Cases / NOI-2026-03104

Deepak Singh

LAN HOU/KLN/0826/5202721 Challan paid · our move File on IGR All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Payment screenshot — money verifiedopen

✓Aadhaar cardopen

✓Selfie / photoopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹18,640.21CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,620 receivedthe receipt's amount and minute agree

Stamp duty 0.3%6,310

Registration fee 0.5%10,510

Government handling320

Our service fee1,500.21

Total we ask for18,640.21

the branch’s receipt claims ₹18,620 130532447625

paid 1 Oct 17:10:29 · verified 1 Oct 17:15:58 · 5 min 29 s later

How we know

Our own bank told us — 1 Oct 17:10

₹18,620 · UTR 130532447625 · from JM-HDFCBN-S

“Successful! You have received Rs. 18620.00 via HDFC Bank SmartHub Vyapar from HIREN BHUP. RRN-130532447625, Check: https://1.hdfc.bank.in/HDFCBK/s/5XdNdZMR”

Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 15 minour time · 1 Oct 18:27

Index II —not yet

the NOI team 14 d 3 htotal 14 d 3 h so far

Now with the NOI team — e-filing on IGR

since 1 Oct 18:27 — 14 d 1 h of working time

Day by day — every step and who held it

1 Oct 17:13Your branch's mail

1 Oct 17:13Payment landedat once

1 Oct 17:15Papers read+2 min · the NOI team

1 Oct 17:15Property readat once

1 Oct 17:15Fee quoted+1 min · the NOI team

1 Oct 17:15Payment verifiedat once

1 Oct 18:27Challan made+1 h 12 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹21,00,000

Loan account no.

HOU/KLN/0826/5202721

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the Index II. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

See the boxes — read from the Index II

District

Thane

Taluka

Kalyan

Village

Juna Dombivli

Number type

SURVEY

Number

Building

Archana Co-Op. Hou.So.Ltd.

Floor

2ND

Flat / shop no

Area

328.00

Hadd

Kalyan-Dombivli Municipal Corporation

Read from the Index II on file — the government's own words for this property. PHOTO-2026-10-01-16-41-46.jpg open it

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 5 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Floor, Flat no, Property type

• changed — village: the case held JUNA DOMBIVLI; filled JUNI DOMBIVLI — EzDocs (reading the whole file), from the Index II, reads it so

• changed — building name: the case held ARCHANA CO-OP. HOU.SO.LTD.; filled ARCHANA CO-OPERATIVE HOUSING SOCIETY LTD — EzDocs (reading the whole file), from the Index II, reads it so

• changed — Survey No / Attribute 1: the case held 26; filled 26, 115 — the Index II prints every one of these numbers for this property; the case's box held only the first

• check — not settled from any paper: Date of mortgage (No memorandum of deposit of title deeds (MOTD) is on the file to confirm the exact date of deposit.)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for a proper Index II copy from the branch for NOI filing.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 5 (2026-10-01) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 5 (2026-10-01) “We will initiate the challan for the same.”

✓ challan shared — done, mail 6 (2026-10-01) “PFA challan for your reference.”

? Index II asked for — asked, mail 7 (2026-10-01) “Kindly share proper index 2 copy for noi filing process. because the address is not properly visible.”

read over 7 mail(s), last mail 2026-10-01 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011258706202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

HC hiren.chawada@phfl.com phfl.com
01 Oct, 17:13 · 14d ago THE FIRST MAIL — how this case began

0.8% , vendor charges and documents for NOI in case of deepak singh - 5202721

📎 PHOTO-2026-10-01-17-09-26.jpg ↗📎 PHOTO-2026-10-01-17-10-49.jpg ↗📎 adharcard.pdf ↗📎 ab Adhar card.pdf ↗📎 pan card.pdf ↗📎 PHOTO-2026-10-01-17-08-56.jpg ↗📎 PHOTO-2026-10-01-16-47-06.jpg ↗📎 PHOTO-2026-10-01-16-41-46.jpg ↗📎 PHOTO-2026-10-01-16-39-51.jpg ↗

Sent from OfficeMail

🤖 read: documents attached

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:18 · 14d ago

Team,

Kindly share proper index 2 copy for challan process.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: The NOI team asks the branch to share the Index II copy.

