAVIKIRAN ASHOK TATI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'REKHA RAVIKIRAN TATI', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement

loan amount
1700000.0

rate spread
-4.55

final amount
1768000.0

interest rate
8.6

sanction date
24-Sep-2026

letter version
4

reference rate
13.15

applicant email
tatiravi63@gmail.com

applicant names
RAVIKIRAN ASHOK TATI, REKHA RAVIKIRAN TATI

printed altered
False

applicant mobile
7840957200

balance transfer
False

property address
pin: 413006; road: Kumbhari Road; state: MAHARASHTRA; taluka: Solapur; district: Solapur; landmark: First No Water Tank Kumbhari, Near Godutai Vidi Gharkul; Address: Plot No 11, Gat No 578, Govind Park, First No Wat

insurance premium
68000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1768000.0

security address verbatim
., Plot No 11, ., Gat No 578, Govind Park, First No Water Tank Kumbhari, SOLAPUR, Near Godutai Vidi Gharkul, Solapur, Kumbhari Road, Solapur, MAHARASHTRA, India, 413006

applicant address verbatim
142/A TULSHANTI NAGAR, HYDRABAD ROAD, OLD VIDI GHARKUL, ., Solapur, MAHARASHTRA, 413005, Solapur, India

raw reading (for Abhijit)

{'lan': 'HOU/SOL/0926/5225233', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAVIKIRAN ASHOK TATI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'REKHA RAVIKIRAN TATI', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -4.55% = 8.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1700000.0, 'rate_spread': -4.55, 'final_amount': 1768000.0, 'interest_rate': 8.6, 'quality_issue': None, 'sanction_date': '24-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'tatiravi63@gmail.com', 'applicant_names': ['RAVIKIRAN ASHOK TATI', 'REKHA RAVIKIRAN TATI'], 'printed_altered': False, 'applicant_mobile': '7840957200', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': 'Kumbhari Road', 'state': 'MAHARASHTRA', 'taluka': 'Solapur', 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': 'First No Water Tank Kumbhari, Near Godutai Vidi Gharkul', 'full_address': 'Plot No 11, Gat No 578, Govind Park, First No Water Tank Kumbhari, Near Godutai Vidi Gharkul, Kumbhari Road, Solapur, Solapur, MAHARASHTRA, 413006', 'village_city': 'Solapur', 'building_name': 'Govind Park', 'survey_or_cts_no': 'Plot No 11, Gat No 578'}, 'insurance_premium': 68000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1768000.0, 'security_address_verbatim': '., Plot No 11, ., Gat No 578, Govind Park, First No Water Tank Kumbhari, SOLAPUR, Near Godutai Vidi Gharkul, Solapur, Kumbhari Road, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': '142/A TULSHANTI NAGAR, HYDRABAD ROAD, OLD VIDI GHARKUL, ., Solapur, MAHARASHTRA, 413005, Solapur, India'}

Other image001.jpg needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Aadhaar card Tati NOI Documents.pdf needs your check

dob
1980-12-31

name
Ravikiran Ashok Tati

address
pin: 413005; area: Near Gurudatta Pithachi Girni, Solapur North; flat: 142/A; road: Hydrabad Road; state: Maharashtra; building: Tulshanti Nagar Vidi Gharkul; district: Solapur; Village: Solapur

legible
True

aadhaar last4
7879

raw reading (for Abhijit)

{'dob': '1980-12-31', 'pan': None, 'name': 'Ravikiran Ashok Tati', 'mobile': None, 'address': {'pin': '413005', 'area': 'Near Gurudatta Pithachi Girni, Solapur North', 'flat': '142/A', 'road': 'Hydrabad Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulshanti Nagar Vidi Gharkul', 'district': 'Solapur', 'post_office': None, 'village_city': 'Solapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7879', 'quality_issue': None}

Aadhaar card Tati NOI Documents.pdf needs your check

dob
1980-12-31

pan
BAZPT7396G

name
RAVIKIRAN ASHOK TATI

legible
True

father name
ASHOK NAGAPPA TATI

raw reading (for Abhijit)

