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Cases / NOI-2026-03606

Saideep Nargolkar

PNB_HFLLAN HOU/THA/0926/5230483 Challan paid · our move File on IGRAll documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC.pdfopen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹38,460.44CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹38,430 receivedthe receipt's amount and minute agree
Stamp duty 0.3%21,640
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.44
Total we ask for38,460.44
the branch’s receipt claims ₹38,430 665451572155
paid 18:35:01 · verified 19:03:26 · 28 min later
How we know
Our own bank told us — 18:35
₹38,430 · UTR 665451572155 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.38430.00 15-10-2026 18:35:01 by TEJASHRI thru UPI. Aval Bal Rs.116824.05 CR. (UPI Ref ID:665451572155) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹38,450. We ask ₹38,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 18 minour time · 19:19
Index II —not yet
the NOI team 1 h 22 minthe branch 13 mintotal 1 h 35 min so far
Now with the NOI team — e-filing on IGR
since 19:19 — 1 h 04 min of working time
Day by day — every step and who held it
18:47Your branch's mail
18:47Payment landedat once
18:49Papers read+1 min · the NOI team
18:49Property readat once
19:02Papers from your branch+13 min · the branch
19:03Papers read+1 min · the NOI team
19:03Fee quotedat once
19:03Payment verifiedat once
19:19Challan made+16 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹72,10,000
Loan account no.
HOU/THA/0926/5230483
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Number type, Number are empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Mumbai Suburban
Taluka
Borivali
Village
Akurli
Number type
(empty)
Number
(empty)
Building
Mahindra Roots CHS Ltd
Floor
6th
Flat / shop no
603
Area
45.82
Hadd
Mumbai Municipal Corporation
Read from the Index II on file — the government's own words for this property. index ii.pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012133033202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
TB tejashri.bombale@pnbhousing.com pnbhousing.com
15 Oct, 18:47 · 1h ago
THE FIRST MAIL — how this case began
NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483
Dear Team,

Please find the attached all required document and process the NOI.

Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com<mailto:Tejashri.bombale@pnbhousing.com> 📱 +91 70217 23875 [cid:image001.png@01DD5CD3.89C6B9A0] Internal
🤖 read: documents attached
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
15 Oct, 18:59 · 1h ago
Dear Team,

Pls share sanction letter for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 18:48, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: Dear Team, Please find the attached all required document and process the NOI. Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal
🤖 read: asks the branch for documents — “Pls share sanction letter for challan initiation,”
TB tejashri.bombale@pnbhousing.com pnbhousing.com
15 Oct, 19:02 · 1h ago

PFA…

Thanks & Regards,

Tejashri Bombale

Area Sales Manager | PNB Housing Finance Ltd.

Tejashri.bombale@pnbhousing.com

📱+91 70217 23875

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:15 October 2026 06:59 PM
To:Tejashri Bombale <tejashri.bombale@pnbhousing.com>
Cc:Thane <thane@pnbhousing.com>; Namrata Pramod More <namrata.more@phfl.com>; Sanket Anil Sule 1 <sanket.sule1@phfl.com>
Subject:Re: NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483
ExerciseSecured by Check Point

