Cases / NOI-2026-03034

Yashwant Venkatrao Patil

LAN HOU/CHAR/0826/5204550 Challan paid · our move File on IGR All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Sanction letteropen

✓Sale deedopen

✓PAN cardopen

✓Paid challan (GRAS)open

Applicant's Aadhaar Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (9)A label is wrong? Fix it under All documents.

For you to check

Screenshot shows money paid to “typed on the pay page” — not our account.
Screenshot shows money paid to “typed in the mail” — not our account.

MoneyAll of it is in

₹27,080.18CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹27,147 receivedmatches the branch's receipt

The branch sent 2 receipts — 1 of 2 have reached our account:

₹?not seen in our account yet7394501332

✓₹27,147seen in our account · 30 Sep 18:32 · by its amount7394501332

Stamp duty 0.3%10,260

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.18

Total we ask for27,080.18

the branch’s receipt claims ₹27,147 627394501332,T627394501332

paid 30 Sep 18:32:54 · verified 30 Sep 19:29:50 · 56 min later

How we know

Our own bank told us — 30 Sep 18:32

₹27,147 · UTR AXNGG27329670227 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.27147.00,30-09-2026 18:32:54 thru NEFT from AXNGG27329670227/GOOGLE INDIA DIGITAL. Aval Bal 269265.45 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

By law ₹27,066.50. We ask ₹27,080 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 minour time · 30 Sep 20:24

Index II —not yet

the NOI team 15 d 2 htotal 15 d 2 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 20:24 — 15 d 1 h of working time

Day by day — every step and who held it

30 Sep 19:28Your branch's mail

30 Sep 19:28Payment landedat once

30 Sep 19:29Papers read+1 min · the NOI team

30 Sep 19:29Property readat once

30 Sep 19:29Fee quoted+1 min · the NOI team

30 Sep 19:29Payment verifiedat once

30 Sep 20:24Challan made+55 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹34,15,500

Loan account no.

HOU/CHAR/0826/5204550

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the sanction letter. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

See the boxes — read from the sanction letter

District

PUNE

Taluka

Pune

Village

Moshi

Number type

GAT

Number

256, SHRI ICON, MOSHI, PUNE, ALANDI RD, MAHARASHTRA, INDIA, 412105

Building

Shri ICON

Floor

8`th floor

Flat / shop no

805

Area

499.77

Hadd

PIMPRI CHINCHWAD MUNICIPAL CORPORATION

Read from the sanction letter, not the Index II. Sanction letter (12).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 19 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• check — property second number: EzDocs (reading the whole file) (Agreement to Sale) says none — the reading names one kind of number; the case holds 253

• changed — taluka: the case held PUNE; filled HAVELI — The Agreement to Sale explicitly names Haveli as the Taluka for Moshi, Pune, which is the correct revenue jurisdiction.

• changed — road: the case held ALANDI RD; filled ALANDI ROAD — EzDocs (reading the whole file), from Agreement to Sale, reads it so

• changed — landmark: the case held NEAR MAHADEV NAGAR, ADARSHA NAGAR; filled OPP PRIYADARSHANI SCHOOL — EzDocs (reading the whole file), from Agreement to Sale, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKHome address district mistake

The sanction letter	Khed, MAHARASHTRA, 412105, Ratnagiri, India
Agreement to Sale	Hawaldar Wasti, Near Tulja Bhavani Temple, Moshi, Taluka Haveli, District Pune -412105.

Why it matters: The sanction letter lists the home address as Khed, Ratnagiri with PIN 412105. 412105 is actually in Pune district (Moshi/Haveli/Khed taluka of Pune), not Ratnagiri. The system likely auto-populated Ratnagiri because of the word 'Khed'.

What to do: Proceed with Pune as the correct district for the home address, as confirmed by PIN 412105 and the Agreement's address.

NOTEThe name of person 2

The PAN card	KOMAL YASHWANT PATIL
The sanction letter DIFFERS	KOMAL YASHAWANT PATIL

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and payment confirmation, and the team has created and shared the challan. The team is now waiting for the branch to provide the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 3 (2026-09-30) “Please find attached require document for NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550”

✓ fee paid — the branch's words — done, mail 3 (2026-09-30) “Payment details screenshot with Transaction ID Attached”

✓ challan made — done, mail 5 (2026-09-30) “PFA challan for your reference.”

✓ challan shared — done, mail 5 (2026-09-30) “PFA challan for your reference.”

