Cases / NOI-2026-00788
RAJENDRA NAMDEV PATIL
LAN HOU/GHKP/0726/5181678
Challan paid · our move SHORT ₹14,980
File on IGRAll documentsMails & papers 13Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
For you to check
- Payment SHORT by ₹14,980 (₹15,750 of ₹30,730).
- The work is done — our fee of ₹30,730 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹30,730
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹15,750; we wait for the credit itself
The branch sent 2 receipts — 0 of 2 have reached our account:
₹13,950not seen in our account yet
₹1,800not seen in our account yet3716726119
Stamp duty 0.3%13,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for30,730
Screenshot ₹15,750. Case needs ₹30,730. SHORT by ₹14,980. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹14,955 below the real calculation of ₹30,705 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹30,725. We ask ₹30,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 80 hour time · 3 Sep 21:39
Index II —not yet
the NOI team 50 d 20 hthe branch 7 mintotal 50 d 20 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 21:39 — 41 d 20 h of working time
Day by day — every step and who held it
25 Aug 21:26Your branch's mail
25 Aug 21:33Papers from your branch+7 min · the branch
1 Sep 21:10Fee quoted+6 d 23 h · the NOI team
1 Sep 21:10Papers readat once
1 Sep 21:10Property readat once
1 Sep 21:11Papers readat once
3 Sep 21:39Challan made+2 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹46,35,000
Loan account no.
HOU/GHKP/0726/5181678
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: SAVITA RAJENDRA PATIL is named on the sanction letter (Sanction_letter (15).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• SAVITA RAJENDRA PATIL: PAN missing — no PAN card of SAVITA RAJENDRA PATIL is read on the file — the PAN cards on it (RAJENDRA NAMDEV PATIL, KYC.pdf) are beside the form; type the PAN off the person's own card
• SAVITA RAJENDRA PATIL: birth date missing — no PAN card of SAVITA RAJENDRA PATIL is read on the file — the PAN cards on it (RAJENDRA NAMDEV PATIL, KYC.pdf) are beside the form; type the birth date off the person's own card
• 2 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Second number, Floor
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe PIN code
| The sanction letter BASE | 400707 … JNPT Township, Dronagiri Node, Raigad, MAHARASHTRA, India, 400707 400707 |
| The Index II DIFFERS | 400702 … को. ऑप हौ. सोसा. लि. सेक्टर 12((SECTOR NUMBER : 12;)) 400702 |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 400707). Read the papers once — if PIN 400707 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the loan documents and paid the 0.3% challan. The branch has now requested a new NOI for a 0.5% charge on a different loan amount and has provided the relevant documents. The team is waiting for the branch to provide the 0.5% challan and the Index II for the new loan.
the history says the next move is with the branch — the 0.5% challan and the Index II for the new loan
the branch last asked: Request for NOI, 0.5% charges Loan No RAJENDRA NAMDEV PATIL// HOU/GHKP/0726/5181678// NHL/GHKP/0926/5233116
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 2 the sentence it relies on is not in that mail — not counted
✓ fee asked — done, mail 1 (2026-08-25) “0.3 challan: - 13950/-”
✓ fee paid — the branch's words — done, mail 3 (2026-08-25) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 5 (2026-08-26) “Team, PFA challan for your reference.”
✓ challan shared — done, mail 5 (2026-08-26) “Team, PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 2 the sentence it relies on is not in that mail — not counted
read over 6 mail(s), last mail 2026-10-14 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
RS
rahul.surse@phfl.com phfl.com
25 Aug, 21:26 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
25 Aug, 21:26 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
📎 IMG-20260825-WA0032.jpg↗📎 IMG-20260825-WA0031.jpg↗📎 IMG-20260825-WA0035.jpg↗📎 IMG-20260825-WA0015.jpg↗📎 image003.jpg↗
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678 Loan Amt-: - 4635000/- 0.3 challan: - 13950/- Vendor charges-1800/- Total amt: - 15750/-
Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com
🤖 read: asks for the e-filing copy; documents attached — “Request for NOI”
10 more mails in between — open
RS
rahul.surse@phfl.com phfl.com
25 Aug, 21:33 · 50d ago
25 Aug, 21:33 · 50d ago
Thanks & Regards , RAHUL SURSE ? Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.(A Wholly Owned Subsidiary of PNB Housing Finance Limited ).
