Kishor Ramdas Shinde
the challan is done — these are for the IGR filing / KYC
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012032768202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper14 Oct, 18:13 · 23h ago THE FIRST MAIL — how this case began
Share NOI challan.
earlier mails quoted below
14 Oct, 18:25 · 23h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
earlier mails quoted below
14 Oct, 18:46 · 22h ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG_20261014_113408.jpg | CANNOT BE READ — clear copy asked | 23h ago |
| Payment screenshot | IMG-20261014-WA0020.jpg | filed | 23h ago |
| PAN card | DOC-20260907-WA0023.pdf | filed | 23h ago |
| Sale deed+ PAN card inside+ Aadhaar card inside | SALE DEED RAJU GAIKWAD AND KISHOR SHINDE A105-3.pdf | filed | 23h ago |
| Sanction letter | Sanction letter (16).pdf | filed | 23h ago |
| Other | image003.jpg | filed | 23h ago |
| Other | image002.png | filed | 23h ago |
| Other | image001.jpg | filed | 23h ago |
| Aadhaar card | Kishor adhar card.pdf | filed | 23h ago |
| Paid challan (GRAS) | KISHOR RAMDAS SHINDE ]EchallanMH012032768202627E.pdf | filed | 22h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹28,330.17
VERIFIED — money received
₹28,400 628759407089
14 Oct 11:24:59
14 Oct 18:15:37
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,510 | ₹15,000 | ₹320 | ₹1,500 | ₹28,330 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 105, WING A, 1ST FLOOR, GAT NO 1226, OLD GAT NO 217/21, M K ESTRELLA, KOLWADI, KOLWADI, PUNE, KOLWADI, PUNE, MAHARASHTRA, INDIA, 412213
412213
FLAT NO 105 WING A 1ST FLOOR GAT NO 1226 OLD GAT NO 217/21 M K ESTRELLA KOLWADI PUNE MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | KISHOR RAMDAS SHINDE | CCYPS2070N | …5334 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | rama.khot@pnbhousing.com | 23h ago |
What EzDocs read from each document — check anything marked in red
628759407089
2026-10-14
11:24
28400
UPI
***or37@oksbi
THINKBIGZ INITIATIVE
KISHOR RAMDAS SHINDE
raw reading (for Abhijit)
{'utr': '628759407089', 'date': '2026-10-14', 'time': '11:24', 'amount': 28400, 'method': 'UPI', 'payee_upi': None, 'payer_upi': '***or37@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE', 'payer_name': 'KISHOR RAMDAS SHINDE', 'debit_notification_text': None}HOU/KRDI/0926/5214992
True
Housing Loan, Housing
Housing Loan, Housing
1.0
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (3650000)", "the insurance premium's digits and words
PNBRRR 13.15% per annum; 13.15% -2.80% = 10.35% per annum as on the date of execution of the loan agreement
KHARADI
3650000.0
-2.8
3832500.0
10.35
30-Sep-2026
6
13.15
kishor37@gmail.com
KISHOR RAMDAS SHINDE, RAMDAS RAMBHAJI SHINDE
False
9850001125
False
pin: 412213; state: MAHARASHTRA; Address: FLAT NO 105, WING A, 1ST FLOOR, GAT NO 1226, OLD GAT NO 217/21, M K ESTRELLA, KOLWADI, KOLWADI, Pune, KOLWADI, Pune, MAHARASHTRA, India, 412213
182500.0
Total Loan Amount
True
3832500.0
FLAT NO 105, WING A, 1ST FLOOR, GAT NO 1226, OLD GAT NO 217/21, M K ESTRELLA, KOLWADI, KOLWADI, Pune, KOLWADI, Pune, MAHARASHTRA, India, 412213
SR.NO.203 SAHAKAR COLONY, 17 1/2 NALI PUNE CITY, HADAPSAR PUNE, ., Pune, MAHARASHTRA, 411028, India
raw reading (for Abhijit)
{'lan': 'HOU/KRDI/0926/5214992', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (3650000)", "the insurance premium's digits and words agree (182500)", 'loan + insurance = total (3650000 + 182500 = 3832500)', 'the rate arithmetic holds (13.15 - 2.80 = 10.35)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -2.80% = 10.35% per annum as on the date of execution of the loan agreement', 'bank_branch': 'KHARADI', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3650000.0, 'rate_spread': -2.8, 'final_amount': 3832500.0, 'interest_rate': 10.35, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'kishor37@gmail.com', 'applicant_names': ['KISHOR RAMDAS SHINDE', 'RAMDAS RAMBHAJI SHINDE'], 'printed_altered': False, 'applicant_mobile': '9850001125', 'balance_transfer': False, 'property_address': {'pin': '412213', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO 105, WING A, 1ST FLOOR, GAT NO 1226, OLD GAT NO 217/21, M K ESTRELLA, KOLWADI, KOLWADI, Pune, KOLWADI, Pune, MAHARASHTRA, India, 412213'}, 'insurance_premium': 182500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3832500.0, 'security_address_verbatim': 'FLAT NO 105, WING A, 1ST FLOOR, GAT NO 1226, OLD GAT NO 217/21, M K ESTRELLA, KOLWADI, KOLWADI, Pune, KOLWADI, Pune, MAHARASHTRA, India, 412213', 'applicant_address_verbatim': 'SR.NO.203 SAHAKAR COLONY, 17 1/2 NALI PUNE CITY, HADAPSAR PUNE, ., Pune, MAHARASHTRA, 411028, India'}1986-02-25
CCYPS2070N
KISHOR RAMDAS SHINDE
True
RAMDAS SAMBHAJI SHINDE
raw reading (for Abhijit)
{'dob': '1986-02-25', 'pan': 'CCYPS2070N', 'name': 'KISHOR RAMDAS SHINDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMDAS SAMBHAJI SHINDE', 'aadhaar_last4': None, 'quality_issue': None}photo_of_printed_photo
False
0.9
True
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}1986-02-25
Kishor Ramdas Shinde
pin: 412210; area: Motewadi, Shirur; road: Shirur-Nimone Road; state: Maharashtra; building: Shinde House; district: Pune; post_office: Nimone; Village: Motewadi
True
5334
raw reading (for Abhijit)