Dear Team,

Pls share sanction letter for challan initiation,

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 15 Oct 2026 at 18:48, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: Dear Team, Please find the attached all required document and process the NOI. Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal
🤖 read: asks for the fee / a quote; documents attached — “PFA…”
OL The NOI teamTYPED IN GMAIL
15 Oct, 19:07 · 1h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 .
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:03, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: PFA… Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 15 October 2026 06:59 PM To: Tejashri Bombale < tejashri.bombale@pnbhousing.com > Cc: Thane < thane@pnbhousing.com >; Namrata Pramod More < namrata.more@phfl.com >; Sanket Anil Sule 1 < sanket.sule1@phfl.com > Subject: Re: NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483 Exercise Secured by Check Point Dear Team, Pls share sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 15 Oct 2026 at 18:48, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: Dear Team, Please find the attached all required document and process the NOI. Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
15 Oct, 19:21 · 1h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 . On Thu, 15 Oct 2026 at 19:03, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: PFA… Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 15 October 2026 06:59 PM To: Tejashri Bombale < tejashri.bombale@pnbhousing.com > Cc: Thane < thane@pnbhousing.com >; Namrata Pramod More < namrata.more@phfl.com >; Sanket Anil Sule 1 < sanket.sule1@phfl.com > Subject: Re: NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483 Exercise Secured by Check Point Dear Team, Pls share sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 15 Oct 2026 at 18:48, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: Dear Team, Please find the attached all required document and process the NOI. Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
15 Oct, 19:21 · 1h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 . On Thu, 15 Oct 2026 at 19:03, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: PFA… Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 15 October 2026 06:59 PM To: Tejashri Bombale < tejashri.bombale@pnbhousing.com > Cc: Thane < thane@pnbhousing.com >; Namrata Pramod More < namrata.more@phfl.com >; Sanket Anil Sule 1 < sanket.sule1@phfl.com > Subject: Re: NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483 Exercise Secured by Check Point Dear Team, Pls share sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 15 Oct 2026 at 18:48, Tejashri Bombale < tejashri.bombale@pnbhousing.com > wrote: Dear Team, Please find the attached all required document and process the NOI. Thanks & Regards, Tejashri Bombale Area Sales Manager | PNB Housing Finance Ltd. ✉️ Tejashri.bombale@pnbhousing.com 📱 +91 70217 23875 Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo shared image - 2026-10-15T184707.615.jpeg
filed 1h ago
Payment screenshot shared image (4).png
filed 1h ago
Selfie / photo shared image - 2026-10-15T184710.387.jpeg
filed 1h ago
Index IIthe branch sent this — an input index ii.pdf
filed 1h ago
Other image001.png
filed 1h ago
PAN card+ Aadhaar card inside+ Selfie / photo inside KYC.pdf
filed 1h ago
Sanction letter Sanction letter (71).pdf
filed 1h ago
Paid challan (GRAS) SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf
filed 1h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹38,460.44
Where it stands
VERIFIED — money received
Screenshot claims
₹38,430 665451572155
Paid at
18:35:01
Verified on
19:03:26

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹21,640₹15,000₹320 ₹1,500₹38,460
By law ₹38,450. We ask ₹38,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 1), E-mail (person 1)
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Floor (person 1), Road (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index ii.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
सदनिका नं: 603, माळा नं: 6 वा मजला, इमारतीचे नावः महिंद्रा रूट्स सी एच एस ली, ब्लॉक नंः कांदिवली पुर्व मुंबई 400101, रोड : आकुर्ली रोड, इतर माहितीः सोबत कार पार्किंग स्पेस नं एस-6 लोकेटेड पोडीयम 4 ((C.T.S. Number: 168-A;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (71).pdf
as printed
FLAT NO. 603, 6TH FLOOR, MAHINDRA ROOTS, VILLAGE AKURLI, PLOTS A, KANDIVALI EAST, OPP MAHINDRA YELLOW GATE, VICKERS COMPOUND, MUMBAI, AKURLI ROAD, MUMBAI, MAHARASHTRA, INDIA, 400101
PIN
400101
the Index II
index ii.pdf
the property
sadanikaa nan: 603, maalaa nan: 6 vaa majalaa, imaaratiche naavah mahindraa rutsa si echa esa li, bloka nanh kaandivali purva mumbai 400101, roda : aakurli roda, itara maahitih sobata kaara paarkinga spesa nan esa-6 loketeda podiyama 4 ((C.T.S. NUMBER: 168-A;)) sthaanika svaraajya sansthaah MUMBAI MA.NA.PA.
PIN
400101
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 603 6TH FLOOR MAHINDRA ROOTS CTS NO 168-A
Locality/Road
VILLAGE AKURLI KANDIVALI EAST OPP MAHINDRA YELLOW GATE VICKERS COMPOUND AKURLI ROAD
Area/City
MUMBAI SUBURBAN
check or correct a box, the papers beside it →
the Index II also prints: 168, 4, 6, AAKURLI, BLOKA, ECHA, ESA, IMAARATICHE, ITARA, KAANDIVALI, KAARA, LI, LOKETEDA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorSWAPNA SUNIL SAWANTBKUPS6414B…3296
mortgagorSAIDEEP NARGOLKARAZDPN9295N

