Cases / NOI-2026-03594
Manojkumar Soma Nage
LAN HOU/NSK/0926/5232986
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓PAN cardopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
For you to check
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹33,820.56CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹33,795 receivedthe receipt's amount and minute agree
Stamp duty 0.3%17,000
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.56
Total we ask for33,820.56
the branch’s receipt claims ₹33,795
paid 15:58:51 · verified 16:59:03 · 1 h 00 min later
How we know
Our own bank told us — 15:58
₹33,795 · UTR 948882225944 · from VM-HDFCBN-S
“Successful! You have received Rs. 33795.00 via HDFC Bank SmartHub Vyapar from MANOJ SOMA. RRN-948882225944, Check: https://1.hdfc.bank.in/HDFCBK/s/327XPJJG”
Matched by: the screenshot's amount AND its minute agree with this credit · moved here from a case that had it on the amount alone — this case's screenshot names the very amount
Paid the bank's own ₹33,795. ₹25.56 under our ask = our margin. Accepted as full.
By law ₹33,815. We ask ₹33,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹33,795 — accept as full (₹25.56 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 33 minour time · 17:25
Index II —not yet
the NOI team 2 h 39 mintotal 2 h 39 min so far
Now with the NOI team — e-filing on IGR
since 17:25 — 2 h 06 min of working time
Day by day — every step and who held it
16:52Your branch's mail
16:52Payment landedat once
16:58Fee quoted+6 min · the NOI team
16:58Papers readat once
16:58Property readat once
16:58Papers readat once
16:59Payment verifiedat once
16:59Ready for the challanat once
17:25Challan made+27 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹56,65,000
Loan account no.
HOU/NSK/0926/5232986
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
NASHIK
Taluka
NASHIK
Village
Pimpalgaon Khamb
Number type
PLOT
Number
350+351+352
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. Sanction letter - NAGE.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Loan amount mismatch between sanction letter and branch mail: Sanction letter - NAGE.pdf says Total Loan Amount INR 2575000; the branch's request says Loan Amount 5665000. The sanction letter sanctions 25,75,000 but the branch mail requests processing for 56,65,000. Stamp duty and fee calculations depend on the correct loan amount. Ask the branch to clarify the correct loan amount to be used for the challan.
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number
• Build Up Area not on file — read it off the Index II / sale deed
• check — not settled from any paper: efiling.Date of mortgage (MOTD document is missing from the file.)
• check — EzDocs' box1 was set aside: words the main paper does not print — read the box once against the paper's own words
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan amount mismatch between sanction letter and branch mail
| Sanction letter - NAGE.pdf | Total Loan Amount INR 2575000 INR 2575000 |
| The branch's request | Loan Amount 5665000 |
Why it matters: The sanction letter sanctions 25,75,000 but the branch mail requests processing for 56,65,000. Stamp duty and fee calculations depend on the correct loan amount.
What to do: Ask the branch to clarify the correct loan amount to be used for the challan.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012118787202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
15 Oct, 16:52 · 2h ago THE FIRST MAIL — how this case began
15 Oct, 16:52 · 2h ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5232986 // NHL/NSK/1026/5239463 Applicant Name : MANOJKUMAR
📎 IMG-20261015-WA0053.jpg↗📎 IMG-20261015-WA0052.jpg↗📎 Sanction letter - NAGE.pdf↗📎 IMG-20260929-WA0007(1).jpg↗📎 IMG-20261015-WA0046.jpg↗📎 image002.jpg↗📎 image001.jpg↗📎 Manoj Nage Adhar Card - New (2).pdf↗📎 Aadhar card - Rohini.pdf↗
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameMANOJKUMAR SOMA NAGE
Loan account (LAN)HOU/NSK/0926/5232986
Loan amount₹56,65,000
Stamp duty 0.30%₹16,995
Registration fee 0.50%₹15,000
DHC₹300
Service / vendor fees₹1,500
Total₹33,795
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
// NHL/NSK/1026/5239463
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: Navnath Baban Anarthe (navnath.anarthe@phfl.com)
Date: 15-10-2026 04:21 pm
To: piyush.aher@phfl.com
Subject: Manojkumar Nage challan
🤖 read: asks for the challan, a payment receipt; documents attached; note: The branch has provided a breakdown of fees including 0.3% and 0.5% stamp duty and registration fees, plus additional fees for DHC and a tot — “Loan Amount 5665000”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 17:03 · 2h ago
15 Oct, 17:03 · 2h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 16:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name MANOJKUMAR SOMA NAGE.