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:19 · 14d ago

Team,

Kindly share proper index 2 copy for challan process. because address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: asks the branch for documents — “Kindly share proper index 2 copy for challan process.”

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:19 · 14d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 18:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
Kindly share proper index 2 copy for challan process. because address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:23 · 14d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 18:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
Kindly share proper index 2 copy for challan process. because address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:29 · 14d ago

📎 DEEPAK SINGH EchallanMH011258706202627E.pd ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 18:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 18:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
Kindly share proper index 2 copy for challan process. because address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
01 Oct, 18:31 · 14d ago

Team,

Kindly share proper index 2 copy for noi filing process. because the address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 1 Oct 2026 at 18:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 18:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 18:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
Kindly share proper index 2 copy for challan process. because address is not properly visible.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 1 Oct 2026 at 17:14, hiren.chawada < hiren.chawada@phfl.com > wrote:

Sent from OfficeMail

🤖 read: asks the branch for documents — “Kindly share proper index 2 copy for noi filing process. because the address is not properly visible.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	PHOTO-2026-10-01-17-09-26.jpg	filed	14d ago
Payment screenshot	PHOTO-2026-10-01-17-10-49.jpg	filed	14d ago
Aadhaar card	adharcard.pdf	filed	14d ago
Aadhaar card	ab Adhar card.pdf	filed	14d ago
PAN card	pan card.pdf	filed	14d ago
Selfie / photo	PHOTO-2026-10-01-17-08-56.jpg	filed	14d ago
Selfie / photo	PHOTO-2026-10-01-16-47-06.jpg	filed	14d ago
Index IIthe branch sent this — an input	PHOTO-2026-10-01-16-41-46.jpg	filed	14d ago
Sanction letter	PHOTO-2026-10-01-16-39-51.jpg	filed	14d ago
Paid challan (GRAS)	DEEPAK SINGH EchallanMH011258706202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,640.21

Where it stands
VERIFIED — money received

Screenshot claims
₹18,620 130532447625

Paid at
1 Oct 17:10:29

Verified on
1 Oct 17:15:58

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,310	₹10,510	₹320	₹1,500	₹18,640

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Mobile (person 2)

14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Floor, Flat / shop no, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (PHOTO-2026-10-01-16-41-46.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

इतर वर्णनः, इतर माहितीः मौजे जुनी डोंबिवली जुना म.नं. 115. हि.नं. 9 (पैकी), नवीन स.नं. 26 वरील अर्चना को. ऑप. हौ.सो.लि., सदनिका नं मजला, क्षेत्रफळ 328 चौ.फु. बिल्टअप ( (Survey Number : जुना स.नं. 115, हि.नं. 9 (पैकी), नवीन म.नं. 26;)) स्थानिक स्वराज्य संस्थाः कल्याण डोंबिवली

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

PHOTO-2026-10-01-16-39-51.jpg

as printed
FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA CO-OPERATIVE HOUSING SOCIETY LTD, DOMBIVALI WEST, KOPAR CROSS ROAD, THANE, SHASTRI NAGAR, THANE, MAHARASHTRA, INDIA, 421202

PIN
421202

the Index II

PHOTO-2026-10-01-16-41-46.jpg

the property
itara varnanah, itara maahitih mauje juni dombivali junaa ma.nan. 115. hi.nan. 9 (paiki), navina sa.nan. 26 varila archanaa ko. opa. hau.so.li., sadanikaa nan majalaa, kshetraphala 328 chau.phu. biltaapa ((SURVEY NUMBER : junaa sa.nan. 115, hi.nan. 9 (paiki), navina ma.nan. 26;)) sthaanika svaraajya sansthaah kalyaana dombivali

