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Cases / NOI-2026-03522

Yogesh Bhagwan Gaikwad

PNB_HFLLAN HOUARNG/0526/5r Challan paid · our move File on IGRAll documentsMails & papers 10
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602) Check the recipient address and re-send from Draft mails or the mailbox.
✓MOTDopen
✓Paid challan (GRAS)open
✓Sanction letter — inside Yogesh Gaikwad NOI.pdfopen
✓LSR (search report) — inside Yogesh Gaikwad NOI.pdfopen
✓Index II — inside Yogesh Gaikwad NOI.pdfopen
✓PAN card — inside Yogesh Gaikwad NOI.pdfopen
✓Aadhaar card — inside Yogesh Gaikwad NOI.pdfopen
✓Selfie / photo — inside Yogesh Gaikwad NOI.pdfopen
✓Payment screenshot — money verified — inside Yogesh Gaikwad NOI.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Mail bounced — the branch did not get it. Re-send.
MoneyAll of it is in
₹18,640.31CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹18,600 receivedmatches the branch's receipt
Stamp duty 0.3%6,310
Registration fee 0.5%10,510
Government handling320
Our service fee1,500.31
Total we ask for18,640.31
the branch’s receipt claims ₹18,600
paid 7 Oct 19:01:33 · verified 14 Oct 15:25:14 · 6 d 20 h later
How we know
Our own bank told us — 7 Oct 19:01
₹18,600 · UTR AXNGG28085545412 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.18600.00,07-10-2026 19:01:33 thru NEFT from AXNGG28085545412/GOOGLE INDIA DIGITAL. Aval Bal 99910.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 07 minour time · 19 Jun 18:20
Index II —not yet
the NOI team 1 d 4 hthe branch 116 d 21 htotal 118 d 1 h so far
Now with the NOI team — e-filing on IGR
since 14 Oct 15:25 — 1 d 2 h of working time
Day by day — every step and who held it
19 Jun 16:13Your branch's mail
19 Jun 18:20Challan made+2 h 07 min · the NOI team
7 Oct 19:01Payment landed+110 d · the branch
14 Oct 15:23Papers from your branch+6 d 20 h · the branch
14 Oct 15:23Papers readat once
14 Oct 15:24Property read+1 min · the NOI team
14 Oct 15:25Papers from your branch+1 min · the branch
14 Oct 15:25Papers readat once
14 Oct 15:25Papers from your branchat once
14 Oct 15:25Papers readat once
14 Oct 15:25Fee quotedat once
14 Oct 15:25Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹21,00,000
Loan account no.
HOUARNG/0526/5r
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Floor, Area are empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Aurangabad
Taluka
Aurangabad
Village
Satara
Number type
GAT
Number
106
Building
Disha Samarth Part B
Floor
(empty)
Flat / shop no
17
Area
(empty)
Hadd
Satara
Read from the Index II on file — the government's own words for this property. Yogesh Gaikwad NOI.pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has repeatedly asked the branch for the Index II document. The branch has not provided it and has forwarded the request internally.
the history says the next move is with the branch — the Index II
the branch last asked: Pls arrange to share from team urgently.
? Index II asked for — asked, mail 1 (2026-10-03) “Please share the copy of index 2 for NOI filing”
read over 10 mail(s), last mail 2026-10-14 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH004846397202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
03 Oct, 17:37 · 12d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: Undeliverable: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 21 Aug 2026 at 19:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:13, Microsoft Outlook < MicrosoftExchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com > wrote: Your message to prabhu.khandvikar1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. prabhu.khandvikar1+S... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 8/21/2026 1:42:16 PM Sender Address: prabhu.khandvikar1+SRS=9M/QG=GO= gmail.com = pnb.noifilling@phfl.com Recipient Address: prabhu.khandvikar1@phfl.com Subject: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 8/21/2026 1:42:56 PM mail-qv1-f48.google.com SMTP 40 sec 2 8/21/2026 1:42:56 PM mail-qv1-f48.google.com SG2PEPF000B66CB.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 8/21/2026 1:42:56 PM SG2PEPF000B66CB.apcprd03.prod.outlook.com SI1PR02CA0024.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 8/21/2026 1:42:56 PM SI1PR02CA0024.apcprd02.prod.outlook.com PN6PR01MB12302.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 8/21/2026 1:43:09 PM emails-3691566-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-652-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 13 sec 6 8/21/2026 1:43:10 PM aps.cloud-sec-av.com OSA0EPF000000C6.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 8/21/2026 1:43:11 PM OSA0EPF000000C6.apcprd02.prod.outlook.com SI2PR02CA0028.