Cases / NOI-2026-03658
Sachin Pandhari Kamble
LAN HOU/WRJE/0926/5224390
Challan paid · our move
File on IGRAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹14,450.04 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹14,450.04CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹14,510; we wait for the credit itself
Ask for the exact ₹14,450.04. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%4,740
Registration fee 0.5%7,890
Government handling320
Our service fee1,500.04
Total we ask for14,450.04
Screenshot ₹14,510 — verified by itself the moment the bank credit is heard.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 17:32 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹14,427.77. We ask ₹14,450 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 50 minour time · 16:31
Index II —not yet
the NOI team 2 h 07 mintotal 2 h 07 min so far
Now with the NOI team — e-filing on IGR
since 16:31 — 1 h 17 min of working time
Day by day — every step and who held it
15:41Your branch's mail
15:43Papers read+2 min · the NOI team
15:43Property readat once
15:44Fee quotedat once
16:31Challan made+48 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,971
Loan account no.
HOU/WRJE/0926/5224390
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• payment NOT verified — office rule: no filing before credit
• SHREYA ANIL BHUGUL is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person
• 3 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, House type
• check — property second number: EzDocs (reading the whole file) (Index II (document 1)) says none — the reading names one kind of number; the case holds NEW 49/21, 49/2/2, 49/2/3, 49/2/4, 49/2/5
• changed — village: the case held VARALE; filled WARALE — EzDocs (reading the whole file), from Index II (document 1), reads it so
• changed — local body type: the case held GRAM PANCHAYAT; filled ZILLA PARISHAD — EzDocs (reading the whole file), from Index II (document 1), reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe flat / unit number
| The sanction letter BASE | 807 Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507 … |
| The Index II DIFFERS | 51 … . 49/21,49//2/2,49/2/3,49/2/4,49/2/5 यासी यासी एकुण क्षेत्र 5100 चौ. मी. म्हणजेच 00 फ्लॅट हे 51 आर यावर बांधण्यात येण्या … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (flat 807). Read the papers once — if flat 807 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 43m ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012199250202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
CD
cheerag.davve@pnbhousing.com pnbhousing.com
16 Oct, 15:41 · 2h ago THE FIRST MAIL — how this case began
16 Oct, 15:41 · 2h ago THE FIRST MAIL — how this case began
NOI process in case of SACHIN PANDHARI KAMBLE __ HOU/WRJE/0926/5224390
📎 PHOTO-2026-10-16-15-27-24.jpg↗📎 Sachin Addhar.pdf↗📎 sachin PAN.pdf↗📎 Shreya Addhar.pdf↗📎 Shreya PAN.pdf↗📎 PHOTO-2026-10-16-15-22-46.jpg↗📎 PHOTO-2026-10-16-15-18-52.jpg↗📎 sachin kambale index 2.pdf↗📎 Sanction letter (81).pdf↗
Dear Team,
Please find attached require document for NOI process in case of Mr. SACHIN PANDHARI KAMBLE __ HOU/WRJE/0926/5224390
Index II attached
DetailsChecklist
Loan sanction letter✓ Attached
Index2– NA
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached
Registration Execution Haveli No✓ Attached
Payment details screenshot with Transaction ID✓ Attached
Amount₹14,510
Date of payment mentioned16/10/2026
Regards,
Cheerag Davve
ASM - Warje
pnb Housing Finance Limited.
Internal
🤖 read: asks for the Index II, a payment receipt; says the fee is paid ₹14,510 ✓; documents attached — “Index II attached”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 16:10 · 1h ago
16 Oct, 16:10 · 1h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 16 Oct 2026 at 15:43, Cheerag Davve <cheerag.davve@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Team,
Please find attached require document for NOI process in case of
Mr. SACHIN PANDHARI KAMBLE __ HOU/WRJE/0926/5224390
Index II attached
Details
Checklist
Loan sanction letter
Attached
Index2
NA
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy
Attached
Registration Execution Haveli No
Attached
Payment details screenshot with Transaction ID
Attached
*RS 14,510/-*
Date of payment mentioned
16/10/2026
*Regards,*
*Cheerag Davve*
*ASM - Warje*
pnb *Housing Finance Limited.*
Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 16:37 · 1h ago
16 Oct, 16:37 · 1h ago
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 16:10, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 15:43, Cheerag Davve < cheerag.davve@pnbhousing.com > wrote:
Dear Team,
Please find attached require document for NOI process in case of Mr. SACHIN PANDHARI KAMBLE __ HOU/WRJE/0926/5224390
Index II attached
Details
Checklist
Loan sanction letter
Attached
Index2
NA
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy
Attached
Registration Execution Haveli No
Attached
Payment details screenshot with Transaction ID
Attached
RS 14,510/-
Date of payment mentioned
16/10/2026
Regards,
Cheerag Davve
ASM - Warje
pnb
Housing Finance Limited.
