the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper03 Sep, 11:01 · 42d ago THE FIRST MAIL — how this case began
Kindly Initiate 0.3% Challan & NOI in case of HARIRAM SAGAR SAHNI - HOU/PNVL/0726/5173688 Require document and Payment Receipt attached for your reference Loan amount with insurance - 32,96,000/- Property Add: - FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41,HISSA NO 18A, KALAMBOLI, Panvel, Raigad, MAHARASHTRA, India, 410218
7 more mails in between — open
03 Sep, 12:28 · 42d ago
We will initiate the challan for the same.
For noi filing we need a colour live selfie photo of the applicants..
earlier mails quoted below
03 Sep, 12:54 · 42d ago
earlier mails quoted below
08 Sep, 11:47 · 37d ago
Kindly Initiate 0.3% Challan & NOI in case of HARIRAM SAGAR SAHNI -HOU/PNVL/0726/5173688
Require document and Payment Receipt attached for your reference
Property Add: - FLAT NO 501,5TH FLOOR, B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO A, KALAMBOLI, PANVEL, RAIGAD-410218
08 Sep, 16:06 · 37d ago
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 11:51, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:
earlier mails quoted below
08 Sep, 16:06 · 37d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 11:51, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:
earlier mails quoted below
12 Sep, 12:59 · 33d ago
Please find attched applicant photo
Request you to give your confirmation as NOI Documentation is completed
earlier mails quoted below
12 Sep, 13:29 · 33d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 12 Sept 2026 at 13:02, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:
earlier mails quoted below
15 Sep, 18:17 · 30d ago
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 12 Sept 2026 at 13:29, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
17 Sep, 17:27 · 28d ago
TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 15 Sept 2026 at 18:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card+ PAN card inside | KYC.pdf | filed | 42d ago |
| Index IIthe branch sent this — an input | INDEX II 2.pdf | filed | 42d ago |
| Sanction letter | Sanction letter (1).pdf | filed | 42d ago |
| Payment screenshot | TransactionReceipt5817683622123231428.jpeg | filed | 42d ago |
| Paid challan (GRAS) | HARIRAM SAGAR SAHNI EchallanMH009541591202627E.pdf | filed | 37d ago |
| Selfie / photo | 1789198167516.jpg | filed | 33d ago |
| E-filing copy (token) | eFilingDoc9991509260005.pdf | filed | 30d ago |
| Index IIthe registered copy we filed | IndexII9991509260005.pdf | filed | 28d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,720
VERIFIED — money received
₹26,688 428531659457
3 Sep 11:01:49
4 Sep 12:56:57
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,900 | ₹15,000 | ₹320 | ₹1,500 | ₹26,720 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO 18A, KALAMBOLI, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410218
410218
sadanikaa nan. 501, bi-vinga, paachavaa majalaa, "saai pujaa ko-opa hausinga sosaayati li.", gata/sarve nan. 41, hissaa nan. 18o, mauje kalamboli, taalukaa panavela, jilhaa raayagada, (kshetraphala 40.42 chau.mi. biltaapa eriyaa) ((PLOT NUMBER: -;)) - sthaanika svaraajya sansthaah panavela ma.na.paa.
FLAT NO 501 5TH FLOOR B WING SAI PUJA CO-OP HOUSING SOCIETY LTD GAT NO 41 HISSA NO 18O
KALAMBOLI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | HARIRAM SAGAR SAHNI | EHCPS9995H | …4685 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | akshay.chaudhari@phfl.com | 42d ago |
What EzDocs read from each document — check anything marked in red
1991-07-08
EHCPS9995H
HARIRAM SAGAR SAHNI
True
4685
raw reading (for Abhijit)
{'dob': '1991-07-08', 'pan': 'EHCPS9995H', 'name': 'HARIRAM SAGAR SAHNI', 'legible': True, 'aadhaar_last4': '4685', 'quality_issue': None}index2_input
doc_no: PNL1-10822-2026; village: कळंबोली; doc_kind: Index II; doc_year: 2026; sro_name: सह दु.नि. पनवेल 1; area_text: क्षेत्रफळ 40.42 चौ.मी. बिल्टअप एरिया; mortgagee: हरिराम सागर साहनी; mortgagors: ['ललिता नारायण भूपानी
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': 'PNL1-10822-2026', 'village': 'कळंबोली', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 1', 'area_text': 'क्षेत्रफळ 40.42 चौ.मी. बिल्टअप एरिया', 'mortgagee': 'हरिराम सागर साहनी', 'mortgagors': ['ललिता नारायण भूपानी'], 'stamp_duty': 238000, 'filing_date': '2026-08-17', 'loan_amount': 3400000, 'property_text': 'सदनिका नं. 501, बी-विंग, पाचवा मजला, "साई पुजा को-ऑप हौसिंग सोसायटी लि.", गट/सर्वे नं. 41, हिस्सा नं. 18ओ, मौजे कळंबोली, तालुका पनवेल, जिल्हा रायगड, (क्षेत्रफळ 40.42 चौ.मी. बिल्टअप एरिया) ( ( Plot Number: - ; )) - स्थानिक स्वराज्य संस्थाः पनवेल म.न.पा.', 'survey_numbers': ['41', '18ओ']}}HOU/PNVL/0726/5173688
True
Housing Loan, Housing
1
3200000
8.3
29-Jul-2026
5
