Bhushan Bhila Ahirrao
the challan is done — these are for the IGR filing / KYC
why?
why?
the branch's own words
The branch's mail said: the bank's own rows sum to Rs.21,900 but its total says Rs.23,400Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012108662202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper15 Oct, 15:19 · 3h ago THE FIRST MAIL — how this case began
Kindly process 0.3 & 0.5 Challan in below case
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
15 Oct, 16:00 · 2h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 15 Oct 2026 at 15:22, Abhijeet Anil Kale <abhijeet.kale@phfl.com>
wrote:
earlier mails quoted below
15 Oct, 16:28 · 2h ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter (4).pdf | filed | 3h ago |
| Aadhaar card+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside | DocScanner Oct 15, 2026 15-06.pdf | filed | 3h ago |
| Paid challan (GRAS) | BHUSHAN BHILA AHIRRAO EchallanMH012108662202627E.pdf | filed | 2h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹23,440.10
VERIFIED — money received
—
11:19:37
15:23:10
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹8,110 | ₹13,510 | ₹320 | ₹1,500 | ₹23,440 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 04, 2ND FLOOR, A WING, NANDANBAG APARTMENT, S NO 104/5/PLOT NO 11, (OLD S NO 104/1,17 TO 20 AND 29+30), INDIRA NAGAR, SHRADDHA VIHAR, WADALA, NEAR NURSING HOME, NASHIK, INDIRA NAGAR-WADALA ROAD, NASHIK, MAHARASHTRA, INDIA, 422006
422006
FLAT NO 04 2ND FLOOR A WING NANDANBAG APARTMENT SURVEY NO 104/5 PLOT NO 11
INDIRA NAGAR SHRADHA VIHAR WADALA NEAR NURSING HOME INDIRA NAGAR WADALA ROAD
NASHIK
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | BHUSHAN BHILA AHIRRAO | AUUPA4333N | …1990 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | abhijeet.kale@phfl.com | 3h ago |
| document chase | abhijeet.kale@phfl.com | 3h ago |
| acknowledgement | abhijeet.kale@phfl.com | 3h ago |
What EzDocs read from each document — check anything marked in red
HOU/NSK/0826/5199319
True
Housing Loan, Housing
Housing Loan, Housing
1.0
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (2600000)", "the insurance premium's digits and words
PNBRRR 13.15% per annum; 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
NASHIK
2600000.0
-4.95
2700000.0
8.2
17-Aug-2026
4
13.15
ahirerupab@gmail.com
BHUSHAN BHILA AHIRRAO, SWAPNA BHUSHAN AHIRRAO
False
7841911497
False
pin: 422006; state: MAHARASHTRA; Address: Flat No 04, 2nd Floor, A Wing, Nandanbag Apartment, S No 104/5/Plot No 11, (Old S No 104/1,17 To 20 And 29+30), Indira Nagar, Shraddha Vihar, Wadala, Near Nursing Home, Nash
100000.0
Total Loan Amount
True
2700000.0
Flat No 04, 2nd Floor, A Wing, Nandanbag Apartment, S No 104/5/Plot No 11, (Old S No 104/1,17 To 20 And 29+30), Indira Nagar, Shraddha Vihar, Wadala, Near Nursing Home, Nashik, Indira Nagar-Wadala Road, Nashik, MAHARASHT
F NO 2 VRAJ APT, NR SHRADDHA VIHAR INDIRANAGAR, ASHIRWAD HOSPITAL, NASHIK, Nashik, MAHARASHTRA, 422009, Nashik, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5199319', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (2600000)", "the insurance premium's digits and words agree (100000)", 'loan + insurance = total (2600000 + 100000 = 2700000)', 'the rate arithmetic holds (13.15 - 4.95 = 8.20)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'bank_branch': 'NASHIK', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2600000.0, 'rate_spread': -4.95, 'final_amount': 2700000.0, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '17-Aug-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'ahirerupab@gmail.com', 'applicant_names': ['BHUSHAN BHILA AHIRRAO', 'SWAPNA BHUSHAN AHIRRAO'], 'printed_altered': False, 