Internal
🤖 read: challan shared ✓ — “PFA challan for your reference..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | PHOTO-2026-10-16-15-27-24.jpg | filed | 2h ago |
| Aadhaar card | Sachin Addhar.pdf | filed | 2h ago |
| PAN card | sachin PAN.pdf | filed | 2h ago |
| Aadhaar card | Shreya Addhar.pdf | filed | 2h ago |
| PAN card | Shreya PAN.pdf | filed | 2h ago |
| Selfie / photo | PHOTO-2026-10-16-15-22-46.jpg | filed | 2h ago |
| Payment screenshot | PHOTO-2026-10-16-15-18-52.jpg | filed | 2h ago |
| Index IIthe branch sent this — an input | sachin kambale index 2.pdf | filed | 2h ago |
| Sanction letter | Sanction letter (81).pdf | filed | 2h ago |
| Paid challan (GRAS) | SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,450.04
₹14,450.04
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹14,510
₹14,510
Screenshot ₹14,510 — verified by itself the moment the bank credit is heard.
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,740 | ₹7,890 | ₹320 | ₹1,500 | ₹14,450 |
By law ₹14,427.77. We ask ₹14,450 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
48 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), E-mail (person 1), Floor (person 1), Flat / house no (person 1), E-mail (person 2) …
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1), Flat / house no (person 1), Road (person 1), Floor (person 2), Flat / house no (person 2) …
✓ EzDocs checked every box against the document’s own words 43m ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter (81).pdf
as printed
UNIT FLAT NO 807, FLOOR 8TH FLOOR, BLOCK WING A, PROJECT PANORAMAA, S NO 49 4, VILLAGE WARALE, TALUKA MAVAL PUNE, 410507, PUNE, PUNE, MAHARASHTRA, INDIA, 410507
UNIT FLAT NO 807, FLOOR 8TH FLOOR, BLOCK WING A, PROJECT PANORAMAA, S NO 49 4, VILLAGE WARALE, TALUKA MAVAL PUNE, 410507, PUNE, PUNE, MAHARASHTRA, INDIA, 410507
PIN
410507
410507
the Index II
sachin kambale index 2.pdf
the property
gaava mauje varaale, taa maavala ji pune yethila sarvhe nan. 49/4 navina sarvhe nan. 49/21,49//2/2,49/2/3,49/2/4,49/2/5 yaasi yaasi ekuna kshetra 5100 chau. mi. mhanajecha 00 phlata he 51 aara yaavara baandhanyaata yenyaa-yaa panoramaa yaa imaaratimadhila e vinga madhila aathavyaa majalyaavarina nan. 807 yaansi kaarapeta kshetra 33.62 chau. mi. va teresa kshetra 5.89 chau.mi. yaasi ekuna kaarapeta kshetra 39.51 chau.mi. hi milakata. ((SURVEY NUMBER: 49/2/1, 49/2/2, 49/2/3, 49/2/4, 49/2/5 ;)) - sthaanika svaraajya sansthaah pune
gaava mauje varaale, taa maavala ji pune yethila sarvhe nan. 49/4 navina sarvhe nan. 49/21,49//2/2,49/2/3,49/2/4,49/2/5 yaasi yaasi ekuna kshetra 5100 chau. mi. mhanajecha 00 phlata he 51 aara yaavara baandhanyaata yenyaa-yaa panoramaa yaa imaaratimadhila e vinga madhila aathavyaa majalyaavarina nan. 807 yaansi kaarapeta kshetra 33.62 chau. mi. va teresa kshetra 5.89 chau.mi. yaasi ekuna kaarapeta kshetra 39.51 chau.mi. hi milakata. ((SURVEY NUMBER: 49/2/1, 49/2/2, 49/2/3, 49/2/4, 49/2/5 ;)) - sthaanika svaraajya sansthaah pune
PIN
410507
410507
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 807 8TH FLOOR WING A PROJECT PANORAMAA SURVEY NO 49/4
FLAT NO 807 8TH FLOOR WING A PROJECT PANORAMAA SURVEY NO 49/4
Locality/Road
VILLAGE WARALE TAL MAVAL
VILLAGE WARALE TAL MAVAL
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the Index II also prints: 00, 33, 39, 49//2/2, 49/2/1, 49/2/2, 49/2/3, 49/2/4, AARA, AATHAVYAA, BAANDHANYAATA, CHAU, EKUNA, GAAVA, HE, HI, IMAARATIMADHILA, JI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Shreya Anil Bhugul | FSWPB8729Q | …3702 |
| co_mortgagor | SHREYA ANIL BHUGUL | FSWPB8729Q | |
| mortgagor | Sachin Pandhari Kamble | AZXPK7997E | …3223 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | cheerag.davve@pnbhousing.com | 2h ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo PHOTO-2026-10-16-15-27-24.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
1
1