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 8/21/2026 1:43:12 PM SI2PR02CA0028.apcprd02.prod.outlook.com MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d= microsoft.com; cv=pass; b=bYh85+tOX8DkhwdmTE7jBmM0sj1CzIivq2LE8bpmtQjCPJfBItKTwvNy8csY6gCVS3sr7vF2sOxe6beVkuw3Bd718IdI1HP/HQgkY1SK6fMDPs4/Amf1TTTLRsxqkOZnXbbECC9yE+fIPVtILjUUZdmMDON8ACGjLrO+wGuNKd0GQpGIjf2FVlmP97aE1PHDLc/Tr0ltzh4C5JakDvIWFiWnuR/E2KmA5WtNVswSAQJ3HWPqREXR3W8WFjqd6IQeibR/R+QaDGXQjNNkmxWJOUrG3eIrzDUnT9jW3YRlp7yeq2ddY0449fteeqeKDcSOOJgVnejQN2SsK0Jig/QVQg== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d= microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=Q1af2SUytLfrNFMS3nAZ9D7vfwr/I2Yniao591hPXDI=; b=jO7wAvhX/7ki3gJ8VEce0kH2wMJDRSBjQHc11gLblQX/WK+lvbH4IEOrPCugBrLHa76X25BQ8/NdhU1pD1BsGpWLl92EofHI5kjE90d6cbMZmpFJtHwE1wAuJDVxxK+xoG7OE5XVRKmjupY3dhlH3im9UbQiW7ivkYHqNbz2pUNDR1Mf1RblpU2Eh13XOARbj7Vtdke8P4RxzVLCXTcWXaWLohuePjLKwxhfp+FPZ2CDLY0MpTwA2joFljOrxc06nUCPQW60yufbZWieGOn8mrHWeR4RJ9gjERzk2w1QT8WqnccBokJ8OmUwDe9KtfqJlLyggOUvljeuKE7OIRsuTQ== ARC-Authentication-Results: i=5; mx.microsoft.com 1; spf=pass (sender ip is 3.109.187.96) smtp.rcpttodomain= phfl.com smtp.mailfrom= phfl.com; dmarc=fail (p=none sp=quarantine pct=100) action=none header.from= gmail.com; dkim=fail (body hash did not verify) header.d= gmail.com; arc=pass (0 oda=1 ltdi=1 spf=[1,4,smtp.mailfrom= gmail.com ] dkim=[1,4,header.d= gmail.com ] dmarc=[1,3,header.from= gmail.com ]) Received: from SI2PR02CA0028.apcprd02.prod.outlook.com (2603:1096:4:195::8) by MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM (2603:1096:a01:1fd::16) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.21.339.11; Fri, 21 Aug 2026 13:43:12 +0000 Received: from OSA0EPF000000C6.apcprd02.prod.outlook.com (2603:1096:4:195:cafe::90) by SI2PR02CA0028.outlook.office365.com (2603:1096:4:195::8) with Microsoft SMTP Server (versi
🤖 read: asks the branch for documents — “Please share the copy of index 2 for NOI filing”
7 more mails in between — open
OL The NOI teamTYPED IN GMAIL
06 Oct, 14:25 · 9d ago
Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 3 Oct 2026 at 17:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:13, Microsoft Outlook < MicrosoftExchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com > wrote: Your message to prabhu.khandvikar1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. prabhu.khandvikar1+S... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 8/21/2026 1:42:16 PM Sender Address: prabhu.khandvikar1+SRS=9M/QG=GO= gmail.com = pnb.noifilling@phfl.com Recipient Address: prabhu.khandvikar1@phfl.com Subject: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 8/21/2026 1:42:56 PM mail-qv1-f48.google.com SMTP 40 sec 2 8/21/2026 1:42:56 PM mail-qv1-f48.google.com SG2PEPF000B66CB.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 8/21/2026 1:42:56 PM SG2PEPF000B66CB.apcprd03.prod.outlook.com SI1PR02CA0024.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 8/21/2026 1:42:56 PM SI1PR02CA0024.apcprd02.prod.outlook.com PN6PR01MB12302.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 8/21/2026 1:43:09 PM emails-3691566-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-652-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 13 sec 6 8/21/2026 1:43:10 PM aps.cloud-sec-av.com OSA0EPF000000C6.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 8/21/2026 1:43:11 PM OSA0EPF000000C6.apcprd02.prod.outlook.com SI2PR02CA0028.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 8/21/2026 1:43:12 PM SI2PR02CA0028.apcprd02.prod.outlook.com MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d= microsoft.com; cv=pass; b=bYh85+tOX8DkhwdmTE7jBmM0sj1CzIivq2LE8bpmtQjCPJfBItKTwvNy8csY6gCVS3sr7vF2sOxe6beVkuw3Bd718IdI1HP/HQgkY1SK6fMDPs4/Amf1TTTLRsxqkOZnXbbECC9yE+fIPVtILjUUZdmMDON8ACGjLrO+wGuNKd0GQpGIjf2FVlmP97aE1PHDLc/Tr0ltzh4C5JakDvIWFiWnuR/E2KmA5WtNVswSAQJ3HWPqREXR3W8WFjqd6IQeibR/R+QaDGXQjNNkmxWJOUrG3eIrzDUnT9jW3YRlp7yeq2ddY0449fteeqeKDcSOOJgVnejQN2SsK0Jig/QVQg== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d= microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=Q1af2SUytLfrNFMS3nAZ9D7vfwr/I2Yniao591hPXDI=; b=jO7wAvhX/7ki3gJ8VEce0kH2wMJDRSBjQHc11gLblQX/WK+lvbH4IEOrPCugBrLHa76X25BQ8/NdhU1pD1BsGpWLl92EofHI5kjE90d6cbMZmpFJtHwE1wAuJDVxxK+xoG7OE5XVRKmjupY3dhlH3im9UbQiW7ivkYHqNbz2pUNDR1Mf1RblpU2Eh13XOARbj7Vtdke8P4RxzVLCXTcWXaWLohuePjLKwxhfp+FPZ2CDLY0MpTwA2joFljOrxc06nUCPQW60yufbZWieGOn8mrHWeR4RJ9gjERzk2w1QT8WqnccBokJ8OmUwDe9KtfqJlLyggOUvljeuKE7OIRsuTQ== ARC-Authentication-Results: i=5; mx.microsoft.com 1; spf=pass (sender ip is 3.109.187.96) smtp.rcpttodomain= phfl.com smtp.mailfrom= phfl.com; dmarc=fail (p=none sp=quarantine pct=100) action=none header.from= gmail.com; dkim=fail (body hash did not verify) header.d= gmail.com; arc=pass (0 oda=1 ltdi=1 spf=[1,4,smtp.mailfrom= gmail.com ] dkim=[1,4,header.d= gmail.com ] dmarc=[1,3,header.from= gmail.com ]) Received: from SI2PR02CA0028.apcprd02.prod.outlook.com (2603:1096:4:195::8) by MA5PR01MB13374.INDPRD01.PROD.OUTLOOK.COM (2603:1096:a01:1fd::16) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.21.339.11; Fri, 21 Aug
🤖 read: asks the branch for documents — “Please share the copy of index 2 for NOI filing”
OL The NOI teamTYPED IN GMAIL
08 Oct, 13:58 · 7d ago
Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: asks the branch for documents — “Please share the copy of index 2 for NOI filing”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
08 Oct, 14:00 · 7d ago
Undeliverable: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
ExerciseSecured by Check Point

Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal Your message to prabhu.khandvikar1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. prabhu.khandvikar1+S... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/8/2026 8:28:59 AM Sender Address: prabhu.khandvikar1+SRS=aq6pI=H6=gmail.com=pnb.noifilling@phfl.com Recipient Address: prabhu.khandvikar1@phfl.com Subject: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PNYPR01MB12726.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PNYPR01MB12726.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/8/2026 8:29:41 AM mail-qk1-f170.google.com SMTP 42 sec 2 10/8/2026 8:29:41 AM mail-qk1-f170.google.com TY2PEPF0000AB83.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/8/2026 8:29:41 AM TY2PEPF0000AB83.apcprd03.prod.outlook.com TYCPR01CA0183.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/8/2026 8:29:42 AM TYCPR01CA0183.jpnprd01.prod.outlook.com MAZPR01MB9031.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec 5 10/8/2026 8:29:56 AM emails-6063826-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-155-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 14 sec 6 10/8/2026 8:29:57 AM aps.cloud-sec-av.com OSA0EPF000000C8.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/8/2026 8:29:58 AM OSA0EPF000000C8.apcprd02.prod.outlook.com SI2P153CA0029.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 10/8/2026 8:29:59 AM SI2P153CA0029.APCP153.PROD.OUTLOOK.COM PNYPR01MB12726.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=IGpoaQ1OXlN45+9BqqYl4QemHM3TpYkQu09H0FSPDBN1h+SQRTcjsT/eaVKHCpjRxDGw0O3cyMfaDeEr5RVGQF/Co6VV5GPUJE3+EEYEThbph85i/CfkXVlmW3JfkxTMkwk3i0ER20Hiu1aftDFL68MGHVPmSlcBG7xTi7oi09p66KYs6HAYvWYxnwOm3qr91zArjzvcBm5YZhY99wF7722OlhxjIOs5HEm16JbPsP6WQlFP2Xzwp1875bBWXCdBRgY0aCG9CYi00lbdYMXnVilj9e7zG34LbgXNFIYbN0JENyYPib9DFDNw7zh+dmUl8leX73UtyNmv2iypwHBAkQ== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=ZT+oP2+uSOO9ODza6R0VCUVrBZJ4w941zxwoLSY7/RA=; b=EKa5hpLL3VyJLlDIBGLvJZueJAjPsyWyfeGPptuKEkMVPh3HCts3903iNG7jBqJF0HYAr/9yuXJLYsm2aiKrhyH8HxnI2tbWsTzU/0f99BMUUfkTuobdouWECfhKspWSktfjWfNFAmjmqFm1tZIi+4EyAhngOK+70rYcHBOR51BM/yDpHSVIVNMywUvPg/5op2PhL1QlKbh3XnhGyF5q9L8m/b3GR5uLeGcUvx5fEXTQkM6cnzxaKIYBsF2lw7ggSG0oz
🤖 read: asks for the Index II — “Please share the copy of index 2 for NOI filing”
OL The NOI teamTYPED IN GMAIL
10 Oct, 13:55 · 5d ago
Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: asks the branch for documents — “Please share the copy of index 2 for NOI filing”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
10 Oct, 13:56 · 5d ago
Undeliverable: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
ExerciseSecured by Check Point

Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal Your message to prabhu.khandvikar1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. prabhu.khandvikar1+S... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/10/2026 8:25:01 AM Sender Address: prabhu.khandvikar1+SRS=1Xjlx=IA=gmail.com=pnb.noifilling@phfl.com Recipient Address: prabhu.khandvikar1@phfl.com Subject: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA5PR01MB11097.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA5PR01MB11097.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/10/2026 8:25:42 AM mail-qt1-f176.google.com SMTP 41 sec 2 10/10/2026 8:25:43 AM mail-qt1-f176.google.com TY2PEPF0000AB83.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 3 10/10/2026 8:25:43 AM TY2PEPF0000AB83.apcprd03.prod.outlook.com PS2PR02CA0065.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/10/2026 8:25:43 AM PS2PR02CA0065.apcprd02.prod.outlook.com MA5PR01MB12132.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 10/10/2026 8:26:03 AM emails-1864769-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-294-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 20 sec 6 10/10/2026 8:26:04 AM aps.cloud-sec-av.com SG2PEPF000B66D0.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/10/2026 8:26:04 AM SG2PEPF000B66D0.apcprd03.prod.outlook.com SI1PR02CA0045.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 10/10/2026 8:26:04 AM SI1PR02CA0045.apcprd02.prod.outlook.com MA5PR01MB11097.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=FTbRNopdJ37G5Jvs37c0YvU0Tfm7+eCChchEFw7tKRCZO3yDJsfM0iUXUGEJ7wZoREqm2dsJXJCRxOYOXNnBivRO2h8S54z6pcNiXZYywhMfhQg7TaI7EqAF5Ow3GeKZUwg8BlOkm+O8aeKnls+Y0Linj00fSvzNJEOYkrCgBsdh35aSy7d32FBqRJU6A0a17AV5YSqmTkXKirCMUwVrhyuosM1kPkkOid9TGOGWGIpbjh1fnkuabz3k0zkTnK0rUREM6zALoOE3sHkN12U6JutDvwXUECwsG0FhrHAgOorpzc2HoFIDxnJbncFtwHtlifnK0qBfXpmFXw5uDEil9w== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=1ZZnkkj62JgYlRQbRHiSQQgPFSZzqN8l2XSDQKkva8s=; b=nAEQhVtC/0NWOESqGT48qL2HGcI9IAzbMEP2ASzUQNK1pqvb0MtxZkphzy
🤖 read: asks for the Index II — “Please share the copy of index 2 for NOI filing”
OL The NOI teamTYPED IN GMAIL
14 Oct, 14:29 · 1d ago
Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
Dear Team,

Please share an index 2 copy for NOI filing challan will expire soon, Will not take responsibility for the clouser without a document.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: asks the branch for documents — “Please share an index 2 copy for NOI filing challan will expire soon, Will not take responsibility for the clouser without a document.”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
14 Oct, 14:30 · 1d ago
Undeliverable: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
ExerciseSecured by Check Point

Dear Team, Please share an index 2 copy for NOI filing challan will expire soon, Will not take responsibility for the clouser without a document.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal Your message to prabhu.khandvikar1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. prabhu.khandvikar1+S... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/14/2026 8:59:25 AM Sender Address: prabhu.khandvikar1+SRS=mCo1W=IE=gmail.com=pnb.noifilling@phfl.com Recipient Address: prabhu.khandvikar1@phfl.com Subject: Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MAZPR01MB7373.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MAZPR01MB7373.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/14/2026 9:00:07 AM mail-qv1-f46.google.com SMTP 42 sec 2 10/14/2026 9:00:08 AM mail-qv1-f46.google.com TY2PEPF0000AB84.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 3 10/14/2026 9:00:08 AM TY2PEPF0000AB84.apcprd03.prod.outlook.com PS2PR02CA0047.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/14/2026 9:00:09 AM PS2PR02CA0047.apcprd02.prod.outlook.com MAZPR01MB9115.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec 5 10/14/2026 9:00:30 AM emails-9978168-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-370-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 21 sec 6 10/14/2026 9:00:31 AM aps.cloud-sec-av.com SG1PEPF000082E3.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/14/2026 9:00:32 AM SG1PEPF000082E3.apcprd02.prod.outlook.com SG2P153CA0043.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 10/14/2026 9:00:32 AM SG2P153CA0043.APCP153.PROD.OUTLOOK.COM MAZPR01MB7373.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=lwvXJ7QSdbWDrAbIwPcHAhh9FfjDnbuoXO0zuIsWE+HurAKHcAFzSCbg8Rrx4ed6DZk7QnIEA+OFzRZs1bKG8FM/1pyhWAHz+diVqvA1DCeowtp22K5Bj7mX66yrlgKYoNKd1iYCHyuoKLugNtW7QjgUauM3Sq7uAfhwK+5+/3cU5KTyYnZr+Dax/Ta8yO4cfZdlrbJbudExnyPJfi636D1FYuCzx34JlwTD8kJHAJdiw9/UOoEWdoYSJkFQCv4IwC1Ttc8a95ZNVVRoKw6eHA1eKvrC2XcJV+mhZpsSrJQ5fGBip7+uaF/FvK06Mmzx8kSqNOQQaCQUL7LMwRMoBA== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-Messa
🤖 read: asks for the Index II; note: challan will expire soon — “Please share an index 2 copy for NOI filing”
SD suraj.deshpande@pnbhousing.com pnbhousing.com
14 Oct, 15:02 · 1d ago
RE: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602

Prashant check this

Thanks & Regard,

Suraj Deshpande,

SLM- West-1, Prime,

Pune.

Mobile No.:- 92891 30255.

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:14 October 2026 14:29
To:Amol Wakekar <amol.wakekar@pnbhousing.com>; Suraj Deshpande <suraj.deshpande@pnbhousing.com>

Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Prabhu Subhash Khandvikar1 <prabhu.khandvikar1@phfl.com>

Subject:Re: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602
ExerciseSecured by Check Point

Dear Team,

Please share an index 2 copy for NOI filing challan will expire soon,

Will not take responsibility for the clouser without a document.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: asks for a status — “Prashant check this”
PP prashant.padhye@pnbhousing.com pnbhousing.com
14 Oct, 15:04 · 1d ago
Dear Amol,

Pls arrange to share from team urgently.

Pls revert on this email once done.