HARIRAM SAGAR SAHNI, RINKU HARIRAM SAHANI
9619587102
pin: 410218; state: MAHARASHTRA; taluka: Panvel; Flat no: 501; district: Raigad; Floor: 5TH FLOOR; Address: FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO 18A, KALAMBOLI, Panvel, Raigad,
96000
True
3296000
FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO 18A, KALAMBOLI, Panvel, Raigad, MAHARASHTRA, India, 410218
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0726/5173688', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 3200000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '29-Jul-2026', 'letter_version': '5', 'applicant_names': ['HARIRAM SAGAR SAHNI', 'RINKU HARIRAM SAHANI'], 'applicant_mobile': '9619587102', 'property_address': {'pin': '410218', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '501', 'district': 'Raigad', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO 18A, KALAMBOLI, Panvel, Raigad, MAHARASHTRA, India, 410218', 'village_city': 'KALAMBOLI', 'building_name': 'B WING, SAI POOJA CHS LTD', 'survey_or_cts_no': 'SURVEY NO 41, HISSA NO 18A'}, 'insurance_premium': 96000, 'includes_insurance': True, 'total_with_insurance': 3296000, 'security_address_verbatim': 'FLAT NO 501, 5TH FLOOR,B WING, SAI POOJA CHS LTD, SURVEY NO 41, HISSA NO 18A, KALAMBOLI, Panvel, Raigad, MAHARASHTRA, India, 410218'}428531659457
2026-09-03
26688
PhonePe UPI
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
Money tree
Transaction Successful
raw reading (for Abhijit)
{'utr': '428531659457', 'date': '2026-09-03', 'amount': 26688, 'method': 'PhonePe UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'Money tree', 'debit_notification_text': 'Transaction Successful'}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 03 Sep, 12:28 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 28d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 28d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999150926000 |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX II 2.pdf', 'Sanction letter (1).pdf', 'KYC.pdf'], 'after': {'addresses': {'people': [['HARIRAM SAGAR SAHNI', []]], 'property': [['sanction_letter', 'same_spelling']]}, |
| 30d ago | EzDocs | address_compared | {'sig': '5dfe3ed4bb028fb1', 'why': 'after gather', 'people': [{'home': '403, 4th, SHREEJI KALASH, SECTOR 10 E KALAMBOLI, KALAMBOLI NODE, KALAMBOLI, RAIGAD, 410218', 'person': 'HARIRAM SAGAR SAHNI', 'against': [], 'home_s |
| 30d ago | EzDocs | challan_boxes_composed | {'fp': '4ab831333366e679', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 501 5TH FLOOR B WING SAI PUJA CO-OP H |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'after the Index II takeover'} |
| 30d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II 2.pdf', 'changed': {'Area unit': {'was': None, 'index2': 'Sq.mt.' |
| 30d ago | EzDocs | index2_people_checked | {'doc_id': '118e63a7-11ae-4424-8850-9d6a1ceaf7b0', 'differs': 1, 'matched': [{'score': 0.97, 'person': 'HARIRAM SAGAR SAHNI', 'pan_agrees': False}], 'not_on_case': 0} |
| 30d ago | EzDocs | index2_pan_differs | {'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '118e63a7-11ae-4424-8850-9d6a1ceaf7b |
| 30d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 30d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999150926 |
| 30d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'HARIRAM SAGAR SAHNI', 'party_id': 'f583e513-4891-49e0-8 |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II 2.pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 9, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'GAT', 'Second number type': '', 'Number': '41, 18O', 'Second number': ''}, 'was': {'Number type': 'GAT', 'Second number type': '', 'Number': '41, 18ओ', 'Second number': ''}, 'why': "the number boxes hold the |
| 33d ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': 'cd9b061e-df45-4860-af64-9165b9cfd0d6', 'confidence': 0.9} |
| 33d ago | EzDocs | document_received | {'file': '1789198167516.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Kind |
| 37d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'HARIRAM SAGAR SAHNI Ech |
| 37d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 37d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 1.8, 'workers': 3} |
| 37d ago | EzDocs | mail_instruction_understood | {'amount': 3296000.0, 'phrase': 'Loan amount with insurance - 32,96,000/-', 'reason': 'with insurance', 'instructions': [], 'urgent_disbursement': False} |
| 37d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 37d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 1.7, 'workers': 3} |
| 37d ago | EzDocs | mail_instruction_understood | {'amount': 3296000.0, 'phrase': 'Loan amount with insurance - 32,96,000/-', 'reason': 'with insurance', 'instructions': [], 'urgent_disbursement': False} |