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}Aadhaar card Sachin Addhar.pdf needs your check
dob
1988-04-19
1988-04-19
name
Sachin Pandhari Kamble
Sachin Pandhari Kamble
mobile
9860161091
9860161091
address
pin: 412101; area: Muktai chouk, Kotwal nagar; state: Maharashtra; district: Pune; post_office: Kiwale; Village: Kiwale
pin: 412101; area: Muktai chouk, Kotwal nagar; state: Maharashtra; district: Pune; post_office: Kiwale; Village: Kiwale
legible
True
True
aadhaar last4
3223
3223
raw reading (for Abhijit)
{'dob': '1988-04-19', 'pan': None, 'name': 'Sachin Pandhari Kamble', 'mobile': '9860161091', 'address': {'pin': '412101', 'area': 'Muktai chouk, Kotwal nagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Kiwale', 'village_city': 'Kiwale'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3223', 'quality_issue': None}PAN card Shreya PAN.pdf needs your check
dob
2001-07-22
2001-07-22
pan
FSWPB8729Q
FSWPB8729Q
name
SHREYA ANIL BHUGUL
SHREYA ANIL BHUGUL
legible
True
True
father name
ANIL BHUGUL
ANIL BHUGUL
raw reading (for Abhijit)
{'dob': '2001-07-22', 'pan': 'FSWPB8729Q', 'name': 'SHREYA ANIL BHUGUL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANIL BHUGUL', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card Shreya Addhar.pdf needs your check
dob
2001-07-22
2001-07-22
name
Shreya Anil Bhugul
Shreya Anil Bhugul
mobile
9834167858
9834167858
address
pin: 444604; state: Maharashtra; building: C/O Anil Bhugul, near ashirvad kirana, pravin nagar; district: Amravati; post_office: V.M.V.; Village: Amravati
pin: 444604; state: Maharashtra; building: C/O Anil Bhugul, near ashirvad kirana, pravin nagar; district: Amravati; post_office: V.M.V.; Village: Amravati
legible
True
True
aadhaar last4
3702
3702
raw reading (for Abhijit)
{'dob': '2001-07-22', 'pan': None, 'name': 'Shreya Anil Bhugul', 'mobile': '9834167858', 'address': {'pin': '444604', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'C/O Anil Bhugul, near ashirvad kirana, pravin nagar', 'district': 'Amravati', 'post_office': 'V.M.V.', 'village_city': 'Amravati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3702', 'quality_issue': None}PAN card sachin PAN.pdf needs your check
dob
1986-04-19
1986-04-19
pan
AZXPK7997E
AZXPK7997E
name
SACHIN PANDHARI KAMBLE
SACHIN PANDHARI KAMBLE
legible
True
True
father name
PANDHARI SADHU KAMBLE
PANDHARI SADHU KAMBLE
raw reading (for Abhijit)
{'dob': '1986-04-19', 'pan': 'AZXPK7997E', 'name': 'SACHIN PANDHARI KAMBLE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PANDHARI SADHU KAMBLE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter Sanction letter (81).pdf needs your check
lan
HOU/WRJE/0926/5224390
HOU/WRJE/0926/5224390
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1500925)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1500925)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
bank branch
WARJE
WARJE
loan amount
1500925.0
1500925.0
rate spread
-4.85
-4.85
final amount
1575971.0
1575971.0
interest rate
8.3
8.3
sanction date
15-Oct-2026
15-Oct-2026
letter version
6
6
reference rate
13.15
13.15
applicant email
itsmesachinkamble@rediffmail.com
itsmesachinkamble@rediffmail.com
applicant names
SACHIN PANDHARI KAMBLE, SHREYA ANIL BHUGUL
SACHIN PANDHARI KAMBLE, SHREYA ANIL BHUGUL
printed altered
False
False
applicant mobile
9860161091
9860161091
balance transfer
False
False
property address
pin: 410507; state: MAHARASHTRA; Address: Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507
pin: 410507; state: MAHARASHTRA; Address: Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507
insurance premium
75046.0
75046.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1575971.0
1575971.0
security address verbatim
Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507
Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507
applicant address verbatim
COLONY NO 4 KOTWAL NAGAR KIWALE, NEAR MUKAI CHOWK DEHU ROAD, PUNE, ., Pune, MAHARASHTRA, 412101, India