? Index II asked for — asked, mail 4 (2026-09-30) “For NOI filing, We need an index 2 copy..”

read over 5 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011192320202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SM shankar.markad@pnbhousing.com pnbhousing.com
30 Sep, 19:27 · 15d ago THE FIRST MAIL — how this case began

Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

📎 MOD NOI Payment.jpg ↗📎 Selfie-2.jpg ↗📎 Sanction letter (12).pdf ↗📎 Selfie-1.jpg ↗📎 Agreement Draft copy.pdf ↗📎 Komal-Pan.jpg ↗📎 Yash-pan1.jpg ↗

Dear Team

Please find attached require document for NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

DetailsChecklist

Loan sanction letter✓ Attached

Draft Copy attached✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No

Haveli14

Payment details screenshot with Transaction ID✓ Attached

Transaction IDT627394501332

Amount₹27,147

Date of payment mentioned30/09/2026

Best Regards,
Shankar Markad,
ASM - Charholi Branch,
Pnb Housing Finance Ltd,
8805748901

🤖 read: says the fee is paid ₹27,147 (UTR T627394501332) ✓; documents attached — “RS 27147”

2 more mails in between — open

SM shankar.markad@pnbhousing.com pnbhousing.com
30 Sep, 19:28 · 15d ago

Recall: Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

shankar.markad@pnbhousing.com would like to recall the message, "Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550 ".

🤖 read: asks for a status — “Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550”

SM shankar.markad@pnbhousing.com pnbhousing.com
30 Sep, 19:29 · 15d ago

FW: Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

Dear Team

Please find attached require document for NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

DetailsChecklist

Loan sanction letter✓ Attached

Draft Copy attached✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No

Haveli14

Payment details screenshot with Transaction ID✓ Attached

Transaction IDT627394501332

Amount₹27,147

Date of payment mentioned30/09/2026

Best Regards,
Shankar Markad,
ASM - Charholi Branch,
Pnb Housing Finance Ltd,
8805748901

🤖 read: says the fee is paid ₹27,147 (UTR T627394501332) ✓; documents attached — “RS 27147”

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:31 · 15d ago

Re: FW: Kindly process of MOD & NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 19:31, Shankar Markad <shankar.markad@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team

Please find attached require document for NOI process in case of: in case
of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

Details

Checklist

Loan sanction letter

 Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy

 Attached

Registration Execution Haveli No

Haveli –14

Payment details screenshot with Transaction ID

 Attached

Transaction ID—T627394501332

RS 27147

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:27 · 15d ago

📎 YASHWANT VENKATRAO PATIL EchallanMH0111923 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 19:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 19:31, Shankar Markad < shankar.markad@pnbhousing.com > wrote:

Dear Team

Please find attached require document for NOI process in case of: in case of --- YASHWANT VENKATRAO PATIL- HOU/CHAR/0826/5204550

Details

Checklist

Loan sanction letter

Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

Haveli –14

Payment details screenshot with Transaction ID

Attached

Transaction ID—T627394501332

RS 27147

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	MOD NOI Payment.jpg	filed	15d ago
Selfie / photo	Selfie-2.jpg	filed	15d ago
Sanction letter	Sanction letter (12).pdf	filed	15d ago
Selfie / photo	Selfie-1.jpg	filed	15d ago
Sale deed	Agreement Draft copy.pdf	filed	15d ago
PAN card	Komal-Pan.jpg	filed	15d ago
PAN card	Yash-pan1.jpg	filed	15d ago
Paid challan (GRAS)	YASHWANT VENKATRAO PATIL EchallanMH011192320202627E.pdf	filed	15d ago
Paid challan (GRAS)	SUNIL HANUMANT SHEJWAL EchallanMH011193856202627E.pdf	received	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,080.18

Where it stands
VERIFIED — money received

Screenshot claims
₹27,147 627394501332,T627394501332

Paid at
30 Sep 18:32:54

Verified on
30 Sep 19:29:50

wrong_payee:typed on the pay page

wrong_payee:typed in the mail

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹10,260	₹15,000	₹320	₹1,500	₹27,080

By law ₹27,066.50. We ask ₹27,080 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

45 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage

40 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter (12).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat no-805, Wing B, 8`th floor, Gat no.256, Shri ICON, Moshi, PUNE, Pune, Alandi Rd, Pune, MAHARASHTRA, India, 412105

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (12).pdf

as printed
FLAT NO-805, WING B, 8`TH FLOOR, GAT NO.256, SHRI ICON, MOSHI, PUNE, PUNE, ALANDI RD, PUNE, MAHARASHTRA, INDIA, 412105

PIN
412105

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO-805 WING B 8 TH FLOOR GAT NO 256 SHRI ICON MOSHI PUNE ALANDI RD MAHARASHTRA

