KESHUNARAYAN PADDATI
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter BASE | 412105 … , chovisawadi, Pune, SK RIYAKHED, Pune, MAHARASHTRA, India, 412105 412105 |
| The Index II DIFFERS | 411027 … 36.41 चौ मी कारपेट बाल्कनीमह मिळकत (Survey Number: 115/2;)) 411027 |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper07 Sep, 18:08 · 38d ago THE FIRST MAIL — how this case began
KINDLY PROVIDE NOI CHALLAN IN CASE OF - KESHUNARAYAN PADDATI---NHL/PM/0626/5128306
07 Sep, 19:29 · 38d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
07 Sep, 19:53 · 38d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 7 Sept 2026 at 19:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.png | filed | 38d ago |
| Sanction letter | Sanction letter - 2026-09-07T180011.230.pdf | filed | 38d ago |
| Index II+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot insidethe branch sent this — an input | DOC-20260907-WA0007.pdf | filed | 38d ago |
| Paid challan (GRAS) | KESHUNARAYAN LAXMAN PADDATI EchallanMH009795453202627E.pdf | filed | 37d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹7,630
VERIFIED — money received
—
3 Sep 14:32:13
7 Sep 18:16:33
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,180 | ₹3,630 | ₹320 | ₹1,500 | ₹7,630 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 107, 1ST FLOOR, SR NO 115, SONAI HEIGHTS, HISSA NO. 2, CHOVISAWADI, CHOVISAWADI, PUNE, SK RIYAKHED, PUNE, MAHARASHTRA, INDIA, 412105
412105
paalikeche naava: aalandi itara varnana, itara maahiti: gaava mauje chovisaavaadi yethila sarvhe nan. 115 chaa himmaa nan.2 yaammi kshetra 00 he.21 aara mhanejacha 2100 chau mi milakati vara baandhanyaata aalelyaa monaarda haaitsa yaa imaaratimadhila pahilyaa majalyaavarila phlata nan. 107 yaansi kshetra 391.80 chi phuta mhanajecha 36.41 chau mi kaarapeta baalkanimaha milakata (SURVEY NUMBER: 115/2;))
411027
FLAT NO 107 1ST FLOOR MONARD HEIGHTS SURVEY NO 115 HISSA NO 2
SK RIYAKHED
CHOVISWADI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | SWATI KESHUNARAYAN PADDATI | ANVPB5060D | …9665 |
| mortgagor | KESHUNARAYAN LAXMAN PADDATI | AQAPP0694B |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | dipesh.hipparage@phfl.com | 38d ago |
| document chase | dipesh.hipparage@phfl.com | 38d ago |
What EzDocs read from each document — check anything marked in red
NHL/PM/0626/5128306
True
Non Housing Loan, Personal use
1
700000
9.7
27-Jul-2026
5
KESHUNARAYAN LAXMAN PADDATI, SWATI KESHUNARAYAN PADDATI
9890958448
pin: 412105; road: SK RIYAKHED; state: MAHARASHTRA; Flat no: 107; district: Pune; Floor: 1st FLOOR; Address: Flat No 107, 1st FLOOR, SONAI HEIGHTS, SR NO 115, HISSA NO. 2, chovisawadi, SK RIYAKHED, Pune, MAHARASH
24500
True
724500
read again off the letter's pages (page 1, the 'Address' row)
Flat No 107, 1st FLOOR, SR NO 115, SONAI HEIGHTS, HISSA NO. 2, chovisawadi, chovisawadi, Pune, SK RIYAKHED, Pune, MAHARASHTRA, India, 412105
GAT NO 115/2 FLAT NO 107, SONAI HIGHLIGHTS AT SK RIYAKHED, PUNE AALANDI,., Khed, MAHARASHTRA, 412105, Ratnagiri, India
raw reading (for Abhijit)
{'lan': 'NHL/PM/0626/5128306', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 700000, 'interest_rate': 9.7, 'quality_issue': None, 'sanction_date': '27-Jul-2026', 'letter_version': '5', 'applicant_names': ['KESHUNARAYAN LAXMAN PADDATI', 'SWATI KESHUNARAYAN PADDATI'], 'applicant_mobile': '9890958448', 'property_address': {'pin': '412105', 'road': 'SK RIYAKHED', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '107', 'district': 'Pune', 'floor_no': '1st FLOOR', 'landmark': None, 'full_address': 'Flat No 107, 1st FLOOR, SONAI HEIGHTS, SR NO 115, HISSA NO. 2, chovisawadi, SK RIYAKHED, Pune, MAHARASHTRA, 412105', 'village_city': 'Pune', 'building_name': 'SONAI HEIGHTS', 'survey_or_cts_no': 'SR NO 115, HISSA NO. 2'}, 'insurance_premium': 24500, 'includes_insurance': True, 'total_with_insurance': 724500, 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row)", 'security_address_verbatim': 'Flat No 107, 1st FLOOR, SR NO 115, SONAI HEIGHTS, HISSA NO. 2, chovisawadi, chovisawadi, Pune, SK RIYAKHED, Pune, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'GAT NO 115/2 FLAT NO 107, SONAI HIGHLIGHTS AT SK RIYAKHED, PUNE AALANDI,., Khed, MAHARASHTRA, 412105, Ratnagiri, India'}index2_input
pin: 411027; doc_no: 13375; village: चोवीसवाडी; doc_kind: सूची क्र.2; doc_year: 2023; sro_name: मह दु.नि. हवेली 17; area_text: 36.41 चौ. मीटर; filing_fee: 20200; mortgagors: ['केशुनारायण लक्ष्मन पेद्देटी', 'स्वाती केशुना