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasetejashri.bombale@pnbhousing.com 1h ago
What EzDocs read from each document — check anything marked in red
Selfie / photo shared image - 2026-10-15T184707.615.jpeg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Selfie / photo shared image - 2026-10-15T184710.387.jpeg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card KYC.pdf needs your check
dob
1988-11-23
pan
BKUPS6414B
name
SWAPNA SUNIL SAWANT
legible
True
father name
SUNIL DATTARAM SAWANT
raw reading (for Abhijit)
{'dob': '1988-11-23', 'pan': 'BKUPS6414B', 'name': 'SWAPNA SUNIL SAWANT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUNIL DATTARAM SAWANT', 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC.pdf needs your check
dob
1988-11-23
name
Swapna Sunil Sawant
mobile
9619015002
address
pin: 400101; area: Samata Nagar Thakur Village OPP Thakur College, Kandivali East; flat: 2201/22nd Floor; state: Maharashtra; building: Epsilon Tower; district: Mumbai Suburban; post_office: Kandivali East; Village:
legible
True
aadhaar last4
3296
raw reading (for Abhijit)
{'dob': '1988-11-23', 'pan': None, 'name': 'Swapna Sunil Sawant', 'mobile': '9619015002', 'address': {'pin': '400101', 'area': 'Samata Nagar Thakur Village OPP Thakur College, Kandivali East', 'flat': '2201/22nd Floor', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Epsilon Tower', 'district': 'Mumbai Suburban', 'post_office': 'Kandivali East', 'village_city': 'Kandivali East'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3296', 'quality_issue': None}
Index II index ii.pdf needs your check
kind
index2_input
extracted
pin: 400101; rows: {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': '18-15816-2026', 'r14_remark': None, 'r4_locality': 'कांदिवली पुर्व मुंबई 400101', 'r5_area_text': '1) 45.82 चौ. मीटर', 'r7_executants': [
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400101', 'rows': {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': '18-15816-2026', 'r14_remark': None, 'r4_locality': 'कांदिवली पुर्व मुंबई 400101', 'r5_area_text': '1) 45.82 चौ. मीटर', 'r7_executants': [{'age': '49', 'pan': 'ADWXXXXX4F', 'name': 'अल्पा धीरेन त्रिवेदी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सदनिका नं-603 महिंद्रा रूट्स सी एच एस ली, ब्लॉक नंः कांदिवली पुर्व मुंबई, रोड नंः आकुर्ली रोड, महाराष्ट्र, मुम्बई. पिनः 400101'}, {'age': '72', 'pan': 'ALLXXXXX7E', 'name': 'हर्षा किरीट त्रिवेदी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः 401 अपुर्वा रिजेन्सी पटेल कॉलनी, ब्लॉक नंः जामनगर गुजरात, रोड नं:-, गुजरात, जामनगर. पिन:- 361008'}, {'age': '50', 'pan': 'ADOXXXXX3A', 'name': 'धीरेन किरीट त्रिवेदी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सदनिका नं-603 महिंद्रा रूट्स सी एच एस ली,, ब्लॉक नंः कांदिवली पुर्व मुंबई, रोड नंः आकुर्ली रोड, महाराष्ट्र, मुम्बई. पिनः 400101'}], 'r8_purchasers': [{'age': '40', 'pan': 'AZDXXXXX5N', 'name': 'साईदीप अरविन्द नारगोळकर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सदनिका नं- 2201 एप्सिलॉन टॉवर, ब्लॉक नंः समता नगर कांदिवली पुर्व मुंबई, रोड नंः ठाकुर व्हिलेज, महाराष्ट्र, मुम्बई. पिनः - 400101'}, {'age': '37', 'pan': 'BKUXXXXX4B', 'name': 'स्वप्ना सुनील सावंत', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः सदनिका नं- 2201 एप्सिलॉन टॉवर, ब्लॉक नंः समता नगर कांदिवली पुर्व मुंबई, रोड नंः ठाकुर व्हिलेज, महाराष्ट्र, मुम्बई. पिनः - 400101'}], 'r12_stamp_duty': 8789401.51, 'r3_market_value': None, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': None, 'r9_execution_date': '13-10-2026', 'r13_registration_fee': 12000000, 'r10_registration_date': '13-10-2026'}, 'doc_no': '15816', 'village': 'आकुर्ली', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि.मुंबई 18', 'area_text': '45.82 चौ. मीटर', 'mortgagee': 'ICICI Bank', 'filing_fee': 0, 'header_sro': 'सह दुय्यम निबंधक मुंबई- १८', 'mortgagors': ['अल्पा धीरेन त्रिवेदी', 'हर्षा किरीट त्रिवेदी', 'धीरेन किरीट त्रिवेदी'], 'stamp_duty': 8789401.51
Payment screenshot shared image (4).png needs your check
utr
665451572155
date
2026-10-15
time
18:34
amount
38430
method
UPI
payee upi
356m@pnb
payer upi
02-2@okaxis
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
payer name
TEJASHRI MARUTI BOMBALE
raw reading (for Abhijit)
{'utr': '665451572155', 'date': '2026-10-15', 'time': '18:34', 'amount': 38430, 'method': 'UPI', 'payee_upi': '356m@pnb', 'payer_upi': '02-2@okaxis', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'TEJASHRI MARUTI BOMBALE', 'debit_notification_text': None}
Payment screenshot shared image (4).png needs your check
payments inside
payments: [{'utr': '665451572155', 'date': '2026-10-15', 'page': 1, 'time': '18:34', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38430.0, 'direction': 'credit', 'narration': 'Payment of ‘38,430 completed R
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '665451572155', 'date': '2026-10-15', 'page': 1, 'time': '18:34', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38430.0, 'direction': 'credit', 'narration': 'Payment of ‘38,430 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PRIVATE LIMITED’s bank account', 'proof_kind': 'success_screen'}]}}