Mobile - 8898770427Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com
earlier mails quoted below
----- Original Message ----- From: Rahul Uttam Surse (rahul.surse@phfl.com) Date: 08/25/26 21:24 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678 Dear Team, Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678 Loan Amt-: - 4635000/- 0.3 challan: - 13950/- Vendor charges-1800/- Total amt: - 15750/-
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
25 Aug, 22:09 · 50d ago
25 Aug, 22:09 · 50d ago
Dear Team We acknowledge the receipt of your mail documents and payment.
We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com ----- Original Message ----- From: Rahul Uttam Surse (rahul.surse@phfl.com) Date: 08/25/26 21:24 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678 Dear Team, Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678 Loan Amt-: - 4635000/- 0.3 challan: - 13950/- Vendor charges-1800/- Total amt: - 15750/- Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”
OL
The NOI teamTYPED IN GMAIL
26 Aug, 12:38 · 50d ago
26 Aug, 12:38 · 50d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com ----- Original Message ----- From: Rahul Uttam Surse (rahul.surse@phfl.com) Date: 08/25/26 21:24 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678 Dear Team, Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678 Loan Amt-: - 4635000/- 0.3 challan: - 13950/- Vendor charges-1800/- Total amt: - 15750/- Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
26 Aug, 13:06 · 50d ago
26 Aug, 13:06 · 50d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com ----- Original Message ----- From: Rahul Uttam Surse (rahul.surse@phfl.com) Date: 08/25/26 21:24 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678 Dear Team, Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678 Loan Amt-: - 4635000/- 0.3 challan: - 13950/- Vendor charges-1800/- Total amt: - 15750/- Thanks & Regards, RAHUL SURSE ? Channel Manager – Ghatkopar Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 8898770427 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.com
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear Team
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the Challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
> On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, <rahul.surse@phfl.com>
> wrote:
>
>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *RAHUL SURSE **?*
>>
>> Channel Manager – Ghatkopar Branch.
>>
>> PHFL Home Loans And Services Limited.
>>
>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited*).*
>>
>> Mobile - 8898770427
>>
>> Toll Free :*1800 120 8800*
>>
>> Web Site : *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>
>> [image: E-mailer Signeture draft]
>>
>> ----- Original Message -----
>> ------------------------------
>> From: Rahul Uttam Surse (rahul.surse@phfl.com)
>> Date: 08/25/26 21:24
>> To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More
>> (shekhar.more@pnbhousing.com), samyukta.pulikal1 (
>> samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
>> Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL -
>> HOU/GHKP/0726/5181678
>>
>> Dear Team,
>> Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
>>
>> Loan Amt-: - 4635000/-
>>
>> 0.3 challan: - 13950/-
>>
>> Vendor charges-1800/-
>> Total amt: - 15750/-
>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *RAHUL SURSE **?*
>>
>> Channel Manager – Ghatkopar Branch.
>>
>> PHFL Home Loans And Services Limited.
>>
>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited*).*
>>
>> Mobile - 8898770427
>>
>> Toll Free :*1800 120 8800*
>>
>> Web Site : *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>
>> [image: E-mailer Signeture draft]
>>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
RS
rahul.surse@phfl.com phfl.com
14 Oct, 12:19 · 1d ago
14 Oct, 12:19 · 1d ago
Request for NOI, 0.5 % charges Loan No RAJENDRA NAMDEV PATIL// HOU/GHKP/0726/5181678// NHL/GHKP/0926/5233116
Dear Team,
Request for NOI, 0.5% charges Loan No: - HOU/GHKP/0726/5181678// NHL/GHKP/0926/5233116
total loan amt :- 4635000/-
Loan Amt-: - 154500/-
0.5 challan: - 15000/-screenshot attached
0.3 challan already paid: - 13950/-
Vendor charges already paid: -1800/-
paid amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free :1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks for the challan, the fee / a quote, a payment receipt; says the fee is paid ₹15,750 ✓; documents attached; note: 0.5% charges — “0.5 challan: - 15000/- screenshot attached”
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:09 · 1d ago
14 Oct, 13:09 · 1d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a proper index 2
copy with correct property address.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 14 Oct 2026 at 12:19, Rahul Uttam Surse <rahul.surse@phfl.com>
wrote:
earlier mails quoted below
Dear Team,
Request for NOI, 0.5% charges Loan No: - HOU/GHKP/0726/5181678//
NHL/GHKP/0926/5233116
total loan amt :- 4635000/-
Loan Amt-: - 154500/-
0.5 challan: - 15000/- screenshot attached
0.3 challan already paid: - 13950/-
Vendor charges already paid: -1800/-
paid amt: - 15750/-
Thanks & Regards,
*RAHUL SURSE **?*
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited*).*
Mobile - 8898770427
Toll Free :*1800 120 8800*
Web Site : *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:18 · 1d ago
14 Oct, 13:18 · 1d ago
Re: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: The NOI Coordinator is sending a mail with attachments.