PIN
NOT MENTIONED

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 11 2ND FLOOR 2 ND FLOOR ARCHANA CO-OPERATIVE HOUSING SOCIETY LTD DOMBIVALI WEST

Locality/Road
KOPAR CROSS ROAD THANE SHASTRI NAGAR MAHARASHTRA

Area/City
THANE

check or correct a box, the papers beside it →

the Index II also prints: 115, 26, 328, 9, BILTAAPA, CHAU, HAU, HI, ITARA, JUNAA, JUNI, KALYAANA, KO, KSHETRAPHALA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DEEPAK SINGH	FTIPS7022A	…9466
co_mortgagor	ABHA DEVI	HBFPD5931L	…3902

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	hiren.chawada@phfl.com	14d ago

What EzDocs read from each document — check anything marked in red

PAN card PHOTO-2026-10-01-17-09-26.jpg needs your check

dob
1997-07-05

pan
HBFPD5931L

name
ABHA DEVI

legible
True

father name
OM PRAKASH SINGH

raw reading (for Abhijit)

{'dob': '1997-07-05', 'pan': 'HBFPD5931L', 'name': 'ABHA DEVI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'OM PRAKASH SINGH', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot PHOTO-2026-10-01-17-10-49.jpg needs your check

utr
130532447625

date
2026-10-01

time
17:10

amount
18620

method
UPI

payee upi
2080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

debit notification text
Payment of ₹18,620 completed

raw reading (for Abhijit)

{'utr': '130532447625', 'date': '2026-10-01', 'time': '17:10', 'amount': 18620, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Payment of ₹18,620 completed'}

PAN card pan card.pdf needs your check

dob
1995-10-07

pan
FTIPS7022A

name
DEEPAK SINGH

legible
True

father name
SHASHIKANT SINGH

raw reading (for Abhijit)

{'dob': '1995-10-07', 'pan': 'FTIPS7022A', 'name': 'DEEPAK SINGH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHASHIKANT SINGH', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo PHOTO-2026-10-01-17-08-56.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo PHOTO-2026-10-01-16-47-06.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Aadhaar card ab Adhar card.pdf needs your check

dob
1997-07-05

name
Abha Devi

address
pin: 221405; area: Barema; road: RAMESHWAR; state: Uttar Pradesh; Village: Varanasi

legible
True

aadhaar last4
3902

raw reading (for Abhijit)

{'dob': '1997-07-05', 'pan': None, 'name': 'Abha Devi', 'mobile': None, 'address': {'pin': '221405', 'area': 'Barema', 'flat': None, 'road': 'RAMESHWAR', 'floor': None, 'state': 'Uttar Pradesh', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Varanasi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3902', 'quality_issue': None}

Aadhaar card adharcard.pdf needs your check

dob
1995-10-07

name
Deepak Singh

mobile
8707805193

address
pin: 221405; area: BAREMA, Rameshwar, Hathi; state: Uttar Pradesh; district: Varanasi; post_office: Hathi Bazar; Village: Varanasi

legible
True

aadhaar last4
9466

raw reading (for Abhijit)

{'dob': '1995-10-07', 'pan': None, 'name': 'Deepak Singh', 'mobile': '8707805193', 'address': {'pin': '221405', 'area': 'BAREMA, Rameshwar, Hathi', 'flat': None, 'road': None, 'floor': None, 'state': 'Uttar Pradesh', 'building': None, 'district': 'Varanasi', 'post_office': 'Hathi Bazar', 'village_city': 'Varanasi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9466', 'quality_issue': None}