Sanction letter Sanction letter (71).pdf needs your check
lan
HOU/THA/0926/5230483
legible
True
purpose
Housing Loan, Housing
loan type
Housing Loan, Housing
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (7000000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
bank branch
THANE
loan amount
7000000.0
rate spread
-4.85
final amount
7210000.0
interest rate
8.3
sanction date
29-Sep-2026
letter version
4
reference rate
13.15
applicant email
nargolkar280686@gmail.com
applicant names
SAIDEEP NARGOLKAR, SWAPNA SUNIL SAWANT
printed altered
False
applicant mobile
9082206044
balance transfer
False
property address
pin: 400101; state: MAHARASHTRA; Address: Flat No. 603, 6th Floor, Mahindra Roots, Village Akurli, Plots A, Kandivali East, Opp Mahindra Yellow Gate, Vickers Compound,, Mumbai, Akurli Road, Mumbai, MAHARASHTRA, Indi
insurance premium
210000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
7210000.0
security address verbatim
Flat No. 603, 6th Floor, Mahindra Roots, Village Akurli, Plots A, Kandivali East, Opp Mahindra Yellow Gate, Vickers Compound,, Mumbai, Akurli Road, Mumbai, MAHARASHTRA, India, 400101
applicant address verbatim
2201 22 ND FLOOR EPSILON TOWER, SAMATA NAGAR THAKUR VILLAGE, OPP THAKUR COLLAGE KANDIVALI, ., Mumbai, MAHARASHTRA, 400101, Mumbai, India
raw reading (for Abhijit)
{'lan': 'HOU/THA/0926/5230483', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (7000000)", "the insurance premium's digits and words agree (210000)", 'loan + insurance = total (7000000 + 210000 = 7210000)', 'the rate arithmetic holds (13.15 - 4.85 = 8.30)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'bank_branch': 'THANE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7000000.0, 'rate_spread': -4.85, 'final_amount': 7210000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'nargolkar280686@gmail.com', 'applicant_names': ['SAIDEEP NARGOLKAR', 'SWAPNA SUNIL SAWANT'], 'printed_altered': False, 'applicant_mobile': '9082206044', 'balance_transfer': False, 'property_address': {'pin': '400101', 'state': 'MAHARASHTRA', 'full_address': 'Flat No. 603, 6th Floor, Mahindra Roots, Village Akurli, Plots A, Kandivali East, Opp Mahindra Yellow Gate, Vickers Compound,, Mumbai, Akurli Road, Mumbai, MAHARASHTRA, India, 400101'}, 'insurance_premium': 210000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7210000.0, 'security_address_verbatim': 'Flat No. 603, 6th Floor, Mahindra Roots, Village Akurli, Plots A, Kandivali East, Opp Mahindra Yellow Gate, Vickers Compound,, Mumbai, Akurli Road, Mumbai, MAHARASHTRA, India, 400101', 'applicant_address_verbatim': '2201 22 ND FLOOR EPSILON TOWER, SAMATA NAGAR THAKUR VILLAGE, OPP THAKUR COLLAGE KANDIVALI, ., Mumbai, MAHARASHTRA, 400101, Mumbai, India'}
PAN card KYC.pdf needs your check
dob
1986-06-28
pan
AZDPN9295N
name
SAIDEEP ARVIND NARGOLKAR
page
1
legible
True
card kind
pan
father name
ARVIND KASHINATH NARGOLKAR
card of many
1
raw reading (for Abhijit)
{'dob': '1986-06-28', 'pan': 'AZDPN9295N', 'name': 'SAIDEEP ARVIND NARGOLKAR', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'ARVIND KASHINATH NARGOLKAR', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC.pdf needs your check
dob
1988-11-23
name
Swapna Sunil Sawant
page
4
mobile
9619015002
address
pin: 400101; area: Samata Nagar Thakur Village OPP Thakur College; flat: 2201; floor: 22nd Floor; state: Maharashtra; building: Epsilon Tower; district: Mumbai Suburban; post_office: Kandivali East; Village: Kandiva
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
3296
raw reading (for Abhijit)
{'dob': '1988-11-23', 'pan': None, 'name': 'Swapna Sunil Sawant', 'page': 4, 'mobile': '9619015002', 'address': {'pin': '400101', 'area': 'Samata Nagar Thakur Village OPP Thakur College', 'flat': '2201', 'road': None, 'floor': '22nd Floor', 'state': 'Maharashtra', 'building': 'Epsilon Tower', 'district': 'Mumbai Suburban', 'post_office': 'Kandivali East', 'village_city': 'Kandivali East'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '3296', 'quality_issue': None}
PAN card KYC.pdf needs your check
dob
1988-11-23
pan
BKUPS6414B
name
SWAPNA SUNIL SAWANT
page
5
legible
True
card kind
pan
father name
SUNIL DATTARAM SAWANT
card of many
5
raw reading (for Abhijit)
{'dob': '1988-11-23', 'pan': 'BKUPS6414B', 'name': 'SWAPNA SUNIL SAWANT', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SUNIL DATTARAM SAWANT', 'card_of_many': 5, 'aadhaar_last4': None, 'quality_issue': None}
Paid challan (GRAS) SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf needs your check
grn
MH012133033202627E
pin
400101
total
36640.0
article
6(1)
defaced
False
bank cin
03006172026101502192
district
MUMBAI
area city
MUMBAI URBAN
payer pan
AZDXXXXXXN
flat block
FLAT NO 603 6TH FLOOR MAHINDRA ROOTS CHS LTD PLOTS A CTS NUMBER 168 A VILLAGE AKURLI
payer name
SAIDEEP ARVIND NARGOLKAR
sro office
MBI-18_JT SUB REGISTRAR MUMBAI 18
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000
scheme rows
{'amount': 21640.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6044
payment date
15/10/2026-19:19:53