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:19 · 1d ago
14 Oct, 13:19 · 1d ago
Regards,NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: Regards, NOI Coordinator (PNB)
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:19 · 1d ago
14 Oct, 13:19 · 1d ago
Regards,NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: Regards, NOI Coordinator (PNB)
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:32 · 1d ago
14 Oct, 13:32 · 1d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 13:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:32 · 1d ago
14 Oct, 13:32 · 1d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 13:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
14 Oct, 13:32 · 1d ago
14 Oct, 13:32 · 1d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 13:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 13:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 26 Aug 2026 at 12:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug 2026 at 22:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 25 Aug, 2026, 21:32 Rahul Uttam Surse, < rahul.surse@phfl.com > wrote:
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
From: Rahul Uttam Surse (rahul.surse@phfl.com)
Date: 08/25/26 21:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), samyukta.pulikal1 (samyukta.pulikal1@phfl.com), anu.mali@pnbhousing.com
Subject: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
Dear Team,
Request for NOI, 0.3% charges Loan No: - HOU/GHKP/0726/5181678
Loan Amt-: - 4635000/-
0.3 challan: - 13950/-
Vendor charges-1800/-
Total amt: - 15750/-
Thanks & Regards,
RAHUL SURSE ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 8898770427
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20260825-WA0032.jpg | filed | 43d ago |
| Selfie / photo | IMG-20260825-WA0031.jpg | filed | 43d ago |
| Sanction letter | Sanction_letter (15).pdf | filed | 43d ago |
| Payment screenshot | IMG-20260825-WA0035.jpg | filed | 43d ago |
| Payment screenshot | IMG-20260825-WA0015.jpg | filed | 43d ago |
| Other | image003.jpg | filed | 43d ago |
| Index IIthe branch sent this — an input | Index-II Rajendra Patil.pdf | filed | 43d ago |
| Aadhaar card+ PAN card inside+ Other inside | KYC.pdf | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹30,730
₹30,730
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹15,750 623716726119
₹15,750 623716726119
Screenshot ₹15,750. Case needs ₹30,730. SHORT by ₹14,980. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹14,955 below the real calculation of ₹30,705 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹13,910 | ₹15,000 | ₹320 | ₹1,500 | ₹30,730 |
By law ₹30,725. We ask ₹30,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
24 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Area …
3 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor, Floor (person 1)
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction_letter (15).pdf
as printed
FLAT NO 6, 1ST FLOOR, SIDDHIVINAYAK JNPT EMPLOYEES CHSL, PLOT NO. 6, SECTOR 12, PANVEL RAIGAD, URAN, URAN, OPP. JNPT TOWNSHIP, DRONAGIRI NODE, RAIGAD, MAHARASHTRA, INDIA, 400707
FLAT NO 6, 1ST FLOOR, SIDDHIVINAYAK JNPT EMPLOYEES CHSL, PLOT NO. 6, SECTOR 12, PANVEL RAIGAD, URAN, URAN, OPP. JNPT TOWNSHIP, DRONAGIRI NODE, RAIGAD, MAHARASHTRA, INDIA, 400707
PIN
400707
400707
the Index II
Index-II Rajendra Patil.pdf
the property
1) paalikeche naava: raayagadaitara varnana :, itara maahiti: mauje dronaagiri urana, taa. urana, ji. raayagada yethila flota nan. 6, emploija ko. opa hau. sosaa. li. sektara 12((SECTOR NUMBER : 12;))
1) paalikeche naava: raayagadaitara varnana :, itara maahiti: mauje dronaagiri urana, taa. urana, ji. raayagada yethila flota nan. 6, emploija ko. opa hau. sosaa. li. sektara 12((SECTOR NUMBER : 12;))
PIN
400702
400702
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 6 1ST FLOOR SIDDHIVINAYAK JNPT EMPLOYEES CHSL PLOT NO 6 SECTOR 12
FLAT NO 6 1ST FLOOR SIDDHIVINAYAK JNPT EMPLOYEES CHSL PLOT NO 6 SECTOR 12
Locality/Road
OPP JNPT TOWNSHIP DRONAGIRI NODE
OPP JNPT TOWNSHIP DRONAGIRI NODE
Area/City
URAN
check or correct a box, the papers beside it →URAN