Sanction letter PHOTO-2026-10-01-16-39-51.jpg needs your check

lan
HOU/KLN/0826/5202721

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'DEEPAK SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ABHA DEVI', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
13.15% -5.15% = 8.00% per annum as on the date of execution of the loan agreement

loan amount
2000000.0

rate spread
-5.15

final amount
2100000.0

interest rate
8.0

sanction date
18-Sep-2026

letter version
6

reference rate
13.15

applicant email
deepakaslp2013@gmail.com

applicant names
DEEPAK SINGH, ABHA DEVI

printed altered
False

applicant mobile
8707805193

balance transfer
False

property address
pin: 421202; road: Kopar Cross Road; state: MAHARASHTRA; taluka: Thane; Flat no: 11; district: Thane; Floor: 2ND FLOOR; Address: FLAT NO 11, 2ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West, Ko

insurance premium
100000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2100000.0

security address verbatim
FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West,, Kopar Cross Road, Thane, Shastri Nagar, Thane, MAHARASHTRA, India, 421202

applicant address verbatim
FLAT NO-11, 2ND FLOOR, ARCHANA CHS.,, SHASHTRI NAGAR, NEAR ROYAL MEDICAL, DOMBIVALI WEST,., Thane, MAHARASHTRA, 421202, India

raw reading (for Abhijit)

{'lan': 'HOU/KLN/0826/5202721', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DEEPAK SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ABHA DEVI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% -5.15% = 8.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -5.15, 'final_amount': 2100000.0, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'deepakaslp2013@gmail.com', 'applicant_names': ['DEEPAK SINGH', 'ABHA DEVI'], 'printed_altered': False, 'applicant_mobile': '8707805193', 'balance_transfer': False, 'property_address': {'pin': '421202', 'road': 'Kopar Cross Road', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '11', 'district': 'Thane', 'floor_no': '2ND FLOOR', 'landmark': None, 'full_address': 'FLAT NO 11, 2ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West, Kopar Cross Road, Shastri Nagar, Thane, Thane, MAHARASHTRA, India, 421202', 'village_city': 'Dombivali West', 'building_name': 'ARCHANA Co-operative Housing Society Ltd', 'survey_or_cts_no': None}, 'insurance_premium': 100000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2100000.0, 'security_address_verbatim': 'FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West,, Kopar Cross Road, Thane, Shastri Nagar, Thane, MAHARASHTRA, India, 421202', 'applicant_address_verbatim': 'FLAT NO-11, 2ND FLOOR, ARCHANA CHS.,, SHASHTRI NAGAR, NEAR ROYAL MEDICAL, DOMBIVALI WEST,., Thane, MAHARASHTRA, 421202, India'}

Index II PHOTO-2026-10-01-16-41-46.jpg needs your check

kind
index2_input

extracted
pin: Not mentioned; rows: {'r4_palika': 'कल्याण-डोंबिवली (महानगरपालिका)', 'r11_serial': 'कलन4-18370-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'Not mentioned', 'rows': {'r4_palika': 'कल्याण-डोंबिवली (महानगरपालिका)', 'r11_serial': 'कलन4-18370-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation Cantonment area annexed to it.', 'r4_locality': 'Not mentioned', 'r5_area_text': '328 चौ.फूट', 'r7_executants': [{'age': '44', 'pan': 'ATFXXXXX4B', 'name': 'डॉ. मेघा प्रकाश पाटील', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः लक्ष्मी सोहम को. ऑप. हौ.सो.लि., ब्लॉक नंः 304, रोड नंः शास्त्री नगर, डोंबिवली प., महाराष्ट्र, ठाणे. पिनः 421202'}, {'age': '50', 'pan': 'AKXXXXXX5R', 'name': 'प्रकाश विठ्ठल पाटील', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः लक्ष्मी सोहम को. ऑप. हौ.सो.लि., ब्लॉक नंः 304, रोड नंः शास्त्री नगर, डोंबिवली प., महाराष्ट्र, ठाणे. पिनः 421202'}], 'r8_purchasers': [{'age': '29', 'pan': 'HBFXXXXX1L', 'name': 'आभा देवी', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः अर्चना को. ऑप. हौ.सो., ब्लॉक नंः 11, रोड नंः जुनी डोंबिवली रोड, शास्त्री नगर, डोंबिवली प., महाराष्ट्र, ठाणे. पिन:- 421202'}, {'age': '31', 'pan': 'FTIXXXXX2A', 'name': 'दिपक सिंह', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः अर्चना को. ऑप. हौ.मो., ब्लॉक नंः 11, रोड नंः जुनी डोंबिवली रोड, शास्त्री नगर, डोंबिवली प., महाराष्ट्र, ठाणे. पिन:- 421202'}], 'r12_stamp_duty': 175000, 'r3_market_value': 2500000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 2246000, 'r9_execution_date': '18-09-2026', 'r13_registration_fee': 25000, 'r10_registration_date': '18-09-2026'}, 'doc_no': 'KLN4-18370-2026', 'village': 'जुनी डोंबिवली', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'कल्याण 4', 'area_text': '328 चौ.फूट', 'mortgagee': 'Not mentioned', 'filing_fee': 25000, 'header_sro': 'दु.नि. कल्याण 4', 'mortgagors': ['डॉ. मेघा प्रकाश पाटील', 'प्रकाश विठ्ठल पाटील'], 'stamp_duty': 175000, 'filing_date': '2026-09-18', 'loan_amount': 2500000, 'token_number': 'KLN4-18370-2026', 'property_text': 'इतर वर्णनः, इतर माहितीः मौजे जुनी डोंबिवली जुना म.नं. 115. हि.नं. 9 (पैकी), नवीन स