road locality
OPP MAHINDRA YELLOW GATE VICKERS COMPOUND AKURLI ROAD KANDIVALI EAST
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
7210000
raw reading (for Abhijit)
{'grn': 'MH012133033202627E', 'pin': '400101', 'total': 36640.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101502192', 'district': 'MUMBAI', 'area_city': 'MUMBAI URBAN', 'payer_pan': 'AZDXXXXXXN', 'flat_block': 'FLAT NO 603 6TH FLOOR MAHINDRA ROOTS CHS LTD PLOTS A CTS NUMBER 168 A VILLAGE AKURLI', 'payer_name': 'SAIDEEP ARVIND NARGOLKAR', 'sro_office': 'MBI-18_JT SUB REGISTRAR MUMBAI 18', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000', 'scheme_rows': [{'amount': 21640.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6044', 'payment_date': '15/10/2026-19:19:53', 'road_locality': 'OPP MAHINDRA YELLOW GATE VICKERS COMPOUND AKURLI ROAD KANDIVALI EAST', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7210000'}
Technical record (for Abhijit — safe to ignore)
17m agoEzDocsquoted_history_checked{}
20m agoEzDocsextra_challan_scanned{'found': 0}
53m agoEzDocskyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'SAIDEEP NARGOLKAR', 'party_id': '091d1e25-ca18-4549-b37
53m agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the team typed SAIDEEP ARVIND NARGOLKAR — no paper
1h agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'index ii.pdf', 'kind': 'index2'}
1h agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf', 'kind
1h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAIDEEP ARVIND NARG
1h agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'MBI-18_JT SUB REGISTRAR MUMBAI 18', 'district': 'MUMBAI'}
1h agoEzDocschallan_verified_against_case{'grn': 'MH012133033202627E', 'file': 'SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1h agoEzDocschallan_extracted{'grn': 'MH012133033202627E', 'file': 'SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf', 'heads': ['0030045501', '0030063301'], 'total': 36640.0}
1h agoEzDocschallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
1h agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '531609', 'lessons': [{'box': 'Office', 'words': "Office: the team picked MBI-
1h agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property Box 1 includes 'B WING' which is not explicitly in the sanction letter'
1h agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03606'}
1h agoEzDocsreader_verdict{'fp': '124f3d7849a13a6f', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': 'The challan box names the district, not a taluka.', 'real': False, 'quote': 'Mumbai, MAHARASHTRA, India, 400101'}]}
1h agocopilotcopilot_pick{'why': "The source text mentions 'Mumbai' and the English reading is 'MUMBAI SUBURBAN'. The option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct match for Mumbai Suburban District.", 'field': 'District', 'value': '7101', 'me
1h agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (71).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['B', 'WING', 'C
1h agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (CTS, 168) — read box 1 once against the paper's own words"}
1h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property Box 1 includes 'B WING' which is not explicitly in the sanction letter'
1h agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03606'}
1h agoEzDocsreader_verdict{'fp': '1b5ecc95ed7065c6', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The challan's Area/City box correctly states the district as MUMBAI SUBURBAN, which is a district, not a taluka.", 'real': False, 'qu
1h agoEzDocschallan_boxes_composed{'fp': '93fcbd67494e860a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 603 6TH FLOOR MAHINDRA
1h agoEzDocscards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC.pdf', 'cards': 5, 'doc_id': '302bd669-9678-4b2e-b4bb-febdceb26a41', 'applied': 1}
1h agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'KYC.pdf', 'doc_id': '302bd669-9678-4b2e-b4bb-febdceb26a41', 'person': 'SAIDEEP NARGOLKAR', 'party_id': '091d1e25-ca18-4549-b375-566f3fd2c265', 'name_on_doc': 'SAIDEEP ARVIND NARGOLKAR'}
1h agocopilotcopilot_pick{'why': "The source text mentions 'Mumbai' and the English reading is 'MUMBAI SUBURBAN'. The option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct match for Mumbai Suburban District.", 'field': 'District', 'value': '7101', 'me
1h agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (71).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['B', 'WING', 'C
1h agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (CHS, CTS, 168) — read box 1 once against the paper's own words"}
1h agoEzDocsreader_home_address{'fp': '86609da73529d16f', 'from': 'the sanction letter (Sanction letter (71).pdf)', 'home': {'pin': '400101', 'area': 'OPP THAKUR COLLAGE', 'flat': '2201', 'road': 'SAMATA NAGAR THAKUR VILLAGE', 'floor': '22ND FLOOR', '
1h agoEzDocsmoney_settled{'fp': '28163dd05bc7aaeb', 'held': 7210000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 7210000.0, 'papers': [{'lan': 'HOU/THA/0926/5230483', 'file': 'Sanction letter (71).pdf', 'kind': 'sanction_lette