Lan No HOU/NSK/0926/5232986 // NHL/NSK/1026/5239463
Loan Amount 5665000
LOAN AMOUNT 5665000
0.30% 16995
0.50% 15000
FEES 1500
DHC 300
TOTAL 33,795
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Navnath Baban Anarthe (navnath.anarthe@phfl.com)
Date: 15-10-2026 04:21 pm
To: piyush.aher@phfl.com
Subject: Manojkumar Nage challan
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 17:26 · 2h ago
15 Oct, 17:26 · 2h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 17:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 15 Oct 2026 at 16:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name MANOJKUMAR SOMA NAGE.
Lan No HOU/NSK/0926/5232986 // NHL/NSK/1026/5239463
Loan Amount 5665000
LOAN AMOUNT 5665000
0.30% 16995
0.50% 15000
FEES 1500
DHC 300
TOTAL 33,795
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Navnath Baban Anarthe (navnath.anarthe@phfl.com)
Date: 15-10-2026 04:21 pm
To: piyush.aher@phfl.com
Subject: Manojkumar Nage challan
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20261015-WA0053.jpg | CANNOT BE READ — clear copy asked | 2h ago |
| Selfie / photo | IMG-20261015-WA0052.jpg | CANNOT BE READ — clear copy asked | 2h ago |
| Sanction letter | Sanction letter - NAGE.pdf | filed | 2h ago |
| PAN card | IMG-20260929-WA0007(1).jpg | filed | 2h ago |
| Payment screenshot | IMG-20261015-WA0046.jpg | filed | 2h ago |
| Other | image002.jpg | filed | 2h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 2h ago |
| Aadhaar card+ PAN card inside | Manoj Nage Adhar Card - New (2).pdf | filed | 2h ago |
| Aadhaar card+ PAN card inside | Aadhar card - Rohini.pdf | filed | 2h ago |
| Paid challan (GRAS) | MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf | filed | 2h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹33,820.56
₹33,820.56
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹33,795
₹33,795
Paid at
15:58:51
15:58:51
Verified on
16:59:03
16:59:03
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹17,000 | ₹15,000 | ₹320 | ₹1,500 | ₹33,820 |
By law ₹33,815. We ask ₹33,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
32 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor, Flat / shop no …
10 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building) …
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter - NAGE.pdf
as printed
PLOT NO 350+351+352, S NO 35/2/A, PIMPALGAON KHAMB, NASHIK, PATHARDI ROAD, NASHIK, NEAR HOTEL JAY MAHARASHTRA DARBAR, NASHIK, MAHARASHTRA, INDIA, 422010
PLOT NO 350+351+352, S NO 35/2/A, PIMPALGAON KHAMB, NASHIK, PATHARDI ROAD, NASHIK, NEAR HOTEL JAY MAHARASHTRA DARBAR, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 350 351 352 SURVEY NO 35/2/A
PLOT NO 350 351 352 SURVEY NO 35/2/A
Locality/Road
PATHARDI ROAD NEAR HOTEL JAY MAHARASHTRA DARBAR MOUJE PIMPALGAON KHAMB TAL NASHIK DIST NASHIK
PATHARDI ROAD NEAR HOTEL JAY MAHARASHTRA DARBAR MOUJE PIMPALGAON KHAMB TAL NASHIK DIST NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | ROHINI VILAS PARDESHI | AVRPP2029G | …2303 |
| mortgagor | MANOJKUMAR SOMA NAGE | AGVPN5051B | …9307 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | piyush.aher@phfl.com | 2h ago |
| questions for the branch — what the papers leave open | piyush.aher@phfl.com | 2h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter Sanction letter - NAGE.pdf needs your check
lan
HOU/NSK/0926/5232986
HOU/NSK/0926/5232986
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
bank branch
NASHIK
NASHIK
loan amount
2500000.0
2500000.0
rate spread
-4.65
-4.65
final amount
2575000.0
2575000.0
interest rate
8.5
8.5
sanction date
05-Oct-2026
05-Oct-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
nagesh.manoj@gmail.com
nagesh.manoj@gmail.com
applicant names
MANOJKUMAR SOMA NAGE, ROHINI VILAS PARDESHI
MANOJKUMAR SOMA NAGE, ROHINI VILAS PARDESHI
printed altered
False
False
applicant mobile
9511735080
9511735080
balance transfer
False
False
property address
pin: 422010; state: MAHARASHTRA; Address: Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010
pin: 422010; state: MAHARASHTRA; Address: Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010
insurance premium
75000.0
75000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2575000.0
2575000.0
security address verbatim
Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010
Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010
applicant address verbatim
FLAT NO 2, GURUKRUPA HEIGHT, RAJIV NAGAR, NASHIK, Nashik, MAHARASHTRA, 422009, India