Sanction letter PHOTO-2026-10-01-16-39-51.jpg needs your check

found
True

found in
Sanction Letter - Security Row

paper for
loan_ref: HOU/KLN/0826/5202721; customer_name: DEEPAK SINGH AND ABHA DEVI

confidence
0.95

property address
pin: 421202; road: KOPAR CROSS ROAD; state: MAHARASHTRA; taluka: KALYAN; Flat no: FLAT NO 11; district: THANE; Floor: 2ND; landmark: SHASTRI NAGAR; Address: FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative

security address verbatim
FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West,, Kopar Cross Road, Thane, Shastri Nagar, Thane, MAHARASHTRA, India, 421202

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter - Security Row', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/KLN/0826/5202721', 'report_id': None, 'customer_name': 'DEEPAK SINGH AND ABHA DEVI'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '421202', 'road': 'KOPAR CROSS ROAD', 'state': 'MAHARASHTRA', 'taluka': 'KALYAN', 'flat_no': 'FLAT NO 11', 'district': 'THANE', 'floor_no': '2ND', 'landmark': 'SHASTRI NAGAR', 'full_address': 'FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West,, Kopar Cross Road, Thane, Shastri Nagar, Thane, MAHARASHTRA, India, 421202', 'village_city': 'DOMBIVALI WEST', 'building_name': 'ARCHANA CO-OPERATIVE HOUSING SOCIETY LTD', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 11, 2ND FLOOR, 2 ND FLOOR, ARCHANA Co-operative Housing Society Ltd, Dombivali West,, Kopar Cross Road, Thane, Shastri Nagar, Thane, MAHARASHTRA, India, 421202'}

Paid challan (GRAS) DEEPAK SINGH EchallanMH011258706202627E.pdf needs your check

grn
MH011258706202627E

pin
421202

total
16820.0

article
6(1)

defaced
False

bank cin
03006172026100101308

district
THANE

area city
THANE

payer pan
FTIXXXXXXA

flat block
FLAT NO 11 2ND FLOOR ARCHANA CO OP HSG SOC LTD NEW SURVEY NO 26 OLD SURVEY NO 115 HISSA NO 9

payer name
DEEPAK SINGH

sro office
KALYAN 4 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000

scheme rows
{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5193

payment date
01/10/2026-18:27:56

road locality
KOPAR CROSS ROAD SHASTRI NAGAR DOMBIVALI WEST JUNI DOMBIVLI

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2100000

raw reading (for Abhijit)