'applicant_mobile': '7841911497', 'balance_transfer': False, 'property_address': {'pin': '422006', 'state': 'MAHARASHTRA', 'full_address': 'Flat No 04, 2nd Floor, A Wing, Nandanbag Apartment, S No 104/5/Plot No 11, (Old S No 104/1,17 To 20 And 29+30), Indira Nagar, Shraddha Vihar, Wadala, Near Nursing Home, Nashik, Indira Nagar-Wadala Road, Nashik, MAHARASHTRA, India, 422006'}, 'insurance_premium': 100000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2700000.0, 'security_address_verbatim': 'Flat No 04, 2nd Floor, A Wing, Nandanbag Apartment, S No 104/5/Plot No 11, (Old S No 104/1,17 To 20 And 29+30), Indira Nagar, Shraddha Vihar, Wadala, Near Nursing Home, Nashik, Indira Nagar-Wadala Road, Nashik, MAHARASHTRA, India, 422006', 'applicant_address_verbatim': 'F NO 2 VRAJ APT, NR SHRADDHA VIHAR INDIRANAGAR, ASHIRWAD HOSPITAL, NASHIK, Nashik, MAHARASHTRA, 422009, Nashik, India'}1987-04-23
Bhushan Bhila Ahirrao
7841911497
pin: 422009; area: Pandav Nagari, Indira Nagar; flat: Flat No. 4; road: Wadala Pathardi Road; state: Maharashtra; building: Evergreen Park; district: Nashik; post_office: Cidco Colony; Village: Nashik
True
1990
raw reading (for Abhijit)
{'dob': '1987-04-23', 'pan': None, 'name': 'Bhushan Bhila Ahirrao', 'mobile': '7841911497', 'address': {'pin': '422009', 'area': 'Pandav Nagari, Indira Nagar', 'flat': 'Flat No. 4', 'road': 'Wadala Pathardi Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Evergreen Park', 'district': 'Nashik', 'post_office': 'Cidco Colony', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1990', 'quality_issue': None}1987-04-23
AUUPA4333N
BHUSHAN BHILA AHIRRAO
True
BHILA AHIRRAO
raw reading (for Abhijit)
{'dob': '1987-04-23', 'pan': 'AUUPA4333N', 'name': 'BHUSHAN BHILA AHIRRAO', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHILA AHIRRAO', 'aadhaar_last4': None, 'quality_issue': None}payments: [{'utr': '665426722516', 'date': '2026-10-15', 'page': 7, 'time': '11:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 23400.0, 'direction': 'credit', 'narration': 'Panjab finance noi fee', 'proof_kind'
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '665426722516', 'date': '2026-10-15', 'page': 7, 'time': '11:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 23400.0, 'direction': 'credit', 'narration': 'Panjab finance noi fee', 'proof_kind': 'success_screen'}]}}MH012108662202627E
422006
21620.0
6(1)
False
03006172026101501454
NASHIK
NASHIK
AUUXXXXXXN
FLAT NO 04 2ND FLOOR A WING NANDANBAG APARTMENT INDIRA NAGAR SHRADDHA VIHAR NEAR NURSING HOME
BHUSHAN BHILA AHIRRAO
NSK5_NASHIK 5 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2700000
{'amount': 8110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX1497
15/10/2026-16:23:59
S NO 104/5 PLOT NO 11 OLD S NO 104/1 17 TO 20 AND 29 30 NASHIK INDIRA NAGAR WADALA ROAD NASHIK
AAACP3682N
PNB HOUSING FINANCE LTD
2700000
raw reading (for Abhijit)
{'grn': 'MH012108662202627E', 'pin': '422006', 'total': 21620.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101501454', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'AUUXXXXXXN', 'flat_block': 'FLAT NO 04 2ND FLOOR A WING NANDANBAG APARTMENT INDIRA NAGAR SHRADDHA VIHAR NEAR NURSING HOME', 'payer_name': 'BHUSHAN BHILA AHIRRAO', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2700000', 'scheme_rows': [{'amount': 8110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1497', 'payment_date': '15/10/2026-16:23:59', 'road_locality': 'S NO 104/5 PLOT NO 11 OLD S NO 104/1 17 TO 20 AND 29 30 NASHIK INDIRA NAGAR WADALA ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2700000'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'c6bb3d3b-21fe-4d47-8760-50bedf9682a9'} |