{'dob': '1980-12-31', 'pan': 'BAZPT7396G', 'name': 'RAVIKIRAN ASHOK TATI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK NAGAPPA TATI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Tati NOI Documents.pdf needs your check

payments inside
payments: [{'utr': '176224275816', 'date': '2026-09-30', 'page': 8, 'time': '20:41', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15945.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '176224275816', 'date': '2026-09-30', 'page': 8, 'time': '20:41', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15945.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}}

Other image001.jpg needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) RAVIKIRAN ASHOK TATI EchallanMH011194876202627E.pdf needs your check

grn
MH011194876202627E

pin
413006

total
14160.0

article
6(1)

defaced
False

bank cin
03006172026100100242

district
SOLAPUR

area city
SOLAPUR

payer pan
BAZXXXXXXG

flat block
PLOT NO 11 GAT NO 578 GOVIND PARK FIRST NO WATER TANK KUMBHARI

payer name
RAVIKIRAN ASHOK TATI

sro office
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1768000

scheme rows
{'amount': 5310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8850.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7200

payment date
30/09/2026-21:25:30

road locality
KUMBHARI ROAD NEAR GODUTAI VIDI GHARKUL MOUJE KUMBHARI SOLAPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1768000

raw reading (for Abhijit)

{'grn': 'MH011194876202627E', 'pin': '413006', 'total': 14160.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100242', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'BAZXXXXXXG', 'flat_block': 'PLOT NO 11 GAT NO 578 GOVIND PARK FIRST NO WATER TANK KUMBHARI', 'payer_name': 'RAVIKIRAN ASHOK TATI', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1768000', 'scheme_rows': [{'amount': 5310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8850.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7200', 'payment_date': '30/09/2026-21:25:30', 'road_locality': 'KUMBHARI ROAD NEAR GODUTAI VIDI GHARKUL MOUJE KUMBHARI SOLAPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1768000'}

Paid challan (GRAS) RAVIKIRAN ASHOK TATI EchallanMH011194876202627E.pdf needs your check

payments inside
bank: PUNJAB NATIONAL BANK; kind: other; payments: []; rows_read: 0; account_holder: RAVIKIRAN ASHOK TATI

raw reading (for Abhijit)

{'payments_inside': {'bank': 'PUNJAB NATIONAL BANK', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'RAVIKIRAN ASHOK TATI'}}

Sanction letter RAVIKIRAN TATI SANCTION LETTER.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 21:22 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
14h ago	EzDocs	email_shadowed:index2_chase	{'to': 'pramod.kabade@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Kindly process challan in below case
14h ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
1d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15945.0, 'method': 'bank_own_total+g
1d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹15,945, ₹35 under our ask of ₹15,980 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -35.22, 'method': 'bank_own_total+gpay
1d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
2d ago	EzDocs	reader_efiling_verdict	{'fp': 'b96e734944c9f5f1', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Star
8d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'bank_own_to
8d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 15945.0, 'reason': 'amount-only match onto a case pa
8d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
8d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15945.0, 'method': 'bank_own_total+g
8d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹15,945, ₹35 under our ask of ₹15,980 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -35.22, 'method': 'bank_own_total+gpay
8d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
8d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'bank_own_to
8d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 15945.0, 'reason': 'amount-only match onto a case pa
8d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
8d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15945.0, 'method': 'bank_own_total+g
8d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹15,945, ₹35 under our ask of ₹15,980 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -35.22, 'method': 'bank_own_total+gpay
8d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
8d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'bank_own_to
8d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 15945.0, 'reason': 'amount-only match onto a case pa
8d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
8d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15945.0, 'method': 'bank_own_total+g
8d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹15,945, ₹35 under our ask of ₹15,980 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -35.22, 'method': 'bank_own_total+gpay
8d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
8d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'bank_own_to
8d ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 15945.0, 'reason': 'amount-only match onto a case pa
8d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
8d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15945.0, 'method': 'bank_own_total+g
8d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹15,945, ₹35 under our ask of ₹15,980 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -35.22, 'method': 'bank_own_total+gpay

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹15,945 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Yesterday · 15 Oct3 things

An old draft withdrew itself — its asks were already answered

14:20

Wrote the Index II chase mail — held, silent mode

Re: Kindly process challan in below case MR.RAVIKIRAN ASHOK TATI - HOU/SOL/0926/5225233

10:00

An old draft withdrew itself — its asks were already answered