COLONY NO 4 KOTWAL NAGAR KIWALE, NEAR MUKAI CHOWK DEHU ROAD, PUNE, ., Pune, MAHARASHTRA, 412101, India
raw reading (for Abhijit)
{'lan': 'HOU/WRJE/0926/5224390', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (1500925)", "the insurance premium's digits and words agree (75046)", 'loan + insurance = total (1500925 + 75046 = 1575971)', 'the rate arithmetic holds (13.15 - 4.85 = 8.30)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'bank_branch': 'WARJE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500925.0, 'rate_spread': -4.85, 'final_amount': 1575971.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '15-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'itsmesachinkamble@rediffmail.com', 'applicant_names': ['SACHIN PANDHARI KAMBLE', 'SHREYA ANIL BHUGUL'], 'printed_altered': False, 'applicant_mobile': '9860161091', 'balance_transfer': False, 'property_address': {'pin': '410507', 'state': 'MAHARASHTRA', 'full_address': 'Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507'}, 'insurance_premium': 75046.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575971.0, 'security_address_verbatim': 'Unit Flat No 807, Floor 8th floor, Block Wing A, Project Panoramaa, S No 49 4, Village Warale, Taluka Maval pune, 410507, Pune, Pune, MAHARASHTRA, India, 410507', 'applicant_address_verbatim': 'COLONY NO 4 KOTWAL NAGAR KIWALE, NEAR MUKAI CHOWK DEHU ROAD, PUNE, ., Pune, MAHARASHTRA, 412101, India'}Payment screenshot PHOTO-2026-10-16-15-18-52.jpg needs your check
date
2026-10-16
2026-10-16
time
14:54
14:54
amount
14510
14510
method
UPI
UPI
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
THINKBIGZ INITIATIVE PRIVATE LIMITED
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-16', 'time': '14:54', 'amount': 14510, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}Selfie / photo PHOTO-2026-10-16-15-22-46.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Index II sachin kambale index 2.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 410507; rows: {'r11_serial': 'मवल २-11756-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment
pin: 410507; rows: {'r11_serial': 'मवल २-11756-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '410507', 'rows': {'r11_serial': 'मवल २-11756-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r5_area_text': '33.62 चौ. मीटर', 'r7_executants': [{'age': '40', 'pan': 'AAEXXXXX0L', 'name': 'सरिता अरुण मराठे अभिजीत अरुण मराठे अक्षता अरुण मराठे ऊर्फ अक्षता स्वप्नील म्हाळसकर अमृता अरुण मराठे मुळ मालक तर्फे कुमुधारक व स्वतःकरिता विकसक म्हणून मे काकडे प्रॉपर्टीज तर्फे भागीदार मे बीएमके प्रॉपर्टीज प्रा लि तर्फे डायरेक्टर युवराज बाळासाहेब काकडे व भाग्यश्री काकडे तर्फे कबुलीजबाबाकरीता च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. अभिजीत सुभाष जांभूळकर', 'address': 'प्लॉट नंः -, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः तळेगाव दाभाडे, मावळ, पुणे, महाराष्ट्र, पुणे. पिनः- 410507'}], 'r8_purchasers': [{'age': '40', 'pan': 'AZXXXXXX7E', 'name': 'सचिन पंढरी कांबळे', 'address': 'प्लॉट नंः -, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः मुकाई चौक, कोतवाल नगर, किवळे, पुणे, महाराष्ट्र, पुणे. पिनः- 412101'}], 'r12_stamp_duty': 138100, 'r3_market_value': 2300925, 'r1_document_type': 'अँग्रीमेंट टू सेल', 'r2_consideration': 2029290, 'r9_execution_date': '07-10-2026', 'r13_registration_fee': 23010, 'r10_registration_date': '07-10-2026'}, 'doc_no': '11756', 'village': 'वराळे', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. वडगांव-मावळ-२', 'area_text': '33.62 चौ. मीटर', 'mortgagee': 'ICICI Bank', 'filing_fee': 23010, 'header_sro': 'सह दु.नि. वडगांव-मावळ-२', 'mortgagors': ['सचिन पंढरी कांबळे'], 'stamp_duty': 138100, 'filing_date': '2026-10-07', 'loan_amount': 2029290, 'property_text': 'गाव मौजे वराळे, ता मावळ जि पुणे येथील सर्व्हे नं. 49/4 नविन सर्व्हे नं. 49/21,49//2/2,49/2/3,49/2/4,49/2/5 यासी यासी एकुण क्षेत्र 5100 चौ. मी. म्हणजेच 00 फ्लॅट हे 51 आर यावर बांधण्यात येण्या-या पॅनोरमा या इमारतीमधील ए विंग मधील आठव्या मजल्यावरीन नं. 807 यांसी कारपेट क्षेत्र 33.62 चौ. मी. व टेरेस क्षेत्र 5.89 चौ.मी. यासी एकूण कारपेट क्षेत्र Payment screenshot PHOTO-2026-10-16-15-18-52.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-10-16', 'page': 1, 'time': '14:54', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 14510.0, 'direction': 'credit', 'narration': None, 'proof_ki
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-10-16', 'page': 1, 'time': '14:54', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 14510.0, 'direction': 'credit', 'narration': None, 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-10-16', 'page': 1, 'time': '14:54', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 14510.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Paid challan (GRAS) SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf needs your check
grn
MH012199250202627E
MH012199250202627E
pin
410507
410507
total
12630.0
12630.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101601251
03006172026101601251
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
AZXXXXXXXE
AZXXXXXXXE
flat block
FLAT NO 807 8TH FLOOR A WING PANORAMAA
FLAT NO 807 8TH FLOOR A WING PANORAMAA
payer name
SACHIN PANDHARI KAMBLE
SACHIN PANDHARI KAMBLE
sro office
MVL2_MAWAL 2 SUB REGISTRAR
MVL2_MAWAL 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575971
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575971
scheme rows
{'amount': 4740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7890.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7890.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1091
XXXXXX1091
payment date
16/10/2026-16:31:58
16/10/2026-16:31:58
road locality
MOUJE WARALE TQ MAVAL DIST PUNE MAHARASHTRA
MOUJE WARALE TQ MAVAL DIST PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1575971
1575971
raw reading (for Abhijit)
{'grn': 'MH012199250202627E', 'pin': '410507', 'total': 12630.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601251', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AZXXXXXXXE', 'flat_block': 'FLAT NO 807 8TH FLOOR A WING PANORAMAA', 'payer_name': 'SACHIN PANDHARI KAMBLE', 'sro_office': 'MVL2_MAWAL 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575971', 'scheme_rows': [{'amount': 4740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7890.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1091', 'payment_date': '16/10/2026-16:31:58', 'road_locality': 'MOUJE WARALE TQ MAVAL DIST PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575971'}Technical record (for Abhijit — safe to ignore)
| 43m ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_ |
| 43m ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['sachin kambale index 2.pdf', 'Sanction letter (81).pdf', 'Sachin Addhar.pdf', 'Shreya Addhar.pdf', 'sachin PAN.pdf', 'Shreya PAN.pdf |
| 43m ago | EzDocs | address_compared | {'sig': 'e428bde652585c9a', 'why': 'after gather', 'people': [{'home': 'Muktai chouk, Kotwal nagar, Kiwale, Pune, 412101', 'person': 'Sachin Pandhari Kamble', 'against': [{'src': 'sanction_letter', 'why': 'the names agre |
| 43m ago | EzDocs | challan_boxes_composed | {'fp': 'f6f5b26767edbf5a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 807 8TH FLOOR WING A PRO |
| 43m ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'} |
| 43m ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'sachin kambale index 2.pdf', 'changed': {'Number': {'was': '49/4 NEW, |
| 43m ago | EzDocs | index2_people_checked | {'doc_id': 'b098e4a1-f487-4686-bb4c-6cc01e741436', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'Sachin Pandhari Kamble', 'pan_agrees': False}], 'not_on_case': 0} |
| 43m ago | EzDocs | property_numbers_completed | {'now': {'Number': '49/4 NEW, 49/21, 49/2/2, 49/2/3, 49/2/4, 49/2/5, 49/4, NEW 49/21', 'Second number': '49/4 NEW, 49/21, 49/2/2, 49/2/3, 49/2/4, 49/2/5, 49/4, NEW 49/21'}, 'was': {'Number': '49/4', 'Second number' |
| 1h ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '444604', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Amravati', 'doc_id': 'dd8d5f36-017 |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '1f8ff2ee-b1fb-4030-ab1c-d090651985da'} |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf', 'kind': |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SACHIN PANDHARI KAM |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012199250202627E', 'file': 'SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012199250202627E', 'file': 'SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12630.0} |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '541064', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 1h ago | DARBAR | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property box 1 includes survey numbers from the Index II that are not explicitly |
| 1h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03658'} |
| 1h ago | EzDocs | challan_boxes_composed | {'fp': 'ce1c270b8462662f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 807 8TH FLOOR WING A PR |
| 1h ago | EzDocs | reader_verdict | {'fp': '4b4077353c9ffc5b', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': 'The challan box contains all the numbers printed in the sanction letter.', 'real': False, 'quote': 'Unit Flat No 807, Floor 8th floor |
| 1h ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (81).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', '2', |
| 1h ago | the co-pilot | address_check_hold | {'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ['the sanction letter prints it. A number the paper has and the challan does not describ |
| 1h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 16:10 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | hidden_payment_scan | {'file': 'PHOTO-2026-10-16-15-18-52.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '4f3e62c9-2413-4d5a-b3cb-859693928272', 'fetched': True} |
| 1h ago | EzDocs | reader_home_address | {'fp': '106829e95f8efd19', 'from': 'the sanction letter (Sanction letter (81).pdf)', 'home': {'pin': '412101', 'road': 'NEAR MUKAI CHOWK DEHU ROAD', 'state': 'MAHARASHTRA', 'building': 'COLONY NO 4', 'district': 'PUNE', |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T10:14:35', 'why': 'reading', 'open': 15, 'mails': [{'at': '2026-10-16 10:11', 'id': '1a14433a665f850c', 'from': 'branch', 'gist': 'The branch has attached documents for the NOI process and me |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'WARJE'} |
Case diary the case’s history — what happened, newest day first
Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹14,510 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹14,450.04 is still not in our account. Chase the branch for it.
Today · 16 Oct34 things
EzDocs took 49 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
SACHIN PANDHARI KAMBLE EchallanMH012199250202627E.pdf
DARBAR pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The challan's address boxes were written from the papers
Wrote the documents acknowledged mail — held, silent mode
Re: NOI process in case of SACHIN PANDHARI KAMBLE __ HOU/WRJE/0926/5224390
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Index II (title document) received from the branch
The loan amount was worked out from the papers
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
Property address read from the sanction letter
Received: Sanction letter
Sanction letter (81).pdf
Received: Index II
sachin kambale index 2.pdf
Received: Payment screenshot
PHOTO-2026-10-16-15-18-52.jpg
Received: Selfie
PHOTO-2026-10-16-15-22-46.jpg
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
Shreya PAN.pdf
Received: Aadhaar
Shreya Addhar.pdf
Received: PAN card
sachin PAN.pdf
Received: Aadhaar
Sachin Addhar.pdf
Received: Selfie
PHOTO-2026-10-16-15-27-24.jpg
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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