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Alok Upadhyay — everything the e-filing asks for

NOI-2026-02400 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
44 of 46 e-filing boxes ready
Empty: Date of Mortgage, Mobile (person 2)
7 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Floor (person 1), E-mail (person 2), Floor (person 2), PIN (person 2)
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Start page · Date of Mortgage
Date of mortgage is a required field and is empty.
What to do: Ask branch for the MOTD or mortgage date.
“THE E-FILING needs: the DATE OF MORTGAGE (the MOTD / the mortgage deed; else the branch says it);”
STOP · Mortgagee page · Interest Rate (%)
Interest rate is too low; it is unlikely to be 8% for a home loan.
What to do: Ask branch for sanction letter to confirm interest rate.
“THE MORTGAGEE PAGE. RATE OF INTEREST — the rate THIS LOAN is charged, per annum, as the letter states it for the borrower.”
STOP · Property page · House type (Niwasi Sadanika / Shop / Gala
House type is a required field for a 'Building' property type and is empty.
The papers say: Niwasi Sadanika
What to do: Fill 'Niwasi Sadanika' as it is a flat.
“Property type:... Building (a flat, shop, office, gala, row house, bungalow) / House type: Niwasi Sadanika (a flat in a building)”
STOP · Property page · Title deed no / year / SRO
The year 2026 for the title deed is in the future, which is impossible.
What to do: Ask branch for correct title deed number, year, and SRO.
“THE E-FILING needs: the TITLE DEED held with its number and year (the Index II of THIS purchase, the sale deed, the agreement, the allotment letter);”
STOP · Mortgagor page — party 2 (SUPRIYA ALOK U · Mobile
Mobile number is a required field for the mortgagor and is empty.
What to do: Ask branch for mortgagor's mobile number.
“THE E-FILING needs: MOBILE and E-MAIL (the sanction letter, else the branch's mail)”
STOP · Payment page · Challan date
Challan date is in the future, which is impossible for a paid challan.
What to do: Ask branch for the correct challan date from the GRAS receipt.
“THE CHALLAN (GRAS, gras.mahakosh.gov.in): The GRN on the paid challan is the filing's proof of payment.”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (PHOTO-2026-09-24-17-52-56.jpg): the same place, spelled differently — “Unit 105.0, Floor 1st Floor, Block Wing D, Project Rai's Heritage, Proposed Building wing D On Land Bearing S NO 6, at Mouje Katemanavali Ta” (the names agree; not printed on one side: sektion, shankar, pavse; the PIN agrees; the flat agrees;)
District * · the portal’s list
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Taluka *
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Hadd name *
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Road * · 50 max
⚠ from the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — not the Index II — check
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — “C-501, RAI PARADISE, KAILASH NAGAR, SHANKAR PAWSE ROAD, KALYAN EAST, Thane, MAHARASHTRA, 421306, I”
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Block / Sector · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Second number · 50 max
⚠ the papers print more numbers than the portal's two boxes — also on them: SURVEY 6 (the sanction letter); 421306 (the sanction letter); 1s
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Floor * · 3 max
the portal gets “1”
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Property type (Open / Building / Open + Building) * · the portal’s list
⚠ from the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — not the Index II — check
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — “Proposed Building wing D on Plot No. 6, at Mouje Katemanivali Taluka Kalyan, Near Kamala Devi Collag”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Carpet or built-up · the portal’s list
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
Title deed no / year / SRO * · 250 max
the portal gets “517554/2026 SRO KALYAN”
✓ in the document
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (ALOK KUMAR UPADHYAY)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (PHOTO-2026-09-24-17-52-56.jpg): the same place, spelled differently — “C-501, RAI'S PARADISE, KAILASH NAGAR,, SHANKAR PAWSE ROAD,, KALYAN EAST... Thane, MAHARASHTRA, 421306, India” (the names agree; not printed on one side: kailash; the PIN agrees; the flat agrees; the wing agrees)
⚠ the Index II (PHOTO-2026-09-24-17-53-41.jpg): looks like the same place — check — “प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सी-501, राईज पॅराडाईस, ब्लॉक नंः -, रोड नंः कैलाश नगर, कल्याण पुर्व, जि.ठाणे, महाराष्ट्र, ठाणे. पिन:-” (some names agree (4 of 9); not on one side: shankar, pavshe, kamladevi; the PIN agrees)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
✓ in the document
from: the PAN card
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN ACSXXXXX5G — check
✓ also on the PAN card (PHOTO-2026-09-24-17-54-16.jpg)