FLAT NO 2, GURUKRUPA HEIGHT, RAJIV NAGAR, NASHIK, Nashik, MAHARASHTRA, 422009, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0926/5232986', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words agree (75000)", 'loan + insurance = total (2500000 + 75000 = 2575000)', 'the rate arithmetic holds (13.15 - 4.65 = 8.50)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'bank_branch': 'NASHIK', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2500000.0, 'rate_spread': -4.65, 'final_amount': 2575000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '05-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'nagesh.manoj@gmail.com', 'applicant_names': ['MANOJKUMAR SOMA NAGE', 'ROHINI VILAS PARDESHI'], 'printed_altered': False, 'applicant_mobile': '9511735080', 'balance_transfer': False, 'property_address': {'pin': '422010', 'state': 'MAHARASHTRA', 'full_address': 'Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010'}, 'insurance_premium': 75000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2575000.0, 'security_address_verbatim': 'Plot No 350+351+352, S No 35/2/A, Pimpalgaon Khamb, Nashik, Pathardi Road, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'FLAT NO 2, GURUKRUPA HEIGHT, RAJIV NAGAR, NASHIK, Nashik, MAHARASHTRA, 422009, India'}Selfie / photo IMG-20261015-WA0052.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}PAN card IMG-20260929-WA0007(1).jpg needs your check
dob
1983-03-10
1983-03-10
pan
AGVPN5051B
AGVPN5051B
name
MANOJKUMAR SOMA NAGE
MANOJKUMAR SOMA NAGE
legible
True
True
father name
SOMA DAYARAM NAGE
SOMA DAYARAM NAGE
raw reading (for Abhijit)
{'dob': '1983-03-10', 'pan': 'AGVPN5051B', 'name': 'MANOJKUMAR SOMA NAGE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SOMA DAYARAM NAGE', 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20261015-WA0046.jpg needs your check
date
2026-10-15
2026-10-15
time
15:58
15:58
amount
33795
33795
payee upi
Vyapar.169705262080@hdfcbank
Vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-15', 'time': '15:58', 'amount': 33795, 'method': None, 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Aadhaar card Manoj Nage Adhar Card - New (2).pdf needs your check
dob
1983-03-10
1983-03-10
name
Manojkumar Soma Nage
Manojkumar Soma Nage
mobile
9511735080
9511735080
address
pin: 422009; area: Near Day Care School, Rajiv Nagar; flat: 1/A; road: Kanifnath Mandir Road; state: Maharashtra; building: Raghukul Apt; district: Nashik; Village: Nashik
pin: 422009; area: Near Day Care School, Rajiv Nagar; flat: 1/A; road: Kanifnath Mandir Road; state: Maharashtra; building: Raghukul Apt; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
9307
9307
raw reading (for Abhijit)
{'dob': '1983-03-10', 'pan': None, 'name': 'Manojkumar Soma Nage', 'mobile': '9511735080', 'address': {'pin': '422009', 'area': 'Near Day Care School, Rajiv Nagar', 'flat': '1/A', 'road': 'Kanifnath Mandir Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Raghukul Apt', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9307', 'quality_issue': None}Aadhaar card Manoj Nage Adhar Card - New (2).pdf needs your check
dob
1983-03-10
1983-03-10
name
Manojkumar Soma Nage
Manojkumar Soma Nage
mobile
9511735080
9511735080
address
pin: 422009; area: Near Day Care School, Rajiv Nagar; flat: 1/A; road: Kanifnath Mandir Road; state: Maharashtra; building: Raghukul Apt; district: Nashik; Village: Nashik
pin: 422009; area: Near Day Care School, Rajiv Nagar; flat: 1/A; road: Kanifnath Mandir Road; state: Maharashtra; building: Raghukul Apt; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
9307
9307
raw reading (for Abhijit)
{'dob': '1983-03-10', 'pan': None, 'name': 'Manojkumar Soma Nage', 'mobile': '9511735080', 'address': {'pin': '422009', 'area': 'Near Day Care School, Rajiv Nagar', 'flat': '1/A', 'road': 'Kanifnath Mandir Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Raghukul Apt', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9307', 'quality_issue': None}Selfie / photo IMG-20261015-WA0053.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Aadhaar card Aadhar card - Rohini.pdf needs your check
dob
1985-06-06
1985-06-06
pan
AVRPP2029G
AVRPP2029G
name
ROHINI VILAS PARDESHI
ROHINI VILAS PARDESHI
address
pin: 422008; area: TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Trimurti Chowk; flat: 13; state: Maharashtra; building: MANAS VILLA; district: Nashik; Village: Nashik