{'dob': '1986-02-25', 'pan': None, 'name': 'Kishor Ramdas Shinde', 'mobile': None, 'address': {'pin': '412210', 'area': 'Motewadi, Shirur', 'flat': None, 'road': 'Shirur-Nimone Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Shinde House', 'district': 'Pune', 'post_office': 'Nimone', 'village_city': 'Motewadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5334', 'quality_issue': None}MH012032768202627E
412213
26510
6(1)
False
03006172026101401699
PUNE
PUNE
CCYXXXXXXN
FLAT NO 105 1ST FLOOR A WING MK ESTRELLA GAT NO 1226 OLD GAT NO 217/21
KISHOR RAMDAS SHINDE
HAVELI 22 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3832500
{'amount': 11510, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX1125
14/10/2026-18:45:23
KOLWADI PUNE MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
3832500
raw reading (for Abhijit)
{'grn': 'MH012032768202627E', 'pin': '412213', 'total': 26510, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401699', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CCYXXXXXXN', 'flat_block': 'FLAT NO 105 1ST FLOOR A WING MK ESTRELLA GAT NO 1226 OLD GAT NO 217/21', 'payer_name': 'KISHOR RAMDAS SHINDE', 'sro_office': 'HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3832500', 'scheme_rows': [{'amount': 11510, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1125', 'payment_date': '14/10/2026-18:45:23', 'road_locality': 'KOLWADI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3832500'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 14 Oct, 18:25 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 22h ago | EzDocs | quoted_history_checked | {} |
| 22h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 22h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '3ba5c0b7-2c54-4204-9078-21e60186df44'} |
| 22h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SALE DEED RAJU GAIKWAD AND KISHOR SHINDE A105-3.pdf', 'kind': 'sale_deed'} |
| 22h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KISHOR RAMDAS SHINDE ]EchallanMH012032768202627E.pdf', 'kind' |
| 22h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KISHOR RAMDAS SHIND |
| 22h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 22h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012032768202627E', 'file': 'KISHOR RAMDAS SHINDE ]EchallanMH012032768202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 22h ago | EzDocs | challan_extracted | {'grn': 'MH012032768202627E', 'file': 'KISHOR RAMDAS SHINDE ]EchallanMH012032768202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 26510} |
| 23h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '518180', 'lessons': [{'box': 'Property box 1', 'words': "Property box 1: the |
| 23h ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 23h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 23h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03548'} |
| 23h ago | EzDocs | challan_boxes_by_rules | {'fp': '2ceec4d94791020c', 'why': "'GAT NO' twice in box 1", 'anew': 'first'} |
| 23h ago | EzDocs | reader_mail_addition | {'fp': '9c6b6011ac54687f', 'add': {}, 'why': 'The mail does not describe the property. It gives an office address.', 'asked': True, 'quote': '', 'same_property': False} |
| 23h ago | EzDocs | reader_home_address | {'fp': 'f960241e8c781e16', 'from': 'the sanction letter (Sanction letter (16).pdf)', 'home': {'pin': '411028', 'area': '17 1/2 NALI PUNE CITY, HADAPSAR', 'flat': 'SR.NO.203', 'state': 'MAHARASHTRA', 'building': 'SAHAKAR |
| 23h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T12:46:15', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-14 12:43', 'id': '1a13a7190c8412cb', 'from': 'branch', 'gist': 'The branch is asking for the NOI challan and has attached sev |
| 23h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KHARADI'} |
| 23h ago | EzDocs | case_read | {'how': 'uri', 'tag': 'f73c42478f6f3bb0', 'docs': ['SALE DEED RAJU GAIKWAD AND KISHOR SHINDE A105-3.pdf', 'Sanction letter (16).pdf', 'Kishor adhar card.pdf', 'DOC-20260907-WA0023.pdf'], 'loan': {'amount': 3832500, 'made |
| 23h ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark', 'why': |
| 23h ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The bank branch has s |
| 23h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SALE DEED RAJU GAIKWAD AND KISHOR SHINDE A105-3.pdf', 'Sanction letter (16).pdf', 'Kishor adhar card.pdf', 'DOC-20260907-WA0023.pdf'], 'after': {'addresses': {'people': [['KISH |
| 23h ago | EzDocs | address_compared | {'sig': '6788dfd82e745245', 'why': 'after gather', 'people': [{'home': 'Shinde House, Shirur-Nimone Road, Motewadi, Shirur, Motewadi, Pune, 412210', 'person': 'KISHOR RAMDAS SHINDE', 'against': [{'src': 'sanction_letter' |
| 23h ago | EzDocs | challan_boxes_by_rules | {'fp': '2ceec4d94791020c', 'why': "'GAT NO' twice in box 1", 'anew': 'first'} |
| 23h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 23h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '628759407089', 'fee_total': 28330} |
| 23h ago | EzDocs | email_shadowed:ack | {'to': 'rama.khot@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Kishor Ramdas Shinde\n L |
| 23h ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '628759407089', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 28400.0} |
| 23h ago | EzDocs | sms_matched_late | {'ref': '628759407089', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 28400.0, 'method': 'screen |