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411027', 'doc_no': '13375', 'village': 'चोवीसवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'मह दु.नि. हवेली 17', 'area_text': '36.41 चौ. मीटर', 'filing_fee': 20200, 'mortgagors': ['केशुनारायण लक्ष्मन पेद्देटी', 'स्वाती केशुनारायण पेद्देटी'], 'stamp_duty': 121200, 'filing_date': '2023-07-22', 'loan_amount': 2020000, 'property_text': 'पालिकेचे नाव: आळंदी इतर वर्णन, इतर माहिती: गाव मौजे चोविसावाडी येथील सर्व्हे नं. 115 चा हिम्मा नं.2 यांमी क्षेत्र 00 हे.21 आर म्हणेजच 2100 चौ मी मिळकती वर बांधण्यात आलेल्या मोनार्ड हाईट्स या इमारतीमधील पहिल्या मजल्यावरील फ्लॅट नं. 107 यांसी क्षेत्र 391.80 ची फूट म्हणजेच 36.41 चौ मी कारपेट बाल्कनीमह मिळकत (Survey Number: 115/2;))', 'survey_numbers': ['115/2']}}1980-06-05
ANVPB5060D
SWATI KESHUNARAYAN PADDATI
False
9665
sideways
raw reading (for Abhijit)
{'dob': '1980-06-05', 'pan': 'ANVPB5060D', 'name': 'SWATI KESHUNARAYAN PADDATI', 'legible': False, 'aadhaar_last4': '9665', 'quality_issue': 'sideways'}1980-06-05
ANVPB5060D
SWATI KESHUNARAYAN PADDATI
True
9665
13375/2023
raw reading (for Abhijit)
{'dob': '1980-06-05', 'pan': 'ANVPB5060D', 'name': 'SWATI KESHUNARAYAN PADDATI', 'legible': True, 'aadhaar_last4': '9665', 'quality_issue': None, 'header_doc_number': '13375/2023'}Technical record (for Abhijit — safe to ignore)
| 42m ago | EzDocs | reader_home_address | {'fp': '23b6b6f9326be058', 'from': 'the sanction letter (Sanction letter - 2026-09-07T180011.230.pdf)', 'home': {'pin': '412105', 'area': 'SK RIYAKHED', 'flat': 'FLAT NO 107', 'state': 'MAHARASHTRA', 'building': 'SONAI H |
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 07 Sep, 19:29 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:1a21d046-ff2c-45ae-a2f8-45b1b2bd0002', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction letter - 2026-09-07T180011.230.pdf', 'asked' |
| 19d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'DOC-20260907-WA0007.pdf', 'doc_id': '56429d1b-6dde-4072-99d2-77a60f5c79c4', 'head |
| 30d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'sti |
| 30d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DOC-20260907-WA0007.pdf', 'Sanction letter - 2026-09-07T180011.230.pdf'], 'after': {'addresses': {'people': [['KESHUNARAYAN LAXMAN P |
| 30d ago | EzDocs | address_compared | {'sig': '798bb760b7e9358e', 'why': 'after gather', 'people': [{'home': 'S/No.34/2, Plot No. 123, 1st, Rahi Complex, Near Pargati Chowk, Vidya Nagar, Pune City, Pune, Pune, 411032', 'person': 'KESHUNARAYAN LAXMAN PADDATI' |
| 30d ago | EzDocs | challan_boxes_composed | {'fp': '1f725868f6185cae', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 107 1ST FLOOR MONARD HEIGHTS SURVEY N |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Building', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Monard Heights', 'page': |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'trigger': 'after the Index II takeover'} |
| 30d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260907-WA0007.pdf', 'changed': {'Area unit': {'was': None, 'index2': |
| 30d ago | EzDocs | index2_people_checked | {'doc_id': '56429d1b-6dde-4072-99d2-77a60f5c79c4', 'differs': 0, 'matched': [{'score': 0.85, 'person': 'KESHUNARAYAN LAXMAN PADDATI', 'pan_agrees': False}, {'score': 0.92, 'person': 'SWATI KESHUNARAYAN PADDATI', 'pan_agr |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DOC-20260907-WA0007.pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'SWATI KESHUNARAYAN PADDATI', 'party_id': '401ffd4f-d112 |
| 30d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'KESHUNARAYAN LAXMAN PADDATI', 'party_id': '2c2f5fb5-071 |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 34d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260907-WA0007.pdf', 'changed': {'pin': {'was': '412105', 'index2': N |
| 36d ago | EzDocs | bundle_restored | {'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'DOC-20260907-WA0007.pdf', 'label': 'index2 |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: KIND |
| 37d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KESHUNARAYAN LAXMAN PAD |
| 37d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PM/0626/51283 |
| 37d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 37d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 38d ago | EzDocs | quoted_history_checked | {} |
| 38d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 38d ago | EzDocs | email_shadowed:doc_chase | {'to': 'dipesh.hipparage@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PM/0626/5128306), the following is pending from your end:\n\n 1. Index II copy / Title document (DOC-20260907-WA0 |
| 38d ago | EzDocs | email_shadowed:fee_quote | {'to': 'dipesh.hipparage@phfl.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: NHL/PM/0626/5128306).\n\n NOI Charges & Service Fees Calculator - Nestly.in\n Loa |
| 38d ago | EzDocs | sms_matched_late | {'ref': 'AXNGG24613141345', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 7700.0, 'method': 'amo |
| 38d ago | EzDocs | payment_verified | {'utr': 'AXNGG24613141345', 'why': "paid ₹7,700, ₹70 MORE than our ask of ₹7,630 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 70.0, 'method': 'amount_over_small', 'ex |