Thanks and Regards Prashant Padhye Regional Internal Legal Counsel- Pune Hub Mobile: +91 9958884091 Email: prashant.padhye@pnbhousing.com Website- www.pnbhousing.com Internal From: Suraj Deshpande <suraj.deshpande@pnbhousing.com> Sent: 14 October 2026 15:02 To: THINKBIGZ NOI <pnb.noifilling@gmail.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com> Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Prabhu Subhash Khandvikar1 <prabhu.khandvikar1@phfl.com> Subject: RE: YOGESH BHAGWAN GAIKWAD HOU/ARNG/0526/5086602 Prashant check this
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 19:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 18:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 19 Jun 2026 at 16:14, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote: Dear Team, Pls help for NOI filing. SRO – AURANGABAD - 2 Thanks & Regards, Amol Wakekar. Customer Service Manager – Loans pnb Housing Finance Limited Aurangabad Business Center Complex E-1,E-2,&E-3 4th floor, Adalat Road, Aurangabad.Pin Code – 431001 Direct: 91-240-2340060 Mobile No: 8448785974 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: asks for a status — “Pls arrange to share from team urgently.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
MOTD+ Sanction letter inside+ LSR (search report) inside+ Index II inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside Yogesh Gaikwad NOI.pdf
filed 1d ago
Other image002.jpg
filed 1d ago
Other image001.jpg
filed 1d ago
Paid challan (GRAS) YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,640.31
Where it stands
VERIFIED — money received
Screenshot claims
₹18,600
Paid at
7 Oct 19:01:33
Verified on
14 Oct 15:25:14

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,310₹10,510₹320 ₹1,500₹18,640
By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →
Empty: Floor, Area, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Road (person 1)
Not found in the document: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …)
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Property type (Open / Building / Open + Building), Area unit (Sq.mt. / Sq.ft.) …
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Yogesh Gaikwad NOI.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot no. 17, Disha Samarth Part B, Gut no.106, Satara, Aurangabad.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Yogesh Gaikwad NOI.pdf
as printed
PLOT NO. 17, DISHA SAMARTH PART B, GUT NO. 106, MAUJE SATARA, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 17 DISHA SAMARTH PART B GUT NO 106 MAUJE SATARA AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorYOGESH BHAGWAN GAIKWADAWWPG5286C…5530