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹38,430 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct34 things
EzDocs took 59 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:30
The branch's title document is on the case — the filing is the NOI team's move
19:21
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:21
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:21
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:21
Challan re-read against the case — matches exactly
19:21
Received: Challan
SAIDEEP ARVIND NARGOLKAR EchallanMH012133033202627E.pdf
19:21
SANDEEP pressed Proceed on the challan — what was changed is kept
19:16
The challan's address boxes were written from the papers
19:07
The loan amount was worked out from the papers
19:03
No fee quote sent — the branch's own figures were right
19:03
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
19:03
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:03
The payment proof already on the case was applied
19:03
Property address read from the sanction letter
19:03
Received: Sanction letter
Sanction letter (71).pdf
19:03
An old draft withdrew itself — its asks were already answered
19:03
EzDocs read the whole file
18:50
Wrote the document chase mail — held, silent mode
Re: NOI PROCESS---SAIDEEP NARGOLKAR----HOU/THA/0926/5230483
18:49
The challan's address boxes were written from the papers
18:49
Payment proof arrived before the case was quoted — held
18:49
Property read from the Index II
18:49
Index II (title document) received from the branch
18:49
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:49
Received: PAN card
KYC.pdf
18:49
Received: other
image001.png
18:49
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:49
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:49
Received: Index II
index ii.pdf
18:49
Received: Selfie
shared image - 2026-10-15T184710.387.jpeg
18:49
Received: Payment screenshot
shared image (4).png
18:49
Received: Selfie
shared image - 2026-10-15T184707.615.jpeg
18:49
Nothing new to ask for — stayed quiet
18:49
Case opened from the branch's mail
18:48
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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