pin: 422008; area: TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Trimurti Chowk; flat: 13; state: Maharashtra; building: MANAS VILLA; district: Nashik; Village: Nashik
legible
True
True
father name
VILAS BABULAL PAREWAL
VILAS BABULAL PAREWAL
aadhaar last4
2303
2303
raw reading (for Abhijit)
{'dob': '1985-06-06', 'pan': 'AVRPP2029G', 'name': 'ROHINI VILAS PARDESHI', 'mobile': None, 'address': {'pin': '422008', 'area': 'TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Trimurti Chowk', 'flat': '13', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'MANAS VILLA', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': 'VILAS BABULAL PAREWAL', 'aadhaar_last4': '2303', 'quality_issue': None}Aadhaar card Aadhar card - Rohini.pdf needs your check
dob
1985-06-06
1985-06-06
pan
AVRPP2029G
AVRPP2029G
name
ROHINI VILAS PARDESHI
ROHINI VILAS PARDESHI
address
pin: 422008; area: TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Nashik, Trimurti Chowk; flat: 13; state: Maharashtra; building: MANAS VILLA; district: Nashik; Village: Nashik
pin: 422008; area: TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Nashik, Trimurti Chowk; flat: 13; state: Maharashtra; building: MANAS VILLA; district: Nashik; Village: Nashik
legible
True
True
father name
VILAS BABULAL PAREWAL
VILAS BABULAL PAREWAL
aadhaar last4
2303
2303
raw reading (for Abhijit)
{'dob': '1985-06-06', 'pan': 'AVRPP2029G', 'name': 'ROHINI VILAS PARDESHI', 'mobile': None, 'address': {'pin': '422008', 'area': 'TIDAKE NAGAR MHASOBA BRIDGE UNTWADI, Nashik, Trimurti Chowk', 'flat': '13', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'MANAS VILLA', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': 'VILAS BABULAL PAREWAL', 'aadhaar_last4': '2303', 'quality_issue': None}Paid challan (GRAS) MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf needs your check
grn
MH012118787202627E
MH012118787202627E
pin
422010
422010
total
32000.0
32000.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101501751
03006172026101501751
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
AGVXXXXXXB
AGVXXXXXXB
flat block
PLOT NO 350 351 352 SURVEY NO 35/2/A PIMPALGAON KHAMB PATHARDI ROAD
PLOT NO 350 351 352 SURVEY NO 35/2/A PIMPALGAON KHAMB PATHARDI ROAD
payer name
MANOJKUMAR SOMA NAGE
MANOJKUMAR SOMA NAGE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5665000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5665000
scheme rows
{'amount': 17000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 17000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5080
XXXXXX5080
payment date
15/10/2026-17:25:34
15/10/2026-17:25:34
road locality
NEAR HOTEL JAY MAHARASHTRA DARBAR NASHIK MAHARASHTRA
NEAR HOTEL JAY MAHARASHTRA DARBAR NASHIK MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
5665000
5665000
raw reading (for Abhijit)
{'grn': 'MH012118787202627E', 'pin': '422010', 'total': 32000.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101501751', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'AGVXXXXXXB', 'flat_block': 'PLOT NO 350 351 352 SURVEY NO 35/2/A PIMPALGAON KHAMB PATHARDI ROAD', 'payer_name': 'MANOJKUMAR SOMA NAGE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5665000', 'scheme_rows': [{'amount': 17000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5080', 'payment_date': '15/10/2026-17:25:34', 'road_locality': 'NEAR HOTEL JAY MAHARASHTRA DARBAR NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5665000'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '0c8aa952-542a-44d1-a312-498f9a45556f'} |
| 2h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 2h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf', 'kind': |
| 2h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'MANOJKUMAR SOMA NAG |
| 2h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012118787202627E', 'file': 'MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 2h ago | EzDocs | challan_extracted | {'grn': 'MH012118787202627E', 'file': 'MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 32000.0} |
| 2h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '528703', 'lessons': [{'box': 'Office', 'words': "Office: the team picked NSK5 |
| 2h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 2h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03594'} |
| 2h ago | EzDocs | challan_boxes_composed | {'fp': '7836ca2d5d622749', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 350 351 352 SURVEY NO 3 |