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseprashant.padhye@pnbhousing.com 1d ago
What EzDocs read from each document — check anything marked in red
MOTD Yogesh Gaikwad NOI.pdf needs your check
amount words
INR 21,00,000/- (Rupees Twenty one lakh only)
secured amount
2100000.0
raw reading (for Abhijit)
{'amount_words': 'INR 21,00,000/- (Rupees Twenty one lakh only)', 'secured_amount': 2100000.0}
MOTD Yogesh Gaikwad NOI.pdf needs your check
found
True
found in
Sanction Letter (Security row)
paper for
loan_ref: HOU/ARNG/0526/5086002; customer_name: YOGESH BHAGWAN GAIKWAD
confidence
0.95
reading486
property
property address
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; Flat no: Plot No. 17; district: Aurangabad; Address: Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431
security address verbatim
Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter (Security row)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/ARNG/0526/5086002', 'report_id': None, 'customer_name': 'YOGESH BHAGWAN GAIKWAD'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Aurangabad', 'flat_no': 'Plot No. 17', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Satara', 'building_name': 'Disha Samarth Part B', 'survey_or_cts_no': 'Gut No. 106'}, 'security_address_verbatim': 'Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001'}
MOTD Yogesh Gaikwad NOI.pdf needs your check
dob
1990-01-02
pan
AWWPG5286C
name
YOGESH BHAGWAN GAIKWAD
legible
True
father name
BHAGWAN DAGDU GAIKWAD
raw reading (for Abhijit)
{'dob': '1990-01-02', 'pan': 'AWWPG5286C', 'name': 'YOGESH BHAGWAN GAIKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHAGWAN DAGDU GAIKWAD', 'aadhaar_last4': None, 'quality_issue': None}
MOTD Yogesh Gaikwad NOI.pdf needs your check
dob
1990-01-02
name
Yogesh Bhagwan Gaikwad
mobile
9921716135
address
pin: 431103; area: At Chikhalthan; state: Maharashtra; district: Aurangabad; post_office: Chikhalthan; Village: Kannad
legible
True
aadhaar last4
5530
raw reading (for Abhijit)
{'dob': '1990-01-02', 'pan': None, 'name': 'Yogesh Bhagwan Gaikwad', 'mobile': '9921716135', 'address': {'pin': '431103', 'area': 'At Chikhalthan', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Aurangabad', 'post_office': 'Chikhalthan', 'village_city': 'Kannad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5530', 'quality_issue': None}
MOTD Yogesh Gaikwad NOI.pdf needs your check
lan
HOUARNG/0526/5r
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'Yogesh Bhagwan Gaikwad', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Bhavana Yogesh Gaikwad', 'role': 'co_applicant', 'label': None}
loan type
Housing Loan
confidence
5
rate words
13.15% per annum 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '21,00,000/- (Rupees Twenty one lakh only)', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': '18/06/26', 'where': 'page 1, Disbursement Letter date', 'touches': 'date', 'print
loan amount
2000000
rate spread
-4.65
final amount
2100000
interest rate
8.5
sanction date
07-May-2026
letter version
4
reference rate
13.15
applicant email
yogeshgaikwad33@gmail.com
applicant names
Yogesh Bhagwan Gaikwad, Bhavana Yogesh Gaikwad
printed altered
True
applicant mobile
9921716135
balance transfer
False
property address
pin: 431001; state: MAHARASHTRA; district: Aurangabad; Address: Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Satara; Building:
insurance premium
100000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2100000
security address verbatim
Plot No. 17, Disha Samarth Part B, Gut No. 106, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
PLOT NO 52, GAJANAN COLONY, GARKHEDA, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, India
raw reading (for Abhijit)
{'lan': 'HOUARNG/0526/5r', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Yogesh Bhagwan Gaikwad', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Bhavana Yogesh Gaikwad', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 5, 'rate_words': '13.15% per annum\n13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '21,00,000/- (Rupees Twenty one lakh only)', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': '18/06/26', 'where': 'page 1, Disbursement Letter date', 'touches': 'date', 'printed_was': None}, {'says': '7/5/2026', 'where': 'page 1, Sanction Letter date', 'touches': 'date', 'printed_was': None}, {'says': '18 day of Jun 2026', 'where': 'page 1, date of deposit', 'touches': 'date', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 1, PNBHFL branch office', 'touches': 'other', 'printed_was': None}, {'says': 'Yogesh Bhagwan Gaikwad', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'Amol wakekat', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita Kишкавит', 'where': 'page 1, Mr./Mrs. name', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul Mahajan Sir.', 'where': 'page 2, Authorized representative name', 'touches': 'name', 'printed_was': None}, {'says': 'BBH', 'where': 'page 2, Designation', 'touches': 'other', 'printed_was': None}, {'says': 'plot no 17 Disha Samarth Part B Gut', 'where': 'page 2, Mortgagor 1 address', 'touches': 'property', 'printed_was': None}, {'says': 'no.106 Satara Aurangabad 431001.', 'where': 'page 2, Mortgagor 2 address', 'touches': 'property', 'printed_was': None}, {'says': 'Plot no. 17', 'where': 'page 2, Property No.', 'touches': 'property', 'printed_was'
MOTD Yogesh Gaikwad NOI.pdf needs your check
payments inside
payments: [{'utr': None, 'date': '2026-06-19', 'page': 7, 'time': '15:33', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18600.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-06-19', 'page': 7, 'time': '15:33', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18600.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf needs your check
grn
MH004846397202627E
pin
431001
total
16810.0
article
6(1)
defaced
False
bank cin
03006172026061901312
district
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
payer pan
AWWXXXXXXC
flat block
PLOT NO. 17, DISHA SAMARTH PART B, GUT NO. 106, MAUJE SATARA, AURANGABAD
payer name
YOGESH BHAGWAN GAIKWAD
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000
scheme rows
{'amount': 6305.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10505.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
19/06/2026-18:20:27
road locality
AURANGABAD, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2100000
raw reading (for Abhijit)
{'grn': 'MH004846397202627E', 'pin': '431001', 'total': 16810.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026061901312', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'AWWXXXXXXC', 'flat_block': 'PLOT NO. 17, DISHA SAMARTH PART B, GUT NO. 106, MAUJE SATARA, AURANGABAD', 'payer_name': 'YOGESH BHAGWAN GAIKWAD', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000', 'scheme_rows': [{'amount': 6305.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10505.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '19/06/2026-18:20:27', 'road_locality': 'AURANGABAD, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2100000'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_
1d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Yogesh Gaikwad NOI.pdf'], 'notes': None, 'filled': {'property.road': {'src': 'mail', 'conf': 0.9, 'page': 2, 'value': '6 mtr wide ro
1d agoEzDocschallan_boxes_by_rules{'fp': 'c19dd49da4c2e01c', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'first'}
1d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
1d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Yogesh Gaikwad NOI.pdf', 'changed': {'Flat no': {'was': 'Plot No. 17', 'in
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AWxxxxxxXC — no paper on the
1d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'}
1d agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Yogesh Gaikwad NOI.pdf', 'doc_id': '50ac24a1-1f8f-4999-9e7b-ce1a2c08ce2a', 'heade
1d agoEzDocsreader_home_address{'fp': '76ab63d5ff2e8fda', 'from': 'the sanction letter (Yogesh Gaikwad NOI.pdf)', 'home': {'pin': '431001', 'area': 'GARKHEDA', 'flat': 'PLOT NO 52', 'state': 'MAHARASHTRA', 'building': 'GAJANAN COLONY', 'district': 'AU
1d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 4, 'why_not': None, 'messages': 17}
1d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 4, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 17, 'unreadable_threads': 0}
1d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Yogesh Gaikwad NOI.pdf', 'kind': 'index2'}
1d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf', 'kind':
1d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/ARNG/0526/508
1d agoEzDocsclaim_inside_desk_buffer{'gap': 40.31, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
1d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
1d agoEzDocssms_matched_late{'ref': 'AXNGG28085545412', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 18600.0, 'method': 'sc
1d agoEzDocspayment_verified{'utr': 'AXNGG28085545412', 'why': "paid ₹18,600, ₹40 under our ask of ₹18,640 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accept
1d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'district': 'CHHATRAPATI SAMBHAJINAGAR'}
1d agoEzDocschallan_verified_against_case{'grn': 'MH004846397202627E', 'file': 'YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf', 'checked': ['payer name']}
1d agoEzDocschallan_extracted{'grn': 'MH004846397202627E', 'heads': ['0030046401', '0030063301'], 'total': 16810.0}
1d agoEzDocschallan_identity{'why': 'article 6(1) — deposit of title deed', 'file': 'YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf', 'inner': False, 'doc_id': '4ef6a829-9f0f-4e12-9338-3b3c4cba728d', 'answer': 'noi', 'bank_pan': ''}
1d agoEzDocsclaim_applied_on_quote{'utr': None, 'parts': 1, 'claimed_total': 18600.0}
1d agoEzDocsreceivable_created{'expected': 18640.31}
1d agoEzDocsdocument_received{'file': 'YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf', 'doc_type': 'challan', 'confidence': 0.9}
1d agoEzDocsdocument_received{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 0.9}
1d agoEzDocsdocument_received{'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 0.99}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T09:55:00', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-03 12:07', 'id': '1a101a9e72d7c4bb', 'from': 'us', 'gist': 'The NOI team is asking the bank branch to share the copy of index
1d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Yogesh Gaikwad NOI.