from: the PAN card (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “ACSPU5135G”
Mobile * · 10 max
✓ in the document
✗ the Aadhaar, p.1 prints “8655123520” — check
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Building * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
Floor * · 250 max
⚠ from the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — not the Aadhaar — check
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — “C-501, RAI PARADISE, KAILASH NAGAR, SHANKAR PAWSE ROAD, KALYAN EAST, Thane, MAHARASHTRA, 421306, I”
Flat / house no * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
Road * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
Area / sector · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
PIN * · 6 max
✓ in the document
✓ also on the Index II (PHOTO-2026-09-24-17-53-41.jpg)
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
Village / city * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
District · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)
State · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg)

Mortgagor page — party 2 (SUPRIYA ALOK UPADHYAY)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (PHOTO-2026-09-24-17-52-56.jpg): the same place, spelled differently — “C-501, RAI'S PARADISE, KAILASH NAGAR,, SHANKAR PAWSE ROAD,, KALYAN EAST... Thane, MAHARASHTRA, 421306, India” (the names agree; not printed on one side: kailash; the flat agrees; the wing agrees)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
✓ in the document
from: the PAN card
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
✓ also on the PAN card (PHOTO-2026-09-24-17-54-16.jpg)
from: the PAN card (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “AHDPU0398R”
Mobile * · 10 max
empty — the portal will not take a blank
from: the sanction letter / KFS, or the branch's mail
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number C wing 501”
Flat / house no * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
Road * · 250 max
✓ in the document
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
Area / sector · 250 max
✓ in the document
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
PIN * · 6 max
⚠ where the borrower LIVES, from the sanction letter (PHOTO-2026-09-24-17-52-56.jpg) — check it against the Aadhaar
from: the Aadhaar
Village / city * · 250 max
✓ in the document
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
District · 250 max
✓ in the document
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
State · 250 max
✓ in the document
from: the Aadhaar (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “Rai Paradise, C wing 501 Shankar Pawse Road Vithalwadi East Behind Kamladevi College Kalyan Katemani”
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
4545000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010831267202627E
✓ in the document
Paid amount
28640.00
✓ in the document
Challan date
24/09/2026
✓ in the document
DHC PRN
0926297117204
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 24 Sep 18:33: filled 12 box(es) from PHOTO-2026-09-24-17-53-41.jpg, PHOTO-2026-09-24-17-52-56.jpg, PHOTO-2026-09-24-17-54-16.jpg, PHOTO-2026-09-24-17-54-16.jpg, PHOTO-2026-09-24-17-54-16.jpg, PHOTO; still empty: email (person 2), mobile (person 2), home pin (person 2), dob (person 1), pan (person 1), dob (person 2), pan (person 2) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the sanction letter), property type (taken from the sanction letter) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 3 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010831267202627E.
District *
Thane
✓ on the case
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
SRO office
KLN5_KALYAN 5 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
13635.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
ALOK KUMAR UPADHYAY
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
ACSPU5135G
⚠ the Index II (8) prints PAN ACSXXXXX5G for this person — check
✓ also on the PAN card (PHOTO-2026-09-24-17-54-16.jpg)
from: the PAN card (PHOTO-2026-09-24-17-54-16.jpg), p.1 — “ACSPU5135G”
Payer mobile (the receipt SMS goes here) *
7303090596
✓ on the case
✓ also on the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
UNIT 105 0 FLOOR 1ST FLOOR BLOCK WING D PROJECT RAI S HERITAGE
⚠ the papers print more numbers than the portal's two boxes — also on them: SURVEY 6 (the sanction letter); 421306 (the sanction letter); 1s
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
PROPOSED BUILDING WING D ON LAND BEARING S NO 6 AT MOUJE KATEMANAVALI TALUKA KALYAN NEAR KAMALA DEVI
⚠ from the sanction letter (PHOTO-2026-09-24-17-52-56.jpg), p.1 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
THANE
✓ on the case
from: the Index II (PHOTO-2026-09-24-17-53-41.jpg)
PIN
421306
✓ on the case
from: the sanction letter (PHOTO-2026-09-24-17-52-56.jpg)
Consideration (the loan amount) *
4545000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
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