| 2h ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Loan amount mismatch between sanction letter and branch mail']} |
| 2h ago | the co-pilot | reading_boxes_made_up | {'why': ": a word no paper on the file prints, or a unit number the paper prints left out — the paper's own words are typed", 'file': 'Sanction letter - NAGE.pdf', 'paper': 'the sanction letter', 'typed': 'PLOT NO 35 |
| 2h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 17:03 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'branch_questions']} |
| 2h ago | EzDocs | quoted_history_checked | {} |
| 2h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 2h ago | EzDocs | reader_home_address | {'fp': '973f5c0f55f7569e', 'from': 'the sanction letter (Sanction letter - NAGE.pdf)', 'home': {'pin': '422009', 'area': 'RAJIV NAGAR', 'flat': 'FLAT NO 2', 'state': 'MAHARASHTRA', 'building': 'GURUKRUPA HEIGHT', 'distri |
| 2h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 10, 'trigger': 'quick sweep'} |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T11:29:42', 'why': 'reading', 'open': 13, 'mails': [{'at': '2026-10-15 11:22', 'id': '1a13f51e595dbdcb', 'from': 'branch', 'gist': 'The branch requests processing of the challan for the given |
| 2h ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Loan amount mismatch between sanction letter and branch mail — Sanction letter - NAGE.pdf says Total Loan Am |
| 2h ago | EzDocs | email_shadowed:branch_questions | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nKindly confirm the following to process the challan:\n\n 1. Loan amount mismatch between sanction letter and branch mail — Sanction letter - NAGE.pdf says Total Loan |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'} |
| 2h ago | EzDocs | case_read | {'how': 'uri', 'tag': 'f0326dc324d3c2d5', 'docs': ['Sanction letter - NAGE.pdf', 'Manoj Nage Adhar Card - New (2).pdf', 'Aadhar card - Rohini.pdf', 'IMG-20260929-WA0007(1).jpg'], 'loan': {'amount': None, 'made_of': [{'wh |
| 2h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 2h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '948882225944', 'fee_total': 33820} |
| 2h ago | EzDocs | email_shadowed:ack | {'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the colour live selfie photo of the appl |
| 2h ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 33795.0} |
| 2h ago | EzDocs | credit_moved_to_stronger_claim | {'ref': '948882225944', 'why': "tied to NOI-2026-03570 on the amount alone (no UTR, screenshot or payer agreed there); this case's screenshot names ₹33,795 on the same road within three days — the stronger evidence wins" |
| 2h ago | EzDocs | payment_verified | {'utr': '948882225944', 'why': "paid ₹33,795, ₹26 under our ask of ₹33,821 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -25.56, 'method': 'screensho |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹33,795 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct38 things
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
MANOJKUMAR SOMA NAGE EchallanMH012118787202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
An old draft withdrew itself — its asks were already answered
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5232986 // NHL/NSK/1026/5239463 Applicant Name
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5232986 // NHL/NSK/1026/5239463 Applicant Name
No fee quote sent — the branch's own figures were right
A credit moved HERE — this case's screenshot names it; the other case had it on the amount alone
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
PAN found inside the KYC file — no need to ask for it
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Aadhaar
Aadhar card - Rohini.pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Received: Aadhaar
Manoj Nage Adhar Card - New (2).pdf
Received: logo
image001.jpg
Received: other
image002.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20261015-WA0046.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: PAN card
IMG-20260929-WA0007(1).jpg
Property address read from the sanction letter
Received: Sanction letter
Sanction letter - NAGE.pdf
Received: Selfie — not usable
IMG-20261015-WA0052.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
IMG-20261015-WA0053.jpg — this is a photograph of a passport-size print, not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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