Case diary the case’s history — what happened, newest day first

Papers
All 2 in hand
Nothing more to ask the branch for
Money
₹18,600 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Mail bounced — the branch did not get it. Re-send.
Today · 15 Oct1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:11
Yesterday · 14 Oct29 things — 4 documents received · 2 letters written · 3 money steps · 20 steps
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:11
Documents the branch had sent were fetched from the mail thread
15:25
The branch's title document is on the case — the filing is the NOI team's move
15:25
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:25
An old draft withdrew itself — its asks were already answered
15:25
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
15:25
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:25
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:25
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:25
Challan re-read against the case — matches exactly
15:25
The payment proof already on the case was applied
15:25
Received: Challan
YOGESH BHAGWAN GAIKWAD EchallanMH004846397202627E.pdf
15:25
Received: other
image001.jpg
15:25
Received: other
image002.jpg
15:25
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:25
Payment proof arrived before the case was quoted — held
15:24
The loan amount was worked out from the papers
15:24
EzDocs read the whole file
15:24
Property address read from the sanction letter
15:24
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
15:24
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
15:24
Property checked by EzDocs — read from the report, every box that names the flat is there
15:24
The loan amount was worked out from the papers
15:24
Property read from the legal / technical report (the sanction letter had none)
15:24
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03522
15:24
Received: MOTD
Yogesh Gaikwad NOI.pdf
15:23
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:06
Nothing new to ask for — stayed quiet
15:03
Case opened from the branch's mail
15:02
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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