{'grn': 'MH011258706202627E', 'pin': '421202', 'total': 16820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101308', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'FTIXXXXXXA', 'flat_block': 'FLAT NO 11 2ND FLOOR ARCHANA CO OP HSG SOC LTD NEW SURVEY NO 26 OLD SURVEY NO 115 HISSA NO 9', 'payer_name': 'DEEPAK SINGH', 'sro_office': 'KALYAN 4 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000', 'scheme_rows': [{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5193', 'payment_date': '01/10/2026-18:27:56', 'road_locality': 'KOPAR CROSS ROAD SHASTRI NAGAR DOMBIVALI WEST JUNI DOMBIVLI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2100000'}

Technical record (for Abhijit — safe to ignore)

5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 01 Oct, 18:18 asked for the Index II — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
13d ago	EzDocs	case_read	{'how': 'uri', 'tag': '033f2635d19a713e', 'docs': ['PHOTO-2026-10-01-16-41-46.jpg', 'PHOTO-2026-10-01-16-39-51.jpg', 'adharcard.pdf', 'ab Adhar card.pdf', 'PHOTO-2026-10-01-17-09-26.jpg', 'pan card.pdf'], 'loan': {'amoun
13d ago	EzDocs	case_read_started	{'tag': '033f2635d19a713e', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed FTxxxxxxXA — no paper on the
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan_shared'], 'mails': 7, 'summ
14d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'PHOTO-2026-10-01-16-41-46.jpg', 'kind': 'index2'}
14d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DEEPAK SINGH EchallanMH011258706202627E.pdf', 'kind': 'paid'
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DEEPAK SINGH Echall
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KALYAN 4 JOINT SUB REGISTRAR', 'district': 'THANE'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011258706202627E', 'file': 'DEEPAK SINGH EchallanMH011258706202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011258706202627E', 'file': 'DEEPAK SINGH EchallanMH011258706202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16820.0}
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '406826', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
14d ago	EzDocs	document_reread	{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'PHOTO-2026-10-01-16-41-46.jpg', 'doc_id': 'd95dce99-1588-4547-931e-3e96ad80
14d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'PHOTO-2026-10-01-16-41-46.jpg', 'ours': 'KLN3_KALYAN NO 3 JOIN
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 5, 'summary': 'The team ha
14d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
14d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'PHOTO-2026-10-01-16-39-51.jpg', 'paper': 'the sanction letter', 'not_on_paper': ['OP', 'HSG
14d ago	EzDocs	challan_boxes_by_rules	{'fp': 'f9cc4eed24ef0b47', 'why': 'box 1 lost a number the case holds (26)'}
14d ago	EzDocs	reader_mail_addition	{'fp': '8684555710b8a83d', 'add': {}, 'why': 'The mail does not describe a property.', 'asked': True, 'quote': '', 'same_property': False}
14d ago	EzDocs	quoted_history_checked	{}
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	EzDocs	reader_home_address	{'fp': 'bdceeb89a8f2e1ea', 'from': 'the sanction letter (PHOTO-2026-10-01-16-39-51.jpg)', 'home': {'pin': '421202', 'area': 'NEAR ROYAL MEDICAL', 'flat': 'FLAT NO-11', 'road': 'SHASHTRI NAGAR', 'floor': '2ND FLOOR', 'sta
14d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 21,00,000 from the sanction copy s
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has sent s
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'c16cb7fb513bec94', 'docs': ['PHOTO-2026-10-01-16-41-46.jpg', 'PHOTO-2026-10-01-16-39-51.jpg', 'adharcard.pdf', 'ab Adhar card.pdf', 'PHOTO-2026-10-01-17-09-26.jpg', 'pan card.pdf'], 'loan': {'amoun
14d ago	EzDocs	email_shadowed:doc_chase	{'to': 'hiren.chawada@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0826/5202721), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with insuran
14d ago	EzDocs	claim_inside_desk_buffer	{'gap': 20.21, 'why': "the branch paid the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': 1862
14d ago	EzDocs	expectation_recorded_silently	{'why': 'the loan amount was read from a photograph — the branch is asked to confirm it, the figure is held meanwhile', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked aga

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹18,620 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered