Cases / NOI-2026-01168

WAGH UMESH SUBHASHRAO

LAN NHL/ARNG/0726/5150161 Index II shared · done Send the draft 1 All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — photo not taken by applicant holding phone)open

✓MOTD — inside DocScanner 31 Jul 2026 12-30 pm.pdopen

✓PAN card — inside DocScanner 31 Jul 2026 12-30 pm.pdopen

✓Aadhaar card — inside DocScanner 31 Jul 2026 12-30 pm.pdopen

✓Payment screenshot — shows ₹27,180; money not verified yet — inside DocScanner 31 Jul 2026 12-30 pm.pdopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (5)A label is wrong? Fix it under All documents.

For you to check

Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
The work is done — our fee of ₹27,210 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Payment proof is from 2026-07-31 — an old receipt?

MoneyWaiting for the credit

₹27,210

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹27,180; we wait for the credit itself

Stamp duty 0.3%10,390

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for27,210

Screenshot ₹27,180 — ₹30 under our ask, not below the real calculation ₹27,180. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-07-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 18:08 — 7 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹27,200. We ask ₹27,210 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 3 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 288 h 54 minour time · 3 Sep 16:39

Index II 381 h 45 minour time · 15 Sep 09:08

the NOI team 45 d 15 hthe branch 2 h 34 mintotal 45 d 17 h

Complete.

Day by day — every step and who held it

31 Jul 15:10Your branch's mail

31 Jul 17:44Papers from your branch+2 h 34 min · the branch

3 Sep 16:28Papers read+33 d 22 h · the NOI team

3 Sep 16:29Property readat once

3 Sep 16:29Papers read+1 min · the NOI team

3 Sep 16:30Fee quotedat once

3 Sep 16:30Papers readat once

3 Sep 16:39Challan made+9 min · the NOI team

15 Sep 09:08Index II sent+11 d 16 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹34,60,000

Loan account no.

NHL/ARNG/0726/5150161

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The NOI team has filed the NOI and shared all required documents, including the government's Index II, with the bank branch.

the history says the next move is with no one — the case is finished — case closed

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-07-31) “LAP case index 2 attached for your reference.”

✓ fee paid — the branch's words — done, mail 2 (2026-07-31) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 5 (2026-07-31) “PFA CHALLAN FOR A REFERENCE”

✓ challan shared — done, mail 5 (2026-07-31) “PFA CHALLAN FOR A REFERENCE”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-07-31) “LAP case index 2 attached for your reference.”

✓ filed on the IGR site — done, mail 6 (2026-08-17) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 6 (2026-08-17) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 7 (2026-09-03) “PFA NOI INDEX 2 FOR CASE CLOSURE”

read over 7 mail(s), last mail 2026-09-03 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH SUBHASHRAO

how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: NHL/ARNG/0726/5150161).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 34,60,000

------------------------------------------------------

Stamp Duty 0.30%Rs. 10,390

Registration Fees 0.50%Rs. 15,000

Govt. Document Handling ChargesRs. 320

Service Fees for NOI FilingRs. 1,500

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 27,210

Kindly remit and share the payment screenshot with UTR on this same thread. We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK asmita.kulkarni@pnbhousing.com pnbhousing.com
31 Jul, 15:10 · 77d ago THE APP JOINED HERE — earlier mails are on Gmail

challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH SUBHASHRAO

📎 SKM_226i26072815110.pdf ↗📎 DocScanner 31 Jul 2026 12-30 pm.pdf ↗📎 image001.jpg ↗

Pls help with challan & NOI for the mentioned case.

LAP case index 2 attached for your reference.

Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[Email Signature]



Internal

earlier mails quoted below

From: Deepak Waghmare <mrdeepak3866@gmail.com>
Sent: Friday, July 31, 2026 3:02 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <deepak.waghmare@phfl.com>
Subject: Umesh Wagh NOI Documents

 Exercise Secured by Check Point

PFA

🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Pls help with challan & NOI for the mentioned case.”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
31 Jul, 16:24 · 77d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a colour live

selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:

Pls help with challan & NOI for the mentioned case.

LAP case index 2 attached for your reference.

Thanks & Regards,

*Asmita Kulkarni.*

Customer Service Manager – Loans

pnb *Housing Finance Limited*

Ch.Sambhajinagar.-431001

Mob. No. 7972988248

[image: Email Signature]

Internal

*From:* Deepak Waghmare <mrdeepak3866@gmail.com>
*Sent:* Friday, July 31, 2026 3:02 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>
*Subject:* Umesh Wagh NOI Documents

 *Secured by Check Point *

PFA

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

AK asmita.kulkarni@pnbhousing.com pnbhousing.com
31 Jul, 17:44 · 77d ago

RE: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH SUBHASHRAO

📎 DocScanner 31 Jul 2026 12-30 pm_1(1).jpg ↗📎 DocScanner 31 Jul 2026 12-30 pm_1.jpg ↗

Thanks & Regards,

Asmita Kulkarni.

Customer Service Manager – Loans

pnb Housing Finance Limited

Ch.Sambhajinagar.431001

Mob. No. 7972988248

[Email Signature]

Internal

earlier mails quoted below

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Friday, July 31, 2026 4:25 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Deepak Arvind Waghmare <deepak.waghmare@phfl.com>
Subject: Re: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH SUBHASHRAO

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com<mailto:asmita.kulkarni@pnbhousing.com>> wrote:
Pls help with challan & NOI for the mentioned case.
LAP case index 2 attached for your reference.

🤖 read: The sender provides their contact information.

OL The NOI teamTYPED IN GMAIL
31 Jul, 18:59 · 77d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Fri, 31 Jul 2026 at 17:45, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:

Thanks & Regards,

*Asmita Kulkarni.*

Customer Service Manager – Loans

pnb *Housing Finance Limited*

Ch.Sambhajinagar.-431001

Mob. No. 7972988248

[image: Email Signature]

Internal

*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Friday, July 31, 2026 4:25 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Prashant Padhye <
prashant.padhye@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>
*Subject:* Re: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH
SUBHASHRAO

 *Secured by Check Point *

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:

Pls help with challan & NOI for the mentioned case.

LAP case index 2 attached for your reference.

Thanks & Regards,

*Asmita Kulkarni.*

Customer Service Manager – Loans

pnb *Housing Finance Limited*

Ch.Sambhajinagar.-431001

Mob. No. 7972988248

[image: Email Signature]

Internal

*From:* Deepak Waghmare <mrdeepak3866@gmail.com>
*Sent:* Friday, July 31, 2026 3:02 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>
*Subject:* Umesh Wagh NOI Documents

 *Secured by Check Point *

PFA

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
31 Jul, 20:42 · 77d ago

TEAM

PFA CHALLAN FOR A REFERENCE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 31 Jul 2026 at 18:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 31 Jul 2026 at 17:45, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:

>
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Friday, July 31, 2026 4:25 PM
> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Prashant Padhye <
> prashant.padhye@pnbhousing.com>; Deepak Arvind Waghmare <
> deepak.waghmare@phfl.com>
> *Subject:* Re: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH
> SUBHASHRAO
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Team,
>
>
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need a colour live
> selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974*
>
>
>
>
>
> On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com> wrote:
>
> Pls help with challan & NOI for the mentioned case.
>
> LAP case index 2 attached for your reference.
>
>
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
> *From:* Deepak Waghmare <mrdeepak3866@gmail.com>
> *Sent:* Friday, July 31, 2026 3:02 PM
> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
> deepak.waghmare@phfl.com>
> *Subject:* Umesh Wagh NOI Documents
>
>
>
> >
> *Secured by Check Point *
>
>
>
> PFA
>
>

🤖 read: challan shared ✓ — “PFA CHALLAN FOR A REFERENCE”

OL The NOI teamTYPED IN GMAIL
17 Aug, 10:14 · 60d ago

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 31 Jul 2026 at 20:42, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM

PFA CHALLAN FOR A REFERENCE

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 31 Jul 2026 at 18:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Fri, 31 Jul 2026 at 17:45, Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com> wrote:
>
>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *Asmita Kulkarni.*
>>
>> Customer Service Manager – Loans
>>
>> pnb *Housing Finance Limited*
>>
>> Ch.Sambhajinagar.-431001
>>
>> Mob. No. 7972988248
>>
>> [image: Email Signature]
>>
>>
>>
>> Internal
>>
>> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> *Sent:* Friday, July 31, 2026 4:25 PM
>> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
>> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
>> amol.wakekar@pnbhousing.com>; Prashant Padhye <
>> prashant.padhye@pnbhousing.com>; Deepak Arvind Waghmare <
>> deepak.waghmare@phfl.com>
>> *Subject:* Re: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH
>> SUBHASHRAO
>>
>>
>>
>> >>
>> *Secured by Check Point *
>>
>>
>>
>> Team,
>>
>>
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same. For NOI filing, We need a colour live
>> selfie photo of the applicants..
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>>
>> *ThinkBigz*
>>
>> *M:-8097244974*
>>
>>
>>
>>
>>
>> On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <
>> asmita.kulkarni@pnbhousing.com> wrote:
>>
>> Pls help with challan & NOI for the mentioned case.
>>
>> LAP case index 2 attached for your reference.
>>
>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *Asmita Kulkarni.*
>>
>> Customer Service Manager – Loans
>>
>> pnb *Housing Finance Limited*
>>
>> Ch.Sambhajinagar.-431001
>>
>> Mob. No. 7972988248
>>
>> [image: Email Signature]
>>
>>
>>
>>
>>
>> Internal
>>
>> *From:* Deepak Waghmare <mrdeepak3866@gmail.com>
>> *Sent:* Friday, July 31, 2026 3:02 PM
>> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
>> amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
>> deepak.waghmare@phfl.com>
>> *Subject:* Umesh Wagh NOI Documents
>>
>>
>>
>> >>
>> *Secured by Check Point *
>>
>>
>>
>> PFA
>>
>>

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
03 Sep, 15:39 · 43d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 17 Aug 2026 at 10:14, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 31 Jul 2026 at 20:42, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> TEAM
>
> PFA CHALLAN FOR A REFERENCE
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 31 Jul 2026 at 18:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Fri, 31 Jul 2026 at 17:45, Asmita Kulkarni <
>> asmita.kulkarni@pnbhousing.com> wrote:
>>
>>>
>>>
>>>
>>>
>>> Thanks & Regards,
>>>
>>> *Asmita Kulkarni.*
>>>
>>> Customer Service Manager – Loans
>>>
>>> pnb *Housing Finance Limited*
>>>
>>> Ch.Sambhajinagar.-431001
>>>
>>> Mob. No. 7972988248
>>>
>>> [image: Email Signature]
>>>
>>>
>>>
>>> Internal
>>>
>>> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> *Sent:* Friday, July 31, 2026 4:25 PM
>>> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
>>> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
>>> amol.wakekar@pnbhousing.com>; Prashant Padhye <
>>> prashant.padhye@pnbhousing.com>; Deepak Arvind Waghmare <
>>> deepak.waghmare@phfl.com>
>>> *Subject:* Re: challan & NOI for NHL/ARNG/0726/5150161-WAGH UMESH
>>> SUBHASHRAO
>>>
>>>
>>>
>>> >>>
>>> *Secured by Check Point *
>>>
>>>
>>>
>>> Team,
>>>
>>>
>>>
>>> We acknowledge the receipt of your mail documents and payment. We will
>>> initiate the challan for the same. For NOI filing, We need a colour live
>>> selfie photo of the applicants..
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>>
>>> *ThinkBigz*
>>>
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>>
>>>
>>>
>>> On Fri, 31 Jul 2026 at 15:11, Asmita Kulkarni <
>>> asmita.kulkarni@pnbhousing.com> wrote:
>>>
>>> Pls help with challan & NOI for the mentioned case.
>>>
>>> LAP case index 2 attached for your reference.
>>>
>>>
>>>
>>>
>>>
>>> Thanks & Regards,
>>>
>>> *Asmita Kulkarni.*
>>>
>>> Customer Service Manager – Loans
>>>
>>> pnb *Housing Finance Limited*
>>>
>>> Ch.Sambhajinagar.-431001
>>>
>>> Mob. No. 7972988248
>>>
>>> [image: Email Signature]
>>>
>>>
>>>
>>>
>>>
>>> Internal
>>>
>>> *From:* Deepak Waghmare <mrdeepak3866@gmail.com>
>>> *Sent:* Friday, July 31, 2026 3:02 PM
>>> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
>>> amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
>>> deepak.waghmare@phfl.com>
>>> *Subject:* Umesh Wagh NOI Documents
>>>
>>>
>>>
>>> >>>
>>> *Secured by Check Point *
>>>
>>>
>>>
>>> PFA
>>>
>>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Index IIthe branch sent this — an input	SKM_226i26072815110.pdf	filed	43d ago
Sanction letter+ MOTD inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside	DocScanner 31 Jul 2026 12-30 pm.pdf	filed	43d ago
Other	image001.jpg	filed	43d ago
Selfie / photo	DocScanner 31 Jul 2026 12-30 pm_1(1).jpg	CANNOT BE READ — clear copy asked	43d ago
Selfie / photo	DocScanner 31 Jul 2026 12-30 pm_1.jpg	CANNOT BE READ — clear copy asked	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,210

Where it stands
waiting for the credit

Screenshot claims
₹27,180 621212763877

Screenshot ₹27,180 — ₹30 under our ask, not below the real calculation ₹27,180. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-07-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

stale_claim:2026-07-31:46d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹10,390	₹15,000	₹320	₹1,500	₹27,210

By law ₹27,200. We ask ₹27,210 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Floor (person 1), GRN, Paid amount, Challan date

13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Building (with wing), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SKM_226i26072815110.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजे मुस्तफाबाद ता जि.छ. संभाजीनगर येथील गट नं 4 मधील प्लॉट नं 16, ज्याचे एकूण विक्री क्षेत्र 1500 चौ. फुट म्हणाल 139044 चौ.मी चे खरेदीखत ( (GAT NUMBER:4;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DocScanner 31 Jul 2026 12-30 pm.pdf

as printed
PLOT NO. 16, GUT NO. 4, MAUJE MUSTAFABAD, AURANGABAD,., MAHARASHTRA, INDIA, 431001

PIN
431001

the Index II

SKM_226i26072815110.pdf

the property
1) paalikeche naavah chhatrapati sambhaajinagara itara varnana:, itara maahitih, itara maahitih mauje mustaphaabaada taa ji.chha. sambhaajinagara yethila gata nan 4 madhila plota nan 16, jyaache ekuna vikri kshetra 1500 chau. phuta mhanaala 139044 chau.mi che kharedikhata ( (GAT NUMBER:4;))

PIN
431001

THE CHALLAN, as it will be typed

Flat/Survey Number
16 OM SAI NAGARI GAT NO 4

Locality/Road
OM SAI NAGARI NEAR URJA NAGAR AYYAPA MANDIR PARISAR MOUJE MUSTAFABAD TAL CHHATRAPATI SAMBHAJINAGAR

Area/City
CHHATRAPATI SAMBHAJINAGAR

check or correct a box, the papers beside it →

the Index II also prints: 1, 139044, 1500, CHAU, CHE, CHHA, CHHATRAPATI, EKUNA, GATA, ITARA, JI, JYAACHE, KHAREDIKHATA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	WAGH UMESH SUBHASHRAO	AARPW5877A	…0791

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	asmita.kulkarni@pnbhousing.com	43d ago

What EzDocs read from each document — check anything marked in red

Index II SKM_226i26072815110.pdf needs your check

kind
index2_input

extracted
pin: 431001; doc_no: 742; village: मुस्तफाबाद; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह. दुय्यम निबंधक छत्रपती संभाजीनगर क्रं.२; area_text: 0.0139 हेक्टर, आर; mortgagee: उमेश सुभाषराव वाघ; filing_fee: 28000; mo

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '431001', 'doc_no': '742', 'village': 'मुस्तफाबाद', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह. दुय्यम निबंधक छत्रपती संभाजीनगर क्रं.२', 'area_text': '0.0139 हेक्टर, आर', 'mortgagee': 'उमेश सुभाषराव वाघ', 'filing_fee': 28000, 'mortgagors': ['रियाजोद्दीन खान करीमोद्दिन खान'], 'stamp_duty': 168000, 'filing_date': '2026-01-27', 'loan_amount': 2800000, 'property_text': '1) पालिकेचे नावः छत्रपती संभाजीनगर इतर वर्णन:, इतर माहितीः, इतर माहितीः मौजे मुस्तफाबाद ता जि.छ. संभाजीनगर येथील गट नं 4 मधील प्लॉट नं 16, ज्याचे एकूण विक्री क्षेत्र 1500 चौ. फुट म्हणाल 139044 चौ.मी चे खरेदीखत ( (GAT NUMBER:4;))', 'survey_numbers': ['4']}}

Sanction letter DocScanner 31 Jul 2026 12-30 pm.pdf needs your check

lan
NHL/ARNG/0726/5150161

legible
True

loan type
Non Housing Loan

confidence
1.0

loan amount
3375000

interest rate
9.5

sanction date
09-Jul-2026

letter version
4

applicant names
WAGH UMESH SUBHASHRAO, JAYSHRI UMESH WAGH

applicant mobile
9823334527

property address
pin: 431001; state: Maharashtra; Flat no: Plot No. 16; district: Aurangabad; Address: Plot No. 16, Gut No. 4, Mauje Mustafabad, Aurangabad, Maharashtra, 431001; Village: Mauje Mustafabad, Aurangabad; survey_or_

insurance premium
85000

includes insurance
True

total with insurance
3460000

security address verbatim
Plot No. 16, Gut No. 4, Mauje Mustafabad, Aurangabad,., MAHARASHTRA, India, 431001

raw reading (for Abhijit)

{'lan': 'NHL/ARNG/0726/5150161', 'legible': True, 'loan_type': 'Non Housing Loan', 'confidence': 1.0, 'loan_amount': 3375000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '09-Jul-2026', 'letter_version': '4', 'applicant_names': ['WAGH UMESH SUBHASHRAO', 'JAYSHRI UMESH WAGH'], 'applicant_mobile': '9823334527', 'property_address': {'pin': '431001', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Plot No. 16', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 16, Gut No. 4, Mauje Mustafabad, Aurangabad, Maharashtra, 431001', 'village_city': 'Mauje Mustafabad, Aurangabad', 'building_name': None, 'survey_or_cts_no': 'Gut No. 4'}, 'insurance_premium': 85000, 'includes_insurance': True, 'total_with_insurance': 3460000, 'security_address_verbatim': 'Plot No. 16, Gut No. 4, Mauje Mustafabad, Aurangabad,., MAHARASHTRA, India, 431001'}

Sanction letter DocScanner 31 Jul 2026 12-30 pm.pdf needs your check

dob
1981-01-01

pan
AARPW5877A

name
WAGH UMESH SUBHASHRAO

legible
True

aadhaar last4
0791

raw reading (for Abhijit)

{'dob': '1981-01-01', 'pan': 'AARPW5877A', 'name': 'WAGH UMESH SUBHASHRAO', 'legible': True, 'aadhaar_last4': '0791', 'quality_issue': None}

Sanction letter DocScanner 31 Jul 2026 12-30 pm.pdf needs your check

dob
1981-01-01

pan
AARPW5877A

name
Umesh Subhashrao Wagh

legible
True

aadhaar last4
0791

raw reading (for Abhijit)

{'dob': '1981-01-01', 'pan': 'AARPW5877A', 'name': 'Umesh Subhashrao Wagh', 'legible': True, 'aadhaar_last4': '0791', 'quality_issue': None}

Selfie / photo DocScanner 31 Jul 2026 12-30 pm_1(1).jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie (taken by another person)

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie (taken by another person)'}

Selfie / photo DocScanner 31 Jul 2026 12-30 pm_1.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
photo not taken by applicant holding phone

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'photo not taken by applicant holding phone'}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter DocScanner 31 Jul 2026 12-30 pm.pdf needs your check

payments inside
bank: Kotak Mahindra Bank; kind: bundle; payments: [{'utr': '621212763877', 'date': '2026-07-31', 'page': 12, 'time': '12:23', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 27180.0, 'direction': 'debit', 'narration

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Kotak Mahindra Bank', 'kind': 'bundle', 'payments': [{'utr': '621212763877', 'date': '2026-07-31', 'page': 12, 'time': '12:23', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 27180.0, 'direction': 'debit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8493', 'account_holder': 'Jayshri Umesh Wagh'}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['SKM_226i26072815110.pdf', 'DocScanner 31 Jul 2026 12-30\u202fpm.pdf'], 'after': {'challan_boxes': {'box1': '16 OM SAI NAGARI GAT NO 4', 'box2': 'OM SAI NAGARI NEAR URJA NAGA
1h ago	EzDocs	challan_boxes_composed	{'fp': 'acff136fa698a7b7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': '16 OM SAI NAGARI GAT NO 4', 'box
1h ago	EzDocs	box_disagreement	{'box': 'property.taluka', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Chhatrapati Sambhajinagar', 'page': 1, '
1h ago	EzDocs	box_disagreement	{'box': 'property.district', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Chhatrapati Sambhajinagar', 'page': 1,
1h ago	EzDocs	pages_trimmed480	{'of': 12, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'DocScanner 31 Jul 2026 12-30\u202fpm.pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': 'c0fc96
1h ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'after the Index II takeover'}
1h ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26072815110.pdf', 'changed': {'taluka': {'was': None, 'index2': 'C
1h ago	EzDocs	index2_people_checked	{'doc_id': '0fa5eadf-d5d5-48d5-944a-c089d04f6348', 'differs': 0, 'matched': [{'score': 0.86, 'person': 'WAGH UMESH SUBHASHRAO', 'pan_agrees': True}], 'not_on_case': 1}
1h ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '0fa5eadf-d5d5-48d5-944a-c089
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d ago	EzDocs	hidden_payment_scan	{'file': 'DocScanner 31 Jul 2026 12-30\u202fpm.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': 'c0fc96d6-6862-4c53-b1a4-7f5ffe6b298b', 'fetched': True}
31d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner 31 Jul 2
31d ago	EzDocs	stale_claim_flagged	{'age_days': 46, 'claim_date': '2026-07-31'}
31d ago	EzDocs	screenshot_claim_recorded	{'utr': '621212763877', 'date': '2026-07-31', 'parts': 1, 'amount': 27180.0, 'claimed_total': 27180.0}
31d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'a99c7815-f461-43b7-b663-5c603d1c8a82', 'fetched': True}
31d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
32d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
43d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
43d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	document_unreadable	{'reason': 'photo not taken by applicant holding phone', 'doc_type': 'selfie'}
43d ago	EzDocs	document_received	{'file': 'DocScanner 31 Jul 2026 12-30\u202fpm_1.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
43d ago	EzDocs	document_unreadable	{'reason': 'this is not a live selfie (taken by another person)', 'doc_type': 'selfie'}
43d ago	EzDocs	document_received	{'file': 'DocScanner 31 Jul 2026 12-30\u202fpm_1(1).jpg', 'doc_type': 'selfie', 'confidence': 1.0}
43d ago	EzDocs	email_shadowed:fee_quote	{'to': 'asmita.kulkarni@pnbhousing.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: NHL/ARNG/0726/5150161).\n\n NOI Charges & Service Fees Calculator - Nestly.in
43d ago	EzDocs	receivable_created	{'expected': 27210.0}
43d ago	EzDocs	document_received	{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 1.0}
43d ago	EzDocs	pan_found_inside	{'doc': 'aadhaar', 'pan_masked': 'AAxxxxx7A'}
43d ago	EzDocs	payer_mobile_captured	{'last4': '4527', 'source': 'sanction_letter'}
43d ago	EzDocs	property_address_extracted	{'confidence': 1.0, 'Address': 'Plot No. 16, Gut No. 4, Mauje Mustafabad, Aurangabad, Maharashtra, 431001'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹27,180 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹27,210 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for. Payment proof is from 2026-07-31 — an old receipt?

Today · 17 Oct2 things

The challan's address boxes were written from the papers