| 2h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '527695', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 2h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'BHUSHAN BHILA AHIRR |
| 2h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 2h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012108662202627E', 'file': 'BHUSHAN BHILA AHIRRAO EchallanMH012108662202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 2h ago | EzDocs | challan_extracted | {'grn': 'MH012108662202627E', 'file': 'BHUSHAN BHILA AHIRRAO EchallanMH012108662202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 21620.0} |
| 2h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 2h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'BHUSHAN BHILA AHIRRAO EchallanMH012108662202627E.pdf', 'kind': 'un |
| 2h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The typed Property box 1 and Property box 2 match the main paper (sanction letter) and the |
| 2h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03583'} |
| 2h ago | EzDocs | challan_boxes_composed | {'fp': '58a869ecb35019ee', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 04 2ND FLOOR A WING NAN |
| 2h ago | the co-pilot | reading_boxes_made_up | {'why': ": a word no paper on the file prints, or a unit number the paper prints left out — the paper's own words are typed", 'file': 'Sanction letter (4).pdf', 'paper': 'the sanction letter', 'typed': 'FLAT NO 04 2N |
| 2h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 2h ago | EzDocs | quoted_history_checked | {} |
| 2h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 16:00 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 3h ago | EzDocs | reader_home_address | {'fp': '33415bfc9022251e', 'from': 'the sanction letter (Sanction letter (4).pdf)', 'home': {'pin': '422009', 'area': 'NR SHRADDHA VIHAR INDIRANAGAR, ASHIRWAD HOSPITAL', 'flat': 'F NO 2', 'state': 'MAHARASHTRA', 'buildin |
| 3h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'quick sweep'} |
| 3h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 3h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '665426722516', 'fee_total': 23440} |
| 3h ago | EzDocs | email_shadowed:ack | {'to': 'abhijeet.kale@phfl.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.\n\nRegards,\nNOI Coo |
| 3h ago | EzDocs | draft_withdrawn | {'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']} |
| 3h ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Team,\n\nKindly share the following to process the challan:\n\n 1. Paymen |
| 3h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T09:53:30', 'why': 'reading', 'open': 4, 'mails': [{'at': '2026-10-15 09:49', 'id': '1a13efa03da05751', 'from': 'branch', 'gist': 'The branch is asking the team to process the challan for the |
| 3h ago | EzDocs | bundle_holds503 | {'why': 'EzDocs (reading the whole file) found these inside this paper; the label at the door had not — they count on the case now and are read for what they give', 'file': 'DocScanner Oct 15, 2026 15-06.pdf', 'found': ['payment_ |
| 3h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'} |
| 3h ago | EzDocs | case_read | {'how': 'uri', 'tag': '1977b29121a110ca', 'docs': ['Sanction letter (4).pdf', 'DocScanner Oct 15, 2026 15-06.pdf'], 'loan': {'amount': 2700000, 'made_of': [{'what': 'Housing Loan', 'paper': 'Sanction letter (4).pdf', 'qu |
| 3h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR']} |
| 3h ago | EzDocs | email_shadowed:doc_chase | {'to': 'abhijeet.kale@phfl.com', 'body': 'Team,\n\nKindly share the following to process the challan:\n\n 1. Payment Screenshot with UTR — not received yet\n\nFor NOI filing, we also need (it does not hold up the challa |