the Index II also prints: 1, 400702, FLOTA, HAU, ITARA, JI, KO, LI, MAAHITI, NAAVA, NAN, OPA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | RAJENDRA NAMDEV PATIL | AKBPP1625M | …1035 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | rahul.surse@phfl.com | 43d ago |
| documents acknowledged | rahul.surse@phfl.com | 43d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260825-WA0035.jpg needs your check
utr
623716726119
623716726119
date
2026-08-25
2026-08-25
amount
1800
1800
method
Google Pay (UPI)
Google Pay (UPI)
payee upi
vyapar.169705262080@hdfcbank
vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
RAJENDRA NAMDEV PATIL
RAJENDRA NAMDEV PATIL
debit notification text
Payment of ‘1,800 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
Payment of ‘1,800 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '623716726119', 'date': '2026-08-25', 'amount': 1800, 'method': 'Google Pay (UPI)', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'RAJENDRA NAMDEV PATIL', 'debit_notification_text': "Payment of ‘1,800 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}Sanction letter Sanction_letter (15).pdf needs your check
lan
HOU/GHKP/0726/5181678
HOU/GHKP/0726/5181678
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
3000000
3000000
interest rate
8.5
8.5
sanction date
25-Aug-2026
25-Aug-2026
letter version
7
7
applicant names
RAJENDRA NAMDEV PATIL, SAVITA RAJENDRA PATIL
RAJENDRA NAMDEV PATIL, SAVITA RAJENDRA PATIL
applicant mobile
9819541325
9819541325
property address
pin: 400707; state: MAHARASHTRA; taluka: Panvel; Flat no: FLAT NO 6; district: Raigad; Floor: 1st Floor; landmark: Opp. JNPT Township, Dronagiri Node; Address: FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees C
pin: 400707; state: MAHARASHTRA; taluka: Panvel; Flat no: FLAT NO 6; district: Raigad; Floor: 1st Floor; landmark: Opp. JNPT Township, Dronagiri Node; Address: FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees C
insurance premium
90000
90000
includes insurance
True
True
total with insurance
3090000
3090000
applicant address from462
read again off the letter's pages (page 1, Address row)
read again off the letter's pages (page 1, Address row)
security address verbatim
FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees CHSL, Plot No. 6, Sector 12,, Panvel Raigad, Uran, Uran, Opp. JNPT Township, Dronagiri Node, Raigad, MAHARASHTRA, India, 400707
FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees CHSL, Plot No. 6, Sector 12,, Panvel Raigad, Uran, Uran, Opp. JNPT Township, Dronagiri Node, Raigad, MAHARASHTRA, India, 400707
applicant address verbatim
FLAT NO 6, JNPT EMPLOYEES CHS SECTOR 12, PLOT 6 OPP JNPT TOWNSHIP, ., Uran, MAHARASHTRA, 400702, India
FLAT NO 6, JNPT EMPLOYEES CHS SECTOR 12, PLOT 6 OPP JNPT TOWNSHIP, ., Uran, MAHARASHTRA, 400702, India
raw reading (for Abhijit)
{'lan': 'HOU/GHKP/0726/5181678', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3000000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '25-Aug-2026', 'letter_version': '7', 'applicant_names': ['RAJENDRA NAMDEV PATIL', 'SAVITA RAJENDRA PATIL'], 'applicant_mobile': '9819541325', 'property_address': {'pin': '400707', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'FLAT NO 6', 'district': 'Raigad', 'floor_no': '1st Floor', 'landmark': 'Opp. JNPT Township, Dronagiri Node', 'full_address': 'FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees CHSL, Plot No. 6, Sector 12, Opp. JNPT Township, Dronagiri Node, Uran, Panvel, Raigad, MAHARASHTRA, 400707', 'village_city': 'Uran', 'building_name': 'Siddhivinayak JNPT Employees CHSL', 'survey_or_cts_no': 'Plot No. 6, Sector 12'}, 'insurance_premium': 90000, 'includes_insurance': True, 'total_with_insurance': 3090000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'FLAT NO 6, 1st Floor, Siddhivinayak JNPT Employees CHSL, Plot No. 6, Sector 12,, Panvel Raigad, Uran, Uran, Opp. JNPT Township, Dronagiri Node, Raigad, MAHARASHTRA, India, 400707', 'applicant_address_verbatim': 'FLAT NO 6, JNPT EMPLOYEES CHS SECTOR 12, PLOT 6 OPP JNPT TOWNSHIP, ., Uran, MAHARASHTRA, 400702, India'}Payment screenshot IMG-20260825-WA0015.jpg needs your check
date
2026-08-25
2026-08-25
amount
13950.0
13950.0
method
GPay
GPay
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-25', 'amount': 13950.0, 'method': 'GPay', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Index II Index-II Rajendra Patil.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 400702; doc_no: 1630; village: द्रोणागिरी; doc_kind: सूची क्र.2 (Regn:63m); doc_year: 2011; sro_name: दु.नि. उरण; area_text: 0 चौ. मीटर; mortgagee: राजेंद्र नामदेव पाटील, संगिता राजेंद्र पाटील; mortgagors: ['संदेश म
pin: 400702; doc_no: 1630; village: द्रोणागिरी; doc_kind: सूची क्र.2 (Regn:63m); doc_year: 2011; sro_name: दु.नि. उरण; area_text: 0 चौ. मीटर; mortgagee: राजेंद्र नामदेव पाटील, संगिता राजेंद्र पाटील; mortgagors: ['संदेश म
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400702', 'doc_no': '1630', 'village': 'द्रोणागिरी', 'doc_kind': 'सूची क्र.2 (Regn:63m)', 'doc_year': '2011', 'sro_name': 'दु.नि. उरण', 'area_text': '0 चौ. मीटर', 'mortgagee': 'राजेंद्र नामदेव पाटील, संगिता राजेंद्र पाटील', 'mortgagors': ['संदेश महादेव नागे', 'सुप्रिया संदेश नागे'], 'stamp_duty': 177120, 'filing_date': '2011-12-07', 'loan_amount': 2800000, 'property_text': '1) पालिकेचे नाव: रायगडइतर वर्णन :, इतर माहिती: मौजे द्रोणागिरी उरण, ता. उरण, जि. रायगड येथिल फ़्लॉट नं. 6, एम्प्लॉइज को. ऑप हौ. सोसा. लि. सेक्टर 12( ( SECTOR NUMBER : 12 ; ) )', 'survey_numbers': ['6', '12']}}Aadhaar card KYC.pdf needs your check
dob
1968-02-09
1968-02-09
pan
AKBPP1625M
AKBPP1625M
name
RAJENDRA NAMDEV PATIL
RAJENDRA NAMDEV PATIL
legible
True
True
aadhaar last4
1035
1035
raw reading (for Abhijit)
{'dob': '1968-02-09', 'pan': 'AKBPP1625M', 'name': 'RAJENDRA NAMDEV PATIL', 'legible': True, 'aadhaar_last4': '1035', 'quality_issue': None}Other image003.jpg needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260825-WA0015.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-25', 'page': None, 'time': '19:55', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 13950.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-25', 'page': None, 'time': '19:55', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 13950.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-25', 'page': None, 'time': '19:55', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 13950.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260825-WA0035.jpg needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '623716726119', 'date': '2026-08-25', 'page': 1, 'time': '21:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1800.0, 'direction': 'debit',
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '623716726119', 'date': '2026-08-25', 'page': 1, 'time': '21:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1800.0, 'direction': 'debit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '623716726119', 'date': '2026-08-25', 'page': 1, 'time': '21:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1800.0, 'direction': 'debit', 'narration': 'vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9271', 'account_holder': 'RAJENDRA NAMDEV PATIL'}}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 14 Oct, 13:09 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 1d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan', 'challan_sha |
| 1d ago | EzDocs | reader_home_address | {'fp': '66e2441f51b2267f', 'from': 'the sanction letter (Sanction_letter (15).pdf)', 'home': {'pin': '400702', 'area': 'SECTOR 12, PLOT 6 OPP JNPT TOWNSHIP', 'flat': 'FLAT NO 6', 'state': 'MAHARASHTRA', 'building': 'JNPT |
| 1d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-25 15:56:11'} |
| 1d ago | EzDocs | thread_merged | {'why': "a new conversation naming this case's loan number joined it", 'subject': 'Request for NOI, 0.5 % charges Loan No RAJENDRA NAMDEV PATIL// HOU/GHKP/0726/5181678// NHL/GHKP/0926/5233116', 'thread_id': '1a1392c05baa |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:018e49ba-6e8d-4e9c-96d8-0fc743fb2b8d', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction_letter (15).pdf', 'asked': True, 'found': Tr |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260825-WA0035.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '7c9580f6-130b-4bc7-892c-3e60e8c2e2f1', 'fetched': True} |
| 26d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260825-WA0035 |
| 26d ago | EzDocs | screenshot_claim_recorded | {'utr': '623716726119', 'date': '2026-08-25', 'parts': 2, 'amount': 1800.0, 'claimed_total': 15750.0} |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260825-WA0015.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '5efc1493-2229-43a8-bd0c-d9ba6bc97e6b', 'fetched': True} |
| 26d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260825-WA0015 |
| 26d ago | EzDocs | screenshot_claim_recorded | {'utr': None, 'date': '2026-08-25', 'parts': 1, 'amount': 13950.0, 'claimed_total': 13950.0} |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'image003.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'eaaac5bd-29ee-4133-be7a-c455be4260f8', 'fetched': True} |
| 29d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'sti |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Index-II Rajendra Patil.pdf', 'Sanction_letter (15).pdf', 'KYC.pdf'], 'after': {'addresses': {'people': [['RAJENDRA NAMDEV PATIL', [ |
| 29d ago | EzDocs | address_compared | {'sig': '32ba3f9b08aedce7', 'why': 'after gather', 'people': [{'home': 'Flat No.6, JNPT Employees CHS, Sector-12, Plot-6, Opp. JNPT Township, Dronagiri Node, Uran, Raigad, 400702', 'person': 'RAJENDRA NAMDEV PATIL', 'aga |
| 29d ago | EzDocs | challan_boxes_composed | {'fp': 'b20738708654cf5e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 6 1ST FLOOR SIDDHIVINAYAK JNPT EMPLOY |
| 29d ago | EzDocs | box_disagreement | {'box': 'property.Building', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Employees Co-op Hou. Sosa |
| 29d ago | EzDocs | box_disagreement | {'box': 'home.building', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'JNPT Employees CHS', 'page': 2, 'party': 'R |
| 29d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'after the Index II takeover'} |
| 29d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index-II Rajendra Patil.pdf', 'changed': {'taluka': {'was': 'Panvel', 'ind |
| 29d ago | EzDocs | index2_people_checked | {'doc_id': '12dce427-a2cb-424a-b60d-58dfc5d351eb', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'RAJENDRA NAMDEV PATIL', 'pan_agrees': False}], 'not_on_case': 1} |
| 29d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '12dce427-a2cb-424a-b60d-58df |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '400702', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Uran', 'doc_id': 'e7b29fbe-f1fa-4f |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index-II Rajendra Patil.pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Taluka', 'why': "The typed |
| 33d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index-II Rajendra Patil.pdf', 'changed': {'pin': {'was': '400707', 'index2 |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
Case diary the case’s history — what happened, newest day first
Papers
All 5 in hand
Nothing more to ask the branch for
Money
Screenshot SHORT by ₹14,980
₹15,750 shown against ₹30,730 — the balance is being asked for.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Payment SHORT by ₹14,980 (₹15,750 of ₹30,730). The work is done — our fee of ₹30,730 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
Yesterday · 14 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19 Sep4 things — 4 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
16 Sep2 things — 2 steps
EzDocs took 9 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
3 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep18 things — 8 documents received · 3 letters written · 7 steps
Wrote the documents acknowledged mail — held, silent mode
Re: Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
An old draft withdrew itself — its asks were already answered
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
KYC.pdf
Index II (title document) received from the branch
Received: Index II
Index-II Rajendra Patil.pdf
Wrote the document chase mail — held, silent mode
Request for NOI, 0.3 % charges Loan No RAJENDRA NAMDEV PATIL - HOU/GHKP/0726/5181678
No fee quote sent — the branch's own figures were right
Received: other
image003.jpg
Payment proof arrived before the case was quoted — held
Property address read from the sanction letter
Received: Payment screenshot
IMG-20260825-WA0015.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260825-WA0035.jpg
Received: Sanction letter
Sanction_letter (15).pdf
Received: Selfie
IMG-20260825-WA0031.jpg
Received: Selfie
IMG-20260825-WA0032.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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