Locality/Road

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Yashwant Venkatrao Patil	CVUPP6675D
co_mortgagor	KOMAL YASHWANT PATIL	GRTPP6091N

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	shankar.markad@pnbhousing.com	15d ago
document chase	shankar.markad@pnbhousing.com	15d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Selfie-2.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo Selfie-1.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Payment screenshot MOD NOI Payment.jpg needs your check

utr
627394501332

date
2026-09-30

time
18:17

amount
27147

method
UPI

payee upi
56-2@okbizaxis

payer upi
05-1@okicici

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
YASHWANT VENKATRAO PATIL

debit notification text
Payment of ‘27,147 completed

raw reading (for Abhijit)

{'utr': '627394501332', 'date': '2026-09-30', 'time': '18:17', 'amount': 27147, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': '05-1@okicici', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'YASHWANT VENKATRAO PATIL', 'debit_notification_text': 'Payment of ‘27,147 completed'}

Sanction letter Sanction letter (12).pdf needs your check

lan
HOU/CHAR/0826/5204550

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'YASHWANT VENKATRAO PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KOMAL YASHAWANT PATIL', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement

loan amount
3300000.0

rate spread
-2.15

final amount
3415500.0

interest rate
11.0

sanction date
28-Aug-2026

letter version
4

reference rate
13.15

applicant email
yashpatil105@gmail.com

applicant names
YASHWANT VENKATRAO PATIL, KOMAL YASHAWANT PATIL

printed altered
False

applicant mobile
9322914761

balance transfer
False

property address
pin: 412105; road: Alandi Rd; state: MAHARASHTRA; taluka: Pune; Flat no: 805; district: PUNE; Floor: 8`th floor; Address: Flat no-805, Wing B, 8`th floor, Gat no.256, Shri ICON, Moshi, PUNE, Pune, Alandi Rd, Pune

insurance premium
115500.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3415500.0

security address verbatim
Flat no-805, Wing B, 8`th floor, Gat no.256, Shri ICON, Moshi, PUNE, Pune, Alandi Rd, Pune, MAHARASHTRA, India, 412105

applicant address verbatim
GAT NO 454 PL NO 71 B, NEAR MAHADEV NAGAR, ADARSHA NAGAR MOSHI, ., Khed, MAHARASHTRA, 412105, Ratnagiri, India

raw reading (for Abhijit)

{'lan': 'HOU/CHAR/0826/5204550', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'YASHWANT VENKATRAO PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KOMAL YASHAWANT PATIL', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3300000.0, 'rate_spread': -2.15, 'final_amount': 3415500.0, 'interest_rate': 11.0, 'quality_issue': None, 'sanction_date': '28-Aug-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'yashpatil105@gmail.com', 'applicant_names': ['YASHWANT VENKATRAO PATIL', 'KOMAL YASHAWANT PATIL'], 'printed_altered': False, 'applicant_mobile': '9322914761', 'balance_transfer': False, 'property_address': {'pin': '412105', 'road': 'Alandi Rd', 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '805', 'district': 'PUNE', 'floor_no': '8`th floor', 'landmark': None, 'full_address': 'Flat no-805, Wing B, 8`th floor, Gat no.256, Shri ICON, Moshi, PUNE, Pune, Alandi Rd, Pune, MAHARASHTRA, India, 412105', 'village_city': 'Moshi', 'building_name': 'Shri ICON', 'survey_or_cts_no': 'Gat no.256'}, 'insurance_premium': 115500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3415500.0, 'security_address_verbatim': 'Flat no-805, Wing B, 8`th floor, Gat no.256, Shri ICON, Moshi, PUNE, Pune, Alandi Rd, Pune, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'GAT NO 454 PL NO 71 B, NEAR MAHADEV NAGAR, ADARSHA NAGAR MOSHI, ., Khed, MAHARASHTRA, 412105, Ratnagiri, India'}

PAN card Komal-Pan.jpg needs your check

dob
2003-01-26

pan
GRTPP6091N

name
KOMAL YASHWANT PATIL

legible
True

father name
RAJESH HIWRALE

raw reading (for Abhijit)

{'dob': '2003-01-26', 'pan': 'GRTPP6091N', 'name': 'KOMAL YASHWANT PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJESH HIWRALE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Yash-pan1.jpg needs your check

dob
1992-05-10

pan
CVUPP6675D

name
YASHWANT VENKATRAO PATIL

legible
True

father name
VENKATRAO BABARAO PATIL

raw reading (for Abhijit)

{'dob': '1992-05-10', 'pan': 'CVUPP6675D', 'name': 'YASHWANT VENKATRAO PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VENKATRAO BABARAO PATIL', 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) YASHWANT VENKATRAO PATIL EchallanMH011192320202627E.pdf needs your check

grn
MH011192320202627E

pin
412105

total
25260.0

article
6(1)

defaced
False

bank cin
03006172026100100067

district
PUNE

area city
PUNE MAHARASHTRA

payer pan
CVUXXXXXXD

flat block
FLAT NO 805 WING B 8TH FLOOR GAT NO 256

payer name
YASHWANT VENKATRAO PATIL

sro office
HVL14_HAVELI 14 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3415500

scheme rows
{'amount': 10260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4761

payment date
30/09/2026-20:24:58

road locality
SHRI ICON MOSHI ALANDI RD

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3415500

raw reading (for Abhijit)

{'grn': 'MH011192320202627E', 'pin': '412105', 'total': 25260.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100067', 'district': 'PUNE', 'area_city': 'PUNE MAHARASHTRA', 'payer_pan': 'CVUXXXXXXD', 'flat_block': 'FLAT NO 805 WING B 8TH FLOOR GAT NO 256', 'payer_name': 'YASHWANT VENKATRAO PATIL', 'sro_office': 'HVL14_HAVELI 14 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3415500', 'scheme_rows': [{'amount': 10260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4761', 'payment_date': '30/09/2026-20:24:58', 'road_locality': 'SHRI ICON MOSHI ALANDI RD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3415500'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_efiling_verdict	{'fp': '7b9dfc21c6324c4c', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Start page', 'level': 'CHE
14d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'District', 'why': "The case's property is in PUNE,
14d ago	EzDocs	challan_boxes_by_rules	{'fp': '0aaf42a11c28a89d', 'why': 'box 1 lost a number the case holds (412105)'}
14d ago	the co-pilot	payer_name_hold	{'why': 'the name the challan was about to carry is not the person the papers name — the money waits for a person', 'typed': 'MEHUL HARSUKHLAL RAICHURA', 'papers': [{'name': 'YASHWANT VENKATRAO PATIL', 'paper': 'the sanc
14d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
14d ago	EzDocs	lesson456	{'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '401207', 'lessons': [], 'skipped': "made for MEHUL HARSUKHLAL RAICHURA — none of this c
14d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SUNIL HANUMANT SHEJWAL EchallanMH011193856202627E.pdf', 'doc_id': 'ae5a69
14d ago	copilot	doc_from_portal	{'why': 'the co-pilot watched the portal save this file and put it on the case itself — nobody carried it through a file picker', 'file': 'SUNIL HANUMANT SHEJWAL EchallanMH011193856202627E.pdf', 'kind': 'challan', 'doc_i
15d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 7 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Agreement Draft copy.pdf', 'Sanction letter (12).pdf', 'Komal-Pan.jpg', 'Yash-pan1.jpg'], 'after': {'addresses': {'people': [['Yashwant Venkatrao Patil', [['sanction_letter', '
15d ago	EzDocs	challan_boxes_by_rules	{'fp': '0aaf42a11c28a89d', 'why': 'box 1 lost a number the case holds (412105)'}
15d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 7, 'seconds': 1.8, 'workers': 5}
15d ago	EzDocs	wrong_payee_flagged	{'utr': 'T627394501332', 'payee': 'typed in the mail', 'amount': None}
15d ago	EzDocs	claim_part_duplicate	{'utr': 'T627394501332', 'date': '2026-09-30', 'parts': 1, 'amount': None, 'claimed_total': 27147.0}
15d ago	EzDocs	branch_manifest_read	{'declared': {'pan': True, 'selfie': True, 'sanction_letter': True, 'payment_screenshot': True}}
15d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', 'why': 'T
15d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CVxxxxxxXD — no paper on the
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
15d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Agreement Draft copy.pdf', 'kind': 'sale_deed'}
15d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'YASHWANT VENKATRAO PATIL EchallanMH011192320202627E.pdf', 'kind
15d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/CHAR/0826/520
15d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YASHWANT VENKATRAO
15d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL14_HAVELI 14 JOINT SUB REGISTRAR', 'district': 'PUNE'}
15d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011192320202627E', 'file': 'YASHWANT VENKATRAO PATIL EchallanMH011192320202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d ago	EzDocs	challan_extracted	{'grn': 'MH011192320202627E', 'file': 'YASHWANT VENKATRAO PATIL EchallanMH011192320202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25260.0}
15d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '392639', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL14
15d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
15d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'ALA
15d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Stamp duty', 'why': 'The stamp duty is 0.3% of the

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹27,147 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Screenshot shows money paid to “typed on the pay page” — not our account. Screenshot shows money paid to “typed in the mail” — not our account.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers